期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
22339.40 |
4911.49 |
17427.92 |
4911.49 |
17427.92 |
28867.31 |
11439.39 |
17427.92 |
11439.39 |
17427.92 |
2 |
22339.40 |
4968.17 |
17371.23 |
9879.66 |
34799.15 |
28735.28 |
11439.39 |
17295.89 |
22878.79 |
34723.80 |
3 |
22339.40 |
5025.52 |
17313.89 |
14905.18 |
52113.04 |
28603.25 |
11439.39 |
17163.86 |
34318.18 |
51887.66 |
4 |
22339.40 |
5083.52 |
17255.89 |
19988.70 |
69368.92 |
28471.22 |
11439.39 |
17031.83 |
45757.58 |
68919.49 |
5 |
22339.40 |
5142.19 |
17197.21 |
25130.89 |
86566.14 |
28339.19 |
11439.39 |
16899.80 |
57196.97 |
85819.29 |
6 |
22339.40 |
5201.54 |
17137.86 |
30332.43 |
103704.00 |
28207.16 |
11439.39 |
16767.77 |
68636.36 |
102587.05 |
7 |
22339.40 |
5261.57 |
17077.83 |
35594.00 |
120781.83 |
28075.13 |
11439.39 |
16635.74 |
80075.76 |
119222.79 |
8 |
22339.40 |
5322.30 |
17017.10 |
40916.30 |
137798.93 |
27943.10 |
11439.39 |
16503.71 |
91515.15 |
135726.50 |
9 |
22339.40 |
5383.73 |
16955.67 |
46300.04 |
154754.61 |
27811.07 |
11439.39 |
16371.68 |
102954.55 |
152098.18 |
10 |
22339.40 |
5445.87 |
16893.54 |
51745.90 |
171648.14 |
27679.04 |
11439.39 |
16239.65 |
114393.94 |
168337.83 |
11 |
22339.40 |
5508.72 |
16830.68 |
57254.62 |
188478.83 |
27547.01 |
11439.39 |
16107.62 |
125833.33 |
184445.45 |
12 |
22339.40 |
5572.30 |
16767.10 |
62826.93 |
205245.93 |
27414.98 |
11439.39 |
15975.59 |
137272.73 |
200421.04 |
第2年 |
13 |
22339.40 |
5636.62 |
16702.79 |
68463.54 |
221948.72 |
27282.95 |
11439.39 |
15843.56 |
148712.12 |
216264.60 |
14 |
22339.40 |
5701.67 |
16637.73 |
74165.21 |
238586.45 |
27150.92 |
11439.39 |
15711.53 |
160151.52 |
231976.13 |
15 |
22339.40 |
5767.48 |
16571.93 |
79932.69 |
255158.38 |
27018.90 |
11439.39 |
15579.50 |
171590.91 |
247555.63 |
16 |
22339.40 |
5834.04 |
16505.36 |
85766.74 |
271663.74 |
26886.87 |
11439.39 |
15447.47 |
183030.30 |
263003.11 |
17 |
22339.40 |
5901.38 |
16438.03 |
91668.11 |
288101.76 |
26754.84 |
11439.39 |
15315.44 |
194469.70 |
278318.55 |
18 |
22339.40 |
5969.49 |
16369.91 |
97637.61 |
304471.68 |
26622.81 |
11439.39 |
15183.41 |
205909.09 |
293501.96 |
19 |
22339.40 |
6038.39 |
16301.02 |
103675.99 |
320772.69 |
26490.78 |
11439.39 |
15051.38 |
217348.48 |
308553.34 |
20 |
22339.40 |
6108.08 |
16231.32 |
109784.08 |
337004.02 |
26358.75 |
11439.39 |
14919.35 |
228787.88 |
323472.70 |
21 |
22339.40 |
6178.58 |
16160.83 |
115962.65 |
353164.84 |
26226.72 |
11439.39 |
14787.32 |
240227.27 |
338260.02 |
22 |
22339.40 |
6249.89 |
16089.51 |
122212.54 |
369254.36 |
26094.69 |
11439.39 |
14655.29 |
251666.67 |
352915.31 |
23 |
22339.40 |
6322.02 |
16017.38 |
128534.57 |
385271.74 |
25962.66 |
11439.39 |
14523.26 |
263106.06 |
367438.58 |
24 |
22339.40 |
6394.99 |
15944.41 |
134929.56 |
401216.15 |
25830.63 |
11439.39 |
14391.23 |
274545.45 |
381829.81 |
第3年 |
25 |
22339.40 |
6468.80 |
15870.60 |
141398.36 |
417086.75 |
25698.60 |
11439.39 |
14259.20 |
285984.85 |
396089.02 |
26 |
22339.40 |
6543.46 |
15795.94 |
147941.82 |
432882.70 |
25566.57 |
11439.39 |
14127.17 |
297424.24 |
410216.19 |
27 |
22339.40 |
6618.98 |
15720.42 |
154560.80 |
448603.12 |
25434.54 |
11439.39 |
13995.15 |
308863.64 |
424211.34 |
28 |
22339.40 |
6695.38 |
15644.03 |
161256.18 |
464247.15 |
25302.51 |
11439.39 |
13863.12 |
320303.03 |
438074.45 |
29 |
22339.40 |
6772.65 |
15566.75 |
168028.83 |
479813.90 |
25170.48 |
11439.39 |
13731.09 |
331742.42 |
451805.54 |
30 |
22339.40 |
6850.82 |
15488.58 |
174879.66 |
495302.48 |
25038.45 |
11439.39 |
13599.06 |
343181.82 |
465404.59 |
31 |
22339.40 |
6929.89 |
15409.51 |
181809.55 |
510712.00 |
24906.42 |
11439.39 |
13467.03 |
354621.21 |
478871.62 |
32 |
22339.40 |
7009.87 |
15329.53 |
188819.42 |
526041.53 |
24774.39 |
11439.39 |
13335.00 |
366060.61 |
492206.62 |
33 |
22339.40 |
7090.78 |
15248.63 |
195910.20 |
541290.15 |
24642.36 |
11439.39 |
13202.97 |
377500.00 |
505409.58 |
34 |
22339.40 |
7172.62 |
15166.79 |
203082.82 |
556456.94 |
24510.33 |
11439.39 |
13070.94 |
388939.39 |
518480.52 |
35 |
22339.40 |
7255.40 |
15084.00 |
210338.22 |
571540.94 |
24378.30 |
11439.39 |
12938.91 |
400378.79 |
531419.43 |
36 |
22339.40 |
7339.14 |
15000.26 |
217677.36 |
586541.21 |
24246.27 |
11439.39 |
12806.88 |
411818.18 |
544226.31 |
第4年 |
37 |
22339.40 |
7423.85 |
14915.56 |
225101.21 |
601456.76 |
24114.24 |
11439.39 |
12674.85 |
423257.58 |
556901.16 |
38 |
22339.40 |
7509.53 |
14829.87 |
232610.74 |
616286.64 |
23982.21 |
11439.39 |
12542.82 |
434696.97 |
569443.97 |
39 |
22339.40 |
7596.20 |
14743.20 |
240206.94 |
631029.84 |
23850.18 |
11439.39 |
12410.79 |
446136.36 |
581854.76 |
40 |
22339.40 |
7683.88 |
14655.53 |
247890.82 |
645685.37 |
23718.15 |
11439.39 |
12278.76 |
457575.76 |
594133.52 |
41 |
22339.40 |
7772.56 |
14566.84 |
255663.38 |
660252.21 |
23586.12 |
11439.39 |
12146.73 |
469015.15 |
606280.25 |
42 |
22339.40 |
7862.27 |
14477.14 |
263525.65 |
674729.35 |
23454.09 |
11439.39 |
12014.70 |
480454.55 |
618294.95 |
43 |
22339.40 |
7953.01 |
14386.39 |
271478.66 |
689115.74 |
23322.06 |
11439.39 |
11882.67 |
491893.94 |
630177.62 |
44 |
22339.40 |
8044.80 |
14294.60 |
279523.47 |
703410.34 |
23190.03 |
11439.39 |
11750.64 |
503333.33 |
641928.26 |
45 |
22339.40 |
8137.65 |
14201.75 |
287661.12 |
717612.09 |
23058.01 |
11439.39 |
11618.61 |
514772.73 |
653546.88 |
46 |
22339.40 |
8231.58 |
14107.83 |
295892.70 |
731719.91 |
22925.98 |
11439.39 |
11486.58 |
526212.12 |
665033.46 |
47 |
22339.40 |
8326.58 |
14012.82 |
304219.28 |
745732.74 |
22793.95 |
11439.39 |
11354.55 |
537651.52 |
676388.01 |
48 |
22339.40 |
8422.69 |
13916.72 |
312641.97 |
759649.46 |
22661.92 |
11439.39 |
11222.52 |
549090.91 |
687610.53 |
第5年 |
49 |
22339.40 |
8519.90 |
13819.51 |
321161.86 |
773468.96 |
22529.89 |
11439.39 |
11090.49 |
560530.30 |
698701.02 |
50 |
22339.40 |
8618.23 |
13721.17 |
329780.09 |
787190.14 |
22397.86 |
11439.39 |
10958.46 |
571969.70 |
709659.49 |
51 |
22339.40 |
8717.70 |
13621.70 |
338497.79 |
800811.84 |
22265.83 |
11439.39 |
10826.43 |
583409.09 |
720485.92 |
52 |
22339.40 |
8818.32 |
13521.09 |
347316.11 |
814332.93 |
22133.80 |
11439.39 |
10694.40 |
594848.48 |
731180.32 |
53 |
22339.40 |
8920.09 |
13419.31 |
356236.20 |
827752.24 |
22001.77 |
11439.39 |
10562.37 |
606287.88 |
741742.70 |
54 |
22339.40 |
9023.05 |
13316.36 |
365259.25 |
841068.60 |
21869.74 |
11439.39 |
10430.34 |
617727.27 |
752173.04 |
55 |
22339.40 |
9127.19 |
13212.22 |
374386.44 |
854280.81 |
21737.71 |
11439.39 |
10298.31 |
629166.67 |
762471.35 |
56 |
22339.40 |
9232.53 |
13106.87 |
383618.97 |
867387.69 |
21605.68 |
11439.39 |
10166.28 |
640606.06 |
772637.64 |
57 |
22339.40 |
9339.09 |
13000.31 |
392958.06 |
880388.00 |
21473.65 |
11439.39 |
10034.26 |
652045.45 |
782671.89 |
58 |
22339.40 |
9446.88 |
12892.53 |
402404.94 |
893280.53 |
21341.62 |
11439.39 |
9902.23 |
663484.85 |
792574.12 |
59 |
22339.40 |
9555.91 |
12783.49 |
411960.85 |
906064.02 |
21209.59 |
11439.39 |
9770.20 |
674924.24 |
802344.32 |
60 |
22339.40 |
9666.20 |
12673.20 |
421627.06 |
918737.22 |
21077.56 |
11439.39 |
9638.17 |
686363.64 |
811982.48 |
第6年 |
61 |
22339.40 |
9777.77 |
12561.64 |
431404.82 |
931298.86 |
20945.53 |
11439.39 |
9506.14 |
697803.03 |
821488.62 |
62 |
22339.40 |
9890.62 |
12448.79 |
441295.44 |
943747.64 |
20813.50 |
11439.39 |
9374.11 |
709242.42 |
830862.72 |
63 |
22339.40 |
10004.77 |
12334.63 |
451300.21 |
956082.28 |
20681.47 |
11439.39 |
9242.08 |
720681.82 |
840104.80 |
64 |
22339.40 |
10120.24 |
12219.16 |
461420.46 |
968301.44 |
20549.44 |
11439.39 |
9110.05 |
732121.21 |
849214.85 |
65 |
22339.40 |
10237.05 |
12102.36 |
471657.51 |
980403.79 |
20417.41 |
11439.39 |
8978.02 |
743560.61 |
858192.87 |
66 |
22339.40 |
10355.20 |
11984.20 |
482012.71 |
992387.99 |
20285.38 |
11439.39 |
8845.99 |
755000.00 |
867038.85 |
67 |
22339.40 |
10474.72 |
11864.69 |
492487.43 |
1004252.68 |
20153.35 |
11439.39 |
8713.96 |
766439.39 |
875752.81 |
68 |
22339.40 |
10595.61 |
11743.79 |
503083.04 |
1015996.47 |
20021.32 |
11439.39 |
8581.93 |
777878.79 |
884334.74 |
69 |
22339.40 |
10717.90 |
11621.50 |
513800.95 |
1027617.97 |
19889.29 |
11439.39 |
8449.90 |
789318.18 |
892784.64 |
70 |
22339.40 |
10841.61 |
11497.80 |
524642.55 |
1039115.77 |
19757.26 |
11439.39 |
8317.87 |
800757.58 |
901102.51 |
71 |
22339.40 |
10966.74 |
11372.67 |
535609.29 |
1050488.44 |
19625.23 |
11439.39 |
8185.84 |
812196.97 |
909288.35 |
72 |
22339.40 |
11093.31 |
11246.09 |
546702.60 |
1061734.53 |
19493.20 |
11439.39 |
8053.81 |
823636.36 |
917342.16 |
第7年 |
73 |
22339.40 |
11221.35 |
11118.06 |
557923.95 |
1072852.59 |
19361.17 |
11439.39 |
7921.78 |
835075.76 |
925263.94 |
74 |
22339.40 |
11350.86 |
10988.54 |
569274.81 |
1083841.13 |
19229.14 |
11439.39 |
7789.75 |
846515.15 |
933053.69 |
75 |
22339.40 |
11481.87 |
10857.54 |
580756.68 |
1094698.67 |
19097.11 |
11439.39 |
7657.72 |
857954.55 |
940711.41 |
76 |
22339.40 |
11614.39 |
10725.02 |
592371.07 |
1105423.68 |
18965.09 |
11439.39 |
7525.69 |
869393.94 |
948237.10 |
77 |
22339.40 |
11748.44 |
10590.97 |
604119.50 |
1116014.65 |
18833.06 |
11439.39 |
7393.66 |
880833.33 |
955630.76 |
78 |
22339.40 |
11884.03 |
10455.37 |
616003.54 |
1126470.02 |
18701.03 |
11439.39 |
7261.63 |
892272.73 |
962892.40 |
79 |
22339.40 |
12021.20 |
10318.21 |
628024.73 |
1136788.23 |
18569.00 |
11439.39 |
7129.60 |
903712.12 |
970022.00 |
80 |
22339.40 |
12159.94 |
10179.46 |
640184.67 |
1146967.70 |
18436.97 |
11439.39 |
6997.57 |
915151.52 |
977019.57 |
81 |
22339.40 |
12300.29 |
10039.12 |
652484.96 |
1157006.82 |
18304.94 |
11439.39 |
6865.54 |
926590.91 |
983885.11 |
82 |
22339.40 |
12442.25 |
9897.15 |
664927.21 |
1166903.97 |
18172.91 |
11439.39 |
6733.51 |
938030.30 |
990618.63 |
83 |
22339.40 |
12585.86 |
9753.55 |
677513.07 |
1176657.52 |
18040.88 |
11439.39 |
6601.48 |
949469.70 |
997220.11 |
84 |
22339.40 |
12731.12 |
9608.29 |
690244.18 |
1186265.80 |
17908.85 |
11439.39 |
6469.45 |
960909.09 |
1003689.56 |
第8年 |
85 |
22339.40 |
12878.06 |
9461.35 |
703122.24 |
1195727.15 |
17776.82 |
11439.39 |
6337.42 |
972348.48 |
1010026.99 |
86 |
22339.40 |
13026.69 |
9312.71 |
716148.93 |
1205039.87 |
17644.79 |
11439.39 |
6205.39 |
983787.88 |
1016232.38 |
87 |
22339.40 |
13177.04 |
9162.36 |
729325.97 |
1214202.23 |
17512.76 |
11439.39 |
6073.36 |
995227.27 |
1022305.75 |
88 |
22339.40 |
13329.13 |
9010.28 |
742655.10 |
1223212.51 |
17380.73 |
11439.39 |
5941.34 |
1006666.67 |
1028247.08 |
89 |
22339.40 |
13482.97 |
8856.44 |
756138.06 |
1232068.95 |
17248.70 |
11439.39 |
5809.31 |
1018106.06 |
1034056.39 |
90 |
22339.40 |
13638.58 |
8700.82 |
769776.64 |
1240769.77 |
17116.67 |
11439.39 |
5677.28 |
1029545.45 |
1039733.66 |
91 |
22339.40 |
13795.99 |
8543.41 |
783572.64 |
1249313.18 |
16984.64 |
11439.39 |
5545.25 |
1040984.85 |
1045278.91 |
92 |
22339.40 |
13955.22 |
8384.18 |
797527.86 |
1257697.37 |
16852.61 |
11439.39 |
5413.22 |
1052424.24 |
1050692.13 |
93 |
22339.40 |
14116.29 |
8223.12 |
811644.15 |
1265920.48 |
16720.58 |
11439.39 |
5281.19 |
1063863.64 |
1055973.31 |
94 |
22339.40 |
14279.21 |
8060.19 |
825923.36 |
1273980.67 |
16588.55 |
11439.39 |
5149.16 |
1075303.03 |
1061122.47 |
95 |
22339.40 |
14444.02 |
7895.38 |
840367.38 |
1281876.06 |
16456.52 |
11439.39 |
5017.13 |
1086742.42 |
1066139.60 |
96 |
22339.40 |
14610.73 |
7728.68 |
854978.11 |
1289604.73 |
16324.49 |
11439.39 |
4885.10 |
1098181.82 |
1071024.70 |
第9年 |
97 |
22339.40 |
14779.36 |
7560.04 |
869757.47 |
1297164.78 |
16192.46 |
11439.39 |
4753.07 |
1109621.21 |
1075777.77 |
98 |
22339.40 |
14949.94 |
7389.47 |
884707.41 |
1304554.24 |
16060.43 |
11439.39 |
4621.04 |
1121060.61 |
1080398.80 |
99 |
22339.40 |
15122.49 |
7216.92 |
899829.89 |
1311771.16 |
15928.40 |
11439.39 |
4489.01 |
1132500.00 |
1084887.81 |
100 |
22339.40 |
15297.02 |
7042.38 |
915126.92 |
1318813.54 |
15796.37 |
11439.39 |
4356.98 |
1143939.39 |
1089244.79 |
101 |
22339.40 |
15473.58 |
6865.83 |
930600.50 |
1325679.37 |
15664.34 |
11439.39 |
4224.95 |
1155378.79 |
1093469.74 |
102 |
22339.40 |
15652.17 |
6687.24 |
946252.66 |
1332366.60 |
15532.31 |
11439.39 |
4092.92 |
1166818.18 |
1097562.66 |
103 |
22339.40 |
15832.82 |
6506.58 |
962085.49 |
1338873.19 |
15400.28 |
11439.39 |
3960.89 |
1178257.58 |
1101523.55 |
104 |
22339.40 |
16015.56 |
6323.85 |
978101.04 |
1345197.04 |
15268.25 |
11439.39 |
3828.86 |
1189696.97 |
1105352.41 |
105 |
22339.40 |
16200.40 |
6139.00 |
994301.45 |
1351336.04 |
15136.22 |
11439.39 |
3696.83 |
1201136.36 |
1109049.24 |
106 |
22339.40 |
16387.38 |
5952.02 |
1010688.83 |
1357288.06 |
15004.20 |
11439.39 |
3564.80 |
1212575.76 |
1112614.04 |
107 |
22339.40 |
16576.52 |
5762.88 |
1027265.35 |
1363050.94 |
14872.17 |
11439.39 |
3432.77 |
1224015.15 |
1116046.82 |
108 |
22339.40 |
16767.84 |
5571.56 |
1044033.20 |
1368622.50 |
14740.14 |
11439.39 |
3300.74 |
1235454.55 |
1119347.56 |
第10年 |
109 |
22339.40 |
16961.37 |
5378.03 |
1060994.57 |
1374000.54 |
14608.11 |
11439.39 |
3168.71 |
1246893.94 |
1122516.27 |
110 |
22339.40 |
17157.13 |
5182.27 |
1078151.70 |
1379182.81 |
14476.08 |
11439.39 |
3036.68 |
1258333.33 |
1125552.95 |
111 |
22339.40 |
17355.16 |
4984.25 |
1095506.86 |
1384167.06 |
14344.05 |
11439.39 |
2904.65 |
1269772.73 |
1128457.60 |
112 |
22339.40 |
17555.46 |
4783.94 |
1113062.32 |
1388951.00 |
14212.02 |
11439.39 |
2772.62 |
1281212.12 |
1131230.23 |
113 |
22339.40 |
17758.08 |
4581.32 |
1130820.40 |
1393532.32 |
14079.99 |
11439.39 |
2640.59 |
1292651.52 |
1133870.82 |
114 |
22339.40 |
17963.04 |
4376.36 |
1148783.44 |
1397908.68 |
13947.96 |
11439.39 |
2508.56 |
1304090.91 |
1136379.38 |
115 |
22339.40 |
18170.36 |
4169.04 |
1166953.80 |
1402077.73 |
13815.93 |
11439.39 |
2376.53 |
1315530.30 |
1138755.92 |
116 |
22339.40 |
18380.08 |
3959.32 |
1185333.88 |
1406037.05 |
13683.90 |
11439.39 |
2244.50 |
1326969.70 |
1141000.42 |
117 |
22339.40 |
18592.22 |
3747.19 |
1203926.10 |
1409784.24 |
13551.87 |
11439.39 |
2112.47 |
1338409.09 |
1143112.90 |
118 |
22339.40 |
18806.80 |
3532.60 |
1222732.90 |
1413316.84 |
13419.84 |
11439.39 |
1980.45 |
1349848.48 |
1145093.34 |
119 |
22339.40 |
19023.86 |
3315.54 |
1241756.77 |
1416632.38 |
13287.81 |
11439.39 |
1848.42 |
1361287.88 |
1146941.76 |
120 |
22339.40 |
19243.43 |
3095.97 |
1261000.20 |
1419728.36 |
13155.78 |
11439.39 |
1716.39 |
1372727.27 |
1148658.14 |
第11年 |
121 |
22339.40 |
19465.53 |
2873.87 |
1280465.73 |
1422602.23 |
13023.75 |
11439.39 |
1584.36 |
1384166.67 |
1150242.50 |
122 |
22339.40 |
19690.20 |
2649.21 |
1300155.92 |
1425251.44 |
12891.72 |
11439.39 |
1452.33 |
1395606.06 |
1151694.83 |
123 |
22339.40 |
19917.45 |
2421.95 |
1320073.38 |
1427673.39 |
12759.69 |
11439.39 |
1320.30 |
1407045.45 |
1153015.12 |
124 |
22339.40 |
20147.33 |
2192.07 |
1340220.71 |
1429865.46 |
12627.66 |
11439.39 |
1188.27 |
1418484.85 |
1154203.39 |
125 |
22339.40 |
20379.87 |
1959.54 |
1360600.58 |
1431824.99 |
12495.63 |
11439.39 |
1056.24 |
1429924.24 |
1155259.63 |
126 |
22339.40 |
20615.09 |
1724.32 |
1381215.67 |
1433549.31 |
12363.60 |
11439.39 |
924.21 |
1441363.64 |
1156183.84 |
127 |
22339.40 |
20853.02 |
1486.39 |
1402068.69 |
1435035.70 |
12231.57 |
11439.39 |
792.18 |
1452803.03 |
1156976.01 |
128 |
22339.40 |
21093.70 |
1245.71 |
1423162.38 |
1436281.40 |
12099.54 |
11439.39 |
660.15 |
1464242.42 |
1157636.16 |
129 |
22339.40 |
21337.15 |
1002.25 |
1444499.54 |
1437283.66 |
11967.51 |
11439.39 |
528.12 |
1475681.82 |
1158164.28 |
130 |
22339.40 |
21583.42 |
755.98 |
1466082.96 |
1438039.64 |
11835.48 |
11439.39 |
396.09 |
1487121.21 |
1158560.37 |
131 |
22339.40 |
21832.53 |
506.88 |
1487915.49 |
1438546.52 |
11703.45 |
11439.39 |
264.06 |
1498560.61 |
1158824.43 |
132 |
22339.40 |
22084.51 |
254.89 |
1510000.00 |
1438801.41 |
11571.42 |
11439.39 |
132.03 |
1510000.00 |
1158956.46 |
汇总:
|
等额本息
总利息:1438801.41元 总还款:2948801.41元
|
等额本金
总利息:1158956.46元 总还款:2668956.46元
|
年利率为:13.85%,折扣: 不打折,贷款:151.0万,
分132期(11年), 等额本息比等额本金多:279844.95元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。