期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
23643.87 |
7820.54 |
15823.33 |
7820.54 |
15823.33 |
30065.76 |
14242.42 |
15823.33 |
14242.42 |
15823.33 |
2 |
23643.87 |
7886.36 |
15757.51 |
15706.90 |
31580.84 |
29945.88 |
14242.42 |
15703.46 |
28484.85 |
31526.79 |
3 |
23643.87 |
7952.74 |
15691.13 |
23659.64 |
47271.98 |
29826.01 |
14242.42 |
15583.59 |
42727.27 |
47110.38 |
4 |
23643.87 |
8019.67 |
15624.20 |
31679.31 |
62896.18 |
29706.14 |
14242.42 |
15463.71 |
56969.70 |
62574.09 |
5 |
23643.87 |
8087.17 |
15556.70 |
39766.48 |
78452.87 |
29586.26 |
14242.42 |
15343.84 |
71212.12 |
77917.93 |
6 |
23643.87 |
8155.24 |
15488.63 |
47921.72 |
93941.51 |
29466.39 |
14242.42 |
15223.96 |
85454.55 |
93141.89 |
7 |
23643.87 |
8223.88 |
15419.99 |
56145.60 |
109361.50 |
29346.52 |
14242.42 |
15104.09 |
99696.97 |
108245.98 |
8 |
23643.87 |
8293.10 |
15350.77 |
64438.70 |
124712.27 |
29226.64 |
14242.42 |
14984.22 |
113939.39 |
123230.20 |
9 |
23643.87 |
8362.90 |
15280.97 |
72801.59 |
139993.25 |
29106.77 |
14242.42 |
14864.34 |
128181.82 |
138094.55 |
10 |
23643.87 |
8433.28 |
15210.59 |
81234.88 |
155203.83 |
28986.89 |
14242.42 |
14744.47 |
142424.24 |
152839.02 |
11 |
23643.87 |
8504.26 |
15139.61 |
89739.14 |
170343.44 |
28867.02 |
14242.42 |
14624.60 |
156666.67 |
167463.61 |
12 |
23643.87 |
8575.84 |
15068.03 |
98314.98 |
185411.47 |
28747.15 |
14242.42 |
14504.72 |
170909.09 |
181968.33 |
第2年 |
13 |
23643.87 |
8648.02 |
14995.85 |
106963.01 |
200407.32 |
28627.27 |
14242.42 |
14384.85 |
185151.52 |
196353.18 |
14 |
23643.87 |
8720.81 |
14923.06 |
115683.82 |
215330.38 |
28507.40 |
14242.42 |
14264.97 |
199393.94 |
210618.16 |
15 |
23643.87 |
8794.21 |
14849.66 |
124478.03 |
230180.04 |
28387.53 |
14242.42 |
14145.10 |
213636.36 |
224763.26 |
16 |
23643.87 |
8868.23 |
14775.64 |
133346.25 |
244955.68 |
28267.65 |
14242.42 |
14025.23 |
227878.79 |
238788.48 |
17 |
23643.87 |
8942.87 |
14701.00 |
142289.12 |
259656.69 |
28147.78 |
14242.42 |
13905.35 |
242121.21 |
252693.84 |
18 |
23643.87 |
9018.14 |
14625.73 |
151307.26 |
274282.42 |
28027.90 |
14242.42 |
13785.48 |
256363.64 |
266479.32 |
19 |
23643.87 |
9094.04 |
14549.83 |
160401.30 |
288832.25 |
27908.03 |
14242.42 |
13665.61 |
270606.06 |
280144.92 |
20 |
23643.87 |
9170.58 |
14473.29 |
169571.88 |
303305.54 |
27788.16 |
14242.42 |
13545.73 |
284848.48 |
293690.66 |
21 |
23643.87 |
9247.77 |
14396.10 |
178819.65 |
317701.64 |
27668.28 |
14242.42 |
13425.86 |
299090.91 |
307116.52 |
22 |
23643.87 |
9325.60 |
14318.27 |
188145.25 |
332019.91 |
27548.41 |
14242.42 |
13305.98 |
313333.33 |
320422.50 |
23 |
23643.87 |
9404.09 |
14239.78 |
197549.35 |
346259.69 |
27428.54 |
14242.42 |
13186.11 |
327575.76 |
333608.61 |
24 |
23643.87 |
9483.24 |
14160.63 |
207032.59 |
360420.31 |
27308.66 |
14242.42 |
13066.24 |
341818.18 |
346674.85 |
第3年 |
25 |
23643.87 |
9563.06 |
14080.81 |
216595.65 |
374501.12 |
27188.79 |
14242.42 |
12946.36 |
356060.61 |
359621.21 |
26 |
23643.87 |
9643.55 |
14000.32 |
226239.20 |
388501.44 |
27068.91 |
14242.42 |
12826.49 |
370303.03 |
372447.70 |
27 |
23643.87 |
9724.72 |
13919.15 |
235963.92 |
402420.60 |
26949.04 |
14242.42 |
12706.62 |
384545.45 |
385154.32 |
28 |
23643.87 |
9806.57 |
13837.30 |
245770.49 |
416257.90 |
26829.17 |
14242.42 |
12586.74 |
398787.88 |
397741.06 |
29 |
23643.87 |
9889.11 |
13754.77 |
255659.60 |
430012.67 |
26709.29 |
14242.42 |
12466.87 |
413030.30 |
410207.93 |
30 |
23643.87 |
9972.34 |
13671.53 |
265631.94 |
443684.20 |
26589.42 |
14242.42 |
12346.99 |
427272.73 |
422554.92 |
31 |
23643.87 |
10056.27 |
13587.60 |
275688.21 |
457271.80 |
26469.55 |
14242.42 |
12227.12 |
441515.15 |
434782.05 |
32 |
23643.87 |
10140.91 |
13502.96 |
285829.12 |
470774.75 |
26349.67 |
14242.42 |
12107.25 |
455757.58 |
446889.29 |
33 |
23643.87 |
10226.27 |
13417.60 |
296055.39 |
484192.36 |
26229.80 |
14242.42 |
11987.37 |
470000.00 |
458876.67 |
34 |
23643.87 |
10312.34 |
13331.53 |
306367.73 |
497523.89 |
26109.92 |
14242.42 |
11867.50 |
484242.42 |
470744.17 |
35 |
23643.87 |
10399.13 |
13244.74 |
316766.86 |
510768.63 |
25990.05 |
14242.42 |
11747.63 |
498484.85 |
482491.79 |
36 |
23643.87 |
10486.66 |
13157.21 |
327253.52 |
523925.84 |
25870.18 |
14242.42 |
11627.75 |
512727.27 |
494119.55 |
第4年 |
37 |
23643.87 |
10574.92 |
13068.95 |
337828.44 |
536994.79 |
25750.30 |
14242.42 |
11507.88 |
526969.70 |
505627.42 |
38 |
23643.87 |
10663.93 |
12979.94 |
348492.37 |
549974.74 |
25630.43 |
14242.42 |
11388.01 |
541212.12 |
517015.43 |
39 |
23643.87 |
10753.68 |
12890.19 |
359246.05 |
562864.93 |
25510.56 |
14242.42 |
11268.13 |
555454.55 |
528283.56 |
40 |
23643.87 |
10844.19 |
12799.68 |
370090.24 |
575664.60 |
25390.68 |
14242.42 |
11148.26 |
569696.97 |
539431.82 |
41 |
23643.87 |
10935.46 |
12708.41 |
381025.70 |
588373.01 |
25270.81 |
14242.42 |
11028.38 |
583939.39 |
550460.20 |
42 |
23643.87 |
11027.50 |
12616.37 |
392053.21 |
600989.38 |
25150.93 |
14242.42 |
10908.51 |
598181.82 |
561368.71 |
43 |
23643.87 |
11120.32 |
12523.55 |
403173.53 |
613512.93 |
25031.06 |
14242.42 |
10788.64 |
612424.24 |
572157.35 |
44 |
23643.87 |
11213.91 |
12429.96 |
414387.44 |
625942.89 |
24911.19 |
14242.42 |
10668.76 |
626666.67 |
582826.11 |
45 |
23643.87 |
11308.30 |
12335.57 |
425695.74 |
638278.46 |
24791.31 |
14242.42 |
10548.89 |
640909.09 |
593375.00 |
46 |
23643.87 |
11403.48 |
12240.39 |
437099.22 |
650518.85 |
24671.44 |
14242.42 |
10429.02 |
655151.52 |
603804.02 |
47 |
23643.87 |
11499.46 |
12144.41 |
448598.67 |
662663.27 |
24551.57 |
14242.42 |
10309.14 |
669393.94 |
614113.16 |
48 |
23643.87 |
11596.24 |
12047.63 |
460194.92 |
674710.90 |
24431.69 |
14242.42 |
10189.27 |
683636.36 |
624302.42 |
第5年 |
49 |
23643.87 |
11693.84 |
11950.03 |
471888.76 |
686660.92 |
24311.82 |
14242.42 |
10069.39 |
697878.79 |
634371.82 |
50 |
23643.87 |
11792.27 |
11851.60 |
483681.03 |
698512.53 |
24191.94 |
14242.42 |
9949.52 |
712121.21 |
644321.34 |
51 |
23643.87 |
11891.52 |
11752.35 |
495572.55 |
710264.88 |
24072.07 |
14242.42 |
9829.65 |
726363.64 |
654150.98 |
52 |
23643.87 |
11991.61 |
11652.26 |
507564.16 |
721917.14 |
23952.20 |
14242.42 |
9709.77 |
740606.06 |
663860.76 |
53 |
23643.87 |
12092.54 |
11551.34 |
519656.69 |
733468.48 |
23832.32 |
14242.42 |
9589.90 |
754848.48 |
673450.66 |
54 |
23643.87 |
12194.31 |
11449.56 |
531851.01 |
744918.03 |
23712.45 |
14242.42 |
9470.03 |
769090.91 |
682920.68 |
55 |
23643.87 |
12296.95 |
11346.92 |
544147.96 |
756264.95 |
23592.58 |
14242.42 |
9350.15 |
783333.33 |
692270.83 |
56 |
23643.87 |
12400.45 |
11243.42 |
556548.41 |
767508.37 |
23472.70 |
14242.42 |
9230.28 |
797575.76 |
701501.11 |
57 |
23643.87 |
12504.82 |
11139.05 |
569053.23 |
778647.42 |
23352.83 |
14242.42 |
9110.40 |
811818.18 |
710611.52 |
58 |
23643.87 |
12610.07 |
11033.80 |
581663.30 |
789681.23 |
23232.95 |
14242.42 |
8990.53 |
826060.61 |
719602.05 |
59 |
23643.87 |
12716.20 |
10927.67 |
594379.50 |
800608.89 |
23113.08 |
14242.42 |
8870.66 |
840303.03 |
728472.70 |
60 |
23643.87 |
12823.23 |
10820.64 |
607202.73 |
811429.53 |
22993.21 |
14242.42 |
8750.78 |
854545.45 |
737223.48 |
第6年 |
61 |
23643.87 |
12931.16 |
10712.71 |
620133.89 |
822142.24 |
22873.33 |
14242.42 |
8630.91 |
868787.88 |
745854.39 |
62 |
23643.87 |
13040.00 |
10603.87 |
633173.89 |
832746.12 |
22753.46 |
14242.42 |
8511.04 |
883030.30 |
754365.43 |
63 |
23643.87 |
13149.75 |
10494.12 |
646323.64 |
843240.24 |
22633.59 |
14242.42 |
8391.16 |
897272.73 |
762756.59 |
64 |
23643.87 |
13260.43 |
10383.44 |
659584.07 |
853623.68 |
22513.71 |
14242.42 |
8271.29 |
911515.15 |
771027.88 |
65 |
23643.87 |
13372.04 |
10271.83 |
672956.11 |
863895.51 |
22393.84 |
14242.42 |
8151.41 |
925757.58 |
779179.29 |
66 |
23643.87 |
13484.58 |
10159.29 |
686440.69 |
874054.80 |
22273.96 |
14242.42 |
8031.54 |
940000.00 |
787210.83 |
67 |
23643.87 |
13598.08 |
10045.79 |
700038.77 |
884100.59 |
22154.09 |
14242.42 |
7911.67 |
954242.42 |
795122.50 |
68 |
23643.87 |
13712.53 |
9931.34 |
713751.30 |
894031.93 |
22034.22 |
14242.42 |
7791.79 |
968484.85 |
802914.29 |
69 |
23643.87 |
13827.94 |
9815.93 |
727579.25 |
903847.86 |
21914.34 |
14242.42 |
7671.92 |
982727.27 |
810586.21 |
70 |
23643.87 |
13944.33 |
9699.54 |
741523.58 |
913547.40 |
21794.47 |
14242.42 |
7552.05 |
996969.70 |
818138.26 |
71 |
23643.87 |
14061.69 |
9582.18 |
755585.27 |
923129.57 |
21674.60 |
14242.42 |
7432.17 |
1011212.12 |
825570.43 |
72 |
23643.87 |
14180.05 |
9463.82 |
769765.32 |
932593.40 |
21554.72 |
14242.42 |
7312.30 |
1025454.55 |
832882.73 |
第7年 |
73 |
23643.87 |
14299.40 |
9344.48 |
784064.72 |
941937.87 |
21434.85 |
14242.42 |
7192.42 |
1039696.97 |
840075.15 |
74 |
23643.87 |
14419.75 |
9224.12 |
798484.46 |
951162.00 |
21314.97 |
14242.42 |
7072.55 |
1053939.39 |
847147.70 |
75 |
23643.87 |
14541.12 |
9102.76 |
813025.58 |
960264.75 |
21195.10 |
14242.42 |
6952.68 |
1068181.82 |
854100.38 |
76 |
23643.87 |
14663.50 |
8980.37 |
827689.08 |
969245.12 |
21075.23 |
14242.42 |
6832.80 |
1082424.24 |
860933.18 |
77 |
23643.87 |
14786.92 |
8856.95 |
842476.00 |
978102.07 |
20955.35 |
14242.42 |
6712.93 |
1096666.67 |
867646.11 |
78 |
23643.87 |
14911.38 |
8732.49 |
857387.38 |
986834.56 |
20835.48 |
14242.42 |
6593.06 |
1110909.09 |
874239.17 |
79 |
23643.87 |
15036.88 |
8606.99 |
872424.26 |
995441.55 |
20715.61 |
14242.42 |
6473.18 |
1125151.52 |
880712.35 |
80 |
23643.87 |
15163.44 |
8480.43 |
887587.70 |
1003921.98 |
20595.73 |
14242.42 |
6353.31 |
1139393.94 |
887065.66 |
81 |
23643.87 |
15291.07 |
8352.80 |
902878.77 |
1012274.79 |
20475.86 |
14242.42 |
6233.43 |
1153636.36 |
893299.09 |
82 |
23643.87 |
15419.77 |
8224.10 |
918298.54 |
1020498.89 |
20355.98 |
14242.42 |
6113.56 |
1167878.79 |
899412.65 |
83 |
23643.87 |
15549.55 |
8094.32 |
933848.09 |
1028593.21 |
20236.11 |
14242.42 |
5993.69 |
1182121.21 |
905406.34 |
84 |
23643.87 |
15680.43 |
7963.45 |
949528.52 |
1036556.66 |
20116.24 |
14242.42 |
5873.81 |
1196363.64 |
911280.15 |
第8年 |
85 |
23643.87 |
15812.40 |
7831.47 |
965340.92 |
1044388.12 |
19996.36 |
14242.42 |
5753.94 |
1210606.06 |
917034.09 |
86 |
23643.87 |
15945.49 |
7698.38 |
981286.41 |
1052086.50 |
19876.49 |
14242.42 |
5634.07 |
1224848.48 |
922668.16 |
87 |
23643.87 |
16079.70 |
7564.17 |
997366.11 |
1059650.68 |
19756.62 |
14242.42 |
5514.19 |
1239090.91 |
928182.35 |
88 |
23643.87 |
16215.04 |
7428.84 |
1013581.14 |
1067079.51 |
19636.74 |
14242.42 |
5394.32 |
1253333.33 |
933576.67 |
89 |
23643.87 |
16351.51 |
7292.36 |
1029932.66 |
1074371.87 |
19516.87 |
14242.42 |
5274.44 |
1267575.76 |
938851.11 |
90 |
23643.87 |
16489.14 |
7154.73 |
1046421.79 |
1081526.60 |
19396.99 |
14242.42 |
5154.57 |
1281818.18 |
944005.68 |
91 |
23643.87 |
16627.92 |
7015.95 |
1063049.71 |
1088542.55 |
19277.12 |
14242.42 |
5034.70 |
1296060.61 |
949040.38 |
92 |
23643.87 |
16767.87 |
6876.00 |
1079817.59 |
1095418.55 |
19157.25 |
14242.42 |
4914.82 |
1310303.03 |
953955.20 |
93 |
23643.87 |
16909.00 |
6734.87 |
1096726.59 |
1102153.42 |
19037.37 |
14242.42 |
4794.95 |
1324545.45 |
958750.15 |
94 |
23643.87 |
17051.32 |
6592.55 |
1113777.91 |
1108745.97 |
18917.50 |
14242.42 |
4675.08 |
1338787.88 |
963425.23 |
95 |
23643.87 |
17194.84 |
6449.04 |
1130972.75 |
1115195.01 |
18797.63 |
14242.42 |
4555.20 |
1353030.30 |
967980.43 |
96 |
23643.87 |
17339.56 |
6304.31 |
1148312.30 |
1121499.32 |
18677.75 |
14242.42 |
4435.33 |
1367272.73 |
972415.76 |
第9年 |
97 |
23643.87 |
17485.50 |
6158.37 |
1165797.80 |
1127657.69 |
18557.88 |
14242.42 |
4315.45 |
1381515.15 |
976731.21 |
98 |
23643.87 |
17632.67 |
6011.20 |
1183430.47 |
1133668.89 |
18438.01 |
14242.42 |
4195.58 |
1395757.58 |
980926.79 |
99 |
23643.87 |
17781.08 |
5862.79 |
1201211.55 |
1139531.69 |
18318.13 |
14242.42 |
4075.71 |
1410000.00 |
985002.50 |
100 |
23643.87 |
17930.73 |
5713.14 |
1219142.29 |
1145244.82 |
18198.26 |
14242.42 |
3955.83 |
1424242.42 |
988958.33 |
101 |
23643.87 |
18081.65 |
5562.22 |
1237223.94 |
1150807.04 |
18078.38 |
14242.42 |
3835.96 |
1438484.85 |
992794.29 |
102 |
23643.87 |
18233.84 |
5410.03 |
1255457.78 |
1156217.07 |
17958.51 |
14242.42 |
3716.09 |
1452727.27 |
996510.38 |
103 |
23643.87 |
18387.31 |
5256.56 |
1273845.08 |
1161473.64 |
17838.64 |
14242.42 |
3596.21 |
1466969.70 |
1000106.59 |
104 |
23643.87 |
18542.07 |
5101.80 |
1292387.15 |
1166575.44 |
17718.76 |
14242.42 |
3476.34 |
1481212.12 |
1003582.93 |
105 |
23643.87 |
18698.13 |
4945.74 |
1311085.28 |
1171521.18 |
17598.89 |
14242.42 |
3356.46 |
1495454.55 |
1006939.39 |
106 |
23643.87 |
18855.51 |
4788.37 |
1329940.79 |
1176309.55 |
17479.02 |
14242.42 |
3236.59 |
1509696.97 |
1010175.98 |
107 |
23643.87 |
19014.21 |
4629.67 |
1348954.99 |
1180939.21 |
17359.14 |
14242.42 |
3116.72 |
1523939.39 |
1013292.70 |
108 |
23643.87 |
19174.24 |
4469.63 |
1368129.23 |
1185408.84 |
17239.27 |
14242.42 |
2996.84 |
1538181.82 |
1016289.55 |
第10年 |
109 |
23643.87 |
19335.63 |
4308.25 |
1387464.86 |
1189717.09 |
17119.39 |
14242.42 |
2876.97 |
1552424.24 |
1019166.52 |
110 |
23643.87 |
19498.37 |
4145.50 |
1406963.23 |
1193862.59 |
16999.52 |
14242.42 |
2757.10 |
1566666.67 |
1021923.61 |
111 |
23643.87 |
19662.48 |
3981.39 |
1426625.71 |
1197843.99 |
16879.65 |
14242.42 |
2637.22 |
1580909.09 |
1024560.83 |
112 |
23643.87 |
19827.97 |
3815.90 |
1446453.68 |
1201659.89 |
16759.77 |
14242.42 |
2517.35 |
1595151.52 |
1027078.18 |
113 |
23643.87 |
19994.86 |
3649.01 |
1466448.53 |
1205308.90 |
16639.90 |
14242.42 |
2397.47 |
1609393.94 |
1029475.66 |
114 |
23643.87 |
20163.15 |
3480.72 |
1486611.68 |
1208789.63 |
16520.03 |
14242.42 |
2277.60 |
1623636.36 |
1031753.26 |
115 |
23643.87 |
20332.85 |
3311.02 |
1506944.53 |
1212100.64 |
16400.15 |
14242.42 |
2157.73 |
1637878.79 |
1033910.98 |
116 |
23643.87 |
20503.99 |
3139.88 |
1527448.52 |
1215240.53 |
16280.28 |
14242.42 |
2037.85 |
1652121.21 |
1035948.84 |
117 |
23643.87 |
20676.56 |
2967.31 |
1548125.08 |
1218207.84 |
16160.40 |
14242.42 |
1917.98 |
1666363.64 |
1037866.82 |
118 |
23643.87 |
20850.59 |
2793.28 |
1568975.67 |
1221001.12 |
16040.53 |
14242.42 |
1798.11 |
1680606.06 |
1039664.92 |
119 |
23643.87 |
21026.08 |
2617.79 |
1590001.75 |
1223618.90 |
15920.66 |
14242.42 |
1678.23 |
1694848.48 |
1041343.16 |
120 |
23643.87 |
21203.05 |
2440.82 |
1611204.81 |
1226059.72 |
15800.78 |
14242.42 |
1558.36 |
1709090.91 |
1042901.52 |
第11年 |
121 |
23643.87 |
21381.51 |
2262.36 |
1632586.32 |
1228322.08 |
15680.91 |
14242.42 |
1438.48 |
1723333.33 |
1044340.00 |
122 |
23643.87 |
21561.47 |
2082.40 |
1654147.79 |
1230404.48 |
15561.04 |
14242.42 |
1318.61 |
1737575.76 |
1045658.61 |
123 |
23643.87 |
21742.95 |
1900.92 |
1675890.74 |
1232305.40 |
15441.16 |
14242.42 |
1198.74 |
1751818.18 |
1046857.35 |
124 |
23643.87 |
21925.95 |
1717.92 |
1697816.69 |
1234023.32 |
15321.29 |
14242.42 |
1078.86 |
1766060.61 |
1047936.21 |
125 |
23643.87 |
22110.49 |
1533.38 |
1719927.19 |
1235556.70 |
15201.41 |
14242.42 |
958.99 |
1780303.03 |
1048895.20 |
126 |
23643.87 |
22296.59 |
1347.28 |
1742223.78 |
1236903.98 |
15081.54 |
14242.42 |
839.12 |
1794545.45 |
1049734.32 |
127 |
23643.87 |
22484.25 |
1159.62 |
1764708.03 |
1238063.60 |
14961.67 |
14242.42 |
719.24 |
1808787.88 |
1050453.56 |
128 |
23643.87 |
22673.50 |
970.37 |
1787381.53 |
1239033.97 |
14841.79 |
14242.42 |
599.37 |
1823030.30 |
1051052.93 |
129 |
23643.87 |
22864.33 |
779.54 |
1810245.86 |
1239813.51 |
14721.92 |
14242.42 |
479.49 |
1837272.73 |
1051532.42 |
130 |
23643.87 |
23056.77 |
587.10 |
1833302.64 |
1240400.61 |
14602.05 |
14242.42 |
359.62 |
1851515.15 |
1051892.05 |
131 |
23643.87 |
23250.83 |
393.04 |
1856553.47 |
1240793.64 |
14482.17 |
14242.42 |
239.75 |
1865757.58 |
1052131.79 |
132 |
23643.87 |
23446.53 |
197.34 |
1880000.00 |
1240990.98 |
14362.30 |
14242.42 |
119.87 |
1880000.00 |
1052251.67 |
汇总:
|
等额本息
总利息:1240990.98元 总还款:3120990.98元
|
等额本金
总利息:1052251.67元 总还款:2932251.67元
|
年利率为:10.10%,折扣: 不打折,贷款:188.0万,
分132期(11年), 等额本息比等额本金多:188739.32元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。