| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3503.74 |
1073.74 |
2430.00 |
1073.74 |
2430.00 |
4475.45 |
2045.45 |
2430.00 |
2045.45 |
2430.00 |
| 2 |
3503.74 |
1083.40 |
2420.34 |
2157.14 |
4850.34 |
4457.05 |
2045.45 |
2411.59 |
4090.91 |
4841.59 |
| 3 |
3503.74 |
1093.15 |
2410.59 |
3250.28 |
7260.92 |
4438.64 |
2045.45 |
2393.18 |
6136.36 |
7234.77 |
| 4 |
3503.74 |
1102.99 |
2400.75 |
4353.27 |
9661.67 |
4420.23 |
2045.45 |
2374.77 |
8181.82 |
9609.55 |
| 5 |
3503.74 |
1112.92 |
2390.82 |
5466.19 |
12052.49 |
4401.82 |
2045.45 |
2356.36 |
10227.27 |
11965.91 |
| 6 |
3503.74 |
1122.93 |
2380.80 |
6589.12 |
14433.29 |
4383.41 |
2045.45 |
2337.95 |
12272.73 |
14303.86 |
| 7 |
3503.74 |
1133.04 |
2370.70 |
7722.16 |
16803.99 |
4365.00 |
2045.45 |
2319.55 |
14318.18 |
16623.41 |
| 8 |
3503.74 |
1143.24 |
2360.50 |
8865.39 |
19164.49 |
4346.59 |
2045.45 |
2301.14 |
16363.64 |
18924.55 |
| 9 |
3503.74 |
1153.52 |
2350.21 |
10018.92 |
21514.70 |
4328.18 |
2045.45 |
2282.73 |
18409.09 |
21207.27 |
| 10 |
3503.74 |
1163.91 |
2339.83 |
11182.82 |
23854.53 |
4309.77 |
2045.45 |
2264.32 |
20454.55 |
23471.59 |
| 11 |
3503.74 |
1174.38 |
2329.35 |
12357.20 |
26183.89 |
4291.36 |
2045.45 |
2245.91 |
22500.00 |
25717.50 |
| 12 |
3503.74 |
1184.95 |
2318.79 |
13542.15 |
28502.67 |
4272.95 |
2045.45 |
2227.50 |
24545.45 |
27945.00 |
| 第2年 |
13 |
3503.74 |
1195.62 |
2308.12 |
14737.77 |
30810.79 |
4254.55 |
2045.45 |
2209.09 |
26590.91 |
30154.09 |
| 14 |
3503.74 |
1206.38 |
2297.36 |
15944.15 |
33108.15 |
4236.14 |
2045.45 |
2190.68 |
28636.36 |
32344.77 |
| 15 |
3503.74 |
1217.23 |
2286.50 |
17161.38 |
35394.66 |
4217.73 |
2045.45 |
2172.27 |
30681.82 |
34517.05 |
| 16 |
3503.74 |
1228.19 |
2275.55 |
18389.57 |
37670.20 |
4199.32 |
2045.45 |
2153.86 |
32727.27 |
36670.91 |
| 17 |
3503.74 |
1239.24 |
2264.49 |
19628.81 |
39934.70 |
4180.91 |
2045.45 |
2135.45 |
34772.73 |
38806.36 |
| 18 |
3503.74 |
1250.39 |
2253.34 |
20879.20 |
42188.04 |
4162.50 |
2045.45 |
2117.05 |
36818.18 |
40923.41 |
| 19 |
3503.74 |
1261.65 |
2242.09 |
22140.85 |
44430.13 |
4144.09 |
2045.45 |
2098.64 |
38863.64 |
43022.05 |
| 20 |
3503.74 |
1273.00 |
2230.73 |
23413.86 |
46660.86 |
4125.68 |
2045.45 |
2080.23 |
40909.09 |
45102.27 |
| 21 |
3503.74 |
1284.46 |
2219.28 |
24698.32 |
48880.13 |
4107.27 |
2045.45 |
2061.82 |
42954.55 |
47164.09 |
| 22 |
3503.74 |
1296.02 |
2207.72 |
25994.34 |
51087.85 |
4088.86 |
2045.45 |
2043.41 |
45000.00 |
49207.50 |
| 23 |
3503.74 |
1307.68 |
2196.05 |
27302.02 |
53283.90 |
4070.45 |
2045.45 |
2025.00 |
47045.45 |
51232.50 |
| 24 |
3503.74 |
1319.45 |
2184.28 |
28621.47 |
55468.18 |
4052.05 |
2045.45 |
2006.59 |
49090.91 |
53239.09 |
| 第3年 |
25 |
3503.74 |
1331.33 |
2172.41 |
29952.80 |
57640.59 |
4033.64 |
2045.45 |
1988.18 |
51136.36 |
55227.27 |
| 26 |
3503.74 |
1343.31 |
2160.42 |
31296.11 |
59801.01 |
4015.23 |
2045.45 |
1969.77 |
53181.82 |
57197.05 |
| 27 |
3503.74 |
1355.40 |
2148.33 |
32651.52 |
61949.35 |
3996.82 |
2045.45 |
1951.36 |
55227.27 |
59148.41 |
| 28 |
3503.74 |
1367.60 |
2136.14 |
34019.11 |
64085.49 |
3978.41 |
2045.45 |
1932.95 |
57272.73 |
61081.36 |
| 29 |
3503.74 |
1379.91 |
2123.83 |
35399.02 |
66209.31 |
3960.00 |
2045.45 |
1914.55 |
59318.18 |
62995.91 |
| 30 |
3503.74 |
1392.33 |
2111.41 |
36791.35 |
68320.72 |
3941.59 |
2045.45 |
1896.14 |
61363.64 |
64892.05 |
| 31 |
3503.74 |
1404.86 |
2098.88 |
38196.21 |
70419.60 |
3923.18 |
2045.45 |
1877.73 |
63409.09 |
66769.77 |
| 32 |
3503.74 |
1417.50 |
2086.23 |
39613.71 |
72505.83 |
3904.77 |
2045.45 |
1859.32 |
65454.55 |
68629.09 |
| 33 |
3503.74 |
1430.26 |
2073.48 |
41043.97 |
74579.31 |
3886.36 |
2045.45 |
1840.91 |
67500.00 |
70470.00 |
| 34 |
3503.74 |
1443.13 |
2060.60 |
42487.10 |
76639.91 |
3867.95 |
2045.45 |
1822.50 |
69545.45 |
72292.50 |
| 35 |
3503.74 |
1456.12 |
2047.62 |
43943.22 |
78687.53 |
3849.55 |
2045.45 |
1804.09 |
71590.91 |
74096.59 |
| 36 |
3503.74 |
1469.22 |
2034.51 |
45412.44 |
80722.04 |
3831.14 |
2045.45 |
1785.68 |
73636.36 |
75882.27 |
| 第4年 |
37 |
3503.74 |
1482.45 |
2021.29 |
46894.89 |
82743.33 |
3812.73 |
2045.45 |
1767.27 |
75681.82 |
77649.55 |
| 38 |
3503.74 |
1495.79 |
2007.95 |
48390.68 |
84751.28 |
3794.32 |
2045.45 |
1748.86 |
77727.27 |
79398.41 |
| 39 |
3503.74 |
1509.25 |
1994.48 |
49899.93 |
86745.76 |
3775.91 |
2045.45 |
1730.45 |
79772.73 |
81128.86 |
| 40 |
3503.74 |
1522.84 |
1980.90 |
51422.77 |
88726.66 |
3757.50 |
2045.45 |
1712.05 |
81818.18 |
82840.91 |
| 41 |
3503.74 |
1536.54 |
1967.20 |
52959.31 |
90693.86 |
3739.09 |
2045.45 |
1693.64 |
83863.64 |
84534.55 |
| 42 |
3503.74 |
1550.37 |
1953.37 |
54509.68 |
92647.22 |
3720.68 |
2045.45 |
1675.23 |
85909.09 |
86209.77 |
| 43 |
3503.74 |
1564.32 |
1939.41 |
56074.00 |
94586.63 |
3702.27 |
2045.45 |
1656.82 |
87954.55 |
87866.59 |
| 44 |
3503.74 |
1578.40 |
1925.33 |
57652.40 |
96511.97 |
3683.86 |
2045.45 |
1638.41 |
90000.00 |
89505.00 |
| 45 |
3503.74 |
1592.61 |
1911.13 |
59245.01 |
98423.10 |
3665.45 |
2045.45 |
1620.00 |
92045.45 |
91125.00 |
| 46 |
3503.74 |
1606.94 |
1896.79 |
60851.95 |
100319.89 |
3647.05 |
2045.45 |
1601.59 |
94090.91 |
92726.59 |
| 47 |
3503.74 |
1621.40 |
1882.33 |
62473.35 |
102202.22 |
3628.64 |
2045.45 |
1583.18 |
96136.36 |
94309.77 |
| 48 |
3503.74 |
1636.00 |
1867.74 |
64109.35 |
104069.96 |
3610.23 |
2045.45 |
1564.77 |
98181.82 |
95874.55 |
| 第5年 |
49 |
3503.74 |
1650.72 |
1853.02 |
65760.07 |
105922.98 |
3591.82 |
2045.45 |
1546.36 |
100227.27 |
97420.91 |
| 50 |
3503.74 |
1665.58 |
1838.16 |
67425.65 |
107761.14 |
3573.41 |
2045.45 |
1527.95 |
102272.73 |
98948.86 |
| 51 |
3503.74 |
1680.57 |
1823.17 |
69106.21 |
109584.31 |
3555.00 |
2045.45 |
1509.55 |
104318.18 |
100458.41 |
| 52 |
3503.74 |
1695.69 |
1808.04 |
70801.90 |
111392.35 |
3536.59 |
2045.45 |
1491.14 |
106363.64 |
101949.55 |
| 53 |
3503.74 |
1710.95 |
1792.78 |
72512.86 |
113185.14 |
3518.18 |
2045.45 |
1472.73 |
108409.09 |
103422.27 |
| 54 |
3503.74 |
1726.35 |
1777.38 |
74239.21 |
114962.52 |
3499.77 |
2045.45 |
1454.32 |
110454.55 |
104876.59 |
| 55 |
3503.74 |
1741.89 |
1761.85 |
75981.10 |
116724.37 |
3481.36 |
2045.45 |
1435.91 |
112500.00 |
106312.50 |
| 56 |
3503.74 |
1757.57 |
1746.17 |
77738.66 |
118470.54 |
3462.95 |
2045.45 |
1417.50 |
114545.45 |
107730.00 |
| 57 |
3503.74 |
1773.38 |
1730.35 |
79512.05 |
120200.89 |
3444.55 |
2045.45 |
1399.09 |
116590.91 |
109129.09 |
| 58 |
3503.74 |
1789.34 |
1714.39 |
81301.39 |
121915.28 |
3426.14 |
2045.45 |
1380.68 |
118636.36 |
110509.77 |
| 59 |
3503.74 |
1805.45 |
1698.29 |
83106.84 |
123613.57 |
3407.73 |
2045.45 |
1362.27 |
120681.82 |
111872.05 |
| 60 |
3503.74 |
1821.70 |
1682.04 |
84928.54 |
125295.61 |
3389.32 |
2045.45 |
1343.86 |
122727.27 |
113215.91 |
| 第6年 |
61 |
3503.74 |
1838.09 |
1665.64 |
86766.63 |
126961.25 |
3370.91 |
2045.45 |
1325.45 |
124772.73 |
114541.36 |
| 62 |
3503.74 |
1854.64 |
1649.10 |
88621.26 |
128610.35 |
3352.50 |
2045.45 |
1307.05 |
126818.18 |
115848.41 |
| 63 |
3503.74 |
1871.33 |
1632.41 |
90492.59 |
130242.76 |
3334.09 |
2045.45 |
1288.64 |
128863.64 |
117137.05 |
| 64 |
3503.74 |
1888.17 |
1615.57 |
92380.76 |
131858.33 |
3315.68 |
2045.45 |
1270.23 |
130909.09 |
118407.27 |
| 65 |
3503.74 |
1905.16 |
1598.57 |
94285.92 |
133456.90 |
3297.27 |
2045.45 |
1251.82 |
132954.55 |
119659.09 |
| 66 |
3503.74 |
1922.31 |
1581.43 |
96208.23 |
135038.33 |
3278.86 |
2045.45 |
1233.41 |
135000.00 |
120892.50 |
| 67 |
3503.74 |
1939.61 |
1564.13 |
98147.84 |
136602.45 |
3260.45 |
2045.45 |
1215.00 |
137045.45 |
122107.50 |
| 68 |
3503.74 |
1957.07 |
1546.67 |
100104.91 |
138149.12 |
3242.05 |
2045.45 |
1196.59 |
139090.91 |
123304.09 |
| 69 |
3503.74 |
1974.68 |
1529.06 |
102079.59 |
139678.18 |
3223.64 |
2045.45 |
1178.18 |
141136.36 |
124482.27 |
| 70 |
3503.74 |
1992.45 |
1511.28 |
104072.04 |
141189.46 |
3205.23 |
2045.45 |
1159.77 |
143181.82 |
125642.05 |
| 71 |
3503.74 |
2010.38 |
1493.35 |
106082.42 |
142682.81 |
3186.82 |
2045.45 |
1141.36 |
145227.27 |
126783.41 |
| 72 |
3503.74 |
2028.48 |
1475.26 |
108110.90 |
144158.07 |
3168.41 |
2045.45 |
1122.95 |
147272.73 |
127906.36 |
| 第7年 |
73 |
3503.74 |
2046.73 |
1457.00 |
110157.63 |
145615.07 |
3150.00 |
2045.45 |
1104.55 |
149318.18 |
129010.91 |
| 74 |
3503.74 |
2065.15 |
1438.58 |
112222.79 |
147053.65 |
3131.59 |
2045.45 |
1086.14 |
151363.64 |
130097.05 |
| 75 |
3503.74 |
2083.74 |
1419.99 |
114306.53 |
148473.65 |
3113.18 |
2045.45 |
1067.73 |
153409.09 |
131164.77 |
| 76 |
3503.74 |
2102.49 |
1401.24 |
116409.02 |
149874.89 |
3094.77 |
2045.45 |
1049.32 |
155454.55 |
132214.09 |
| 77 |
3503.74 |
2121.42 |
1382.32 |
118530.44 |
151257.21 |
3076.36 |
2045.45 |
1030.91 |
157500.00 |
133245.00 |
| 78 |
3503.74 |
2140.51 |
1363.23 |
120670.95 |
152620.43 |
3057.95 |
2045.45 |
1012.50 |
159545.45 |
134257.50 |
| 79 |
3503.74 |
2159.77 |
1343.96 |
122830.73 |
153964.40 |
3039.55 |
2045.45 |
994.09 |
161590.91 |
135251.59 |
| 80 |
3503.74 |
2179.21 |
1324.52 |
125009.94 |
155288.92 |
3021.14 |
2045.45 |
975.68 |
163636.36 |
136227.27 |
| 81 |
3503.74 |
2198.83 |
1304.91 |
127208.76 |
156593.83 |
3002.73 |
2045.45 |
957.27 |
165681.82 |
137184.55 |
| 82 |
3503.74 |
2218.61 |
1285.12 |
129427.38 |
157878.95 |
2984.32 |
2045.45 |
938.86 |
167727.27 |
138123.41 |
| 83 |
3503.74 |
2238.58 |
1265.15 |
131665.96 |
159144.10 |
2965.91 |
2045.45 |
920.45 |
169772.73 |
139043.86 |
| 84 |
3503.74 |
2258.73 |
1245.01 |
133924.69 |
160389.11 |
2947.50 |
2045.45 |
902.05 |
171818.18 |
139945.91 |
| 第8年 |
85 |
3503.74 |
2279.06 |
1224.68 |
136203.75 |
161613.79 |
2929.09 |
2045.45 |
883.64 |
173863.64 |
140829.55 |
| 86 |
3503.74 |
2299.57 |
1204.17 |
138503.32 |
162817.95 |
2910.68 |
2045.45 |
865.23 |
175909.09 |
141694.77 |
| 87 |
3503.74 |
2320.27 |
1183.47 |
140823.58 |
164001.42 |
2892.27 |
2045.45 |
846.82 |
177954.55 |
142541.59 |
| 88 |
3503.74 |
2341.15 |
1162.59 |
143164.73 |
165164.01 |
2873.86 |
2045.45 |
828.41 |
180000.00 |
143370.00 |
| 89 |
3503.74 |
2362.22 |
1141.52 |
145526.95 |
166305.53 |
2855.45 |
2045.45 |
810.00 |
182045.45 |
144180.00 |
| 90 |
3503.74 |
2383.48 |
1120.26 |
147910.43 |
167425.79 |
2837.05 |
2045.45 |
791.59 |
184090.91 |
144971.59 |
| 91 |
3503.74 |
2404.93 |
1098.81 |
150315.36 |
168524.59 |
2818.64 |
2045.45 |
773.18 |
186136.36 |
145744.77 |
| 92 |
3503.74 |
2426.57 |
1077.16 |
152741.93 |
169601.76 |
2800.23 |
2045.45 |
754.77 |
188181.82 |
146499.55 |
| 93 |
3503.74 |
2448.41 |
1055.32 |
155190.34 |
170657.08 |
2781.82 |
2045.45 |
736.36 |
190227.27 |
147235.91 |
| 94 |
3503.74 |
2470.45 |
1033.29 |
157660.79 |
171690.37 |
2763.41 |
2045.45 |
717.95 |
192272.73 |
147953.86 |
| 95 |
3503.74 |
2492.68 |
1011.05 |
160153.47 |
172701.42 |
2745.00 |
2045.45 |
699.55 |
194318.18 |
148653.41 |
| 96 |
3503.74 |
2515.12 |
988.62 |
162668.59 |
173690.04 |
2726.59 |
2045.45 |
681.14 |
196363.64 |
149334.55 |
| 第9年 |
97 |
3503.74 |
2537.75 |
965.98 |
165206.34 |
174656.02 |
2708.18 |
2045.45 |
662.73 |
198409.09 |
149997.27 |
| 98 |
3503.74 |
2560.59 |
943.14 |
167766.94 |
175599.16 |
2689.77 |
2045.45 |
644.32 |
200454.55 |
150641.59 |
| 99 |
3503.74 |
2583.64 |
920.10 |
170350.58 |
176519.26 |
2671.36 |
2045.45 |
625.91 |
202500.00 |
151267.50 |
| 100 |
3503.74 |
2606.89 |
896.84 |
172957.47 |
177416.10 |
2652.95 |
2045.45 |
607.50 |
204545.45 |
151875.00 |
| 101 |
3503.74 |
2630.35 |
873.38 |
175587.82 |
178289.49 |
2634.55 |
2045.45 |
589.09 |
206590.91 |
152464.09 |
| 102 |
3503.74 |
2654.03 |
849.71 |
178241.85 |
179139.20 |
2616.14 |
2045.45 |
570.68 |
208636.36 |
153034.77 |
| 103 |
3503.74 |
2677.91 |
825.82 |
180919.76 |
179965.02 |
2597.73 |
2045.45 |
552.27 |
210681.82 |
153587.05 |
| 104 |
3503.74 |
2702.01 |
801.72 |
183621.77 |
180766.74 |
2579.32 |
2045.45 |
533.86 |
212727.27 |
154120.91 |
| 105 |
3503.74 |
2726.33 |
777.40 |
186348.10 |
181544.15 |
2560.91 |
2045.45 |
515.45 |
214772.73 |
154636.36 |
| 106 |
3503.74 |
2750.87 |
752.87 |
189098.97 |
182297.01 |
2542.50 |
2045.45 |
497.05 |
216818.18 |
155133.41 |
| 107 |
3503.74 |
2775.63 |
728.11 |
191874.60 |
183025.12 |
2524.09 |
2045.45 |
478.64 |
218863.64 |
155612.05 |
| 108 |
3503.74 |
2800.61 |
703.13 |
194675.20 |
183728.25 |
2505.68 |
2045.45 |
460.23 |
220909.09 |
156072.27 |
| 第10年 |
109 |
3503.74 |
2825.81 |
677.92 |
197501.02 |
184406.17 |
2487.27 |
2045.45 |
441.82 |
222954.55 |
156514.09 |
| 110 |
3503.74 |
2851.24 |
652.49 |
200352.26 |
185058.67 |
2468.86 |
2045.45 |
423.41 |
225000.00 |
156937.50 |
| 111 |
3503.74 |
2876.91 |
626.83 |
203229.17 |
185685.50 |
2450.45 |
2045.45 |
405.00 |
227045.45 |
157342.50 |
| 112 |
3503.74 |
2902.80 |
600.94 |
206131.97 |
186286.43 |
2432.05 |
2045.45 |
386.59 |
229090.91 |
157729.09 |
| 113 |
3503.74 |
2928.92 |
574.81 |
209060.89 |
186861.25 |
2413.64 |
2045.45 |
368.18 |
231136.36 |
158097.27 |
| 114 |
3503.74 |
2955.28 |
548.45 |
212016.17 |
187409.70 |
2395.23 |
2045.45 |
349.77 |
233181.82 |
158447.05 |
| 115 |
3503.74 |
2981.88 |
521.85 |
214998.05 |
187931.55 |
2376.82 |
2045.45 |
331.36 |
235227.27 |
158778.41 |
| 116 |
3503.74 |
3008.72 |
495.02 |
218006.77 |
188426.57 |
2358.41 |
2045.45 |
312.95 |
237272.73 |
159091.36 |
| 117 |
3503.74 |
3035.80 |
467.94 |
221042.57 |
188894.51 |
2340.00 |
2045.45 |
294.55 |
239318.18 |
159385.91 |
| 118 |
3503.74 |
3063.12 |
440.62 |
224105.69 |
189335.13 |
2321.59 |
2045.45 |
276.14 |
241363.64 |
159662.05 |
| 119 |
3503.74 |
3090.69 |
413.05 |
227196.38 |
189748.17 |
2303.18 |
2045.45 |
257.73 |
243409.09 |
159919.77 |
| 120 |
3503.74 |
3118.50 |
385.23 |
230314.88 |
190133.41 |
2284.77 |
2045.45 |
239.32 |
245454.55 |
160159.09 |
| 第11年 |
121 |
3503.74 |
3146.57 |
357.17 |
233461.45 |
190490.57 |
2266.36 |
2045.45 |
220.91 |
247500.00 |
160380.00 |
| 122 |
3503.74 |
3174.89 |
328.85 |
236636.34 |
190819.42 |
2247.95 |
2045.45 |
202.50 |
249545.45 |
160582.50 |
| 123 |
3503.74 |
3203.46 |
300.27 |
239839.80 |
191119.69 |
2229.55 |
2045.45 |
184.09 |
251590.91 |
160766.59 |
| 124 |
3503.74 |
3232.29 |
271.44 |
243072.09 |
191391.13 |
2211.14 |
2045.45 |
165.68 |
253636.36 |
160932.27 |
| 125 |
3503.74 |
3261.38 |
242.35 |
246333.48 |
191633.49 |
2192.73 |
2045.45 |
147.27 |
255681.82 |
161079.55 |
| 126 |
3503.74 |
3290.74 |
213.00 |
249624.21 |
191846.48 |
2174.32 |
2045.45 |
128.86 |
257727.27 |
161208.41 |
| 127 |
3503.74 |
3320.35 |
183.38 |
252944.57 |
192029.87 |
2155.91 |
2045.45 |
110.45 |
259772.73 |
161318.86 |
| 128 |
3503.74 |
3350.24 |
153.50 |
256294.81 |
192183.37 |
2137.50 |
2045.45 |
92.05 |
261818.18 |
161410.91 |
| 129 |
3503.74 |
3380.39 |
123.35 |
259675.19 |
192306.71 |
2119.09 |
2045.45 |
73.64 |
263863.64 |
161484.55 |
| 130 |
3503.74 |
3410.81 |
92.92 |
263086.01 |
192399.64 |
2100.68 |
2045.45 |
55.23 |
265909.09 |
161539.77 |
| 131 |
3503.74 |
3441.51 |
62.23 |
266527.52 |
192461.86 |
2082.27 |
2045.45 |
36.82 |
267954.55 |
161576.59 |
| 132 |
3503.74 |
3472.48 |
31.25 |
270000.00 |
192493.11 |
2063.86 |
2045.45 |
18.41 |
270000.00 |
161595.00 |
|
汇总:
|
等额本息
总利息:192493.11元 总还款:462493.11元
|
等额本金
总利息:161595.00元 总还款:431595.00元
|
|
年利率为:10.80%,折扣: 不打折,贷款:27.0万,
分132期(11年), 等额本息比等额本金多:30898.11元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。