| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4099.48 |
926.14 |
3173.33 |
926.14 |
3173.33 |
5294.55 |
2121.21 |
3173.33 |
2121.21 |
3173.33 |
| 2 |
4099.48 |
936.64 |
3162.84 |
1862.78 |
6336.17 |
5270.51 |
2121.21 |
3149.29 |
4242.42 |
6322.63 |
| 3 |
4099.48 |
947.25 |
3152.22 |
2810.04 |
9488.39 |
5246.46 |
2121.21 |
3125.25 |
6363.64 |
9447.88 |
| 4 |
4099.48 |
957.99 |
3141.49 |
3768.03 |
12629.88 |
5222.42 |
2121.21 |
3101.21 |
8484.85 |
12549.09 |
| 5 |
4099.48 |
968.85 |
3130.63 |
4736.87 |
15760.51 |
5198.38 |
2121.21 |
3077.17 |
10606.06 |
15626.26 |
| 6 |
4099.48 |
979.83 |
3119.65 |
5716.70 |
18880.16 |
5174.34 |
2121.21 |
3053.13 |
12727.27 |
18679.39 |
| 7 |
4099.48 |
990.93 |
3108.54 |
6707.63 |
21988.70 |
5150.30 |
2121.21 |
3029.09 |
14848.48 |
21708.48 |
| 8 |
4099.48 |
1002.16 |
3097.31 |
7709.79 |
25086.01 |
5126.26 |
2121.21 |
3005.05 |
16969.70 |
24713.54 |
| 9 |
4099.48 |
1013.52 |
3085.96 |
8723.31 |
28171.97 |
5102.22 |
2121.21 |
2981.01 |
19090.91 |
27694.55 |
| 10 |
4099.48 |
1025.01 |
3074.47 |
9748.32 |
31246.44 |
5078.18 |
2121.21 |
2956.97 |
21212.12 |
30651.52 |
| 11 |
4099.48 |
1036.62 |
3062.85 |
10784.94 |
34309.29 |
5054.14 |
2121.21 |
2932.93 |
23333.33 |
33584.44 |
| 12 |
4099.48 |
1048.37 |
3051.10 |
11833.32 |
37360.39 |
5030.10 |
2121.21 |
2908.89 |
25454.55 |
36493.33 |
| 第2年 |
13 |
4099.48 |
1060.25 |
3039.22 |
12893.57 |
40399.62 |
5006.06 |
2121.21 |
2884.85 |
27575.76 |
39378.18 |
| 14 |
4099.48 |
1072.27 |
3027.21 |
13965.84 |
43426.82 |
4982.02 |
2121.21 |
2860.81 |
29696.97 |
42238.99 |
| 15 |
4099.48 |
1084.42 |
3015.05 |
15050.26 |
46441.88 |
4957.98 |
2121.21 |
2836.77 |
31818.18 |
45075.76 |
| 16 |
4099.48 |
1096.71 |
3002.76 |
16146.97 |
49444.64 |
4933.94 |
2121.21 |
2812.73 |
33939.39 |
47888.48 |
| 17 |
4099.48 |
1109.14 |
2990.33 |
17256.12 |
52434.98 |
4909.90 |
2121.21 |
2788.69 |
36060.61 |
50677.17 |
| 18 |
4099.48 |
1121.71 |
2977.76 |
18377.83 |
55412.74 |
4885.86 |
2121.21 |
2764.65 |
38181.82 |
53441.82 |
| 19 |
4099.48 |
1134.42 |
2965.05 |
19512.25 |
58377.79 |
4861.82 |
2121.21 |
2740.61 |
40303.03 |
56182.42 |
| 20 |
4099.48 |
1147.28 |
2952.19 |
20659.53 |
61329.99 |
4837.78 |
2121.21 |
2716.57 |
42424.24 |
58898.99 |
| 21 |
4099.48 |
1160.28 |
2939.19 |
21819.82 |
64269.18 |
4813.74 |
2121.21 |
2692.53 |
44545.45 |
61591.52 |
| 22 |
4099.48 |
1173.43 |
2926.04 |
22993.25 |
67195.22 |
4789.70 |
2121.21 |
2668.48 |
46666.67 |
64260.00 |
| 23 |
4099.48 |
1186.73 |
2912.74 |
24179.98 |
70107.96 |
4765.66 |
2121.21 |
2644.44 |
48787.88 |
66904.44 |
| 24 |
4099.48 |
1200.18 |
2899.29 |
25380.17 |
73007.26 |
4741.62 |
2121.21 |
2620.40 |
50909.09 |
69524.85 |
| 第3年 |
25 |
4099.48 |
1213.78 |
2885.69 |
26593.95 |
75892.95 |
4717.58 |
2121.21 |
2596.36 |
53030.30 |
72121.21 |
| 26 |
4099.48 |
1227.54 |
2871.94 |
27821.49 |
78764.88 |
4693.54 |
2121.21 |
2572.32 |
55151.52 |
74693.54 |
| 27 |
4099.48 |
1241.45 |
2858.02 |
29062.95 |
81622.91 |
4669.49 |
2121.21 |
2548.28 |
57272.73 |
77241.82 |
| 28 |
4099.48 |
1255.52 |
2843.95 |
30318.47 |
84466.86 |
4645.45 |
2121.21 |
2524.24 |
59393.94 |
79766.06 |
| 29 |
4099.48 |
1269.75 |
2829.72 |
31588.22 |
87296.58 |
4621.41 |
2121.21 |
2500.20 |
61515.15 |
82266.26 |
| 30 |
4099.48 |
1284.14 |
2815.33 |
32872.36 |
90111.92 |
4597.37 |
2121.21 |
2476.16 |
63636.36 |
84742.42 |
| 31 |
4099.48 |
1298.70 |
2800.78 |
34171.06 |
92912.70 |
4573.33 |
2121.21 |
2452.12 |
65757.58 |
87194.55 |
| 32 |
4099.48 |
1313.41 |
2786.06 |
35484.47 |
95698.76 |
4549.29 |
2121.21 |
2428.08 |
67878.79 |
89622.63 |
| 33 |
4099.48 |
1328.30 |
2771.18 |
36812.77 |
98469.93 |
4525.25 |
2121.21 |
2404.04 |
70000.00 |
92026.67 |
| 34 |
4099.48 |
1343.35 |
2756.12 |
38156.13 |
101226.06 |
4501.21 |
2121.21 |
2380.00 |
72121.21 |
94406.67 |
| 35 |
4099.48 |
1358.58 |
2740.90 |
39514.71 |
103966.95 |
4477.17 |
2121.21 |
2355.96 |
74242.42 |
96762.63 |
| 36 |
4099.48 |
1373.98 |
2725.50 |
40888.68 |
106692.45 |
4453.13 |
2121.21 |
2331.92 |
76363.64 |
99094.55 |
| 第4年 |
37 |
4099.48 |
1389.55 |
2709.93 |
42278.23 |
109402.38 |
4429.09 |
2121.21 |
2307.88 |
78484.85 |
101402.42 |
| 38 |
4099.48 |
1405.30 |
2694.18 |
43683.53 |
112096.56 |
4405.05 |
2121.21 |
2283.84 |
80606.06 |
103686.26 |
| 39 |
4099.48 |
1421.22 |
2678.25 |
45104.75 |
114774.81 |
4381.01 |
2121.21 |
2259.80 |
82727.27 |
105946.06 |
| 40 |
4099.48 |
1437.33 |
2662.15 |
46542.08 |
117436.96 |
4356.97 |
2121.21 |
2235.76 |
84848.48 |
108181.82 |
| 41 |
4099.48 |
1453.62 |
2645.86 |
47995.70 |
120082.82 |
4332.93 |
2121.21 |
2211.72 |
86969.70 |
110393.54 |
| 42 |
4099.48 |
1470.09 |
2629.38 |
49465.79 |
122712.20 |
4308.89 |
2121.21 |
2187.68 |
89090.91 |
112581.21 |
| 43 |
4099.48 |
1486.75 |
2612.72 |
50952.55 |
125324.92 |
4284.85 |
2121.21 |
2163.64 |
91212.12 |
114744.85 |
| 44 |
4099.48 |
1503.60 |
2595.87 |
52456.15 |
127920.79 |
4260.81 |
2121.21 |
2139.60 |
93333.33 |
116884.44 |
| 45 |
4099.48 |
1520.65 |
2578.83 |
53976.80 |
130499.62 |
4236.77 |
2121.21 |
2115.56 |
95454.55 |
119000.00 |
| 46 |
4099.48 |
1537.88 |
2561.60 |
55514.68 |
133061.22 |
4212.73 |
2121.21 |
2091.52 |
97575.76 |
121091.52 |
| 47 |
4099.48 |
1555.31 |
2544.17 |
57069.99 |
135605.38 |
4188.69 |
2121.21 |
2067.47 |
99696.97 |
123158.99 |
| 48 |
4099.48 |
1572.94 |
2526.54 |
58642.92 |
138131.93 |
4164.65 |
2121.21 |
2043.43 |
101818.18 |
125202.42 |
| 第5年 |
49 |
4099.48 |
1590.76 |
2508.71 |
60233.68 |
140640.64 |
4140.61 |
2121.21 |
2019.39 |
103939.39 |
127221.82 |
| 50 |
4099.48 |
1608.79 |
2490.68 |
61842.47 |
143131.32 |
4116.57 |
2121.21 |
1995.35 |
106060.61 |
129217.17 |
| 51 |
4099.48 |
1627.02 |
2472.45 |
63469.50 |
145603.78 |
4092.53 |
2121.21 |
1971.31 |
108181.82 |
131188.48 |
| 52 |
4099.48 |
1645.46 |
2454.01 |
65114.96 |
148057.79 |
4068.48 |
2121.21 |
1947.27 |
110303.03 |
133135.76 |
| 53 |
4099.48 |
1664.11 |
2435.36 |
66779.07 |
150493.15 |
4044.44 |
2121.21 |
1923.23 |
112424.24 |
135058.99 |
| 54 |
4099.48 |
1682.97 |
2416.50 |
68462.05 |
152909.66 |
4020.40 |
2121.21 |
1899.19 |
114545.45 |
136958.18 |
| 55 |
4099.48 |
1702.05 |
2397.43 |
70164.09 |
155307.09 |
3996.36 |
2121.21 |
1875.15 |
116666.67 |
138833.33 |
| 56 |
4099.48 |
1721.34 |
2378.14 |
71885.43 |
157685.23 |
3972.32 |
2121.21 |
1851.11 |
118787.88 |
140684.44 |
| 57 |
4099.48 |
1740.84 |
2358.63 |
73626.27 |
160043.86 |
3948.28 |
2121.21 |
1827.07 |
120909.09 |
142511.52 |
| 58 |
4099.48 |
1760.57 |
2338.90 |
75386.85 |
162382.76 |
3924.24 |
2121.21 |
1803.03 |
123030.30 |
144314.55 |
| 59 |
4099.48 |
1780.53 |
2318.95 |
77167.37 |
164701.71 |
3900.20 |
2121.21 |
1778.99 |
125151.52 |
146093.54 |
| 60 |
4099.48 |
1800.71 |
2298.77 |
78968.08 |
167000.48 |
3876.16 |
2121.21 |
1754.95 |
127272.73 |
147848.48 |
| 第6年 |
61 |
4099.48 |
1821.11 |
2278.36 |
80789.19 |
169278.84 |
3852.12 |
2121.21 |
1730.91 |
129393.94 |
149579.39 |
| 62 |
4099.48 |
1841.75 |
2257.72 |
82630.95 |
171536.56 |
3828.08 |
2121.21 |
1706.87 |
131515.15 |
151286.26 |
| 63 |
4099.48 |
1862.63 |
2236.85 |
84493.57 |
173773.41 |
3804.04 |
2121.21 |
1682.83 |
133636.36 |
152969.09 |
| 64 |
4099.48 |
1883.74 |
2215.74 |
86377.31 |
175989.15 |
3780.00 |
2121.21 |
1658.79 |
135757.58 |
154627.88 |
| 65 |
4099.48 |
1905.09 |
2194.39 |
88282.40 |
178183.54 |
3755.96 |
2121.21 |
1634.75 |
137878.79 |
156262.63 |
| 66 |
4099.48 |
1926.68 |
2172.80 |
90209.07 |
180356.34 |
3731.92 |
2121.21 |
1610.71 |
140000.00 |
157873.33 |
| 67 |
4099.48 |
1948.51 |
2150.96 |
92157.58 |
182507.31 |
3707.88 |
2121.21 |
1586.67 |
142121.21 |
159460.00 |
| 68 |
4099.48 |
1970.60 |
2128.88 |
94128.18 |
184636.19 |
3683.84 |
2121.21 |
1562.63 |
144242.42 |
161022.63 |
| 69 |
4099.48 |
1992.93 |
2106.55 |
96121.11 |
186742.73 |
3659.80 |
2121.21 |
1538.59 |
146363.64 |
162561.21 |
| 70 |
4099.48 |
2015.52 |
2083.96 |
98136.62 |
188826.69 |
3635.76 |
2121.21 |
1514.55 |
148484.85 |
164075.76 |
| 71 |
4099.48 |
2038.36 |
2061.12 |
100174.98 |
190887.81 |
3611.72 |
2121.21 |
1490.51 |
150606.06 |
165566.26 |
| 72 |
4099.48 |
2061.46 |
2038.02 |
102236.44 |
192925.83 |
3587.68 |
2121.21 |
1466.46 |
152727.27 |
167032.73 |
| 第7年 |
73 |
4099.48 |
2084.82 |
2014.65 |
104321.26 |
194940.48 |
3563.64 |
2121.21 |
1442.42 |
154848.48 |
168475.15 |
| 74 |
4099.48 |
2108.45 |
1991.03 |
106429.71 |
196931.51 |
3539.60 |
2121.21 |
1418.38 |
156969.70 |
169893.54 |
| 75 |
4099.48 |
2132.35 |
1967.13 |
108562.06 |
198898.64 |
3515.56 |
2121.21 |
1394.34 |
159090.91 |
171287.88 |
| 76 |
4099.48 |
2156.51 |
1942.96 |
110718.57 |
200841.60 |
3491.52 |
2121.21 |
1370.30 |
161212.12 |
172658.18 |
| 77 |
4099.48 |
2180.95 |
1918.52 |
112899.52 |
202760.13 |
3467.47 |
2121.21 |
1346.26 |
163333.33 |
174004.44 |
| 78 |
4099.48 |
2205.67 |
1893.81 |
115105.19 |
204653.93 |
3443.43 |
2121.21 |
1322.22 |
165454.55 |
175326.67 |
| 79 |
4099.48 |
2230.67 |
1868.81 |
117335.86 |
206522.74 |
3419.39 |
2121.21 |
1298.18 |
167575.76 |
176624.85 |
| 80 |
4099.48 |
2255.95 |
1843.53 |
119591.81 |
208366.27 |
3395.35 |
2121.21 |
1274.14 |
169696.97 |
177898.99 |
| 81 |
4099.48 |
2281.52 |
1817.96 |
121873.33 |
210184.22 |
3371.31 |
2121.21 |
1250.10 |
171818.18 |
179149.09 |
| 82 |
4099.48 |
2307.37 |
1792.10 |
124180.70 |
211976.33 |
3347.27 |
2121.21 |
1226.06 |
173939.39 |
180375.15 |
| 83 |
4099.48 |
2333.52 |
1765.95 |
126514.23 |
213742.28 |
3323.23 |
2121.21 |
1202.02 |
176060.61 |
181577.17 |
| 84 |
4099.48 |
2359.97 |
1739.51 |
128874.20 |
215481.78 |
3299.19 |
2121.21 |
1177.98 |
178181.82 |
182755.15 |
| 第8年 |
85 |
4099.48 |
2386.72 |
1712.76 |
131260.91 |
217194.54 |
3275.15 |
2121.21 |
1153.94 |
180303.03 |
183909.09 |
| 86 |
4099.48 |
2413.77 |
1685.71 |
133674.68 |
218880.25 |
3251.11 |
2121.21 |
1129.90 |
182424.24 |
185038.99 |
| 87 |
4099.48 |
2441.12 |
1658.35 |
136115.80 |
220538.61 |
3227.07 |
2121.21 |
1105.86 |
184545.45 |
186144.85 |
| 88 |
4099.48 |
2468.79 |
1630.69 |
138584.59 |
222169.29 |
3203.03 |
2121.21 |
1081.82 |
186666.67 |
187226.67 |
| 89 |
4099.48 |
2496.77 |
1602.71 |
141081.36 |
223772.00 |
3178.99 |
2121.21 |
1057.78 |
188787.88 |
188284.44 |
| 90 |
4099.48 |
2525.06 |
1574.41 |
143606.42 |
225346.41 |
3154.95 |
2121.21 |
1033.74 |
190909.09 |
189318.18 |
| 91 |
4099.48 |
2553.68 |
1545.79 |
146160.11 |
226892.21 |
3130.91 |
2121.21 |
1009.70 |
193030.30 |
190327.88 |
| 92 |
4099.48 |
2582.62 |
1516.85 |
148742.73 |
228409.06 |
3106.87 |
2121.21 |
985.66 |
195151.52 |
191313.54 |
| 93 |
4099.48 |
2611.89 |
1487.58 |
151354.62 |
229896.64 |
3082.83 |
2121.21 |
961.62 |
197272.73 |
192275.15 |
| 94 |
4099.48 |
2641.50 |
1457.98 |
153996.12 |
231354.62 |
3058.79 |
2121.21 |
937.58 |
199393.94 |
193212.73 |
| 95 |
4099.48 |
2671.43 |
1428.04 |
156667.55 |
232782.67 |
3034.75 |
2121.21 |
913.54 |
201515.15 |
194126.26 |
| 96 |
4099.48 |
2701.71 |
1397.77 |
159369.26 |
234180.43 |
3010.71 |
2121.21 |
889.49 |
203636.36 |
195015.76 |
| 第9年 |
97 |
4099.48 |
2732.33 |
1367.15 |
162101.59 |
235547.58 |
2986.67 |
2121.21 |
865.45 |
205757.58 |
195881.21 |
| 98 |
4099.48 |
2763.29 |
1336.18 |
164864.88 |
236883.77 |
2962.63 |
2121.21 |
841.41 |
207878.79 |
196722.63 |
| 99 |
4099.48 |
2794.61 |
1304.86 |
167659.49 |
238188.63 |
2938.59 |
2121.21 |
817.37 |
210000.00 |
197540.00 |
| 100 |
4099.48 |
2826.28 |
1273.19 |
170485.77 |
239461.82 |
2914.55 |
2121.21 |
793.33 |
212121.21 |
198333.33 |
| 101 |
4099.48 |
2858.31 |
1241.16 |
173344.09 |
240702.98 |
2890.51 |
2121.21 |
769.29 |
214242.42 |
199102.63 |
| 102 |
4099.48 |
2890.71 |
1208.77 |
176234.80 |
241911.75 |
2866.46 |
2121.21 |
745.25 |
216363.64 |
199847.88 |
| 103 |
4099.48 |
2923.47 |
1176.01 |
179158.27 |
243087.76 |
2842.42 |
2121.21 |
721.21 |
218484.85 |
200569.09 |
| 104 |
4099.48 |
2956.60 |
1142.87 |
182114.87 |
244230.63 |
2818.38 |
2121.21 |
697.17 |
220606.06 |
201266.26 |
| 105 |
4099.48 |
2990.11 |
1109.36 |
185104.98 |
245339.99 |
2794.34 |
2121.21 |
673.13 |
222727.27 |
201939.39 |
| 106 |
4099.48 |
3024.00 |
1075.48 |
188128.98 |
246415.47 |
2770.30 |
2121.21 |
649.09 |
224848.48 |
202588.48 |
| 107 |
4099.48 |
3058.27 |
1041.20 |
191187.25 |
247456.68 |
2746.26 |
2121.21 |
625.05 |
226969.70 |
203213.54 |
| 108 |
4099.48 |
3092.93 |
1006.54 |
194280.18 |
248463.22 |
2722.22 |
2121.21 |
601.01 |
229090.91 |
203814.55 |
| 第10年 |
109 |
4099.48 |
3127.98 |
971.49 |
197408.17 |
249434.71 |
2698.18 |
2121.21 |
576.97 |
231212.12 |
204391.52 |
| 110 |
4099.48 |
3163.44 |
936.04 |
200571.60 |
250370.75 |
2674.14 |
2121.21 |
552.93 |
233333.33 |
204944.44 |
| 111 |
4099.48 |
3199.29 |
900.19 |
203770.89 |
251270.94 |
2650.10 |
2121.21 |
528.89 |
235454.55 |
205473.33 |
| 112 |
4099.48 |
3235.55 |
863.93 |
207006.44 |
252134.87 |
2626.06 |
2121.21 |
504.85 |
237575.76 |
205978.18 |
| 113 |
4099.48 |
3272.22 |
827.26 |
210278.65 |
252962.13 |
2602.02 |
2121.21 |
480.81 |
239696.97 |
206458.99 |
| 114 |
4099.48 |
3309.30 |
790.18 |
213587.95 |
253752.31 |
2577.98 |
2121.21 |
456.77 |
241818.18 |
206915.76 |
| 115 |
4099.48 |
3346.81 |
752.67 |
216934.76 |
254504.98 |
2553.94 |
2121.21 |
432.73 |
243939.39 |
207348.48 |
| 116 |
4099.48 |
3384.74 |
714.74 |
220319.50 |
255219.72 |
2529.90 |
2121.21 |
408.69 |
246060.61 |
207757.17 |
| 117 |
4099.48 |
3423.10 |
676.38 |
223742.59 |
255896.09 |
2505.86 |
2121.21 |
384.65 |
248181.82 |
208141.82 |
| 118 |
4099.48 |
3461.89 |
637.58 |
227204.49 |
256533.68 |
2481.82 |
2121.21 |
360.61 |
250303.03 |
208502.42 |
| 119 |
4099.48 |
3501.13 |
598.35 |
230705.61 |
257132.03 |
2457.78 |
2121.21 |
336.57 |
252424.24 |
208838.99 |
| 120 |
4099.48 |
3540.81 |
558.67 |
234246.42 |
257690.70 |
2433.74 |
2121.21 |
312.53 |
254545.45 |
209151.52 |
| 第11年 |
121 |
4099.48 |
3580.94 |
518.54 |
237827.35 |
258209.24 |
2409.70 |
2121.21 |
288.48 |
256666.67 |
209440.00 |
| 122 |
4099.48 |
3621.52 |
477.96 |
241448.87 |
258687.19 |
2385.66 |
2121.21 |
264.44 |
258787.88 |
209704.44 |
| 123 |
4099.48 |
3662.56 |
436.91 |
245111.44 |
259124.11 |
2361.62 |
2121.21 |
240.40 |
260909.09 |
209944.85 |
| 124 |
4099.48 |
3704.07 |
395.40 |
248815.51 |
259519.51 |
2337.58 |
2121.21 |
216.36 |
263030.30 |
210161.21 |
| 125 |
4099.48 |
3746.05 |
353.42 |
252561.56 |
259872.94 |
2313.54 |
2121.21 |
192.32 |
265151.52 |
210353.54 |
| 126 |
4099.48 |
3788.51 |
310.97 |
256350.07 |
260183.90 |
2289.49 |
2121.21 |
168.28 |
267272.73 |
210521.82 |
| 127 |
4099.48 |
3831.44 |
268.03 |
260181.51 |
260451.94 |
2265.45 |
2121.21 |
144.24 |
269393.94 |
210666.06 |
| 128 |
4099.48 |
3874.87 |
224.61 |
264056.38 |
260676.55 |
2241.41 |
2121.21 |
120.20 |
271515.15 |
210786.26 |
| 129 |
4099.48 |
3918.78 |
180.69 |
267975.16 |
260857.24 |
2217.37 |
2121.21 |
96.16 |
273636.36 |
210882.42 |
| 130 |
4099.48 |
3963.19 |
136.28 |
271938.35 |
260993.52 |
2193.33 |
2121.21 |
72.12 |
275757.58 |
210954.55 |
| 131 |
4099.48 |
4008.11 |
91.37 |
275946.46 |
261084.89 |
2169.29 |
2121.21 |
48.08 |
277878.79 |
211002.63 |
| 132 |
4099.48 |
4053.54 |
45.94 |
280000.00 |
261130.83 |
2145.25 |
2121.21 |
24.04 |
280000.00 |
211026.67 |
|
汇总：
|
等额本息
总利息：261130.83元 总还款：541130.83元
|
等额本金
总利息：211026.67元 总还款：491026.67元
|
|
年利率为：13.60%，折扣： 不打折，贷款：28.0万，
分132期(11年)， 等额本息比等额本金多：50104.16元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。