期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
22306.39 |
4423.06 |
17883.33 |
4423.06 |
17883.33 |
28868.18 |
10984.85 |
17883.33 |
10984.85 |
17883.33 |
2 |
22306.39 |
4477.61 |
17828.78 |
8900.66 |
35712.12 |
28732.70 |
10984.85 |
17747.85 |
21969.70 |
35631.19 |
3 |
22306.39 |
4532.83 |
17773.56 |
13433.49 |
53485.67 |
28597.22 |
10984.85 |
17612.37 |
32954.55 |
53243.56 |
4 |
22306.39 |
4588.73 |
17717.65 |
18022.23 |
71203.33 |
28461.74 |
10984.85 |
17476.89 |
43939.39 |
70720.45 |
5 |
22306.39 |
4645.33 |
17661.06 |
22667.56 |
88864.39 |
28326.26 |
10984.85 |
17341.41 |
54924.24 |
88061.87 |
6 |
22306.39 |
4702.62 |
17603.77 |
27370.18 |
106468.15 |
28190.78 |
10984.85 |
17205.93 |
65909.09 |
105267.80 |
7 |
22306.39 |
4760.62 |
17545.77 |
32130.80 |
124013.92 |
28055.30 |
10984.85 |
17070.45 |
76893.94 |
122338.26 |
8 |
22306.39 |
4819.33 |
17487.05 |
36950.13 |
141500.98 |
27919.82 |
10984.85 |
16934.97 |
87878.79 |
139273.23 |
9 |
22306.39 |
4878.77 |
17427.62 |
41828.91 |
158928.59 |
27784.34 |
10984.85 |
16799.49 |
98863.64 |
156072.73 |
10 |
22306.39 |
4938.94 |
17367.44 |
46767.85 |
176296.03 |
27648.86 |
10984.85 |
16664.02 |
109848.48 |
172736.74 |
11 |
22306.39 |
4999.86 |
17306.53 |
51767.71 |
193602.56 |
27513.38 |
10984.85 |
16528.54 |
120833.33 |
189265.28 |
12 |
22306.39 |
5061.52 |
17244.86 |
56829.23 |
210847.43 |
27377.90 |
10984.85 |
16393.06 |
131818.18 |
205658.33 |
第2年 |
13 |
22306.39 |
5123.95 |
17182.44 |
61953.18 |
228029.87 |
27242.42 |
10984.85 |
16257.58 |
142803.03 |
221915.91 |
14 |
22306.39 |
5187.14 |
17119.24 |
67140.33 |
245149.11 |
27106.94 |
10984.85 |
16122.10 |
153787.88 |
238038.01 |
15 |
22306.39 |
5251.12 |
17055.27 |
72391.45 |
262204.38 |
26971.46 |
10984.85 |
15986.62 |
164772.73 |
254024.62 |
16 |
22306.39 |
5315.88 |
16990.51 |
77707.33 |
279194.89 |
26835.98 |
10984.85 |
15851.14 |
175757.58 |
269875.76 |
17 |
22306.39 |
5381.45 |
16924.94 |
83088.77 |
296119.83 |
26700.51 |
10984.85 |
15715.66 |
186742.42 |
285591.41 |
18 |
22306.39 |
5447.82 |
16858.57 |
88536.59 |
312978.40 |
26565.03 |
10984.85 |
15580.18 |
197727.27 |
301171.59 |
19 |
22306.39 |
5515.01 |
16791.38 |
94051.60 |
329769.78 |
26429.55 |
10984.85 |
15444.70 |
208712.12 |
316616.29 |
20 |
22306.39 |
5583.02 |
16723.36 |
99634.62 |
346493.15 |
26294.07 |
10984.85 |
15309.22 |
219696.97 |
331925.51 |
21 |
22306.39 |
5651.88 |
16654.51 |
105286.50 |
363147.65 |
26158.59 |
10984.85 |
15173.74 |
230681.82 |
347099.24 |
22 |
22306.39 |
5721.59 |
16584.80 |
111008.09 |
379732.45 |
26023.11 |
10984.85 |
15038.26 |
241666.67 |
362137.50 |
23 |
22306.39 |
5792.15 |
16514.23 |
116800.25 |
396246.69 |
25887.63 |
10984.85 |
14902.78 |
252651.52 |
377040.28 |
24 |
22306.39 |
5863.59 |
16442.80 |
122663.84 |
412689.48 |
25752.15 |
10984.85 |
14767.30 |
263636.36 |
391807.58 |
第3年 |
25 |
22306.39 |
5935.91 |
16370.48 |
128599.75 |
429059.96 |
25616.67 |
10984.85 |
14631.82 |
274621.21 |
406439.39 |
26 |
22306.39 |
6009.12 |
16297.27 |
134608.87 |
445357.23 |
25481.19 |
10984.85 |
14496.34 |
285606.06 |
420935.73 |
27 |
22306.39 |
6083.23 |
16223.16 |
140692.10 |
461580.39 |
25345.71 |
10984.85 |
14360.86 |
296590.91 |
435296.59 |
28 |
22306.39 |
6158.26 |
16148.13 |
146850.36 |
477728.52 |
25210.23 |
10984.85 |
14225.38 |
307575.76 |
449521.97 |
29 |
22306.39 |
6234.21 |
16072.18 |
153084.56 |
493800.70 |
25074.75 |
10984.85 |
14089.90 |
318560.61 |
463611.87 |
30 |
22306.39 |
6311.10 |
15995.29 |
159395.66 |
509795.99 |
24939.27 |
10984.85 |
13954.42 |
329545.45 |
477566.29 |
31 |
22306.39 |
6388.93 |
15917.45 |
165784.60 |
525713.44 |
24803.79 |
10984.85 |
13818.94 |
340530.30 |
491385.23 |
32 |
22306.39 |
6467.73 |
15838.66 |
172252.33 |
541552.10 |
24668.31 |
10984.85 |
13683.46 |
351515.15 |
505068.69 |
33 |
22306.39 |
6547.50 |
15758.89 |
178799.83 |
557310.99 |
24532.83 |
10984.85 |
13547.98 |
362500.00 |
518616.67 |
34 |
22306.39 |
6628.25 |
15678.14 |
185428.08 |
572989.12 |
24397.35 |
10984.85 |
13412.50 |
373484.85 |
532029.17 |
35 |
22306.39 |
6710.00 |
15596.39 |
192138.08 |
588585.51 |
24261.87 |
10984.85 |
13277.02 |
384469.70 |
545306.19 |
36 |
22306.39 |
6792.76 |
15513.63 |
198930.84 |
604099.14 |
24126.39 |
10984.85 |
13141.54 |
395454.55 |
558447.73 |
第4年 |
37 |
22306.39 |
6876.54 |
15429.85 |
205807.38 |
619528.99 |
23990.91 |
10984.85 |
13006.06 |
406439.39 |
571453.79 |
38 |
22306.39 |
6961.35 |
15345.04 |
212768.72 |
634874.04 |
23855.43 |
10984.85 |
12870.58 |
417424.24 |
584324.37 |
39 |
22306.39 |
7047.20 |
15259.19 |
219815.93 |
650133.22 |
23719.95 |
10984.85 |
12735.10 |
428409.09 |
597059.47 |
40 |
22306.39 |
7134.12 |
15172.27 |
226950.05 |
665305.49 |
23584.47 |
10984.85 |
12599.62 |
439393.94 |
609659.09 |
41 |
22306.39 |
7222.11 |
15084.28 |
234172.15 |
680389.78 |
23448.99 |
10984.85 |
12464.14 |
450378.79 |
622123.23 |
42 |
22306.39 |
7311.18 |
14995.21 |
241483.33 |
695384.99 |
23313.51 |
10984.85 |
12328.66 |
461363.64 |
634451.89 |
43 |
22306.39 |
7401.35 |
14905.04 |
248884.68 |
710290.02 |
23178.03 |
10984.85 |
12193.18 |
472348.48 |
646645.08 |
44 |
22306.39 |
7492.63 |
14813.76 |
256377.31 |
725103.78 |
23042.55 |
10984.85 |
12057.70 |
483333.33 |
658702.78 |
45 |
22306.39 |
7585.04 |
14721.35 |
263962.35 |
739825.13 |
22907.07 |
10984.85 |
11922.22 |
494318.18 |
670625.00 |
46 |
22306.39 |
7678.59 |
14627.80 |
271640.94 |
754452.92 |
22771.59 |
10984.85 |
11786.74 |
505303.03 |
682411.74 |
47 |
22306.39 |
7773.29 |
14533.10 |
279414.24 |
768986.02 |
22636.11 |
10984.85 |
11651.26 |
516287.88 |
694063.01 |
48 |
22306.39 |
7869.16 |
14437.22 |
287283.40 |
783423.24 |
22500.63 |
10984.85 |
11515.78 |
527272.73 |
705578.79 |
第5年 |
49 |
22306.39 |
7966.22 |
14340.17 |
295249.62 |
797763.41 |
22365.15 |
10984.85 |
11380.30 |
538257.58 |
716959.09 |
50 |
22306.39 |
8064.47 |
14241.92 |
303314.09 |
812005.34 |
22229.67 |
10984.85 |
11244.82 |
549242.42 |
728203.91 |
51 |
22306.39 |
8163.93 |
14142.46 |
311478.01 |
826147.80 |
22094.19 |
10984.85 |
11109.34 |
560227.27 |
739313.26 |
52 |
22306.39 |
8264.62 |
14041.77 |
319742.63 |
840189.57 |
21958.71 |
10984.85 |
10973.86 |
571212.12 |
750287.12 |
53 |
22306.39 |
8366.55 |
13939.84 |
328109.18 |
854129.41 |
21823.23 |
10984.85 |
10838.38 |
582196.97 |
761125.51 |
54 |
22306.39 |
8469.73 |
13836.65 |
336578.91 |
867966.06 |
21687.75 |
10984.85 |
10702.90 |
593181.82 |
771828.41 |
55 |
22306.39 |
8574.20 |
13732.19 |
345153.11 |
881698.25 |
21552.27 |
10984.85 |
10567.42 |
604166.67 |
782395.83 |
56 |
22306.39 |
8679.94 |
13626.44 |
353833.05 |
895324.70 |
21416.79 |
10984.85 |
10431.94 |
615151.52 |
792827.78 |
57 |
22306.39 |
8787.00 |
13519.39 |
362620.05 |
908844.09 |
21281.31 |
10984.85 |
10296.46 |
626136.36 |
803124.24 |
58 |
22306.39 |
8895.37 |
13411.02 |
371515.42 |
922255.11 |
21145.83 |
10984.85 |
10160.98 |
637121.21 |
813285.23 |
59 |
22306.39 |
9005.08 |
13301.31 |
380520.50 |
935556.42 |
21010.35 |
10984.85 |
10025.51 |
648106.06 |
823310.73 |
60 |
22306.39 |
9116.14 |
13190.25 |
389636.64 |
948746.67 |
20874.87 |
10984.85 |
9890.03 |
659090.91 |
833200.76 |
第6年 |
61 |
22306.39 |
9228.57 |
13077.81 |
398865.21 |
961824.48 |
20739.39 |
10984.85 |
9754.55 |
670075.76 |
842955.30 |
62 |
22306.39 |
9342.39 |
12964.00 |
408207.60 |
974788.48 |
20603.91 |
10984.85 |
9619.07 |
681060.61 |
852574.37 |
63 |
22306.39 |
9457.62 |
12848.77 |
417665.22 |
987637.25 |
20468.43 |
10984.85 |
9483.59 |
692045.45 |
862057.95 |
64 |
22306.39 |
9574.26 |
12732.13 |
427239.48 |
1000369.38 |
20332.95 |
10984.85 |
9348.11 |
703030.30 |
871406.06 |
65 |
22306.39 |
9692.34 |
12614.05 |
436931.82 |
1012983.43 |
20197.47 |
10984.85 |
9212.63 |
714015.15 |
880618.69 |
66 |
22306.39 |
9811.88 |
12494.51 |
446743.70 |
1025477.93 |
20061.99 |
10984.85 |
9077.15 |
725000.00 |
889695.83 |
67 |
22306.39 |
9932.89 |
12373.49 |
456676.60 |
1037851.43 |
19926.52 |
10984.85 |
8941.67 |
735984.85 |
898637.50 |
68 |
22306.39 |
10055.40 |
12250.99 |
466732.00 |
1050102.42 |
19791.04 |
10984.85 |
8806.19 |
746969.70 |
907443.69 |
69 |
22306.39 |
10179.42 |
12126.97 |
476911.41 |
1062229.39 |
19655.56 |
10984.85 |
8670.71 |
757954.55 |
916114.39 |
70 |
22306.39 |
10304.96 |
12001.43 |
487216.38 |
1074230.82 |
19520.08 |
10984.85 |
8535.23 |
768939.39 |
924649.62 |
71 |
22306.39 |
10432.06 |
11874.33 |
497648.43 |
1086105.15 |
19384.60 |
10984.85 |
8399.75 |
779924.24 |
933049.37 |
72 |
22306.39 |
10560.72 |
11745.67 |
508209.15 |
1097850.82 |
19249.12 |
10984.85 |
8264.27 |
790909.09 |
941313.64 |
第7年 |
73 |
22306.39 |
10690.97 |
11615.42 |
518900.12 |
1109466.24 |
19113.64 |
10984.85 |
8128.79 |
801893.94 |
949442.42 |
74 |
22306.39 |
10822.82 |
11483.57 |
529722.94 |
1120949.80 |
18978.16 |
10984.85 |
7993.31 |
812878.79 |
957435.73 |
75 |
22306.39 |
10956.30 |
11350.08 |
540679.25 |
1132299.89 |
18842.68 |
10984.85 |
7857.83 |
823863.64 |
965293.56 |
76 |
22306.39 |
11091.43 |
11214.96 |
551770.68 |
1143514.84 |
18707.20 |
10984.85 |
7722.35 |
834848.48 |
973015.91 |
77 |
22306.39 |
11228.23 |
11078.16 |
562998.91 |
1154593.00 |
18571.72 |
10984.85 |
7586.87 |
845833.33 |
980602.78 |
78 |
22306.39 |
11366.71 |
10939.68 |
574365.62 |
1165532.68 |
18436.24 |
10984.85 |
7451.39 |
856818.18 |
988054.17 |
79 |
22306.39 |
11506.90 |
10799.49 |
585872.51 |
1176332.17 |
18300.76 |
10984.85 |
7315.91 |
867803.03 |
995370.08 |
80 |
22306.39 |
11648.82 |
10657.57 |
597521.33 |
1186989.75 |
18165.28 |
10984.85 |
7180.43 |
878787.88 |
1002550.51 |
81 |
22306.39 |
11792.48 |
10513.90 |
609313.81 |
1197503.65 |
18029.80 |
10984.85 |
7044.95 |
889772.73 |
1009595.45 |
82 |
22306.39 |
11937.93 |
10368.46 |
621251.74 |
1207872.11 |
17894.32 |
10984.85 |
6909.47 |
900757.58 |
1016504.92 |
83 |
22306.39 |
12085.16 |
10221.23 |
633336.90 |
1218093.34 |
17758.84 |
10984.85 |
6773.99 |
911742.42 |
1023278.91 |
84 |
22306.39 |
12234.21 |
10072.18 |
645571.11 |
1228165.52 |
17623.36 |
10984.85 |
6638.51 |
922727.27 |
1029917.42 |
第8年 |
85 |
22306.39 |
12385.10 |
9921.29 |
657956.21 |
1238086.81 |
17487.88 |
10984.85 |
6503.03 |
933712.12 |
1036420.45 |
86 |
22306.39 |
12537.85 |
9768.54 |
670494.06 |
1247855.35 |
17352.40 |
10984.85 |
6367.55 |
944696.97 |
1042788.01 |
87 |
22306.39 |
12692.48 |
9613.91 |
683186.54 |
1257469.26 |
17216.92 |
10984.85 |
6232.07 |
955681.82 |
1049020.08 |
88 |
22306.39 |
12849.02 |
9457.37 |
696035.56 |
1266926.62 |
17081.44 |
10984.85 |
6096.59 |
966666.67 |
1055116.67 |
89 |
22306.39 |
13007.49 |
9298.89 |
709043.05 |
1276225.52 |
16945.96 |
10984.85 |
5961.11 |
977651.52 |
1061077.78 |
90 |
22306.39 |
13167.92 |
9138.47 |
722210.97 |
1285363.99 |
16810.48 |
10984.85 |
5825.63 |
988636.36 |
1066903.41 |
91 |
22306.39 |
13330.32 |
8976.06 |
735541.30 |
1294340.05 |
16675.00 |
10984.85 |
5690.15 |
999621.21 |
1072593.56 |
92 |
22306.39 |
13494.73 |
8811.66 |
749036.03 |
1303151.71 |
16539.52 |
10984.85 |
5554.67 |
1010606.06 |
1078148.23 |
93 |
22306.39 |
13661.17 |
8645.22 |
762697.19 |
1311796.93 |
16404.04 |
10984.85 |
5419.19 |
1021590.91 |
1083567.42 |
94 |
22306.39 |
13829.65 |
8476.73 |
776526.85 |
1320273.66 |
16268.56 |
10984.85 |
5283.71 |
1032575.76 |
1088851.14 |
95 |
22306.39 |
14000.22 |
8306.17 |
790527.07 |
1328579.83 |
16133.08 |
10984.85 |
5148.23 |
1043560.61 |
1093999.37 |
96 |
22306.39 |
14172.89 |
8133.50 |
804699.96 |
1336713.33 |
15997.60 |
10984.85 |
5012.75 |
1054545.45 |
1099012.12 |
第9年 |
97 |
22306.39 |
14347.69 |
7958.70 |
819047.65 |
1344672.03 |
15862.12 |
10984.85 |
4877.27 |
1065530.30 |
1103889.39 |
98 |
22306.39 |
14524.64 |
7781.75 |
833572.29 |
1352453.78 |
15726.64 |
10984.85 |
4741.79 |
1076515.15 |
1108631.19 |
99 |
22306.39 |
14703.78 |
7602.61 |
848276.07 |
1360056.39 |
15591.16 |
10984.85 |
4606.31 |
1087500.00 |
1113237.50 |
100 |
22306.39 |
14885.13 |
7421.26 |
863161.19 |
1367477.65 |
15455.68 |
10984.85 |
4470.83 |
1098484.85 |
1117708.33 |
101 |
22306.39 |
15068.71 |
7237.68 |
878229.90 |
1374715.33 |
15320.20 |
10984.85 |
4335.35 |
1109469.70 |
1122043.69 |
102 |
22306.39 |
15254.56 |
7051.83 |
893484.46 |
1381767.16 |
15184.72 |
10984.85 |
4199.87 |
1120454.55 |
1126243.56 |
103 |
22306.39 |
15442.70 |
6863.69 |
908927.16 |
1388630.85 |
15049.24 |
10984.85 |
4064.39 |
1131439.39 |
1130307.95 |
104 |
22306.39 |
15633.16 |
6673.23 |
924560.32 |
1395304.08 |
14913.76 |
10984.85 |
3928.91 |
1142424.24 |
1134236.87 |
105 |
22306.39 |
15825.97 |
6480.42 |
940386.28 |
1401784.51 |
14778.28 |
10984.85 |
3793.43 |
1153409.09 |
1138030.30 |
106 |
22306.39 |
16021.15 |
6285.24 |
956407.43 |
1408069.74 |
14642.80 |
10984.85 |
3657.95 |
1164393.94 |
1141688.26 |
107 |
22306.39 |
16218.75 |
6087.64 |
972626.18 |
1414157.38 |
14507.32 |
10984.85 |
3522.47 |
1175378.79 |
1145210.73 |
108 |
22306.39 |
16418.78 |
5887.61 |
989044.96 |
1420044.99 |
14371.84 |
10984.85 |
3386.99 |
1186363.64 |
1148597.73 |
第10年 |
109 |
22306.39 |
16621.28 |
5685.11 |
1005666.23 |
1425730.11 |
14236.36 |
10984.85 |
3251.52 |
1197348.48 |
1151849.24 |
110 |
22306.39 |
16826.27 |
5480.12 |
1022492.51 |
1431210.22 |
14100.88 |
10984.85 |
3116.04 |
1208333.33 |
1154965.28 |
111 |
22306.39 |
17033.80 |
5272.59 |
1039526.30 |
1436482.81 |
13965.40 |
10984.85 |
2980.56 |
1219318.18 |
1157945.83 |
112 |
22306.39 |
17243.88 |
5062.51 |
1056770.18 |
1441545.32 |
13829.92 |
10984.85 |
2845.08 |
1230303.03 |
1160790.91 |
113 |
22306.39 |
17456.55 |
4849.83 |
1074226.74 |
1446395.16 |
13694.44 |
10984.85 |
2709.60 |
1241287.88 |
1163500.51 |
114 |
22306.39 |
17671.85 |
4634.54 |
1091898.59 |
1451029.69 |
13558.96 |
10984.85 |
2574.12 |
1252272.73 |
1166074.62 |
115 |
22306.39 |
17889.80 |
4416.58 |
1109788.39 |
1455446.28 |
13423.48 |
10984.85 |
2438.64 |
1263257.58 |
1168513.26 |
116 |
22306.39 |
18110.45 |
4195.94 |
1127898.84 |
1459642.22 |
13288.01 |
10984.85 |
2303.16 |
1274242.42 |
1170816.41 |
117 |
22306.39 |
18333.81 |
3972.58 |
1146232.64 |
1463614.80 |
13152.53 |
10984.85 |
2167.68 |
1285227.27 |
1172984.09 |
118 |
22306.39 |
18559.92 |
3746.46 |
1164792.57 |
1467361.27 |
13017.05 |
10984.85 |
2032.20 |
1296212.12 |
1175016.29 |
119 |
22306.39 |
18788.83 |
3517.56 |
1183581.40 |
1470878.83 |
12881.57 |
10984.85 |
1896.72 |
1307196.97 |
1176913.01 |
120 |
22306.39 |
19020.56 |
3285.83 |
1202601.96 |
1474164.65 |
12746.09 |
10984.85 |
1761.24 |
1318181.82 |
1178674.24 |
第11年 |
121 |
22306.39 |
19255.15 |
3051.24 |
1221857.10 |
1477215.90 |
12610.61 |
10984.85 |
1625.76 |
1329166.67 |
1180300.00 |
122 |
22306.39 |
19492.63 |
2813.76 |
1241349.73 |
1480029.66 |
12475.13 |
10984.85 |
1490.28 |
1340151.52 |
1181790.28 |
123 |
22306.39 |
19733.04 |
2573.35 |
1261082.77 |
1482603.01 |
12339.65 |
10984.85 |
1354.80 |
1351136.36 |
1183145.08 |
124 |
22306.39 |
19976.41 |
2329.98 |
1281059.17 |
1484932.99 |
12204.17 |
10984.85 |
1219.32 |
1362121.21 |
1184364.39 |
125 |
22306.39 |
20222.78 |
2083.60 |
1301281.96 |
1487016.60 |
12068.69 |
10984.85 |
1083.84 |
1373106.06 |
1185448.23 |
126 |
22306.39 |
20472.20 |
1834.19 |
1321754.16 |
1488850.78 |
11933.21 |
10984.85 |
948.36 |
1384090.91 |
1186396.59 |
127 |
22306.39 |
20724.69 |
1581.70 |
1342478.85 |
1490432.48 |
11797.73 |
10984.85 |
812.88 |
1395075.76 |
1187209.47 |
128 |
22306.39 |
20980.29 |
1326.09 |
1363459.14 |
1491758.58 |
11662.25 |
10984.85 |
677.40 |
1406060.61 |
1187886.87 |
129 |
22306.39 |
21239.05 |
1067.34 |
1384698.19 |
1492825.92 |
11526.77 |
10984.85 |
541.92 |
1417045.45 |
1188428.79 |
130 |
22306.39 |
21501.00 |
805.39 |
1406199.19 |
1493631.30 |
11391.29 |
10984.85 |
406.44 |
1428030.30 |
1188835.23 |
131 |
22306.39 |
21766.18 |
540.21 |
1427965.37 |
1494171.51 |
11255.81 |
10984.85 |
270.96 |
1439015.15 |
1189106.19 |
132 |
22306.39 |
22034.63 |
271.76 |
1450000.00 |
1494443.27 |
11120.33 |
10984.85 |
135.48 |
1450000.00 |
1189241.67 |
汇总:
|
等额本息
总利息:1494443.27元 总还款:2944443.27元
|
等额本金
总利息:1189241.67元 总还款:2639241.67元
|
年利率为:14.80%,折扣: 不打折,贷款:145.0万,
分132期(11年), 等额本息比等额本金多:305201.61元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。