期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23063.87 |
6803.45 |
16260.42 |
6803.45 |
16260.42 |
29517.99 |
13257.58 |
16260.42 |
13257.58 |
16260.42 |
2 |
23063.87 |
6866.67 |
16197.20 |
13670.12 |
32457.62 |
29394.81 |
13257.58 |
16137.23 |
26515.15 |
32397.65 |
3 |
23063.87 |
6930.47 |
16133.40 |
20600.60 |
48591.02 |
29271.62 |
13257.58 |
16014.05 |
39772.73 |
48411.70 |
4 |
23063.87 |
6994.87 |
16069.00 |
27595.46 |
64660.02 |
29148.44 |
13257.58 |
15890.86 |
53030.30 |
64302.56 |
5 |
23063.87 |
7059.86 |
16004.01 |
34655.32 |
80664.03 |
29025.25 |
13257.58 |
15767.68 |
66287.88 |
80070.23 |
6 |
23063.87 |
7125.46 |
15938.41 |
41780.78 |
96602.44 |
28902.07 |
13257.58 |
15644.49 |
79545.45 |
95714.73 |
7 |
23063.87 |
7191.67 |
15872.20 |
48972.45 |
112474.64 |
28778.88 |
13257.58 |
15521.31 |
92803.03 |
111236.03 |
8 |
23063.87 |
7258.49 |
15805.38 |
56230.94 |
128280.02 |
28655.70 |
13257.58 |
15398.12 |
106060.61 |
126634.15 |
9 |
23063.87 |
7325.93 |
15737.94 |
63556.87 |
144017.96 |
28532.51 |
13257.58 |
15274.94 |
119318.18 |
141909.09 |
10 |
23063.87 |
7394.00 |
15669.87 |
70950.88 |
159687.83 |
28409.33 |
13257.58 |
15151.75 |
132575.76 |
157060.84 |
11 |
23063.87 |
7462.71 |
15601.16 |
78413.58 |
175288.99 |
28286.14 |
13257.58 |
15028.57 |
145833.33 |
172089.41 |
12 |
23063.87 |
7532.05 |
15531.82 |
85945.63 |
190820.82 |
28162.96 |
13257.58 |
14905.38 |
159090.91 |
186994.79 |
第2年 |
13 |
23063.87 |
7602.03 |
15461.84 |
93547.66 |
206282.66 |
28039.77 |
13257.58 |
14782.20 |
172348.48 |
201776.99 |
14 |
23063.87 |
7672.67 |
15391.20 |
101220.33 |
221673.86 |
27916.59 |
13257.58 |
14659.01 |
185606.06 |
216436.00 |
15 |
23063.87 |
7743.96 |
15319.91 |
108964.29 |
236993.77 |
27793.40 |
13257.58 |
14535.83 |
198863.64 |
230971.83 |
16 |
23063.87 |
7815.91 |
15247.96 |
116780.20 |
252241.73 |
27670.22 |
13257.58 |
14412.64 |
212121.21 |
245384.47 |
17 |
23063.87 |
7888.54 |
15175.33 |
124668.74 |
267417.06 |
27547.03 |
13257.58 |
14289.46 |
225378.79 |
259673.93 |
18 |
23063.87 |
7961.83 |
15102.04 |
132630.57 |
282519.10 |
27423.85 |
13257.58 |
14166.27 |
238636.36 |
273840.20 |
19 |
23063.87 |
8035.81 |
15028.06 |
140666.39 |
297547.15 |
27300.66 |
13257.58 |
14043.09 |
251893.94 |
287883.29 |
20 |
23063.87 |
8110.48 |
14953.39 |
148776.87 |
312500.55 |
27177.48 |
13257.58 |
13919.90 |
265151.52 |
301803.19 |
21 |
23063.87 |
8185.84 |
14878.03 |
156962.70 |
327378.58 |
27054.29 |
13257.58 |
13796.72 |
278409.09 |
315599.91 |
22 |
23063.87 |
8261.90 |
14801.97 |
165224.60 |
342180.55 |
26931.11 |
13257.58 |
13673.53 |
291666.67 |
329273.44 |
23 |
23063.87 |
8338.67 |
14725.20 |
173563.27 |
356905.75 |
26807.92 |
13257.58 |
13550.35 |
304924.24 |
342823.78 |
24 |
23063.87 |
8416.15 |
14647.72 |
181979.42 |
371553.48 |
26684.74 |
13257.58 |
13427.16 |
318181.82 |
356250.95 |
第3年 |
25 |
23063.87 |
8494.35 |
14569.52 |
190473.76 |
386123.00 |
26561.55 |
13257.58 |
13303.98 |
331439.39 |
369554.92 |
26 |
23063.87 |
8573.27 |
14490.60 |
199047.03 |
400613.60 |
26438.37 |
13257.58 |
13180.79 |
344696.97 |
382735.72 |
27 |
23063.87 |
8652.93 |
14410.94 |
207699.97 |
415024.54 |
26315.18 |
13257.58 |
13057.61 |
357954.55 |
395793.32 |
28 |
23063.87 |
8733.33 |
14330.54 |
216433.30 |
429355.08 |
26192.00 |
13257.58 |
12934.42 |
371212.12 |
408727.75 |
29 |
23063.87 |
8814.48 |
14249.39 |
225247.78 |
443604.47 |
26068.81 |
13257.58 |
12811.24 |
384469.70 |
421538.98 |
30 |
23063.87 |
8896.38 |
14167.49 |
234144.16 |
457771.96 |
25945.63 |
13257.58 |
12688.05 |
397727.27 |
434227.04 |
31 |
23063.87 |
8979.04 |
14084.83 |
243123.20 |
471856.78 |
25822.44 |
13257.58 |
12564.87 |
410984.85 |
446791.90 |
32 |
23063.87 |
9062.47 |
14001.40 |
252185.68 |
485858.18 |
25699.26 |
13257.58 |
12441.68 |
424242.42 |
459233.59 |
33 |
23063.87 |
9146.68 |
13917.19 |
261332.36 |
499775.37 |
25576.07 |
13257.58 |
12318.50 |
437500.00 |
471552.08 |
34 |
23063.87 |
9231.67 |
13832.20 |
270564.02 |
513607.58 |
25452.89 |
13257.58 |
12195.31 |
450757.58 |
483747.40 |
35 |
23063.87 |
9317.44 |
13746.43 |
279881.47 |
527354.00 |
25329.70 |
13257.58 |
12072.13 |
464015.15 |
495819.52 |
36 |
23063.87 |
9404.02 |
13659.85 |
289285.49 |
541013.85 |
25206.52 |
13257.58 |
11948.94 |
477272.73 |
507768.47 |
第4年 |
37 |
23063.87 |
9491.40 |
13572.47 |
298776.89 |
554586.33 |
25083.33 |
13257.58 |
11825.76 |
490530.30 |
519594.22 |
38 |
23063.87 |
9579.59 |
13484.28 |
308356.48 |
568070.61 |
24960.15 |
13257.58 |
11702.57 |
503787.88 |
531296.80 |
39 |
23063.87 |
9668.60 |
13395.27 |
318025.07 |
581465.88 |
24836.96 |
13257.58 |
11579.39 |
517045.45 |
542876.18 |
40 |
23063.87 |
9758.44 |
13305.43 |
327783.51 |
594771.31 |
24713.78 |
13257.58 |
11456.20 |
530303.03 |
554332.39 |
41 |
23063.87 |
9849.11 |
13214.76 |
337632.62 |
607986.07 |
24590.59 |
13257.58 |
11333.02 |
543560.61 |
565665.40 |
42 |
23063.87 |
9940.62 |
13123.25 |
347573.24 |
621109.32 |
24467.41 |
13257.58 |
11209.83 |
556818.18 |
576875.24 |
43 |
23063.87 |
10032.99 |
13030.88 |
357606.23 |
634140.20 |
24344.22 |
13257.58 |
11086.65 |
570075.76 |
587961.88 |
44 |
23063.87 |
10126.21 |
12937.66 |
367732.44 |
647077.86 |
24221.04 |
13257.58 |
10963.46 |
583333.33 |
598925.35 |
45 |
23063.87 |
10220.30 |
12843.57 |
377952.75 |
659921.43 |
24097.85 |
13257.58 |
10840.28 |
596590.91 |
609765.63 |
46 |
23063.87 |
10315.26 |
12748.61 |
388268.01 |
672670.04 |
23974.67 |
13257.58 |
10717.09 |
609848.48 |
620482.72 |
47 |
23063.87 |
10411.11 |
12652.76 |
398679.12 |
685322.80 |
23851.48 |
13257.58 |
10593.91 |
623106.06 |
631076.63 |
48 |
23063.87 |
10507.85 |
12556.02 |
409186.97 |
697878.82 |
23728.30 |
13257.58 |
10470.72 |
636363.64 |
641547.35 |
第5年 |
49 |
23063.87 |
10605.48 |
12458.39 |
419792.45 |
710337.21 |
23605.11 |
13257.58 |
10347.54 |
649621.21 |
651894.89 |
50 |
23063.87 |
10704.03 |
12359.85 |
430496.48 |
722697.05 |
23481.93 |
13257.58 |
10224.35 |
662878.79 |
662119.24 |
51 |
23063.87 |
10803.48 |
12260.39 |
441299.96 |
734957.44 |
23358.74 |
13257.58 |
10101.17 |
676136.36 |
672220.41 |
52 |
23063.87 |
10903.87 |
12160.00 |
452203.83 |
747117.44 |
23235.56 |
13257.58 |
9977.98 |
689393.94 |
682198.39 |
53 |
23063.87 |
11005.18 |
12058.69 |
463209.01 |
759176.13 |
23112.37 |
13257.58 |
9854.80 |
702651.52 |
692053.19 |
54 |
23063.87 |
11107.44 |
11956.43 |
474316.45 |
771132.57 |
22989.19 |
13257.58 |
9731.61 |
715909.09 |
701784.80 |
55 |
23063.87 |
11210.64 |
11853.23 |
485527.09 |
782985.79 |
22866.00 |
13257.58 |
9608.43 |
729166.67 |
711393.23 |
56 |
23063.87 |
11314.81 |
11749.06 |
496841.90 |
794734.85 |
22742.82 |
13257.58 |
9485.24 |
742424.24 |
720878.47 |
57 |
23063.87 |
11419.94 |
11643.93 |
508261.84 |
806378.78 |
22619.63 |
13257.58 |
9362.06 |
755681.82 |
730240.53 |
58 |
23063.87 |
11526.05 |
11537.82 |
519787.90 |
817916.60 |
22496.45 |
13257.58 |
9238.87 |
768939.39 |
739479.40 |
59 |
23063.87 |
11633.15 |
11430.72 |
531421.05 |
829347.32 |
22373.26 |
13257.58 |
9115.69 |
782196.97 |
748595.09 |
60 |
23063.87 |
11741.24 |
11322.63 |
543162.29 |
840669.95 |
22250.08 |
13257.58 |
8992.50 |
795454.55 |
757587.59 |
第6年 |
61 |
23063.87 |
11850.34 |
11213.53 |
555012.62 |
851883.48 |
22126.89 |
13257.58 |
8869.32 |
808712.12 |
766456.91 |
62 |
23063.87 |
11960.45 |
11103.42 |
566973.07 |
862986.90 |
22003.71 |
13257.58 |
8746.13 |
821969.70 |
775203.05 |
63 |
23063.87 |
12071.58 |
10992.29 |
579044.65 |
873979.20 |
21880.52 |
13257.58 |
8622.95 |
835227.27 |
783825.99 |
64 |
23063.87 |
12183.74 |
10880.13 |
591228.39 |
884859.32 |
21757.34 |
13257.58 |
8499.76 |
848484.85 |
792325.76 |
65 |
23063.87 |
12296.95 |
10766.92 |
603525.34 |
895626.24 |
21634.15 |
13257.58 |
8376.58 |
861742.42 |
800702.34 |
66 |
23063.87 |
12411.21 |
10652.66 |
615936.55 |
906278.90 |
21510.97 |
13257.58 |
8253.39 |
875000.00 |
808955.73 |
67 |
23063.87 |
12526.53 |
10537.34 |
628463.09 |
916816.24 |
21387.78 |
13257.58 |
8130.21 |
888257.58 |
817085.94 |
68 |
23063.87 |
12642.92 |
10420.95 |
641106.01 |
927237.19 |
21264.60 |
13257.58 |
8007.02 |
901515.15 |
825092.96 |
69 |
23063.87 |
12760.40 |
10303.47 |
653866.41 |
937540.66 |
21141.41 |
13257.58 |
7883.84 |
914772.73 |
832976.80 |
70 |
23063.87 |
12878.96 |
10184.91 |
666745.37 |
947725.57 |
21018.23 |
13257.58 |
7760.65 |
928030.30 |
840737.45 |
71 |
23063.87 |
12998.63 |
10065.24 |
679744.00 |
957790.81 |
20895.04 |
13257.58 |
7637.47 |
941287.88 |
848374.92 |
72 |
23063.87 |
13119.41 |
9944.46 |
692863.41 |
967735.27 |
20771.86 |
13257.58 |
7514.28 |
954545.45 |
855889.20 |
第7年 |
73 |
23063.87 |
13241.31 |
9822.56 |
706104.72 |
977557.84 |
20648.67 |
13257.58 |
7391.10 |
967803.03 |
863280.30 |
74 |
23063.87 |
13364.34 |
9699.53 |
719469.06 |
987257.36 |
20525.49 |
13257.58 |
7267.91 |
981060.61 |
870548.22 |
75 |
23063.87 |
13488.52 |
9575.35 |
732957.58 |
996832.71 |
20402.30 |
13257.58 |
7144.73 |
994318.18 |
877692.95 |
76 |
23063.87 |
13613.85 |
9450.02 |
746571.43 |
1006282.73 |
20279.12 |
13257.58 |
7021.54 |
1007575.76 |
884714.49 |
77 |
23063.87 |
13740.35 |
9323.52 |
760311.78 |
1015606.26 |
20155.93 |
13257.58 |
6898.36 |
1020833.33 |
891612.85 |
78 |
23063.87 |
13868.02 |
9195.85 |
774179.80 |
1024802.11 |
20032.75 |
13257.58 |
6775.17 |
1034090.91 |
898388.02 |
79 |
23063.87 |
13996.87 |
9067.00 |
788176.67 |
1033869.10 |
19909.56 |
13257.58 |
6651.99 |
1047348.48 |
905040.01 |
80 |
23063.87 |
14126.93 |
8936.94 |
802303.60 |
1042806.05 |
19786.38 |
13257.58 |
6528.80 |
1060606.06 |
911568.81 |
81 |
23063.87 |
14258.19 |
8805.68 |
816561.79 |
1051611.73 |
19663.19 |
13257.58 |
6405.62 |
1073863.64 |
917974.43 |
82 |
23063.87 |
14390.67 |
8673.20 |
830952.47 |
1060284.92 |
19540.01 |
13257.58 |
6282.43 |
1087121.21 |
924256.87 |
83 |
23063.87 |
14524.39 |
8539.48 |
845476.85 |
1068824.41 |
19416.82 |
13257.58 |
6159.25 |
1100378.79 |
930416.11 |
84 |
23063.87 |
14659.34 |
8404.53 |
860136.20 |
1077228.93 |
19293.64 |
13257.58 |
6036.06 |
1113636.36 |
936452.18 |
第8年 |
85 |
23063.87 |
14795.55 |
8268.32 |
874931.75 |
1085497.25 |
19170.45 |
13257.58 |
5912.88 |
1126893.94 |
942365.06 |
86 |
23063.87 |
14933.03 |
8130.84 |
889864.78 |
1093628.09 |
19047.27 |
13257.58 |
5789.69 |
1140151.52 |
948154.75 |
87 |
23063.87 |
15071.78 |
7992.09 |
904936.56 |
1101620.18 |
18924.08 |
13257.58 |
5666.51 |
1153409.09 |
953821.26 |
88 |
23063.87 |
15211.82 |
7852.05 |
920148.38 |
1109472.23 |
18800.90 |
13257.58 |
5543.32 |
1166666.67 |
959364.58 |
89 |
23063.87 |
15353.17 |
7710.70 |
935501.55 |
1117182.94 |
18677.71 |
13257.58 |
5420.14 |
1179924.24 |
964784.72 |
90 |
23063.87 |
15495.82 |
7568.05 |
950997.37 |
1124750.98 |
18554.53 |
13257.58 |
5296.95 |
1193181.82 |
970081.68 |
91 |
23063.87 |
15639.80 |
7424.07 |
966637.17 |
1132175.05 |
18431.34 |
13257.58 |
5173.77 |
1206439.39 |
975255.45 |
92 |
23063.87 |
15785.12 |
7278.75 |
982422.30 |
1139453.80 |
18308.16 |
13257.58 |
5050.58 |
1219696.97 |
980306.03 |
93 |
23063.87 |
15931.79 |
7132.08 |
998354.09 |
1146585.87 |
18184.97 |
13257.58 |
4927.40 |
1232954.55 |
985233.43 |
94 |
23063.87 |
16079.83 |
6984.04 |
1014433.92 |
1153569.92 |
18061.79 |
13257.58 |
4804.21 |
1246212.12 |
990037.64 |
95 |
23063.87 |
16229.24 |
6834.63 |
1030663.15 |
1160404.55 |
17938.60 |
13257.58 |
4681.03 |
1259469.70 |
994718.67 |
96 |
23063.87 |
16380.03 |
6683.84 |
1047043.19 |
1167088.39 |
17815.42 |
13257.58 |
4557.84 |
1272727.27 |
999276.52 |
第9年 |
97 |
23063.87 |
16532.23 |
6531.64 |
1063575.42 |
1173620.03 |
17692.23 |
13257.58 |
4434.66 |
1285984.85 |
1003711.17 |
98 |
23063.87 |
16685.84 |
6378.03 |
1080261.26 |
1179998.06 |
17569.05 |
13257.58 |
4311.47 |
1299242.42 |
1008022.65 |
99 |
23063.87 |
16840.88 |
6222.99 |
1097102.14 |
1186221.05 |
17445.86 |
13257.58 |
4188.29 |
1312500.00 |
1012210.94 |
100 |
23063.87 |
16997.36 |
6066.51 |
1114099.50 |
1192287.56 |
17322.68 |
13257.58 |
4065.10 |
1325757.58 |
1016276.04 |
101 |
23063.87 |
17155.30 |
5908.58 |
1131254.80 |
1198196.13 |
17199.49 |
13257.58 |
3941.92 |
1339015.15 |
1020217.96 |
102 |
23063.87 |
17314.70 |
5749.17 |
1148569.49 |
1203945.31 |
17076.31 |
13257.58 |
3818.73 |
1352272.73 |
1024036.70 |
103 |
23063.87 |
17475.58 |
5588.29 |
1166045.07 |
1209533.60 |
16953.12 |
13257.58 |
3695.55 |
1365530.30 |
1027732.24 |
104 |
23063.87 |
17637.96 |
5425.91 |
1183683.03 |
1214959.51 |
16829.94 |
13257.58 |
3572.36 |
1378787.88 |
1031304.61 |
105 |
23063.87 |
17801.84 |
5262.03 |
1201484.87 |
1220221.54 |
16706.76 |
13257.58 |
3449.18 |
1392045.45 |
1034753.79 |
106 |
23063.87 |
17967.25 |
5096.62 |
1219452.12 |
1225318.16 |
16583.57 |
13257.58 |
3325.99 |
1405303.03 |
1038079.78 |
107 |
23063.87 |
18134.20 |
4929.67 |
1237586.32 |
1230247.83 |
16460.39 |
13257.58 |
3202.81 |
1418560.61 |
1041282.59 |
108 |
23063.87 |
18302.69 |
4761.18 |
1255889.01 |
1235009.01 |
16337.20 |
13257.58 |
3079.62 |
1431818.18 |
1044362.22 |
第10年 |
109 |
23063.87 |
18472.76 |
4591.11 |
1274361.77 |
1239600.13 |
16214.02 |
13257.58 |
2956.44 |
1445075.76 |
1047318.66 |
110 |
23063.87 |
18644.40 |
4419.47 |
1293006.17 |
1244019.60 |
16090.83 |
13257.58 |
2833.25 |
1458333.33 |
1050151.91 |
111 |
23063.87 |
18817.64 |
4246.23 |
1311823.80 |
1248265.83 |
15967.65 |
13257.58 |
2710.07 |
1471590.91 |
1052861.98 |
112 |
23063.87 |
18992.48 |
4071.39 |
1330816.29 |
1252337.22 |
15844.46 |
13257.58 |
2586.88 |
1484848.48 |
1055448.86 |
113 |
23063.87 |
19168.96 |
3894.92 |
1349985.24 |
1256232.13 |
15721.28 |
13257.58 |
2463.70 |
1498106.06 |
1057912.56 |
114 |
23063.87 |
19347.07 |
3716.80 |
1369332.31 |
1259948.94 |
15598.09 |
13257.58 |
2340.51 |
1511363.64 |
1060253.08 |
115 |
23063.87 |
19526.83 |
3537.04 |
1388859.14 |
1263485.98 |
15474.91 |
13257.58 |
2217.33 |
1524621.21 |
1062470.41 |
116 |
23063.87 |
19708.27 |
3355.60 |
1408567.41 |
1266841.58 |
15351.72 |
13257.58 |
2094.14 |
1537878.79 |
1064564.55 |
117 |
23063.87 |
19891.39 |
3172.48 |
1428458.80 |
1270014.05 |
15228.54 |
13257.58 |
1970.96 |
1551136.36 |
1066535.51 |
118 |
23063.87 |
20076.22 |
2987.65 |
1448535.02 |
1273001.71 |
15105.35 |
13257.58 |
1847.77 |
1564393.94 |
1068383.29 |
119 |
23063.87 |
20262.76 |
2801.11 |
1468797.78 |
1275802.82 |
14982.17 |
13257.58 |
1724.59 |
1577651.52 |
1070107.88 |
120 |
23063.87 |
20451.03 |
2612.84 |
1489248.81 |
1278415.66 |
14858.98 |
13257.58 |
1601.40 |
1590909.09 |
1071709.28 |
第11年 |
121 |
23063.87 |
20641.06 |
2422.81 |
1509889.87 |
1280838.47 |
14735.80 |
13257.58 |
1478.22 |
1604166.67 |
1073187.50 |
122 |
23063.87 |
20832.85 |
2231.02 |
1530722.72 |
1283069.49 |
14612.61 |
13257.58 |
1355.03 |
1617424.24 |
1074542.53 |
123 |
23063.87 |
21026.42 |
2037.45 |
1551749.14 |
1285106.94 |
14489.43 |
13257.58 |
1231.85 |
1630681.82 |
1075774.38 |
124 |
23063.87 |
21221.79 |
1842.08 |
1572970.93 |
1286949.03 |
14366.24 |
13257.58 |
1108.66 |
1643939.39 |
1076883.05 |
125 |
23063.87 |
21418.98 |
1644.90 |
1594389.90 |
1288593.92 |
14243.06 |
13257.58 |
985.48 |
1657196.97 |
1077868.53 |
126 |
23063.87 |
21617.99 |
1445.88 |
1616007.89 |
1290039.80 |
14119.87 |
13257.58 |
862.29 |
1670454.55 |
1078730.82 |
127 |
23063.87 |
21818.86 |
1245.01 |
1637826.76 |
1291284.81 |
13996.69 |
13257.58 |
739.11 |
1683712.12 |
1079469.93 |
128 |
23063.87 |
22021.59 |
1042.28 |
1659848.35 |
1292327.08 |
13873.50 |
13257.58 |
615.92 |
1696969.70 |
1080085.86 |
129 |
23063.87 |
22226.21 |
837.66 |
1682074.56 |
1293164.74 |
13750.32 |
13257.58 |
492.74 |
1710227.27 |
1080578.60 |
130 |
23063.87 |
22432.73 |
631.14 |
1704507.29 |
1293795.88 |
13627.13 |
13257.58 |
369.55 |
1723484.85 |
1080948.15 |
131 |
23063.87 |
22641.17 |
422.70 |
1727148.46 |
1294218.59 |
13503.95 |
13257.58 |
246.37 |
1736742.42 |
1081194.52 |
132 |
23063.87 |
22851.54 |
212.33 |
1750000.00 |
1294430.92 |
13380.76 |
13257.58 |
123.18 |
1750000.00 |
1081317.71 |
汇总:
|
等额本息
总利息:1294430.92元 总还款:3044430.92元
|
等额本金
总利息:1081317.71元 总还款:2831317.71元
|
年利率为:11.15%,折扣: 不打折,贷款:175.0万,
分132期(11年), 等额本息比等额本金多:213113.21元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。