期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23306.39 |
7181.39 |
16125.00 |
7181.39 |
16125.00 |
29761.36 |
13636.36 |
16125.00 |
13636.36 |
16125.00 |
2 |
23306.39 |
7245.72 |
16060.67 |
14427.11 |
32185.67 |
29639.20 |
13636.36 |
16002.84 |
27272.73 |
32127.84 |
3 |
23306.39 |
7310.63 |
15995.76 |
21737.74 |
48181.42 |
29517.05 |
13636.36 |
15880.68 |
40909.09 |
48008.52 |
4 |
23306.39 |
7376.12 |
15930.27 |
29113.86 |
64111.69 |
29394.89 |
13636.36 |
15758.52 |
54545.45 |
63767.05 |
5 |
23306.39 |
7442.20 |
15864.19 |
36556.06 |
79975.88 |
29272.73 |
13636.36 |
15636.36 |
68181.82 |
79403.41 |
6 |
23306.39 |
7508.87 |
15797.52 |
44064.93 |
95773.40 |
29150.57 |
13636.36 |
15514.20 |
81818.18 |
94917.61 |
7 |
23306.39 |
7576.14 |
15730.25 |
51641.07 |
111503.65 |
29028.41 |
13636.36 |
15392.05 |
95454.55 |
110309.66 |
8 |
23306.39 |
7644.01 |
15662.38 |
59285.07 |
127166.03 |
28906.25 |
13636.36 |
15269.89 |
109090.91 |
125579.55 |
9 |
23306.39 |
7712.48 |
15593.90 |
66997.56 |
142759.94 |
28784.09 |
13636.36 |
15147.73 |
122727.27 |
140727.27 |
10 |
23306.39 |
7781.57 |
15524.81 |
74779.13 |
158284.75 |
28661.93 |
13636.36 |
15025.57 |
136363.64 |
155752.84 |
11 |
23306.39 |
7851.28 |
15455.10 |
82630.42 |
173739.85 |
28539.77 |
13636.36 |
14903.41 |
150000.00 |
170656.25 |
12 |
23306.39 |
7921.62 |
15384.77 |
90552.03 |
189124.62 |
28417.61 |
13636.36 |
14781.25 |
163636.36 |
185437.50 |
第2年 |
13 |
23306.39 |
7992.58 |
15313.80 |
98544.62 |
204438.43 |
28295.45 |
13636.36 |
14659.09 |
177272.73 |
200096.59 |
14 |
23306.39 |
8064.18 |
15242.20 |
106608.80 |
219680.63 |
28173.30 |
13636.36 |
14536.93 |
190909.09 |
214633.52 |
15 |
23306.39 |
8136.43 |
15169.96 |
114745.23 |
234850.59 |
28051.14 |
13636.36 |
14414.77 |
204545.45 |
229048.30 |
16 |
23306.39 |
8209.31 |
15097.07 |
122954.54 |
249947.67 |
27928.98 |
13636.36 |
14292.61 |
218181.82 |
243340.91 |
17 |
23306.39 |
8282.86 |
15023.53 |
131237.40 |
264971.20 |
27806.82 |
13636.36 |
14170.45 |
231818.18 |
257511.36 |
18 |
23306.39 |
8357.06 |
14949.33 |
139594.45 |
279920.53 |
27684.66 |
13636.36 |
14048.30 |
245454.55 |
271559.66 |
19 |
23306.39 |
8431.92 |
14874.47 |
148026.37 |
294795.00 |
27562.50 |
13636.36 |
13926.14 |
259090.91 |
285485.80 |
20 |
23306.39 |
8507.46 |
14798.93 |
156533.83 |
309593.93 |
27440.34 |
13636.36 |
13803.98 |
272727.27 |
299289.77 |
21 |
23306.39 |
8583.67 |
14722.72 |
165117.50 |
324316.65 |
27318.18 |
13636.36 |
13681.82 |
286363.64 |
312971.59 |
22 |
23306.39 |
8660.57 |
14645.82 |
173778.07 |
338962.47 |
27196.02 |
13636.36 |
13559.66 |
300000.00 |
326531.25 |
23 |
23306.39 |
8738.15 |
14568.24 |
182516.22 |
353530.71 |
27073.86 |
13636.36 |
13437.50 |
313636.36 |
339968.75 |
24 |
23306.39 |
8816.43 |
14489.96 |
191332.65 |
368020.67 |
26951.70 |
13636.36 |
13315.34 |
327272.73 |
353284.09 |
第3年 |
25 |
23306.39 |
8895.41 |
14410.98 |
200228.06 |
382431.64 |
26829.55 |
13636.36 |
13193.18 |
340909.09 |
366477.27 |
26 |
23306.39 |
8975.10 |
14331.29 |
209203.15 |
396762.93 |
26707.39 |
13636.36 |
13071.02 |
354545.45 |
379548.30 |
27 |
23306.39 |
9055.50 |
14250.89 |
218258.65 |
411013.82 |
26585.23 |
13636.36 |
12948.86 |
368181.82 |
392497.16 |
28 |
23306.39 |
9136.62 |
14169.77 |
227395.28 |
425183.59 |
26463.07 |
13636.36 |
12826.70 |
381818.18 |
405323.86 |
29 |
23306.39 |
9218.47 |
14087.92 |
236613.75 |
439271.51 |
26340.91 |
13636.36 |
12704.55 |
395454.55 |
418028.41 |
30 |
23306.39 |
9301.05 |
14005.34 |
245914.80 |
453276.84 |
26218.75 |
13636.36 |
12582.39 |
409090.91 |
430610.80 |
31 |
23306.39 |
9384.37 |
13922.01 |
255299.17 |
467198.85 |
26096.59 |
13636.36 |
12460.23 |
422727.27 |
443071.02 |
32 |
23306.39 |
9468.44 |
13837.94 |
264767.62 |
481036.80 |
25974.43 |
13636.36 |
12338.07 |
436363.64 |
455409.09 |
33 |
23306.39 |
9553.26 |
13753.12 |
274320.88 |
494789.92 |
25852.27 |
13636.36 |
12215.91 |
450000.00 |
467625.00 |
34 |
23306.39 |
9638.85 |
13667.54 |
283959.73 |
508457.46 |
25730.11 |
13636.36 |
12093.75 |
463636.36 |
479718.75 |
35 |
23306.39 |
9725.19 |
13581.19 |
293684.92 |
522038.66 |
25607.95 |
13636.36 |
11971.59 |
477272.73 |
491690.34 |
36 |
23306.39 |
9812.32 |
13494.07 |
303497.24 |
535532.73 |
25485.80 |
13636.36 |
11849.43 |
490909.09 |
503539.77 |
第4年 |
37 |
23306.39 |
9900.22 |
13406.17 |
313397.45 |
548938.90 |
25363.64 |
13636.36 |
11727.27 |
504545.45 |
515267.05 |
38 |
23306.39 |
9988.91 |
13317.48 |
323386.36 |
562256.38 |
25241.48 |
13636.36 |
11605.11 |
518181.82 |
526872.16 |
39 |
23306.39 |
10078.39 |
13228.00 |
333464.75 |
575484.38 |
25119.32 |
13636.36 |
11482.95 |
531818.18 |
538355.11 |
40 |
23306.39 |
10168.68 |
13137.71 |
343633.43 |
588622.09 |
24997.16 |
13636.36 |
11360.80 |
545454.55 |
549715.91 |
41 |
23306.39 |
10259.77 |
13046.62 |
353893.20 |
601668.71 |
24875.00 |
13636.36 |
11238.64 |
559090.91 |
560954.55 |
42 |
23306.39 |
10351.68 |
12954.71 |
364244.88 |
614623.42 |
24752.84 |
13636.36 |
11116.48 |
572727.27 |
572071.02 |
43 |
23306.39 |
10444.42 |
12861.97 |
374689.29 |
627485.39 |
24630.68 |
13636.36 |
10994.32 |
586363.64 |
583065.34 |
44 |
23306.39 |
10537.98 |
12768.41 |
385227.27 |
640253.80 |
24508.52 |
13636.36 |
10872.16 |
600000.00 |
593937.50 |
45 |
23306.39 |
10632.38 |
12674.01 |
395859.66 |
652927.80 |
24386.36 |
13636.36 |
10750.00 |
613636.36 |
604687.50 |
46 |
23306.39 |
10727.63 |
12578.76 |
406587.29 |
665506.56 |
24264.20 |
13636.36 |
10627.84 |
627272.73 |
615315.34 |
47 |
23306.39 |
10823.73 |
12482.66 |
417411.02 |
677989.22 |
24142.05 |
13636.36 |
10505.68 |
640909.09 |
625821.02 |
48 |
23306.39 |
10920.70 |
12385.69 |
428331.72 |
690374.91 |
24019.89 |
13636.36 |
10383.52 |
654545.45 |
636204.55 |
第5年 |
49 |
23306.39 |
11018.53 |
12287.86 |
439350.24 |
702662.77 |
23897.73 |
13636.36 |
10261.36 |
668181.82 |
646465.91 |
50 |
23306.39 |
11117.23 |
12189.15 |
450467.48 |
714851.92 |
23775.57 |
13636.36 |
10139.20 |
681818.18 |
656605.11 |
51 |
23306.39 |
11216.83 |
12089.56 |
461684.30 |
726941.49 |
23653.41 |
13636.36 |
10017.05 |
695454.55 |
666622.16 |
52 |
23306.39 |
11317.31 |
11989.08 |
473001.61 |
738930.57 |
23531.25 |
13636.36 |
9894.89 |
709090.91 |
676517.05 |
53 |
23306.39 |
11418.69 |
11887.69 |
484420.31 |
750818.26 |
23409.09 |
13636.36 |
9772.73 |
722727.27 |
686289.77 |
54 |
23306.39 |
11520.99 |
11785.40 |
495941.29 |
762603.66 |
23286.93 |
13636.36 |
9650.57 |
736363.64 |
695940.34 |
55 |
23306.39 |
11624.20 |
11682.19 |
507565.49 |
774285.85 |
23164.77 |
13636.36 |
9528.41 |
750000.00 |
705468.75 |
56 |
23306.39 |
11728.33 |
11578.06 |
519293.82 |
785863.91 |
23042.61 |
13636.36 |
9406.25 |
763636.36 |
714875.00 |
57 |
23306.39 |
11833.40 |
11472.99 |
531127.21 |
797336.91 |
22920.45 |
13636.36 |
9284.09 |
777272.73 |
724159.09 |
58 |
23306.39 |
11939.40 |
11366.99 |
543066.61 |
808703.89 |
22798.30 |
13636.36 |
9161.93 |
790909.09 |
733321.02 |
59 |
23306.39 |
12046.36 |
11260.03 |
555112.97 |
819963.92 |
22676.14 |
13636.36 |
9039.77 |
804545.45 |
742360.80 |
60 |
23306.39 |
12154.28 |
11152.11 |
567267.25 |
831116.03 |
22553.98 |
13636.36 |
8917.61 |
818181.82 |
751278.41 |
第6年 |
61 |
23306.39 |
12263.16 |
11043.23 |
579530.41 |
842159.26 |
22431.82 |
13636.36 |
8795.45 |
831818.18 |
760073.86 |
62 |
23306.39 |
12373.01 |
10933.37 |
591903.42 |
853092.64 |
22309.66 |
13636.36 |
8673.30 |
845454.55 |
768747.16 |
63 |
23306.39 |
12483.86 |
10822.53 |
604387.28 |
863915.17 |
22187.50 |
13636.36 |
8551.14 |
859090.91 |
777298.30 |
64 |
23306.39 |
12595.69 |
10710.70 |
616982.97 |
874625.87 |
22065.34 |
13636.36 |
8428.98 |
872727.27 |
785727.27 |
65 |
23306.39 |
12708.53 |
10597.86 |
629691.49 |
885223.73 |
21943.18 |
13636.36 |
8306.82 |
886363.64 |
794034.09 |
66 |
23306.39 |
12822.37 |
10484.01 |
642513.87 |
895707.74 |
21821.02 |
13636.36 |
8184.66 |
900000.00 |
802218.75 |
67 |
23306.39 |
12937.24 |
10369.15 |
655451.11 |
906076.89 |
21698.86 |
13636.36 |
8062.50 |
913636.36 |
810281.25 |
68 |
23306.39 |
13053.14 |
10253.25 |
668504.25 |
916330.14 |
21576.70 |
13636.36 |
7940.34 |
927272.73 |
818221.59 |
69 |
23306.39 |
13170.07 |
10136.32 |
681674.32 |
926466.45 |
21454.55 |
13636.36 |
7818.18 |
940909.09 |
826039.77 |
70 |
23306.39 |
13288.05 |
10018.33 |
694962.37 |
936484.79 |
21332.39 |
13636.36 |
7696.02 |
954545.45 |
833735.80 |
71 |
23306.39 |
13407.09 |
9899.30 |
708369.47 |
946384.08 |
21210.23 |
13636.36 |
7573.86 |
968181.82 |
841309.66 |
72 |
23306.39 |
13527.20 |
9779.19 |
721896.66 |
956163.27 |
21088.07 |
13636.36 |
7451.70 |
981818.18 |
848761.36 |
第7年 |
73 |
23306.39 |
13648.38 |
9658.01 |
735545.04 |
965821.28 |
20965.91 |
13636.36 |
7329.55 |
995454.55 |
856090.91 |
74 |
23306.39 |
13770.65 |
9535.74 |
749315.69 |
975357.02 |
20843.75 |
13636.36 |
7207.39 |
1009090.91 |
863298.30 |
75 |
23306.39 |
13894.01 |
9412.38 |
763209.70 |
984769.40 |
20721.59 |
13636.36 |
7085.23 |
1022727.27 |
870383.52 |
76 |
23306.39 |
14018.47 |
9287.91 |
777228.17 |
994057.32 |
20599.43 |
13636.36 |
6963.07 |
1036363.64 |
877346.59 |
77 |
23306.39 |
14144.06 |
9162.33 |
791372.23 |
1003219.65 |
20477.27 |
13636.36 |
6840.91 |
1050000.00 |
884187.50 |
78 |
23306.39 |
14270.76 |
9035.62 |
805642.99 |
1012255.27 |
20355.11 |
13636.36 |
6718.75 |
1063636.36 |
890906.25 |
79 |
23306.39 |
14398.61 |
8907.78 |
820041.60 |
1021163.05 |
20232.95 |
13636.36 |
6596.59 |
1077272.73 |
897502.84 |
80 |
23306.39 |
14527.59 |
8778.79 |
834569.19 |
1029941.85 |
20110.80 |
13636.36 |
6474.43 |
1090909.09 |
903977.27 |
81 |
23306.39 |
14657.74 |
8648.65 |
849226.93 |
1038590.50 |
19988.64 |
13636.36 |
6352.27 |
1104545.45 |
910329.55 |
82 |
23306.39 |
14789.05 |
8517.34 |
864015.97 |
1047107.84 |
19866.48 |
13636.36 |
6230.11 |
1118181.82 |
916559.66 |
83 |
23306.39 |
14921.53 |
8384.86 |
878937.51 |
1055492.70 |
19744.32 |
13636.36 |
6107.95 |
1131818.18 |
922667.61 |
84 |
23306.39 |
15055.20 |
8251.18 |
893992.71 |
1063743.88 |
19622.16 |
13636.36 |
5985.80 |
1145454.55 |
928653.41 |
第8年 |
85 |
23306.39 |
15190.07 |
8116.32 |
909182.78 |
1071860.20 |
19500.00 |
13636.36 |
5863.64 |
1159090.91 |
934517.05 |
86 |
23306.39 |
15326.15 |
7980.24 |
924508.93 |
1079840.44 |
19377.84 |
13636.36 |
5741.48 |
1172727.27 |
940258.52 |
87 |
23306.39 |
15463.45 |
7842.94 |
939972.38 |
1087683.38 |
19255.68 |
13636.36 |
5619.32 |
1186363.64 |
945877.84 |
88 |
23306.39 |
15601.97 |
7704.41 |
955574.35 |
1095387.79 |
19133.52 |
13636.36 |
5497.16 |
1200000.00 |
951375.00 |
89 |
23306.39 |
15741.74 |
7564.65 |
971316.09 |
1102952.44 |
19011.36 |
13636.36 |
5375.00 |
1213636.36 |
956750.00 |
90 |
23306.39 |
15882.76 |
7423.63 |
987198.86 |
1110376.06 |
18889.20 |
13636.36 |
5252.84 |
1227272.73 |
962002.84 |
91 |
23306.39 |
16025.04 |
7281.34 |
1003223.90 |
1117657.41 |
18767.05 |
13636.36 |
5130.68 |
1240909.09 |
967133.52 |
92 |
23306.39 |
16168.60 |
7137.79 |
1019392.50 |
1124795.19 |
18644.89 |
13636.36 |
5008.52 |
1254545.45 |
972142.05 |
93 |
23306.39 |
16313.45 |
6992.94 |
1035705.95 |
1131788.14 |
18522.73 |
13636.36 |
4886.36 |
1268181.82 |
977028.41 |
94 |
23306.39 |
16459.59 |
6846.80 |
1052165.54 |
1138634.94 |
18400.57 |
13636.36 |
4764.20 |
1281818.18 |
981792.61 |
95 |
23306.39 |
16607.04 |
6699.35 |
1068772.57 |
1145334.29 |
18278.41 |
13636.36 |
4642.05 |
1295454.55 |
986434.66 |
96 |
23306.39 |
16755.81 |
6550.58 |
1085528.38 |
1151884.87 |
18156.25 |
13636.36 |
4519.89 |
1309090.91 |
990954.55 |
第9年 |
97 |
23306.39 |
16905.91 |
6400.47 |
1102434.30 |
1158285.34 |
18034.09 |
13636.36 |
4397.73 |
1322727.27 |
995352.27 |
98 |
23306.39 |
17057.36 |
6249.03 |
1119491.66 |
1164534.37 |
17911.93 |
13636.36 |
4275.57 |
1336363.64 |
999627.84 |
99 |
23306.39 |
17210.17 |
6096.22 |
1136701.82 |
1170630.59 |
17789.77 |
13636.36 |
4153.41 |
1350000.00 |
1003781.25 |
100 |
23306.39 |
17364.34 |
5942.05 |
1154066.17 |
1176572.63 |
17667.61 |
13636.36 |
4031.25 |
1363636.36 |
1007812.50 |
101 |
23306.39 |
17519.90 |
5786.49 |
1171586.06 |
1182359.12 |
17545.45 |
13636.36 |
3909.09 |
1377272.73 |
1011721.59 |
102 |
23306.39 |
17676.85 |
5629.54 |
1189262.91 |
1187988.67 |
17423.30 |
13636.36 |
3786.93 |
1390909.09 |
1015508.52 |
103 |
23306.39 |
17835.20 |
5471.19 |
1207098.11 |
1193459.85 |
17301.14 |
13636.36 |
3664.77 |
1404545.45 |
1019173.30 |
104 |
23306.39 |
17994.98 |
5311.41 |
1225093.09 |
1198771.26 |
17178.98 |
13636.36 |
3542.61 |
1418181.82 |
1022715.91 |
105 |
23306.39 |
18156.18 |
5150.21 |
1243249.27 |
1203921.47 |
17056.82 |
13636.36 |
3420.45 |
1431818.18 |
1026136.36 |
106 |
23306.39 |
18318.83 |
4987.56 |
1261568.10 |
1208909.03 |
16934.66 |
13636.36 |
3298.30 |
1445454.55 |
1029434.66 |
107 |
23306.39 |
18482.94 |
4823.45 |
1280051.03 |
1213732.48 |
16812.50 |
13636.36 |
3176.14 |
1459090.91 |
1032610.80 |
108 |
23306.39 |
18648.51 |
4657.88 |
1298699.54 |
1218390.36 |
16690.34 |
13636.36 |
3053.98 |
1472727.27 |
1035664.77 |
第10年 |
109 |
23306.39 |
18815.57 |
4490.82 |
1317515.12 |
1222881.18 |
16568.18 |
13636.36 |
2931.82 |
1486363.64 |
1038596.59 |
110 |
23306.39 |
18984.13 |
4322.26 |
1336499.24 |
1227203.44 |
16446.02 |
13636.36 |
2809.66 |
1500000.00 |
1041406.25 |
111 |
23306.39 |
19154.19 |
4152.19 |
1355653.44 |
1231355.63 |
16323.86 |
13636.36 |
2687.50 |
1513636.36 |
1044093.75 |
112 |
23306.39 |
19325.78 |
3980.60 |
1374979.22 |
1235336.24 |
16201.70 |
13636.36 |
2565.34 |
1527272.73 |
1046659.09 |
113 |
23306.39 |
19498.91 |
3807.48 |
1394478.13 |
1239143.71 |
16079.55 |
13636.36 |
2443.18 |
1540909.09 |
1049102.27 |
114 |
23306.39 |
19673.59 |
3632.80 |
1414151.72 |
1242776.51 |
15957.39 |
13636.36 |
2321.02 |
1554545.45 |
1051423.30 |
115 |
23306.39 |
19849.83 |
3456.56 |
1434001.55 |
1246233.07 |
15835.23 |
13636.36 |
2198.86 |
1568181.82 |
1053622.16 |
116 |
23306.39 |
20027.65 |
3278.74 |
1454029.20 |
1249511.81 |
15713.07 |
13636.36 |
2076.70 |
1581818.18 |
1055698.86 |
117 |
23306.39 |
20207.07 |
3099.32 |
1474236.27 |
1252611.13 |
15590.91 |
13636.36 |
1954.55 |
1595454.55 |
1057653.41 |
118 |
23306.39 |
20388.09 |
2918.30 |
1494624.36 |
1255529.43 |
15468.75 |
13636.36 |
1832.39 |
1609090.91 |
1059485.80 |
119 |
23306.39 |
20570.73 |
2735.66 |
1515195.09 |
1258265.09 |
15346.59 |
13636.36 |
1710.23 |
1622727.27 |
1061196.02 |
120 |
23306.39 |
20755.01 |
2551.38 |
1535950.10 |
1260816.46 |
15224.43 |
13636.36 |
1588.07 |
1636363.64 |
1062784.09 |
第11年 |
121 |
23306.39 |
20940.94 |
2365.45 |
1556891.04 |
1263181.91 |
15102.27 |
13636.36 |
1465.91 |
1650000.00 |
1064250.00 |
122 |
23306.39 |
21128.54 |
2177.85 |
1578019.57 |
1265359.76 |
14980.11 |
13636.36 |
1343.75 |
1663636.36 |
1065593.75 |
123 |
23306.39 |
21317.81 |
1988.57 |
1599337.39 |
1267348.34 |
14857.95 |
13636.36 |
1221.59 |
1677272.73 |
1066815.34 |
124 |
23306.39 |
21508.79 |
1797.60 |
1620846.17 |
1269145.94 |
14735.80 |
13636.36 |
1099.43 |
1690909.09 |
1067914.77 |
125 |
23306.39 |
21701.47 |
1604.92 |
1642547.64 |
1270750.86 |
14613.64 |
13636.36 |
977.27 |
1704545.45 |
1068892.05 |
126 |
23306.39 |
21895.88 |
1410.51 |
1664443.52 |
1272161.37 |
14491.48 |
13636.36 |
855.11 |
1718181.82 |
1069747.16 |
127 |
23306.39 |
22092.03 |
1214.36 |
1686535.55 |
1273375.73 |
14369.32 |
13636.36 |
732.95 |
1731818.18 |
1070480.11 |
128 |
23306.39 |
22289.94 |
1016.45 |
1708825.48 |
1274392.18 |
14247.16 |
13636.36 |
610.80 |
1745454.55 |
1071090.91 |
129 |
23306.39 |
22489.62 |
816.77 |
1731315.10 |
1275208.95 |
14125.00 |
13636.36 |
488.64 |
1759090.91 |
1071579.55 |
130 |
23306.39 |
22691.09 |
615.30 |
1754006.18 |
1275824.26 |
14002.84 |
13636.36 |
366.48 |
1772727.27 |
1071946.02 |
131 |
23306.39 |
22894.36 |
412.03 |
1776900.54 |
1276236.28 |
13880.68 |
13636.36 |
244.32 |
1786363.64 |
1072190.34 |
132 |
23306.39 |
23099.46 |
206.93 |
1800000.00 |
1276443.22 |
13758.52 |
13636.36 |
122.16 |
1800000.00 |
1072312.50 |
汇总:
|
等额本息
总利息:1276443.22元 总还款:3076443.22元
|
等额本金
总利息:1072312.50元 总还款:2872312.50元
|
年利率为:10.75%,折扣: 不打折,贷款:180万,
分132期(11年), 等额本息比等额本金多:204130.72元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。