| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3775.80 |
786.22 |
2989.58 |
786.22 |
2989.58 |
4883.52 |
1893.94 |
2989.58 |
1893.94 |
2989.58 |
| 2 |
3775.80 |
795.62 |
2980.18 |
1581.83 |
5969.76 |
4860.87 |
1893.94 |
2966.93 |
3787.88 |
5956.52 |
| 3 |
3775.80 |
805.13 |
2970.67 |
2386.96 |
8940.43 |
4838.23 |
1893.94 |
2944.29 |
5681.82 |
8900.80 |
| 4 |
3775.80 |
814.76 |
2961.04 |
3201.72 |
11901.47 |
4815.58 |
1893.94 |
2921.64 |
7575.76 |
11822.44 |
| 5 |
3775.80 |
824.50 |
2951.30 |
4026.23 |
14852.77 |
4792.93 |
1893.94 |
2898.99 |
9469.70 |
14721.43 |
| 6 |
3775.80 |
834.36 |
2941.44 |
4860.59 |
17794.20 |
4770.28 |
1893.94 |
2876.34 |
11363.64 |
17597.77 |
| 7 |
3775.80 |
844.34 |
2931.46 |
5704.93 |
20725.66 |
4747.63 |
1893.94 |
2853.69 |
13257.58 |
20451.47 |
| 8 |
3775.80 |
854.44 |
2921.36 |
6559.37 |
23647.02 |
4724.98 |
1893.94 |
2831.04 |
15151.52 |
23282.51 |
| 9 |
3775.80 |
864.65 |
2911.14 |
7424.02 |
26558.17 |
4702.34 |
1893.94 |
2808.40 |
17045.45 |
26090.91 |
| 10 |
3775.80 |
874.99 |
2900.80 |
8299.01 |
29458.97 |
4679.69 |
1893.94 |
2785.75 |
18939.39 |
28876.66 |
| 11 |
3775.80 |
885.46 |
2890.34 |
9184.47 |
32349.31 |
4657.04 |
1893.94 |
2763.10 |
20833.33 |
31639.76 |
| 12 |
3775.80 |
896.05 |
2879.75 |
10080.52 |
35229.07 |
4634.39 |
1893.94 |
2740.45 |
22727.27 |
34380.21 |
| 第2年 |
13 |
3775.80 |
906.76 |
2869.04 |
10987.28 |
38098.10 |
4611.74 |
1893.94 |
2717.80 |
24621.21 |
37098.01 |
| 14 |
3775.80 |
917.60 |
2858.19 |
11904.88 |
40956.30 |
4589.09 |
1893.94 |
2695.15 |
26515.15 |
39793.17 |
| 15 |
3775.80 |
928.58 |
2847.22 |
12833.46 |
43803.52 |
4566.45 |
1893.94 |
2672.51 |
28409.09 |
42465.67 |
| 16 |
3775.80 |
939.68 |
2836.12 |
13773.14 |
46639.63 |
4543.80 |
1893.94 |
2649.86 |
30303.03 |
45115.53 |
| 17 |
3775.80 |
950.92 |
2824.88 |
14724.06 |
49464.51 |
4521.15 |
1893.94 |
2627.21 |
32196.97 |
47742.74 |
| 18 |
3775.80 |
962.29 |
2813.51 |
15686.35 |
52278.02 |
4498.50 |
1893.94 |
2604.56 |
34090.91 |
50347.30 |
| 19 |
3775.80 |
973.80 |
2802.00 |
16660.15 |
55080.02 |
4475.85 |
1893.94 |
2581.91 |
35984.85 |
52929.21 |
| 20 |
3775.80 |
985.44 |
2790.36 |
17645.60 |
57870.38 |
4453.20 |
1893.94 |
2559.26 |
37878.79 |
55488.48 |
| 21 |
3775.80 |
997.23 |
2778.57 |
18642.82 |
60648.95 |
4430.56 |
1893.94 |
2536.62 |
39772.73 |
58025.09 |
| 22 |
3775.80 |
1009.15 |
2766.65 |
19651.98 |
63415.60 |
4407.91 |
1893.94 |
2513.97 |
41666.67 |
60539.06 |
| 23 |
3775.80 |
1021.22 |
2754.58 |
20673.20 |
66170.17 |
4385.26 |
1893.94 |
2491.32 |
43560.61 |
63030.38 |
| 24 |
3775.80 |
1033.43 |
2742.37 |
21706.63 |
68912.54 |
4362.61 |
1893.94 |
2468.67 |
45454.55 |
65499.05 |
| 第3年 |
25 |
3775.80 |
1045.79 |
2730.01 |
22752.42 |
71642.55 |
4339.96 |
1893.94 |
2446.02 |
47348.48 |
67945.08 |
| 26 |
3775.80 |
1058.30 |
2717.50 |
23810.71 |
74360.05 |
4317.31 |
1893.94 |
2423.37 |
49242.42 |
70368.45 |
| 27 |
3775.80 |
1070.95 |
2704.85 |
24881.67 |
77064.90 |
4294.67 |
1893.94 |
2400.73 |
51136.36 |
72769.18 |
| 28 |
3775.80 |
1083.76 |
2692.04 |
25965.42 |
79756.94 |
4272.02 |
1893.94 |
2378.08 |
53030.30 |
75147.25 |
| 29 |
3775.80 |
1096.72 |
2679.08 |
27062.14 |
82436.02 |
4249.37 |
1893.94 |
2355.43 |
54924.24 |
77502.68 |
| 30 |
3775.80 |
1109.83 |
2665.97 |
28171.98 |
85101.98 |
4226.72 |
1893.94 |
2332.78 |
56818.18 |
79835.46 |
| 31 |
3775.80 |
1123.11 |
2652.69 |
29295.08 |
87754.68 |
4204.07 |
1893.94 |
2310.13 |
58712.12 |
82145.60 |
| 32 |
3775.80 |
1136.54 |
2639.26 |
30431.62 |
90393.94 |
4181.42 |
1893.94 |
2287.48 |
60606.06 |
84433.08 |
| 33 |
3775.80 |
1150.13 |
2625.67 |
31581.74 |
93019.61 |
4158.78 |
1893.94 |
2264.84 |
62500.00 |
86697.92 |
| 34 |
3775.80 |
1163.88 |
2611.92 |
32745.63 |
95631.53 |
4136.13 |
1893.94 |
2242.19 |
64393.94 |
88940.10 |
| 35 |
3775.80 |
1177.80 |
2598.00 |
33923.42 |
98229.53 |
4113.48 |
1893.94 |
2219.54 |
66287.88 |
91159.64 |
| 36 |
3775.80 |
1191.88 |
2583.92 |
35115.31 |
100813.45 |
4090.83 |
1893.94 |
2196.89 |
68181.82 |
93356.53 |
| 第4年 |
37 |
3775.80 |
1206.14 |
2569.66 |
36321.44 |
103383.11 |
4068.18 |
1893.94 |
2174.24 |
70075.76 |
95530.78 |
| 38 |
3775.80 |
1220.56 |
2555.24 |
37542.00 |
105938.35 |
4045.53 |
1893.94 |
2151.59 |
71969.70 |
97682.37 |
| 39 |
3775.80 |
1235.16 |
2540.64 |
38777.16 |
108478.99 |
4022.89 |
1893.94 |
2128.95 |
73863.64 |
99811.32 |
| 40 |
3775.80 |
1249.93 |
2525.87 |
40027.08 |
111004.87 |
4000.24 |
1893.94 |
2106.30 |
75757.58 |
101917.61 |
| 41 |
3775.80 |
1264.87 |
2510.93 |
41291.96 |
113515.79 |
3977.59 |
1893.94 |
2083.65 |
77651.52 |
104001.26 |
| 42 |
3775.80 |
1280.00 |
2495.80 |
42571.95 |
116011.59 |
3954.94 |
1893.94 |
2061.00 |
79545.45 |
106062.26 |
| 43 |
3775.80 |
1295.30 |
2480.49 |
43867.26 |
118492.09 |
3932.29 |
1893.94 |
2038.35 |
81439.39 |
108100.62 |
| 44 |
3775.80 |
1310.79 |
2465.00 |
45178.05 |
120957.09 |
3909.64 |
1893.94 |
2015.70 |
83333.33 |
110116.32 |
| 45 |
3775.80 |
1326.47 |
2449.33 |
46504.52 |
123406.42 |
3886.99 |
1893.94 |
1993.06 |
85227.27 |
112109.37 |
| 46 |
3775.80 |
1342.33 |
2433.47 |
47846.85 |
125839.89 |
3864.35 |
1893.94 |
1970.41 |
87121.21 |
114079.78 |
| 47 |
3775.80 |
1358.38 |
2417.41 |
49205.24 |
128257.30 |
3841.70 |
1893.94 |
1947.76 |
89015.15 |
116027.54 |
| 48 |
3775.80 |
1374.63 |
2401.17 |
50579.87 |
130658.47 |
3819.05 |
1893.94 |
1925.11 |
90909.09 |
117952.65 |
| 第5年 |
49 |
3775.80 |
1391.07 |
2384.73 |
51970.93 |
133043.20 |
3796.40 |
1893.94 |
1902.46 |
92803.03 |
119855.11 |
| 50 |
3775.80 |
1407.70 |
2368.10 |
53378.63 |
135411.30 |
3773.75 |
1893.94 |
1879.81 |
94696.97 |
121734.93 |
| 51 |
3775.80 |
1424.53 |
2351.26 |
54803.17 |
137762.56 |
3751.10 |
1893.94 |
1857.17 |
96590.91 |
123592.09 |
| 52 |
3775.80 |
1441.57 |
2334.23 |
56244.74 |
140096.79 |
3728.46 |
1893.94 |
1834.52 |
98484.85 |
125426.61 |
| 53 |
3775.80 |
1458.81 |
2316.99 |
57703.55 |
142413.78 |
3705.81 |
1893.94 |
1811.87 |
100378.79 |
127238.48 |
| 54 |
3775.80 |
1476.25 |
2299.55 |
59179.80 |
144713.33 |
3683.16 |
1893.94 |
1789.22 |
102272.73 |
129027.70 |
| 55 |
3775.80 |
1493.91 |
2281.89 |
60673.71 |
146995.22 |
3660.51 |
1893.94 |
1766.57 |
104166.67 |
130794.27 |
| 56 |
3775.80 |
1511.77 |
2264.03 |
62185.48 |
149259.25 |
3637.86 |
1893.94 |
1743.92 |
106060.61 |
132538.19 |
| 57 |
3775.80 |
1529.85 |
2245.95 |
63715.33 |
151505.20 |
3615.21 |
1893.94 |
1721.28 |
107954.55 |
134259.47 |
| 58 |
3775.80 |
1548.14 |
2227.65 |
65263.47 |
153732.85 |
3592.57 |
1893.94 |
1698.63 |
109848.48 |
135958.10 |
| 59 |
3775.80 |
1566.66 |
2209.14 |
66830.13 |
155941.99 |
3569.92 |
1893.94 |
1675.98 |
111742.42 |
137634.08 |
| 60 |
3775.80 |
1585.39 |
2190.41 |
68415.52 |
158132.40 |
3547.27 |
1893.94 |
1653.33 |
113636.36 |
139287.41 |
| 第6年 |
61 |
3775.80 |
1604.35 |
2171.45 |
70019.88 |
160303.84 |
3524.62 |
1893.94 |
1630.68 |
115530.30 |
140918.09 |
| 62 |
3775.80 |
1623.54 |
2152.26 |
71643.41 |
162456.11 |
3501.97 |
1893.94 |
1608.03 |
117424.24 |
142526.12 |
| 63 |
3775.80 |
1642.95 |
2132.85 |
73286.36 |
164588.95 |
3479.32 |
1893.94 |
1585.39 |
119318.18 |
144111.51 |
| 64 |
3775.80 |
1662.60 |
2113.20 |
74948.96 |
166702.16 |
3456.68 |
1893.94 |
1562.74 |
121212.12 |
145674.24 |
| 65 |
3775.80 |
1682.48 |
2093.32 |
76631.44 |
168795.47 |
3434.03 |
1893.94 |
1540.09 |
123106.06 |
147214.33 |
| 66 |
3775.80 |
1702.60 |
2073.20 |
78334.04 |
170868.67 |
3411.38 |
1893.94 |
1517.44 |
125000.00 |
148731.77 |
| 67 |
3775.80 |
1722.96 |
2052.84 |
80057.00 |
172921.51 |
3388.73 |
1893.94 |
1494.79 |
126893.94 |
150226.56 |
| 68 |
3775.80 |
1743.56 |
2032.24 |
81800.56 |
174953.75 |
3366.08 |
1893.94 |
1472.14 |
128787.88 |
151698.71 |
| 69 |
3775.80 |
1764.41 |
2011.38 |
83564.98 |
176965.13 |
3343.43 |
1893.94 |
1449.49 |
130681.82 |
153148.20 |
| 70 |
3775.80 |
1785.51 |
1990.29 |
85350.49 |
178955.42 |
3320.79 |
1893.94 |
1426.85 |
132575.76 |
154575.05 |
| 71 |
3775.80 |
1806.86 |
1968.93 |
87157.36 |
180924.35 |
3298.14 |
1893.94 |
1404.20 |
134469.70 |
155979.25 |
| 72 |
3775.80 |
1828.47 |
1947.33 |
88985.83 |
182871.68 |
3275.49 |
1893.94 |
1381.55 |
136363.64 |
157360.80 |
| 第7年 |
73 |
3775.80 |
1850.34 |
1925.46 |
90836.17 |
184797.14 |
3252.84 |
1893.94 |
1358.90 |
138257.58 |
158719.70 |
| 74 |
3775.80 |
1872.46 |
1903.33 |
92708.63 |
186700.47 |
3230.19 |
1893.94 |
1336.25 |
140151.52 |
160055.95 |
| 75 |
3775.80 |
1894.86 |
1880.94 |
94603.49 |
188581.42 |
3207.54 |
1893.94 |
1313.60 |
142045.45 |
161369.55 |
| 76 |
3775.80 |
1917.52 |
1858.28 |
96521.00 |
190439.70 |
3184.90 |
1893.94 |
1290.96 |
143939.39 |
162660.51 |
| 77 |
3775.80 |
1940.45 |
1835.35 |
98461.45 |
192275.05 |
3162.25 |
1893.94 |
1268.31 |
145833.33 |
163928.82 |
| 78 |
3775.80 |
1963.65 |
1812.15 |
100425.10 |
194087.20 |
3139.60 |
1893.94 |
1245.66 |
147727.27 |
165174.48 |
| 79 |
3775.80 |
1987.13 |
1788.67 |
102412.23 |
195875.87 |
3116.95 |
1893.94 |
1223.01 |
149621.21 |
166397.49 |
| 80 |
3775.80 |
2010.89 |
1764.90 |
104423.13 |
197640.77 |
3094.30 |
1893.94 |
1200.36 |
151515.15 |
167597.85 |
| 81 |
3775.80 |
2034.94 |
1740.86 |
106458.07 |
199381.63 |
3071.65 |
1893.94 |
1177.71 |
153409.09 |
168775.57 |
| 82 |
3775.80 |
2059.28 |
1716.52 |
108517.34 |
201098.15 |
3049.01 |
1893.94 |
1155.07 |
155303.03 |
169930.63 |
| 83 |
3775.80 |
2083.90 |
1691.90 |
110601.25 |
202790.05 |
3026.36 |
1893.94 |
1132.42 |
157196.97 |
171063.05 |
| 84 |
3775.80 |
2108.82 |
1666.98 |
112710.07 |
204457.02 |
3003.71 |
1893.94 |
1109.77 |
159090.91 |
172172.82 |
| 第8年 |
85 |
3775.80 |
2134.04 |
1641.76 |
114844.11 |
206098.78 |
2981.06 |
1893.94 |
1087.12 |
160984.85 |
173259.94 |
| 86 |
3775.80 |
2159.56 |
1616.24 |
117003.67 |
207715.02 |
2958.41 |
1893.94 |
1064.47 |
162878.79 |
174324.42 |
| 87 |
3775.80 |
2185.38 |
1590.41 |
119189.05 |
209305.44 |
2935.76 |
1893.94 |
1041.82 |
164772.73 |
175366.24 |
| 88 |
3775.80 |
2211.52 |
1564.28 |
121400.57 |
210869.72 |
2913.12 |
1893.94 |
1019.18 |
166666.67 |
176385.42 |
| 89 |
3775.80 |
2237.96 |
1537.83 |
123638.53 |
212407.55 |
2890.47 |
1893.94 |
996.53 |
168560.61 |
177381.94 |
| 90 |
3775.80 |
2264.73 |
1511.07 |
125903.26 |
213918.62 |
2867.82 |
1893.94 |
973.88 |
170454.55 |
178355.82 |
| 91 |
3775.80 |
2291.81 |
1483.99 |
128195.07 |
215402.61 |
2845.17 |
1893.94 |
951.23 |
172348.48 |
179307.05 |
| 92 |
3775.80 |
2319.21 |
1456.58 |
130514.28 |
216859.20 |
2822.52 |
1893.94 |
928.58 |
174242.42 |
180235.64 |
| 93 |
3775.80 |
2346.95 |
1428.85 |
132861.23 |
218288.05 |
2799.87 |
1893.94 |
905.93 |
176136.36 |
181141.57 |
| 94 |
3775.80 |
2375.01 |
1400.78 |
135236.24 |
219688.83 |
2777.23 |
1893.94 |
883.29 |
178030.30 |
182024.86 |
| 95 |
3775.80 |
2403.42 |
1372.38 |
137639.66 |
221061.22 |
2754.58 |
1893.94 |
860.64 |
179924.24 |
182885.50 |
| 96 |
3775.80 |
2432.16 |
1343.64 |
140071.82 |
222404.86 |
2731.93 |
1893.94 |
837.99 |
181818.18 |
183723.48 |
| 第9年 |
97 |
3775.80 |
2461.24 |
1314.56 |
142533.06 |
223719.42 |
2709.28 |
1893.94 |
815.34 |
183712.12 |
184538.83 |
| 98 |
3775.80 |
2490.67 |
1285.13 |
145023.73 |
225004.54 |
2686.63 |
1893.94 |
792.69 |
185606.06 |
185331.52 |
| 99 |
3775.80 |
2520.46 |
1255.34 |
147544.19 |
226259.88 |
2663.98 |
1893.94 |
770.04 |
187500.00 |
186101.56 |
| 100 |
3775.80 |
2550.60 |
1225.20 |
150094.79 |
227485.08 |
2641.34 |
1893.94 |
747.40 |
189393.94 |
186848.96 |
| 101 |
3775.80 |
2581.10 |
1194.70 |
152675.88 |
228679.78 |
2618.69 |
1893.94 |
724.75 |
191287.88 |
187573.71 |
| 102 |
3775.80 |
2611.96 |
1163.83 |
155287.85 |
229843.62 |
2596.04 |
1893.94 |
702.10 |
193181.82 |
188275.80 |
| 103 |
3775.80 |
2643.20 |
1132.60 |
157931.05 |
230976.22 |
2573.39 |
1893.94 |
679.45 |
195075.76 |
188955.26 |
| 104 |
3775.80 |
2674.81 |
1100.99 |
160605.86 |
232077.21 |
2550.74 |
1893.94 |
656.80 |
196969.70 |
189612.06 |
| 105 |
3775.80 |
2706.79 |
1069.00 |
163312.65 |
233146.21 |
2528.09 |
1893.94 |
634.15 |
198863.64 |
190246.21 |
| 106 |
3775.80 |
2739.16 |
1036.64 |
166051.81 |
234182.85 |
2505.45 |
1893.94 |
611.51 |
200757.58 |
190857.72 |
| 107 |
3775.80 |
2771.92 |
1003.88 |
168823.73 |
235186.73 |
2482.80 |
1893.94 |
588.86 |
202651.52 |
191446.58 |
| 108 |
3775.80 |
2805.07 |
970.73 |
171628.80 |
236157.46 |
2460.15 |
1893.94 |
566.21 |
204545.45 |
192012.78 |
| 第10年 |
109 |
3775.80 |
2838.61 |
937.19 |
174467.41 |
237094.65 |
2437.50 |
1893.94 |
543.56 |
206439.39 |
192556.34 |
| 110 |
3775.80 |
2872.55 |
903.24 |
177339.96 |
237997.90 |
2414.85 |
1893.94 |
520.91 |
208333.33 |
193077.26 |
| 111 |
3775.80 |
2906.91 |
868.89 |
180246.87 |
238866.79 |
2392.20 |
1893.94 |
498.26 |
210227.27 |
193575.52 |
| 112 |
3775.80 |
2941.67 |
834.13 |
183188.53 |
239700.92 |
2369.55 |
1893.94 |
475.62 |
212121.21 |
194051.14 |
| 113 |
3775.80 |
2976.84 |
798.95 |
186165.38 |
240499.87 |
2346.91 |
1893.94 |
452.97 |
214015.15 |
194504.10 |
| 114 |
3775.80 |
3012.44 |
763.36 |
189177.82 |
241263.23 |
2324.26 |
1893.94 |
430.32 |
215909.09 |
194934.42 |
| 115 |
3775.80 |
3048.47 |
727.33 |
192226.29 |
241990.56 |
2301.61 |
1893.94 |
407.67 |
217803.03 |
195342.09 |
| 116 |
3775.80 |
3084.92 |
690.88 |
195311.21 |
242681.44 |
2278.96 |
1893.94 |
385.02 |
219696.97 |
195727.11 |
| 117 |
3775.80 |
3121.81 |
653.99 |
198433.02 |
243335.43 |
2256.31 |
1893.94 |
362.37 |
221590.91 |
196089.49 |
| 118 |
3775.80 |
3159.14 |
616.66 |
201592.17 |
243952.08 |
2233.66 |
1893.94 |
339.73 |
223484.85 |
196429.21 |
| 119 |
3775.80 |
3196.92 |
578.88 |
204789.09 |
244530.96 |
2211.02 |
1893.94 |
317.08 |
225378.79 |
196746.29 |
| 120 |
3775.80 |
3235.15 |
540.65 |
208024.24 |
245071.60 |
2188.37 |
1893.94 |
294.43 |
227272.73 |
197040.72 |
| 第11年 |
121 |
3775.80 |
3273.84 |
501.96 |
211298.08 |
245573.56 |
2165.72 |
1893.94 |
271.78 |
229166.67 |
197312.50 |
| 122 |
3775.80 |
3312.99 |
462.81 |
214611.07 |
246036.38 |
2143.07 |
1893.94 |
249.13 |
231060.61 |
197561.63 |
| 123 |
3775.80 |
3352.61 |
423.19 |
217963.67 |
246459.57 |
2120.42 |
1893.94 |
226.48 |
232954.55 |
197788.12 |
| 124 |
3775.80 |
3392.70 |
383.10 |
221356.37 |
246842.67 |
2097.77 |
1893.94 |
203.84 |
234848.48 |
197991.95 |
| 125 |
3775.80 |
3433.27 |
342.53 |
224789.64 |
247185.20 |
2075.13 |
1893.94 |
181.19 |
236742.42 |
198173.14 |
| 126 |
3775.80 |
3474.32 |
301.47 |
228263.96 |
247486.67 |
2052.48 |
1893.94 |
158.54 |
238636.36 |
198331.68 |
| 127 |
3775.80 |
3515.87 |
259.93 |
231779.83 |
247746.60 |
2029.83 |
1893.94 |
135.89 |
240530.30 |
198467.57 |
| 128 |
3775.80 |
3557.92 |
217.88 |
235337.75 |
247964.48 |
2007.18 |
1893.94 |
113.24 |
242424.24 |
198580.81 |
| 129 |
3775.80 |
3600.46 |
175.34 |
238938.21 |
248139.82 |
1984.53 |
1893.94 |
90.59 |
244318.18 |
198671.40 |
| 130 |
3775.80 |
3643.52 |
132.28 |
242581.73 |
248272.10 |
1961.88 |
1893.94 |
67.95 |
246212.12 |
198739.35 |
| 131 |
3775.80 |
3687.09 |
88.71 |
246268.82 |
248360.81 |
1939.24 |
1893.94 |
45.30 |
248106.06 |
198784.64 |
| 132 |
3775.80 |
3731.18 |
44.62 |
250000.00 |
248405.43 |
1916.59 |
1893.94 |
22.65 |
250000.00 |
198807.29 |
|
汇总:
|
等额本息
总利息:248405.43元 总还款:498405.43元
|
等额本金
总利息:198807.29元 总还款:448807.29元
|
|
年利率为:14.35%,折扣: 不打折,贷款:25.0万,
分132期(11年), 等额本息比等额本金多:49598.14元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。