| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3561.25 |
1146.25 |
2415.00 |
1146.25 |
2415.00 |
4536.21 |
2121.21 |
2415.00 |
2121.21 |
2415.00 |
| 2 |
3561.25 |
1156.13 |
2405.11 |
2302.38 |
4820.11 |
4517.92 |
2121.21 |
2396.70 |
4242.42 |
4811.70 |
| 3 |
3561.25 |
1166.10 |
2395.14 |
3468.48 |
7215.26 |
4499.62 |
2121.21 |
2378.41 |
6363.64 |
7190.11 |
| 4 |
3561.25 |
1176.16 |
2385.08 |
4644.64 |
9600.34 |
4481.33 |
2121.21 |
2360.11 |
8484.85 |
9550.23 |
| 5 |
3561.25 |
1186.31 |
2374.94 |
5830.95 |
11975.28 |
4463.03 |
2121.21 |
2341.82 |
10606.06 |
11892.05 |
| 6 |
3561.25 |
1196.54 |
2364.71 |
7027.49 |
14339.99 |
4444.73 |
2121.21 |
2323.52 |
12727.27 |
14215.57 |
| 7 |
3561.25 |
1206.86 |
2354.39 |
8234.35 |
16694.38 |
4426.44 |
2121.21 |
2305.23 |
14848.48 |
16520.80 |
| 8 |
3561.25 |
1217.27 |
2343.98 |
9451.61 |
19038.35 |
4408.14 |
2121.21 |
2286.93 |
16969.70 |
18807.73 |
| 9 |
3561.25 |
1227.77 |
2333.48 |
10679.38 |
21371.83 |
4389.85 |
2121.21 |
2268.64 |
19090.91 |
21076.36 |
| 10 |
3561.25 |
1238.36 |
2322.89 |
11917.73 |
23694.72 |
4371.55 |
2121.21 |
2250.34 |
21212.12 |
23326.70 |
| 11 |
3561.25 |
1249.04 |
2312.21 |
13166.77 |
26006.93 |
4353.26 |
2121.21 |
2232.05 |
23333.33 |
25558.75 |
| 12 |
3561.25 |
1259.81 |
2301.44 |
14426.58 |
28308.37 |
4334.96 |
2121.21 |
2213.75 |
25454.55 |
27772.50 |
| 第2年 |
13 |
3561.25 |
1270.68 |
2290.57 |
15697.26 |
30598.94 |
4316.67 |
2121.21 |
2195.45 |
27575.76 |
29967.95 |
| 14 |
3561.25 |
1281.63 |
2279.61 |
16978.89 |
32878.55 |
4298.37 |
2121.21 |
2177.16 |
29696.97 |
32145.11 |
| 15 |
3561.25 |
1292.69 |
2268.56 |
18271.58 |
35147.11 |
4280.08 |
2121.21 |
2158.86 |
31818.18 |
34303.98 |
| 16 |
3561.25 |
1303.84 |
2257.41 |
19575.42 |
37404.52 |
4261.78 |
2121.21 |
2140.57 |
33939.39 |
36444.55 |
| 17 |
3561.25 |
1315.08 |
2246.16 |
20890.50 |
39650.68 |
4243.48 |
2121.21 |
2122.27 |
36060.61 |
38566.82 |
| 18 |
3561.25 |
1326.43 |
2234.82 |
22216.93 |
41885.50 |
4225.19 |
2121.21 |
2103.98 |
38181.82 |
40670.80 |
| 19 |
3561.25 |
1337.87 |
2223.38 |
23554.79 |
44108.88 |
4206.89 |
2121.21 |
2085.68 |
40303.03 |
42756.48 |
| 20 |
3561.25 |
1349.41 |
2211.84 |
24904.20 |
46320.72 |
4188.60 |
2121.21 |
2067.39 |
42424.24 |
44823.86 |
| 21 |
3561.25 |
1361.04 |
2200.20 |
26265.25 |
48520.92 |
4170.30 |
2121.21 |
2049.09 |
44545.45 |
46872.95 |
| 22 |
3561.25 |
1372.78 |
2188.46 |
27638.03 |
50709.38 |
4152.01 |
2121.21 |
2030.80 |
46666.67 |
48903.75 |
| 23 |
3561.25 |
1384.62 |
2176.62 |
29022.65 |
52886.00 |
4133.71 |
2121.21 |
2012.50 |
48787.88 |
50916.25 |
| 24 |
3561.25 |
1396.57 |
2164.68 |
30419.22 |
55050.68 |
4115.42 |
2121.21 |
1994.20 |
50909.09 |
52910.45 |
| 第3年 |
25 |
3561.25 |
1408.61 |
2152.63 |
31827.83 |
57203.32 |
4097.12 |
2121.21 |
1975.91 |
53030.30 |
54886.36 |
| 26 |
3561.25 |
1420.76 |
2140.48 |
33248.59 |
59343.80 |
4078.83 |
2121.21 |
1957.61 |
55151.52 |
56843.98 |
| 27 |
3561.25 |
1433.02 |
2128.23 |
34681.61 |
61472.03 |
4060.53 |
2121.21 |
1939.32 |
57272.73 |
58783.30 |
| 28 |
3561.25 |
1445.37 |
2115.87 |
36126.98 |
63587.90 |
4042.23 |
2121.21 |
1921.02 |
59393.94 |
60704.32 |
| 29 |
3561.25 |
1457.84 |
2103.40 |
37584.82 |
65691.31 |
4023.94 |
2121.21 |
1902.73 |
61515.15 |
62607.05 |
| 30 |
3561.25 |
1470.42 |
2090.83 |
39055.24 |
67782.14 |
4005.64 |
2121.21 |
1884.43 |
63636.36 |
64491.48 |
| 31 |
3561.25 |
1483.10 |
2078.15 |
40538.34 |
69860.29 |
3987.35 |
2121.21 |
1866.14 |
65757.58 |
66357.61 |
| 32 |
3561.25 |
1495.89 |
2065.36 |
42034.22 |
71925.65 |
3969.05 |
2121.21 |
1847.84 |
67878.79 |
68205.45 |
| 33 |
3561.25 |
1508.79 |
2052.45 |
43543.02 |
73978.10 |
3950.76 |
2121.21 |
1829.55 |
70000.00 |
70035.00 |
| 34 |
3561.25 |
1521.80 |
2039.44 |
45064.82 |
76017.54 |
3932.46 |
2121.21 |
1811.25 |
72121.21 |
71846.25 |
| 35 |
3561.25 |
1534.93 |
2026.32 |
46599.75 |
78043.86 |
3914.17 |
2121.21 |
1792.95 |
74242.42 |
73639.20 |
| 36 |
3561.25 |
1548.17 |
2013.08 |
48147.92 |
80056.93 |
3895.87 |
2121.21 |
1774.66 |
76363.64 |
75413.86 |
| 第4年 |
37 |
3561.25 |
1561.52 |
1999.72 |
49709.44 |
82056.66 |
3877.58 |
2121.21 |
1756.36 |
78484.85 |
77170.23 |
| 38 |
3561.25 |
1574.99 |
1986.26 |
51284.43 |
84042.92 |
3859.28 |
2121.21 |
1738.07 |
80606.06 |
78908.30 |
| 39 |
3561.25 |
1588.57 |
1972.67 |
52873.00 |
86015.59 |
3840.98 |
2121.21 |
1719.77 |
82727.27 |
80628.07 |
| 40 |
3561.25 |
1602.28 |
1958.97 |
54475.28 |
87974.56 |
3822.69 |
2121.21 |
1701.48 |
84848.48 |
82329.55 |
| 41 |
3561.25 |
1616.10 |
1945.15 |
56091.38 |
89919.71 |
3804.39 |
2121.21 |
1683.18 |
86969.70 |
84012.73 |
| 42 |
3561.25 |
1630.03 |
1931.21 |
57721.41 |
91850.92 |
3786.10 |
2121.21 |
1664.89 |
89090.91 |
85677.61 |
| 43 |
3561.25 |
1644.09 |
1917.15 |
59365.50 |
93768.07 |
3767.80 |
2121.21 |
1646.59 |
91212.12 |
87324.20 |
| 44 |
3561.25 |
1658.27 |
1902.97 |
61023.78 |
95671.05 |
3749.51 |
2121.21 |
1628.30 |
93333.33 |
88952.50 |
| 45 |
3561.25 |
1672.58 |
1888.67 |
62696.35 |
97559.72 |
3731.21 |
2121.21 |
1610.00 |
95454.55 |
90562.50 |
| 46 |
3561.25 |
1687.00 |
1874.24 |
64383.35 |
99433.96 |
3712.92 |
2121.21 |
1591.70 |
97575.76 |
92154.20 |
| 47 |
3561.25 |
1701.55 |
1859.69 |
66084.91 |
101293.65 |
3694.62 |
2121.21 |
1573.41 |
99696.97 |
93727.61 |
| 48 |
3561.25 |
1716.23 |
1845.02 |
67801.13 |
103138.67 |
3676.33 |
2121.21 |
1555.11 |
101818.18 |
95282.73 |
| 第5年 |
49 |
3561.25 |
1731.03 |
1830.22 |
69532.17 |
104968.89 |
3658.03 |
2121.21 |
1536.82 |
103939.39 |
96819.55 |
| 50 |
3561.25 |
1745.96 |
1815.29 |
71278.13 |
106784.17 |
3639.73 |
2121.21 |
1518.52 |
106060.61 |
98338.07 |
| 51 |
3561.25 |
1761.02 |
1800.23 |
73039.15 |
108584.40 |
3621.44 |
2121.21 |
1500.23 |
108181.82 |
99838.30 |
| 52 |
3561.25 |
1776.21 |
1785.04 |
74815.35 |
110369.43 |
3603.14 |
2121.21 |
1481.93 |
110303.03 |
101320.23 |
| 53 |
3561.25 |
1791.53 |
1769.72 |
76606.88 |
112139.15 |
3584.85 |
2121.21 |
1463.64 |
112424.24 |
102783.86 |
| 54 |
3561.25 |
1806.98 |
1754.27 |
78413.86 |
113893.42 |
3566.55 |
2121.21 |
1445.34 |
114545.45 |
104229.20 |
| 55 |
3561.25 |
1822.57 |
1738.68 |
80236.43 |
115632.10 |
3548.26 |
2121.21 |
1427.05 |
116666.67 |
105656.25 |
| 56 |
3561.25 |
1838.29 |
1722.96 |
82074.71 |
117355.06 |
3529.96 |
2121.21 |
1408.75 |
118787.88 |
107065.00 |
| 57 |
3561.25 |
1854.14 |
1707.11 |
83928.85 |
119062.16 |
3511.67 |
2121.21 |
1390.45 |
120909.09 |
108455.45 |
| 58 |
3561.25 |
1870.13 |
1691.11 |
85798.99 |
120753.28 |
3493.37 |
2121.21 |
1372.16 |
123030.30 |
109827.61 |
| 59 |
3561.25 |
1886.26 |
1674.98 |
87685.25 |
122428.26 |
3475.08 |
2121.21 |
1353.86 |
125151.52 |
111181.48 |
| 60 |
3561.25 |
1902.53 |
1658.71 |
89587.78 |
124086.98 |
3456.78 |
2121.21 |
1335.57 |
127272.73 |
112517.05 |
| 第6年 |
61 |
3561.25 |
1918.94 |
1642.31 |
91506.72 |
125729.28 |
3438.48 |
2121.21 |
1317.27 |
129393.94 |
113834.32 |
| 62 |
3561.25 |
1935.49 |
1625.75 |
93442.21 |
127355.04 |
3420.19 |
2121.21 |
1298.98 |
131515.15 |
115133.30 |
| 63 |
3561.25 |
1952.19 |
1609.06 |
95394.40 |
128964.10 |
3401.89 |
2121.21 |
1280.68 |
133636.36 |
116413.98 |
| 64 |
3561.25 |
1969.02 |
1592.22 |
97363.42 |
130556.32 |
3383.60 |
2121.21 |
1262.39 |
135757.58 |
117676.36 |
| 65 |
3561.25 |
1986.01 |
1575.24 |
99349.42 |
132131.56 |
3365.30 |
2121.21 |
1244.09 |
137878.79 |
118920.45 |
| 66 |
3561.25 |
2003.13 |
1558.11 |
101352.56 |
133689.67 |
3347.01 |
2121.21 |
1225.80 |
140000.00 |
120146.25 |
| 67 |
3561.25 |
2020.41 |
1540.83 |
103372.97 |
135230.51 |
3328.71 |
2121.21 |
1207.50 |
142121.21 |
121353.75 |
| 68 |
3561.25 |
2037.84 |
1523.41 |
105410.81 |
136753.91 |
3310.42 |
2121.21 |
1189.20 |
144242.42 |
122542.95 |
| 69 |
3561.25 |
2055.41 |
1505.83 |
107466.22 |
138259.75 |
3292.12 |
2121.21 |
1170.91 |
146363.64 |
123713.86 |
| 70 |
3561.25 |
2073.14 |
1488.10 |
109539.37 |
139747.85 |
3273.83 |
2121.21 |
1152.61 |
148484.85 |
124866.48 |
| 71 |
3561.25 |
2091.02 |
1470.22 |
111630.39 |
141218.07 |
3255.53 |
2121.21 |
1134.32 |
150606.06 |
126000.80 |
| 72 |
3561.25 |
2109.06 |
1452.19 |
113739.45 |
142670.26 |
3237.23 |
2121.21 |
1116.02 |
152727.27 |
127116.82 |
| 第7年 |
73 |
3561.25 |
2127.25 |
1434.00 |
115866.69 |
144104.26 |
3218.94 |
2121.21 |
1097.73 |
154848.48 |
128214.55 |
| 74 |
3561.25 |
2145.60 |
1415.65 |
118012.29 |
145519.91 |
3200.64 |
2121.21 |
1079.43 |
156969.70 |
129293.98 |
| 75 |
3561.25 |
2164.10 |
1397.14 |
120176.39 |
146917.05 |
3182.35 |
2121.21 |
1061.14 |
159090.91 |
130355.11 |
| 76 |
3561.25 |
2182.77 |
1378.48 |
122359.16 |
148295.53 |
3164.05 |
2121.21 |
1042.84 |
161212.12 |
131397.95 |
| 77 |
3561.25 |
2201.59 |
1359.65 |
124560.75 |
149655.18 |
3145.76 |
2121.21 |
1024.55 |
163333.33 |
132422.50 |
| 78 |
3561.25 |
2220.58 |
1340.66 |
126781.34 |
150995.85 |
3127.46 |
2121.21 |
1006.25 |
165454.55 |
133428.75 |
| 79 |
3561.25 |
2239.73 |
1321.51 |
129021.07 |
152317.36 |
3109.17 |
2121.21 |
987.95 |
167575.76 |
134416.70 |
| 80 |
3561.25 |
2259.05 |
1302.19 |
131280.12 |
153619.55 |
3090.87 |
2121.21 |
969.66 |
169696.97 |
135386.36 |
| 81 |
3561.25 |
2278.54 |
1282.71 |
133558.66 |
154902.26 |
3072.58 |
2121.21 |
951.36 |
171818.18 |
136337.73 |
| 82 |
3561.25 |
2298.19 |
1263.06 |
135856.85 |
156165.32 |
3054.28 |
2121.21 |
933.07 |
173939.39 |
137270.80 |
| 83 |
3561.25 |
2318.01 |
1243.23 |
138174.86 |
157408.55 |
3035.98 |
2121.21 |
914.77 |
176060.61 |
138185.57 |
| 84 |
3561.25 |
2338.00 |
1223.24 |
140512.87 |
158631.79 |
3017.69 |
2121.21 |
896.48 |
178181.82 |
139082.05 |
| 第8年 |
85 |
3561.25 |
2358.17 |
1203.08 |
142871.04 |
159834.87 |
2999.39 |
2121.21 |
878.18 |
180303.03 |
139960.23 |
| 86 |
3561.25 |
2378.51 |
1182.74 |
145249.54 |
161017.61 |
2981.10 |
2121.21 |
859.89 |
182424.24 |
140820.11 |
| 87 |
3561.25 |
2399.02 |
1162.22 |
147648.57 |
162179.83 |
2962.80 |
2121.21 |
841.59 |
184545.45 |
141661.70 |
| 88 |
3561.25 |
2419.71 |
1141.53 |
150068.28 |
163321.36 |
2944.51 |
2121.21 |
823.30 |
186666.67 |
142485.00 |
| 89 |
3561.25 |
2440.58 |
1120.66 |
152508.87 |
164442.02 |
2926.21 |
2121.21 |
805.00 |
188787.88 |
143290.00 |
| 90 |
3561.25 |
2461.63 |
1099.61 |
154970.50 |
165541.63 |
2907.92 |
2121.21 |
786.70 |
190909.09 |
144076.70 |
| 91 |
3561.25 |
2482.87 |
1078.38 |
157453.37 |
166620.01 |
2889.62 |
2121.21 |
768.41 |
193030.30 |
144845.11 |
| 92 |
3561.25 |
2504.28 |
1056.96 |
159957.65 |
167676.98 |
2871.33 |
2121.21 |
750.11 |
195151.52 |
145595.23 |
| 93 |
3561.25 |
2525.88 |
1035.37 |
162483.53 |
168712.34 |
2853.03 |
2121.21 |
731.82 |
197272.73 |
146327.05 |
| 94 |
3561.25 |
2547.67 |
1013.58 |
165031.20 |
169725.92 |
2834.73 |
2121.21 |
713.52 |
199393.94 |
147040.57 |
| 95 |
3561.25 |
2569.64 |
991.61 |
167600.84 |
170717.53 |
2816.44 |
2121.21 |
695.23 |
201515.15 |
147735.80 |
| 96 |
3561.25 |
2591.80 |
969.44 |
170192.64 |
171686.97 |
2798.14 |
2121.21 |
676.93 |
203636.36 |
148412.73 |
| 第9年 |
97 |
3561.25 |
2614.16 |
947.09 |
172806.80 |
172634.06 |
2779.85 |
2121.21 |
658.64 |
205757.58 |
149071.36 |
| 98 |
3561.25 |
2636.70 |
924.54 |
175443.50 |
173558.60 |
2761.55 |
2121.21 |
640.34 |
207878.79 |
149711.70 |
| 99 |
3561.25 |
2659.45 |
901.80 |
178102.95 |
174460.40 |
2743.26 |
2121.21 |
622.05 |
210000.00 |
150333.75 |
| 100 |
3561.25 |
2682.38 |
878.86 |
180785.33 |
175339.26 |
2724.96 |
2121.21 |
603.75 |
212121.21 |
150937.50 |
| 101 |
3561.25 |
2705.52 |
855.73 |
183490.85 |
176194.99 |
2706.67 |
2121.21 |
585.45 |
214242.42 |
151522.95 |
| 102 |
3561.25 |
2728.85 |
832.39 |
186219.71 |
177027.38 |
2688.37 |
2121.21 |
567.16 |
216363.64 |
152090.11 |
| 103 |
3561.25 |
2752.39 |
808.86 |
188972.10 |
177836.23 |
2670.08 |
2121.21 |
548.86 |
218484.85 |
152638.98 |
| 104 |
3561.25 |
2776.13 |
785.12 |
191748.23 |
178621.35 |
2651.78 |
2121.21 |
530.57 |
220606.06 |
153169.55 |
| 105 |
3561.25 |
2800.07 |
761.17 |
194548.30 |
179382.52 |
2633.48 |
2121.21 |
512.27 |
222727.27 |
153681.82 |
| 106 |
3561.25 |
2824.23 |
737.02 |
197372.53 |
180119.54 |
2615.19 |
2121.21 |
493.98 |
224848.48 |
154175.80 |
| 107 |
3561.25 |
2848.58 |
712.66 |
200221.11 |
180832.20 |
2596.89 |
2121.21 |
475.68 |
226969.70 |
154651.48 |
| 108 |
3561.25 |
2873.15 |
688.09 |
203094.26 |
181520.30 |
2578.60 |
2121.21 |
457.39 |
229090.91 |
155108.86 |
| 第10年 |
109 |
3561.25 |
2897.93 |
663.31 |
205992.20 |
182183.61 |
2560.30 |
2121.21 |
439.09 |
231212.12 |
155547.95 |
| 110 |
3561.25 |
2922.93 |
638.32 |
208915.13 |
182821.93 |
2542.01 |
2121.21 |
420.80 |
233333.33 |
155968.75 |
| 111 |
3561.25 |
2948.14 |
613.11 |
211863.26 |
183435.03 |
2523.71 |
2121.21 |
402.50 |
235454.55 |
156371.25 |
| 112 |
3561.25 |
2973.57 |
587.68 |
214836.83 |
184022.71 |
2505.42 |
2121.21 |
384.20 |
237575.76 |
156755.45 |
| 113 |
3561.25 |
2999.21 |
562.03 |
217836.04 |
184584.75 |
2487.12 |
2121.21 |
365.91 |
239696.97 |
157121.36 |
| 114 |
3561.25 |
3025.08 |
536.16 |
220861.13 |
185120.91 |
2468.83 |
2121.21 |
347.61 |
241818.18 |
157468.98 |
| 115 |
3561.25 |
3051.17 |
510.07 |
223912.30 |
185630.98 |
2450.53 |
2121.21 |
329.32 |
243939.39 |
157798.30 |
| 116 |
3561.25 |
3077.49 |
483.76 |
226989.79 |
186114.74 |
2432.23 |
2121.21 |
311.02 |
246060.61 |
158109.32 |
| 117 |
3561.25 |
3104.03 |
457.21 |
230093.82 |
186571.95 |
2413.94 |
2121.21 |
292.73 |
248181.82 |
158402.05 |
| 118 |
3561.25 |
3130.81 |
430.44 |
233224.63 |
187002.39 |
2395.64 |
2121.21 |
274.43 |
250303.03 |
158676.48 |
| 119 |
3561.25 |
3157.81 |
403.44 |
236382.44 |
187405.83 |
2377.35 |
2121.21 |
256.14 |
252424.24 |
158932.61 |
| 120 |
3561.25 |
3185.04 |
376.20 |
239567.48 |
187782.03 |
2359.05 |
2121.21 |
237.84 |
254545.45 |
159170.45 |
| 第11年 |
121 |
3561.25 |
3212.52 |
348.73 |
242780.00 |
188130.76 |
2340.76 |
2121.21 |
219.55 |
256666.67 |
159390.00 |
| 122 |
3561.25 |
3240.22 |
321.02 |
246020.22 |
188451.79 |
2322.46 |
2121.21 |
201.25 |
258787.88 |
159591.25 |
| 123 |
3561.25 |
3268.17 |
293.08 |
249288.39 |
188744.86 |
2304.17 |
2121.21 |
182.95 |
260909.09 |
159774.20 |
| 124 |
3561.25 |
3296.36 |
264.89 |
252584.75 |
189009.75 |
2285.87 |
2121.21 |
164.66 |
263030.30 |
159938.86 |
| 125 |
3561.25 |
3324.79 |
236.46 |
255909.54 |
189246.20 |
2267.58 |
2121.21 |
146.36 |
265151.52 |
160085.23 |
| 126 |
3561.25 |
3353.47 |
207.78 |
259263.00 |
189453.99 |
2249.28 |
2121.21 |
128.07 |
267272.73 |
160213.30 |
| 127 |
3561.25 |
3382.39 |
178.86 |
262645.39 |
189632.84 |
2230.98 |
2121.21 |
109.77 |
269393.94 |
160323.07 |
| 128 |
3561.25 |
3411.56 |
149.68 |
266056.95 |
189782.53 |
2212.69 |
2121.21 |
91.48 |
271515.15 |
160414.55 |
| 129 |
3561.25 |
3440.99 |
120.26 |
269497.94 |
189902.78 |
2194.39 |
2121.21 |
73.18 |
273636.36 |
160487.73 |
| 130 |
3561.25 |
3470.67 |
90.58 |
272968.61 |
189993.36 |
2176.10 |
2121.21 |
54.89 |
275757.58 |
160542.61 |
| 131 |
3561.25 |
3500.60 |
60.65 |
276469.21 |
190054.01 |
2157.80 |
2121.21 |
36.59 |
277878.79 |
160579.20 |
| 132 |
3561.25 |
3530.79 |
30.45 |
280000.00 |
190084.46 |
2139.51 |
2121.21 |
18.30 |
280000.00 |
160597.50 |
|
汇总：
|
等额本息
总利息：190084.46元 总还款：470084.46元
|
等额本金
总利息：160597.50元 总还款：440597.50元
|
|
年利率为：10.35%，折扣： 不打折，贷款：28.0万，
分132期(11年)， 等额本息比等额本金多：29486.96元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。