| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4039.73 |
948.06 |
3091.67 |
948.06 |
3091.67 |
5212.88 |
2121.21 |
3091.67 |
2121.21 |
3091.67 |
| 2 |
4039.73 |
958.53 |
3081.20 |
1906.59 |
6172.87 |
5189.46 |
2121.21 |
3068.24 |
4242.42 |
6159.91 |
| 3 |
4039.73 |
969.11 |
3070.61 |
2875.71 |
9243.48 |
5166.04 |
2121.21 |
3044.82 |
6363.64 |
9204.73 |
| 4 |
4039.73 |
979.82 |
3059.91 |
3855.52 |
12303.39 |
5142.61 |
2121.21 |
3021.40 |
8484.85 |
12226.14 |
| 5 |
4039.73 |
990.63 |
3049.10 |
4846.16 |
15352.49 |
5119.19 |
2121.21 |
2997.98 |
10606.06 |
15224.12 |
| 6 |
4039.73 |
1001.57 |
3038.16 |
5847.73 |
18390.65 |
5095.77 |
2121.21 |
2974.56 |
12727.27 |
18198.67 |
| 7 |
4039.73 |
1012.63 |
3027.10 |
6860.36 |
21417.74 |
5072.35 |
2121.21 |
2951.14 |
14848.48 |
21149.81 |
| 8 |
4039.73 |
1023.81 |
3015.92 |
7884.18 |
24433.66 |
5048.93 |
2121.21 |
2927.71 |
16969.70 |
24077.53 |
| 9 |
4039.73 |
1035.12 |
3004.61 |
8919.29 |
27438.27 |
5025.51 |
2121.21 |
2904.29 |
19090.91 |
26981.82 |
| 10 |
4039.73 |
1046.55 |
2993.18 |
9965.84 |
30431.46 |
5002.08 |
2121.21 |
2880.87 |
21212.12 |
29862.69 |
| 11 |
4039.73 |
1058.10 |
2981.63 |
11023.94 |
33413.08 |
4978.66 |
2121.21 |
2857.45 |
23333.33 |
32720.14 |
| 12 |
4039.73 |
1069.79 |
2969.94 |
12093.73 |
36383.03 |
4955.24 |
2121.21 |
2834.03 |
25454.55 |
35554.17 |
| 第2年 |
13 |
4039.73 |
1081.60 |
2958.13 |
13175.33 |
39341.16 |
4931.82 |
2121.21 |
2810.61 |
27575.76 |
38364.77 |
| 14 |
4039.73 |
1093.54 |
2946.19 |
14268.87 |
42287.35 |
4908.40 |
2121.21 |
2787.18 |
29696.97 |
41151.96 |
| 15 |
4039.73 |
1105.62 |
2934.11 |
15374.48 |
45221.46 |
4884.97 |
2121.21 |
2763.76 |
31818.18 |
43915.72 |
| 16 |
4039.73 |
1117.82 |
2921.91 |
16492.30 |
48143.37 |
4861.55 |
2121.21 |
2740.34 |
33939.39 |
46656.06 |
| 17 |
4039.73 |
1130.17 |
2909.56 |
17622.47 |
51052.93 |
4838.13 |
2121.21 |
2716.92 |
36060.61 |
49372.98 |
| 18 |
4039.73 |
1142.64 |
2897.09 |
18765.11 |
53950.02 |
4814.71 |
2121.21 |
2693.50 |
38181.82 |
52066.48 |
| 19 |
4039.73 |
1155.26 |
2884.47 |
19920.38 |
56834.49 |
4791.29 |
2121.21 |
2670.08 |
40303.03 |
54736.55 |
| 20 |
4039.73 |
1168.02 |
2871.71 |
21088.39 |
59706.20 |
4767.87 |
2121.21 |
2646.65 |
42424.24 |
57383.21 |
| 21 |
4039.73 |
1180.91 |
2858.82 |
22269.31 |
62565.02 |
4744.44 |
2121.21 |
2623.23 |
44545.45 |
60006.44 |
| 22 |
4039.73 |
1193.95 |
2845.78 |
23463.26 |
65410.79 |
4721.02 |
2121.21 |
2599.81 |
46666.67 |
62606.25 |
| 23 |
4039.73 |
1207.14 |
2832.59 |
24670.40 |
68243.38 |
4697.60 |
2121.21 |
2576.39 |
48787.88 |
65182.64 |
| 24 |
4039.73 |
1220.47 |
2819.26 |
25890.86 |
71062.65 |
4674.18 |
2121.21 |
2552.97 |
50909.09 |
67735.61 |
| 第3年 |
25 |
4039.73 |
1233.94 |
2805.79 |
27124.80 |
73868.44 |
4650.76 |
2121.21 |
2529.55 |
53030.30 |
70265.15 |
| 26 |
4039.73 |
1247.57 |
2792.16 |
28372.37 |
76660.60 |
4627.34 |
2121.21 |
2506.12 |
55151.52 |
72771.28 |
| 27 |
4039.73 |
1261.34 |
2778.39 |
29633.71 |
79438.99 |
4603.91 |
2121.21 |
2482.70 |
57272.73 |
75253.98 |
| 28 |
4039.73 |
1275.27 |
2764.46 |
30908.98 |
82203.45 |
4580.49 |
2121.21 |
2459.28 |
59393.94 |
77713.26 |
| 29 |
4039.73 |
1289.35 |
2750.38 |
32198.33 |
84953.83 |
4557.07 |
2121.21 |
2435.86 |
61515.15 |
80149.12 |
| 30 |
4039.73 |
1303.59 |
2736.14 |
33501.91 |
87689.97 |
4533.65 |
2121.21 |
2412.44 |
63636.36 |
82561.55 |
| 31 |
4039.73 |
1317.98 |
2721.75 |
34819.89 |
90411.72 |
4510.23 |
2121.21 |
2389.02 |
65757.58 |
84950.57 |
| 32 |
4039.73 |
1332.53 |
2707.20 |
36152.43 |
93118.92 |
4486.81 |
2121.21 |
2365.59 |
67878.79 |
87316.16 |
| 33 |
4039.73 |
1347.25 |
2692.48 |
37499.67 |
95811.40 |
4463.38 |
2121.21 |
2342.17 |
70000.00 |
89658.33 |
| 34 |
4039.73 |
1362.12 |
2677.61 |
38861.79 |
98489.01 |
4439.96 |
2121.21 |
2318.75 |
72121.21 |
91977.08 |
| 35 |
4039.73 |
1377.16 |
2662.57 |
40238.96 |
101151.58 |
4416.54 |
2121.21 |
2295.33 |
74242.42 |
94272.41 |
| 36 |
4039.73 |
1392.37 |
2647.36 |
41631.32 |
103798.94 |
4393.12 |
2121.21 |
2271.91 |
76363.64 |
96544.32 |
| 第4年 |
37 |
4039.73 |
1407.74 |
2631.99 |
43039.07 |
106430.93 |
4369.70 |
2121.21 |
2248.48 |
78484.85 |
98792.80 |
| 38 |
4039.73 |
1423.29 |
2616.44 |
44462.35 |
109047.37 |
4346.28 |
2121.21 |
2225.06 |
80606.06 |
101017.87 |
| 39 |
4039.73 |
1439.00 |
2600.73 |
45901.35 |
111648.10 |
4322.85 |
2121.21 |
2201.64 |
82727.27 |
103219.51 |
| 40 |
4039.73 |
1454.89 |
2584.84 |
47356.24 |
114232.94 |
4299.43 |
2121.21 |
2178.22 |
84848.48 |
105397.73 |
| 41 |
4039.73 |
1470.95 |
2568.77 |
48827.20 |
116801.71 |
4276.01 |
2121.21 |
2154.80 |
86969.70 |
107552.53 |
| 42 |
4039.73 |
1487.20 |
2552.53 |
50314.40 |
119354.25 |
4252.59 |
2121.21 |
2131.38 |
89090.91 |
109683.90 |
| 43 |
4039.73 |
1503.62 |
2536.11 |
51818.01 |
121890.36 |
4229.17 |
2121.21 |
2107.95 |
91212.12 |
111791.86 |
| 44 |
4039.73 |
1520.22 |
2519.51 |
53338.23 |
124409.87 |
4205.74 |
2121.21 |
2084.53 |
93333.33 |
113876.39 |
| 45 |
4039.73 |
1537.01 |
2502.72 |
54875.24 |
126912.59 |
4182.32 |
2121.21 |
2061.11 |
95454.55 |
115937.50 |
| 46 |
4039.73 |
1553.98 |
2485.75 |
56429.22 |
129398.35 |
4158.90 |
2121.21 |
2037.69 |
97575.76 |
117975.19 |
| 47 |
4039.73 |
1571.14 |
2468.59 |
58000.35 |
131866.94 |
4135.48 |
2121.21 |
2014.27 |
99696.97 |
119989.46 |
| 48 |
4039.73 |
1588.48 |
2451.25 |
59588.84 |
134318.19 |
4112.06 |
2121.21 |
1990.85 |
101818.18 |
121980.30 |
| 第5年 |
49 |
4039.73 |
1606.02 |
2433.71 |
61194.86 |
136751.89 |
4088.64 |
2121.21 |
1967.42 |
103939.39 |
123947.73 |
| 50 |
4039.73 |
1623.76 |
2415.97 |
62818.62 |
139167.87 |
4065.21 |
2121.21 |
1944.00 |
106060.61 |
125891.73 |
| 51 |
4039.73 |
1641.69 |
2398.04 |
64460.30 |
141565.91 |
4041.79 |
2121.21 |
1920.58 |
108181.82 |
127812.31 |
| 52 |
4039.73 |
1659.81 |
2379.92 |
66120.11 |
143945.83 |
4018.37 |
2121.21 |
1897.16 |
110303.03 |
129709.47 |
| 53 |
4039.73 |
1678.14 |
2361.59 |
67798.25 |
146307.42 |
3994.95 |
2121.21 |
1873.74 |
112424.24 |
131583.21 |
| 54 |
4039.73 |
1696.67 |
2343.06 |
69494.92 |
148650.48 |
3971.53 |
2121.21 |
1850.32 |
114545.45 |
133433.52 |
| 55 |
4039.73 |
1715.40 |
2324.33 |
71210.32 |
150974.81 |
3948.11 |
2121.21 |
1826.89 |
116666.67 |
135260.42 |
| 56 |
4039.73 |
1734.34 |
2305.39 |
72944.67 |
153280.19 |
3924.68 |
2121.21 |
1803.47 |
118787.88 |
137063.89 |
| 57 |
4039.73 |
1753.49 |
2286.24 |
74698.16 |
155566.43 |
3901.26 |
2121.21 |
1780.05 |
120909.09 |
138843.94 |
| 58 |
4039.73 |
1772.86 |
2266.87 |
76471.02 |
157833.30 |
3877.84 |
2121.21 |
1756.63 |
123030.30 |
140600.57 |
| 59 |
4039.73 |
1792.43 |
2247.30 |
78263.45 |
160080.60 |
3854.42 |
2121.21 |
1733.21 |
125151.52 |
142333.78 |
| 60 |
4039.73 |
1812.22 |
2227.51 |
80075.67 |
162308.11 |
3831.00 |
2121.21 |
1709.79 |
127272.73 |
144043.56 |
| 第6年 |
61 |
4039.73 |
1832.23 |
2207.50 |
81907.90 |
164515.61 |
3807.58 |
2121.21 |
1686.36 |
129393.94 |
145729.92 |
| 62 |
4039.73 |
1852.46 |
2187.27 |
83760.36 |
166702.87 |
3784.15 |
2121.21 |
1662.94 |
131515.15 |
147392.87 |
| 63 |
4039.73 |
1872.92 |
2166.81 |
85633.28 |
168869.69 |
3760.73 |
2121.21 |
1639.52 |
133636.36 |
149032.39 |
| 64 |
4039.73 |
1893.60 |
2146.13 |
87526.88 |
171015.82 |
3737.31 |
2121.21 |
1616.10 |
135757.58 |
150648.48 |
| 65 |
4039.73 |
1914.51 |
2125.22 |
89441.38 |
173141.04 |
3713.89 |
2121.21 |
1592.68 |
137878.79 |
152241.16 |
| 66 |
4039.73 |
1935.64 |
2104.08 |
91377.03 |
175245.13 |
3690.47 |
2121.21 |
1569.26 |
140000.00 |
153810.42 |
| 67 |
4039.73 |
1957.02 |
2082.71 |
93334.04 |
177327.84 |
3667.05 |
2121.21 |
1545.83 |
142121.21 |
155356.25 |
| 68 |
4039.73 |
1978.63 |
2061.10 |
95312.67 |
179388.94 |
3643.62 |
2121.21 |
1522.41 |
144242.42 |
156878.66 |
| 69 |
4039.73 |
2000.47 |
2039.26 |
97313.14 |
181428.20 |
3620.20 |
2121.21 |
1498.99 |
146363.64 |
158377.65 |
| 70 |
4039.73 |
2022.56 |
2017.17 |
99335.71 |
183445.37 |
3596.78 |
2121.21 |
1475.57 |
148484.85 |
159853.22 |
| 71 |
4039.73 |
2044.89 |
1994.83 |
101380.60 |
185440.20 |
3573.36 |
2121.21 |
1452.15 |
150606.06 |
161305.37 |
| 72 |
4039.73 |
2067.47 |
1972.26 |
103448.08 |
187412.46 |
3549.94 |
2121.21 |
1428.72 |
152727.27 |
162734.09 |
| 第7年 |
73 |
4039.73 |
2090.30 |
1949.43 |
105538.38 |
189361.88 |
3526.52 |
2121.21 |
1405.30 |
154848.48 |
164139.39 |
| 74 |
4039.73 |
2113.38 |
1926.35 |
107651.76 |
191288.23 |
3503.09 |
2121.21 |
1381.88 |
156969.70 |
165521.28 |
| 75 |
4039.73 |
2136.72 |
1903.01 |
109788.48 |
193191.24 |
3479.67 |
2121.21 |
1358.46 |
159090.91 |
166879.73 |
| 76 |
4039.73 |
2160.31 |
1879.42 |
111948.79 |
195070.66 |
3456.25 |
2121.21 |
1335.04 |
161212.12 |
168214.77 |
| 77 |
4039.73 |
2184.16 |
1855.57 |
114132.95 |
196926.23 |
3432.83 |
2121.21 |
1311.62 |
163333.33 |
169526.39 |
| 78 |
4039.73 |
2208.28 |
1831.45 |
116341.23 |
198757.68 |
3409.41 |
2121.21 |
1288.19 |
165454.55 |
170814.58 |
| 79 |
4039.73 |
2232.66 |
1807.07 |
118573.90 |
200564.74 |
3385.98 |
2121.21 |
1264.77 |
167575.76 |
172079.36 |
| 80 |
4039.73 |
2257.32 |
1782.41 |
120831.21 |
202347.16 |
3362.56 |
2121.21 |
1241.35 |
169696.97 |
173320.71 |
| 81 |
4039.73 |
2282.24 |
1757.49 |
123113.46 |
204104.64 |
3339.14 |
2121.21 |
1217.93 |
171818.18 |
174538.64 |
| 82 |
4039.73 |
2307.44 |
1732.29 |
125420.90 |
205836.93 |
3315.72 |
2121.21 |
1194.51 |
173939.39 |
175733.14 |
| 83 |
4039.73 |
2332.92 |
1706.81 |
127753.81 |
207543.74 |
3292.30 |
2121.21 |
1171.09 |
176060.61 |
176904.23 |
| 84 |
4039.73 |
2358.68 |
1681.05 |
130112.49 |
209224.80 |
3268.88 |
2121.21 |
1147.66 |
178181.82 |
178051.89 |
| 第8年 |
85 |
4039.73 |
2384.72 |
1655.01 |
132497.21 |
210879.80 |
3245.45 |
2121.21 |
1124.24 |
180303.03 |
179176.14 |
| 86 |
4039.73 |
2411.05 |
1628.68 |
134908.27 |
212508.48 |
3222.03 |
2121.21 |
1100.82 |
182424.24 |
180276.96 |
| 87 |
4039.73 |
2437.68 |
1602.05 |
137345.94 |
214110.53 |
3198.61 |
2121.21 |
1077.40 |
184545.45 |
181354.36 |
| 88 |
4039.73 |
2464.59 |
1575.14 |
139810.53 |
215685.67 |
3175.19 |
2121.21 |
1053.98 |
186666.67 |
182408.33 |
| 89 |
4039.73 |
2491.80 |
1547.93 |
142302.34 |
217233.60 |
3151.77 |
2121.21 |
1030.56 |
188787.88 |
183438.89 |
| 90 |
4039.73 |
2519.32 |
1520.41 |
144821.66 |
218754.01 |
3128.35 |
2121.21 |
1007.13 |
190909.09 |
184446.02 |
| 91 |
4039.73 |
2547.14 |
1492.59 |
147368.79 |
220246.60 |
3104.92 |
2121.21 |
983.71 |
193030.30 |
185429.73 |
| 92 |
4039.73 |
2575.26 |
1464.47 |
149944.05 |
221711.07 |
3081.50 |
2121.21 |
960.29 |
195151.52 |
186390.03 |
| 93 |
4039.73 |
2603.70 |
1436.03 |
152547.75 |
223147.11 |
3058.08 |
2121.21 |
936.87 |
197272.73 |
187326.89 |
| 94 |
4039.73 |
2632.44 |
1407.29 |
155180.19 |
224554.39 |
3034.66 |
2121.21 |
913.45 |
199393.94 |
188240.34 |
| 95 |
4039.73 |
2661.51 |
1378.22 |
157841.70 |
225932.61 |
3011.24 |
2121.21 |
890.03 |
201515.15 |
189130.37 |
| 96 |
4039.73 |
2690.90 |
1348.83 |
160532.60 |
227281.44 |
2987.82 |
2121.21 |
866.60 |
203636.36 |
189996.97 |
| 第9年 |
97 |
4039.73 |
2720.61 |
1319.12 |
163253.21 |
228600.56 |
2964.39 |
2121.21 |
843.18 |
205757.58 |
190840.15 |
| 98 |
4039.73 |
2750.65 |
1289.08 |
166003.86 |
229889.64 |
2940.97 |
2121.21 |
819.76 |
207878.79 |
191659.91 |
| 99 |
4039.73 |
2781.02 |
1258.71 |
168784.88 |
231148.35 |
2917.55 |
2121.21 |
796.34 |
210000.00 |
192456.25 |
| 100 |
4039.73 |
2811.73 |
1228.00 |
171596.61 |
232376.35 |
2894.13 |
2121.21 |
772.92 |
212121.21 |
193229.17 |
| 101 |
4039.73 |
2842.78 |
1196.95 |
174439.39 |
233573.30 |
2870.71 |
2121.21 |
749.49 |
214242.42 |
193978.66 |
| 102 |
4039.73 |
2874.16 |
1165.57 |
177313.55 |
234738.87 |
2847.29 |
2121.21 |
726.07 |
216363.64 |
194704.73 |
| 103 |
4039.73 |
2905.90 |
1133.83 |
180219.45 |
235872.70 |
2823.86 |
2121.21 |
702.65 |
218484.85 |
195407.39 |
| 104 |
4039.73 |
2937.99 |
1101.74 |
183157.44 |
236974.44 |
2800.44 |
2121.21 |
679.23 |
220606.06 |
196086.62 |
| 105 |
4039.73 |
2970.43 |
1069.30 |
186127.87 |
238043.75 |
2777.02 |
2121.21 |
655.81 |
222727.27 |
196742.42 |
| 106 |
4039.73 |
3003.22 |
1036.50 |
189131.09 |
239080.25 |
2753.60 |
2121.21 |
632.39 |
224848.48 |
197374.81 |
| 107 |
4039.73 |
3036.39 |
1003.34 |
192167.48 |
240083.59 |
2730.18 |
2121.21 |
608.96 |
226969.70 |
197983.78 |
| 108 |
4039.73 |
3069.91 |
969.82 |
195237.39 |
241053.41 |
2706.76 |
2121.21 |
585.54 |
229090.91 |
198569.32 |
| 第10年 |
109 |
4039.73 |
3103.81 |
935.92 |
198341.20 |
241989.33 |
2683.33 |
2121.21 |
562.12 |
231212.12 |
199131.44 |
| 110 |
4039.73 |
3138.08 |
901.65 |
201479.28 |
242890.98 |
2659.91 |
2121.21 |
538.70 |
233333.33 |
199670.14 |
| 111 |
4039.73 |
3172.73 |
867.00 |
204652.01 |
243757.98 |
2636.49 |
2121.21 |
515.28 |
235454.55 |
200185.42 |
| 112 |
4039.73 |
3207.76 |
831.97 |
207859.77 |
244589.95 |
2613.07 |
2121.21 |
491.86 |
237575.76 |
200677.27 |
| 113 |
4039.73 |
3243.18 |
796.55 |
211102.95 |
245386.50 |
2589.65 |
2121.21 |
468.43 |
239696.97 |
201145.71 |
| 114 |
4039.73 |
3278.99 |
760.74 |
214381.94 |
246147.24 |
2566.22 |
2121.21 |
445.01 |
241818.18 |
201590.72 |
| 115 |
4039.73 |
3315.20 |
724.53 |
217697.14 |
246871.77 |
2542.80 |
2121.21 |
421.59 |
243939.39 |
202012.31 |
| 116 |
4039.73 |
3351.80 |
687.93 |
221048.94 |
247559.70 |
2519.38 |
2121.21 |
398.17 |
246060.61 |
202410.48 |
| 117 |
4039.73 |
3388.81 |
650.92 |
224437.75 |
248210.61 |
2495.96 |
2121.21 |
374.75 |
248181.82 |
202785.23 |
| 118 |
4039.73 |
3426.23 |
613.50 |
227863.98 |
248824.11 |
2472.54 |
2121.21 |
351.33 |
250303.03 |
203136.55 |
| 119 |
4039.73 |
3464.06 |
575.67 |
231328.04 |
249399.78 |
2449.12 |
2121.21 |
327.90 |
252424.24 |
203464.46 |
| 120 |
4039.73 |
3502.31 |
537.42 |
234830.35 |
249937.20 |
2425.69 |
2121.21 |
304.48 |
254545.45 |
203768.94 |
| 第11年 |
121 |
4039.73 |
3540.98 |
498.75 |
238371.34 |
250435.95 |
2402.27 |
2121.21 |
281.06 |
256666.67 |
204050.00 |
| 122 |
4039.73 |
3580.08 |
459.65 |
241951.42 |
250895.60 |
2378.85 |
2121.21 |
257.64 |
258787.88 |
204307.64 |
| 123 |
4039.73 |
3619.61 |
420.12 |
245571.03 |
251315.72 |
2355.43 |
2121.21 |
234.22 |
260909.09 |
204541.86 |
| 124 |
4039.73 |
3659.58 |
380.15 |
249230.60 |
251695.87 |
2332.01 |
2121.21 |
210.80 |
263030.30 |
204752.65 |
| 125 |
4039.73 |
3699.98 |
339.75 |
252930.59 |
252035.62 |
2308.59 |
2121.21 |
187.37 |
265151.52 |
204940.03 |
| 126 |
4039.73 |
3740.84 |
298.89 |
256671.42 |
252334.51 |
2285.16 |
2121.21 |
163.95 |
267272.73 |
205103.98 |
| 127 |
4039.73 |
3782.14 |
257.59 |
260453.57 |
252592.10 |
2261.74 |
2121.21 |
140.53 |
269393.94 |
205244.51 |
| 128 |
4039.73 |
3823.90 |
215.83 |
264277.47 |
252807.92 |
2238.32 |
2121.21 |
117.11 |
271515.15 |
205361.62 |
| 129 |
4039.73 |
3866.13 |
173.60 |
268143.60 |
252981.52 |
2214.90 |
2121.21 |
93.69 |
273636.36 |
205455.30 |
| 130 |
4039.73 |
3908.82 |
130.91 |
272052.41 |
253112.44 |
2191.48 |
2121.21 |
70.27 |
275757.58 |
205525.57 |
| 131 |
4039.73 |
3951.98 |
87.75 |
276004.39 |
253200.19 |
2168.06 |
2121.21 |
46.84 |
277878.79 |
205572.41 |
| 132 |
4039.73 |
3995.61 |
44.12 |
280000.00 |
253244.31 |
2144.63 |
2121.21 |
23.42 |
280000.00 |
205595.83 |
|
汇总：
|
等额本息
总利息：253244.31元 总还款：533244.31元
|
等额本金
总利息：205595.83元 总还款：485595.83元
|
|
年利率为：13.25%，折扣： 不打折，贷款：28.0万，
分132期(11年)， 等额本息比等额本金多：47648.48元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。