期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
24524.23 |
8111.73 |
16412.50 |
8111.73 |
16412.50 |
31185.23 |
14772.73 |
16412.50 |
14772.73 |
16412.50 |
2 |
24524.23 |
8180.00 |
16344.23 |
16291.73 |
32756.73 |
31060.89 |
14772.73 |
16288.16 |
29545.45 |
32700.66 |
3 |
24524.23 |
8248.85 |
16275.38 |
24540.58 |
49032.10 |
30936.55 |
14772.73 |
16163.83 |
44318.18 |
48864.49 |
4 |
24524.23 |
8318.28 |
16205.95 |
32858.86 |
65238.05 |
30812.22 |
14772.73 |
16039.49 |
59090.91 |
64903.98 |
5 |
24524.23 |
8388.29 |
16135.94 |
41247.15 |
81373.99 |
30687.88 |
14772.73 |
15915.15 |
73863.64 |
80819.13 |
6 |
24524.23 |
8458.89 |
16065.34 |
49706.04 |
97439.33 |
30563.54 |
14772.73 |
15790.81 |
88636.36 |
96609.94 |
7 |
24524.23 |
8530.09 |
15994.14 |
58236.13 |
113433.47 |
30439.20 |
14772.73 |
15666.48 |
103409.09 |
112276.42 |
8 |
24524.23 |
8601.88 |
15922.35 |
66838.01 |
129355.82 |
30314.87 |
14772.73 |
15542.14 |
118181.82 |
127818.56 |
9 |
24524.23 |
8674.28 |
15849.95 |
75512.29 |
145205.76 |
30190.53 |
14772.73 |
15417.80 |
132954.55 |
143236.36 |
10 |
24524.23 |
8747.29 |
15776.94 |
84259.58 |
160982.70 |
30066.19 |
14772.73 |
15293.47 |
147727.27 |
158529.83 |
11 |
24524.23 |
8820.91 |
15703.32 |
93080.49 |
176686.02 |
29941.86 |
14772.73 |
15169.13 |
162500.00 |
173698.96 |
12 |
24524.23 |
8895.16 |
15629.07 |
101975.65 |
192315.09 |
29817.52 |
14772.73 |
15044.79 |
177272.73 |
188743.75 |
第2年 |
13 |
24524.23 |
8970.02 |
15554.20 |
110945.67 |
207869.29 |
29693.18 |
14772.73 |
14920.45 |
192045.45 |
203664.20 |
14 |
24524.23 |
9045.52 |
15478.71 |
119991.19 |
223348.00 |
29568.84 |
14772.73 |
14796.12 |
206818.18 |
218460.32 |
15 |
24524.23 |
9121.65 |
15402.57 |
129112.85 |
238750.57 |
29444.51 |
14772.73 |
14671.78 |
221590.91 |
233132.10 |
16 |
24524.23 |
9198.43 |
15325.80 |
138311.27 |
254076.37 |
29320.17 |
14772.73 |
14547.44 |
236363.64 |
247679.55 |
17 |
24524.23 |
9275.85 |
15248.38 |
147587.12 |
269324.76 |
29195.83 |
14772.73 |
14423.11 |
251136.36 |
262102.65 |
18 |
24524.23 |
9353.92 |
15170.31 |
156941.04 |
284495.06 |
29071.50 |
14772.73 |
14298.77 |
265909.09 |
276401.42 |
19 |
24524.23 |
9432.65 |
15091.58 |
166373.69 |
299586.64 |
28947.16 |
14772.73 |
14174.43 |
280681.82 |
290575.85 |
20 |
24524.23 |
9512.04 |
15012.19 |
175885.73 |
314598.83 |
28822.82 |
14772.73 |
14050.09 |
295454.55 |
304625.95 |
21 |
24524.23 |
9592.10 |
14932.13 |
185477.83 |
329530.96 |
28698.48 |
14772.73 |
13925.76 |
310227.27 |
318551.70 |
22 |
24524.23 |
9672.83 |
14851.39 |
195150.66 |
344382.35 |
28574.15 |
14772.73 |
13801.42 |
325000.00 |
332353.13 |
23 |
24524.23 |
9754.25 |
14769.98 |
204904.91 |
359152.34 |
28449.81 |
14772.73 |
13677.08 |
339772.73 |
346030.21 |
24 |
24524.23 |
9836.34 |
14687.88 |
214741.25 |
373840.22 |
28325.47 |
14772.73 |
13552.75 |
354545.45 |
359582.95 |
第3年 |
25 |
24524.23 |
9919.13 |
14605.09 |
224660.39 |
388445.31 |
28201.14 |
14772.73 |
13428.41 |
369318.18 |
373011.36 |
26 |
24524.23 |
10002.62 |
14521.61 |
234663.00 |
402966.92 |
28076.80 |
14772.73 |
13304.07 |
384090.91 |
386315.44 |
27 |
24524.23 |
10086.81 |
14437.42 |
244749.81 |
417404.34 |
27952.46 |
14772.73 |
13179.73 |
398863.64 |
399495.17 |
28 |
24524.23 |
10171.71 |
14352.52 |
254921.52 |
431756.87 |
27828.13 |
14772.73 |
13055.40 |
413636.36 |
412550.57 |
29 |
24524.23 |
10257.32 |
14266.91 |
265178.84 |
446023.78 |
27703.79 |
14772.73 |
12931.06 |
428409.09 |
425481.63 |
30 |
24524.23 |
10343.65 |
14180.58 |
275522.49 |
460204.35 |
27579.45 |
14772.73 |
12806.72 |
443181.82 |
438288.35 |
31 |
24524.23 |
10430.71 |
14093.52 |
285953.19 |
474297.87 |
27455.11 |
14772.73 |
12682.39 |
457954.55 |
450970.74 |
32 |
24524.23 |
10518.50 |
14005.73 |
296471.70 |
488303.60 |
27330.78 |
14772.73 |
12558.05 |
472727.27 |
463528.79 |
33 |
24524.23 |
10607.03 |
13917.20 |
307078.73 |
502220.80 |
27206.44 |
14772.73 |
12433.71 |
487500.00 |
475962.50 |
34 |
24524.23 |
10696.31 |
13827.92 |
317775.03 |
516048.72 |
27082.10 |
14772.73 |
12309.38 |
502272.73 |
488271.88 |
35 |
24524.23 |
10786.33 |
13737.89 |
328561.37 |
529786.61 |
26957.77 |
14772.73 |
12185.04 |
517045.45 |
500456.91 |
36 |
24524.23 |
10877.12 |
13647.11 |
339438.49 |
543433.72 |
26833.43 |
14772.73 |
12060.70 |
531818.18 |
512517.61 |
第4年 |
37 |
24524.23 |
10968.67 |
13555.56 |
350407.16 |
556989.28 |
26709.09 |
14772.73 |
11936.36 |
546590.91 |
524453.98 |
38 |
24524.23 |
11060.99 |
13463.24 |
361468.15 |
570452.52 |
26584.75 |
14772.73 |
11812.03 |
561363.64 |
536266.00 |
39 |
24524.23 |
11154.08 |
13370.14 |
372622.23 |
583822.66 |
26460.42 |
14772.73 |
11687.69 |
576136.36 |
547953.69 |
40 |
24524.23 |
11247.97 |
13276.26 |
383870.20 |
597098.92 |
26336.08 |
14772.73 |
11563.35 |
590909.09 |
559517.05 |
41 |
24524.23 |
11342.64 |
13181.59 |
395212.83 |
610280.52 |
26211.74 |
14772.73 |
11439.02 |
605681.82 |
570956.06 |
42 |
24524.23 |
11438.10 |
13086.13 |
406650.93 |
623366.64 |
26087.41 |
14772.73 |
11314.68 |
620454.55 |
582270.74 |
43 |
24524.23 |
11534.37 |
12989.85 |
418185.31 |
636356.50 |
25963.07 |
14772.73 |
11190.34 |
635227.27 |
593461.08 |
44 |
24524.23 |
11631.45 |
12892.77 |
429816.76 |
649249.27 |
25838.73 |
14772.73 |
11066.00 |
650000.00 |
604527.08 |
45 |
24524.23 |
11729.35 |
12794.88 |
441546.11 |
662044.15 |
25714.39 |
14772.73 |
10941.67 |
664772.73 |
615468.75 |
46 |
24524.23 |
11828.07 |
12696.15 |
453374.19 |
674740.30 |
25590.06 |
14772.73 |
10817.33 |
679545.45 |
626286.08 |
47 |
24524.23 |
11927.63 |
12596.60 |
465301.82 |
687336.90 |
25465.72 |
14772.73 |
10692.99 |
694318.18 |
636979.07 |
48 |
24524.23 |
12028.02 |
12496.21 |
477329.83 |
699833.11 |
25341.38 |
14772.73 |
10568.66 |
709090.91 |
647547.73 |
第5年 |
49 |
24524.23 |
12129.25 |
12394.97 |
489459.09 |
712228.08 |
25217.05 |
14772.73 |
10444.32 |
723863.64 |
657992.05 |
50 |
24524.23 |
12231.34 |
12292.89 |
501690.43 |
724520.97 |
25092.71 |
14772.73 |
10319.98 |
738636.36 |
668312.03 |
51 |
24524.23 |
12334.29 |
12189.94 |
514024.72 |
736710.91 |
24968.37 |
14772.73 |
10195.64 |
753409.09 |
678507.67 |
52 |
24524.23 |
12438.10 |
12086.13 |
526462.82 |
748797.03 |
24844.03 |
14772.73 |
10071.31 |
768181.82 |
688578.98 |
53 |
24524.23 |
12542.79 |
11981.44 |
539005.61 |
760778.47 |
24719.70 |
14772.73 |
9946.97 |
782954.55 |
698525.95 |
54 |
24524.23 |
12648.36 |
11875.87 |
551653.97 |
772654.34 |
24595.36 |
14772.73 |
9822.63 |
797727.27 |
708348.58 |
55 |
24524.23 |
12754.82 |
11769.41 |
564408.79 |
784423.75 |
24471.02 |
14772.73 |
9698.30 |
812500.00 |
718046.88 |
56 |
24524.23 |
12862.17 |
11662.06 |
577270.95 |
796085.81 |
24346.69 |
14772.73 |
9573.96 |
827272.73 |
727620.83 |
57 |
24524.23 |
12970.43 |
11553.80 |
590241.38 |
807639.62 |
24222.35 |
14772.73 |
9449.62 |
842045.45 |
737070.45 |
58 |
24524.23 |
13079.59 |
11444.64 |
603320.97 |
819084.25 |
24098.01 |
14772.73 |
9325.28 |
856818.18 |
746395.74 |
59 |
24524.23 |
13189.68 |
11334.55 |
616510.65 |
830418.80 |
23973.67 |
14772.73 |
9200.95 |
871590.91 |
755596.69 |
60 |
24524.23 |
13300.69 |
11223.54 |
629811.34 |
841642.34 |
23849.34 |
14772.73 |
9076.61 |
886363.64 |
764673.30 |
第6年 |
61 |
24524.23 |
13412.64 |
11111.59 |
643223.98 |
852753.92 |
23725.00 |
14772.73 |
8952.27 |
901136.36 |
773625.57 |
62 |
24524.23 |
13525.53 |
10998.70 |
656749.51 |
863752.62 |
23600.66 |
14772.73 |
8827.94 |
915909.09 |
782453.50 |
63 |
24524.23 |
13639.37 |
10884.86 |
670388.88 |
874637.48 |
23476.33 |
14772.73 |
8703.60 |
930681.82 |
791157.10 |
64 |
24524.23 |
13754.17 |
10770.06 |
684143.05 |
885407.54 |
23351.99 |
14772.73 |
8579.26 |
945454.55 |
799736.36 |
65 |
24524.23 |
13869.93 |
10654.30 |
698012.98 |
896061.84 |
23227.65 |
14772.73 |
8454.92 |
960227.27 |
808191.29 |
66 |
24524.23 |
13986.67 |
10537.56 |
711999.65 |
906599.39 |
23103.31 |
14772.73 |
8330.59 |
975000.00 |
816521.88 |
67 |
24524.23 |
14104.39 |
10419.84 |
726104.05 |
917019.23 |
22978.98 |
14772.73 |
8206.25 |
989772.73 |
824728.13 |
68 |
24524.23 |
14223.10 |
10301.12 |
740327.15 |
927320.35 |
22854.64 |
14772.73 |
8081.91 |
1004545.45 |
832810.04 |
69 |
24524.23 |
14342.81 |
10181.41 |
754669.96 |
937501.77 |
22730.30 |
14772.73 |
7957.58 |
1019318.18 |
840767.61 |
70 |
24524.23 |
14463.53 |
10060.69 |
769133.50 |
947562.46 |
22605.97 |
14772.73 |
7833.24 |
1034090.91 |
848600.85 |
71 |
24524.23 |
14585.27 |
9938.96 |
783718.77 |
957501.42 |
22481.63 |
14772.73 |
7708.90 |
1048863.64 |
856309.75 |
72 |
24524.23 |
14708.03 |
9816.20 |
798426.79 |
967317.62 |
22357.29 |
14772.73 |
7584.56 |
1063636.36 |
863894.32 |
第7年 |
73 |
24524.23 |
14831.82 |
9692.41 |
813258.61 |
977010.03 |
22232.95 |
14772.73 |
7460.23 |
1078409.09 |
871354.55 |
74 |
24524.23 |
14956.65 |
9567.57 |
828215.27 |
986577.60 |
22108.62 |
14772.73 |
7335.89 |
1093181.82 |
878690.44 |
75 |
24524.23 |
15082.54 |
9441.69 |
843297.81 |
996019.29 |
21984.28 |
14772.73 |
7211.55 |
1107954.55 |
885901.99 |
76 |
24524.23 |
15209.48 |
9314.74 |
858507.29 |
1005334.03 |
21859.94 |
14772.73 |
7087.22 |
1122727.27 |
892989.20 |
77 |
24524.23 |
15337.50 |
9186.73 |
873844.79 |
1014520.76 |
21735.61 |
14772.73 |
6962.88 |
1137500.00 |
899952.08 |
78 |
24524.23 |
15466.59 |
9057.64 |
889311.38 |
1023578.40 |
21611.27 |
14772.73 |
6838.54 |
1152272.73 |
906790.63 |
79 |
24524.23 |
15596.77 |
8927.46 |
904908.15 |
1032505.87 |
21486.93 |
14772.73 |
6714.20 |
1167045.45 |
913504.83 |
80 |
24524.23 |
15728.04 |
8796.19 |
920636.18 |
1041302.06 |
21362.59 |
14772.73 |
6589.87 |
1181818.18 |
920094.70 |
81 |
24524.23 |
15860.42 |
8663.81 |
936496.60 |
1049965.87 |
21238.26 |
14772.73 |
6465.53 |
1196590.91 |
926560.23 |
82 |
24524.23 |
15993.91 |
8530.32 |
952490.51 |
1058496.19 |
21113.92 |
14772.73 |
6341.19 |
1211363.64 |
932901.42 |
83 |
24524.23 |
16128.52 |
8395.70 |
968619.03 |
1066891.89 |
20989.58 |
14772.73 |
6216.86 |
1226136.36 |
939118.28 |
84 |
24524.23 |
16264.27 |
8259.96 |
984883.30 |
1075151.85 |
20865.25 |
14772.73 |
6092.52 |
1240909.09 |
945210.80 |
第8年 |
85 |
24524.23 |
16401.16 |
8123.07 |
1001284.46 |
1083274.92 |
20740.91 |
14772.73 |
5968.18 |
1255681.82 |
951178.98 |
86 |
24524.23 |
16539.21 |
7985.02 |
1017823.67 |
1091259.94 |
20616.57 |
14772.73 |
5843.84 |
1270454.55 |
957022.82 |
87 |
24524.23 |
16678.41 |
7845.82 |
1034502.08 |
1099105.76 |
20492.23 |
14772.73 |
5719.51 |
1285227.27 |
962742.33 |
88 |
24524.23 |
16818.79 |
7705.44 |
1051320.87 |
1106811.20 |
20367.90 |
14772.73 |
5595.17 |
1300000.00 |
968337.50 |
89 |
24524.23 |
16960.35 |
7563.88 |
1068281.21 |
1114375.08 |
20243.56 |
14772.73 |
5470.83 |
1314772.73 |
973808.33 |
90 |
24524.23 |
17103.09 |
7421.13 |
1085384.31 |
1121796.21 |
20119.22 |
14772.73 |
5346.50 |
1329545.45 |
979154.83 |
91 |
24524.23 |
17247.05 |
7277.18 |
1102631.35 |
1129073.39 |
19994.89 |
14772.73 |
5222.16 |
1344318.18 |
984376.99 |
92 |
24524.23 |
17392.21 |
7132.02 |
1120023.56 |
1136205.41 |
19870.55 |
14772.73 |
5097.82 |
1359090.91 |
989474.81 |
93 |
24524.23 |
17538.59 |
6985.64 |
1137562.15 |
1143191.05 |
19746.21 |
14772.73 |
4973.48 |
1373863.64 |
994448.30 |
94 |
24524.23 |
17686.21 |
6838.02 |
1155248.36 |
1150029.07 |
19621.88 |
14772.73 |
4849.15 |
1388636.36 |
999297.44 |
95 |
24524.23 |
17835.07 |
6689.16 |
1173083.43 |
1156718.23 |
19497.54 |
14772.73 |
4724.81 |
1403409.09 |
1004022.25 |
96 |
24524.23 |
17985.18 |
6539.05 |
1191068.61 |
1163257.27 |
19373.20 |
14772.73 |
4600.47 |
1418181.82 |
1008622.73 |
第9年 |
97 |
24524.23 |
18136.56 |
6387.67 |
1209205.17 |
1169644.95 |
19248.86 |
14772.73 |
4476.14 |
1432954.55 |
1013098.86 |
98 |
24524.23 |
18289.20 |
6235.02 |
1227494.37 |
1175879.97 |
19124.53 |
14772.73 |
4351.80 |
1447727.27 |
1017450.66 |
99 |
24524.23 |
18443.14 |
6081.09 |
1245937.51 |
1181961.06 |
19000.19 |
14772.73 |
4227.46 |
1462500.00 |
1021678.13 |
100 |
24524.23 |
18598.37 |
5925.86 |
1264535.88 |
1187886.92 |
18875.85 |
14772.73 |
4103.12 |
1477272.73 |
1025781.25 |
101 |
24524.23 |
18754.90 |
5769.32 |
1283290.79 |
1193656.24 |
18751.52 |
14772.73 |
3978.79 |
1492045.45 |
1029760.04 |
102 |
24524.23 |
18912.76 |
5611.47 |
1302203.54 |
1199267.71 |
18627.18 |
14772.73 |
3854.45 |
1506818.18 |
1033614.49 |
103 |
24524.23 |
19071.94 |
5452.29 |
1321275.49 |
1204720.00 |
18502.84 |
14772.73 |
3730.11 |
1521590.91 |
1037344.60 |
104 |
24524.23 |
19232.46 |
5291.76 |
1340507.95 |
1210011.76 |
18378.50 |
14772.73 |
3605.78 |
1536363.64 |
1040950.38 |
105 |
24524.23 |
19394.34 |
5129.89 |
1359902.29 |
1215141.65 |
18254.17 |
14772.73 |
3481.44 |
1551136.36 |
1044431.82 |
106 |
24524.23 |
19557.57 |
4966.66 |
1379459.86 |
1220108.31 |
18129.83 |
14772.73 |
3357.10 |
1565909.09 |
1047788.92 |
107 |
24524.23 |
19722.18 |
4802.05 |
1399182.04 |
1224910.36 |
18005.49 |
14772.73 |
3232.77 |
1580681.82 |
1051021.69 |
108 |
24524.23 |
19888.18 |
4636.05 |
1419070.22 |
1229546.41 |
17881.16 |
14772.73 |
3108.43 |
1595454.55 |
1054130.11 |
第10年 |
109 |
24524.23 |
20055.57 |
4468.66 |
1439125.79 |
1234015.07 |
17756.82 |
14772.73 |
2984.09 |
1610227.27 |
1057114.20 |
110 |
24524.23 |
20224.37 |
4299.86 |
1459350.16 |
1238314.92 |
17632.48 |
14772.73 |
2859.75 |
1625000.00 |
1059973.96 |
111 |
24524.23 |
20394.59 |
4129.64 |
1479744.75 |
1242444.56 |
17508.14 |
14772.73 |
2735.42 |
1639772.73 |
1062709.38 |
112 |
24524.23 |
20566.25 |
3957.98 |
1500310.99 |
1246402.54 |
17383.81 |
14772.73 |
2611.08 |
1654545.45 |
1065320.45 |
113 |
24524.23 |
20739.35 |
3784.88 |
1521050.34 |
1250187.42 |
17259.47 |
14772.73 |
2486.74 |
1669318.18 |
1067807.20 |
114 |
24524.23 |
20913.90 |
3610.33 |
1541964.24 |
1253797.75 |
17135.13 |
14772.73 |
2362.41 |
1684090.91 |
1070169.60 |
115 |
24524.23 |
21089.93 |
3434.30 |
1563054.17 |
1257232.05 |
17010.80 |
14772.73 |
2238.07 |
1698863.64 |
1072407.67 |
116 |
24524.23 |
21267.43 |
3256.79 |
1584321.60 |
1260488.85 |
16886.46 |
14772.73 |
2113.73 |
1713636.36 |
1074521.40 |
117 |
24524.23 |
21446.43 |
3077.79 |
1605768.04 |
1263566.64 |
16762.12 |
14772.73 |
1989.39 |
1728409.09 |
1076510.80 |
118 |
24524.23 |
21626.94 |
2897.29 |
1627394.98 |
1266463.92 |
16637.78 |
14772.73 |
1865.06 |
1743181.82 |
1078375.85 |
119 |
24524.23 |
21808.97 |
2715.26 |
1649203.95 |
1269179.18 |
16513.45 |
14772.73 |
1740.72 |
1757954.55 |
1080116.57 |
120 |
24524.23 |
21992.53 |
2531.70 |
1671196.48 |
1271710.88 |
16389.11 |
14772.73 |
1616.38 |
1772727.27 |
1081732.95 |
第11年 |
121 |
24524.23 |
22177.63 |
2346.60 |
1693374.11 |
1274057.48 |
16264.77 |
14772.73 |
1492.05 |
1787500.00 |
1083225.00 |
122 |
24524.23 |
22364.29 |
2159.93 |
1715738.40 |
1276217.41 |
16140.44 |
14772.73 |
1367.71 |
1802272.73 |
1084592.71 |
123 |
24524.23 |
22552.53 |
1971.70 |
1738290.93 |
1278189.12 |
16016.10 |
14772.73 |
1243.37 |
1817045.45 |
1085836.08 |
124 |
24524.23 |
22742.34 |
1781.88 |
1761033.27 |
1279971.00 |
15891.76 |
14772.73 |
1119.03 |
1831818.18 |
1086955.11 |
125 |
24524.23 |
22933.76 |
1590.47 |
1783967.03 |
1281561.47 |
15767.42 |
14772.73 |
994.70 |
1846590.91 |
1087949.81 |
126 |
24524.23 |
23126.78 |
1397.44 |
1807093.81 |
1282958.91 |
15643.09 |
14772.73 |
870.36 |
1861363.64 |
1088820.17 |
127 |
24524.23 |
23321.43 |
1202.79 |
1830415.25 |
1284161.71 |
15518.75 |
14772.73 |
746.02 |
1876136.36 |
1089566.19 |
128 |
24524.23 |
23517.72 |
1006.51 |
1853932.97 |
1285168.21 |
15394.41 |
14772.73 |
621.69 |
1890909.09 |
1090187.88 |
129 |
24524.23 |
23715.66 |
808.56 |
1877648.63 |
1285976.78 |
15270.08 |
14772.73 |
497.35 |
1905681.82 |
1090685.23 |
130 |
24524.23 |
23915.27 |
608.96 |
1901563.90 |
1286585.74 |
15145.74 |
14772.73 |
373.01 |
1920454.55 |
1091058.24 |
131 |
24524.23 |
24116.56 |
407.67 |
1925680.46 |
1286993.41 |
15021.40 |
14772.73 |
248.67 |
1935227.27 |
1091306.91 |
132 |
24524.23 |
24319.54 |
204.69 |
1950000.00 |
1287198.10 |
14897.06 |
14772.73 |
124.34 |
1950000.00 |
1091431.25 |
汇总:
|
等额本息
总利息:1287198.10元 总还款:3237198.10元
|
等额本金
总利息:1091431.25元 总还款:3041431.25元
|
年利率为:10.10%,折扣: 不打折,贷款:195.0万,
分132期(11年), 等额本息比等额本金多:195766.85元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。