期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
22351.80 |
4408.05 |
17943.75 |
4408.05 |
17943.75 |
28928.60 |
10984.85 |
17943.75 |
10984.85 |
17943.75 |
2 |
22351.80 |
4462.59 |
17889.20 |
8870.64 |
35832.95 |
28792.66 |
10984.85 |
17807.81 |
21969.70 |
35751.56 |
3 |
22351.80 |
4517.82 |
17833.98 |
13388.46 |
53666.93 |
28656.72 |
10984.85 |
17671.88 |
32954.55 |
53423.44 |
4 |
22351.80 |
4573.73 |
17778.07 |
17962.19 |
71444.99 |
28520.79 |
10984.85 |
17535.94 |
43939.39 |
70959.37 |
5 |
22351.80 |
4630.33 |
17721.47 |
22592.51 |
89166.46 |
28384.85 |
10984.85 |
17400.00 |
54924.24 |
88359.38 |
6 |
22351.80 |
4687.63 |
17664.17 |
27280.14 |
106830.63 |
28248.91 |
10984.85 |
17264.06 |
65909.09 |
105623.44 |
7 |
22351.80 |
4745.64 |
17606.16 |
32025.78 |
124436.79 |
28112.97 |
10984.85 |
17128.12 |
76893.94 |
122751.56 |
8 |
22351.80 |
4804.36 |
17547.43 |
36830.14 |
141984.22 |
27977.04 |
10984.85 |
16992.19 |
87878.79 |
139743.75 |
9 |
22351.80 |
4863.82 |
17487.98 |
41693.96 |
159472.20 |
27841.10 |
10984.85 |
16856.25 |
98863.64 |
156600.00 |
10 |
22351.80 |
4924.01 |
17427.79 |
46617.97 |
176899.98 |
27705.16 |
10984.85 |
16720.31 |
109848.48 |
173320.31 |
11 |
22351.80 |
4984.94 |
17366.85 |
51602.91 |
194266.84 |
27569.22 |
10984.85 |
16584.37 |
120833.33 |
189904.69 |
12 |
22351.80 |
5046.63 |
17305.16 |
56649.54 |
211572.00 |
27433.29 |
10984.85 |
16448.44 |
131818.18 |
206353.13 |
第2年 |
13 |
22351.80 |
5109.08 |
17242.71 |
61758.62 |
228814.71 |
27297.35 |
10984.85 |
16312.50 |
142803.03 |
222665.63 |
14 |
22351.80 |
5172.31 |
17179.49 |
66930.93 |
245994.20 |
27161.41 |
10984.85 |
16176.56 |
153787.88 |
238842.19 |
15 |
22351.80 |
5236.32 |
17115.48 |
72167.25 |
263109.68 |
27025.47 |
10984.85 |
16040.62 |
164772.73 |
254882.81 |
16 |
22351.80 |
5301.11 |
17050.68 |
77468.36 |
280160.36 |
26889.54 |
10984.85 |
15904.69 |
175757.58 |
270787.50 |
17 |
22351.80 |
5366.72 |
16985.08 |
82835.08 |
297145.44 |
26753.60 |
10984.85 |
15768.75 |
186742.42 |
286556.25 |
18 |
22351.80 |
5433.13 |
16918.67 |
88268.21 |
314064.10 |
26617.66 |
10984.85 |
15632.81 |
197727.27 |
302189.06 |
19 |
22351.80 |
5500.36 |
16851.43 |
93768.57 |
330915.53 |
26481.72 |
10984.85 |
15496.87 |
208712.12 |
317685.94 |
20 |
22351.80 |
5568.43 |
16783.36 |
99337.00 |
347698.90 |
26345.79 |
10984.85 |
15360.94 |
219696.97 |
333046.88 |
21 |
22351.80 |
5637.34 |
16714.45 |
104974.34 |
364413.35 |
26209.85 |
10984.85 |
15225.00 |
230681.82 |
348271.88 |
22 |
22351.80 |
5707.10 |
16644.69 |
110681.45 |
381058.05 |
26073.91 |
10984.85 |
15089.06 |
241666.67 |
363360.94 |
23 |
22351.80 |
5777.73 |
16574.07 |
116459.17 |
397632.11 |
25937.97 |
10984.85 |
14953.12 |
252651.52 |
378314.06 |
24 |
22351.80 |
5849.23 |
16502.57 |
122308.40 |
414134.68 |
25802.04 |
10984.85 |
14817.19 |
263636.36 |
393131.25 |
第3年 |
25 |
22351.80 |
5921.61 |
16430.18 |
128230.01 |
430564.86 |
25666.10 |
10984.85 |
14681.25 |
274621.21 |
407812.50 |
26 |
22351.80 |
5994.89 |
16356.90 |
134224.90 |
446921.77 |
25530.16 |
10984.85 |
14545.31 |
285606.06 |
422357.81 |
27 |
22351.80 |
6069.08 |
16282.72 |
140293.98 |
463204.48 |
25394.22 |
10984.85 |
14409.37 |
296590.91 |
436767.19 |
28 |
22351.80 |
6144.18 |
16207.61 |
146438.17 |
479412.10 |
25258.29 |
10984.85 |
14273.44 |
307575.76 |
451040.63 |
29 |
22351.80 |
6220.22 |
16131.58 |
152658.38 |
495543.67 |
25122.35 |
10984.85 |
14137.50 |
318560.61 |
465178.13 |
30 |
22351.80 |
6297.19 |
16054.60 |
158955.58 |
511598.28 |
24986.41 |
10984.85 |
14001.56 |
329545.45 |
479179.69 |
31 |
22351.80 |
6375.12 |
15976.67 |
165330.70 |
527574.95 |
24850.47 |
10984.85 |
13865.62 |
340530.30 |
493045.31 |
32 |
22351.80 |
6454.01 |
15897.78 |
171784.71 |
543472.73 |
24714.54 |
10984.85 |
13729.69 |
351515.15 |
506775.00 |
33 |
22351.80 |
6533.88 |
15817.91 |
178318.59 |
559290.65 |
24578.60 |
10984.85 |
13593.75 |
362500.00 |
520368.75 |
34 |
22351.80 |
6614.74 |
15737.06 |
184933.33 |
575027.71 |
24442.66 |
10984.85 |
13457.81 |
373484.85 |
533826.56 |
35 |
22351.80 |
6696.59 |
15655.20 |
191629.92 |
590682.91 |
24306.72 |
10984.85 |
13321.87 |
384469.70 |
547148.44 |
36 |
22351.80 |
6779.47 |
15572.33 |
198409.39 |
606255.24 |
24170.79 |
10984.85 |
13185.94 |
395454.55 |
560334.37 |
第4年 |
37 |
22351.80 |
6863.36 |
15488.43 |
205272.75 |
621743.67 |
24034.85 |
10984.85 |
13050.00 |
406439.39 |
573384.37 |
38 |
22351.80 |
6948.30 |
15403.50 |
212221.04 |
637147.17 |
23898.91 |
10984.85 |
12914.06 |
417424.24 |
586298.44 |
39 |
22351.80 |
7034.28 |
15317.51 |
219255.32 |
652464.68 |
23762.97 |
10984.85 |
12778.12 |
428409.09 |
599076.56 |
40 |
22351.80 |
7121.33 |
15230.47 |
226376.65 |
667695.15 |
23627.04 |
10984.85 |
12642.19 |
439393.94 |
611718.75 |
41 |
22351.80 |
7209.46 |
15142.34 |
233586.11 |
682837.49 |
23491.10 |
10984.85 |
12506.25 |
450378.79 |
624225.00 |
42 |
22351.80 |
7298.67 |
15053.12 |
240884.78 |
697890.61 |
23355.16 |
10984.85 |
12370.31 |
461363.64 |
636595.31 |
43 |
22351.80 |
7388.99 |
14962.80 |
248273.78 |
712853.41 |
23219.22 |
10984.85 |
12234.37 |
472348.48 |
648829.69 |
44 |
22351.80 |
7480.43 |
14871.36 |
255754.21 |
727724.77 |
23083.29 |
10984.85 |
12098.44 |
483333.33 |
660928.12 |
45 |
22351.80 |
7573.00 |
14778.79 |
263327.21 |
742503.56 |
22947.35 |
10984.85 |
11962.50 |
494318.18 |
672890.62 |
46 |
22351.80 |
7666.72 |
14685.08 |
270993.93 |
757188.64 |
22811.41 |
10984.85 |
11826.56 |
505303.03 |
684717.19 |
47 |
22351.80 |
7761.59 |
14590.20 |
278755.53 |
771778.84 |
22675.47 |
10984.85 |
11690.62 |
516287.88 |
696407.81 |
48 |
22351.80 |
7857.64 |
14494.15 |
286613.17 |
786272.99 |
22539.54 |
10984.85 |
11554.69 |
527272.73 |
707962.50 |
第5年 |
49 |
22351.80 |
7954.88 |
14396.91 |
294568.06 |
800669.90 |
22403.60 |
10984.85 |
11418.75 |
538257.58 |
719381.25 |
50 |
22351.80 |
8053.32 |
14298.47 |
302621.38 |
814968.37 |
22267.66 |
10984.85 |
11282.81 |
549242.42 |
730664.06 |
51 |
22351.80 |
8152.98 |
14198.81 |
310774.37 |
829167.18 |
22131.72 |
10984.85 |
11146.87 |
560227.27 |
741810.94 |
52 |
22351.80 |
8253.88 |
14097.92 |
319028.24 |
843265.10 |
21995.79 |
10984.85 |
11010.94 |
571212.12 |
752821.87 |
53 |
22351.80 |
8356.02 |
13995.78 |
327384.26 |
857260.88 |
21859.85 |
10984.85 |
10875.00 |
582196.97 |
763696.87 |
54 |
22351.80 |
8459.43 |
13892.37 |
335843.69 |
871153.25 |
21723.91 |
10984.85 |
10739.06 |
593181.82 |
774435.94 |
55 |
22351.80 |
8564.11 |
13787.68 |
344407.80 |
884940.93 |
21587.97 |
10984.85 |
10603.12 |
604166.67 |
785039.06 |
56 |
22351.80 |
8670.09 |
13681.70 |
353077.89 |
898622.63 |
21452.04 |
10984.85 |
10467.19 |
615151.52 |
795506.25 |
57 |
22351.80 |
8777.38 |
13574.41 |
361855.27 |
912197.04 |
21316.10 |
10984.85 |
10331.25 |
626136.36 |
805837.50 |
58 |
22351.80 |
8886.00 |
13465.79 |
370741.28 |
925662.84 |
21180.16 |
10984.85 |
10195.31 |
637121.21 |
816032.81 |
59 |
22351.80 |
8995.97 |
13355.83 |
379737.25 |
939018.66 |
21044.22 |
10984.85 |
10059.37 |
648106.06 |
826092.19 |
60 |
22351.80 |
9107.29 |
13244.50 |
388844.54 |
952263.16 |
20908.29 |
10984.85 |
9923.44 |
659090.91 |
836015.62 |
第6年 |
61 |
22351.80 |
9220.00 |
13131.80 |
398064.54 |
965394.96 |
20772.35 |
10984.85 |
9787.50 |
670075.76 |
845803.12 |
62 |
22351.80 |
9334.09 |
13017.70 |
407398.63 |
978412.66 |
20636.41 |
10984.85 |
9651.56 |
681060.61 |
855454.69 |
63 |
22351.80 |
9449.60 |
12902.19 |
416848.23 |
991314.86 |
20500.47 |
10984.85 |
9515.62 |
692045.45 |
864970.31 |
64 |
22351.80 |
9566.54 |
12785.25 |
426414.78 |
1004100.11 |
20364.54 |
10984.85 |
9379.69 |
703030.30 |
874350.00 |
65 |
22351.80 |
9684.93 |
12666.87 |
436099.70 |
1016766.98 |
20228.60 |
10984.85 |
9243.75 |
714015.15 |
883593.75 |
66 |
22351.80 |
9804.78 |
12547.02 |
445904.48 |
1029313.99 |
20092.66 |
10984.85 |
9107.81 |
725000.00 |
892701.56 |
67 |
22351.80 |
9926.11 |
12425.68 |
455830.60 |
1041739.67 |
19956.72 |
10984.85 |
8971.87 |
735984.85 |
901673.44 |
68 |
22351.80 |
10048.95 |
12302.85 |
465879.54 |
1054042.52 |
19820.79 |
10984.85 |
8835.94 |
746969.70 |
910509.37 |
69 |
22351.80 |
10173.30 |
12178.49 |
476052.85 |
1066221.01 |
19684.85 |
10984.85 |
8700.00 |
757954.55 |
919209.37 |
70 |
22351.80 |
10299.20 |
12052.60 |
486352.05 |
1078273.61 |
19548.91 |
10984.85 |
8564.06 |
768939.39 |
927773.44 |
71 |
22351.80 |
10426.65 |
11925.14 |
496778.70 |
1090198.75 |
19412.97 |
10984.85 |
8428.12 |
779924.24 |
936201.56 |
72 |
22351.80 |
10555.68 |
11796.11 |
507334.38 |
1101994.86 |
19277.04 |
10984.85 |
8292.19 |
790909.09 |
944493.75 |
第7年 |
73 |
22351.80 |
10686.31 |
11665.49 |
518020.69 |
1113660.35 |
19141.10 |
10984.85 |
8156.25 |
801893.94 |
952650.00 |
74 |
22351.80 |
10818.55 |
11533.24 |
528839.24 |
1125193.60 |
19005.16 |
10984.85 |
8020.31 |
812878.79 |
960670.31 |
75 |
22351.80 |
10952.43 |
11399.36 |
539791.67 |
1136592.96 |
18869.22 |
10984.85 |
7884.37 |
823863.64 |
968554.69 |
76 |
22351.80 |
11087.97 |
11263.83 |
550879.64 |
1147856.79 |
18733.29 |
10984.85 |
7748.44 |
834848.48 |
976303.12 |
77 |
22351.80 |
11225.18 |
11126.61 |
562104.82 |
1158983.40 |
18597.35 |
10984.85 |
7612.50 |
845833.33 |
983915.62 |
78 |
22351.80 |
11364.09 |
10987.70 |
573468.91 |
1169971.11 |
18461.41 |
10984.85 |
7476.56 |
856818.18 |
991392.19 |
79 |
22351.80 |
11504.72 |
10847.07 |
584973.63 |
1180818.18 |
18325.47 |
10984.85 |
7340.62 |
867803.03 |
998732.81 |
80 |
22351.80 |
11647.09 |
10704.70 |
596620.73 |
1191522.88 |
18189.54 |
10984.85 |
7204.69 |
878787.88 |
1005937.50 |
81 |
22351.80 |
11791.23 |
10560.57 |
608411.95 |
1202083.45 |
18053.60 |
10984.85 |
7068.75 |
889772.73 |
1013006.25 |
82 |
22351.80 |
11937.14 |
10414.65 |
620349.10 |
1212498.10 |
17917.66 |
10984.85 |
6932.81 |
900757.58 |
1019939.06 |
83 |
22351.80 |
12084.87 |
10266.93 |
632433.96 |
1222765.03 |
17781.72 |
10984.85 |
6796.87 |
911742.42 |
1026735.94 |
84 |
22351.80 |
12234.42 |
10117.38 |
644668.38 |
1232882.41 |
17645.79 |
10984.85 |
6660.94 |
922727.27 |
1033396.87 |
第8年 |
85 |
22351.80 |
12385.82 |
9965.98 |
657054.19 |
1242848.39 |
17509.85 |
10984.85 |
6525.00 |
933712.12 |
1039921.87 |
86 |
22351.80 |
12539.09 |
9812.70 |
669593.28 |
1252661.09 |
17373.91 |
10984.85 |
6389.06 |
944696.97 |
1046310.94 |
87 |
22351.80 |
12694.26 |
9657.53 |
682287.55 |
1262318.63 |
17237.97 |
10984.85 |
6253.12 |
955681.82 |
1052564.06 |
88 |
22351.80 |
12851.35 |
9500.44 |
695138.90 |
1271819.07 |
17102.04 |
10984.85 |
6117.19 |
966666.67 |
1058681.25 |
89 |
22351.80 |
13010.39 |
9341.41 |
708149.29 |
1281160.47 |
16966.10 |
10984.85 |
5981.25 |
977651.52 |
1064662.50 |
90 |
22351.80 |
13171.39 |
9180.40 |
721320.68 |
1290340.88 |
16830.16 |
10984.85 |
5845.31 |
988636.36 |
1070507.81 |
91 |
22351.80 |
13334.39 |
9017.41 |
734655.07 |
1299358.28 |
16694.22 |
10984.85 |
5709.37 |
999621.21 |
1076217.19 |
92 |
22351.80 |
13499.40 |
8852.39 |
748154.47 |
1308210.68 |
16558.29 |
10984.85 |
5573.44 |
1010606.06 |
1081790.62 |
93 |
22351.80 |
13666.46 |
8685.34 |
761820.93 |
1316896.01 |
16422.35 |
10984.85 |
5437.50 |
1021590.91 |
1087228.12 |
94 |
22351.80 |
13835.58 |
8516.22 |
775656.51 |
1325412.23 |
16286.41 |
10984.85 |
5301.56 |
1032575.76 |
1092529.69 |
95 |
22351.80 |
14006.79 |
8345.00 |
789663.30 |
1333757.23 |
16150.47 |
10984.85 |
5165.62 |
1043560.61 |
1097695.31 |
96 |
22351.80 |
14180.13 |
8171.67 |
803843.43 |
1341928.90 |
16014.54 |
10984.85 |
5029.69 |
1054545.45 |
1102725.00 |
第9年 |
97 |
22351.80 |
14355.61 |
7996.19 |
818199.04 |
1349925.09 |
15878.60 |
10984.85 |
4893.75 |
1065530.30 |
1107618.75 |
98 |
22351.80 |
14533.26 |
7818.54 |
832732.30 |
1357743.62 |
15742.66 |
10984.85 |
4757.81 |
1076515.15 |
1112376.56 |
99 |
22351.80 |
14713.11 |
7638.69 |
847445.40 |
1365382.31 |
15606.72 |
10984.85 |
4621.87 |
1087500.00 |
1116998.44 |
100 |
22351.80 |
14895.18 |
7456.61 |
862340.58 |
1372838.92 |
15470.79 |
10984.85 |
4485.94 |
1098484.85 |
1121484.37 |
101 |
22351.80 |
15079.51 |
7272.29 |
877420.09 |
1380111.21 |
15334.85 |
10984.85 |
4350.00 |
1109469.70 |
1125834.37 |
102 |
22351.80 |
15266.12 |
7085.68 |
892686.21 |
1387196.88 |
15198.91 |
10984.85 |
4214.06 |
1120454.55 |
1130048.44 |
103 |
22351.80 |
15455.04 |
6896.76 |
908141.25 |
1394093.64 |
15062.97 |
10984.85 |
4078.12 |
1131439.39 |
1134126.56 |
104 |
22351.80 |
15646.29 |
6705.50 |
923787.54 |
1400799.14 |
14927.04 |
10984.85 |
3942.19 |
1142424.24 |
1138068.75 |
105 |
22351.80 |
15839.92 |
6511.88 |
939627.46 |
1407311.02 |
14791.10 |
10984.85 |
3806.25 |
1153409.09 |
1141875.00 |
106 |
22351.80 |
16035.93 |
6315.86 |
955663.39 |
1413626.88 |
14655.16 |
10984.85 |
3670.31 |
1164393.94 |
1145545.31 |
107 |
22351.80 |
16234.38 |
6117.42 |
971897.77 |
1419744.30 |
14519.22 |
10984.85 |
3534.37 |
1175378.79 |
1149079.69 |
108 |
22351.80 |
16435.28 |
5916.52 |
988333.05 |
1425660.81 |
14383.29 |
10984.85 |
3398.44 |
1186363.64 |
1152478.12 |
第10年 |
109 |
22351.80 |
16638.67 |
5713.13 |
1004971.72 |
1431373.94 |
14247.35 |
10984.85 |
3262.50 |
1197348.48 |
1155740.62 |
110 |
22351.80 |
16844.57 |
5507.22 |
1021816.29 |
1436881.17 |
14111.41 |
10984.85 |
3126.56 |
1208333.33 |
1158867.19 |
111 |
22351.80 |
17053.02 |
5298.77 |
1038869.31 |
1442179.94 |
13975.47 |
10984.85 |
2990.62 |
1219318.18 |
1161857.81 |
112 |
22351.80 |
17264.05 |
5087.74 |
1056133.36 |
1447267.68 |
13839.54 |
10984.85 |
2854.69 |
1230303.03 |
1164712.50 |
113 |
22351.80 |
17477.70 |
4874.10 |
1073611.06 |
1452141.78 |
13703.60 |
10984.85 |
2718.75 |
1241287.88 |
1167431.25 |
114 |
22351.80 |
17693.98 |
4657.81 |
1091305.04 |
1456799.60 |
13567.66 |
10984.85 |
2582.81 |
1252272.73 |
1170014.06 |
115 |
22351.80 |
17912.94 |
4438.85 |
1109217.99 |
1461238.45 |
13431.72 |
10984.85 |
2446.87 |
1263257.58 |
1172460.94 |
116 |
22351.80 |
18134.62 |
4217.18 |
1127352.60 |
1465455.62 |
13295.79 |
10984.85 |
2310.94 |
1274242.42 |
1174771.87 |
117 |
22351.80 |
18359.03 |
3992.76 |
1145711.64 |
1469448.39 |
13159.85 |
10984.85 |
2175.00 |
1285227.27 |
1176946.87 |
118 |
22351.80 |
18586.23 |
3765.57 |
1164297.86 |
1473213.95 |
13023.91 |
10984.85 |
2039.06 |
1296212.12 |
1178985.94 |
119 |
22351.80 |
18816.23 |
3535.56 |
1183114.10 |
1476749.52 |
12887.97 |
10984.85 |
1903.12 |
1307196.97 |
1180889.06 |
120 |
22351.80 |
19049.08 |
3302.71 |
1202163.18 |
1480052.23 |
12752.04 |
10984.85 |
1767.19 |
1318181.82 |
1182656.25 |
第11年 |
121 |
22351.80 |
19284.81 |
3066.98 |
1221447.99 |
1483119.21 |
12616.10 |
10984.85 |
1631.25 |
1329166.67 |
1184287.50 |
122 |
22351.80 |
19523.46 |
2828.33 |
1240971.46 |
1485947.54 |
12480.16 |
10984.85 |
1495.31 |
1340151.52 |
1185782.81 |
123 |
22351.80 |
19765.07 |
2586.73 |
1260736.52 |
1488534.27 |
12344.22 |
10984.85 |
1359.37 |
1351136.36 |
1187142.19 |
124 |
22351.80 |
20009.66 |
2342.14 |
1280746.18 |
1490876.41 |
12208.29 |
10984.85 |
1223.44 |
1362121.21 |
1188365.62 |
125 |
22351.80 |
20257.28 |
2094.52 |
1301003.46 |
1492970.92 |
12072.35 |
10984.85 |
1087.50 |
1373106.06 |
1189453.12 |
126 |
22351.80 |
20507.96 |
1843.83 |
1321511.42 |
1494814.75 |
11936.41 |
10984.85 |
951.56 |
1384090.91 |
1190404.69 |
127 |
22351.80 |
20761.75 |
1590.05 |
1342273.17 |
1496404.80 |
11800.47 |
10984.85 |
815.62 |
1395075.76 |
1191220.31 |
128 |
22351.80 |
21018.68 |
1333.12 |
1363291.85 |
1497737.92 |
11664.54 |
10984.85 |
679.69 |
1406060.61 |
1191900.00 |
129 |
22351.80 |
21278.78 |
1073.01 |
1384570.63 |
1498810.93 |
11528.60 |
10984.85 |
543.75 |
1417045.45 |
1192443.75 |
130 |
22351.80 |
21542.11 |
809.69 |
1406112.74 |
1499620.62 |
11392.66 |
10984.85 |
407.81 |
1428030.30 |
1192851.56 |
131 |
22351.80 |
21808.69 |
543.10 |
1427921.43 |
1500163.73 |
11256.72 |
10984.85 |
271.87 |
1439015.15 |
1193123.44 |
132 |
22351.80 |
22078.57 |
273.22 |
1450000.00 |
1500436.95 |
11120.79 |
10984.85 |
135.94 |
1450000.00 |
1193259.37 |
汇总:
|
等额本息
总利息:1500436.95元 总还款:2950436.95元
|
等额本金
总利息:1193259.37元 总还款:2643259.37元
|
年利率为:14.85%,折扣: 不打折,贷款:145.0万,
分132期(11年), 等额本息比等额本金多:307177.57元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。