| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4157.97 |
1174.22 |
2983.75 |
1174.22 |
2983.75 |
5332.23 |
2348.48 |
2983.75 |
2348.48 |
2983.75 |
| 2 |
4157.97 |
1185.52 |
2972.45 |
2359.74 |
5956.20 |
5309.63 |
2348.48 |
2961.15 |
4696.97 |
5944.90 |
| 3 |
4157.97 |
1196.93 |
2961.04 |
3556.67 |
8917.24 |
5287.03 |
2348.48 |
2938.54 |
7045.45 |
8883.44 |
| 4 |
4157.97 |
1208.45 |
2949.52 |
4765.12 |
11866.75 |
5264.42 |
2348.48 |
2915.94 |
9393.94 |
11799.38 |
| 5 |
4157.97 |
1220.08 |
2937.89 |
5985.20 |
14804.64 |
5241.82 |
2348.48 |
2893.33 |
11742.42 |
14692.71 |
| 6 |
4157.97 |
1231.82 |
2926.14 |
7217.02 |
17730.78 |
5219.21 |
2348.48 |
2870.73 |
14090.91 |
17563.44 |
| 7 |
4157.97 |
1243.68 |
2914.29 |
8460.70 |
20645.07 |
5196.61 |
2348.48 |
2848.12 |
16439.39 |
20411.56 |
| 8 |
4157.97 |
1255.65 |
2902.32 |
9716.35 |
23547.38 |
5174.01 |
2348.48 |
2825.52 |
18787.88 |
23237.08 |
| 9 |
4157.97 |
1267.74 |
2890.23 |
10984.09 |
26437.61 |
5151.40 |
2348.48 |
2802.92 |
21136.36 |
26040.00 |
| 10 |
4157.97 |
1279.94 |
2878.03 |
12264.03 |
29315.64 |
5128.80 |
2348.48 |
2780.31 |
23484.85 |
28820.31 |
| 11 |
4157.97 |
1292.26 |
2865.71 |
13556.29 |
32181.35 |
5106.19 |
2348.48 |
2757.71 |
25833.33 |
31578.02 |
| 12 |
4157.97 |
1304.70 |
2853.27 |
14860.98 |
35034.62 |
5083.59 |
2348.48 |
2735.10 |
28181.82 |
34313.13 |
| 第2年 |
13 |
4157.97 |
1317.25 |
2840.71 |
16178.24 |
37875.33 |
5060.98 |
2348.48 |
2712.50 |
30530.30 |
37025.63 |
| 14 |
4157.97 |
1329.93 |
2828.03 |
17508.17 |
40703.37 |
5038.38 |
2348.48 |
2689.90 |
32878.79 |
39715.52 |
| 15 |
4157.97 |
1342.73 |
2815.23 |
18850.90 |
43518.60 |
5015.78 |
2348.48 |
2667.29 |
35227.27 |
42382.81 |
| 16 |
4157.97 |
1355.66 |
2802.31 |
20206.56 |
46320.91 |
4993.17 |
2348.48 |
2644.69 |
37575.76 |
45027.50 |
| 17 |
4157.97 |
1368.71 |
2789.26 |
21575.27 |
49110.17 |
4970.57 |
2348.48 |
2622.08 |
39924.24 |
47649.58 |
| 18 |
4157.97 |
1381.88 |
2776.09 |
22957.15 |
51886.26 |
4947.96 |
2348.48 |
2599.48 |
42272.73 |
50249.06 |
| 19 |
4157.97 |
1395.18 |
2762.79 |
24352.32 |
54649.05 |
4925.36 |
2348.48 |
2576.87 |
44621.21 |
52825.94 |
| 20 |
4157.97 |
1408.61 |
2749.36 |
25760.93 |
57398.41 |
4902.76 |
2348.48 |
2554.27 |
46969.70 |
55380.21 |
| 21 |
4157.97 |
1422.17 |
2735.80 |
27183.10 |
60134.21 |
4880.15 |
2348.48 |
2531.67 |
49318.18 |
57911.87 |
| 22 |
4157.97 |
1435.85 |
2722.11 |
28618.95 |
62856.32 |
4857.55 |
2348.48 |
2509.06 |
51666.67 |
60420.94 |
| 23 |
4157.97 |
1449.67 |
2708.29 |
30068.63 |
65564.61 |
4834.94 |
2348.48 |
2486.46 |
54015.15 |
62907.40 |
| 24 |
4157.97 |
1463.63 |
2694.34 |
31532.26 |
68258.95 |
4812.34 |
2348.48 |
2463.85 |
56363.64 |
65371.25 |
| 第3年 |
25 |
4157.97 |
1477.72 |
2680.25 |
33009.97 |
70939.21 |
4789.73 |
2348.48 |
2441.25 |
58712.12 |
67812.50 |
| 26 |
4157.97 |
1491.94 |
2666.03 |
34501.91 |
73605.24 |
4767.13 |
2348.48 |
2418.65 |
61060.61 |
70231.15 |
| 27 |
4157.97 |
1506.30 |
2651.67 |
36008.21 |
76256.90 |
4744.53 |
2348.48 |
2396.04 |
63409.09 |
72627.19 |
| 28 |
4157.97 |
1520.80 |
2637.17 |
37529.00 |
78894.08 |
4721.92 |
2348.48 |
2373.44 |
65757.58 |
75000.62 |
| 29 |
4157.97 |
1535.43 |
2622.53 |
39064.44 |
81516.61 |
4699.32 |
2348.48 |
2350.83 |
68106.06 |
77351.46 |
| 30 |
4157.97 |
1550.21 |
2607.75 |
40614.65 |
84124.36 |
4676.71 |
2348.48 |
2328.23 |
70454.55 |
79679.69 |
| 31 |
4157.97 |
1565.13 |
2592.83 |
42179.78 |
86717.20 |
4654.11 |
2348.48 |
2305.62 |
72803.03 |
81985.31 |
| 32 |
4157.97 |
1580.20 |
2577.77 |
43759.98 |
89294.97 |
4631.51 |
2348.48 |
2283.02 |
75151.52 |
84268.33 |
| 33 |
4157.97 |
1595.41 |
2562.56 |
45355.39 |
91857.53 |
4608.90 |
2348.48 |
2260.42 |
77500.00 |
86528.75 |
| 34 |
4157.97 |
1610.76 |
2547.20 |
46966.15 |
94404.73 |
4586.30 |
2348.48 |
2237.81 |
79848.48 |
88766.56 |
| 35 |
4157.97 |
1626.27 |
2531.70 |
48592.41 |
96936.43 |
4563.69 |
2348.48 |
2215.21 |
82196.97 |
90981.77 |
| 36 |
4157.97 |
1641.92 |
2516.05 |
50234.33 |
99452.48 |
4541.09 |
2348.48 |
2192.60 |
84545.45 |
93174.38 |
| 第4年 |
37 |
4157.97 |
1657.72 |
2500.24 |
51892.06 |
101952.72 |
4518.48 |
2348.48 |
2170.00 |
86893.94 |
95344.38 |
| 38 |
4157.97 |
1673.68 |
2484.29 |
53565.73 |
104437.01 |
4495.88 |
2348.48 |
2147.40 |
89242.42 |
97491.77 |
| 39 |
4157.97 |
1689.79 |
2468.18 |
55255.52 |
106905.19 |
4473.28 |
2348.48 |
2124.79 |
91590.91 |
99616.56 |
| 40 |
4157.97 |
1706.05 |
2451.92 |
56961.57 |
109357.11 |
4450.67 |
2348.48 |
2102.19 |
93939.39 |
101718.75 |
| 41 |
4157.97 |
1722.47 |
2435.49 |
58684.05 |
111792.60 |
4428.07 |
2348.48 |
2079.58 |
96287.88 |
103798.33 |
| 42 |
4157.97 |
1739.05 |
2418.92 |
60423.10 |
114211.52 |
4405.46 |
2348.48 |
2056.98 |
98636.36 |
105855.31 |
| 43 |
4157.97 |
1755.79 |
2402.18 |
62178.89 |
116613.70 |
4382.86 |
2348.48 |
2034.37 |
100984.85 |
107889.69 |
| 44 |
4157.97 |
1772.69 |
2385.28 |
63951.57 |
118998.98 |
4360.26 |
2348.48 |
2011.77 |
103333.33 |
109901.46 |
| 45 |
4157.97 |
1789.75 |
2368.22 |
65741.33 |
121367.19 |
4337.65 |
2348.48 |
1989.17 |
105681.82 |
111890.63 |
| 46 |
4157.97 |
1806.98 |
2350.99 |
67548.30 |
123718.18 |
4315.05 |
2348.48 |
1966.56 |
108030.30 |
113857.19 |
| 47 |
4157.97 |
1824.37 |
2333.60 |
69372.67 |
126051.78 |
4292.44 |
2348.48 |
1943.96 |
110378.79 |
115801.15 |
| 48 |
4157.97 |
1841.93 |
2316.04 |
71214.60 |
128367.82 |
4269.84 |
2348.48 |
1921.35 |
112727.27 |
117722.50 |
| 第5年 |
49 |
4157.97 |
1859.66 |
2298.31 |
73074.26 |
130666.13 |
4247.23 |
2348.48 |
1898.75 |
115075.76 |
119621.25 |
| 50 |
4157.97 |
1877.56 |
2280.41 |
74951.82 |
132946.54 |
4224.63 |
2348.48 |
1876.15 |
117424.24 |
121497.40 |
| 51 |
4157.97 |
1895.63 |
2262.34 |
76847.44 |
135208.88 |
4202.03 |
2348.48 |
1853.54 |
119772.73 |
123350.94 |
| 52 |
4157.97 |
1913.87 |
2244.09 |
78761.32 |
137452.97 |
4179.42 |
2348.48 |
1830.94 |
122121.21 |
125181.88 |
| 53 |
4157.97 |
1932.29 |
2225.67 |
80693.61 |
139678.64 |
4156.82 |
2348.48 |
1808.33 |
124469.70 |
126990.21 |
| 54 |
4157.97 |
1950.89 |
2207.07 |
82644.51 |
141885.72 |
4134.21 |
2348.48 |
1785.73 |
126818.18 |
128775.94 |
| 55 |
4157.97 |
1969.67 |
2188.30 |
84614.18 |
144074.01 |
4111.61 |
2348.48 |
1763.12 |
129166.67 |
130539.06 |
| 56 |
4157.97 |
1988.63 |
2169.34 |
86602.80 |
146243.35 |
4089.01 |
2348.48 |
1740.52 |
131515.15 |
132279.58 |
| 57 |
4157.97 |
2007.77 |
2150.20 |
88610.57 |
148393.55 |
4066.40 |
2348.48 |
1717.92 |
133863.64 |
133997.50 |
| 58 |
4157.97 |
2027.09 |
2130.87 |
90637.67 |
150524.42 |
4043.80 |
2348.48 |
1695.31 |
136212.12 |
135692.81 |
| 59 |
4157.97 |
2046.60 |
2111.36 |
92684.27 |
152635.78 |
4021.19 |
2348.48 |
1672.71 |
138560.61 |
137365.52 |
| 60 |
4157.97 |
2066.30 |
2091.66 |
94750.58 |
154727.45 |
3998.59 |
2348.48 |
1650.10 |
140909.09 |
139015.63 |
| 第6年 |
61 |
4157.97 |
2086.19 |
2071.78 |
96836.77 |
156799.22 |
3975.98 |
2348.48 |
1627.50 |
143257.58 |
140643.13 |
| 62 |
4157.97 |
2106.27 |
2051.70 |
98943.04 |
158850.92 |
3953.38 |
2348.48 |
1604.90 |
145606.06 |
142248.02 |
| 63 |
4157.97 |
2126.54 |
2031.42 |
101069.58 |
160882.34 |
3930.78 |
2348.48 |
1582.29 |
147954.55 |
143830.31 |
| 64 |
4157.97 |
2147.01 |
2010.96 |
103216.59 |
162893.30 |
3908.17 |
2348.48 |
1559.69 |
150303.03 |
145390.00 |
| 65 |
4157.97 |
2167.68 |
1990.29 |
105384.27 |
164883.59 |
3885.57 |
2348.48 |
1537.08 |
152651.52 |
146927.08 |
| 66 |
4157.97 |
2188.54 |
1969.43 |
107572.81 |
166853.02 |
3862.96 |
2348.48 |
1514.48 |
155000.00 |
148441.56 |
| 67 |
4157.97 |
2209.61 |
1948.36 |
109782.42 |
168801.38 |
3840.36 |
2348.48 |
1491.87 |
157348.48 |
149933.44 |
| 68 |
4157.97 |
2230.87 |
1927.09 |
112013.29 |
170728.47 |
3817.76 |
2348.48 |
1469.27 |
159696.97 |
151402.71 |
| 69 |
4157.97 |
2252.34 |
1905.62 |
114265.63 |
172634.09 |
3795.15 |
2348.48 |
1446.67 |
162045.45 |
152849.38 |
| 70 |
4157.97 |
2274.02 |
1883.94 |
116539.66 |
174518.04 |
3772.55 |
2348.48 |
1424.06 |
164393.94 |
154273.44 |
| 71 |
4157.97 |
2295.91 |
1862.06 |
118835.57 |
176380.09 |
3749.94 |
2348.48 |
1401.46 |
166742.42 |
155674.90 |
| 72 |
4157.97 |
2318.01 |
1839.96 |
121153.58 |
178220.05 |
3727.34 |
2348.48 |
1378.85 |
169090.91 |
157053.75 |
| 第7年 |
73 |
4157.97 |
2340.32 |
1817.65 |
123493.90 |
180037.70 |
3704.73 |
2348.48 |
1356.25 |
171439.39 |
158410.00 |
| 74 |
4157.97 |
2362.85 |
1795.12 |
125856.74 |
181832.82 |
3682.13 |
2348.48 |
1333.65 |
173787.88 |
159743.65 |
| 75 |
4157.97 |
2385.59 |
1772.38 |
128242.33 |
183605.20 |
3659.53 |
2348.48 |
1311.04 |
176136.36 |
161054.69 |
| 76 |
4157.97 |
2408.55 |
1749.42 |
130650.88 |
185354.61 |
3636.92 |
2348.48 |
1288.44 |
178484.85 |
162343.13 |
| 77 |
4157.97 |
2431.73 |
1726.24 |
133082.61 |
187080.85 |
3614.32 |
2348.48 |
1265.83 |
180833.33 |
163608.96 |
| 78 |
4157.97 |
2455.14 |
1702.83 |
135537.75 |
188783.68 |
3591.71 |
2348.48 |
1243.23 |
183181.82 |
164852.19 |
| 79 |
4157.97 |
2478.77 |
1679.20 |
138016.52 |
190462.88 |
3569.11 |
2348.48 |
1220.62 |
185530.30 |
166072.81 |
| 80 |
4157.97 |
2502.63 |
1655.34 |
140519.15 |
192118.22 |
3546.51 |
2348.48 |
1198.02 |
187878.79 |
167270.83 |
| 81 |
4157.97 |
2526.71 |
1631.25 |
143045.86 |
193749.47 |
3523.90 |
2348.48 |
1175.42 |
190227.27 |
168446.25 |
| 82 |
4157.97 |
2551.03 |
1606.93 |
145596.89 |
195356.41 |
3501.30 |
2348.48 |
1152.81 |
192575.76 |
169599.06 |
| 83 |
4157.97 |
2575.59 |
1582.38 |
148172.48 |
196938.79 |
3478.69 |
2348.48 |
1130.21 |
194924.24 |
170729.27 |
| 84 |
4157.97 |
2600.38 |
1557.59 |
150772.86 |
198496.38 |
3456.09 |
2348.48 |
1107.60 |
197272.73 |
171836.88 |
| 第8年 |
85 |
4157.97 |
2625.41 |
1532.56 |
153398.26 |
200028.94 |
3433.48 |
2348.48 |
1085.00 |
199621.21 |
172921.88 |
| 86 |
4157.97 |
2650.68 |
1507.29 |
156048.94 |
201536.23 |
3410.88 |
2348.48 |
1062.40 |
201969.70 |
173984.27 |
| 87 |
4157.97 |
2676.19 |
1481.78 |
158725.13 |
203018.01 |
3388.28 |
2348.48 |
1039.79 |
204318.18 |
175024.06 |
| 88 |
4157.97 |
2701.95 |
1456.02 |
161427.07 |
204474.03 |
3365.67 |
2348.48 |
1017.19 |
206666.67 |
176041.25 |
| 89 |
4157.97 |
2727.95 |
1430.01 |
164155.03 |
205904.04 |
3343.07 |
2348.48 |
994.58 |
209015.15 |
177035.83 |
| 90 |
4157.97 |
2754.21 |
1403.76 |
166909.23 |
207307.80 |
3320.46 |
2348.48 |
971.98 |
211363.64 |
178007.81 |
| 91 |
4157.97 |
2780.72 |
1377.25 |
169689.95 |
208685.05 |
3297.86 |
2348.48 |
949.37 |
213712.12 |
178957.19 |
| 92 |
4157.97 |
2807.48 |
1350.48 |
172497.44 |
210035.53 |
3275.26 |
2348.48 |
926.77 |
216060.61 |
179883.96 |
| 93 |
4157.97 |
2834.50 |
1323.46 |
175331.94 |
211359.00 |
3252.65 |
2348.48 |
904.17 |
218409.09 |
180788.13 |
| 94 |
4157.97 |
2861.79 |
1296.18 |
178193.73 |
212655.18 |
3230.05 |
2348.48 |
881.56 |
220757.58 |
181669.69 |
| 95 |
4157.97 |
2889.33 |
1268.64 |
181083.06 |
213923.81 |
3207.44 |
2348.48 |
858.96 |
223106.06 |
182528.65 |
| 96 |
4157.97 |
2917.14 |
1240.83 |
184000.20 |
215164.64 |
3184.84 |
2348.48 |
836.35 |
225454.55 |
183365.00 |
| 第9年 |
97 |
4157.97 |
2945.22 |
1212.75 |
186945.42 |
216377.39 |
3162.23 |
2348.48 |
813.75 |
227803.03 |
184178.75 |
| 98 |
4157.97 |
2973.57 |
1184.40 |
189918.99 |
217561.79 |
3139.63 |
2348.48 |
791.15 |
230151.52 |
184969.90 |
| 99 |
4157.97 |
3002.19 |
1155.78 |
192921.17 |
218717.57 |
3117.03 |
2348.48 |
768.54 |
232500.00 |
185738.44 |
| 100 |
4157.97 |
3031.08 |
1126.88 |
195952.26 |
219844.45 |
3094.42 |
2348.48 |
745.94 |
234848.48 |
186484.38 |
| 101 |
4157.97 |
3060.26 |
1097.71 |
199012.51 |
220942.16 |
3071.82 |
2348.48 |
723.33 |
237196.97 |
187207.71 |
| 102 |
4157.97 |
3089.71 |
1068.25 |
202102.23 |
222010.41 |
3049.21 |
2348.48 |
700.73 |
239545.45 |
187908.44 |
| 103 |
4157.97 |
3119.45 |
1038.52 |
205221.68 |
223048.93 |
3026.61 |
2348.48 |
678.12 |
241893.94 |
188586.56 |
| 104 |
4157.97 |
3149.48 |
1008.49 |
208371.15 |
224057.42 |
3004.01 |
2348.48 |
655.52 |
244242.42 |
189242.08 |
| 105 |
4157.97 |
3179.79 |
978.18 |
211550.94 |
225035.60 |
2981.40 |
2348.48 |
632.92 |
246590.91 |
189875.00 |
| 106 |
4157.97 |
3210.39 |
947.57 |
214761.34 |
225983.17 |
2958.80 |
2348.48 |
610.31 |
248939.39 |
190485.31 |
| 107 |
4157.97 |
3241.29 |
916.67 |
218002.63 |
226899.84 |
2936.19 |
2348.48 |
587.71 |
251287.88 |
191073.02 |
| 108 |
4157.97 |
3272.49 |
885.47 |
221275.13 |
227785.32 |
2913.59 |
2348.48 |
565.10 |
253636.36 |
191638.13 |
| 第10年 |
109 |
4157.97 |
3303.99 |
853.98 |
224579.12 |
228639.29 |
2890.98 |
2348.48 |
542.50 |
255984.85 |
192180.63 |
| 110 |
4157.97 |
3335.79 |
822.18 |
227914.91 |
229461.47 |
2868.38 |
2348.48 |
519.90 |
258333.33 |
192700.52 |
| 111 |
4157.97 |
3367.90 |
790.07 |
231282.80 |
230251.54 |
2845.78 |
2348.48 |
497.29 |
260681.82 |
193197.81 |
| 112 |
4157.97 |
3400.31 |
757.65 |
234683.12 |
231009.19 |
2823.17 |
2348.48 |
474.69 |
263030.30 |
193672.50 |
| 113 |
4157.97 |
3433.04 |
724.92 |
238116.16 |
231734.12 |
2800.57 |
2348.48 |
452.08 |
265378.79 |
194124.58 |
| 114 |
4157.97 |
3466.09 |
691.88 |
241582.25 |
232426.00 |
2777.96 |
2348.48 |
429.48 |
267727.27 |
194554.06 |
| 115 |
4157.97 |
3499.45 |
658.52 |
245081.69 |
233084.52 |
2755.36 |
2348.48 |
406.87 |
270075.76 |
194960.94 |
| 116 |
4157.97 |
3533.13 |
624.84 |
248614.82 |
233709.36 |
2732.76 |
2348.48 |
384.27 |
272424.24 |
195345.21 |
| 117 |
4157.97 |
3567.13 |
590.83 |
252181.96 |
234300.19 |
2710.15 |
2348.48 |
361.67 |
274772.73 |
195706.88 |
| 118 |
4157.97 |
3601.47 |
556.50 |
255783.42 |
234856.69 |
2687.55 |
2348.48 |
339.06 |
277121.21 |
196045.94 |
| 119 |
4157.97 |
3636.13 |
521.83 |
259419.56 |
235378.52 |
2664.94 |
2348.48 |
316.46 |
279469.70 |
196362.40 |
| 120 |
4157.97 |
3671.13 |
486.84 |
263090.69 |
235865.36 |
2642.34 |
2348.48 |
293.85 |
281818.18 |
196656.25 |
| 第11年 |
121 |
4157.97 |
3706.46 |
451.50 |
266797.15 |
236316.86 |
2619.73 |
2348.48 |
271.25 |
284166.67 |
196927.50 |
| 122 |
4157.97 |
3742.14 |
415.83 |
270539.29 |
236732.69 |
2597.13 |
2348.48 |
248.65 |
286515.15 |
197176.15 |
| 123 |
4157.97 |
3778.16 |
379.81 |
274317.45 |
237112.50 |
2574.53 |
2348.48 |
226.04 |
288863.64 |
197402.19 |
| 124 |
4157.97 |
3814.52 |
343.44 |
278131.97 |
237455.94 |
2551.92 |
2348.48 |
203.44 |
291212.12 |
197605.63 |
| 125 |
4157.97 |
3851.24 |
306.73 |
281983.21 |
237762.67 |
2529.32 |
2348.48 |
180.83 |
293560.61 |
197786.46 |
| 126 |
4157.97 |
3888.31 |
269.66 |
285871.51 |
238032.34 |
2506.71 |
2348.48 |
158.23 |
295909.09 |
197944.69 |
| 127 |
4157.97 |
3925.73 |
232.24 |
289797.24 |
238264.57 |
2484.11 |
2348.48 |
135.62 |
298257.58 |
198080.31 |
| 128 |
4157.97 |
3963.52 |
194.45 |
293760.76 |
238459.02 |
2461.51 |
2348.48 |
113.02 |
300606.06 |
198193.33 |
| 129 |
4157.97 |
4001.66 |
156.30 |
297762.42 |
238615.33 |
2438.90 |
2348.48 |
90.42 |
302954.55 |
198283.75 |
| 130 |
4157.97 |
4040.18 |
117.79 |
301802.60 |
238733.11 |
2416.30 |
2348.48 |
67.81 |
305303.03 |
198351.56 |
| 131 |
4157.97 |
4079.07 |
78.90 |
305881.67 |
238812.01 |
2393.69 |
2348.48 |
45.21 |
307651.52 |
198396.77 |
| 132 |
4157.97 |
4118.33 |
39.64 |
310000.00 |
238851.65 |
2371.09 |
2348.48 |
22.60 |
310000.00 |
198419.38 |
|
汇总：
|
等额本息
总利息：238851.65元 总还款：548851.65元
|
等额本金
总利息：198419.38元 总还款：508419.38元
|
|
年利率为：11.55%，折扣： 不打折，贷款：31.0万，
分132期(11年)， 等额本息比等额本金多：40432.28元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。