期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23920.15 |
3922.23 |
19997.92 |
3922.23 |
19997.92 |
30982.77 |
10984.85 |
19997.92 |
10984.85 |
19997.92 |
2 |
23920.15 |
3976.33 |
19943.82 |
7898.56 |
39941.74 |
30831.27 |
10984.85 |
19846.42 |
21969.70 |
39844.33 |
3 |
23920.15 |
4031.17 |
19888.98 |
11929.72 |
59830.72 |
30679.77 |
10984.85 |
19694.92 |
32954.55 |
59539.25 |
4 |
23920.15 |
4086.76 |
19833.39 |
16016.48 |
79664.11 |
30528.27 |
10984.85 |
19543.42 |
43939.39 |
79082.67 |
5 |
23920.15 |
4143.13 |
19777.02 |
20159.61 |
99441.13 |
30376.77 |
10984.85 |
19391.92 |
54924.24 |
98474.59 |
6 |
23920.15 |
4200.27 |
19719.88 |
24359.88 |
119161.01 |
30225.27 |
10984.85 |
19240.42 |
65909.09 |
117715.01 |
7 |
23920.15 |
4258.19 |
19661.95 |
28618.07 |
138822.97 |
30073.77 |
10984.85 |
19088.92 |
76893.94 |
136803.93 |
8 |
23920.15 |
4316.92 |
19603.23 |
32934.99 |
158426.19 |
29922.27 |
10984.85 |
18937.42 |
87878.79 |
155741.35 |
9 |
23920.15 |
4376.46 |
19543.69 |
37311.45 |
177969.88 |
29770.77 |
10984.85 |
18785.92 |
98863.64 |
174527.27 |
10 |
23920.15 |
4436.82 |
19483.33 |
41748.27 |
197453.21 |
29619.27 |
10984.85 |
18634.42 |
109848.48 |
193161.70 |
11 |
23920.15 |
4498.01 |
19422.14 |
46246.28 |
216875.35 |
29467.77 |
10984.85 |
18482.92 |
120833.33 |
211644.62 |
12 |
23920.15 |
4560.04 |
19360.10 |
50806.33 |
236235.45 |
29316.27 |
10984.85 |
18331.42 |
131818.18 |
229976.04 |
第2年 |
13 |
23920.15 |
4622.94 |
19297.21 |
55429.26 |
255532.66 |
29164.77 |
10984.85 |
18179.92 |
142803.03 |
248155.97 |
14 |
23920.15 |
4686.69 |
19233.45 |
60115.96 |
274766.12 |
29013.27 |
10984.85 |
18028.42 |
153787.88 |
266184.39 |
15 |
23920.15 |
4751.33 |
19168.82 |
64867.29 |
293934.94 |
28861.77 |
10984.85 |
17876.93 |
164772.73 |
284061.32 |
16 |
23920.15 |
4816.86 |
19103.29 |
69684.15 |
313038.22 |
28710.27 |
10984.85 |
17725.43 |
175757.58 |
301786.74 |
17 |
23920.15 |
4883.29 |
19036.86 |
74567.44 |
332075.08 |
28558.78 |
10984.85 |
17573.93 |
186742.42 |
319360.67 |
18 |
23920.15 |
4950.64 |
18969.51 |
79518.08 |
351044.59 |
28407.28 |
10984.85 |
17422.43 |
197727.27 |
336783.10 |
19 |
23920.15 |
5018.92 |
18901.23 |
84537.00 |
369945.82 |
28255.78 |
10984.85 |
17270.93 |
208712.12 |
354054.02 |
20 |
23920.15 |
5088.14 |
18832.01 |
89625.13 |
388777.83 |
28104.28 |
10984.85 |
17119.43 |
219696.97 |
371173.45 |
21 |
23920.15 |
5158.31 |
18761.84 |
94783.45 |
407539.67 |
27952.78 |
10984.85 |
16967.93 |
230681.82 |
388141.38 |
22 |
23920.15 |
5229.45 |
18690.69 |
100012.90 |
426230.36 |
27801.28 |
10984.85 |
16816.43 |
241666.67 |
404957.81 |
23 |
23920.15 |
5301.58 |
18618.57 |
105314.47 |
444848.93 |
27649.78 |
10984.85 |
16664.93 |
252651.52 |
421622.74 |
24 |
23920.15 |
5374.69 |
18545.45 |
110689.17 |
463394.39 |
27498.28 |
10984.85 |
16513.43 |
263636.36 |
438136.17 |
第3年 |
25 |
23920.15 |
5448.82 |
18471.33 |
116137.99 |
481865.72 |
27346.78 |
10984.85 |
16361.93 |
274621.21 |
454498.11 |
26 |
23920.15 |
5523.97 |
18396.18 |
121661.96 |
500261.90 |
27195.28 |
10984.85 |
16210.43 |
285606.06 |
470708.54 |
27 |
23920.15 |
5600.15 |
18320.00 |
127262.11 |
518581.89 |
27043.78 |
10984.85 |
16058.93 |
296590.91 |
486767.47 |
28 |
23920.15 |
5677.39 |
18242.76 |
132939.50 |
536824.65 |
26892.28 |
10984.85 |
15907.43 |
307575.76 |
502674.91 |
29 |
23920.15 |
5755.69 |
18164.46 |
138695.18 |
554989.11 |
26740.78 |
10984.85 |
15755.93 |
318560.61 |
518430.84 |
30 |
23920.15 |
5835.07 |
18085.08 |
144530.25 |
573074.19 |
26589.28 |
10984.85 |
15604.43 |
329545.45 |
534035.27 |
31 |
23920.15 |
5915.54 |
18004.60 |
150445.80 |
591078.79 |
26437.78 |
10984.85 |
15452.94 |
340530.30 |
549488.21 |
32 |
23920.15 |
5997.13 |
17923.02 |
156442.93 |
609001.81 |
26286.28 |
10984.85 |
15301.44 |
351515.15 |
564789.65 |
33 |
23920.15 |
6079.84 |
17840.31 |
162522.77 |
626842.12 |
26134.79 |
10984.85 |
15149.94 |
362500.00 |
579939.58 |
34 |
23920.15 |
6163.69 |
17756.46 |
168686.46 |
644598.58 |
25983.29 |
10984.85 |
14998.44 |
373484.85 |
594938.02 |
35 |
23920.15 |
6248.70 |
17671.45 |
174935.16 |
662270.03 |
25831.79 |
10984.85 |
14846.94 |
384469.70 |
609784.96 |
36 |
23920.15 |
6334.88 |
17585.27 |
181270.04 |
679855.29 |
25680.29 |
10984.85 |
14695.44 |
395454.55 |
624480.40 |
第4年 |
37 |
23920.15 |
6422.25 |
17497.90 |
187692.29 |
697353.20 |
25528.79 |
10984.85 |
14543.94 |
406439.39 |
639024.34 |
38 |
23920.15 |
6510.82 |
17409.33 |
194203.11 |
714762.52 |
25377.29 |
10984.85 |
14392.44 |
417424.24 |
653416.78 |
39 |
23920.15 |
6600.62 |
17319.53 |
200803.72 |
732082.05 |
25225.79 |
10984.85 |
14240.94 |
428409.09 |
667657.72 |
40 |
23920.15 |
6691.65 |
17228.50 |
207495.37 |
749310.55 |
25074.29 |
10984.85 |
14089.44 |
439393.94 |
681747.16 |
41 |
23920.15 |
6783.94 |
17136.21 |
214279.31 |
766446.76 |
24922.79 |
10984.85 |
13937.94 |
450378.79 |
695685.10 |
42 |
23920.15 |
6877.50 |
17042.65 |
221156.81 |
783489.41 |
24771.29 |
10984.85 |
13786.44 |
461363.64 |
709471.54 |
43 |
23920.15 |
6972.35 |
16947.80 |
228129.16 |
800437.21 |
24619.79 |
10984.85 |
13634.94 |
472348.48 |
723106.49 |
44 |
23920.15 |
7068.51 |
16851.64 |
235197.68 |
817288.84 |
24468.29 |
10984.85 |
13483.44 |
483333.33 |
736589.93 |
45 |
23920.15 |
7166.00 |
16754.15 |
242363.67 |
834042.99 |
24316.79 |
10984.85 |
13331.94 |
494318.18 |
749921.88 |
46 |
23920.15 |
7264.83 |
16655.32 |
249628.51 |
850698.31 |
24165.29 |
10984.85 |
13180.45 |
505303.03 |
763102.32 |
47 |
23920.15 |
7365.02 |
16555.12 |
256993.53 |
867253.43 |
24013.79 |
10984.85 |
13028.95 |
516287.88 |
776131.27 |
48 |
23920.15 |
7466.60 |
16453.55 |
264460.13 |
883706.98 |
23862.29 |
10984.85 |
12877.45 |
527272.73 |
789008.71 |
第5年 |
49 |
23920.15 |
7569.58 |
16350.57 |
272029.71 |
900057.55 |
23710.80 |
10984.85 |
12725.95 |
538257.58 |
801734.66 |
50 |
23920.15 |
7673.97 |
16246.17 |
279703.68 |
916303.72 |
23559.30 |
10984.85 |
12574.45 |
549242.42 |
814309.11 |
51 |
23920.15 |
7779.81 |
16140.34 |
287483.49 |
932444.06 |
23407.80 |
10984.85 |
12422.95 |
560227.27 |
826732.05 |
52 |
23920.15 |
7887.11 |
16033.04 |
295370.60 |
948477.10 |
23256.30 |
10984.85 |
12271.45 |
571212.12 |
839003.50 |
53 |
23920.15 |
7995.88 |
15924.26 |
303366.49 |
964401.36 |
23104.80 |
10984.85 |
12119.95 |
582196.97 |
851123.45 |
54 |
23920.15 |
8106.16 |
15813.99 |
311472.65 |
980215.35 |
22953.30 |
10984.85 |
11968.45 |
593181.82 |
863091.90 |
55 |
23920.15 |
8217.96 |
15702.19 |
319690.61 |
995917.54 |
22801.80 |
10984.85 |
11816.95 |
604166.67 |
874908.85 |
56 |
23920.15 |
8331.30 |
15588.85 |
328021.90 |
1011506.39 |
22650.30 |
10984.85 |
11665.45 |
615151.52 |
886574.31 |
57 |
23920.15 |
8446.20 |
15473.95 |
336468.10 |
1026980.34 |
22498.80 |
10984.85 |
11513.95 |
626136.36 |
898088.26 |
58 |
23920.15 |
8562.69 |
15357.46 |
345030.79 |
1042337.80 |
22347.30 |
10984.85 |
11362.45 |
637121.21 |
909450.71 |
59 |
23920.15 |
8680.78 |
15239.37 |
353711.57 |
1057577.17 |
22195.80 |
10984.85 |
11210.95 |
648106.06 |
920661.66 |
60 |
23920.15 |
8800.50 |
15119.64 |
362512.08 |
1072696.81 |
22044.30 |
10984.85 |
11059.45 |
659090.91 |
931721.12 |
第6年 |
61 |
23920.15 |
8921.88 |
14998.27 |
371433.95 |
1087695.08 |
21892.80 |
10984.85 |
10907.95 |
670075.76 |
942629.07 |
62 |
23920.15 |
9044.92 |
14875.22 |
380478.88 |
1102570.31 |
21741.30 |
10984.85 |
10756.46 |
681060.61 |
953385.53 |
63 |
23920.15 |
9169.67 |
14750.48 |
389648.55 |
1117320.79 |
21589.80 |
10984.85 |
10604.96 |
692045.45 |
963990.48 |
64 |
23920.15 |
9296.13 |
14624.01 |
398944.68 |
1131944.80 |
21438.30 |
10984.85 |
10453.46 |
703030.30 |
974443.94 |
65 |
23920.15 |
9424.34 |
14495.80 |
408369.02 |
1146440.60 |
21286.81 |
10984.85 |
10301.96 |
714015.15 |
984745.90 |
66 |
23920.15 |
9554.32 |
14365.83 |
417923.35 |
1160806.43 |
21135.31 |
10984.85 |
10150.46 |
725000.00 |
994896.35 |
67 |
23920.15 |
9686.09 |
14234.06 |
427609.44 |
1175040.49 |
20983.81 |
10984.85 |
9998.96 |
735984.85 |
1004895.31 |
68 |
23920.15 |
9819.68 |
14100.47 |
437429.11 |
1189140.96 |
20832.31 |
10984.85 |
9847.46 |
746969.70 |
1014742.77 |
69 |
23920.15 |
9955.11 |
13965.04 |
447384.22 |
1203106.00 |
20680.81 |
10984.85 |
9695.96 |
757954.55 |
1024438.73 |
70 |
23920.15 |
10092.41 |
13827.74 |
457476.63 |
1216933.74 |
20529.31 |
10984.85 |
9544.46 |
768939.39 |
1033983.19 |
71 |
23920.15 |
10231.60 |
13688.55 |
467708.22 |
1230622.29 |
20377.81 |
10984.85 |
9392.96 |
779924.24 |
1043376.15 |
72 |
23920.15 |
10372.71 |
13547.44 |
478080.93 |
1244169.73 |
20226.31 |
10984.85 |
9241.46 |
790909.09 |
1052617.61 |
第7年 |
73 |
23920.15 |
10515.76 |
13404.38 |
488596.70 |
1257574.12 |
20074.81 |
10984.85 |
9089.96 |
801893.94 |
1061707.58 |
74 |
23920.15 |
10660.79 |
13259.35 |
499257.49 |
1270833.47 |
19923.31 |
10984.85 |
8938.46 |
812878.79 |
1070646.04 |
75 |
23920.15 |
10807.82 |
13112.32 |
510065.31 |
1283945.79 |
19771.81 |
10984.85 |
8786.96 |
823863.64 |
1079433.00 |
76 |
23920.15 |
10956.88 |
12963.27 |
521022.20 |
1296909.06 |
19620.31 |
10984.85 |
8635.46 |
834848.48 |
1088068.47 |
77 |
23920.15 |
11108.00 |
12812.15 |
532130.19 |
1309721.21 |
19468.81 |
10984.85 |
8483.96 |
845833.33 |
1096552.43 |
78 |
23920.15 |
11261.19 |
12658.95 |
543391.39 |
1322380.17 |
19317.31 |
10984.85 |
8332.47 |
856818.18 |
1104884.90 |
79 |
23920.15 |
11416.50 |
12503.64 |
554807.89 |
1334883.81 |
19165.81 |
10984.85 |
8180.97 |
867803.03 |
1113065.86 |
80 |
23920.15 |
11573.96 |
12346.19 |
566381.85 |
1347230.00 |
19014.32 |
10984.85 |
8029.47 |
878787.88 |
1121095.33 |
81 |
23920.15 |
11733.58 |
12186.57 |
578115.43 |
1359416.57 |
18862.82 |
10984.85 |
7877.97 |
889772.73 |
1128973.30 |
82 |
23920.15 |
11895.41 |
12024.74 |
590010.84 |
1371441.31 |
18711.32 |
10984.85 |
7726.47 |
900757.58 |
1136699.76 |
83 |
23920.15 |
12059.46 |
11860.68 |
602070.30 |
1383301.99 |
18559.82 |
10984.85 |
7574.97 |
911742.42 |
1144274.73 |
84 |
23920.15 |
12225.78 |
11694.36 |
614296.08 |
1394996.36 |
18408.32 |
10984.85 |
7423.47 |
922727.27 |
1151698.20 |
第8年 |
85 |
23920.15 |
12394.40 |
11525.75 |
626690.48 |
1406522.11 |
18256.82 |
10984.85 |
7271.97 |
933712.12 |
1158970.17 |
86 |
23920.15 |
12565.34 |
11354.81 |
639255.82 |
1417876.92 |
18105.32 |
10984.85 |
7120.47 |
944696.97 |
1166090.64 |
87 |
23920.15 |
12738.63 |
11181.51 |
651994.46 |
1429058.43 |
17953.82 |
10984.85 |
6968.97 |
955681.82 |
1173059.61 |
88 |
23920.15 |
12914.32 |
11005.83 |
664908.78 |
1440064.26 |
17802.32 |
10984.85 |
6817.47 |
966666.67 |
1179877.08 |
89 |
23920.15 |
13092.43 |
10827.72 |
678001.21 |
1450891.97 |
17650.82 |
10984.85 |
6665.97 |
977651.52 |
1186543.06 |
90 |
23920.15 |
13273.00 |
10647.15 |
691274.21 |
1461539.12 |
17499.32 |
10984.85 |
6514.47 |
988636.36 |
1193057.53 |
91 |
23920.15 |
13456.05 |
10464.09 |
704730.26 |
1472003.22 |
17347.82 |
10984.85 |
6362.97 |
999621.21 |
1199420.50 |
92 |
23920.15 |
13641.64 |
10278.51 |
718371.90 |
1482281.73 |
17196.32 |
10984.85 |
6211.47 |
1010606.06 |
1205631.98 |
93 |
23920.15 |
13829.78 |
10090.37 |
732201.67 |
1492372.10 |
17044.82 |
10984.85 |
6059.97 |
1021590.91 |
1211691.95 |
94 |
23920.15 |
14020.51 |
9899.64 |
746222.19 |
1502271.74 |
16893.32 |
10984.85 |
5908.48 |
1032575.76 |
1217600.43 |
95 |
23920.15 |
14213.88 |
9706.27 |
760436.07 |
1511978.00 |
16741.82 |
10984.85 |
5756.98 |
1043560.61 |
1223357.40 |
96 |
23920.15 |
14409.91 |
9510.24 |
774845.98 |
1521488.24 |
16590.33 |
10984.85 |
5605.48 |
1054545.45 |
1228962.88 |
第9年 |
97 |
23920.15 |
14608.65 |
9311.50 |
789454.63 |
1530799.74 |
16438.83 |
10984.85 |
5453.98 |
1065530.30 |
1234416.86 |
98 |
23920.15 |
14810.13 |
9110.02 |
804264.75 |
1539909.76 |
16287.33 |
10984.85 |
5302.48 |
1076515.15 |
1239719.33 |
99 |
23920.15 |
15014.38 |
8905.77 |
819279.14 |
1548815.53 |
16135.83 |
10984.85 |
5150.98 |
1087500.00 |
1244870.31 |
100 |
23920.15 |
15221.46 |
8698.69 |
834500.59 |
1557514.22 |
15984.33 |
10984.85 |
4999.48 |
1098484.85 |
1249869.79 |
101 |
23920.15 |
15431.39 |
8488.76 |
849931.98 |
1566002.98 |
15832.83 |
10984.85 |
4847.98 |
1109469.70 |
1254717.77 |
102 |
23920.15 |
15644.21 |
8275.94 |
865576.19 |
1574278.92 |
15681.33 |
10984.85 |
4696.48 |
1120454.55 |
1259414.25 |
103 |
23920.15 |
15859.97 |
8060.18 |
881436.16 |
1582339.10 |
15529.83 |
10984.85 |
4544.98 |
1131439.39 |
1263959.23 |
104 |
23920.15 |
16078.71 |
7841.44 |
897514.86 |
1590180.54 |
15378.33 |
10984.85 |
4393.48 |
1142424.24 |
1268352.71 |
105 |
23920.15 |
16300.46 |
7619.69 |
913815.32 |
1597800.23 |
15226.83 |
10984.85 |
4241.98 |
1153409.09 |
1272594.70 |
106 |
23920.15 |
16525.27 |
7394.88 |
930340.59 |
1605195.11 |
15075.33 |
10984.85 |
4090.48 |
1164393.94 |
1276685.18 |
107 |
23920.15 |
16753.18 |
7166.97 |
947093.77 |
1612362.08 |
14923.83 |
10984.85 |
3938.98 |
1175378.79 |
1280624.16 |
108 |
23920.15 |
16984.23 |
6935.92 |
964078.00 |
1619298.00 |
14772.33 |
10984.85 |
3787.48 |
1186363.64 |
1284411.65 |
第10年 |
109 |
23920.15 |
17218.47 |
6701.67 |
981296.47 |
1625999.67 |
14620.83 |
10984.85 |
3635.98 |
1197348.48 |
1288047.63 |
110 |
23920.15 |
17455.95 |
6464.20 |
998752.42 |
1632463.87 |
14469.33 |
10984.85 |
3484.49 |
1208333.33 |
1291532.12 |
111 |
23920.15 |
17696.69 |
6223.46 |
1016449.11 |
1638687.33 |
14317.83 |
10984.85 |
3332.99 |
1219318.18 |
1294865.10 |
112 |
23920.15 |
17940.76 |
5979.39 |
1034389.87 |
1644666.72 |
14166.34 |
10984.85 |
3181.49 |
1230303.03 |
1298046.59 |
113 |
23920.15 |
18188.19 |
5731.96 |
1052578.06 |
1650398.68 |
14014.84 |
10984.85 |
3029.99 |
1241287.88 |
1301076.58 |
114 |
23920.15 |
18439.04 |
5481.11 |
1071017.10 |
1655879.79 |
13863.34 |
10984.85 |
2878.49 |
1252272.73 |
1303955.07 |
115 |
23920.15 |
18693.34 |
5226.81 |
1089710.44 |
1661106.59 |
13711.84 |
10984.85 |
2726.99 |
1263257.58 |
1306682.05 |
116 |
23920.15 |
18951.15 |
4968.99 |
1108661.60 |
1666075.59 |
13560.34 |
10984.85 |
2575.49 |
1274242.42 |
1309257.54 |
117 |
23920.15 |
19212.52 |
4707.63 |
1127874.12 |
1670783.21 |
13408.84 |
10984.85 |
2423.99 |
1285227.27 |
1311681.53 |
118 |
23920.15 |
19477.50 |
4442.65 |
1147351.61 |
1675225.86 |
13257.34 |
10984.85 |
2272.49 |
1296212.12 |
1313954.02 |
119 |
23920.15 |
19746.12 |
4174.03 |
1167097.74 |
1679399.89 |
13105.84 |
10984.85 |
2120.99 |
1307196.97 |
1316075.02 |
120 |
23920.15 |
20018.45 |
3901.69 |
1187116.19 |
1683301.58 |
12954.34 |
10984.85 |
1969.49 |
1318181.82 |
1318044.51 |
第11年 |
121 |
23920.15 |
20294.54 |
3625.61 |
1207410.73 |
1686927.19 |
12802.84 |
10984.85 |
1817.99 |
1329166.67 |
1319862.50 |
122 |
23920.15 |
20574.44 |
3345.71 |
1227985.17 |
1690272.90 |
12651.34 |
10984.85 |
1666.49 |
1340151.52 |
1321528.99 |
123 |
23920.15 |
20858.19 |
3061.95 |
1248843.37 |
1693334.85 |
12499.84 |
10984.85 |
1514.99 |
1351136.36 |
1323043.99 |
124 |
23920.15 |
21145.86 |
2774.29 |
1269989.23 |
1696109.14 |
12348.34 |
10984.85 |
1363.49 |
1362121.21 |
1324407.48 |
125 |
23920.15 |
21437.50 |
2482.65 |
1291426.73 |
1698591.79 |
12196.84 |
10984.85 |
1211.99 |
1373106.06 |
1325619.48 |
126 |
23920.15 |
21733.16 |
2186.99 |
1313159.89 |
1700778.78 |
12045.34 |
10984.85 |
1060.50 |
1384090.91 |
1326679.97 |
127 |
23920.15 |
22032.89 |
1887.25 |
1335192.78 |
1702666.03 |
11893.84 |
10984.85 |
909.00 |
1395075.76 |
1327588.97 |
128 |
23920.15 |
22336.77 |
1583.38 |
1357529.55 |
1704249.41 |
11742.35 |
10984.85 |
757.50 |
1406060.61 |
1328346.46 |
129 |
23920.15 |
22644.83 |
1275.32 |
1380174.37 |
1705524.74 |
11590.85 |
10984.85 |
606.00 |
1417045.45 |
1328952.46 |
130 |
23920.15 |
22957.14 |
963.01 |
1403131.51 |
1706487.75 |
11439.35 |
10984.85 |
454.50 |
1428030.30 |
1329406.96 |
131 |
23920.15 |
23273.75 |
646.39 |
1426405.26 |
1707134.14 |
11287.85 |
10984.85 |
303.00 |
1439015.15 |
1329709.96 |
132 |
23920.15 |
23594.74 |
325.41 |
1450000.00 |
1707459.55 |
11136.35 |
10984.85 |
151.50 |
1450000.00 |
1329861.46 |
汇总:
|
等额本息
总利息:1707459.55元 总还款:3157459.55元
|
等额本金
总利息:1329861.46元 总还款:2779861.46元
|
年利率为:16.55%,折扣: 不打折,贷款:145.0万,
分132期(11年), 等额本息比等额本金多:377598.09元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。