| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4121.14 |
1096.14 |
3025.00 |
1096.14 |
3025.00 |
5297.73 |
2272.73 |
3025.00 |
2272.73 |
3025.00 |
| 2 |
4121.14 |
1107.19 |
3013.95 |
2203.33 |
6038.95 |
5274.81 |
2272.73 |
3002.08 |
4545.45 |
6027.08 |
| 3 |
4121.14 |
1118.36 |
3002.78 |
3321.69 |
9041.73 |
5251.89 |
2272.73 |
2979.17 |
6818.18 |
9006.25 |
| 4 |
4121.14 |
1129.63 |
2991.51 |
4451.33 |
12033.24 |
5228.98 |
2272.73 |
2956.25 |
9090.91 |
11962.50 |
| 5 |
4121.14 |
1141.03 |
2980.12 |
5592.35 |
15013.35 |
5206.06 |
2272.73 |
2933.33 |
11363.64 |
14895.83 |
| 6 |
4121.14 |
1152.53 |
2968.61 |
6744.88 |
17981.96 |
5183.14 |
2272.73 |
2910.42 |
13636.36 |
17806.25 |
| 7 |
4121.14 |
1164.15 |
2956.99 |
7909.03 |
20938.95 |
5160.23 |
2272.73 |
2887.50 |
15909.09 |
20693.75 |
| 8 |
4121.14 |
1175.89 |
2945.25 |
9084.92 |
23884.20 |
5137.31 |
2272.73 |
2864.58 |
18181.82 |
23558.33 |
| 9 |
4121.14 |
1187.75 |
2933.39 |
10272.67 |
26817.60 |
5114.39 |
2272.73 |
2841.67 |
20454.55 |
26400.00 |
| 10 |
4121.14 |
1199.72 |
2921.42 |
11472.40 |
29739.01 |
5091.48 |
2272.73 |
2818.75 |
22727.27 |
29218.75 |
| 11 |
4121.14 |
1211.82 |
2909.32 |
12684.22 |
32648.33 |
5068.56 |
2272.73 |
2795.83 |
25000.00 |
32014.58 |
| 12 |
4121.14 |
1224.04 |
2897.10 |
13908.26 |
35545.43 |
5045.64 |
2272.73 |
2772.92 |
27272.73 |
34787.50 |
| 第2年 |
13 |
4121.14 |
1236.38 |
2884.76 |
15144.64 |
38430.19 |
5022.73 |
2272.73 |
2750.00 |
29545.45 |
37537.50 |
| 14 |
4121.14 |
1248.85 |
2872.29 |
16393.49 |
41302.48 |
4999.81 |
2272.73 |
2727.08 |
31818.18 |
40264.58 |
| 15 |
4121.14 |
1261.44 |
2859.70 |
17654.93 |
44162.18 |
4976.89 |
2272.73 |
2704.17 |
34090.91 |
42968.75 |
| 16 |
4121.14 |
1274.16 |
2846.98 |
18929.09 |
47009.16 |
4953.98 |
2272.73 |
2681.25 |
36363.64 |
45650.00 |
| 17 |
4121.14 |
1287.01 |
2834.13 |
20216.10 |
49843.29 |
4931.06 |
2272.73 |
2658.33 |
38636.36 |
48308.33 |
| 18 |
4121.14 |
1299.99 |
2821.15 |
21516.09 |
52664.45 |
4908.14 |
2272.73 |
2635.42 |
40909.09 |
50943.75 |
| 19 |
4121.14 |
1313.09 |
2808.05 |
22829.18 |
55472.49 |
4885.23 |
2272.73 |
2612.50 |
43181.82 |
53556.25 |
| 20 |
4121.14 |
1326.34 |
2794.81 |
24155.52 |
58267.30 |
4862.31 |
2272.73 |
2589.58 |
45454.55 |
56145.83 |
| 21 |
4121.14 |
1339.71 |
2781.43 |
25495.23 |
61048.73 |
4839.39 |
2272.73 |
2566.67 |
47727.27 |
58712.50 |
| 22 |
4121.14 |
1353.22 |
2767.92 |
26848.44 |
63816.66 |
4816.48 |
2272.73 |
2543.75 |
50000.00 |
61256.25 |
| 23 |
4121.14 |
1366.86 |
2754.28 |
28215.31 |
66570.93 |
4793.56 |
2272.73 |
2520.83 |
52272.73 |
63777.08 |
| 24 |
4121.14 |
1380.65 |
2740.50 |
29595.95 |
69311.43 |
4770.64 |
2272.73 |
2497.92 |
54545.45 |
66275.00 |
| 第3年 |
25 |
4121.14 |
1394.57 |
2726.57 |
30990.52 |
72038.00 |
4747.73 |
2272.73 |
2475.00 |
56818.18 |
68750.00 |
| 26 |
4121.14 |
1408.63 |
2712.51 |
32399.15 |
74750.52 |
4724.81 |
2272.73 |
2452.08 |
59090.91 |
71202.08 |
| 27 |
4121.14 |
1422.83 |
2698.31 |
33821.98 |
77448.82 |
4701.89 |
2272.73 |
2429.17 |
61363.64 |
73631.25 |
| 28 |
4121.14 |
1437.18 |
2683.96 |
35259.16 |
80132.79 |
4678.98 |
2272.73 |
2406.25 |
63636.36 |
76037.50 |
| 29 |
4121.14 |
1451.67 |
2669.47 |
36710.83 |
82802.26 |
4656.06 |
2272.73 |
2383.33 |
65909.09 |
78420.83 |
| 30 |
4121.14 |
1466.31 |
2654.83 |
38177.14 |
85457.09 |
4633.14 |
2272.73 |
2360.42 |
68181.82 |
80781.25 |
| 31 |
4121.14 |
1481.09 |
2640.05 |
39658.23 |
88097.14 |
4610.23 |
2272.73 |
2337.50 |
70454.55 |
83118.75 |
| 32 |
4121.14 |
1496.03 |
2625.11 |
41154.26 |
90722.25 |
4587.31 |
2272.73 |
2314.58 |
72727.27 |
85433.33 |
| 33 |
4121.14 |
1511.11 |
2610.03 |
42665.37 |
93332.28 |
4564.39 |
2272.73 |
2291.67 |
75000.00 |
87725.00 |
| 34 |
4121.14 |
1526.35 |
2594.79 |
44191.72 |
95927.07 |
4541.48 |
2272.73 |
2268.75 |
77272.73 |
89993.75 |
| 35 |
4121.14 |
1541.74 |
2579.40 |
45733.46 |
98506.47 |
4518.56 |
2272.73 |
2245.83 |
79545.45 |
92239.58 |
| 36 |
4121.14 |
1557.29 |
2563.85 |
47290.75 |
101070.32 |
4495.64 |
2272.73 |
2222.92 |
81818.18 |
94462.50 |
| 第4年 |
37 |
4121.14 |
1572.99 |
2548.15 |
48863.74 |
103618.47 |
4472.73 |
2272.73 |
2200.00 |
84090.91 |
96662.50 |
| 38 |
4121.14 |
1588.85 |
2532.29 |
50452.59 |
106150.76 |
4449.81 |
2272.73 |
2177.08 |
86363.64 |
98839.58 |
| 39 |
4121.14 |
1604.87 |
2516.27 |
52057.46 |
108667.03 |
4426.89 |
2272.73 |
2154.17 |
88636.36 |
100993.75 |
| 40 |
4121.14 |
1621.05 |
2500.09 |
53678.51 |
111167.12 |
4403.98 |
2272.73 |
2131.25 |
90909.09 |
103125.00 |
| 41 |
4121.14 |
1637.40 |
2483.74 |
55315.91 |
113650.86 |
4381.06 |
2272.73 |
2108.33 |
93181.82 |
105233.33 |
| 42 |
4121.14 |
1653.91 |
2467.23 |
56969.82 |
116118.09 |
4358.14 |
2272.73 |
2085.42 |
95454.55 |
107318.75 |
| 43 |
4121.14 |
1670.59 |
2450.55 |
58640.41 |
118568.65 |
4335.23 |
2272.73 |
2062.50 |
97727.27 |
109381.25 |
| 44 |
4121.14 |
1687.43 |
2433.71 |
60327.84 |
121002.36 |
4312.31 |
2272.73 |
2039.58 |
100000.00 |
111420.83 |
| 45 |
4121.14 |
1704.45 |
2416.69 |
62032.29 |
123419.05 |
4289.39 |
2272.73 |
2016.67 |
102272.73 |
113437.50 |
| 46 |
4121.14 |
1721.63 |
2399.51 |
63753.92 |
125818.56 |
4266.48 |
2272.73 |
1993.75 |
104545.45 |
115431.25 |
| 47 |
4121.14 |
1738.99 |
2382.15 |
65492.91 |
128200.71 |
4243.56 |
2272.73 |
1970.83 |
106818.18 |
117402.08 |
| 48 |
4121.14 |
1756.53 |
2364.61 |
67249.44 |
130565.32 |
4220.64 |
2272.73 |
1947.92 |
109090.91 |
119350.00 |
| 第5年 |
49 |
4121.14 |
1774.24 |
2346.90 |
69023.68 |
132912.22 |
4197.73 |
2272.73 |
1925.00 |
111363.64 |
121275.00 |
| 50 |
4121.14 |
1792.13 |
2329.01 |
70815.81 |
135241.23 |
4174.81 |
2272.73 |
1902.08 |
113636.36 |
123177.08 |
| 51 |
4121.14 |
1810.20 |
2310.94 |
72626.01 |
137552.17 |
4151.89 |
2272.73 |
1879.17 |
115909.09 |
125056.25 |
| 52 |
4121.14 |
1828.45 |
2292.69 |
74454.46 |
139844.86 |
4128.98 |
2272.73 |
1856.25 |
118181.82 |
126912.50 |
| 53 |
4121.14 |
1846.89 |
2274.25 |
76301.35 |
142119.11 |
4106.06 |
2272.73 |
1833.33 |
120454.55 |
128745.83 |
| 54 |
4121.14 |
1865.51 |
2255.63 |
78166.87 |
144374.74 |
4083.14 |
2272.73 |
1810.42 |
122727.27 |
130556.25 |
| 55 |
4121.14 |
1884.32 |
2236.82 |
80051.19 |
146611.56 |
4060.23 |
2272.73 |
1787.50 |
125000.00 |
132343.75 |
| 56 |
4121.14 |
1903.32 |
2217.82 |
81954.51 |
148829.37 |
4037.31 |
2272.73 |
1764.58 |
127272.73 |
134108.33 |
| 57 |
4121.14 |
1922.52 |
2198.63 |
83877.03 |
151028.00 |
4014.39 |
2272.73 |
1741.67 |
129545.45 |
135850.00 |
| 58 |
4121.14 |
1941.90 |
2179.24 |
85818.93 |
153207.24 |
3991.48 |
2272.73 |
1718.75 |
131818.18 |
137568.75 |
| 59 |
4121.14 |
1961.48 |
2159.66 |
87780.41 |
155366.90 |
3968.56 |
2272.73 |
1695.83 |
134090.91 |
139264.58 |
| 60 |
4121.14 |
1981.26 |
2139.88 |
89761.67 |
157506.78 |
3945.64 |
2272.73 |
1672.92 |
136363.64 |
140937.50 |
| 第6年 |
61 |
4121.14 |
2001.24 |
2119.90 |
91762.91 |
159626.68 |
3922.73 |
2272.73 |
1650.00 |
138636.36 |
142587.50 |
| 62 |
4121.14 |
2021.42 |
2099.72 |
93784.33 |
161726.41 |
3899.81 |
2272.73 |
1627.08 |
140909.09 |
144214.58 |
| 63 |
4121.14 |
2041.80 |
2079.34 |
95826.13 |
163805.75 |
3876.89 |
2272.73 |
1604.17 |
143181.82 |
145818.75 |
| 64 |
4121.14 |
2062.39 |
2058.75 |
97888.52 |
165864.50 |
3853.98 |
2272.73 |
1581.25 |
145454.55 |
147400.00 |
| 65 |
4121.14 |
2083.18 |
2037.96 |
99971.70 |
167902.46 |
3831.06 |
2272.73 |
1558.33 |
147727.27 |
148958.33 |
| 66 |
4121.14 |
2104.19 |
2016.95 |
102075.89 |
169919.41 |
3808.14 |
2272.73 |
1535.42 |
150000.00 |
150493.75 |
| 67 |
4121.14 |
2125.41 |
1995.73 |
104201.29 |
171915.15 |
3785.23 |
2272.73 |
1512.50 |
152272.73 |
152006.25 |
| 68 |
4121.14 |
2146.84 |
1974.30 |
106348.13 |
173889.45 |
3762.31 |
2272.73 |
1489.58 |
154545.45 |
153495.83 |
| 69 |
4121.14 |
2168.48 |
1952.66 |
108516.62 |
175842.11 |
3739.39 |
2272.73 |
1466.67 |
156818.18 |
154962.50 |
| 70 |
4121.14 |
2190.35 |
1930.79 |
110706.97 |
177772.90 |
3716.48 |
2272.73 |
1443.75 |
159090.91 |
156406.25 |
| 71 |
4121.14 |
2212.44 |
1908.70 |
112919.40 |
179681.60 |
3693.56 |
2272.73 |
1420.83 |
161363.64 |
157827.08 |
| 72 |
4121.14 |
2234.74 |
1886.40 |
115154.15 |
181568.00 |
3670.64 |
2272.73 |
1397.92 |
163636.36 |
159225.00 |
| 第7年 |
73 |
4121.14 |
2257.28 |
1863.86 |
117411.42 |
183431.86 |
3647.73 |
2272.73 |
1375.00 |
165909.09 |
160600.00 |
| 74 |
4121.14 |
2280.04 |
1841.10 |
119691.46 |
185272.96 |
3624.81 |
2272.73 |
1352.08 |
168181.82 |
161952.08 |
| 75 |
4121.14 |
2303.03 |
1818.11 |
121994.49 |
187091.07 |
3601.89 |
2272.73 |
1329.17 |
170454.55 |
163281.25 |
| 76 |
4121.14 |
2326.25 |
1794.89 |
124320.75 |
188885.96 |
3578.98 |
2272.73 |
1306.25 |
172727.27 |
164587.50 |
| 77 |
4121.14 |
2349.71 |
1771.43 |
126670.45 |
190657.39 |
3556.06 |
2272.73 |
1283.33 |
175000.00 |
165870.83 |
| 78 |
4121.14 |
2373.40 |
1747.74 |
129043.86 |
192405.13 |
3533.14 |
2272.73 |
1260.42 |
177272.73 |
167131.25 |
| 79 |
4121.14 |
2397.33 |
1723.81 |
131441.19 |
194128.94 |
3510.23 |
2272.73 |
1237.50 |
179545.45 |
168368.75 |
| 80 |
4121.14 |
2421.51 |
1699.63 |
133862.70 |
195828.58 |
3487.31 |
2272.73 |
1214.58 |
181818.18 |
169583.33 |
| 81 |
4121.14 |
2445.92 |
1675.22 |
136308.62 |
197503.79 |
3464.39 |
2272.73 |
1191.67 |
184090.91 |
170775.00 |
| 82 |
4121.14 |
2470.59 |
1650.55 |
138779.20 |
199154.35 |
3441.48 |
2272.73 |
1168.75 |
186363.64 |
171943.75 |
| 83 |
4121.14 |
2495.50 |
1625.64 |
141274.70 |
200779.99 |
3418.56 |
2272.73 |
1145.83 |
188636.36 |
173089.58 |
| 84 |
4121.14 |
2520.66 |
1600.48 |
143795.36 |
202380.47 |
3395.64 |
2272.73 |
1122.92 |
190909.09 |
174212.50 |
| 第8年 |
85 |
4121.14 |
2546.08 |
1575.06 |
146341.44 |
203955.53 |
3372.73 |
2272.73 |
1100.00 |
193181.82 |
175312.50 |
| 86 |
4121.14 |
2571.75 |
1549.39 |
148913.19 |
205504.93 |
3349.81 |
2272.73 |
1077.08 |
195454.55 |
176389.58 |
| 87 |
4121.14 |
2597.68 |
1523.46 |
151510.87 |
207028.38 |
3326.89 |
2272.73 |
1054.17 |
197727.27 |
177443.75 |
| 88 |
4121.14 |
2623.88 |
1497.27 |
154134.75 |
208525.65 |
3303.98 |
2272.73 |
1031.25 |
200000.00 |
178475.00 |
| 89 |
4121.14 |
2650.33 |
1470.81 |
156785.08 |
209996.46 |
3281.06 |
2272.73 |
1008.33 |
202272.73 |
179483.33 |
| 90 |
4121.14 |
2677.06 |
1444.08 |
159462.14 |
211440.54 |
3258.14 |
2272.73 |
985.42 |
204545.45 |
180468.75 |
| 91 |
4121.14 |
2704.05 |
1417.09 |
162166.19 |
212857.63 |
3235.23 |
2272.73 |
962.50 |
206818.18 |
181431.25 |
| 92 |
4121.14 |
2731.32 |
1389.82 |
164897.51 |
214247.46 |
3212.31 |
2272.73 |
939.58 |
209090.91 |
182370.83 |
| 93 |
4121.14 |
2758.86 |
1362.28 |
167656.36 |
215609.74 |
3189.39 |
2272.73 |
916.67 |
211363.64 |
183287.50 |
| 94 |
4121.14 |
2786.68 |
1334.47 |
170443.04 |
216944.20 |
3166.48 |
2272.73 |
893.75 |
213636.36 |
184181.25 |
| 95 |
4121.14 |
2814.77 |
1306.37 |
173257.81 |
218250.57 |
3143.56 |
2272.73 |
870.83 |
215909.09 |
185052.08 |
| 96 |
4121.14 |
2843.16 |
1277.98 |
176100.97 |
219528.55 |
3120.64 |
2272.73 |
847.92 |
218181.82 |
185900.00 |
| 第9年 |
97 |
4121.14 |
2871.83 |
1249.32 |
178972.80 |
220777.87 |
3097.73 |
2272.73 |
825.00 |
220454.55 |
186725.00 |
| 98 |
4121.14 |
2900.78 |
1220.36 |
181873.58 |
221998.23 |
3074.81 |
2272.73 |
802.08 |
222727.27 |
187527.08 |
| 99 |
4121.14 |
2930.03 |
1191.11 |
184803.61 |
223189.33 |
3051.89 |
2272.73 |
779.17 |
225000.00 |
188306.25 |
| 100 |
4121.14 |
2959.58 |
1161.56 |
187763.19 |
224350.90 |
3028.98 |
2272.73 |
756.25 |
227272.73 |
189062.50 |
| 101 |
4121.14 |
2989.42 |
1131.72 |
190752.61 |
225482.62 |
3006.06 |
2272.73 |
733.33 |
229545.45 |
189795.83 |
| 102 |
4121.14 |
3019.56 |
1101.58 |
193772.17 |
226584.20 |
2983.14 |
2272.73 |
710.42 |
231818.18 |
190506.25 |
| 103 |
4121.14 |
3050.01 |
1071.13 |
196822.18 |
227655.33 |
2960.23 |
2272.73 |
687.50 |
234090.91 |
191193.75 |
| 104 |
4121.14 |
3080.76 |
1040.38 |
199902.95 |
228695.70 |
2937.31 |
2272.73 |
664.58 |
236363.64 |
191858.33 |
| 105 |
4121.14 |
3111.83 |
1009.31 |
203014.78 |
229705.02 |
2914.39 |
2272.73 |
641.67 |
238636.36 |
192500.00 |
| 106 |
4121.14 |
3143.21 |
977.93 |
206157.98 |
230682.95 |
2891.48 |
2272.73 |
618.75 |
240909.09 |
193118.75 |
| 107 |
4121.14 |
3174.90 |
946.24 |
209332.88 |
231629.19 |
2868.56 |
2272.73 |
595.83 |
243181.82 |
193714.58 |
| 108 |
4121.14 |
3206.91 |
914.23 |
212539.80 |
232543.42 |
2845.64 |
2272.73 |
572.92 |
245454.55 |
194287.50 |
| 第10年 |
109 |
4121.14 |
3239.25 |
881.89 |
215779.05 |
233425.31 |
2822.73 |
2272.73 |
550.00 |
247727.27 |
194837.50 |
| 110 |
4121.14 |
3271.91 |
849.23 |
219050.96 |
234274.54 |
2799.81 |
2272.73 |
527.08 |
250000.00 |
195364.58 |
| 111 |
4121.14 |
3304.90 |
816.24 |
222355.87 |
235090.77 |
2776.89 |
2272.73 |
504.17 |
252272.73 |
195868.75 |
| 112 |
4121.14 |
3338.23 |
782.91 |
225694.10 |
235873.68 |
2753.98 |
2272.73 |
481.25 |
254545.45 |
196350.00 |
| 113 |
4121.14 |
3371.89 |
749.25 |
229065.99 |
236622.93 |
2731.06 |
2272.73 |
458.33 |
256818.18 |
196808.33 |
| 114 |
4121.14 |
3405.89 |
715.25 |
232471.88 |
237338.19 |
2708.14 |
2272.73 |
435.42 |
259090.91 |
197243.75 |
| 115 |
4121.14 |
3440.23 |
680.91 |
235912.11 |
238019.09 |
2685.23 |
2272.73 |
412.50 |
261363.64 |
197656.25 |
| 116 |
4121.14 |
3474.92 |
646.22 |
239387.03 |
238665.31 |
2662.31 |
2272.73 |
389.58 |
263636.36 |
198045.83 |
| 117 |
4121.14 |
3509.96 |
611.18 |
242896.99 |
239276.49 |
2639.39 |
2272.73 |
366.67 |
265909.09 |
198412.50 |
| 118 |
4121.14 |
3545.35 |
575.79 |
246442.34 |
239852.28 |
2616.48 |
2272.73 |
343.75 |
268181.82 |
198756.25 |
| 119 |
4121.14 |
3581.10 |
540.04 |
250023.44 |
240392.32 |
2593.56 |
2272.73 |
320.83 |
270454.55 |
199077.08 |
| 120 |
4121.14 |
3617.21 |
503.93 |
253640.65 |
240896.25 |
2570.64 |
2272.73 |
297.92 |
272727.27 |
199375.00 |
| 第11年 |
121 |
4121.14 |
3653.68 |
467.46 |
257294.34 |
241363.71 |
2547.73 |
2272.73 |
275.00 |
275000.00 |
199650.00 |
| 122 |
4121.14 |
3690.53 |
430.62 |
260984.86 |
241794.33 |
2524.81 |
2272.73 |
252.08 |
277272.73 |
199902.08 |
| 123 |
4121.14 |
3727.74 |
393.40 |
264712.60 |
242187.73 |
2501.89 |
2272.73 |
229.17 |
279545.45 |
200131.25 |
| 124 |
4121.14 |
3765.33 |
355.81 |
268477.93 |
242543.54 |
2478.98 |
2272.73 |
206.25 |
281818.18 |
200337.50 |
| 125 |
4121.14 |
3803.29 |
317.85 |
272281.22 |
242861.39 |
2456.06 |
2272.73 |
183.33 |
284090.91 |
200520.83 |
| 126 |
4121.14 |
3841.64 |
279.50 |
276122.86 |
243140.89 |
2433.14 |
2272.73 |
160.42 |
286363.64 |
200681.25 |
| 127 |
4121.14 |
3880.38 |
240.76 |
280003.24 |
243381.65 |
2410.23 |
2272.73 |
137.50 |
288636.36 |
200818.75 |
| 128 |
4121.14 |
3919.51 |
201.63 |
283922.75 |
243583.28 |
2387.31 |
2272.73 |
114.58 |
290909.09 |
200933.33 |
| 129 |
4121.14 |
3959.03 |
162.11 |
287881.78 |
243745.40 |
2364.39 |
2272.73 |
91.67 |
293181.82 |
201025.00 |
| 130 |
4121.14 |
3998.95 |
122.19 |
291880.73 |
243867.59 |
2341.48 |
2272.73 |
68.75 |
295454.55 |
201093.75 |
| 131 |
4121.14 |
4039.27 |
81.87 |
295920.00 |
243949.46 |
2318.56 |
2272.73 |
45.83 |
297727.27 |
201139.58 |
| 132 |
4121.14 |
4080.00 |
41.14 |
300000.00 |
243990.60 |
2295.64 |
2272.73 |
22.92 |
300000.00 |
201162.50 |
|
汇总：
|
等额本息
总利息：243990.60元 总还款：543990.60元
|
等额本金
总利息：201162.50元 总还款：501162.50元
|
|
年利率为：12.10%，折扣： 不打折，贷款：30万，
分132期(11年)， 等额本息比等额本金多：42828.10元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。