| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3698.58 |
813.16 |
2885.42 |
813.16 |
2885.42 |
4779.36 |
1893.94 |
2885.42 |
1893.94 |
2885.42 |
| 2 |
3698.58 |
822.55 |
2876.03 |
1635.71 |
5761.45 |
4757.50 |
1893.94 |
2863.56 |
3787.88 |
5748.97 |
| 3 |
3698.58 |
832.04 |
2866.54 |
2467.74 |
8627.99 |
4735.64 |
1893.94 |
2841.70 |
5681.82 |
8590.67 |
| 4 |
3698.58 |
841.64 |
2856.93 |
3309.39 |
11484.92 |
4713.78 |
1893.94 |
2819.84 |
7575.76 |
11410.51 |
| 5 |
3698.58 |
851.36 |
2847.22 |
4160.74 |
14332.14 |
4691.92 |
1893.94 |
2797.98 |
9469.70 |
14208.49 |
| 6 |
3698.58 |
861.18 |
2837.39 |
5021.93 |
17169.54 |
4670.06 |
1893.94 |
2776.12 |
11363.64 |
16984.61 |
| 7 |
3698.58 |
871.12 |
2827.46 |
5893.05 |
19996.99 |
4648.20 |
1893.94 |
2754.26 |
13257.58 |
19738.87 |
| 8 |
3698.58 |
881.18 |
2817.40 |
6774.22 |
22814.39 |
4626.34 |
1893.94 |
2732.40 |
15151.52 |
22471.28 |
| 9 |
3698.58 |
891.35 |
2807.23 |
7665.57 |
25621.62 |
4604.48 |
1893.94 |
2710.54 |
17045.45 |
25181.82 |
| 10 |
3698.58 |
901.63 |
2796.94 |
8567.20 |
28418.57 |
4582.62 |
1893.94 |
2688.68 |
18939.39 |
27870.50 |
| 11 |
3698.58 |
912.04 |
2786.54 |
9479.24 |
31205.10 |
4560.76 |
1893.94 |
2666.82 |
20833.33 |
30537.33 |
| 12 |
3698.58 |
922.57 |
2776.01 |
10401.81 |
33981.11 |
4538.90 |
1893.94 |
2644.97 |
22727.27 |
33182.29 |
| 第2年 |
13 |
3698.58 |
933.21 |
2765.36 |
11335.02 |
36746.48 |
4517.05 |
1893.94 |
2623.11 |
24621.21 |
35805.40 |
| 14 |
3698.58 |
943.99 |
2754.59 |
12279.01 |
39501.07 |
4495.19 |
1893.94 |
2601.25 |
26515.15 |
38406.64 |
| 15 |
3698.58 |
954.88 |
2743.70 |
13233.89 |
42244.76 |
4473.33 |
1893.94 |
2579.39 |
28409.09 |
40986.03 |
| 16 |
3698.58 |
965.90 |
2732.68 |
14199.79 |
44977.44 |
4451.47 |
1893.94 |
2557.53 |
30303.03 |
43543.56 |
| 17 |
3698.58 |
977.05 |
2721.53 |
15176.84 |
47698.97 |
4429.61 |
1893.94 |
2535.67 |
32196.97 |
46079.23 |
| 18 |
3698.58 |
988.33 |
2710.25 |
16165.17 |
50409.22 |
4407.75 |
1893.94 |
2513.81 |
34090.91 |
48593.04 |
| 19 |
3698.58 |
999.73 |
2698.84 |
17164.90 |
53108.06 |
4385.89 |
1893.94 |
2491.95 |
35984.85 |
51084.99 |
| 20 |
3698.58 |
1011.27 |
2687.31 |
18176.17 |
55795.37 |
4364.03 |
1893.94 |
2470.09 |
37878.79 |
53555.08 |
| 21 |
3698.58 |
1022.94 |
2675.63 |
19199.11 |
58471.00 |
4342.17 |
1893.94 |
2448.23 |
39772.73 |
56003.31 |
| 22 |
3698.58 |
1034.75 |
2663.83 |
20233.87 |
61134.83 |
4320.31 |
1893.94 |
2426.37 |
41666.67 |
58429.69 |
| 23 |
3698.58 |
1046.69 |
2651.88 |
21280.56 |
63786.71 |
4298.45 |
1893.94 |
2404.51 |
43560.61 |
60834.20 |
| 24 |
3698.58 |
1058.77 |
2639.80 |
22339.33 |
66426.51 |
4276.59 |
1893.94 |
2382.65 |
45454.55 |
63216.86 |
| 第3年 |
25 |
3698.58 |
1070.99 |
2627.58 |
23410.32 |
69054.10 |
4254.73 |
1893.94 |
2360.80 |
47348.48 |
65577.65 |
| 26 |
3698.58 |
1083.35 |
2615.22 |
24493.68 |
71669.32 |
4232.88 |
1893.94 |
2338.94 |
49242.42 |
67916.59 |
| 27 |
3698.58 |
1095.86 |
2602.72 |
25589.54 |
74272.04 |
4211.02 |
1893.94 |
2317.08 |
51136.36 |
70233.66 |
| 28 |
3698.58 |
1108.51 |
2590.07 |
26698.04 |
76862.11 |
4189.16 |
1893.94 |
2295.22 |
53030.30 |
72528.88 |
| 29 |
3698.58 |
1121.30 |
2577.28 |
27819.34 |
79439.39 |
4167.30 |
1893.94 |
2273.36 |
54924.24 |
74802.24 |
| 30 |
3698.58 |
1134.24 |
2564.34 |
28953.59 |
82003.72 |
4145.44 |
1893.94 |
2251.50 |
56818.18 |
77053.74 |
| 31 |
3698.58 |
1147.33 |
2551.24 |
30100.92 |
84554.97 |
4123.58 |
1893.94 |
2229.64 |
58712.12 |
79283.38 |
| 32 |
3698.58 |
1160.58 |
2538.00 |
31261.49 |
87092.97 |
4101.72 |
1893.94 |
2207.78 |
60606.06 |
81491.16 |
| 33 |
3698.58 |
1173.97 |
2524.61 |
32435.46 |
89617.58 |
4079.86 |
1893.94 |
2185.92 |
62500.00 |
83677.08 |
| 34 |
3698.58 |
1187.52 |
2511.06 |
33622.98 |
92128.63 |
4058.00 |
1893.94 |
2164.06 |
64393.94 |
85841.15 |
| 35 |
3698.58 |
1201.23 |
2497.35 |
34824.21 |
94625.98 |
4036.14 |
1893.94 |
2142.20 |
66287.88 |
87983.35 |
| 36 |
3698.58 |
1215.09 |
2483.49 |
36039.30 |
97109.47 |
4014.28 |
1893.94 |
2120.34 |
68181.82 |
90103.69 |
| 第4年 |
37 |
3698.58 |
1229.11 |
2469.46 |
37268.41 |
99578.93 |
3992.42 |
1893.94 |
2098.48 |
70075.76 |
92202.18 |
| 38 |
3698.58 |
1243.30 |
2455.28 |
38511.71 |
102034.21 |
3970.57 |
1893.94 |
2076.63 |
71969.70 |
94278.80 |
| 39 |
3698.58 |
1257.65 |
2440.93 |
39769.36 |
104475.14 |
3948.71 |
1893.94 |
2054.77 |
73863.64 |
96333.57 |
| 40 |
3698.58 |
1272.16 |
2426.41 |
41041.53 |
106901.55 |
3926.85 |
1893.94 |
2032.91 |
75757.58 |
98366.48 |
| 41 |
3698.58 |
1286.85 |
2411.73 |
42328.37 |
109313.28 |
3904.99 |
1893.94 |
2011.05 |
77651.52 |
100377.53 |
| 42 |
3698.58 |
1301.70 |
2396.88 |
43630.07 |
111710.16 |
3883.13 |
1893.94 |
1989.19 |
79545.45 |
102366.71 |
| 43 |
3698.58 |
1316.72 |
2381.85 |
44946.80 |
114092.01 |
3861.27 |
1893.94 |
1967.33 |
81439.39 |
104334.04 |
| 44 |
3698.58 |
1331.92 |
2366.66 |
46278.72 |
116458.67 |
3839.41 |
1893.94 |
1945.47 |
83333.33 |
106279.51 |
| 45 |
3698.58 |
1347.29 |
2351.28 |
47626.01 |
118809.95 |
3817.55 |
1893.94 |
1923.61 |
85227.27 |
108203.13 |
| 46 |
3698.58 |
1362.84 |
2335.73 |
48988.86 |
121145.68 |
3795.69 |
1893.94 |
1901.75 |
87121.21 |
110104.88 |
| 47 |
3698.58 |
1378.57 |
2320.00 |
50367.43 |
123465.68 |
3773.83 |
1893.94 |
1879.89 |
89015.15 |
111984.77 |
| 48 |
3698.58 |
1394.48 |
2304.09 |
51761.91 |
125769.78 |
3751.97 |
1893.94 |
1858.03 |
90909.09 |
113842.80 |
| 第5年 |
49 |
3698.58 |
1410.58 |
2288.00 |
53172.49 |
128057.78 |
3730.11 |
1893.94 |
1836.17 |
92803.03 |
115678.98 |
| 50 |
3698.58 |
1426.86 |
2271.72 |
54599.35 |
130329.49 |
3708.25 |
1893.94 |
1814.32 |
94696.97 |
117493.29 |
| 51 |
3698.58 |
1443.33 |
2255.25 |
56042.68 |
132584.74 |
3686.40 |
1893.94 |
1792.46 |
96590.91 |
119285.75 |
| 52 |
3698.58 |
1459.99 |
2238.59 |
57502.67 |
134823.33 |
3664.54 |
1893.94 |
1770.60 |
98484.85 |
121056.34 |
| 53 |
3698.58 |
1476.84 |
2221.74 |
58979.50 |
137045.07 |
3642.68 |
1893.94 |
1748.74 |
100378.79 |
122805.08 |
| 54 |
3698.58 |
1493.88 |
2204.69 |
60473.39 |
139249.77 |
3620.82 |
1893.94 |
1726.88 |
102272.73 |
124531.96 |
| 55 |
3698.58 |
1511.12 |
2187.45 |
61984.51 |
141437.22 |
3598.96 |
1893.94 |
1705.02 |
104166.67 |
126236.98 |
| 56 |
3698.58 |
1528.56 |
2170.01 |
63513.07 |
143607.23 |
3577.10 |
1893.94 |
1683.16 |
106060.61 |
127920.14 |
| 57 |
3698.58 |
1546.21 |
2152.37 |
65059.28 |
145759.60 |
3555.24 |
1893.94 |
1661.30 |
107954.55 |
129581.44 |
| 58 |
3698.58 |
1564.05 |
2134.52 |
66623.33 |
147894.13 |
3533.38 |
1893.94 |
1639.44 |
109848.48 |
131220.88 |
| 59 |
3698.58 |
1582.10 |
2116.47 |
68205.44 |
150010.60 |
3511.52 |
1893.94 |
1617.58 |
111742.42 |
132838.46 |
| 60 |
3698.58 |
1600.36 |
2098.21 |
69805.80 |
152108.81 |
3489.66 |
1893.94 |
1595.72 |
113636.36 |
134434.19 |
| 第6年 |
61 |
3698.58 |
1618.84 |
2079.74 |
71424.64 |
154188.55 |
3467.80 |
1893.94 |
1573.86 |
115530.30 |
136008.05 |
| 62 |
3698.58 |
1637.52 |
2061.06 |
73062.16 |
156249.61 |
3445.94 |
1893.94 |
1552.00 |
117424.24 |
137560.05 |
| 63 |
3698.58 |
1656.42 |
2042.16 |
74718.58 |
158291.77 |
3424.08 |
1893.94 |
1530.15 |
119318.18 |
139090.20 |
| 64 |
3698.58 |
1675.54 |
2023.04 |
76394.12 |
160314.81 |
3402.23 |
1893.94 |
1508.29 |
121212.12 |
140598.48 |
| 65 |
3698.58 |
1694.88 |
2003.70 |
78088.99 |
162318.51 |
3380.37 |
1893.94 |
1486.43 |
123106.06 |
142084.91 |
| 66 |
3698.58 |
1714.44 |
1984.14 |
79803.43 |
164302.65 |
3358.51 |
1893.94 |
1464.57 |
125000.00 |
143549.48 |
| 67 |
3698.58 |
1734.22 |
1964.35 |
81537.65 |
166267.00 |
3336.65 |
1893.94 |
1442.71 |
126893.94 |
144992.19 |
| 68 |
3698.58 |
1754.24 |
1944.34 |
83291.89 |
168211.34 |
3314.79 |
1893.94 |
1420.85 |
128787.88 |
146413.04 |
| 69 |
3698.58 |
1774.49 |
1924.09 |
85066.38 |
170135.43 |
3292.93 |
1893.94 |
1398.99 |
130681.82 |
147812.03 |
| 70 |
3698.58 |
1794.97 |
1903.61 |
86861.35 |
172039.03 |
3271.07 |
1893.94 |
1377.13 |
132575.76 |
149189.16 |
| 71 |
3698.58 |
1815.68 |
1882.89 |
88677.03 |
173921.93 |
3249.21 |
1893.94 |
1355.27 |
134469.70 |
150544.43 |
| 72 |
3698.58 |
1836.64 |
1861.94 |
90513.68 |
175783.86 |
3227.35 |
1893.94 |
1333.41 |
136363.64 |
151877.84 |
| 第7年 |
73 |
3698.58 |
1857.84 |
1840.74 |
92371.51 |
177624.60 |
3205.49 |
1893.94 |
1311.55 |
138257.58 |
153189.39 |
| 74 |
3698.58 |
1879.28 |
1819.30 |
94250.80 |
179443.90 |
3183.63 |
1893.94 |
1289.69 |
140151.52 |
154479.09 |
| 75 |
3698.58 |
1900.97 |
1797.61 |
96151.77 |
181241.50 |
3161.77 |
1893.94 |
1267.83 |
142045.45 |
155746.92 |
| 76 |
3698.58 |
1922.91 |
1775.67 |
98074.68 |
183017.17 |
3139.91 |
1893.94 |
1245.98 |
143939.39 |
156992.90 |
| 77 |
3698.58 |
1945.11 |
1753.47 |
100019.79 |
184770.64 |
3118.06 |
1893.94 |
1224.12 |
145833.33 |
158217.01 |
| 78 |
3698.58 |
1967.56 |
1731.02 |
101987.34 |
186501.66 |
3096.20 |
1893.94 |
1202.26 |
147727.27 |
159419.27 |
| 79 |
3698.58 |
1990.26 |
1708.31 |
103977.60 |
188209.97 |
3074.34 |
1893.94 |
1180.40 |
149621.21 |
160599.67 |
| 80 |
3698.58 |
2013.24 |
1685.34 |
105990.84 |
189895.31 |
3052.48 |
1893.94 |
1158.54 |
151515.15 |
161758.21 |
| 81 |
3698.58 |
2036.47 |
1662.11 |
108027.31 |
191557.42 |
3030.62 |
1893.94 |
1136.68 |
153409.09 |
162894.89 |
| 82 |
3698.58 |
2059.98 |
1638.60 |
110087.29 |
193196.02 |
3008.76 |
1893.94 |
1114.82 |
155303.03 |
164009.71 |
| 83 |
3698.58 |
2083.75 |
1614.83 |
112171.04 |
194810.85 |
2986.90 |
1893.94 |
1092.96 |
157196.97 |
165102.67 |
| 84 |
3698.58 |
2107.80 |
1590.78 |
114278.84 |
196401.62 |
2965.04 |
1893.94 |
1071.10 |
159090.91 |
166173.77 |
| 第8年 |
85 |
3698.58 |
2132.13 |
1566.45 |
116410.97 |
197968.07 |
2943.18 |
1893.94 |
1049.24 |
160984.85 |
167223.01 |
| 86 |
3698.58 |
2156.74 |
1541.84 |
118567.70 |
199509.91 |
2921.32 |
1893.94 |
1027.38 |
162878.79 |
168250.39 |
| 87 |
3698.58 |
2181.63 |
1516.95 |
120749.33 |
201026.86 |
2899.46 |
1893.94 |
1005.52 |
164772.73 |
169255.92 |
| 88 |
3698.58 |
2206.81 |
1491.77 |
122956.14 |
202518.63 |
2877.60 |
1893.94 |
983.66 |
166666.67 |
170239.58 |
| 89 |
3698.58 |
2232.28 |
1466.30 |
125188.42 |
203984.93 |
2855.74 |
1893.94 |
961.81 |
168560.61 |
171201.39 |
| 90 |
3698.58 |
2258.04 |
1440.53 |
127446.46 |
205425.46 |
2833.89 |
1893.94 |
939.95 |
170454.55 |
172141.34 |
| 91 |
3698.58 |
2284.10 |
1414.47 |
129730.57 |
206839.93 |
2812.03 |
1893.94 |
918.09 |
172348.48 |
173059.42 |
| 92 |
3698.58 |
2310.47 |
1388.11 |
132041.04 |
208228.04 |
2790.17 |
1893.94 |
896.23 |
174242.42 |
173955.65 |
| 93 |
3698.58 |
2337.13 |
1361.44 |
134378.17 |
209589.48 |
2768.31 |
1893.94 |
874.37 |
176136.36 |
174830.02 |
| 94 |
3698.58 |
2364.11 |
1334.47 |
136742.28 |
210923.95 |
2746.45 |
1893.94 |
852.51 |
178030.30 |
175682.53 |
| 95 |
3698.58 |
2391.39 |
1307.18 |
139133.67 |
212231.14 |
2724.59 |
1893.94 |
830.65 |
179924.24 |
176513.18 |
| 96 |
3698.58 |
2418.99 |
1279.58 |
141552.67 |
213510.72 |
2702.73 |
1893.94 |
808.79 |
181818.18 |
177321.97 |
| 第9年 |
97 |
3698.58 |
2446.91 |
1251.66 |
143999.58 |
214762.38 |
2680.87 |
1893.94 |
786.93 |
183712.12 |
178108.90 |
| 98 |
3698.58 |
2475.16 |
1223.42 |
146474.74 |
215985.80 |
2659.01 |
1893.94 |
765.07 |
185606.06 |
178873.97 |
| 99 |
3698.58 |
2503.72 |
1194.85 |
148978.46 |
217180.66 |
2637.15 |
1893.94 |
743.21 |
187500.00 |
179617.19 |
| 100 |
3698.58 |
2532.62 |
1165.96 |
151511.08 |
218346.61 |
2615.29 |
1893.94 |
721.35 |
189393.94 |
180338.54 |
| 101 |
3698.58 |
2561.85 |
1136.73 |
154072.93 |
219483.34 |
2593.43 |
1893.94 |
699.49 |
191287.88 |
181038.04 |
| 102 |
3698.58 |
2591.42 |
1107.16 |
156664.35 |
220590.50 |
2571.58 |
1893.94 |
677.64 |
193181.82 |
181715.67 |
| 103 |
3698.58 |
2621.33 |
1077.25 |
159285.68 |
221667.75 |
2549.72 |
1893.94 |
655.78 |
195075.76 |
182371.45 |
| 104 |
3698.58 |
2651.58 |
1046.99 |
161937.26 |
222714.74 |
2527.86 |
1893.94 |
633.92 |
196969.70 |
183005.37 |
| 105 |
3698.58 |
2682.19 |
1016.39 |
164619.45 |
223731.13 |
2506.00 |
1893.94 |
612.06 |
198863.64 |
183617.42 |
| 106 |
3698.58 |
2713.14 |
985.43 |
167332.59 |
224716.57 |
2484.14 |
1893.94 |
590.20 |
200757.58 |
184207.62 |
| 107 |
3698.58 |
2744.46 |
954.12 |
170077.05 |
225670.69 |
2462.28 |
1893.94 |
568.34 |
202651.52 |
184775.96 |
| 108 |
3698.58 |
2776.13 |
922.44 |
172853.18 |
226593.13 |
2440.42 |
1893.94 |
546.48 |
204545.45 |
185322.44 |
| 第10年 |
109 |
3698.58 |
2808.17 |
890.40 |
175661.35 |
227483.53 |
2418.56 |
1893.94 |
524.62 |
206439.39 |
185847.06 |
| 110 |
3698.58 |
2840.59 |
857.99 |
178501.94 |
228341.52 |
2396.70 |
1893.94 |
502.76 |
208333.33 |
186349.83 |
| 111 |
3698.58 |
2873.37 |
825.21 |
181375.31 |
229166.73 |
2374.84 |
1893.94 |
480.90 |
210227.27 |
186830.73 |
| 112 |
3698.58 |
2906.53 |
792.04 |
184281.84 |
229958.77 |
2352.98 |
1893.94 |
459.04 |
212121.21 |
187289.77 |
| 113 |
3698.58 |
2940.08 |
758.50 |
187221.92 |
230717.27 |
2331.12 |
1893.94 |
437.18 |
214015.15 |
187726.96 |
| 114 |
3698.58 |
2974.01 |
724.56 |
190195.93 |
231441.84 |
2309.26 |
1893.94 |
415.33 |
215909.09 |
188142.28 |
| 115 |
3698.58 |
3008.34 |
690.24 |
193204.27 |
232132.07 |
2287.41 |
1893.94 |
393.47 |
217803.03 |
188535.75 |
| 116 |
3698.58 |
3043.06 |
655.52 |
196247.33 |
232787.59 |
2265.55 |
1893.94 |
371.61 |
219696.97 |
188907.35 |
| 117 |
3698.58 |
3078.18 |
620.40 |
199325.51 |
233407.99 |
2243.69 |
1893.94 |
349.75 |
221590.91 |
189257.10 |
| 118 |
3698.58 |
3113.71 |
584.87 |
202439.22 |
233992.85 |
2221.83 |
1893.94 |
327.89 |
223484.85 |
189584.99 |
| 119 |
3698.58 |
3149.65 |
548.93 |
205588.87 |
234541.79 |
2199.97 |
1893.94 |
306.03 |
225378.79 |
189891.02 |
| 120 |
3698.58 |
3186.00 |
512.58 |
208774.87 |
235054.36 |
2178.11 |
1893.94 |
284.17 |
227272.73 |
190175.19 |
| 第11年 |
121 |
3698.58 |
3222.77 |
475.81 |
211997.64 |
235530.17 |
2156.25 |
1893.94 |
262.31 |
229166.67 |
190437.50 |
| 122 |
3698.58 |
3259.97 |
438.61 |
215257.60 |
235968.78 |
2134.39 |
1893.94 |
240.45 |
231060.61 |
190677.95 |
| 123 |
3698.58 |
3297.59 |
400.99 |
218555.20 |
236369.77 |
2112.53 |
1893.94 |
218.59 |
232954.55 |
190896.54 |
| 124 |
3698.58 |
3335.65 |
362.93 |
221890.85 |
236732.69 |
2090.67 |
1893.94 |
196.73 |
234848.48 |
191093.28 |
| 125 |
3698.58 |
3374.15 |
324.43 |
225265.00 |
237057.12 |
2068.81 |
1893.94 |
174.87 |
236742.42 |
191268.15 |
| 126 |
3698.58 |
3413.09 |
285.48 |
228678.09 |
237342.60 |
2046.95 |
1893.94 |
153.01 |
238636.36 |
191421.16 |
| 127 |
3698.58 |
3452.49 |
246.09 |
232130.58 |
237588.69 |
2025.09 |
1893.94 |
131.16 |
240530.30 |
191552.32 |
| 128 |
3698.58 |
3492.33 |
206.24 |
235622.91 |
237794.93 |
2003.24 |
1893.94 |
109.30 |
242424.24 |
191661.62 |
| 129 |
3698.58 |
3532.64 |
165.94 |
239155.55 |
237960.87 |
1981.38 |
1893.94 |
87.44 |
244318.18 |
191749.05 |
| 130 |
3698.58 |
3573.41 |
125.16 |
242728.97 |
238086.03 |
1959.52 |
1893.94 |
65.58 |
246212.12 |
191814.63 |
| 131 |
3698.58 |
3614.66 |
83.92 |
246343.62 |
238169.95 |
1937.66 |
1893.94 |
43.72 |
248106.06 |
191858.35 |
| 132 |
3698.58 |
3656.38 |
42.20 |
250000.00 |
238212.15 |
1915.80 |
1893.94 |
21.86 |
250000.00 |
191880.21 |
|
汇总：
|
等额本息
总利息：238212.15元 总还款：488212.15元
|
等额本金
总利息：191880.21元 总还款：441880.21元
|
|
年利率为：13.85%，折扣： 不打折，贷款：25.0万，
分132期(11年)， 等额本息比等额本金多：46331.95元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。