期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23826.60 |
3949.52 |
19877.08 |
3949.52 |
19877.08 |
30861.93 |
10984.85 |
19877.08 |
10984.85 |
19877.08 |
2 |
23826.60 |
4003.66 |
19822.94 |
7953.17 |
39700.03 |
30711.35 |
10984.85 |
19726.50 |
21969.70 |
39603.58 |
3 |
23826.60 |
4058.54 |
19768.06 |
12011.71 |
59468.08 |
30560.76 |
10984.85 |
19575.92 |
32954.55 |
59179.50 |
4 |
23826.60 |
4114.18 |
19712.42 |
16125.89 |
79180.51 |
30410.18 |
10984.85 |
19425.33 |
43939.39 |
78604.83 |
5 |
23826.60 |
4170.57 |
19656.02 |
20296.46 |
98836.53 |
30259.60 |
10984.85 |
19274.75 |
54924.24 |
97879.58 |
6 |
23826.60 |
4227.75 |
19598.85 |
24524.21 |
118435.38 |
30109.01 |
10984.85 |
19124.16 |
65909.09 |
117003.74 |
7 |
23826.60 |
4285.70 |
19540.90 |
28809.91 |
137976.28 |
29958.43 |
10984.85 |
18973.58 |
76893.94 |
135977.32 |
8 |
23826.60 |
4344.45 |
19482.15 |
33154.36 |
157458.43 |
29807.84 |
10984.85 |
18823.00 |
87878.79 |
154800.32 |
9 |
23826.60 |
4404.01 |
19422.59 |
37558.37 |
176881.02 |
29657.26 |
10984.85 |
18672.41 |
98863.64 |
173472.73 |
10 |
23826.60 |
4464.38 |
19362.22 |
42022.75 |
196243.24 |
29506.68 |
10984.85 |
18521.83 |
109848.48 |
191994.55 |
11 |
23826.60 |
4525.58 |
19301.02 |
46548.33 |
215544.26 |
29356.09 |
10984.85 |
18371.24 |
120833.33 |
210365.80 |
12 |
23826.60 |
4587.62 |
19238.98 |
51135.94 |
234783.25 |
29205.51 |
10984.85 |
18220.66 |
131818.18 |
228586.46 |
第2年 |
13 |
23826.60 |
4650.50 |
19176.09 |
55786.45 |
253959.34 |
29054.92 |
10984.85 |
18070.08 |
142803.03 |
246656.53 |
14 |
23826.60 |
4714.26 |
19112.34 |
60500.70 |
273071.68 |
28904.34 |
10984.85 |
17919.49 |
153787.88 |
264576.03 |
15 |
23826.60 |
4778.88 |
19047.72 |
65279.58 |
292119.40 |
28753.76 |
10984.85 |
17768.91 |
164772.73 |
282344.93 |
16 |
23826.60 |
4844.39 |
18982.21 |
70123.97 |
311101.61 |
28603.17 |
10984.85 |
17618.32 |
175757.58 |
299963.26 |
17 |
23826.60 |
4910.80 |
18915.80 |
75034.77 |
330017.41 |
28452.59 |
10984.85 |
17467.74 |
186742.42 |
317431.00 |
18 |
23826.60 |
4978.12 |
18848.48 |
80012.89 |
348865.90 |
28302.00 |
10984.85 |
17317.16 |
197727.27 |
334748.15 |
19 |
23826.60 |
5046.36 |
18780.24 |
85059.25 |
367646.14 |
28151.42 |
10984.85 |
17166.57 |
208712.12 |
351914.73 |
20 |
23826.60 |
5115.54 |
18711.06 |
90174.78 |
386357.20 |
28000.84 |
10984.85 |
17015.99 |
219696.97 |
368930.71 |
21 |
23826.60 |
5185.66 |
18640.94 |
95360.45 |
404998.14 |
27850.25 |
10984.85 |
16865.40 |
230681.82 |
385796.12 |
22 |
23826.60 |
5256.75 |
18569.85 |
100617.19 |
423567.99 |
27699.67 |
10984.85 |
16714.82 |
241666.67 |
402510.94 |
23 |
23826.60 |
5328.81 |
18497.79 |
105946.00 |
442065.78 |
27549.08 |
10984.85 |
16564.24 |
252651.52 |
419075.17 |
24 |
23826.60 |
5401.86 |
18424.74 |
111347.86 |
460490.52 |
27398.50 |
10984.85 |
16413.65 |
263636.36 |
435488.83 |
第3年 |
25 |
23826.60 |
5475.91 |
18350.69 |
116823.77 |
478841.21 |
27247.92 |
10984.85 |
16263.07 |
274621.21 |
451751.89 |
26 |
23826.60 |
5550.98 |
18275.62 |
122374.75 |
497116.83 |
27097.33 |
10984.85 |
16112.48 |
285606.06 |
467864.38 |
27 |
23826.60 |
5627.07 |
18199.53 |
128001.82 |
515316.36 |
26946.75 |
10984.85 |
15961.90 |
296590.91 |
483826.28 |
28 |
23826.60 |
5704.21 |
18122.39 |
133706.02 |
533438.75 |
26796.16 |
10984.85 |
15811.32 |
307575.76 |
499637.59 |
29 |
23826.60 |
5782.40 |
18044.20 |
139488.43 |
551482.95 |
26645.58 |
10984.85 |
15660.73 |
318560.61 |
515298.33 |
30 |
23826.60 |
5861.67 |
17964.93 |
145350.10 |
569447.88 |
26495.00 |
10984.85 |
15510.15 |
329545.45 |
530808.48 |
31 |
23826.60 |
5942.02 |
17884.58 |
151292.12 |
587332.45 |
26344.41 |
10984.85 |
15359.56 |
340530.30 |
546168.04 |
32 |
23826.60 |
6023.48 |
17803.12 |
157315.60 |
605135.57 |
26193.83 |
10984.85 |
15208.98 |
351515.15 |
561377.02 |
33 |
23826.60 |
6106.05 |
17720.55 |
163421.65 |
622856.12 |
26043.24 |
10984.85 |
15058.40 |
362500.00 |
576435.42 |
34 |
23826.60 |
6189.75 |
17636.84 |
169611.40 |
640492.97 |
25892.66 |
10984.85 |
14907.81 |
373484.85 |
591343.23 |
35 |
23826.60 |
6274.61 |
17551.99 |
175886.01 |
658044.96 |
25742.08 |
10984.85 |
14757.23 |
384469.70 |
606100.46 |
36 |
23826.60 |
6360.62 |
17465.98 |
182246.63 |
675510.94 |
25591.49 |
10984.85 |
14606.64 |
395454.55 |
620707.10 |
第4年 |
37 |
23826.60 |
6447.81 |
17378.79 |
188694.44 |
692889.73 |
25440.91 |
10984.85 |
14456.06 |
406439.39 |
635163.16 |
38 |
23826.60 |
6536.20 |
17290.40 |
195230.64 |
710180.12 |
25290.33 |
10984.85 |
14305.48 |
417424.24 |
649468.64 |
39 |
23826.60 |
6625.80 |
17200.80 |
201856.45 |
727380.92 |
25139.74 |
10984.85 |
14154.89 |
428409.09 |
663623.53 |
40 |
23826.60 |
6716.63 |
17109.97 |
208573.08 |
744490.89 |
24989.16 |
10984.85 |
14004.31 |
439393.94 |
677627.84 |
41 |
23826.60 |
6808.71 |
17017.89 |
215381.78 |
761508.78 |
24838.57 |
10984.85 |
13853.72 |
450378.79 |
691481.57 |
42 |
23826.60 |
6902.04 |
16924.56 |
222283.82 |
778433.34 |
24687.99 |
10984.85 |
13703.14 |
461363.64 |
705184.71 |
43 |
23826.60 |
6996.66 |
16829.94 |
229280.48 |
795263.28 |
24537.41 |
10984.85 |
13552.56 |
472348.48 |
718737.26 |
44 |
23826.60 |
7092.57 |
16734.03 |
236373.05 |
811997.31 |
24386.82 |
10984.85 |
13401.97 |
483333.33 |
732139.24 |
45 |
23826.60 |
7189.80 |
16636.80 |
243562.85 |
828634.11 |
24236.24 |
10984.85 |
13251.39 |
494318.18 |
745390.62 |
46 |
23826.60 |
7288.36 |
16538.24 |
250851.20 |
845172.36 |
24085.65 |
10984.85 |
13100.80 |
505303.03 |
758491.43 |
47 |
23826.60 |
7388.27 |
16438.33 |
258239.47 |
861610.69 |
23935.07 |
10984.85 |
12950.22 |
516287.88 |
771441.65 |
48 |
23826.60 |
7489.55 |
16337.05 |
265729.02 |
877947.74 |
23784.49 |
10984.85 |
12799.64 |
527272.73 |
784241.29 |
第5年 |
49 |
23826.60 |
7592.22 |
16234.38 |
273321.24 |
894182.12 |
23633.90 |
10984.85 |
12649.05 |
538257.58 |
796890.34 |
50 |
23826.60 |
7696.29 |
16130.30 |
281017.53 |
910312.43 |
23483.32 |
10984.85 |
12498.47 |
549242.42 |
809388.81 |
51 |
23826.60 |
7801.80 |
16024.80 |
288819.33 |
926337.23 |
23332.73 |
10984.85 |
12347.89 |
560227.27 |
821736.70 |
52 |
23826.60 |
7908.75 |
15917.85 |
296728.08 |
942255.08 |
23182.15 |
10984.85 |
12197.30 |
571212.12 |
833934.00 |
53 |
23826.60 |
8017.16 |
15809.44 |
304745.24 |
958064.51 |
23031.57 |
10984.85 |
12046.72 |
582196.97 |
845980.71 |
54 |
23826.60 |
8127.07 |
15699.53 |
312872.30 |
973764.05 |
22880.98 |
10984.85 |
11896.13 |
593181.82 |
857876.85 |
55 |
23826.60 |
8238.47 |
15588.13 |
321110.78 |
989352.17 |
22730.40 |
10984.85 |
11745.55 |
604166.67 |
869622.40 |
56 |
23826.60 |
8351.41 |
15475.19 |
329462.19 |
1004827.36 |
22579.81 |
10984.85 |
11594.97 |
615151.52 |
881217.36 |
57 |
23826.60 |
8465.89 |
15360.71 |
337928.08 |
1020188.07 |
22429.23 |
10984.85 |
11444.38 |
626136.36 |
892661.74 |
58 |
23826.60 |
8581.95 |
15244.65 |
346510.03 |
1035432.72 |
22278.65 |
10984.85 |
11293.80 |
637121.21 |
903955.54 |
59 |
23826.60 |
8699.59 |
15127.01 |
355209.62 |
1050559.73 |
22128.06 |
10984.85 |
11143.21 |
648106.06 |
915098.75 |
60 |
23826.60 |
8818.85 |
15007.75 |
364028.47 |
1065567.48 |
21977.48 |
10984.85 |
10992.63 |
659090.91 |
926091.38 |
第6年 |
61 |
23826.60 |
8939.74 |
14886.86 |
372968.21 |
1080454.34 |
21826.89 |
10984.85 |
10842.05 |
670075.76 |
936933.43 |
62 |
23826.60 |
9062.29 |
14764.31 |
382030.49 |
1095218.65 |
21676.31 |
10984.85 |
10691.46 |
681060.61 |
947624.89 |
63 |
23826.60 |
9186.52 |
14640.08 |
391217.01 |
1109858.73 |
21525.73 |
10984.85 |
10540.88 |
692045.45 |
958165.77 |
64 |
23826.60 |
9312.45 |
14514.15 |
400529.46 |
1124372.88 |
21375.14 |
10984.85 |
10390.29 |
703030.30 |
968556.06 |
65 |
23826.60 |
9440.11 |
14386.49 |
409969.57 |
1138759.38 |
21224.56 |
10984.85 |
10239.71 |
714015.15 |
978795.77 |
66 |
23826.60 |
9569.52 |
14257.08 |
419539.08 |
1153016.46 |
21073.97 |
10984.85 |
10089.13 |
725000.00 |
988884.90 |
67 |
23826.60 |
9700.70 |
14125.90 |
429239.78 |
1167142.36 |
20923.39 |
10984.85 |
9938.54 |
735984.85 |
998823.44 |
68 |
23826.60 |
9833.68 |
13992.92 |
439073.46 |
1181135.28 |
20772.81 |
10984.85 |
9787.96 |
746969.70 |
1008611.40 |
69 |
23826.60 |
9968.48 |
13858.12 |
449041.94 |
1194993.40 |
20622.22 |
10984.85 |
9637.37 |
757954.55 |
1018248.77 |
70 |
23826.60 |
10105.13 |
13721.47 |
459147.07 |
1208714.87 |
20471.64 |
10984.85 |
9486.79 |
768939.39 |
1027735.56 |
71 |
23826.60 |
10243.66 |
13582.94 |
469390.73 |
1222297.81 |
20321.05 |
10984.85 |
9336.21 |
779924.24 |
1037071.76 |
72 |
23826.60 |
10384.08 |
13442.52 |
479774.81 |
1235740.33 |
20170.47 |
10984.85 |
9185.62 |
790909.09 |
1046257.39 |
第7年 |
73 |
23826.60 |
10526.43 |
13300.17 |
490301.24 |
1249040.50 |
20019.89 |
10984.85 |
9035.04 |
801893.94 |
1055292.42 |
74 |
23826.60 |
10670.73 |
13155.87 |
500971.97 |
1262196.37 |
19869.30 |
10984.85 |
8884.45 |
812878.79 |
1064176.88 |
75 |
23826.60 |
10817.01 |
13009.59 |
511788.97 |
1275205.96 |
19718.72 |
10984.85 |
8733.87 |
823863.64 |
1072910.75 |
76 |
23826.60 |
10965.29 |
12861.31 |
522754.26 |
1288067.27 |
19568.13 |
10984.85 |
8583.29 |
834848.48 |
1081494.03 |
77 |
23826.60 |
11115.61 |
12710.99 |
533869.87 |
1300778.27 |
19417.55 |
10984.85 |
8432.70 |
845833.33 |
1089926.74 |
78 |
23826.60 |
11267.98 |
12558.62 |
545137.85 |
1313336.88 |
19266.97 |
10984.85 |
8282.12 |
856818.18 |
1098208.85 |
79 |
23826.60 |
11422.45 |
12404.15 |
556560.30 |
1325741.04 |
19116.38 |
10984.85 |
8131.53 |
867803.03 |
1106340.39 |
80 |
23826.60 |
11579.03 |
12247.57 |
568139.33 |
1337988.60 |
18965.80 |
10984.85 |
7980.95 |
878787.88 |
1114321.34 |
81 |
23826.60 |
11737.76 |
12088.84 |
579877.08 |
1350077.44 |
18815.21 |
10984.85 |
7830.37 |
889772.73 |
1122151.70 |
82 |
23826.60 |
11898.66 |
11927.93 |
591775.75 |
1362005.38 |
18664.63 |
10984.85 |
7679.78 |
900757.58 |
1129831.49 |
83 |
23826.60 |
12061.78 |
11764.82 |
603837.52 |
1373770.20 |
18514.05 |
10984.85 |
7529.20 |
911742.42 |
1137360.68 |
84 |
23826.60 |
12227.12 |
11599.48 |
616064.65 |
1385369.68 |
18363.46 |
10984.85 |
7378.61 |
922727.27 |
1144739.30 |
第8年 |
85 |
23826.60 |
12394.74 |
11431.86 |
628459.38 |
1396801.54 |
18212.88 |
10984.85 |
7228.03 |
933712.12 |
1151967.33 |
86 |
23826.60 |
12564.65 |
11261.95 |
641024.03 |
1408063.50 |
18062.29 |
10984.85 |
7077.45 |
944696.97 |
1159044.78 |
87 |
23826.60 |
12736.89 |
11089.71 |
653760.91 |
1419153.21 |
17911.71 |
10984.85 |
6926.86 |
955681.82 |
1165971.64 |
88 |
23826.60 |
12911.49 |
10915.11 |
666672.40 |
1430068.32 |
17761.13 |
10984.85 |
6776.28 |
966666.67 |
1172747.92 |
89 |
23826.60 |
13088.48 |
10738.12 |
679760.89 |
1440806.44 |
17610.54 |
10984.85 |
6625.69 |
977651.52 |
1179373.61 |
90 |
23826.60 |
13267.90 |
10558.69 |
693028.79 |
1451365.13 |
17459.96 |
10984.85 |
6475.11 |
988636.36 |
1185848.72 |
91 |
23826.60 |
13449.79 |
10376.81 |
706478.58 |
1461741.94 |
17309.37 |
10984.85 |
6324.53 |
999621.21 |
1192173.25 |
92 |
23826.60 |
13634.16 |
10192.44 |
720112.74 |
1471934.38 |
17158.79 |
10984.85 |
6173.94 |
1010606.06 |
1198347.19 |
93 |
23826.60 |
13821.06 |
10005.54 |
733933.80 |
1481939.92 |
17008.21 |
10984.85 |
6023.36 |
1021590.91 |
1204370.55 |
94 |
23826.60 |
14010.52 |
9816.07 |
747944.32 |
1491756.00 |
16857.62 |
10984.85 |
5872.77 |
1032575.76 |
1210243.32 |
95 |
23826.60 |
14202.59 |
9624.01 |
762146.91 |
1501380.01 |
16707.04 |
10984.85 |
5722.19 |
1043560.61 |
1215965.51 |
96 |
23826.60 |
14397.28 |
9429.32 |
776544.19 |
1510809.33 |
16556.46 |
10984.85 |
5571.61 |
1054545.45 |
1221537.12 |
第9年 |
97 |
23826.60 |
14594.64 |
9231.96 |
791138.83 |
1520041.29 |
16405.87 |
10984.85 |
5421.02 |
1065530.30 |
1226958.14 |
98 |
23826.60 |
14794.71 |
9031.89 |
805933.54 |
1529073.17 |
16255.29 |
10984.85 |
5270.44 |
1076515.15 |
1232228.58 |
99 |
23826.60 |
14997.52 |
8829.08 |
820931.06 |
1537902.25 |
16104.70 |
10984.85 |
5119.85 |
1087500.00 |
1237348.44 |
100 |
23826.60 |
15203.11 |
8623.49 |
836134.17 |
1546525.74 |
15954.12 |
10984.85 |
4969.27 |
1098484.85 |
1242317.71 |
101 |
23826.60 |
15411.52 |
8415.08 |
851545.70 |
1554940.82 |
15803.54 |
10984.85 |
4818.69 |
1109469.70 |
1247136.40 |
102 |
23826.60 |
15622.79 |
8203.81 |
867168.48 |
1563144.63 |
15652.95 |
10984.85 |
4668.10 |
1120454.55 |
1251804.50 |
103 |
23826.60 |
15836.95 |
7989.65 |
883005.43 |
1571134.28 |
15502.37 |
10984.85 |
4517.52 |
1131439.39 |
1256322.02 |
104 |
23826.60 |
16054.05 |
7772.55 |
899059.48 |
1578906.83 |
15351.78 |
10984.85 |
4366.93 |
1142424.24 |
1260688.95 |
105 |
23826.60 |
16274.12 |
7552.48 |
915333.61 |
1586459.30 |
15201.20 |
10984.85 |
4216.35 |
1153409.09 |
1264905.30 |
106 |
23826.60 |
16497.21 |
7329.39 |
931830.82 |
1593788.69 |
15050.62 |
10984.85 |
4065.77 |
1164393.94 |
1268971.07 |
107 |
23826.60 |
16723.36 |
7103.24 |
948554.18 |
1600891.92 |
14900.03 |
10984.85 |
3915.18 |
1175378.79 |
1272886.25 |
108 |
23826.60 |
16952.61 |
6873.99 |
965506.80 |
1607765.91 |
14749.45 |
10984.85 |
3764.60 |
1186363.64 |
1276650.85 |
第10年 |
109 |
23826.60 |
17185.00 |
6641.59 |
982691.80 |
1614407.50 |
14598.86 |
10984.85 |
3614.02 |
1197348.48 |
1280264.87 |
110 |
23826.60 |
17420.58 |
6406.02 |
1000112.38 |
1620813.52 |
14448.28 |
10984.85 |
3463.43 |
1208333.33 |
1283728.30 |
111 |
23826.60 |
17659.39 |
6167.21 |
1017771.77 |
1626980.73 |
14297.70 |
10984.85 |
3312.85 |
1219318.18 |
1287041.15 |
112 |
23826.60 |
17901.47 |
5925.13 |
1035673.24 |
1632905.86 |
14147.11 |
10984.85 |
3162.26 |
1230303.03 |
1290203.41 |
113 |
23826.60 |
18146.87 |
5679.73 |
1053820.11 |
1638585.59 |
13996.53 |
10984.85 |
3011.68 |
1241287.88 |
1293215.09 |
114 |
23826.60 |
18395.63 |
5430.97 |
1072215.75 |
1644016.55 |
13845.94 |
10984.85 |
2861.10 |
1252272.73 |
1296076.18 |
115 |
23826.60 |
18647.81 |
5178.79 |
1090863.55 |
1649195.35 |
13695.36 |
10984.85 |
2710.51 |
1263257.58 |
1298786.70 |
116 |
23826.60 |
18903.44 |
4923.16 |
1109766.99 |
1654118.51 |
13544.78 |
10984.85 |
2559.93 |
1274242.42 |
1301346.62 |
117 |
23826.60 |
19162.57 |
4664.03 |
1128929.56 |
1658782.54 |
13394.19 |
10984.85 |
2409.34 |
1285227.27 |
1303755.97 |
118 |
23826.60 |
19425.26 |
4401.34 |
1148354.82 |
1663183.88 |
13243.61 |
10984.85 |
2258.76 |
1296212.12 |
1306014.73 |
119 |
23826.60 |
19691.55 |
4135.05 |
1168046.37 |
1667318.93 |
13093.02 |
10984.85 |
2108.18 |
1307196.97 |
1308122.90 |
120 |
23826.60 |
19961.48 |
3865.11 |
1188007.85 |
1671184.04 |
12942.44 |
10984.85 |
1957.59 |
1318181.82 |
1310080.49 |
第11年 |
121 |
23826.60 |
20235.12 |
3591.48 |
1208242.98 |
1674775.52 |
12791.86 |
10984.85 |
1807.01 |
1329166.67 |
1311887.50 |
122 |
23826.60 |
20512.51 |
3314.09 |
1228755.49 |
1678089.61 |
12641.27 |
10984.85 |
1656.42 |
1340151.52 |
1313543.92 |
123 |
23826.60 |
20793.71 |
3032.89 |
1249549.19 |
1681122.50 |
12490.69 |
10984.85 |
1505.84 |
1351136.36 |
1315049.76 |
124 |
23826.60 |
21078.75 |
2747.85 |
1270627.95 |
1683870.35 |
12340.10 |
10984.85 |
1355.26 |
1362121.21 |
1316405.02 |
125 |
23826.60 |
21367.71 |
2458.89 |
1291995.65 |
1686329.24 |
12189.52 |
10984.85 |
1204.67 |
1373106.06 |
1317609.69 |
126 |
23826.60 |
21660.62 |
2165.98 |
1313656.28 |
1688495.21 |
12038.94 |
10984.85 |
1054.09 |
1384090.91 |
1318663.78 |
127 |
23826.60 |
21957.55 |
1869.05 |
1335613.83 |
1690364.26 |
11888.35 |
10984.85 |
903.50 |
1395075.76 |
1319567.28 |
128 |
23826.60 |
22258.56 |
1568.04 |
1357872.39 |
1691932.30 |
11737.77 |
10984.85 |
752.92 |
1406060.61 |
1320320.20 |
129 |
23826.60 |
22563.68 |
1262.92 |
1380436.07 |
1693195.22 |
11587.18 |
10984.85 |
602.34 |
1417045.45 |
1320922.54 |
130 |
23826.60 |
22872.99 |
953.61 |
1403309.06 |
1694148.82 |
11436.60 |
10984.85 |
451.75 |
1428030.30 |
1321374.29 |
131 |
23826.60 |
23186.54 |
640.05 |
1426495.61 |
1694788.88 |
11286.02 |
10984.85 |
301.17 |
1439015.15 |
1321675.46 |
132 |
23826.60 |
23504.39 |
322.21 |
1450000.00 |
1695111.09 |
11135.43 |
10984.85 |
150.58 |
1450000.00 |
1321826.04 |
汇总:
|
等额本息
总利息:1695111.09元 总还款:3145111.09元
|
等额本金
总利息:1321826.04元 总还款:2771826.04元
|
年利率为:16.45%,折扣: 不打折,贷款:145.0万,
分132期(11年), 等额本息比等额本金多:373285.04元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。