| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4245.33 |
1232.00 |
3013.33 |
1232.00 |
3013.33 |
5437.58 |
2424.24 |
3013.33 |
2424.24 |
3013.33 |
| 2 |
4245.33 |
1243.60 |
3001.73 |
2475.59 |
6015.07 |
5414.75 |
2424.24 |
2990.51 |
4848.48 |
6003.84 |
| 3 |
4245.33 |
1255.31 |
2990.02 |
3730.90 |
9005.09 |
5391.92 |
2424.24 |
2967.68 |
7272.73 |
8971.52 |
| 4 |
4245.33 |
1267.13 |
2978.20 |
4998.03 |
11983.29 |
5369.09 |
2424.24 |
2944.85 |
9696.97 |
11916.36 |
| 5 |
4245.33 |
1279.06 |
2966.27 |
6277.09 |
14949.56 |
5346.26 |
2424.24 |
2922.02 |
12121.21 |
14838.38 |
| 6 |
4245.33 |
1291.10 |
2954.22 |
7568.19 |
17903.78 |
5323.43 |
2424.24 |
2899.19 |
14545.45 |
17737.58 |
| 7 |
4245.33 |
1303.26 |
2942.07 |
8871.46 |
20845.85 |
5300.61 |
2424.24 |
2876.36 |
16969.70 |
20613.94 |
| 8 |
4245.33 |
1315.54 |
2929.79 |
10186.99 |
23775.64 |
5277.78 |
2424.24 |
2853.54 |
19393.94 |
23467.47 |
| 9 |
4245.33 |
1327.92 |
2917.41 |
11514.91 |
26693.05 |
5254.95 |
2424.24 |
2830.71 |
21818.18 |
26298.18 |
| 10 |
4245.33 |
1340.43 |
2904.90 |
12855.34 |
29597.95 |
5232.12 |
2424.24 |
2807.88 |
24242.42 |
29106.06 |
| 11 |
4245.33 |
1353.05 |
2892.28 |
14208.39 |
32490.23 |
5209.29 |
2424.24 |
2785.05 |
26666.67 |
31891.11 |
| 12 |
4245.33 |
1365.79 |
2879.54 |
15574.18 |
35369.76 |
5186.46 |
2424.24 |
2762.22 |
29090.91 |
34653.33 |
| 第2年 |
13 |
4245.33 |
1378.65 |
2866.68 |
16952.84 |
38236.44 |
5163.64 |
2424.24 |
2739.39 |
31515.15 |
37392.73 |
| 14 |
4245.33 |
1391.63 |
2853.69 |
18344.47 |
41090.13 |
5140.81 |
2424.24 |
2716.57 |
33939.39 |
40109.29 |
| 15 |
4245.33 |
1404.74 |
2840.59 |
19749.21 |
43930.72 |
5117.98 |
2424.24 |
2693.74 |
36363.64 |
42803.03 |
| 16 |
4245.33 |
1417.97 |
2827.36 |
21167.18 |
46758.09 |
5095.15 |
2424.24 |
2670.91 |
38787.88 |
45473.94 |
| 17 |
4245.33 |
1431.32 |
2814.01 |
22598.50 |
49572.09 |
5072.32 |
2424.24 |
2648.08 |
41212.12 |
48122.02 |
| 18 |
4245.33 |
1444.80 |
2800.53 |
24043.29 |
52372.63 |
5049.49 |
2424.24 |
2625.25 |
43636.36 |
50747.27 |
| 19 |
4245.33 |
1458.40 |
2786.93 |
25501.70 |
55159.55 |
5026.67 |
2424.24 |
2602.42 |
46060.61 |
53349.70 |
| 20 |
4245.33 |
1472.14 |
2773.19 |
26973.83 |
57932.74 |
5003.84 |
2424.24 |
2579.60 |
48484.85 |
55929.29 |
| 21 |
4245.33 |
1486.00 |
2759.33 |
28459.83 |
60692.07 |
4981.01 |
2424.24 |
2556.77 |
50909.09 |
58486.06 |
| 22 |
4245.33 |
1499.99 |
2745.34 |
29959.83 |
63437.41 |
4958.18 |
2424.24 |
2533.94 |
53333.33 |
61020.00 |
| 23 |
4245.33 |
1514.12 |
2731.21 |
31473.94 |
66168.62 |
4935.35 |
2424.24 |
2511.11 |
55757.58 |
63531.11 |
| 24 |
4245.33 |
1528.38 |
2716.95 |
33002.32 |
68885.58 |
4912.53 |
2424.24 |
2488.28 |
58181.82 |
66019.39 |
| 第3年 |
25 |
4245.33 |
1542.77 |
2702.56 |
34545.09 |
71588.14 |
4889.70 |
2424.24 |
2465.45 |
60606.06 |
68484.85 |
| 26 |
4245.33 |
1557.30 |
2688.03 |
36102.38 |
74276.17 |
4866.87 |
2424.24 |
2442.63 |
63030.30 |
70927.47 |
| 27 |
4245.33 |
1571.96 |
2673.37 |
37674.34 |
76949.54 |
4844.04 |
2424.24 |
2419.80 |
65454.55 |
73347.27 |
| 28 |
4245.33 |
1586.76 |
2658.57 |
39261.10 |
79608.11 |
4821.21 |
2424.24 |
2396.97 |
67878.79 |
75744.24 |
| 29 |
4245.33 |
1601.70 |
2643.62 |
40862.81 |
82251.73 |
4798.38 |
2424.24 |
2374.14 |
70303.03 |
78118.38 |
| 30 |
4245.33 |
1616.79 |
2628.54 |
42479.59 |
84880.27 |
4775.56 |
2424.24 |
2351.31 |
72727.27 |
80469.70 |
| 31 |
4245.33 |
1632.01 |
2613.32 |
44111.61 |
87493.59 |
4752.73 |
2424.24 |
2328.48 |
75151.52 |
82798.18 |
| 32 |
4245.33 |
1647.38 |
2597.95 |
45758.99 |
90091.54 |
4729.90 |
2424.24 |
2305.66 |
77575.76 |
85103.84 |
| 33 |
4245.33 |
1662.89 |
2582.44 |
47421.88 |
92673.98 |
4707.07 |
2424.24 |
2282.83 |
80000.00 |
87386.67 |
| 34 |
4245.33 |
1678.55 |
2566.78 |
49100.43 |
95240.75 |
4684.24 |
2424.24 |
2260.00 |
82424.24 |
89646.67 |
| 35 |
4245.33 |
1694.36 |
2550.97 |
50794.79 |
97791.72 |
4661.41 |
2424.24 |
2237.17 |
84848.48 |
91883.84 |
| 36 |
4245.33 |
1710.31 |
2535.02 |
52505.10 |
100326.74 |
4638.59 |
2424.24 |
2214.34 |
87272.73 |
94098.18 |
| 第4年 |
37 |
4245.33 |
1726.42 |
2518.91 |
54231.52 |
102845.65 |
4615.76 |
2424.24 |
2191.52 |
89696.97 |
96289.70 |
| 38 |
4245.33 |
1742.68 |
2502.65 |
55974.20 |
105348.30 |
4592.93 |
2424.24 |
2168.69 |
92121.21 |
98458.38 |
| 39 |
4245.33 |
1759.09 |
2486.24 |
57733.28 |
107834.55 |
4570.10 |
2424.24 |
2145.86 |
94545.45 |
100604.24 |
| 40 |
4245.33 |
1775.65 |
2469.68 |
59508.93 |
110304.22 |
4547.27 |
2424.24 |
2123.03 |
96969.70 |
102727.27 |
| 41 |
4245.33 |
1792.37 |
2452.96 |
61301.30 |
112757.18 |
4524.44 |
2424.24 |
2100.20 |
99393.94 |
104827.47 |
| 42 |
4245.33 |
1809.25 |
2436.08 |
63110.55 |
115193.26 |
4501.62 |
2424.24 |
2077.37 |
101818.18 |
106904.85 |
| 43 |
4245.33 |
1826.29 |
2419.04 |
64936.84 |
117612.30 |
4478.79 |
2424.24 |
2054.55 |
104242.42 |
108959.39 |
| 44 |
4245.33 |
1843.48 |
2401.84 |
66780.32 |
120014.15 |
4455.96 |
2424.24 |
2031.72 |
106666.67 |
110991.11 |
| 45 |
4245.33 |
1860.84 |
2384.49 |
68641.17 |
122398.63 |
4433.13 |
2424.24 |
2008.89 |
109090.91 |
113000.00 |
| 46 |
4245.33 |
1878.37 |
2366.96 |
70519.53 |
124765.60 |
4410.30 |
2424.24 |
1986.06 |
111515.15 |
114986.06 |
| 47 |
4245.33 |
1896.05 |
2349.27 |
72415.59 |
127114.87 |
4387.47 |
2424.24 |
1963.23 |
113939.39 |
116949.29 |
| 48 |
4245.33 |
1913.91 |
2331.42 |
74329.50 |
129446.29 |
4364.65 |
2424.24 |
1940.40 |
116363.64 |
118889.70 |
| 第5年 |
49 |
4245.33 |
1931.93 |
2313.40 |
76261.43 |
131759.69 |
4341.82 |
2424.24 |
1917.58 |
118787.88 |
120807.27 |
| 50 |
4245.33 |
1950.12 |
2295.20 |
78211.55 |
134054.89 |
4318.99 |
2424.24 |
1894.75 |
121212.12 |
122702.02 |
| 51 |
4245.33 |
1968.49 |
2276.84 |
80180.04 |
136331.73 |
4296.16 |
2424.24 |
1871.92 |
123636.36 |
124573.94 |
| 52 |
4245.33 |
1987.02 |
2258.30 |
82167.07 |
138590.04 |
4273.33 |
2424.24 |
1849.09 |
126060.61 |
126423.03 |
| 53 |
4245.33 |
2005.74 |
2239.59 |
84172.80 |
140829.63 |
4250.51 |
2424.24 |
1826.26 |
128484.85 |
128249.29 |
| 54 |
4245.33 |
2024.62 |
2220.71 |
86197.42 |
143050.34 |
4227.68 |
2424.24 |
1803.43 |
130909.09 |
130052.73 |
| 55 |
4245.33 |
2043.69 |
2201.64 |
88241.11 |
145251.98 |
4204.85 |
2424.24 |
1780.61 |
133333.33 |
131833.33 |
| 56 |
4245.33 |
2062.93 |
2182.40 |
90304.04 |
147434.37 |
4182.02 |
2424.24 |
1757.78 |
135757.58 |
133591.11 |
| 57 |
4245.33 |
2082.36 |
2162.97 |
92386.40 |
149597.34 |
4159.19 |
2424.24 |
1734.95 |
138181.82 |
135326.06 |
| 58 |
4245.33 |
2101.97 |
2143.36 |
94488.37 |
151740.71 |
4136.36 |
2424.24 |
1712.12 |
140606.06 |
137038.18 |
| 59 |
4245.33 |
2121.76 |
2123.57 |
96610.13 |
153864.27 |
4113.54 |
2424.24 |
1689.29 |
143030.30 |
138727.47 |
| 60 |
4245.33 |
2141.74 |
2103.59 |
98751.87 |
155967.86 |
4090.71 |
2424.24 |
1666.46 |
145454.55 |
140393.94 |
| 第6年 |
61 |
4245.33 |
2161.91 |
2083.42 |
100913.78 |
158051.28 |
4067.88 |
2424.24 |
1643.64 |
147878.79 |
142037.58 |
| 62 |
4245.33 |
2182.27 |
2063.06 |
103096.05 |
160114.34 |
4045.05 |
2424.24 |
1620.81 |
150303.03 |
143658.38 |
| 63 |
4245.33 |
2202.82 |
2042.51 |
105298.87 |
162156.86 |
4022.22 |
2424.24 |
1597.98 |
152727.27 |
145256.36 |
| 64 |
4245.33 |
2223.56 |
2021.77 |
107522.43 |
164178.62 |
3999.39 |
2424.24 |
1575.15 |
155151.52 |
146831.52 |
| 65 |
4245.33 |
2244.50 |
2000.83 |
109766.92 |
166179.46 |
3976.57 |
2424.24 |
1552.32 |
157575.76 |
148383.84 |
| 66 |
4245.33 |
2265.63 |
1979.69 |
112032.56 |
168159.15 |
3953.74 |
2424.24 |
1529.49 |
160000.00 |
149913.33 |
| 67 |
4245.33 |
2286.97 |
1958.36 |
114319.53 |
170117.51 |
3930.91 |
2424.24 |
1506.67 |
162424.24 |
151420.00 |
| 68 |
4245.33 |
2308.50 |
1936.82 |
116628.03 |
172054.33 |
3908.08 |
2424.24 |
1483.84 |
164848.48 |
152903.84 |
| 69 |
4245.33 |
2330.24 |
1915.09 |
118958.27 |
173969.42 |
3885.25 |
2424.24 |
1461.01 |
167272.73 |
154364.85 |
| 70 |
4245.33 |
2352.19 |
1893.14 |
121310.46 |
175862.56 |
3862.42 |
2424.24 |
1438.18 |
169696.97 |
155803.03 |
| 71 |
4245.33 |
2374.34 |
1870.99 |
123684.80 |
177733.56 |
3839.60 |
2424.24 |
1415.35 |
172121.21 |
157218.38 |
| 72 |
4245.33 |
2396.69 |
1848.63 |
126081.49 |
179582.19 |
3816.77 |
2424.24 |
1392.53 |
174545.45 |
158610.91 |
| 第7年 |
73 |
4245.33 |
2419.26 |
1826.07 |
128500.75 |
181408.26 |
3793.94 |
2424.24 |
1369.70 |
176969.70 |
159980.61 |
| 74 |
4245.33 |
2442.04 |
1803.28 |
130942.80 |
183211.54 |
3771.11 |
2424.24 |
1346.87 |
179393.94 |
161327.47 |
| 75 |
4245.33 |
2465.04 |
1780.29 |
133407.84 |
184991.83 |
3748.28 |
2424.24 |
1324.04 |
181818.18 |
162651.52 |
| 76 |
4245.33 |
2488.25 |
1757.08 |
135896.09 |
186748.91 |
3725.45 |
2424.24 |
1301.21 |
184242.42 |
163952.73 |
| 77 |
4245.33 |
2511.68 |
1733.65 |
138407.77 |
188482.55 |
3702.63 |
2424.24 |
1278.38 |
186666.67 |
165231.11 |
| 78 |
4245.33 |
2535.34 |
1709.99 |
140943.11 |
190192.55 |
3679.80 |
2424.24 |
1255.56 |
189090.91 |
166486.67 |
| 79 |
4245.33 |
2559.21 |
1686.12 |
143502.32 |
191878.66 |
3656.97 |
2424.24 |
1232.73 |
191515.15 |
167719.39 |
| 80 |
4245.33 |
2583.31 |
1662.02 |
146085.63 |
193540.68 |
3634.14 |
2424.24 |
1209.90 |
193939.39 |
168929.29 |
| 81 |
4245.33 |
2607.64 |
1637.69 |
148693.26 |
195178.38 |
3611.31 |
2424.24 |
1187.07 |
196363.64 |
170116.36 |
| 82 |
4245.33 |
2632.19 |
1613.14 |
151325.45 |
196791.52 |
3588.48 |
2424.24 |
1164.24 |
198787.88 |
171280.61 |
| 83 |
4245.33 |
2656.98 |
1588.35 |
153982.43 |
198379.87 |
3565.66 |
2424.24 |
1141.41 |
201212.12 |
172422.02 |
| 84 |
4245.33 |
2682.00 |
1563.33 |
156664.43 |
199943.20 |
3542.83 |
2424.24 |
1118.59 |
203636.36 |
173540.61 |
| 第8年 |
85 |
4245.33 |
2707.25 |
1538.08 |
159371.68 |
201481.28 |
3520.00 |
2424.24 |
1095.76 |
206060.61 |
174636.36 |
| 86 |
4245.33 |
2732.75 |
1512.58 |
162104.43 |
202993.86 |
3497.17 |
2424.24 |
1072.93 |
208484.85 |
175709.29 |
| 87 |
4245.33 |
2758.48 |
1486.85 |
164862.90 |
204480.71 |
3474.34 |
2424.24 |
1050.10 |
210909.09 |
176759.39 |
| 88 |
4245.33 |
2784.45 |
1460.87 |
167647.36 |
205941.58 |
3451.52 |
2424.24 |
1027.27 |
213333.33 |
177786.67 |
| 89 |
4245.33 |
2810.67 |
1434.65 |
170458.03 |
207376.24 |
3428.69 |
2424.24 |
1004.44 |
215757.58 |
178791.11 |
| 90 |
4245.33 |
2837.14 |
1408.19 |
173295.18 |
208784.43 |
3405.86 |
2424.24 |
981.62 |
218181.82 |
179772.73 |
| 91 |
4245.33 |
2863.86 |
1381.47 |
176159.03 |
210165.90 |
3383.03 |
2424.24 |
958.79 |
220606.06 |
180731.52 |
| 92 |
4245.33 |
2890.83 |
1354.50 |
179049.86 |
211520.40 |
3360.20 |
2424.24 |
935.96 |
223030.30 |
181667.47 |
| 93 |
4245.33 |
2918.05 |
1327.28 |
181967.91 |
212847.68 |
3337.37 |
2424.24 |
913.13 |
225454.55 |
182580.61 |
| 94 |
4245.33 |
2945.53 |
1299.80 |
184913.44 |
214147.48 |
3314.55 |
2424.24 |
890.30 |
227878.79 |
183470.91 |
| 95 |
4245.33 |
2973.26 |
1272.07 |
187886.70 |
215419.55 |
3291.72 |
2424.24 |
867.47 |
230303.03 |
184338.38 |
| 96 |
4245.33 |
3001.26 |
1244.07 |
190887.96 |
216663.61 |
3268.89 |
2424.24 |
844.65 |
232727.27 |
185183.03 |
| 第9年 |
97 |
4245.33 |
3029.52 |
1215.81 |
193917.49 |
217879.42 |
3246.06 |
2424.24 |
821.82 |
235151.52 |
186004.85 |
| 98 |
4245.33 |
3058.05 |
1187.28 |
196975.54 |
219066.70 |
3223.23 |
2424.24 |
798.99 |
237575.76 |
186803.84 |
| 99 |
4245.33 |
3086.85 |
1158.48 |
200062.39 |
220225.18 |
3200.40 |
2424.24 |
776.16 |
240000.00 |
187580.00 |
| 100 |
4245.33 |
3115.92 |
1129.41 |
203178.30 |
221354.59 |
3177.58 |
2424.24 |
753.33 |
242424.24 |
188333.33 |
| 101 |
4245.33 |
3145.26 |
1100.07 |
206323.56 |
222454.66 |
3154.75 |
2424.24 |
730.51 |
244848.48 |
189063.84 |
| 102 |
4245.33 |
3174.88 |
1070.45 |
209498.44 |
223525.11 |
3131.92 |
2424.24 |
707.68 |
247272.73 |
189771.52 |
| 103 |
4245.33 |
3204.77 |
1040.56 |
212703.21 |
224565.67 |
3109.09 |
2424.24 |
684.85 |
249696.97 |
190456.36 |
| 104 |
4245.33 |
3234.95 |
1010.38 |
215938.16 |
225576.05 |
3086.26 |
2424.24 |
662.02 |
252121.21 |
191118.38 |
| 105 |
4245.33 |
3265.41 |
979.92 |
219203.57 |
226555.96 |
3063.43 |
2424.24 |
639.19 |
254545.45 |
191757.58 |
| 106 |
4245.33 |
3296.16 |
949.17 |
222499.74 |
227505.13 |
3040.61 |
2424.24 |
616.36 |
256969.70 |
192373.94 |
| 107 |
4245.33 |
3327.20 |
918.13 |
225826.94 |
228423.26 |
3017.78 |
2424.24 |
593.54 |
259393.94 |
192967.47 |
| 108 |
4245.33 |
3358.53 |
886.80 |
229185.47 |
229310.05 |
2994.95 |
2424.24 |
570.71 |
261818.18 |
193538.18 |
| 第10年 |
109 |
4245.33 |
3390.16 |
855.17 |
232575.63 |
230165.22 |
2972.12 |
2424.24 |
547.88 |
264242.42 |
194086.06 |
| 110 |
4245.33 |
3422.08 |
823.25 |
235997.71 |
230988.47 |
2949.29 |
2424.24 |
525.05 |
266666.67 |
194611.11 |
| 111 |
4245.33 |
3454.31 |
791.02 |
239452.02 |
231779.49 |
2926.46 |
2424.24 |
502.22 |
269090.91 |
195113.33 |
| 112 |
4245.33 |
3486.84 |
758.49 |
242938.85 |
232537.98 |
2903.64 |
2424.24 |
479.39 |
271515.15 |
195592.73 |
| 113 |
4245.33 |
3519.67 |
725.66 |
246458.52 |
233263.64 |
2880.81 |
2424.24 |
456.57 |
273939.39 |
196049.29 |
| 114 |
4245.33 |
3552.81 |
692.52 |
250011.34 |
233956.16 |
2857.98 |
2424.24 |
433.74 |
276363.64 |
196483.03 |
| 115 |
4245.33 |
3586.27 |
659.06 |
253597.61 |
234615.22 |
2835.15 |
2424.24 |
410.91 |
278787.88 |
196893.94 |
| 116 |
4245.33 |
3620.04 |
625.29 |
257217.65 |
235240.51 |
2812.32 |
2424.24 |
388.08 |
281212.12 |
197282.02 |
| 117 |
4245.33 |
3654.13 |
591.20 |
260871.77 |
235831.71 |
2789.49 |
2424.24 |
365.25 |
283636.36 |
197647.27 |
| 118 |
4245.33 |
3688.54 |
556.79 |
264560.31 |
236388.50 |
2766.67 |
2424.24 |
342.42 |
286060.61 |
197989.70 |
| 119 |
4245.33 |
3723.27 |
522.06 |
268283.58 |
236910.56 |
2743.84 |
2424.24 |
319.60 |
288484.85 |
198309.29 |
| 120 |
4245.33 |
3758.33 |
487.00 |
272041.92 |
237397.55 |
2721.01 |
2424.24 |
296.77 |
290909.09 |
198606.06 |
| 第11年 |
121 |
4245.33 |
3793.72 |
451.61 |
275835.64 |
237849.16 |
2698.18 |
2424.24 |
273.94 |
293333.33 |
198880.00 |
| 122 |
4245.33 |
3829.45 |
415.88 |
279665.09 |
238265.04 |
2675.35 |
2424.24 |
251.11 |
295757.58 |
199131.11 |
| 123 |
4245.33 |
3865.51 |
379.82 |
283530.60 |
238644.86 |
2652.53 |
2424.24 |
228.28 |
298181.82 |
199359.39 |
| 124 |
4245.33 |
3901.91 |
343.42 |
287432.51 |
238988.28 |
2629.70 |
2424.24 |
205.45 |
300606.06 |
199564.85 |
| 125 |
4245.33 |
3938.65 |
306.68 |
291371.16 |
239294.96 |
2606.87 |
2424.24 |
182.63 |
303030.30 |
199747.47 |
| 126 |
4245.33 |
3975.74 |
269.59 |
295346.90 |
239564.54 |
2584.04 |
2424.24 |
159.80 |
305454.55 |
199907.27 |
| 127 |
4245.33 |
4013.18 |
232.15 |
299360.08 |
239796.69 |
2561.21 |
2424.24 |
136.97 |
307878.79 |
200044.24 |
| 128 |
4245.33 |
4050.97 |
194.36 |
303411.05 |
239991.05 |
2538.38 |
2424.24 |
114.14 |
310303.03 |
200158.38 |
| 129 |
4245.33 |
4089.12 |
156.21 |
307500.16 |
240147.27 |
2515.56 |
2424.24 |
91.31 |
312727.27 |
200249.70 |
| 130 |
4245.33 |
4127.62 |
117.71 |
311627.78 |
240264.97 |
2492.73 |
2424.24 |
68.48 |
315151.52 |
200318.18 |
| 131 |
4245.33 |
4166.49 |
78.84 |
315794.28 |
240343.81 |
2469.90 |
2424.24 |
45.66 |
317575.76 |
200363.84 |
| 132 |
4245.33 |
4205.72 |
39.60 |
320000.00 |
240383.42 |
2447.07 |
2424.24 |
22.83 |
320000.00 |
200386.67 |
|
汇总:
|
等额本息
总利息:240383.42元 总还款:560383.42元
|
等额本金
总利息:200386.67元 总还款:520386.67元
|
|
年利率为:11.30%,折扣: 不打折,贷款:32.0万,
分132期(11年), 等额本息比等额本金多:39996.75元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。