| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3644.97 |
832.47 |
2812.50 |
832.47 |
2812.50 |
4706.44 |
1893.94 |
2812.50 |
1893.94 |
2812.50 |
| 2 |
3644.97 |
841.83 |
2803.13 |
1674.30 |
5615.63 |
4685.13 |
1893.94 |
2791.19 |
3787.88 |
5603.69 |
| 3 |
3644.97 |
851.30 |
2793.66 |
2525.60 |
8409.30 |
4663.83 |
1893.94 |
2769.89 |
5681.82 |
8373.58 |
| 4 |
3644.97 |
860.88 |
2784.09 |
3386.48 |
11193.39 |
4642.52 |
1893.94 |
2748.58 |
7575.76 |
11122.16 |
| 5 |
3644.97 |
870.56 |
2774.40 |
4257.05 |
13967.79 |
4621.21 |
1893.94 |
2727.27 |
9469.70 |
13849.43 |
| 6 |
3644.97 |
880.36 |
2764.61 |
5137.41 |
16732.40 |
4599.91 |
1893.94 |
2705.97 |
11363.64 |
16555.40 |
| 7 |
3644.97 |
890.26 |
2754.70 |
6027.67 |
19487.10 |
4578.60 |
1893.94 |
2684.66 |
13257.58 |
19240.06 |
| 8 |
3644.97 |
900.28 |
2744.69 |
6927.95 |
22231.79 |
4557.29 |
1893.94 |
2663.35 |
15151.52 |
21903.41 |
| 9 |
3644.97 |
910.41 |
2734.56 |
7838.35 |
24966.35 |
4535.98 |
1893.94 |
2642.05 |
17045.45 |
24545.45 |
| 10 |
3644.97 |
920.65 |
2724.32 |
8759.00 |
27690.67 |
4514.68 |
1893.94 |
2620.74 |
18939.39 |
27166.19 |
| 11 |
3644.97 |
931.01 |
2713.96 |
9690.01 |
30404.63 |
4493.37 |
1893.94 |
2599.43 |
20833.33 |
29765.63 |
| 12 |
3644.97 |
941.48 |
2703.49 |
10631.49 |
33108.12 |
4472.06 |
1893.94 |
2578.13 |
22727.27 |
32343.75 |
| 第2年 |
13 |
3644.97 |
952.07 |
2692.90 |
11583.56 |
35801.01 |
4450.76 |
1893.94 |
2556.82 |
24621.21 |
34900.57 |
| 14 |
3644.97 |
962.78 |
2682.18 |
12546.34 |
38483.20 |
4429.45 |
1893.94 |
2535.51 |
26515.15 |
37436.08 |
| 15 |
3644.97 |
973.61 |
2671.35 |
13519.95 |
41154.55 |
4408.14 |
1893.94 |
2514.20 |
28409.09 |
39950.28 |
| 16 |
3644.97 |
984.57 |
2660.40 |
14504.52 |
43814.95 |
4386.84 |
1893.94 |
2492.90 |
30303.03 |
42443.18 |
| 17 |
3644.97 |
995.64 |
2649.32 |
15500.16 |
46464.28 |
4365.53 |
1893.94 |
2471.59 |
32196.97 |
44914.77 |
| 18 |
3644.97 |
1006.84 |
2638.12 |
16507.01 |
49102.40 |
4344.22 |
1893.94 |
2450.28 |
34090.91 |
47365.06 |
| 19 |
3644.97 |
1018.17 |
2626.80 |
17525.18 |
51729.20 |
4322.92 |
1893.94 |
2428.98 |
35984.85 |
49794.03 |
| 20 |
3644.97 |
1029.63 |
2615.34 |
18554.80 |
54344.54 |
4301.61 |
1893.94 |
2407.67 |
37878.79 |
52201.70 |
| 21 |
3644.97 |
1041.21 |
2603.76 |
19596.01 |
56948.30 |
4280.30 |
1893.94 |
2386.36 |
39772.73 |
54588.07 |
| 22 |
3644.97 |
1052.92 |
2592.04 |
20648.93 |
59540.34 |
4259.00 |
1893.94 |
2365.06 |
41666.67 |
56953.13 |
| 23 |
3644.97 |
1064.77 |
2580.20 |
21713.70 |
62120.54 |
4237.69 |
1893.94 |
2343.75 |
43560.61 |
59296.88 |
| 24 |
3644.97 |
1076.75 |
2568.22 |
22790.45 |
64688.76 |
4216.38 |
1893.94 |
2322.44 |
45454.55 |
61619.32 |
| 第3年 |
25 |
3644.97 |
1088.86 |
2556.11 |
23879.31 |
67244.87 |
4195.08 |
1893.94 |
2301.14 |
47348.48 |
63920.45 |
| 26 |
3644.97 |
1101.11 |
2543.86 |
24980.42 |
69788.73 |
4173.77 |
1893.94 |
2279.83 |
49242.42 |
66200.28 |
| 27 |
3644.97 |
1113.50 |
2531.47 |
26093.91 |
72320.20 |
4152.46 |
1893.94 |
2258.52 |
51136.36 |
68458.81 |
| 28 |
3644.97 |
1126.02 |
2518.94 |
27219.94 |
74839.14 |
4131.16 |
1893.94 |
2237.22 |
53030.30 |
70696.02 |
| 29 |
3644.97 |
1138.69 |
2506.28 |
28358.63 |
77345.42 |
4109.85 |
1893.94 |
2215.91 |
54924.24 |
72911.93 |
| 30 |
3644.97 |
1151.50 |
2493.47 |
29510.13 |
79838.88 |
4088.54 |
1893.94 |
2194.60 |
56818.18 |
75106.53 |
| 31 |
3644.97 |
1164.46 |
2480.51 |
30674.59 |
82319.39 |
4067.23 |
1893.94 |
2173.30 |
58712.12 |
77279.83 |
| 32 |
3644.97 |
1177.56 |
2467.41 |
31852.14 |
84786.80 |
4045.93 |
1893.94 |
2151.99 |
60606.06 |
79431.82 |
| 33 |
3644.97 |
1190.80 |
2454.16 |
33042.95 |
87240.97 |
4024.62 |
1893.94 |
2130.68 |
62500.00 |
81562.50 |
| 34 |
3644.97 |
1204.20 |
2440.77 |
34247.15 |
89681.73 |
4003.31 |
1893.94 |
2109.38 |
64393.94 |
83671.88 |
| 35 |
3644.97 |
1217.75 |
2427.22 |
35464.89 |
92108.95 |
3982.01 |
1893.94 |
2088.07 |
66287.88 |
85759.94 |
| 36 |
3644.97 |
1231.45 |
2413.52 |
36696.34 |
94522.47 |
3960.70 |
1893.94 |
2066.76 |
68181.82 |
87826.70 |
| 第4年 |
37 |
3644.97 |
1245.30 |
2399.67 |
37941.64 |
96922.14 |
3939.39 |
1893.94 |
2045.45 |
70075.76 |
89872.16 |
| 38 |
3644.97 |
1259.31 |
2385.66 |
39200.95 |
99307.80 |
3918.09 |
1893.94 |
2024.15 |
71969.70 |
91896.31 |
| 39 |
3644.97 |
1273.48 |
2371.49 |
40474.43 |
101679.28 |
3896.78 |
1893.94 |
2002.84 |
73863.64 |
93899.15 |
| 40 |
3644.97 |
1287.80 |
2357.16 |
41762.23 |
104036.45 |
3875.47 |
1893.94 |
1981.53 |
75757.58 |
95880.68 |
| 41 |
3644.97 |
1302.29 |
2342.67 |
43064.53 |
106379.12 |
3854.17 |
1893.94 |
1960.23 |
77651.52 |
97840.91 |
| 42 |
3644.97 |
1316.94 |
2328.02 |
44381.47 |
108707.15 |
3832.86 |
1893.94 |
1938.92 |
79545.45 |
99779.83 |
| 43 |
3644.97 |
1331.76 |
2313.21 |
45713.23 |
111020.35 |
3811.55 |
1893.94 |
1917.61 |
81439.39 |
101697.44 |
| 44 |
3644.97 |
1346.74 |
2298.23 |
47059.97 |
113318.58 |
3790.25 |
1893.94 |
1896.31 |
83333.33 |
103593.75 |
| 45 |
3644.97 |
1361.89 |
2283.08 |
48421.86 |
115601.66 |
3768.94 |
1893.94 |
1875.00 |
85227.27 |
105468.75 |
| 46 |
3644.97 |
1377.21 |
2267.75 |
49799.07 |
117869.41 |
3747.63 |
1893.94 |
1853.69 |
87121.21 |
107322.44 |
| 47 |
3644.97 |
1392.71 |
2252.26 |
51191.78 |
120121.67 |
3726.33 |
1893.94 |
1832.39 |
89015.15 |
109154.83 |
| 48 |
3644.97 |
1408.37 |
2236.59 |
52600.15 |
122358.26 |
3705.02 |
1893.94 |
1811.08 |
90909.09 |
110965.91 |
| 第5年 |
49 |
3644.97 |
1424.22 |
2220.75 |
54024.37 |
124579.01 |
3683.71 |
1893.94 |
1789.77 |
92803.03 |
112755.68 |
| 50 |
3644.97 |
1440.24 |
2204.73 |
55464.61 |
126783.74 |
3662.41 |
1893.94 |
1768.47 |
94696.97 |
114524.15 |
| 51 |
3644.97 |
1456.44 |
2188.52 |
56921.06 |
128972.26 |
3641.10 |
1893.94 |
1747.16 |
96590.91 |
116271.31 |
| 52 |
3644.97 |
1472.83 |
2172.14 |
58393.89 |
131144.40 |
3619.79 |
1893.94 |
1725.85 |
98484.85 |
117997.16 |
| 53 |
3644.97 |
1489.40 |
2155.57 |
59883.28 |
133299.97 |
3598.48 |
1893.94 |
1704.55 |
100378.79 |
119701.70 |
| 54 |
3644.97 |
1506.15 |
2138.81 |
61389.44 |
135438.78 |
3577.18 |
1893.94 |
1683.24 |
102272.73 |
121384.94 |
| 55 |
3644.97 |
1523.10 |
2121.87 |
62912.54 |
137560.65 |
3555.87 |
1893.94 |
1661.93 |
104166.67 |
123046.88 |
| 56 |
3644.97 |
1540.23 |
2104.73 |
64452.77 |
139665.38 |
3534.56 |
1893.94 |
1640.63 |
106060.61 |
124687.50 |
| 57 |
3644.97 |
1557.56 |
2087.41 |
66010.33 |
141752.79 |
3513.26 |
1893.94 |
1619.32 |
107954.55 |
126306.82 |
| 58 |
3644.97 |
1575.08 |
2069.88 |
67585.41 |
143822.67 |
3491.95 |
1893.94 |
1598.01 |
109848.48 |
127904.83 |
| 59 |
3644.97 |
1592.80 |
2052.16 |
69178.22 |
145874.84 |
3470.64 |
1893.94 |
1576.70 |
111742.42 |
129481.53 |
| 60 |
3644.97 |
1610.72 |
2034.25 |
70788.94 |
147909.08 |
3449.34 |
1893.94 |
1555.40 |
113636.36 |
131036.93 |
| 第6年 |
61 |
3644.97 |
1628.84 |
2016.12 |
72417.78 |
149925.21 |
3428.03 |
1893.94 |
1534.09 |
115530.30 |
132571.02 |
| 62 |
3644.97 |
1647.17 |
1997.80 |
74064.95 |
151923.01 |
3406.72 |
1893.94 |
1512.78 |
117424.24 |
134083.81 |
| 63 |
3644.97 |
1665.70 |
1979.27 |
75730.65 |
153902.28 |
3385.42 |
1893.94 |
1491.48 |
119318.18 |
135575.28 |
| 64 |
3644.97 |
1684.44 |
1960.53 |
77415.08 |
155862.81 |
3364.11 |
1893.94 |
1470.17 |
121212.12 |
137045.45 |
| 65 |
3644.97 |
1703.39 |
1941.58 |
79118.47 |
157804.39 |
3342.80 |
1893.94 |
1448.86 |
123106.06 |
138494.32 |
| 66 |
3644.97 |
1722.55 |
1922.42 |
80841.02 |
159726.80 |
3321.50 |
1893.94 |
1427.56 |
125000.00 |
139921.88 |
| 67 |
3644.97 |
1741.93 |
1903.04 |
82582.95 |
161629.84 |
3300.19 |
1893.94 |
1406.25 |
126893.94 |
141328.13 |
| 68 |
3644.97 |
1761.53 |
1883.44 |
84344.47 |
163513.28 |
3278.88 |
1893.94 |
1384.94 |
128787.88 |
142713.07 |
| 69 |
3644.97 |
1781.34 |
1863.62 |
86125.81 |
165376.91 |
3257.58 |
1893.94 |
1363.64 |
130681.82 |
144076.70 |
| 70 |
3644.97 |
1801.38 |
1843.58 |
87927.20 |
167220.49 |
3236.27 |
1893.94 |
1342.33 |
132575.76 |
145419.03 |
| 71 |
3644.97 |
1821.65 |
1823.32 |
89748.84 |
169043.81 |
3214.96 |
1893.94 |
1321.02 |
134469.70 |
146740.06 |
| 72 |
3644.97 |
1842.14 |
1802.83 |
91590.99 |
170846.64 |
3193.66 |
1893.94 |
1299.72 |
136363.64 |
148039.77 |
| 第7年 |
73 |
3644.97 |
1862.87 |
1782.10 |
93453.85 |
172628.74 |
3172.35 |
1893.94 |
1278.41 |
138257.58 |
149318.18 |
| 74 |
3644.97 |
1883.82 |
1761.14 |
95337.67 |
174389.88 |
3151.04 |
1893.94 |
1257.10 |
140151.52 |
150575.28 |
| 75 |
3644.97 |
1905.02 |
1739.95 |
97242.69 |
176129.84 |
3129.73 |
1893.94 |
1235.80 |
142045.45 |
151811.08 |
| 76 |
3644.97 |
1926.45 |
1718.52 |
99169.14 |
177848.35 |
3108.43 |
1893.94 |
1214.49 |
143939.39 |
153025.57 |
| 77 |
3644.97 |
1948.12 |
1696.85 |
101117.26 |
179545.20 |
3087.12 |
1893.94 |
1193.18 |
145833.33 |
154218.75 |
| 78 |
3644.97 |
1970.04 |
1674.93 |
103087.29 |
181220.13 |
3065.81 |
1893.94 |
1171.88 |
147727.27 |
155390.63 |
| 79 |
3644.97 |
1992.20 |
1652.77 |
105079.49 |
182872.90 |
3044.51 |
1893.94 |
1150.57 |
149621.21 |
156541.19 |
| 80 |
3644.97 |
2014.61 |
1630.36 |
107094.10 |
184503.26 |
3023.20 |
1893.94 |
1129.26 |
151515.15 |
157670.45 |
| 81 |
3644.97 |
2037.28 |
1607.69 |
109131.38 |
186110.95 |
3001.89 |
1893.94 |
1107.95 |
153409.09 |
158778.41 |
| 82 |
3644.97 |
2060.20 |
1584.77 |
111191.58 |
187695.72 |
2980.59 |
1893.94 |
1086.65 |
155303.03 |
159865.06 |
| 83 |
3644.97 |
2083.37 |
1561.59 |
113274.95 |
189257.31 |
2959.28 |
1893.94 |
1065.34 |
157196.97 |
160930.40 |
| 84 |
3644.97 |
2106.81 |
1538.16 |
115381.76 |
190795.47 |
2937.97 |
1893.94 |
1044.03 |
159090.91 |
161974.43 |
| 第8年 |
85 |
3644.97 |
2130.51 |
1514.46 |
117512.27 |
192309.93 |
2916.67 |
1893.94 |
1022.73 |
160984.85 |
162997.16 |
| 86 |
3644.97 |
2154.48 |
1490.49 |
119666.75 |
193800.41 |
2895.36 |
1893.94 |
1001.42 |
162878.79 |
163998.58 |
| 87 |
3644.97 |
2178.72 |
1466.25 |
121845.47 |
195266.66 |
2874.05 |
1893.94 |
980.11 |
164772.73 |
164978.69 |
| 88 |
3644.97 |
2203.23 |
1441.74 |
124048.70 |
196708.40 |
2852.75 |
1893.94 |
958.81 |
166666.67 |
165937.50 |
| 89 |
3644.97 |
2228.01 |
1416.95 |
126276.71 |
198125.35 |
2831.44 |
1893.94 |
937.50 |
168560.61 |
166875.00 |
| 90 |
3644.97 |
2253.08 |
1391.89 |
128529.79 |
199517.24 |
2810.13 |
1893.94 |
916.19 |
170454.55 |
167791.19 |
| 91 |
3644.97 |
2278.43 |
1366.54 |
130808.22 |
200883.78 |
2788.83 |
1893.94 |
894.89 |
172348.48 |
168686.08 |
| 92 |
3644.97 |
2304.06 |
1340.91 |
133112.28 |
202224.69 |
2767.52 |
1893.94 |
873.58 |
174242.42 |
169559.66 |
| 93 |
3644.97 |
2329.98 |
1314.99 |
135442.26 |
203539.67 |
2746.21 |
1893.94 |
852.27 |
176136.36 |
170411.93 |
| 94 |
3644.97 |
2356.19 |
1288.77 |
137798.45 |
204828.45 |
2724.91 |
1893.94 |
830.97 |
178030.30 |
171242.90 |
| 95 |
3644.97 |
2382.70 |
1262.27 |
140181.15 |
206090.72 |
2703.60 |
1893.94 |
809.66 |
179924.24 |
172052.56 |
| 96 |
3644.97 |
2409.50 |
1235.46 |
142590.65 |
207326.18 |
2682.29 |
1893.94 |
788.35 |
181818.18 |
172840.91 |
| 第9年 |
97 |
3644.97 |
2436.61 |
1208.36 |
145027.27 |
208534.53 |
2660.98 |
1893.94 |
767.05 |
183712.12 |
173607.95 |
| 98 |
3644.97 |
2464.02 |
1180.94 |
147491.29 |
209715.48 |
2639.68 |
1893.94 |
745.74 |
185606.06 |
174353.69 |
| 99 |
3644.97 |
2491.74 |
1153.22 |
149983.03 |
210868.70 |
2618.37 |
1893.94 |
724.43 |
187500.00 |
175078.13 |
| 100 |
3644.97 |
2519.78 |
1125.19 |
152502.81 |
211993.89 |
2597.06 |
1893.94 |
703.13 |
189393.94 |
175781.25 |
| 101 |
3644.97 |
2548.12 |
1096.84 |
155050.93 |
213090.73 |
2575.76 |
1893.94 |
681.82 |
191287.88 |
176463.07 |
| 102 |
3644.97 |
2576.79 |
1068.18 |
157627.72 |
214158.91 |
2554.45 |
1893.94 |
660.51 |
193181.82 |
177123.58 |
| 103 |
3644.97 |
2605.78 |
1039.19 |
160233.50 |
215198.10 |
2533.14 |
1893.94 |
639.20 |
195075.76 |
177762.78 |
| 104 |
3644.97 |
2635.09 |
1009.87 |
162868.60 |
216207.97 |
2511.84 |
1893.94 |
617.90 |
196969.70 |
178380.68 |
| 105 |
3644.97 |
2664.74 |
980.23 |
165533.34 |
217188.20 |
2490.53 |
1893.94 |
596.59 |
198863.64 |
178977.27 |
| 106 |
3644.97 |
2694.72 |
950.25 |
168228.05 |
218138.45 |
2469.22 |
1893.94 |
575.28 |
200757.58 |
179552.56 |
| 107 |
3644.97 |
2725.03 |
919.93 |
170953.08 |
219058.39 |
2447.92 |
1893.94 |
553.98 |
202651.52 |
180106.53 |
| 108 |
3644.97 |
2755.69 |
889.28 |
173708.77 |
219947.66 |
2426.61 |
1893.94 |
532.67 |
204545.45 |
180639.20 |
| 第10年 |
109 |
3644.97 |
2786.69 |
858.28 |
176495.46 |
220805.94 |
2405.30 |
1893.94 |
511.36 |
206439.39 |
181150.57 |
| 110 |
3644.97 |
2818.04 |
826.93 |
179313.51 |
221632.87 |
2384.00 |
1893.94 |
490.06 |
208333.33 |
181640.63 |
| 111 |
3644.97 |
2849.74 |
795.22 |
182163.25 |
222428.09 |
2362.69 |
1893.94 |
468.75 |
210227.27 |
182109.38 |
| 112 |
3644.97 |
2881.80 |
763.16 |
185045.05 |
223191.25 |
2341.38 |
1893.94 |
447.44 |
212121.21 |
182556.82 |
| 113 |
3644.97 |
2914.22 |
730.74 |
187959.28 |
223922.00 |
2320.08 |
1893.94 |
426.14 |
214015.15 |
182982.95 |
| 114 |
3644.97 |
2947.01 |
697.96 |
190906.29 |
224619.95 |
2298.77 |
1893.94 |
404.83 |
215909.09 |
183387.78 |
| 115 |
3644.97 |
2980.16 |
664.80 |
193886.45 |
225284.76 |
2277.46 |
1893.94 |
383.52 |
217803.03 |
183771.31 |
| 116 |
3644.97 |
3013.69 |
631.28 |
196900.14 |
225916.03 |
2256.16 |
1893.94 |
362.22 |
219696.97 |
184133.52 |
| 117 |
3644.97 |
3047.59 |
597.37 |
199947.73 |
226513.41 |
2234.85 |
1893.94 |
340.91 |
221590.91 |
184474.43 |
| 118 |
3644.97 |
3081.88 |
563.09 |
203029.61 |
227076.50 |
2213.54 |
1893.94 |
319.60 |
223484.85 |
184794.03 |
| 119 |
3644.97 |
3116.55 |
528.42 |
206146.16 |
227604.91 |
2192.23 |
1893.94 |
298.30 |
225378.79 |
185092.33 |
| 120 |
3644.97 |
3151.61 |
493.36 |
209297.77 |
228098.27 |
2170.93 |
1893.94 |
276.99 |
227272.73 |
185369.32 |
| 第11年 |
121 |
3644.97 |
3187.07 |
457.90 |
212484.84 |
228556.17 |
2149.62 |
1893.94 |
255.68 |
229166.67 |
185625.00 |
| 122 |
3644.97 |
3222.92 |
422.05 |
215707.76 |
228978.21 |
2128.31 |
1893.94 |
234.38 |
231060.61 |
185859.38 |
| 123 |
3644.97 |
3259.18 |
385.79 |
218966.94 |
229364.00 |
2107.01 |
1893.94 |
213.07 |
232954.55 |
186072.44 |
| 124 |
3644.97 |
3295.85 |
349.12 |
222262.79 |
229713.12 |
2085.70 |
1893.94 |
191.76 |
234848.48 |
186264.20 |
| 125 |
3644.97 |
3332.92 |
312.04 |
225595.71 |
230025.17 |
2064.39 |
1893.94 |
170.45 |
236742.42 |
186434.66 |
| 126 |
3644.97 |
3370.42 |
274.55 |
228966.13 |
230299.72 |
2043.09 |
1893.94 |
149.15 |
238636.36 |
186583.81 |
| 127 |
3644.97 |
3408.34 |
236.63 |
232374.46 |
230536.35 |
2021.78 |
1893.94 |
127.84 |
240530.30 |
186711.65 |
| 128 |
3644.97 |
3446.68 |
198.29 |
235821.14 |
230734.63 |
2000.47 |
1893.94 |
106.53 |
242424.24 |
186818.18 |
| 129 |
3644.97 |
3485.45 |
159.51 |
239306.60 |
230894.15 |
1979.17 |
1893.94 |
85.23 |
244318.18 |
186903.41 |
| 130 |
3644.97 |
3524.67 |
120.30 |
242831.26 |
231014.45 |
1957.86 |
1893.94 |
63.92 |
246212.12 |
186967.33 |
| 131 |
3644.97 |
3564.32 |
80.65 |
246395.58 |
231095.10 |
1936.55 |
1893.94 |
42.61 |
248106.06 |
187009.94 |
| 132 |
3644.97 |
3604.42 |
40.55 |
250000.00 |
231135.65 |
1915.25 |
1893.94 |
21.31 |
250000.00 |
187031.25 |
|
汇总：
|
等额本息
总利息：231135.65元 总还款：481135.65元
|
等额本金
总利息：187031.25元 总还款：437031.25元
|
|
年利率为：13.50%，折扣： 不打折，贷款：25.0万，
分132期(11年)， 等额本息比等额本金多：44104.40元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。