期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23566.54 |
5500.70 |
18065.83 |
5500.70 |
18065.83 |
30414.32 |
12348.48 |
18065.83 |
12348.48 |
18065.83 |
2 |
23566.54 |
5561.67 |
18004.87 |
11062.37 |
36070.70 |
30277.46 |
12348.48 |
17928.97 |
24696.97 |
35994.80 |
3 |
23566.54 |
5623.31 |
17943.23 |
16685.68 |
54013.93 |
30140.59 |
12348.48 |
17792.11 |
37045.45 |
53786.91 |
4 |
23566.54 |
5685.64 |
17880.90 |
22371.32 |
71894.83 |
30003.73 |
12348.48 |
17655.25 |
49393.94 |
71442.16 |
5 |
23566.54 |
5748.65 |
17817.88 |
28119.97 |
89712.71 |
29866.87 |
12348.48 |
17518.38 |
61742.42 |
88960.54 |
6 |
23566.54 |
5812.37 |
17754.17 |
33932.33 |
107466.88 |
29730.01 |
12348.48 |
17381.52 |
74090.91 |
106342.06 |
7 |
23566.54 |
5876.79 |
17689.75 |
39809.12 |
125156.63 |
29593.14 |
12348.48 |
17244.66 |
86439.39 |
123586.72 |
8 |
23566.54 |
5941.92 |
17624.62 |
45751.04 |
142781.25 |
29456.28 |
12348.48 |
17107.80 |
98787.88 |
140694.52 |
9 |
23566.54 |
6007.78 |
17558.76 |
51758.81 |
160340.01 |
29319.42 |
12348.48 |
16970.93 |
111136.36 |
157665.45 |
10 |
23566.54 |
6074.36 |
17492.17 |
57833.18 |
177832.18 |
29182.56 |
12348.48 |
16834.07 |
123484.85 |
174499.53 |
11 |
23566.54 |
6141.69 |
17424.85 |
63974.86 |
195257.03 |
29045.69 |
12348.48 |
16697.21 |
135833.33 |
191196.74 |
12 |
23566.54 |
6209.76 |
17356.78 |
70184.62 |
212613.81 |
28908.83 |
12348.48 |
16560.35 |
148181.82 |
207757.08 |
第2年 |
13 |
23566.54 |
6278.58 |
17287.95 |
76463.20 |
229901.76 |
28771.97 |
12348.48 |
16423.48 |
160530.30 |
224180.57 |
14 |
23566.54 |
6348.17 |
17218.37 |
82811.37 |
247120.13 |
28635.11 |
12348.48 |
16286.62 |
172878.79 |
240467.19 |
15 |
23566.54 |
6418.53 |
17148.01 |
89229.90 |
264268.13 |
28498.24 |
12348.48 |
16149.76 |
185227.27 |
256616.95 |
16 |
23566.54 |
6489.67 |
17076.87 |
95719.57 |
281345.00 |
28361.38 |
12348.48 |
16012.90 |
197575.76 |
272629.85 |
17 |
23566.54 |
6561.59 |
17004.94 |
102281.16 |
298349.94 |
28224.52 |
12348.48 |
15876.04 |
209924.24 |
288505.88 |
18 |
23566.54 |
6634.32 |
16932.22 |
108915.48 |
315282.16 |
28087.66 |
12348.48 |
15739.17 |
222272.73 |
304245.06 |
19 |
23566.54 |
6707.85 |
16858.69 |
115623.33 |
332140.85 |
27950.80 |
12348.48 |
15602.31 |
234621.21 |
319847.37 |
20 |
23566.54 |
6782.19 |
16784.34 |
122405.52 |
348925.19 |
27813.93 |
12348.48 |
15465.45 |
246969.70 |
335312.82 |
21 |
23566.54 |
6857.36 |
16709.17 |
129262.89 |
365634.36 |
27677.07 |
12348.48 |
15328.59 |
259318.18 |
350641.40 |
22 |
23566.54 |
6933.37 |
16633.17 |
136196.25 |
382267.53 |
27540.21 |
12348.48 |
15191.72 |
271666.67 |
365833.12 |
23 |
23566.54 |
7010.21 |
16556.32 |
143206.46 |
398823.86 |
27403.35 |
12348.48 |
15054.86 |
284015.15 |
380887.99 |
24 |
23566.54 |
7087.91 |
16478.63 |
150294.37 |
415302.48 |
27266.48 |
12348.48 |
14918.00 |
296363.64 |
395805.98 |
第3年 |
25 |
23566.54 |
7166.46 |
16400.07 |
157460.83 |
431702.56 |
27129.62 |
12348.48 |
14781.14 |
308712.12 |
410587.12 |
26 |
23566.54 |
7245.89 |
16320.64 |
164706.73 |
448023.20 |
26992.76 |
12348.48 |
14644.27 |
321060.61 |
425231.40 |
27 |
23566.54 |
7326.20 |
16240.33 |
172032.93 |
464263.53 |
26855.90 |
12348.48 |
14507.41 |
333409.09 |
439738.81 |
28 |
23566.54 |
7407.40 |
16159.14 |
179440.33 |
480422.67 |
26719.03 |
12348.48 |
14370.55 |
345757.58 |
454109.36 |
29 |
23566.54 |
7489.50 |
16077.04 |
186929.83 |
496499.70 |
26582.17 |
12348.48 |
14233.69 |
358106.06 |
468343.04 |
30 |
23566.54 |
7572.51 |
15994.03 |
194502.34 |
512493.73 |
26445.31 |
12348.48 |
14096.82 |
370454.55 |
482439.87 |
31 |
23566.54 |
7656.44 |
15910.10 |
202158.77 |
528403.83 |
26308.45 |
12348.48 |
13959.96 |
382803.03 |
496399.83 |
32 |
23566.54 |
7741.30 |
15825.24 |
209900.07 |
544229.07 |
26171.58 |
12348.48 |
13823.10 |
395151.52 |
510222.93 |
33 |
23566.54 |
7827.09 |
15739.44 |
217727.16 |
559968.51 |
26034.72 |
12348.48 |
13686.24 |
407500.00 |
523909.17 |
34 |
23566.54 |
7913.85 |
15652.69 |
225641.01 |
575621.20 |
25897.86 |
12348.48 |
13549.37 |
419848.48 |
537458.54 |
35 |
23566.54 |
8001.56 |
15564.98 |
233642.57 |
591186.18 |
25761.00 |
12348.48 |
13412.51 |
432196.97 |
550871.05 |
36 |
23566.54 |
8090.24 |
15476.29 |
241732.81 |
606662.48 |
25624.14 |
12348.48 |
13275.65 |
444545.45 |
564146.70 |
第4年 |
37 |
23566.54 |
8179.91 |
15386.63 |
249912.71 |
622049.10 |
25487.27 |
12348.48 |
13138.79 |
456893.94 |
577285.49 |
38 |
23566.54 |
8270.57 |
15295.97 |
258183.28 |
637345.07 |
25350.41 |
12348.48 |
13001.93 |
469242.42 |
590287.42 |
39 |
23566.54 |
8362.23 |
15204.30 |
266545.52 |
652549.37 |
25213.55 |
12348.48 |
12865.06 |
481590.91 |
603152.48 |
40 |
23566.54 |
8454.92 |
15111.62 |
275000.43 |
667660.99 |
25076.69 |
12348.48 |
12728.20 |
493939.39 |
615880.68 |
41 |
23566.54 |
8548.62 |
15017.91 |
283549.05 |
682678.91 |
24939.82 |
12348.48 |
12591.34 |
506287.88 |
628472.02 |
42 |
23566.54 |
8643.37 |
14923.16 |
292192.43 |
697602.07 |
24802.96 |
12348.48 |
12454.48 |
518636.36 |
640926.50 |
43 |
23566.54 |
8739.17 |
14827.37 |
300931.59 |
712429.44 |
24666.10 |
12348.48 |
12317.61 |
530984.85 |
653244.11 |
44 |
23566.54 |
8836.03 |
14730.51 |
309767.62 |
727159.95 |
24529.24 |
12348.48 |
12180.75 |
543333.33 |
665424.86 |
45 |
23566.54 |
8933.96 |
14632.58 |
318701.58 |
741792.52 |
24392.37 |
12348.48 |
12043.89 |
555681.82 |
677468.75 |
46 |
23566.54 |
9032.98 |
14533.56 |
327734.56 |
756326.08 |
24255.51 |
12348.48 |
11907.03 |
568030.30 |
689375.78 |
47 |
23566.54 |
9133.09 |
14433.44 |
336867.65 |
770759.52 |
24118.65 |
12348.48 |
11770.16 |
580378.79 |
701145.94 |
48 |
23566.54 |
9234.32 |
14332.22 |
346101.97 |
785091.74 |
23981.79 |
12348.48 |
11633.30 |
592727.27 |
712779.24 |
第5年 |
49 |
23566.54 |
9336.67 |
14229.87 |
355438.64 |
799321.61 |
23844.92 |
12348.48 |
11496.44 |
605075.76 |
724275.68 |
50 |
23566.54 |
9440.15 |
14126.39 |
364878.79 |
813448.00 |
23708.06 |
12348.48 |
11359.58 |
617424.24 |
735635.26 |
51 |
23566.54 |
9544.78 |
14021.76 |
374423.56 |
827469.76 |
23571.20 |
12348.48 |
11222.71 |
629772.73 |
746857.97 |
52 |
23566.54 |
9650.56 |
13915.97 |
384074.12 |
841385.73 |
23434.34 |
12348.48 |
11085.85 |
642121.21 |
757943.83 |
53 |
23566.54 |
9757.52 |
13809.01 |
393831.65 |
855194.74 |
23297.47 |
12348.48 |
10948.99 |
654469.70 |
768892.82 |
54 |
23566.54 |
9865.67 |
13700.87 |
403697.32 |
868895.61 |
23160.61 |
12348.48 |
10812.13 |
666818.18 |
779704.94 |
55 |
23566.54 |
9975.01 |
13591.52 |
413672.33 |
882487.13 |
23023.75 |
12348.48 |
10675.27 |
679166.67 |
790380.21 |
56 |
23566.54 |
10085.57 |
13480.96 |
423757.90 |
895968.09 |
22886.89 |
12348.48 |
10538.40 |
691515.15 |
800918.61 |
57 |
23566.54 |
10197.35 |
13369.18 |
433955.25 |
909337.27 |
22750.03 |
12348.48 |
10401.54 |
703863.64 |
811320.15 |
58 |
23566.54 |
10310.37 |
13256.16 |
444265.63 |
922593.44 |
22613.16 |
12348.48 |
10264.68 |
716212.12 |
821584.83 |
59 |
23566.54 |
10424.65 |
13141.89 |
454690.27 |
935735.33 |
22476.30 |
12348.48 |
10127.82 |
728560.61 |
831712.65 |
60 |
23566.54 |
10540.19 |
13026.35 |
465230.46 |
948761.68 |
22339.44 |
12348.48 |
9990.95 |
740909.09 |
841703.60 |
第6年 |
61 |
23566.54 |
10657.01 |
12909.53 |
475887.47 |
961671.21 |
22202.58 |
12348.48 |
9854.09 |
753257.58 |
851557.69 |
62 |
23566.54 |
10775.12 |
12791.41 |
486662.59 |
974462.62 |
22065.71 |
12348.48 |
9717.23 |
765606.06 |
861274.92 |
63 |
23566.54 |
10894.55 |
12671.99 |
497557.13 |
987134.61 |
21928.85 |
12348.48 |
9580.37 |
777954.55 |
870855.28 |
64 |
23566.54 |
11015.29 |
12551.24 |
508572.43 |
999685.85 |
21791.99 |
12348.48 |
9443.50 |
790303.03 |
880298.79 |
65 |
23566.54 |
11137.38 |
12429.16 |
519709.81 |
1012115.01 |
21655.13 |
12348.48 |
9306.64 |
802651.52 |
889605.43 |
66 |
23566.54 |
11260.82 |
12305.72 |
530970.63 |
1024420.72 |
21518.26 |
12348.48 |
9169.78 |
815000.00 |
898775.21 |
67 |
23566.54 |
11385.63 |
12180.91 |
542356.25 |
1036601.63 |
21381.40 |
12348.48 |
9032.92 |
827348.48 |
907808.12 |
68 |
23566.54 |
11511.82 |
12054.72 |
553868.07 |
1048656.35 |
21244.54 |
12348.48 |
8896.05 |
839696.97 |
916704.18 |
69 |
23566.54 |
11639.41 |
11927.13 |
565507.48 |
1060583.48 |
21107.68 |
12348.48 |
8759.19 |
852045.45 |
925463.37 |
70 |
23566.54 |
11768.41 |
11798.13 |
577275.89 |
1072381.60 |
20970.81 |
12348.48 |
8622.33 |
864393.94 |
934085.70 |
71 |
23566.54 |
11898.84 |
11667.69 |
589174.73 |
1084049.30 |
20833.95 |
12348.48 |
8485.47 |
876742.42 |
942571.17 |
72 |
23566.54 |
12030.72 |
11535.81 |
601205.45 |
1095585.11 |
20697.09 |
12348.48 |
8348.60 |
889090.91 |
950919.77 |
第7年 |
73 |
23566.54 |
12164.06 |
11402.47 |
613369.52 |
1106987.58 |
20560.23 |
12348.48 |
8211.74 |
901439.39 |
959131.52 |
74 |
23566.54 |
12298.88 |
11267.65 |
625668.40 |
1118255.24 |
20423.36 |
12348.48 |
8074.88 |
913787.88 |
967206.40 |
75 |
23566.54 |
12435.19 |
11131.34 |
638103.59 |
1129386.58 |
20286.50 |
12348.48 |
7938.02 |
926136.36 |
975144.41 |
76 |
23566.54 |
12573.02 |
10993.52 |
650676.61 |
1140380.10 |
20149.64 |
12348.48 |
7801.16 |
938484.85 |
982945.57 |
77 |
23566.54 |
12712.37 |
10854.17 |
663388.98 |
1151234.26 |
20012.78 |
12348.48 |
7664.29 |
950833.33 |
990609.86 |
78 |
23566.54 |
12853.26 |
10713.27 |
676242.24 |
1161947.54 |
19875.92 |
12348.48 |
7527.43 |
963181.82 |
998137.29 |
79 |
23566.54 |
12995.72 |
10570.82 |
689237.96 |
1172518.35 |
19739.05 |
12348.48 |
7390.57 |
975530.30 |
1005527.86 |
80 |
23566.54 |
13139.76 |
10426.78 |
702377.72 |
1182945.13 |
19602.19 |
12348.48 |
7253.71 |
987878.79 |
1012781.57 |
81 |
23566.54 |
13285.39 |
10281.15 |
715663.11 |
1193226.28 |
19465.33 |
12348.48 |
7116.84 |
1000227.27 |
1019898.41 |
82 |
23566.54 |
13432.64 |
10133.90 |
729095.74 |
1203360.18 |
19328.47 |
12348.48 |
6979.98 |
1012575.76 |
1026878.39 |
83 |
23566.54 |
13581.51 |
9985.02 |
742677.25 |
1213345.20 |
19191.60 |
12348.48 |
6843.12 |
1024924.24 |
1033721.51 |
84 |
23566.54 |
13732.04 |
9834.49 |
756409.30 |
1223179.70 |
19054.74 |
12348.48 |
6706.26 |
1037272.73 |
1040427.77 |
第8年 |
85 |
23566.54 |
13884.24 |
9682.30 |
770293.53 |
1232861.99 |
18917.88 |
12348.48 |
6569.39 |
1049621.21 |
1046997.16 |
86 |
23566.54 |
14038.12 |
9528.41 |
784331.66 |
1242390.41 |
18781.02 |
12348.48 |
6432.53 |
1061969.70 |
1053429.69 |
87 |
23566.54 |
14193.71 |
9372.82 |
798525.37 |
1251763.23 |
18644.15 |
12348.48 |
6295.67 |
1074318.18 |
1059725.36 |
88 |
23566.54 |
14351.03 |
9215.51 |
812876.39 |
1260978.74 |
18507.29 |
12348.48 |
6158.81 |
1086666.67 |
1065884.17 |
89 |
23566.54 |
14510.08 |
9056.45 |
827386.48 |
1270035.19 |
18370.43 |
12348.48 |
6021.94 |
1099015.15 |
1071906.11 |
90 |
23566.54 |
14670.90 |
8895.63 |
842057.38 |
1278930.83 |
18233.57 |
12348.48 |
5885.08 |
1111363.64 |
1077791.19 |
91 |
23566.54 |
14833.50 |
8733.03 |
856890.88 |
1287663.86 |
18096.70 |
12348.48 |
5748.22 |
1123712.12 |
1083539.41 |
92 |
23566.54 |
14997.91 |
8568.63 |
871888.79 |
1296232.48 |
17959.84 |
12348.48 |
5611.36 |
1136060.61 |
1089150.77 |
93 |
23566.54 |
15164.14 |
8402.40 |
887052.93 |
1304634.88 |
17822.98 |
12348.48 |
5474.49 |
1148409.09 |
1094625.27 |
94 |
23566.54 |
15332.21 |
8234.33 |
902385.13 |
1312869.21 |
17686.12 |
12348.48 |
5337.63 |
1160757.58 |
1099962.90 |
95 |
23566.54 |
15502.14 |
8064.40 |
917887.27 |
1320933.61 |
17549.26 |
12348.48 |
5200.77 |
1173106.06 |
1105163.67 |
96 |
23566.54 |
15673.95 |
7892.58 |
933561.22 |
1328826.19 |
17412.39 |
12348.48 |
5063.91 |
1185454.55 |
1110227.58 |
第9年 |
97 |
23566.54 |
15847.67 |
7718.86 |
949408.90 |
1336545.06 |
17275.53 |
12348.48 |
4927.05 |
1197803.03 |
1115154.62 |
98 |
23566.54 |
16023.32 |
7543.22 |
965432.21 |
1344088.27 |
17138.67 |
12348.48 |
4790.18 |
1210151.52 |
1119944.80 |
99 |
23566.54 |
16200.91 |
7365.63 |
981633.12 |
1351453.90 |
17001.81 |
12348.48 |
4653.32 |
1222500.00 |
1124598.12 |
100 |
23566.54 |
16380.47 |
7186.07 |
998013.59 |
1358639.97 |
16864.94 |
12348.48 |
4516.46 |
1234848.48 |
1129114.58 |
101 |
23566.54 |
16562.02 |
7004.52 |
1014575.61 |
1365644.48 |
16728.08 |
12348.48 |
4379.60 |
1247196.97 |
1133494.18 |
102 |
23566.54 |
16745.58 |
6820.95 |
1031321.19 |
1372465.44 |
16591.22 |
12348.48 |
4242.73 |
1259545.45 |
1137736.91 |
103 |
23566.54 |
16931.18 |
6635.36 |
1048252.37 |
1379100.79 |
16454.36 |
12348.48 |
4105.87 |
1271893.94 |
1141842.78 |
104 |
23566.54 |
17118.83 |
6447.70 |
1065371.21 |
1385548.50 |
16317.49 |
12348.48 |
3969.01 |
1284242.42 |
1145811.79 |
105 |
23566.54 |
17308.57 |
6257.97 |
1082679.77 |
1391806.47 |
16180.63 |
12348.48 |
3832.15 |
1296590.91 |
1149643.94 |
106 |
23566.54 |
17500.40 |
6066.13 |
1100180.18 |
1397872.60 |
16043.77 |
12348.48 |
3695.28 |
1308939.39 |
1153339.22 |
107 |
23566.54 |
17694.37 |
5872.17 |
1117874.54 |
1403744.77 |
15906.91 |
12348.48 |
3558.42 |
1321287.88 |
1156897.65 |
108 |
23566.54 |
17890.48 |
5676.06 |
1135765.02 |
1409420.82 |
15770.04 |
12348.48 |
3421.56 |
1333636.36 |
1160319.20 |
第10年 |
109 |
23566.54 |
18088.76 |
5477.77 |
1153853.78 |
1414898.60 |
15633.18 |
12348.48 |
3284.70 |
1345984.85 |
1163603.90 |
110 |
23566.54 |
18289.25 |
5277.29 |
1172143.03 |
1420175.88 |
15496.32 |
12348.48 |
3147.83 |
1358333.33 |
1166751.74 |
111 |
23566.54 |
18491.95 |
5074.58 |
1190634.99 |
1425250.46 |
15359.46 |
12348.48 |
3010.97 |
1370681.82 |
1169762.71 |
112 |
23566.54 |
18696.91 |
4869.63 |
1209331.89 |
1430120.09 |
15222.59 |
12348.48 |
2874.11 |
1383030.30 |
1172636.82 |
113 |
23566.54 |
18904.13 |
4662.40 |
1228236.03 |
1434782.50 |
15085.73 |
12348.48 |
2737.25 |
1395378.79 |
1175374.07 |
114 |
23566.54 |
19113.65 |
4452.88 |
1247349.68 |
1439235.38 |
14948.87 |
12348.48 |
2600.39 |
1407727.27 |
1177974.45 |
115 |
23566.54 |
19325.49 |
4241.04 |
1266675.17 |
1443476.42 |
14812.01 |
12348.48 |
2463.52 |
1420075.76 |
1180437.97 |
116 |
23566.54 |
19539.69 |
4026.85 |
1286214.86 |
1447503.27 |
14675.15 |
12348.48 |
2326.66 |
1432424.24 |
1182764.63 |
117 |
23566.54 |
19756.25 |
3810.29 |
1305971.11 |
1451313.56 |
14538.28 |
12348.48 |
2189.80 |
1444772.73 |
1184954.43 |
118 |
23566.54 |
19975.22 |
3591.32 |
1325946.32 |
1454904.88 |
14401.42 |
12348.48 |
2052.94 |
1457121.21 |
1187007.37 |
119 |
23566.54 |
20196.61 |
3369.93 |
1346142.93 |
1458274.81 |
14264.56 |
12348.48 |
1916.07 |
1469469.70 |
1188923.44 |
120 |
23566.54 |
20420.45 |
3146.08 |
1366563.38 |
1461420.89 |
14127.70 |
12348.48 |
1779.21 |
1481818.18 |
1190702.65 |
第11年 |
121 |
23566.54 |
20646.78 |
2919.76 |
1387210.16 |
1464340.65 |
13990.83 |
12348.48 |
1642.35 |
1494166.67 |
1192345.00 |
122 |
23566.54 |
20875.61 |
2690.92 |
1408085.78 |
1467031.57 |
13853.97 |
12348.48 |
1505.49 |
1506515.15 |
1193850.49 |
123 |
23566.54 |
21106.99 |
2459.55 |
1429192.76 |
1469491.12 |
13717.11 |
12348.48 |
1368.62 |
1518863.64 |
1195219.11 |
124 |
23566.54 |
21340.92 |
2225.61 |
1450533.69 |
1471716.73 |
13580.25 |
12348.48 |
1231.76 |
1531212.12 |
1196450.87 |
125 |
23566.54 |
21577.45 |
1989.08 |
1472111.14 |
1473705.81 |
13443.38 |
12348.48 |
1094.90 |
1543560.61 |
1197545.77 |
126 |
23566.54 |
21816.60 |
1749.93 |
1493927.74 |
1475455.75 |
13306.52 |
12348.48 |
958.04 |
1555909.09 |
1198503.81 |
127 |
23566.54 |
22058.40 |
1508.13 |
1515986.14 |
1476963.88 |
13169.66 |
12348.48 |
821.17 |
1568257.58 |
1199324.98 |
128 |
23566.54 |
22302.88 |
1263.65 |
1538289.02 |
1478227.54 |
13032.80 |
12348.48 |
684.31 |
1580606.06 |
1200009.29 |
129 |
23566.54 |
22550.07 |
1016.46 |
1560839.09 |
1479244.00 |
12895.93 |
12348.48 |
547.45 |
1592954.55 |
1200556.74 |
130 |
23566.54 |
22800.00 |
766.53 |
1583639.09 |
1480010.53 |
12759.07 |
12348.48 |
410.59 |
1605303.03 |
1200967.33 |
131 |
23566.54 |
23052.70 |
513.83 |
1606691.80 |
1480524.37 |
12622.21 |
12348.48 |
273.72 |
1617651.52 |
1201241.05 |
132 |
23566.54 |
23308.20 |
258.33 |
1630000.00 |
1480782.70 |
12485.35 |
12348.48 |
136.86 |
1630000.00 |
1201377.92 |
汇总:
|
等额本息
总利息:1480782.70元 总还款:3110782.70元
|
等额本金
总利息:1201377.92元 总还款:2831377.92元
|
年利率为:13.30%,折扣: 不打折,贷款:163.0万,
分132期(11年), 等额本息比等额本金多:279404.78元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。