期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23605.47 |
5661.72 |
17943.75 |
5661.72 |
17943.75 |
30443.75 |
12500.00 |
17943.75 |
12500.00 |
17943.75 |
2 |
23605.47 |
5723.29 |
17882.18 |
11385.01 |
35825.93 |
30307.81 |
12500.00 |
17807.81 |
25000.00 |
35751.56 |
3 |
23605.47 |
5785.53 |
17819.94 |
17170.55 |
53645.87 |
30171.88 |
12500.00 |
17671.88 |
37500.00 |
53423.44 |
4 |
23605.47 |
5848.45 |
17757.02 |
23019.00 |
71402.89 |
30035.94 |
12500.00 |
17535.94 |
50000.00 |
70959.38 |
5 |
23605.47 |
5912.05 |
17693.42 |
28931.05 |
89096.31 |
29900.00 |
12500.00 |
17400.00 |
62500.00 |
88359.38 |
6 |
23605.47 |
5976.35 |
17629.12 |
34907.40 |
106725.43 |
29764.06 |
12500.00 |
17264.06 |
75000.00 |
105623.44 |
7 |
23605.47 |
6041.34 |
17564.13 |
40948.73 |
124289.56 |
29628.13 |
12500.00 |
17128.13 |
87500.00 |
122751.56 |
8 |
23605.47 |
6107.04 |
17498.43 |
47055.77 |
141787.99 |
29492.19 |
12500.00 |
16992.19 |
100000.00 |
139743.75 |
9 |
23605.47 |
6173.45 |
17432.02 |
53229.23 |
159220.01 |
29356.25 |
12500.00 |
16856.25 |
112500.00 |
156600.00 |
10 |
23605.47 |
6240.59 |
17364.88 |
59469.81 |
176584.90 |
29220.31 |
12500.00 |
16720.31 |
125000.00 |
173320.31 |
11 |
23605.47 |
6308.46 |
17297.02 |
65778.27 |
193881.91 |
29084.38 |
12500.00 |
16584.38 |
137500.00 |
189904.69 |
12 |
23605.47 |
6377.06 |
17228.41 |
72155.33 |
211110.32 |
28948.44 |
12500.00 |
16448.44 |
150000.00 |
206353.13 |
第2年 |
13 |
23605.47 |
6446.41 |
17159.06 |
78601.74 |
228269.38 |
28812.50 |
12500.00 |
16312.50 |
162500.00 |
222665.63 |
14 |
23605.47 |
6516.51 |
17088.96 |
85118.25 |
245358.34 |
28676.56 |
12500.00 |
16176.56 |
175000.00 |
238842.19 |
15 |
23605.47 |
6587.38 |
17018.09 |
91705.64 |
262376.43 |
28540.63 |
12500.00 |
16040.63 |
187500.00 |
254882.81 |
16 |
23605.47 |
6659.02 |
16946.45 |
98364.66 |
279322.88 |
28404.69 |
12500.00 |
15904.69 |
200000.00 |
270787.50 |
17 |
23605.47 |
6731.44 |
16874.03 |
105096.09 |
296196.91 |
28268.75 |
12500.00 |
15768.75 |
212500.00 |
286556.25 |
18 |
23605.47 |
6804.64 |
16800.83 |
111900.73 |
312997.74 |
28132.81 |
12500.00 |
15632.81 |
225000.00 |
302189.06 |
19 |
23605.47 |
6878.64 |
16726.83 |
118779.37 |
329724.57 |
27996.88 |
12500.00 |
15496.88 |
237500.00 |
317685.94 |
20 |
23605.47 |
6953.45 |
16652.02 |
125732.82 |
346376.60 |
27860.94 |
12500.00 |
15360.94 |
250000.00 |
333046.88 |
21 |
23605.47 |
7029.07 |
16576.41 |
132761.89 |
362953.00 |
27725.00 |
12500.00 |
15225.00 |
262500.00 |
348271.88 |
22 |
23605.47 |
7105.51 |
16499.96 |
139867.39 |
379452.97 |
27589.06 |
12500.00 |
15089.06 |
275000.00 |
363360.94 |
23 |
23605.47 |
7182.78 |
16422.69 |
147050.17 |
395875.66 |
27453.13 |
12500.00 |
14953.13 |
287500.00 |
378314.06 |
24 |
23605.47 |
7260.89 |
16344.58 |
154311.06 |
412220.24 |
27317.19 |
12500.00 |
14817.19 |
300000.00 |
393131.25 |
第3年 |
25 |
23605.47 |
7339.85 |
16265.62 |
161650.92 |
428485.86 |
27181.25 |
12500.00 |
14681.25 |
312500.00 |
407812.50 |
26 |
23605.47 |
7419.67 |
16185.80 |
169070.59 |
444671.65 |
27045.31 |
12500.00 |
14545.31 |
325000.00 |
422357.81 |
27 |
23605.47 |
7500.36 |
16105.11 |
176570.96 |
460776.76 |
26909.38 |
12500.00 |
14409.38 |
337500.00 |
436767.19 |
28 |
23605.47 |
7581.93 |
16023.54 |
184152.89 |
476800.30 |
26773.44 |
12500.00 |
14273.44 |
350000.00 |
451040.63 |
29 |
23605.47 |
7664.38 |
15941.09 |
191817.27 |
492741.39 |
26637.50 |
12500.00 |
14137.50 |
362500.00 |
465178.13 |
30 |
23605.47 |
7747.73 |
15857.74 |
199565.00 |
508599.13 |
26501.56 |
12500.00 |
14001.56 |
375000.00 |
479179.69 |
31 |
23605.47 |
7831.99 |
15773.48 |
207396.99 |
524372.61 |
26365.63 |
12500.00 |
13865.63 |
387500.00 |
493045.31 |
32 |
23605.47 |
7917.16 |
15688.31 |
215314.16 |
540060.91 |
26229.69 |
12500.00 |
13729.69 |
400000.00 |
506775.00 |
33 |
23605.47 |
8003.26 |
15602.21 |
223317.42 |
555663.12 |
26093.75 |
12500.00 |
13593.75 |
412500.00 |
520368.75 |
34 |
23605.47 |
8090.30 |
15515.17 |
231407.72 |
571178.30 |
25957.81 |
12500.00 |
13457.81 |
425000.00 |
533826.56 |
35 |
23605.47 |
8178.28 |
15427.19 |
239586.00 |
586605.49 |
25821.88 |
12500.00 |
13321.88 |
437500.00 |
547148.44 |
36 |
23605.47 |
8267.22 |
15338.25 |
247853.22 |
601943.74 |
25685.94 |
12500.00 |
13185.94 |
450000.00 |
560334.38 |
第4年 |
37 |
23605.47 |
8357.12 |
15248.35 |
256210.34 |
617192.09 |
25550.00 |
12500.00 |
13050.00 |
462500.00 |
573384.38 |
38 |
23605.47 |
8448.01 |
15157.46 |
264658.35 |
632349.55 |
25414.06 |
12500.00 |
12914.06 |
475000.00 |
586298.44 |
39 |
23605.47 |
8539.88 |
15065.59 |
273198.23 |
647415.14 |
25278.13 |
12500.00 |
12778.13 |
487500.00 |
599076.56 |
40 |
23605.47 |
8632.75 |
14972.72 |
281830.98 |
662387.86 |
25142.19 |
12500.00 |
12642.19 |
500000.00 |
611718.75 |
41 |
23605.47 |
8726.63 |
14878.84 |
290557.61 |
677266.70 |
25006.25 |
12500.00 |
12506.25 |
512500.00 |
624225.00 |
42 |
23605.47 |
8821.54 |
14783.94 |
299379.15 |
692050.63 |
24870.31 |
12500.00 |
12370.31 |
525000.00 |
636595.31 |
43 |
23605.47 |
8917.47 |
14688.00 |
308296.62 |
706738.63 |
24734.38 |
12500.00 |
12234.38 |
537500.00 |
648829.69 |
44 |
23605.47 |
9014.45 |
14591.02 |
317311.07 |
721329.66 |
24598.44 |
12500.00 |
12098.44 |
550000.00 |
660928.13 |
45 |
23605.47 |
9112.48 |
14492.99 |
326423.54 |
735822.65 |
24462.50 |
12500.00 |
11962.50 |
562500.00 |
672890.63 |
46 |
23605.47 |
9211.58 |
14393.89 |
335635.12 |
750216.54 |
24326.56 |
12500.00 |
11826.56 |
575000.00 |
684717.19 |
47 |
23605.47 |
9311.75 |
14293.72 |
344946.87 |
764510.26 |
24190.63 |
12500.00 |
11690.63 |
587500.00 |
696407.81 |
48 |
23605.47 |
9413.02 |
14192.45 |
354359.89 |
778702.71 |
24054.69 |
12500.00 |
11554.69 |
600000.00 |
707962.50 |
第5年 |
49 |
23605.47 |
9515.38 |
14090.09 |
363875.28 |
792792.80 |
23918.75 |
12500.00 |
11418.75 |
612500.00 |
719381.25 |
50 |
23605.47 |
9618.86 |
13986.61 |
373494.14 |
806779.41 |
23782.81 |
12500.00 |
11282.81 |
625000.00 |
730664.06 |
51 |
23605.47 |
9723.47 |
13882.00 |
383217.61 |
820661.41 |
23646.88 |
12500.00 |
11146.88 |
637500.00 |
741810.94 |
52 |
23605.47 |
9829.21 |
13776.26 |
393046.82 |
834437.67 |
23510.94 |
12500.00 |
11010.94 |
650000.00 |
752821.88 |
53 |
23605.47 |
9936.11 |
13669.37 |
402982.93 |
848107.03 |
23375.00 |
12500.00 |
10875.00 |
662500.00 |
763696.88 |
54 |
23605.47 |
10044.16 |
13561.31 |
413027.09 |
861668.34 |
23239.06 |
12500.00 |
10739.06 |
675000.00 |
774435.94 |
55 |
23605.47 |
10153.39 |
13452.08 |
423180.48 |
875120.42 |
23103.13 |
12500.00 |
10603.13 |
687500.00 |
785039.06 |
56 |
23605.47 |
10263.81 |
13341.66 |
433444.29 |
888462.09 |
22967.19 |
12500.00 |
10467.19 |
700000.00 |
795506.25 |
57 |
23605.47 |
10375.43 |
13230.04 |
443819.72 |
901692.13 |
22831.25 |
12500.00 |
10331.25 |
712500.00 |
805837.50 |
58 |
23605.47 |
10488.26 |
13117.21 |
454307.98 |
914809.34 |
22695.31 |
12500.00 |
10195.31 |
725000.00 |
816032.81 |
59 |
23605.47 |
10602.32 |
13003.15 |
464910.30 |
927812.49 |
22559.38 |
12500.00 |
10059.38 |
737500.00 |
826092.19 |
60 |
23605.47 |
10717.62 |
12887.85 |
475627.92 |
940700.34 |
22423.44 |
12500.00 |
9923.44 |
750000.00 |
836015.63 |
第6年 |
61 |
23605.47 |
10834.17 |
12771.30 |
486462.09 |
953471.64 |
22287.50 |
12500.00 |
9787.50 |
762500.00 |
845803.13 |
62 |
23605.47 |
10952.00 |
12653.47 |
497414.09 |
966125.11 |
22151.56 |
12500.00 |
9651.56 |
775000.00 |
855454.69 |
63 |
23605.47 |
11071.10 |
12534.37 |
508485.19 |
978659.48 |
22015.63 |
12500.00 |
9515.63 |
787500.00 |
864970.31 |
64 |
23605.47 |
11191.50 |
12413.97 |
519676.68 |
991073.46 |
21879.69 |
12500.00 |
9379.69 |
800000.00 |
874350.00 |
65 |
23605.47 |
11313.20 |
12292.27 |
530989.89 |
1003365.72 |
21743.75 |
12500.00 |
9243.75 |
812500.00 |
883593.75 |
66 |
23605.47 |
11436.24 |
12169.23 |
542426.13 |
1015534.96 |
21607.81 |
12500.00 |
9107.81 |
825000.00 |
892701.56 |
67 |
23605.47 |
11560.61 |
12044.87 |
553986.73 |
1027579.82 |
21471.88 |
12500.00 |
8971.88 |
837500.00 |
901673.44 |
68 |
23605.47 |
11686.33 |
11919.14 |
565673.06 |
1039498.97 |
21335.94 |
12500.00 |
8835.94 |
850000.00 |
910509.38 |
69 |
23605.47 |
11813.42 |
11792.06 |
577486.47 |
1051291.02 |
21200.00 |
12500.00 |
8700.00 |
862500.00 |
919209.38 |
70 |
23605.47 |
11941.89 |
11663.58 |
589428.36 |
1062954.61 |
21064.06 |
12500.00 |
8564.06 |
875000.00 |
927773.44 |
71 |
23605.47 |
12071.75 |
11533.72 |
601500.11 |
1074488.33 |
20928.13 |
12500.00 |
8428.13 |
887500.00 |
936201.56 |
72 |
23605.47 |
12203.03 |
11402.44 |
613703.15 |
1085890.76 |
20792.19 |
12500.00 |
8292.19 |
900000.00 |
944493.75 |
第7年 |
73 |
23605.47 |
12335.74 |
11269.73 |
626038.89 |
1097160.49 |
20656.25 |
12500.00 |
8156.25 |
912500.00 |
952650.00 |
74 |
23605.47 |
12469.89 |
11135.58 |
638508.79 |
1108296.07 |
20520.31 |
12500.00 |
8020.31 |
925000.00 |
960670.31 |
75 |
23605.47 |
12605.50 |
10999.97 |
651114.29 |
1119296.03 |
20384.38 |
12500.00 |
7884.38 |
937500.00 |
968554.69 |
76 |
23605.47 |
12742.59 |
10862.88 |
663856.88 |
1130158.92 |
20248.44 |
12500.00 |
7748.44 |
950000.00 |
976303.13 |
77 |
23605.47 |
12881.16 |
10724.31 |
676738.04 |
1140883.22 |
20112.50 |
12500.00 |
7612.50 |
962500.00 |
983915.63 |
78 |
23605.47 |
13021.25 |
10584.22 |
689759.29 |
1151467.45 |
19976.56 |
12500.00 |
7476.56 |
975000.00 |
991392.19 |
79 |
23605.47 |
13162.85 |
10442.62 |
702922.14 |
1161910.06 |
19840.63 |
12500.00 |
7340.63 |
987500.00 |
998732.81 |
80 |
23605.47 |
13306.00 |
10299.47 |
716228.14 |
1172209.54 |
19704.69 |
12500.00 |
7204.69 |
1000000.00 |
1005937.50 |
81 |
23605.47 |
13450.70 |
10154.77 |
729678.84 |
1182364.30 |
19568.75 |
12500.00 |
7068.75 |
1012500.00 |
1013006.25 |
82 |
23605.47 |
13596.98 |
10008.49 |
743275.82 |
1192372.80 |
19432.81 |
12500.00 |
6932.81 |
1025000.00 |
1019939.06 |
83 |
23605.47 |
13744.85 |
9860.63 |
757020.67 |
1202233.42 |
19296.88 |
12500.00 |
6796.88 |
1037500.00 |
1026735.94 |
84 |
23605.47 |
13894.32 |
9711.15 |
770914.99 |
1211944.57 |
19160.94 |
12500.00 |
6660.94 |
1050000.00 |
1033396.88 |
第8年 |
85 |
23605.47 |
14045.42 |
9560.05 |
784960.41 |
1221504.62 |
19025.00 |
12500.00 |
6525.00 |
1062500.00 |
1039921.88 |
86 |
23605.47 |
14198.17 |
9407.31 |
799158.58 |
1230911.93 |
18889.06 |
12500.00 |
6389.06 |
1075000.00 |
1046310.94 |
87 |
23605.47 |
14352.57 |
9252.90 |
813511.15 |
1240164.83 |
18753.13 |
12500.00 |
6253.13 |
1087500.00 |
1052564.06 |
88 |
23605.47 |
14508.65 |
9096.82 |
828019.80 |
1249261.64 |
18617.19 |
12500.00 |
6117.19 |
1100000.00 |
1058681.25 |
89 |
23605.47 |
14666.44 |
8939.03 |
842686.24 |
1258200.68 |
18481.25 |
12500.00 |
5981.25 |
1112500.00 |
1064662.50 |
90 |
23605.47 |
14825.93 |
8779.54 |
857512.17 |
1266980.22 |
18345.31 |
12500.00 |
5845.31 |
1125000.00 |
1070507.81 |
91 |
23605.47 |
14987.17 |
8618.31 |
872499.34 |
1275598.52 |
18209.38 |
12500.00 |
5709.38 |
1137500.00 |
1076217.19 |
92 |
23605.47 |
15150.15 |
8455.32 |
887649.49 |
1284053.84 |
18073.44 |
12500.00 |
5573.44 |
1150000.00 |
1081790.63 |
93 |
23605.47 |
15314.91 |
8290.56 |
902964.40 |
1292344.40 |
17937.50 |
12500.00 |
5437.50 |
1162500.00 |
1087228.13 |
94 |
23605.47 |
15481.46 |
8124.01 |
918445.86 |
1300468.42 |
17801.56 |
12500.00 |
5301.56 |
1175000.00 |
1092529.69 |
95 |
23605.47 |
15649.82 |
7955.65 |
934095.68 |
1308424.07 |
17665.63 |
12500.00 |
5165.63 |
1187500.00 |
1097695.31 |
96 |
23605.47 |
15820.01 |
7785.46 |
949915.69 |
1316209.53 |
17529.69 |
12500.00 |
5029.69 |
1200000.00 |
1102725.00 |
第9年 |
97 |
23605.47 |
15992.05 |
7613.42 |
965907.74 |
1323822.94 |
17393.75 |
12500.00 |
4893.75 |
1212500.00 |
1107618.75 |
98 |
23605.47 |
16165.97 |
7439.50 |
982073.71 |
1331262.45 |
17257.81 |
12500.00 |
4757.81 |
1225000.00 |
1112376.56 |
99 |
23605.47 |
16341.77 |
7263.70 |
998415.48 |
1338526.14 |
17121.88 |
12500.00 |
4621.88 |
1237500.00 |
1116998.44 |
100 |
23605.47 |
16519.49 |
7085.98 |
1014934.97 |
1345612.13 |
16985.94 |
12500.00 |
4485.94 |
1250000.00 |
1121484.38 |
101 |
23605.47 |
16699.14 |
6906.33 |
1031634.11 |
1352518.46 |
16850.00 |
12500.00 |
4350.00 |
1262500.00 |
1125834.38 |
102 |
23605.47 |
16880.74 |
6724.73 |
1048514.85 |
1359243.19 |
16714.06 |
12500.00 |
4214.06 |
1275000.00 |
1130048.44 |
103 |
23605.47 |
17064.32 |
6541.15 |
1065579.17 |
1365784.34 |
16578.13 |
12500.00 |
4078.13 |
1287500.00 |
1134126.56 |
104 |
23605.47 |
17249.89 |
6355.58 |
1082829.07 |
1372139.92 |
16442.19 |
12500.00 |
3942.19 |
1300000.00 |
1138068.75 |
105 |
23605.47 |
17437.49 |
6167.98 |
1100266.55 |
1378307.90 |
16306.25 |
12500.00 |
3806.25 |
1312500.00 |
1141875.00 |
106 |
23605.47 |
17627.12 |
5978.35 |
1117893.67 |
1384286.25 |
16170.31 |
12500.00 |
3670.31 |
1325000.00 |
1145545.31 |
107 |
23605.47 |
17818.81 |
5786.66 |
1135712.49 |
1390072.91 |
16034.38 |
12500.00 |
3534.38 |
1337500.00 |
1149079.69 |
108 |
23605.47 |
18012.59 |
5592.88 |
1153725.08 |
1395665.78 |
15898.44 |
12500.00 |
3398.44 |
1350000.00 |
1152478.13 |
第10年 |
109 |
23605.47 |
18208.48 |
5396.99 |
1171933.56 |
1401062.77 |
15762.50 |
12500.00 |
3262.50 |
1362500.00 |
1155740.63 |
110 |
23605.47 |
18406.50 |
5198.97 |
1190340.06 |
1406261.75 |
15626.56 |
12500.00 |
3126.56 |
1375000.00 |
1158867.19 |
111 |
23605.47 |
18606.67 |
4998.80 |
1208946.73 |
1411260.55 |
15490.63 |
12500.00 |
2990.63 |
1387500.00 |
1161857.81 |
112 |
23605.47 |
18809.02 |
4796.45 |
1227755.75 |
1416057.00 |
15354.69 |
12500.00 |
2854.69 |
1400000.00 |
1164712.50 |
113 |
23605.47 |
19013.56 |
4591.91 |
1246769.31 |
1420648.91 |
15218.75 |
12500.00 |
2718.75 |
1412500.00 |
1167431.25 |
114 |
23605.47 |
19220.34 |
4385.13 |
1265989.65 |
1425034.04 |
15082.81 |
12500.00 |
2582.81 |
1425000.00 |
1170014.06 |
115 |
23605.47 |
19429.36 |
4176.11 |
1285419.01 |
1429210.15 |
14946.88 |
12500.00 |
2446.88 |
1437500.00 |
1172460.94 |
116 |
23605.47 |
19640.65 |
3964.82 |
1305059.66 |
1433174.97 |
14810.94 |
12500.00 |
2310.94 |
1450000.00 |
1174771.88 |
117 |
23605.47 |
19854.24 |
3751.23 |
1324913.91 |
1436926.20 |
14675.00 |
12500.00 |
2175.00 |
1462500.00 |
1176946.88 |
118 |
23605.47 |
20070.16 |
3535.31 |
1344984.06 |
1440461.51 |
14539.06 |
12500.00 |
2039.06 |
1475000.00 |
1178985.94 |
119 |
23605.47 |
20288.42 |
3317.05 |
1365272.49 |
1443778.56 |
14403.13 |
12500.00 |
1903.13 |
1487500.00 |
1180889.06 |
120 |
23605.47 |
20509.06 |
3096.41 |
1385781.55 |
1446874.97 |
14267.19 |
12500.00 |
1767.19 |
1500000.00 |
1182656.25 |
第11年 |
121 |
23605.47 |
20732.10 |
2873.38 |
1406513.64 |
1449748.35 |
14131.25 |
12500.00 |
1631.25 |
1512500.00 |
1184287.50 |
122 |
23605.47 |
20957.56 |
2647.91 |
1427471.20 |
1452396.26 |
13995.31 |
12500.00 |
1495.31 |
1525000.00 |
1185782.81 |
123 |
23605.47 |
21185.47 |
2420.00 |
1448656.67 |
1454816.26 |
13859.38 |
12500.00 |
1359.38 |
1537500.00 |
1187142.19 |
124 |
23605.47 |
21415.86 |
2189.61 |
1470072.53 |
1457005.87 |
13723.44 |
12500.00 |
1223.44 |
1550000.00 |
1188365.63 |
125 |
23605.47 |
21648.76 |
1956.71 |
1491721.29 |
1458962.58 |
13587.50 |
12500.00 |
1087.50 |
1562500.00 |
1189453.13 |
126 |
23605.47 |
21884.19 |
1721.28 |
1513605.48 |
1460683.86 |
13451.56 |
12500.00 |
951.56 |
1575000.00 |
1190404.69 |
127 |
23605.47 |
22122.18 |
1483.29 |
1535727.66 |
1462167.15 |
13315.63 |
12500.00 |
815.63 |
1587500.00 |
1191220.31 |
128 |
23605.47 |
22362.76 |
1242.71 |
1558090.42 |
1463409.86 |
13179.69 |
12500.00 |
679.69 |
1600000.00 |
1191900.00 |
129 |
23605.47 |
22605.95 |
999.52 |
1580696.38 |
1464409.38 |
13043.75 |
12500.00 |
543.75 |
1612500.00 |
1192443.75 |
130 |
23605.47 |
22851.79 |
753.68 |
1603548.17 |
1465163.06 |
12907.81 |
12500.00 |
407.81 |
1625000.00 |
1192851.56 |
131 |
23605.47 |
23100.31 |
505.16 |
1626648.48 |
1465668.22 |
12771.88 |
12500.00 |
271.88 |
1637500.00 |
1193123.44 |
132 |
23605.47 |
23351.52 |
253.95 |
1650000.00 |
1465922.17 |
12635.94 |
12500.00 |
135.94 |
1650000.00 |
1193259.38 |
汇总:
|
等额本息
总利息:1465922.17元 总还款:3115922.17元
|
等额本金
总利息:1193259.38元 总还款:2843259.38元
|
年利率为:13.05%,折扣: 不打折,贷款:165.0万,
分132期(11年), 等额本息比等额本金多:272662.79元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。