| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
3647.19 |
1206.36 |
2440.83 |
1206.36 |
2440.83 |
4637.80 |
2196.97 |
2440.83 |
2196.97 |
2440.83 |
| 2 |
3647.19 |
1216.51 |
2430.68 |
2422.87 |
4871.51 |
4619.31 |
2196.97 |
2422.34 |
4393.94 |
4863.18 |
| 3 |
3647.19 |
1226.75 |
2420.44 |
3649.62 |
7291.95 |
4600.82 |
2196.97 |
2403.85 |
6590.91 |
7267.03 |
| 4 |
3647.19 |
1237.08 |
2410.12 |
4886.70 |
9702.07 |
4582.33 |
2196.97 |
2385.36 |
8787.88 |
9652.39 |
| 5 |
3647.19 |
1247.49 |
2399.70 |
6134.19 |
12101.77 |
4563.84 |
2196.97 |
2366.87 |
10984.85 |
12019.26 |
| 6 |
3647.19 |
1257.99 |
2389.20 |
7392.18 |
14490.98 |
4545.35 |
2196.97 |
2348.38 |
13181.82 |
14367.63 |
| 7 |
3647.19 |
1268.58 |
2378.62 |
8660.76 |
16869.59 |
4526.86 |
2196.97 |
2329.89 |
15378.79 |
16697.52 |
| 8 |
3647.19 |
1279.25 |
2367.94 |
9940.01 |
19237.53 |
4508.36 |
2196.97 |
2311.40 |
17575.76 |
19008.91 |
| 9 |
3647.19 |
1290.02 |
2357.17 |
11230.03 |
21594.70 |
4489.87 |
2196.97 |
2292.90 |
19772.73 |
21301.82 |
| 10 |
3647.19 |
1300.88 |
2346.31 |
12530.91 |
23941.02 |
4471.38 |
2196.97 |
2274.41 |
21969.70 |
23576.23 |
| 11 |
3647.19 |
1311.83 |
2335.36 |
13842.74 |
26276.38 |
4452.89 |
2196.97 |
2255.92 |
24166.67 |
25832.15 |
| 12 |
3647.19 |
1322.87 |
2324.32 |
15165.61 |
28600.71 |
4434.40 |
2196.97 |
2237.43 |
26363.64 |
28069.58 |
| 第2年 |
13 |
3647.19 |
1334.00 |
2313.19 |
16499.61 |
30913.89 |
4415.91 |
2196.97 |
2218.94 |
28560.61 |
30288.52 |
| 14 |
3647.19 |
1345.23 |
2301.96 |
17844.84 |
33215.86 |
4397.42 |
2196.97 |
2200.45 |
30757.58 |
32488.97 |
| 15 |
3647.19 |
1356.55 |
2290.64 |
19201.40 |
35506.50 |
4378.93 |
2196.97 |
2181.96 |
32954.55 |
34670.93 |
| 16 |
3647.19 |
1367.97 |
2279.22 |
20569.37 |
37785.72 |
4360.44 |
2196.97 |
2163.47 |
35151.52 |
36834.39 |
| 17 |
3647.19 |
1379.49 |
2267.71 |
21948.85 |
40053.43 |
4341.94 |
2196.97 |
2144.97 |
37348.48 |
38979.37 |
| 18 |
3647.19 |
1391.10 |
2256.10 |
23339.95 |
42309.52 |
4323.45 |
2196.97 |
2126.48 |
39545.45 |
41105.85 |
| 19 |
3647.19 |
1402.80 |
2244.39 |
24742.75 |
44553.91 |
4304.96 |
2196.97 |
2107.99 |
41742.42 |
43213.84 |
| 20 |
3647.19 |
1414.61 |
2232.58 |
26157.36 |
46786.49 |
4286.47 |
2196.97 |
2089.50 |
43939.39 |
45303.35 |
| 21 |
3647.19 |
1426.52 |
2220.68 |
27583.88 |
49007.17 |
4267.98 |
2196.97 |
2071.01 |
46136.36 |
47374.36 |
| 22 |
3647.19 |
1438.52 |
2208.67 |
29022.41 |
51215.84 |
4249.49 |
2196.97 |
2052.52 |
48333.33 |
49426.88 |
| 23 |
3647.19 |
1450.63 |
2196.56 |
30473.04 |
53412.40 |
4231.00 |
2196.97 |
2034.03 |
50530.30 |
51460.90 |
| 24 |
3647.19 |
1462.84 |
2184.35 |
31935.88 |
55596.75 |
4212.51 |
2196.97 |
2015.54 |
52727.27 |
53476.44 |
| 第3年 |
25 |
3647.19 |
1475.15 |
2172.04 |
33411.03 |
57768.79 |
4194.02 |
2196.97 |
1997.05 |
54924.24 |
55473.48 |
| 26 |
3647.19 |
1487.57 |
2159.62 |
34898.60 |
59928.41 |
4175.52 |
2196.97 |
1978.55 |
57121.21 |
57452.04 |
| 27 |
3647.19 |
1500.09 |
2147.10 |
36398.69 |
62075.52 |
4157.03 |
2196.97 |
1960.06 |
59318.18 |
59412.10 |
| 28 |
3647.19 |
1512.72 |
2134.48 |
37911.41 |
64210.00 |
4138.54 |
2196.97 |
1941.57 |
61515.15 |
61353.67 |
| 29 |
3647.19 |
1525.45 |
2121.75 |
39436.85 |
66331.74 |
4120.05 |
2196.97 |
1923.08 |
63712.12 |
63276.76 |
| 30 |
3647.19 |
1538.29 |
2108.91 |
40975.14 |
68440.65 |
4101.56 |
2196.97 |
1904.59 |
65909.09 |
65181.34 |
| 31 |
3647.19 |
1551.23 |
2095.96 |
42526.37 |
70536.61 |
4083.07 |
2196.97 |
1886.10 |
68106.06 |
67067.44 |
| 32 |
3647.19 |
1564.29 |
2082.90 |
44090.66 |
72619.51 |
4064.58 |
2196.97 |
1867.61 |
70303.03 |
68935.05 |
| 33 |
3647.19 |
1577.46 |
2069.74 |
45668.12 |
74689.25 |
4046.09 |
2196.97 |
1849.12 |
72500.00 |
70784.17 |
| 34 |
3647.19 |
1590.73 |
2056.46 |
47258.85 |
76745.71 |
4027.59 |
2196.97 |
1830.63 |
74696.97 |
72614.79 |
| 35 |
3647.19 |
1604.12 |
2043.07 |
48862.97 |
78788.78 |
4009.10 |
2196.97 |
1812.13 |
76893.94 |
74426.93 |
| 36 |
3647.19 |
1617.62 |
2029.57 |
50480.60 |
80818.35 |
3990.61 |
2196.97 |
1793.64 |
79090.91 |
76220.57 |
| 第4年 |
37 |
3647.19 |
1631.24 |
2015.95 |
52111.83 |
82834.30 |
3972.12 |
2196.97 |
1775.15 |
81287.88 |
77995.72 |
| 38 |
3647.19 |
1644.97 |
2002.23 |
53756.80 |
84836.53 |
3953.63 |
2196.97 |
1756.66 |
83484.85 |
79752.38 |
| 39 |
3647.19 |
1658.81 |
1988.38 |
55415.61 |
86824.91 |
3935.14 |
2196.97 |
1738.17 |
85681.82 |
81490.55 |
| 40 |
3647.19 |
1672.77 |
1974.42 |
57088.39 |
88799.33 |
3916.65 |
2196.97 |
1719.68 |
87878.79 |
83210.23 |
| 41 |
3647.19 |
1686.85 |
1960.34 |
58775.24 |
90759.67 |
3898.16 |
2196.97 |
1701.19 |
90075.76 |
84911.41 |
| 42 |
3647.19 |
1701.05 |
1946.14 |
60476.29 |
92705.81 |
3879.67 |
2196.97 |
1682.70 |
92272.73 |
86594.11 |
| 43 |
3647.19 |
1715.37 |
1931.82 |
62191.66 |
94637.63 |
3861.17 |
2196.97 |
1664.20 |
94469.70 |
88258.31 |
| 44 |
3647.19 |
1729.81 |
1917.39 |
63921.47 |
96555.02 |
3842.68 |
2196.97 |
1645.71 |
96666.67 |
89904.03 |
| 45 |
3647.19 |
1744.37 |
1902.83 |
65665.83 |
98457.85 |
3824.19 |
2196.97 |
1627.22 |
98863.64 |
91531.25 |
| 46 |
3647.19 |
1759.05 |
1888.15 |
67424.88 |
100345.99 |
3805.70 |
2196.97 |
1608.73 |
101060.61 |
93139.98 |
| 47 |
3647.19 |
1773.85 |
1873.34 |
69198.73 |
102219.33 |
3787.21 |
2196.97 |
1590.24 |
103257.58 |
94730.22 |
| 48 |
3647.19 |
1788.78 |
1858.41 |
70987.51 |
104077.74 |
3768.72 |
2196.97 |
1571.75 |
105454.55 |
96301.97 |
| 第5年 |
49 |
3647.19 |
1803.84 |
1843.36 |
72791.35 |
105921.10 |
3750.23 |
2196.97 |
1553.26 |
107651.52 |
97855.23 |
| 50 |
3647.19 |
1819.02 |
1828.17 |
74610.37 |
107749.27 |
3731.74 |
2196.97 |
1534.77 |
109848.48 |
99389.99 |
| 51 |
3647.19 |
1834.33 |
1812.86 |
76444.70 |
109562.14 |
3713.24 |
2196.97 |
1516.28 |
112045.45 |
100906.27 |
| 52 |
3647.19 |
1849.77 |
1797.42 |
78294.47 |
111359.56 |
3694.75 |
2196.97 |
1497.78 |
114242.42 |
102404.05 |
| 53 |
3647.19 |
1865.34 |
1781.85 |
80159.81 |
113141.41 |
3676.26 |
2196.97 |
1479.29 |
116439.39 |
103883.35 |
| 54 |
3647.19 |
1881.04 |
1766.15 |
82040.85 |
114907.57 |
3657.77 |
2196.97 |
1460.80 |
118636.36 |
105344.15 |
| 55 |
3647.19 |
1896.87 |
1750.32 |
83937.72 |
116657.89 |
3639.28 |
2196.97 |
1442.31 |
120833.33 |
106786.46 |
| 56 |
3647.19 |
1912.84 |
1734.36 |
85850.55 |
118392.25 |
3620.79 |
2196.97 |
1423.82 |
123030.30 |
108210.28 |
| 57 |
3647.19 |
1928.94 |
1718.26 |
87779.49 |
120110.51 |
3602.30 |
2196.97 |
1405.33 |
125227.27 |
109615.61 |
| 58 |
3647.19 |
1945.17 |
1702.02 |
89724.66 |
121812.53 |
3583.81 |
2196.97 |
1386.84 |
127424.24 |
111002.44 |
| 59 |
3647.19 |
1961.54 |
1685.65 |
91686.20 |
123498.18 |
3565.32 |
2196.97 |
1368.35 |
129621.21 |
112370.79 |
| 60 |
3647.19 |
1978.05 |
1669.14 |
93664.25 |
125167.32 |
3546.82 |
2196.97 |
1349.85 |
131818.18 |
113720.64 |
| 第6年 |
61 |
3647.19 |
1994.70 |
1652.49 |
95658.95 |
126819.81 |
3528.33 |
2196.97 |
1331.36 |
134015.15 |
115052.01 |
| 62 |
3647.19 |
2011.49 |
1635.70 |
97670.44 |
128455.52 |
3509.84 |
2196.97 |
1312.87 |
136212.12 |
116364.88 |
| 63 |
3647.19 |
2028.42 |
1618.77 |
99698.86 |
130074.29 |
3491.35 |
2196.97 |
1294.38 |
138409.09 |
117659.26 |
| 64 |
3647.19 |
2045.49 |
1601.70 |
101744.35 |
131675.99 |
3472.86 |
2196.97 |
1275.89 |
140606.06 |
118935.15 |
| 65 |
3647.19 |
2062.71 |
1584.49 |
103807.06 |
133260.48 |
3454.37 |
2196.97 |
1257.40 |
142803.03 |
120192.55 |
| 66 |
3647.19 |
2080.07 |
1567.12 |
105887.13 |
134827.60 |
3435.88 |
2196.97 |
1238.91 |
145000.00 |
121431.46 |
| 67 |
3647.19 |
2097.58 |
1549.62 |
107984.70 |
136377.22 |
3417.39 |
2196.97 |
1220.42 |
147196.97 |
122651.88 |
| 68 |
3647.19 |
2115.23 |
1531.96 |
110099.94 |
137909.18 |
3398.90 |
2196.97 |
1201.93 |
149393.94 |
123853.80 |
| 69 |
3647.19 |
2133.03 |
1514.16 |
112232.97 |
139423.34 |
3380.40 |
2196.97 |
1183.43 |
151590.91 |
125037.23 |
| 70 |
3647.19 |
2150.99 |
1496.21 |
114383.96 |
140919.55 |
3361.91 |
2196.97 |
1164.94 |
153787.88 |
126202.18 |
| 71 |
3647.19 |
2169.09 |
1478.10 |
116553.05 |
142397.65 |
3343.42 |
2196.97 |
1146.45 |
155984.85 |
127348.63 |
| 72 |
3647.19 |
2187.35 |
1459.85 |
118740.40 |
143857.49 |
3324.93 |
2196.97 |
1127.96 |
158181.82 |
128476.59 |
| 第7年 |
73 |
3647.19 |
2205.76 |
1441.44 |
120946.15 |
145298.93 |
3306.44 |
2196.97 |
1109.47 |
160378.79 |
129586.06 |
| 74 |
3647.19 |
2224.32 |
1422.87 |
123170.48 |
146721.80 |
3287.95 |
2196.97 |
1090.98 |
162575.76 |
130677.04 |
| 75 |
3647.19 |
2243.04 |
1404.15 |
125413.52 |
148125.95 |
3269.46 |
2196.97 |
1072.49 |
164772.73 |
131749.53 |
| 76 |
3647.19 |
2261.92 |
1385.27 |
127675.44 |
149511.22 |
3250.97 |
2196.97 |
1054.00 |
166969.70 |
132803.52 |
| 77 |
3647.19 |
2280.96 |
1366.23 |
129956.40 |
150877.45 |
3232.47 |
2196.97 |
1035.51 |
169166.67 |
133839.03 |
| 78 |
3647.19 |
2300.16 |
1347.03 |
132256.56 |
152224.48 |
3213.98 |
2196.97 |
1017.01 |
171363.64 |
134856.04 |
| 79 |
3647.19 |
2319.52 |
1327.67 |
134576.08 |
153552.15 |
3195.49 |
2196.97 |
998.52 |
173560.61 |
135854.56 |
| 80 |
3647.19 |
2339.04 |
1308.15 |
136915.12 |
154860.31 |
3177.00 |
2196.97 |
980.03 |
175757.58 |
136834.60 |
| 81 |
3647.19 |
2358.73 |
1288.46 |
139273.85 |
156148.77 |
3158.51 |
2196.97 |
961.54 |
177954.55 |
137796.14 |
| 82 |
3647.19 |
2378.58 |
1268.61 |
141652.43 |
157417.38 |
3140.02 |
2196.97 |
943.05 |
180151.52 |
138739.19 |
| 83 |
3647.19 |
2398.60 |
1248.59 |
144051.04 |
158665.97 |
3121.53 |
2196.97 |
924.56 |
182348.48 |
139663.74 |
| 84 |
3647.19 |
2418.79 |
1228.40 |
146469.82 |
159894.38 |
3103.04 |
2196.97 |
906.07 |
184545.45 |
140569.81 |
| 第8年 |
85 |
3647.19 |
2439.15 |
1208.05 |
148908.97 |
161102.42 |
3084.55 |
2196.97 |
887.58 |
186742.42 |
141457.39 |
| 86 |
3647.19 |
2459.68 |
1187.52 |
151368.65 |
162289.94 |
3066.05 |
2196.97 |
869.08 |
188939.39 |
142326.47 |
| 87 |
3647.19 |
2480.38 |
1166.81 |
153849.03 |
163456.75 |
3047.56 |
2196.97 |
850.59 |
191136.36 |
143177.06 |
| 88 |
3647.19 |
2501.26 |
1145.94 |
156350.28 |
164602.69 |
3029.07 |
2196.97 |
832.10 |
193333.33 |
144009.17 |
| 89 |
3647.19 |
2522.31 |
1124.89 |
158872.59 |
165727.58 |
3010.58 |
2196.97 |
813.61 |
195530.30 |
144822.78 |
| 90 |
3647.19 |
2543.54 |
1103.66 |
161416.13 |
166831.23 |
2992.09 |
2196.97 |
795.12 |
197727.27 |
145617.90 |
| 91 |
3647.19 |
2564.95 |
1082.25 |
163981.07 |
167913.48 |
2973.60 |
2196.97 |
776.63 |
199924.24 |
146394.53 |
| 92 |
3647.19 |
2586.53 |
1060.66 |
166567.61 |
168974.14 |
2955.11 |
2196.97 |
758.14 |
202121.21 |
147152.66 |
| 93 |
3647.19 |
2608.30 |
1038.89 |
169175.91 |
170013.03 |
2936.62 |
2196.97 |
739.65 |
204318.18 |
147892.31 |
| 94 |
3647.19 |
2630.26 |
1016.94 |
171806.17 |
171029.96 |
2918.13 |
2196.97 |
721.16 |
206515.15 |
148613.47 |
| 95 |
3647.19 |
2652.39 |
994.80 |
174458.56 |
172024.76 |
2899.63 |
2196.97 |
702.66 |
208712.12 |
149316.13 |
| 96 |
3647.19 |
2674.72 |
972.47 |
177133.28 |
172997.24 |
2881.14 |
2196.97 |
684.17 |
210909.09 |
150000.30 |
| 第9年 |
97 |
3647.19 |
2697.23 |
949.96 |
179830.51 |
173947.20 |
2862.65 |
2196.97 |
665.68 |
213106.06 |
150665.98 |
| 98 |
3647.19 |
2719.93 |
927.26 |
182550.45 |
174874.46 |
2844.16 |
2196.97 |
647.19 |
215303.03 |
151313.18 |
| 99 |
3647.19 |
2742.83 |
904.37 |
185293.27 |
175778.82 |
2825.67 |
2196.97 |
628.70 |
217500.00 |
151941.88 |
| 100 |
3647.19 |
2765.91 |
881.28 |
188059.18 |
176660.11 |
2807.18 |
2196.97 |
610.21 |
219696.97 |
152552.08 |
| 101 |
3647.19 |
2789.19 |
858.00 |
190848.37 |
177518.11 |
2788.69 |
2196.97 |
591.72 |
221893.94 |
153143.80 |
| 102 |
3647.19 |
2812.67 |
834.53 |
193661.04 |
178352.63 |
2770.20 |
2196.97 |
573.23 |
224090.91 |
153717.03 |
| 103 |
3647.19 |
2836.34 |
810.85 |
196497.38 |
179163.49 |
2751.70 |
2196.97 |
554.73 |
226287.88 |
154271.76 |
| 104 |
3647.19 |
2860.21 |
786.98 |
199357.59 |
179950.47 |
2733.21 |
2196.97 |
536.24 |
228484.85 |
154808.01 |
| 105 |
3647.19 |
2884.29 |
762.91 |
202241.88 |
180713.37 |
2714.72 |
2196.97 |
517.75 |
230681.82 |
155325.76 |
| 106 |
3647.19 |
2908.56 |
738.63 |
205150.44 |
181452.00 |
2696.23 |
2196.97 |
499.26 |
232878.79 |
155825.02 |
| 107 |
3647.19 |
2933.04 |
714.15 |
208083.48 |
182166.16 |
2677.74 |
2196.97 |
480.77 |
235075.76 |
156305.79 |
| 108 |
3647.19 |
2957.73 |
689.46 |
211041.21 |
182855.62 |
2659.25 |
2196.97 |
462.28 |
237272.73 |
156768.07 |
| 第10年 |
109 |
3647.19 |
2982.62 |
664.57 |
214023.83 |
183520.19 |
2640.76 |
2196.97 |
443.79 |
239469.70 |
157211.86 |
| 110 |
3647.19 |
3007.73 |
639.47 |
217031.56 |
184159.66 |
2622.27 |
2196.97 |
425.30 |
241666.67 |
157637.15 |
| 111 |
3647.19 |
3033.04 |
614.15 |
220064.60 |
184773.81 |
2603.78 |
2196.97 |
406.81 |
243863.64 |
158043.96 |
| 112 |
3647.19 |
3058.57 |
588.62 |
223123.17 |
185362.43 |
2585.28 |
2196.97 |
388.31 |
246060.61 |
158432.27 |
| 113 |
3647.19 |
3084.31 |
562.88 |
226207.49 |
185925.31 |
2566.79 |
2196.97 |
369.82 |
248257.58 |
158802.10 |
| 114 |
3647.19 |
3110.27 |
536.92 |
229317.76 |
186462.23 |
2548.30 |
2196.97 |
351.33 |
250454.55 |
159153.43 |
| 115 |
3647.19 |
3136.45 |
510.74 |
232454.21 |
186972.97 |
2529.81 |
2196.97 |
332.84 |
252651.52 |
159486.27 |
| 116 |
3647.19 |
3162.85 |
484.34 |
235617.06 |
187457.32 |
2511.32 |
2196.97 |
314.35 |
254848.48 |
159800.62 |
| 117 |
3647.19 |
3189.47 |
457.72 |
238806.53 |
187915.04 |
2492.83 |
2196.97 |
295.86 |
257045.45 |
160096.48 |
| 118 |
3647.19 |
3216.31 |
430.88 |
242022.84 |
188345.92 |
2474.34 |
2196.97 |
277.37 |
259242.42 |
160373.84 |
| 119 |
3647.19 |
3243.39 |
403.81 |
245266.23 |
188749.72 |
2455.85 |
2196.97 |
258.88 |
261439.39 |
160632.72 |
| 120 |
3647.19 |
3270.68 |
376.51 |
248536.91 |
189126.23 |
2437.35 |
2196.97 |
240.39 |
263636.36 |
160873.11 |
| 第11年 |
121 |
3647.19 |
3298.21 |
348.98 |
251835.12 |
189475.21 |
2418.86 |
2196.97 |
221.89 |
265833.33 |
161095.00 |
| 122 |
3647.19 |
3325.97 |
321.22 |
255161.10 |
189796.44 |
2400.37 |
2196.97 |
203.40 |
268030.30 |
161298.40 |
| 123 |
3647.19 |
3353.97 |
293.23 |
258515.06 |
190089.66 |
2381.88 |
2196.97 |
184.91 |
270227.27 |
161483.31 |
| 124 |
3647.19 |
3382.19 |
265.00 |
261897.26 |
190354.66 |
2363.39 |
2196.97 |
166.42 |
272424.24 |
161649.73 |
| 125 |
3647.19 |
3410.66 |
236.53 |
265307.92 |
190591.19 |
2344.90 |
2196.97 |
147.93 |
274621.21 |
161797.66 |
| 126 |
3647.19 |
3439.37 |
207.83 |
268747.28 |
190799.02 |
2326.41 |
2196.97 |
129.44 |
276818.18 |
161927.10 |
| 127 |
3647.19 |
3468.32 |
178.88 |
272215.60 |
190977.90 |
2307.92 |
2196.97 |
110.95 |
279015.15 |
162038.05 |
| 128 |
3647.19 |
3497.51 |
149.69 |
275713.11 |
191127.58 |
2289.43 |
2196.97 |
92.46 |
281212.12 |
162130.51 |
| 129 |
3647.19 |
3526.94 |
120.25 |
279240.05 |
191247.83 |
2270.93 |
2196.97 |
73.96 |
283409.09 |
162204.47 |
| 130 |
3647.19 |
3556.63 |
90.56 |
282796.68 |
191338.39 |
2252.44 |
2196.97 |
55.47 |
285606.06 |
162259.94 |
| 131 |
3647.19 |
3586.56 |
60.63 |
286383.25 |
191399.02 |
2233.95 |
2196.97 |
36.98 |
287803.03 |
162296.93 |
| 132 |
3647.19 |
3616.75 |
30.44 |
290000.00 |
191429.46 |
2215.46 |
2196.97 |
18.49 |
290000.00 |
162315.42 |
|
汇总：
|
等额本息
总利息：191429.46元 总还款：481429.46元
|
等额本金
总利息：162315.42元 总还款：452315.42元
|
|
年利率为：10.10%，折扣： 不打折，贷款：29.0万，
分132期(11年)， 等额本息比等额本金多：29114.04元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。