| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3814.69 |
773.02 |
3041.67 |
773.02 |
3041.67 |
4935.61 |
1893.94 |
3041.67 |
1893.94 |
3041.67 |
| 2 |
3814.69 |
782.43 |
3032.26 |
1555.45 |
6073.93 |
4912.56 |
1893.94 |
3018.62 |
3787.88 |
6060.29 |
| 3 |
3814.69 |
791.94 |
3022.74 |
2347.39 |
9096.67 |
4889.52 |
1893.94 |
2995.58 |
5681.82 |
9055.87 |
| 4 |
3814.69 |
801.58 |
3013.11 |
3148.97 |
12109.78 |
4866.48 |
1893.94 |
2972.54 |
7575.76 |
12028.41 |
| 5 |
3814.69 |
811.33 |
3003.35 |
3960.30 |
15113.13 |
4843.43 |
1893.94 |
2949.49 |
9469.70 |
14977.90 |
| 6 |
3814.69 |
821.20 |
2993.48 |
4781.51 |
18106.61 |
4820.39 |
1893.94 |
2926.45 |
11363.64 |
17904.36 |
| 7 |
3814.69 |
831.20 |
2983.49 |
5612.70 |
21090.11 |
4797.35 |
1893.94 |
2903.41 |
13257.58 |
20807.77 |
| 8 |
3814.69 |
841.31 |
2973.38 |
6454.01 |
24063.48 |
4774.31 |
1893.94 |
2880.37 |
15151.52 |
23688.13 |
| 9 |
3814.69 |
851.54 |
2963.14 |
7305.55 |
27026.63 |
4751.26 |
1893.94 |
2857.32 |
17045.45 |
26545.45 |
| 10 |
3814.69 |
861.90 |
2952.78 |
8167.46 |
29979.41 |
4728.22 |
1893.94 |
2834.28 |
18939.39 |
29379.73 |
| 11 |
3814.69 |
872.39 |
2942.30 |
9039.85 |
32921.71 |
4705.18 |
1893.94 |
2811.24 |
20833.33 |
32190.97 |
| 12 |
3814.69 |
883.01 |
2931.68 |
9922.85 |
35853.39 |
4682.13 |
1893.94 |
2788.19 |
22727.27 |
34979.17 |
| 第2年 |
13 |
3814.69 |
893.75 |
2920.94 |
10816.60 |
38774.33 |
4659.09 |
1893.94 |
2765.15 |
24621.21 |
37744.32 |
| 14 |
3814.69 |
904.62 |
2910.06 |
11721.22 |
41684.39 |
4636.05 |
1893.94 |
2742.11 |
26515.15 |
40486.43 |
| 15 |
3814.69 |
915.63 |
2899.06 |
12636.85 |
44583.45 |
4613.01 |
1893.94 |
2719.07 |
28409.09 |
43205.49 |
| 16 |
3814.69 |
926.77 |
2887.92 |
13563.62 |
47471.37 |
4589.96 |
1893.94 |
2696.02 |
30303.03 |
45901.52 |
| 17 |
3814.69 |
938.04 |
2876.64 |
14501.67 |
50348.01 |
4566.92 |
1893.94 |
2672.98 |
32196.97 |
48574.49 |
| 18 |
3814.69 |
949.46 |
2865.23 |
15451.12 |
53213.24 |
4543.88 |
1893.94 |
2649.94 |
34090.91 |
51224.43 |
| 19 |
3814.69 |
961.01 |
2853.68 |
16412.13 |
56066.92 |
4520.83 |
1893.94 |
2626.89 |
35984.85 |
53851.33 |
| 20 |
3814.69 |
972.70 |
2841.99 |
17384.83 |
58908.90 |
4497.79 |
1893.94 |
2603.85 |
37878.79 |
56455.18 |
| 21 |
3814.69 |
984.54 |
2830.15 |
18369.37 |
61739.06 |
4474.75 |
1893.94 |
2580.81 |
39772.73 |
59035.98 |
| 22 |
3814.69 |
996.51 |
2818.17 |
19365.88 |
64557.23 |
4451.70 |
1893.94 |
2557.77 |
41666.67 |
61593.75 |
| 23 |
3814.69 |
1008.64 |
2806.05 |
20374.52 |
67363.28 |
4428.66 |
1893.94 |
2534.72 |
43560.61 |
64128.47 |
| 24 |
3814.69 |
1020.91 |
2793.78 |
21395.43 |
70157.05 |
4405.62 |
1893.94 |
2511.68 |
45454.55 |
66640.15 |
| 第3年 |
25 |
3814.69 |
1033.33 |
2781.36 |
22428.76 |
72938.41 |
4382.58 |
1893.94 |
2488.64 |
47348.48 |
69128.79 |
| 26 |
3814.69 |
1045.90 |
2768.78 |
23474.67 |
75707.19 |
4359.53 |
1893.94 |
2465.59 |
49242.42 |
71594.38 |
| 27 |
3814.69 |
1058.63 |
2756.06 |
24533.30 |
78463.25 |
4336.49 |
1893.94 |
2442.55 |
51136.36 |
74036.93 |
| 28 |
3814.69 |
1071.51 |
2743.18 |
25604.80 |
81206.43 |
4313.45 |
1893.94 |
2419.51 |
53030.30 |
76456.44 |
| 29 |
3814.69 |
1084.55 |
2730.14 |
26689.35 |
83936.57 |
4290.40 |
1893.94 |
2396.46 |
54924.24 |
78852.90 |
| 30 |
3814.69 |
1097.74 |
2716.95 |
27787.09 |
86653.52 |
4267.36 |
1893.94 |
2373.42 |
56818.18 |
81226.33 |
| 31 |
3814.69 |
1111.10 |
2703.59 |
28898.19 |
89357.11 |
4244.32 |
1893.94 |
2350.38 |
58712.12 |
83576.70 |
| 32 |
3814.69 |
1124.61 |
2690.07 |
30022.80 |
92047.18 |
4221.28 |
1893.94 |
2327.34 |
60606.06 |
85904.04 |
| 33 |
3814.69 |
1138.30 |
2676.39 |
31161.10 |
94723.57 |
4198.23 |
1893.94 |
2304.29 |
62500.00 |
88208.33 |
| 34 |
3814.69 |
1152.15 |
2662.54 |
32313.25 |
97386.11 |
4175.19 |
1893.94 |
2281.25 |
64393.94 |
90489.58 |
| 35 |
3814.69 |
1166.16 |
2648.52 |
33479.41 |
100034.63 |
4152.15 |
1893.94 |
2258.21 |
66287.88 |
92747.79 |
| 36 |
3814.69 |
1180.35 |
2634.33 |
34659.76 |
102668.96 |
4129.10 |
1893.94 |
2235.16 |
68181.82 |
94982.95 |
| 第4年 |
37 |
3814.69 |
1194.71 |
2619.97 |
35854.48 |
105288.94 |
4106.06 |
1893.94 |
2212.12 |
70075.76 |
97195.08 |
| 38 |
3814.69 |
1209.25 |
2605.44 |
37063.73 |
107894.37 |
4083.02 |
1893.94 |
2189.08 |
71969.70 |
99384.15 |
| 39 |
3814.69 |
1223.96 |
2590.72 |
38287.69 |
110485.10 |
4059.97 |
1893.94 |
2166.04 |
73863.64 |
101550.19 |
| 40 |
3814.69 |
1238.85 |
2575.83 |
39526.54 |
113060.93 |
4036.93 |
1893.94 |
2142.99 |
75757.58 |
103693.18 |
| 41 |
3814.69 |
1253.93 |
2560.76 |
40780.47 |
115621.69 |
4013.89 |
1893.94 |
2119.95 |
77651.52 |
105813.13 |
| 42 |
3814.69 |
1269.18 |
2545.50 |
42049.65 |
118167.20 |
3990.85 |
1893.94 |
2096.91 |
79545.45 |
107910.04 |
| 43 |
3814.69 |
1284.62 |
2530.06 |
43334.28 |
120697.26 |
3967.80 |
1893.94 |
2073.86 |
81439.39 |
109983.90 |
| 44 |
3814.69 |
1300.25 |
2514.43 |
44634.53 |
123211.69 |
3944.76 |
1893.94 |
2050.82 |
83333.33 |
112034.72 |
| 45 |
3814.69 |
1316.07 |
2498.61 |
45950.60 |
125710.31 |
3921.72 |
1893.94 |
2027.78 |
85227.27 |
114062.50 |
| 46 |
3814.69 |
1332.09 |
2482.60 |
47282.69 |
128192.91 |
3898.67 |
1893.94 |
2004.73 |
87121.21 |
116067.23 |
| 47 |
3814.69 |
1348.29 |
2466.39 |
48630.98 |
130659.30 |
3875.63 |
1893.94 |
1981.69 |
89015.15 |
118048.93 |
| 48 |
3814.69 |
1364.70 |
2449.99 |
49995.68 |
133109.29 |
3852.59 |
1893.94 |
1958.65 |
90909.09 |
120007.58 |
| 第5年 |
49 |
3814.69 |
1381.30 |
2433.39 |
51376.98 |
135542.68 |
3829.55 |
1893.94 |
1935.61 |
92803.03 |
121943.18 |
| 50 |
3814.69 |
1398.11 |
2416.58 |
52775.09 |
137959.26 |
3806.50 |
1893.94 |
1912.56 |
94696.97 |
123855.74 |
| 51 |
3814.69 |
1415.12 |
2399.57 |
54190.20 |
140358.83 |
3783.46 |
1893.94 |
1889.52 |
96590.91 |
125745.27 |
| 52 |
3814.69 |
1432.33 |
2382.35 |
55622.54 |
142741.18 |
3760.42 |
1893.94 |
1866.48 |
98484.85 |
127611.74 |
| 53 |
3814.69 |
1449.76 |
2364.93 |
57072.30 |
145106.10 |
3737.37 |
1893.94 |
1843.43 |
100378.79 |
129455.18 |
| 54 |
3814.69 |
1467.40 |
2347.29 |
58539.70 |
147453.39 |
3714.33 |
1893.94 |
1820.39 |
102272.73 |
131275.57 |
| 55 |
3814.69 |
1485.25 |
2329.43 |
60024.95 |
149782.82 |
3691.29 |
1893.94 |
1797.35 |
104166.67 |
133072.92 |
| 56 |
3814.69 |
1503.32 |
2311.36 |
61528.28 |
152094.19 |
3668.24 |
1893.94 |
1774.31 |
106060.61 |
134847.22 |
| 57 |
3814.69 |
1521.61 |
2293.07 |
63049.89 |
154387.26 |
3645.20 |
1893.94 |
1751.26 |
107954.55 |
136598.48 |
| 58 |
3814.69 |
1540.13 |
2274.56 |
64590.02 |
156661.82 |
3622.16 |
1893.94 |
1728.22 |
109848.48 |
138326.70 |
| 59 |
3814.69 |
1558.87 |
2255.82 |
66148.88 |
158917.64 |
3599.12 |
1893.94 |
1705.18 |
111742.42 |
140031.88 |
| 60 |
3814.69 |
1577.83 |
2236.86 |
67726.71 |
161154.50 |
3576.07 |
1893.94 |
1682.13 |
113636.36 |
141714.02 |
| 第6年 |
61 |
3814.69 |
1597.03 |
2217.66 |
69323.74 |
163372.15 |
3553.03 |
1893.94 |
1659.09 |
115530.30 |
143373.11 |
| 62 |
3814.69 |
1616.46 |
2198.23 |
70940.20 |
165570.38 |
3529.99 |
1893.94 |
1636.05 |
117424.24 |
145009.15 |
| 63 |
3814.69 |
1636.13 |
2178.56 |
72576.33 |
167748.94 |
3506.94 |
1893.94 |
1613.01 |
119318.18 |
146622.16 |
| 64 |
3814.69 |
1656.03 |
2158.65 |
74232.36 |
169907.60 |
3483.90 |
1893.94 |
1589.96 |
121212.12 |
148212.12 |
| 65 |
3814.69 |
1676.18 |
2138.51 |
75908.54 |
172046.10 |
3460.86 |
1893.94 |
1566.92 |
123106.06 |
149779.04 |
| 66 |
3814.69 |
1696.57 |
2118.11 |
77605.12 |
174164.22 |
3437.82 |
1893.94 |
1543.88 |
125000.00 |
151322.92 |
| 67 |
3814.69 |
1717.22 |
2097.47 |
79322.33 |
176261.69 |
3414.77 |
1893.94 |
1520.83 |
126893.94 |
152843.75 |
| 68 |
3814.69 |
1738.11 |
2076.58 |
81060.44 |
178338.27 |
3391.73 |
1893.94 |
1497.79 |
128787.88 |
154341.54 |
| 69 |
3814.69 |
1759.26 |
2055.43 |
82819.69 |
180393.70 |
3368.69 |
1893.94 |
1474.75 |
130681.82 |
155816.29 |
| 70 |
3814.69 |
1780.66 |
2034.03 |
84600.35 |
182427.73 |
3345.64 |
1893.94 |
1451.70 |
132575.76 |
157267.99 |
| 71 |
3814.69 |
1802.32 |
2012.36 |
86402.68 |
184440.09 |
3322.60 |
1893.94 |
1428.66 |
134469.70 |
158696.65 |
| 72 |
3814.69 |
1824.25 |
1990.43 |
88226.93 |
186430.52 |
3299.56 |
1893.94 |
1405.62 |
136363.64 |
160102.27 |
| 第7年 |
73 |
3814.69 |
1846.45 |
1968.24 |
90073.38 |
188398.76 |
3276.52 |
1893.94 |
1382.58 |
138257.58 |
161484.85 |
| 74 |
3814.69 |
1868.91 |
1945.77 |
91942.29 |
190344.53 |
3253.47 |
1893.94 |
1359.53 |
140151.52 |
162844.38 |
| 75 |
3814.69 |
1891.65 |
1923.04 |
93833.94 |
192267.57 |
3230.43 |
1893.94 |
1336.49 |
142045.45 |
164180.87 |
| 76 |
3814.69 |
1914.67 |
1900.02 |
95748.61 |
194167.59 |
3207.39 |
1893.94 |
1313.45 |
143939.39 |
165494.32 |
| 77 |
3814.69 |
1937.96 |
1876.73 |
97686.57 |
196044.32 |
3184.34 |
1893.94 |
1290.40 |
145833.33 |
166784.72 |
| 78 |
3814.69 |
1961.54 |
1853.15 |
99648.11 |
197897.46 |
3161.30 |
1893.94 |
1267.36 |
147727.27 |
168052.08 |
| 79 |
3814.69 |
1985.41 |
1829.28 |
101633.52 |
199726.74 |
3138.26 |
1893.94 |
1244.32 |
149621.21 |
169296.40 |
| 80 |
3814.69 |
2009.56 |
1805.13 |
103643.08 |
201531.87 |
3115.21 |
1893.94 |
1221.28 |
151515.15 |
170517.68 |
| 81 |
3814.69 |
2034.01 |
1780.68 |
105677.09 |
203312.54 |
3092.17 |
1893.94 |
1198.23 |
153409.09 |
171715.91 |
| 82 |
3814.69 |
2058.76 |
1755.93 |
107735.85 |
205068.47 |
3069.13 |
1893.94 |
1175.19 |
155303.03 |
172891.10 |
| 83 |
3814.69 |
2083.81 |
1730.88 |
109819.65 |
206799.35 |
3046.09 |
1893.94 |
1152.15 |
157196.97 |
174043.24 |
| 84 |
3814.69 |
2109.16 |
1705.53 |
111928.81 |
208504.88 |
3023.04 |
1893.94 |
1129.10 |
159090.91 |
175172.35 |
| 第8年 |
85 |
3814.69 |
2134.82 |
1679.87 |
114063.63 |
210184.75 |
3000.00 |
1893.94 |
1106.06 |
160984.85 |
176278.41 |
| 86 |
3814.69 |
2160.79 |
1653.89 |
116224.43 |
211838.64 |
2976.96 |
1893.94 |
1083.02 |
162878.79 |
177361.43 |
| 87 |
3814.69 |
2187.08 |
1627.60 |
118411.51 |
213466.24 |
2953.91 |
1893.94 |
1059.97 |
164772.73 |
178421.40 |
| 88 |
3814.69 |
2213.69 |
1600.99 |
120625.21 |
215067.24 |
2930.87 |
1893.94 |
1036.93 |
166666.67 |
179458.33 |
| 89 |
3814.69 |
2240.63 |
1574.06 |
122865.83 |
216641.30 |
2907.83 |
1893.94 |
1013.89 |
168560.61 |
180472.22 |
| 90 |
3814.69 |
2267.89 |
1546.80 |
125133.72 |
218188.10 |
2884.79 |
1893.94 |
990.85 |
170454.55 |
181463.07 |
| 91 |
3814.69 |
2295.48 |
1519.21 |
127429.20 |
219707.30 |
2861.74 |
1893.94 |
967.80 |
172348.48 |
182430.87 |
| 92 |
3814.69 |
2323.41 |
1491.28 |
129752.61 |
221198.58 |
2838.70 |
1893.94 |
944.76 |
174242.42 |
183375.63 |
| 93 |
3814.69 |
2351.68 |
1463.01 |
132104.29 |
222661.59 |
2815.66 |
1893.94 |
921.72 |
176136.36 |
184297.35 |
| 94 |
3814.69 |
2380.29 |
1434.40 |
134484.58 |
224095.99 |
2792.61 |
1893.94 |
898.67 |
178030.30 |
185196.02 |
| 95 |
3814.69 |
2409.25 |
1405.44 |
136893.83 |
225501.42 |
2769.57 |
1893.94 |
875.63 |
179924.24 |
186071.65 |
| 96 |
3814.69 |
2438.56 |
1376.13 |
139332.39 |
226877.55 |
2746.53 |
1893.94 |
852.59 |
181818.18 |
186924.24 |
| 第9年 |
97 |
3814.69 |
2468.23 |
1346.46 |
141800.62 |
228224.01 |
2723.48 |
1893.94 |
829.55 |
183712.12 |
187753.79 |
| 98 |
3814.69 |
2498.26 |
1316.43 |
144298.88 |
229540.43 |
2700.44 |
1893.94 |
806.50 |
185606.06 |
188560.29 |
| 99 |
3814.69 |
2528.66 |
1286.03 |
146827.54 |
230826.46 |
2677.40 |
1893.94 |
783.46 |
187500.00 |
189343.75 |
| 100 |
3814.69 |
2559.42 |
1255.26 |
149386.96 |
232081.73 |
2654.36 |
1893.94 |
760.42 |
189393.94 |
190104.17 |
| 101 |
3814.69 |
2590.56 |
1224.13 |
151977.52 |
233305.85 |
2631.31 |
1893.94 |
737.37 |
191287.88 |
190841.54 |
| 102 |
3814.69 |
2622.08 |
1192.61 |
154599.60 |
234498.46 |
2608.27 |
1893.94 |
714.33 |
193181.82 |
191555.87 |
| 103 |
3814.69 |
2653.98 |
1160.70 |
157253.58 |
235659.16 |
2585.23 |
1893.94 |
691.29 |
195075.76 |
192247.16 |
| 104 |
3814.69 |
2686.27 |
1128.41 |
159939.85 |
236787.58 |
2562.18 |
1893.94 |
668.24 |
196969.70 |
192915.40 |
| 105 |
3814.69 |
2718.96 |
1095.73 |
162658.81 |
237883.31 |
2539.14 |
1893.94 |
645.20 |
198863.64 |
193560.61 |
| 106 |
3814.69 |
2752.04 |
1062.65 |
165410.84 |
238945.96 |
2516.10 |
1893.94 |
622.16 |
200757.58 |
194182.77 |
| 107 |
3814.69 |
2785.52 |
1029.17 |
168196.36 |
239975.13 |
2493.06 |
1893.94 |
599.12 |
202651.52 |
194781.88 |
| 108 |
3814.69 |
2819.41 |
995.28 |
171015.77 |
240970.41 |
2470.01 |
1893.94 |
576.07 |
204545.45 |
195357.95 |
| 第10年 |
109 |
3814.69 |
2853.71 |
960.97 |
173869.48 |
241931.38 |
2446.97 |
1893.94 |
553.03 |
206439.39 |
195910.98 |
| 110 |
3814.69 |
2888.43 |
926.25 |
176757.92 |
242857.64 |
2423.93 |
1893.94 |
529.99 |
208333.33 |
196440.97 |
| 111 |
3814.69 |
2923.57 |
891.11 |
179681.49 |
243748.75 |
2400.88 |
1893.94 |
506.94 |
210227.27 |
196947.92 |
| 112 |
3814.69 |
2959.15 |
855.54 |
182640.64 |
244604.29 |
2377.84 |
1893.94 |
483.90 |
212121.21 |
197431.82 |
| 113 |
3814.69 |
2995.15 |
819.54 |
185635.78 |
245423.83 |
2354.80 |
1893.94 |
460.86 |
214015.15 |
197892.68 |
| 114 |
3814.69 |
3031.59 |
783.10 |
188667.37 |
246206.93 |
2331.76 |
1893.94 |
437.82 |
215909.09 |
198330.49 |
| 115 |
3814.69 |
3068.47 |
746.21 |
191735.85 |
246953.14 |
2308.71 |
1893.94 |
414.77 |
217803.03 |
198745.27 |
| 116 |
3814.69 |
3105.81 |
708.88 |
194841.65 |
247662.02 |
2285.67 |
1893.94 |
391.73 |
219696.97 |
199136.99 |
| 117 |
3814.69 |
3143.59 |
671.09 |
197985.25 |
248333.11 |
2262.63 |
1893.94 |
368.69 |
221590.91 |
199505.68 |
| 118 |
3814.69 |
3181.84 |
632.85 |
201167.09 |
248965.96 |
2239.58 |
1893.94 |
345.64 |
223484.85 |
199851.33 |
| 119 |
3814.69 |
3220.55 |
594.13 |
204387.64 |
249560.09 |
2216.54 |
1893.94 |
322.60 |
225378.79 |
200173.93 |
| 120 |
3814.69 |
3259.74 |
554.95 |
207647.38 |
250115.05 |
2193.50 |
1893.94 |
299.56 |
227272.73 |
200473.48 |
| 第11年 |
121 |
3814.69 |
3299.40 |
515.29 |
210946.77 |
250630.34 |
2170.45 |
1893.94 |
276.52 |
229166.67 |
200750.00 |
| 122 |
3814.69 |
3339.54 |
475.15 |
214286.31 |
251105.48 |
2147.41 |
1893.94 |
253.47 |
231060.61 |
201003.47 |
| 123 |
3814.69 |
3380.17 |
434.52 |
217666.48 |
251540.00 |
2124.37 |
1893.94 |
230.43 |
232954.55 |
201233.90 |
| 124 |
3814.69 |
3421.30 |
393.39 |
221087.78 |
251933.39 |
2101.33 |
1893.94 |
207.39 |
234848.48 |
201441.29 |
| 125 |
3814.69 |
3462.92 |
351.77 |
224550.70 |
252285.16 |
2078.28 |
1893.94 |
184.34 |
236742.42 |
201625.63 |
| 126 |
3814.69 |
3505.05 |
309.63 |
228055.75 |
252594.79 |
2055.24 |
1893.94 |
161.30 |
238636.36 |
201786.93 |
| 127 |
3814.69 |
3547.70 |
266.99 |
231603.45 |
252861.78 |
2032.20 |
1893.94 |
138.26 |
240530.30 |
201925.19 |
| 128 |
3814.69 |
3590.86 |
223.82 |
235194.32 |
253085.60 |
2009.15 |
1893.94 |
115.21 |
242424.24 |
202040.40 |
| 129 |
3814.69 |
3634.55 |
180.14 |
238828.87 |
253265.74 |
1986.11 |
1893.94 |
92.17 |
244318.18 |
202132.58 |
| 130 |
3814.69 |
3678.77 |
135.92 |
242507.64 |
253401.65 |
1963.07 |
1893.94 |
69.13 |
246212.12 |
202201.70 |
| 131 |
3814.69 |
3723.53 |
91.16 |
246231.17 |
253492.81 |
1940.03 |
1893.94 |
46.09 |
248106.06 |
202247.79 |
| 132 |
3814.69 |
3768.83 |
45.85 |
250000.00 |
253538.66 |
1916.98 |
1893.94 |
23.04 |
250000.00 |
202270.83 |
|
汇总:
|
等额本息
总利息:253538.66元 总还款:503538.66元
|
等额本金
总利息:202270.83元 总还款:452270.83元
|
|
年利率为:14.60%,折扣: 不打折,贷款:25.0万,
分132期(11年), 等额本息比等额本金多:51267.83元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。