期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23779.88 |
3963.22 |
19816.67 |
3963.22 |
19816.67 |
30801.52 |
10984.85 |
19816.67 |
10984.85 |
19816.67 |
2 |
23779.88 |
4017.38 |
19762.50 |
7980.60 |
39579.17 |
30651.39 |
10984.85 |
19666.54 |
21969.70 |
39483.21 |
3 |
23779.88 |
4072.29 |
19707.60 |
12052.88 |
59286.77 |
30501.26 |
10984.85 |
19516.41 |
32954.55 |
58999.62 |
4 |
23779.88 |
4127.94 |
19651.94 |
16180.82 |
78938.71 |
30351.14 |
10984.85 |
19366.29 |
43939.39 |
78365.91 |
5 |
23779.88 |
4184.36 |
19595.53 |
20365.18 |
98534.24 |
30201.01 |
10984.85 |
19216.16 |
54924.24 |
97582.07 |
6 |
23779.88 |
4241.54 |
19538.34 |
24606.72 |
118072.58 |
30050.88 |
10984.85 |
19066.04 |
65909.09 |
116648.11 |
7 |
23779.88 |
4299.51 |
19480.37 |
28906.23 |
137552.96 |
29900.76 |
10984.85 |
18915.91 |
76893.94 |
135564.02 |
8 |
23779.88 |
4358.27 |
19421.61 |
33264.50 |
156974.57 |
29750.63 |
10984.85 |
18765.78 |
87878.79 |
154329.80 |
9 |
23779.88 |
4417.83 |
19362.05 |
37682.33 |
176336.62 |
29600.51 |
10984.85 |
18615.66 |
98863.64 |
172945.45 |
10 |
23779.88 |
4478.21 |
19301.67 |
42160.54 |
195638.30 |
29450.38 |
10984.85 |
18465.53 |
109848.48 |
191410.98 |
11 |
23779.88 |
4539.41 |
19240.47 |
46699.95 |
214878.77 |
29300.25 |
10984.85 |
18315.40 |
120833.33 |
209726.39 |
12 |
23779.88 |
4601.45 |
19178.43 |
51301.40 |
234057.21 |
29150.13 |
10984.85 |
18165.28 |
131818.18 |
227891.67 |
第2年 |
13 |
23779.88 |
4664.34 |
19115.55 |
55965.74 |
253172.75 |
29000.00 |
10984.85 |
18015.15 |
142803.03 |
245906.82 |
14 |
23779.88 |
4728.08 |
19051.80 |
60693.82 |
272224.55 |
28849.87 |
10984.85 |
17865.03 |
153787.88 |
263771.84 |
15 |
23779.88 |
4792.70 |
18987.18 |
65486.52 |
291211.74 |
28699.75 |
10984.85 |
17714.90 |
164772.73 |
281486.74 |
16 |
23779.88 |
4858.20 |
18921.68 |
70344.72 |
310133.42 |
28549.62 |
10984.85 |
17564.77 |
175757.58 |
299051.52 |
17 |
23779.88 |
4924.60 |
18855.29 |
75269.32 |
328988.71 |
28399.49 |
10984.85 |
17414.65 |
186742.42 |
316466.16 |
18 |
23779.88 |
4991.90 |
18787.99 |
80261.22 |
347776.70 |
28249.37 |
10984.85 |
17264.52 |
197727.27 |
333730.68 |
19 |
23779.88 |
5060.12 |
18719.76 |
85321.34 |
366496.46 |
28099.24 |
10984.85 |
17114.39 |
208712.12 |
350845.08 |
20 |
23779.88 |
5129.28 |
18650.61 |
90450.61 |
385147.07 |
27949.12 |
10984.85 |
16964.27 |
219696.97 |
367809.34 |
21 |
23779.88 |
5199.38 |
18580.51 |
95649.99 |
403727.58 |
27798.99 |
10984.85 |
16814.14 |
230681.82 |
384623.48 |
22 |
23779.88 |
5270.43 |
18509.45 |
100920.42 |
422237.03 |
27648.86 |
10984.85 |
16664.02 |
241666.67 |
401287.50 |
23 |
23779.88 |
5342.46 |
18437.42 |
106262.88 |
440674.45 |
27498.74 |
10984.85 |
16513.89 |
252651.52 |
417801.39 |
24 |
23779.88 |
5415.48 |
18364.41 |
111678.36 |
459038.86 |
27348.61 |
10984.85 |
16363.76 |
263636.36 |
434165.15 |
第3年 |
25 |
23779.88 |
5489.49 |
18290.40 |
117167.85 |
477329.25 |
27198.48 |
10984.85 |
16213.64 |
274621.21 |
450378.79 |
26 |
23779.88 |
5564.51 |
18215.37 |
122732.36 |
495544.63 |
27048.36 |
10984.85 |
16063.51 |
285606.06 |
466442.30 |
27 |
23779.88 |
5640.56 |
18139.32 |
128372.92 |
513683.95 |
26898.23 |
10984.85 |
15913.38 |
296590.91 |
482355.68 |
28 |
23779.88 |
5717.65 |
18062.24 |
134090.57 |
531746.19 |
26748.11 |
10984.85 |
15763.26 |
307575.76 |
498118.94 |
29 |
23779.88 |
5795.79 |
17984.10 |
139886.36 |
549730.28 |
26597.98 |
10984.85 |
15613.13 |
318560.61 |
513732.07 |
30 |
23779.88 |
5875.00 |
17904.89 |
145761.35 |
567635.17 |
26447.85 |
10984.85 |
15463.01 |
329545.45 |
529195.08 |
31 |
23779.88 |
5955.29 |
17824.59 |
151716.64 |
585459.76 |
26297.73 |
10984.85 |
15312.88 |
340530.30 |
544507.95 |
32 |
23779.88 |
6036.68 |
17743.21 |
157753.32 |
603202.97 |
26147.60 |
10984.85 |
15162.75 |
351515.15 |
559670.71 |
33 |
23779.88 |
6119.18 |
17660.70 |
163872.50 |
620863.67 |
25997.47 |
10984.85 |
15012.63 |
362500.00 |
574683.33 |
34 |
23779.88 |
6202.81 |
17577.08 |
170075.31 |
638440.75 |
25847.35 |
10984.85 |
14862.50 |
373484.85 |
589545.83 |
35 |
23779.88 |
6287.58 |
17492.30 |
176362.89 |
655933.05 |
25697.22 |
10984.85 |
14712.37 |
384469.70 |
604258.21 |
36 |
23779.88 |
6373.51 |
17406.37 |
182736.40 |
673339.43 |
25547.10 |
10984.85 |
14562.25 |
395454.55 |
618820.45 |
第4年 |
37 |
23779.88 |
6460.61 |
17319.27 |
189197.01 |
690658.70 |
25396.97 |
10984.85 |
14412.12 |
406439.39 |
633232.58 |
38 |
23779.88 |
6548.91 |
17230.97 |
195745.92 |
707889.67 |
25246.84 |
10984.85 |
14261.99 |
417424.24 |
647494.57 |
39 |
23779.88 |
6638.41 |
17141.47 |
202384.34 |
725031.14 |
25096.72 |
10984.85 |
14111.87 |
428409.09 |
661606.44 |
40 |
23779.88 |
6729.14 |
17050.75 |
209113.47 |
742081.89 |
24946.59 |
10984.85 |
13961.74 |
439393.94 |
675568.18 |
41 |
23779.88 |
6821.10 |
16958.78 |
215934.57 |
759040.67 |
24796.46 |
10984.85 |
13811.62 |
450378.79 |
689379.80 |
42 |
23779.88 |
6914.32 |
16865.56 |
222848.90 |
775906.23 |
24646.34 |
10984.85 |
13661.49 |
461363.64 |
703041.29 |
43 |
23779.88 |
7008.82 |
16771.07 |
229857.72 |
792677.30 |
24496.21 |
10984.85 |
13511.36 |
472348.48 |
716552.65 |
44 |
23779.88 |
7104.61 |
16675.28 |
236962.32 |
809352.58 |
24346.09 |
10984.85 |
13361.24 |
483333.33 |
729913.89 |
45 |
23779.88 |
7201.70 |
16578.18 |
244164.02 |
825930.76 |
24195.96 |
10984.85 |
13211.11 |
494318.18 |
743125.00 |
46 |
23779.88 |
7300.13 |
16479.76 |
251464.15 |
842410.52 |
24045.83 |
10984.85 |
13060.98 |
505303.03 |
756185.98 |
47 |
23779.88 |
7399.89 |
16379.99 |
258864.04 |
858790.51 |
23895.71 |
10984.85 |
12910.86 |
516287.88 |
769096.84 |
48 |
23779.88 |
7501.03 |
16278.86 |
266365.07 |
875069.36 |
23745.58 |
10984.85 |
12760.73 |
527272.73 |
781857.58 |
第5年 |
49 |
23779.88 |
7603.54 |
16176.34 |
273968.61 |
891245.71 |
23595.45 |
10984.85 |
12610.61 |
538257.58 |
794468.18 |
50 |
23779.88 |
7707.46 |
16072.43 |
281676.07 |
907318.14 |
23445.33 |
10984.85 |
12460.48 |
549242.42 |
806928.66 |
51 |
23779.88 |
7812.79 |
15967.09 |
289488.86 |
923285.23 |
23295.20 |
10984.85 |
12310.35 |
560227.27 |
819239.02 |
52 |
23779.88 |
7919.57 |
15860.32 |
297408.42 |
939145.55 |
23145.08 |
10984.85 |
12160.23 |
571212.12 |
831399.24 |
53 |
23779.88 |
8027.80 |
15752.08 |
305436.22 |
954897.64 |
22994.95 |
10984.85 |
12010.10 |
582196.97 |
843409.34 |
54 |
23779.88 |
8137.51 |
15642.37 |
313573.73 |
970540.01 |
22844.82 |
10984.85 |
11859.97 |
593181.82 |
855269.32 |
55 |
23779.88 |
8248.73 |
15531.16 |
321822.46 |
986071.17 |
22694.70 |
10984.85 |
11709.85 |
604166.67 |
866979.17 |
56 |
23779.88 |
8361.46 |
15418.43 |
330183.92 |
1001489.59 |
22544.57 |
10984.85 |
11559.72 |
615151.52 |
878538.89 |
57 |
23779.88 |
8475.73 |
15304.15 |
338659.65 |
1016793.75 |
22394.44 |
10984.85 |
11409.60 |
626136.36 |
889948.48 |
58 |
23779.88 |
8591.57 |
15188.32 |
347251.21 |
1031982.06 |
22244.32 |
10984.85 |
11259.47 |
637121.21 |
901207.95 |
59 |
23779.88 |
8708.98 |
15070.90 |
355960.20 |
1047052.96 |
22094.19 |
10984.85 |
11109.34 |
648106.06 |
912317.30 |
60 |
23779.88 |
8828.01 |
14951.88 |
364788.20 |
1062004.84 |
21944.07 |
10984.85 |
10959.22 |
659090.91 |
923276.52 |
第6年 |
61 |
23779.88 |
8948.66 |
14831.23 |
373736.86 |
1076836.07 |
21793.94 |
10984.85 |
10809.09 |
670075.76 |
934085.61 |
62 |
23779.88 |
9070.95 |
14708.93 |
382807.81 |
1091545.00 |
21643.81 |
10984.85 |
10658.96 |
681060.61 |
944744.57 |
63 |
23779.88 |
9194.92 |
14584.96 |
392002.74 |
1106129.96 |
21493.69 |
10984.85 |
10508.84 |
692045.45 |
955253.41 |
64 |
23779.88 |
9320.59 |
14459.30 |
401323.33 |
1120589.25 |
21343.56 |
10984.85 |
10358.71 |
703030.30 |
965612.12 |
65 |
23779.88 |
9447.97 |
14331.91 |
410771.30 |
1134921.17 |
21193.43 |
10984.85 |
10208.59 |
714015.15 |
975820.71 |
66 |
23779.88 |
9577.09 |
14202.79 |
420348.39 |
1149123.96 |
21043.31 |
10984.85 |
10058.46 |
725000.00 |
985879.17 |
67 |
23779.88 |
9707.98 |
14071.91 |
430056.37 |
1163195.87 |
20893.18 |
10984.85 |
9908.33 |
735984.85 |
995787.50 |
68 |
23779.88 |
9840.65 |
13939.23 |
439897.02 |
1177135.10 |
20743.06 |
10984.85 |
9758.21 |
746969.70 |
1005545.71 |
69 |
23779.88 |
9975.14 |
13804.74 |
449872.16 |
1190939.84 |
20592.93 |
10984.85 |
9608.08 |
757954.55 |
1015153.79 |
70 |
23779.88 |
10111.47 |
13668.41 |
459983.63 |
1204608.25 |
20442.80 |
10984.85 |
9457.95 |
768939.39 |
1024611.74 |
71 |
23779.88 |
10249.66 |
13530.22 |
470233.29 |
1218138.47 |
20292.68 |
10984.85 |
9307.83 |
779924.24 |
1033919.57 |
72 |
23779.88 |
10389.74 |
13390.14 |
480623.03 |
1231528.62 |
20142.55 |
10984.85 |
9157.70 |
790909.09 |
1043077.27 |
第7年 |
73 |
23779.88 |
10531.73 |
13248.15 |
491154.77 |
1244776.77 |
19992.42 |
10984.85 |
9007.58 |
801893.94 |
1052084.85 |
74 |
23779.88 |
10675.67 |
13104.22 |
501830.43 |
1257880.99 |
19842.30 |
10984.85 |
8857.45 |
812878.79 |
1060942.30 |
75 |
23779.88 |
10821.57 |
12958.32 |
512652.00 |
1270839.31 |
19692.17 |
10984.85 |
8707.32 |
823863.64 |
1069649.62 |
76 |
23779.88 |
10969.46 |
12810.42 |
523621.46 |
1283649.73 |
19542.05 |
10984.85 |
8557.20 |
834848.48 |
1078206.82 |
77 |
23779.88 |
11119.38 |
12660.51 |
534740.84 |
1296310.24 |
19391.92 |
10984.85 |
8407.07 |
845833.33 |
1086613.89 |
78 |
23779.88 |
11271.34 |
12508.54 |
546012.18 |
1308818.78 |
19241.79 |
10984.85 |
8256.94 |
856818.18 |
1094870.83 |
79 |
23779.88 |
11425.38 |
12354.50 |
557437.56 |
1321173.28 |
19091.67 |
10984.85 |
8106.82 |
867803.03 |
1102977.65 |
80 |
23779.88 |
11581.53 |
12198.35 |
569019.09 |
1333371.63 |
18941.54 |
10984.85 |
7956.69 |
878787.88 |
1110934.34 |
81 |
23779.88 |
11739.81 |
12040.07 |
580758.91 |
1345411.70 |
18791.41 |
10984.85 |
7806.57 |
889772.73 |
1118740.91 |
82 |
23779.88 |
11900.26 |
11879.63 |
592659.16 |
1357291.33 |
18641.29 |
10984.85 |
7656.44 |
900757.58 |
1126397.35 |
83 |
23779.88 |
12062.89 |
11716.99 |
604722.05 |
1369008.32 |
18491.16 |
10984.85 |
7506.31 |
911742.42 |
1133903.66 |
84 |
23779.88 |
12227.75 |
11552.13 |
616949.81 |
1380560.46 |
18341.04 |
10984.85 |
7356.19 |
922727.27 |
1141259.85 |
第8年 |
85 |
23779.88 |
12394.86 |
11385.02 |
629344.67 |
1391945.48 |
18190.91 |
10984.85 |
7206.06 |
933712.12 |
1148465.91 |
86 |
23779.88 |
12564.26 |
11215.62 |
641908.93 |
1403161.10 |
18040.78 |
10984.85 |
7055.93 |
944696.97 |
1155521.84 |
87 |
23779.88 |
12735.97 |
11043.91 |
654644.91 |
1414205.01 |
17890.66 |
10984.85 |
6905.81 |
955681.82 |
1162427.65 |
88 |
23779.88 |
12910.03 |
10869.85 |
667554.94 |
1425074.86 |
17740.53 |
10984.85 |
6755.68 |
966666.67 |
1169183.33 |
89 |
23779.88 |
13086.47 |
10693.42 |
680641.40 |
1435768.28 |
17590.40 |
10984.85 |
6605.56 |
977651.52 |
1175788.89 |
90 |
23779.88 |
13265.32 |
10514.57 |
693906.72 |
1446282.85 |
17440.28 |
10984.85 |
6455.43 |
988636.36 |
1182244.32 |
91 |
23779.88 |
13446.61 |
10333.27 |
707353.33 |
1456616.12 |
17290.15 |
10984.85 |
6305.30 |
999621.21 |
1188549.62 |
92 |
23779.88 |
13630.38 |
10149.50 |
720983.71 |
1466765.62 |
17140.03 |
10984.85 |
6155.18 |
1010606.06 |
1194704.80 |
93 |
23779.88 |
13816.66 |
9963.22 |
734800.37 |
1476728.85 |
16989.90 |
10984.85 |
6005.05 |
1021590.91 |
1200709.85 |
94 |
23779.88 |
14005.49 |
9774.39 |
748805.86 |
1486503.24 |
16839.77 |
10984.85 |
5854.92 |
1032575.76 |
1206564.77 |
95 |
23779.88 |
14196.90 |
9582.99 |
763002.76 |
1496086.23 |
16689.65 |
10984.85 |
5704.80 |
1043560.61 |
1212269.57 |
96 |
23779.88 |
14390.92 |
9388.96 |
777393.68 |
1505475.19 |
16539.52 |
10984.85 |
5554.67 |
1054545.45 |
1217824.24 |
第9年 |
97 |
23779.88 |
14587.60 |
9192.29 |
791981.28 |
1514667.48 |
16389.39 |
10984.85 |
5404.55 |
1065530.30 |
1223228.79 |
98 |
23779.88 |
14786.96 |
8992.92 |
806768.24 |
1523660.40 |
16239.27 |
10984.85 |
5254.42 |
1076515.15 |
1228483.21 |
99 |
23779.88 |
14989.05 |
8790.83 |
821757.29 |
1532451.23 |
16089.14 |
10984.85 |
5104.29 |
1087500.00 |
1233587.50 |
100 |
23779.88 |
15193.90 |
8585.98 |
836951.19 |
1541037.22 |
15939.02 |
10984.85 |
4954.17 |
1098484.85 |
1238541.67 |
101 |
23779.88 |
15401.55 |
8378.33 |
852352.74 |
1549415.55 |
15788.89 |
10984.85 |
4804.04 |
1109469.70 |
1243345.71 |
102 |
23779.88 |
15612.04 |
8167.85 |
867964.78 |
1557583.40 |
15638.76 |
10984.85 |
4653.91 |
1120454.55 |
1247999.62 |
103 |
23779.88 |
15825.40 |
7954.48 |
883790.18 |
1565537.88 |
15488.64 |
10984.85 |
4503.79 |
1131439.39 |
1252503.41 |
104 |
23779.88 |
16041.68 |
7738.20 |
899831.86 |
1573276.08 |
15338.51 |
10984.85 |
4353.66 |
1142424.24 |
1256857.07 |
105 |
23779.88 |
16260.92 |
7518.96 |
916092.78 |
1580795.04 |
15188.38 |
10984.85 |
4203.54 |
1153409.09 |
1261060.61 |
106 |
23779.88 |
16483.15 |
7296.73 |
932575.94 |
1588091.78 |
15038.26 |
10984.85 |
4053.41 |
1164393.94 |
1265114.02 |
107 |
23779.88 |
16708.42 |
7071.46 |
949284.36 |
1595163.24 |
14888.13 |
10984.85 |
3903.28 |
1175378.79 |
1269017.30 |
108 |
23779.88 |
16936.77 |
6843.11 |
966221.13 |
1602006.35 |
14738.01 |
10984.85 |
3753.16 |
1186363.64 |
1272770.45 |
第10年 |
109 |
23779.88 |
17168.24 |
6611.64 |
983389.37 |
1608618.00 |
14587.88 |
10984.85 |
3603.03 |
1197348.48 |
1276373.48 |
110 |
23779.88 |
17402.87 |
6377.01 |
1000792.24 |
1614995.01 |
14437.75 |
10984.85 |
3452.90 |
1208333.33 |
1279826.39 |
111 |
23779.88 |
17640.71 |
6139.17 |
1018432.95 |
1621134.18 |
14287.63 |
10984.85 |
3302.78 |
1219318.18 |
1283129.17 |
112 |
23779.88 |
17881.80 |
5898.08 |
1036314.75 |
1627032.26 |
14137.50 |
10984.85 |
3152.65 |
1230303.03 |
1286281.82 |
113 |
23779.88 |
18126.19 |
5653.70 |
1054440.94 |
1632685.96 |
13987.37 |
10984.85 |
3002.53 |
1241287.88 |
1289284.34 |
114 |
23779.88 |
18373.91 |
5405.97 |
1072814.85 |
1638091.94 |
13837.25 |
10984.85 |
2852.40 |
1252272.73 |
1292136.74 |
115 |
23779.88 |
18625.02 |
5154.86 |
1091439.87 |
1643246.80 |
13687.12 |
10984.85 |
2702.27 |
1263257.58 |
1294839.02 |
116 |
23779.88 |
18879.56 |
4900.32 |
1110319.43 |
1648147.12 |
13536.99 |
10984.85 |
2552.15 |
1274242.42 |
1297391.16 |
117 |
23779.88 |
19137.58 |
4642.30 |
1129457.01 |
1652789.42 |
13386.87 |
10984.85 |
2402.02 |
1285227.27 |
1299793.18 |
118 |
23779.88 |
19399.13 |
4380.75 |
1148856.14 |
1657170.18 |
13236.74 |
10984.85 |
2251.89 |
1296212.12 |
1302045.08 |
119 |
23779.88 |
19664.25 |
4115.63 |
1168520.39 |
1661285.81 |
13086.62 |
10984.85 |
2101.77 |
1307196.97 |
1304146.84 |
120 |
23779.88 |
19933.00 |
3846.89 |
1188453.39 |
1665132.70 |
12936.49 |
10984.85 |
1951.64 |
1318181.82 |
1306098.48 |
第11年 |
121 |
23779.88 |
20205.41 |
3574.47 |
1208658.80 |
1668707.17 |
12786.36 |
10984.85 |
1801.52 |
1329166.67 |
1307900.00 |
122 |
23779.88 |
20481.55 |
3298.33 |
1229140.36 |
1672005.50 |
12636.24 |
10984.85 |
1651.39 |
1340151.52 |
1309551.39 |
123 |
23779.88 |
20761.47 |
3018.42 |
1249901.83 |
1675023.91 |
12486.11 |
10984.85 |
1501.26 |
1351136.36 |
1311052.65 |
124 |
23779.88 |
21045.21 |
2734.68 |
1270947.04 |
1677758.59 |
12335.98 |
10984.85 |
1351.14 |
1362121.21 |
1312403.79 |
125 |
23779.88 |
21332.83 |
2447.06 |
1292279.86 |
1680205.65 |
12185.86 |
10984.85 |
1201.01 |
1373106.06 |
1313604.80 |
126 |
23779.88 |
21624.38 |
2155.51 |
1313904.24 |
1682361.15 |
12035.73 |
10984.85 |
1050.88 |
1384090.91 |
1314655.68 |
127 |
23779.88 |
21919.91 |
1859.98 |
1335824.15 |
1684221.13 |
11885.61 |
10984.85 |
900.76 |
1395075.76 |
1315556.44 |
128 |
23779.88 |
22219.48 |
1560.40 |
1358043.63 |
1685781.53 |
11735.48 |
10984.85 |
750.63 |
1406060.61 |
1316307.07 |
129 |
23779.88 |
22523.15 |
1256.74 |
1380566.78 |
1687038.27 |
11585.35 |
10984.85 |
600.51 |
1417045.45 |
1316907.58 |
130 |
23779.88 |
22830.96 |
948.92 |
1403397.74 |
1687987.19 |
11435.23 |
10984.85 |
450.38 |
1428030.30 |
1317357.95 |
131 |
23779.88 |
23142.99 |
636.90 |
1426540.73 |
1688624.09 |
11285.10 |
10984.85 |
300.25 |
1439015.15 |
1317658.21 |
132 |
23779.88 |
23459.27 |
320.61 |
1450000.00 |
1688944.70 |
11134.97 |
10984.85 |
150.13 |
1450000.00 |
1317808.33 |
汇总:
|
等额本息
总利息:1688944.70元 总还款:3138944.70元
|
等额本金
总利息:1317808.33元 总还款:2767808.33元
|
年利率为:16.40%,折扣: 不打折,贷款:145.0万,
分132期(11年), 等额本息比等额本金多:371136.36元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。