期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
24319.59 |
8825.84 |
15493.75 |
8825.84 |
15493.75 |
30721.02 |
15227.27 |
15493.75 |
15227.27 |
15493.75 |
2 |
24319.59 |
8893.87 |
15425.72 |
17719.71 |
30919.47 |
30603.65 |
15227.27 |
15376.37 |
30454.55 |
30870.12 |
3 |
24319.59 |
8962.43 |
15357.16 |
26682.14 |
46276.63 |
30486.27 |
15227.27 |
15259.00 |
45681.82 |
46129.12 |
4 |
24319.59 |
9031.51 |
15288.08 |
35713.66 |
61564.70 |
30368.89 |
15227.27 |
15141.62 |
60909.09 |
61270.74 |
5 |
24319.59 |
9101.13 |
15218.46 |
44814.79 |
76783.16 |
30251.52 |
15227.27 |
15024.24 |
76136.36 |
76294.98 |
6 |
24319.59 |
9171.29 |
15148.30 |
53986.08 |
91931.46 |
30134.14 |
15227.27 |
14906.87 |
91363.64 |
91201.85 |
7 |
24319.59 |
9241.98 |
15077.61 |
63228.06 |
107009.07 |
30016.76 |
15227.27 |
14789.49 |
106590.91 |
105991.34 |
8 |
24319.59 |
9313.22 |
15006.37 |
72541.28 |
122015.44 |
29899.38 |
15227.27 |
14672.11 |
121818.18 |
120663.45 |
9 |
24319.59 |
9385.01 |
14934.58 |
81926.29 |
136950.02 |
29782.01 |
15227.27 |
14554.73 |
137045.45 |
135218.18 |
10 |
24319.59 |
9457.36 |
14862.23 |
91383.65 |
151812.25 |
29664.63 |
15227.27 |
14437.36 |
152272.73 |
149655.54 |
11 |
24319.59 |
9530.26 |
14789.33 |
100913.90 |
166601.58 |
29547.25 |
15227.27 |
14319.98 |
167500.00 |
163975.52 |
12 |
24319.59 |
9603.72 |
14715.87 |
110517.62 |
181317.46 |
29429.88 |
15227.27 |
14202.60 |
182727.27 |
178178.12 |
第2年 |
13 |
24319.59 |
9677.75 |
14641.84 |
120195.37 |
195959.30 |
29312.50 |
15227.27 |
14085.23 |
197954.55 |
192263.35 |
14 |
24319.59 |
9752.35 |
14567.24 |
129947.72 |
210526.54 |
29195.12 |
15227.27 |
13967.85 |
213181.82 |
206231.20 |
15 |
24319.59 |
9827.52 |
14492.07 |
139775.24 |
225018.61 |
29077.75 |
15227.27 |
13850.47 |
228409.09 |
220081.68 |
16 |
24319.59 |
9903.27 |
14416.32 |
149678.51 |
239434.93 |
28960.37 |
15227.27 |
13733.10 |
243636.36 |
233814.77 |
17 |
24319.59 |
9979.61 |
14339.98 |
159658.12 |
253774.91 |
28842.99 |
15227.27 |
13615.72 |
258863.64 |
247430.49 |
18 |
24319.59 |
10056.54 |
14263.05 |
169714.66 |
268037.96 |
28725.62 |
15227.27 |
13498.34 |
274090.91 |
260928.84 |
19 |
24319.59 |
10134.06 |
14185.53 |
179848.72 |
282223.49 |
28608.24 |
15227.27 |
13380.97 |
289318.18 |
274309.80 |
20 |
24319.59 |
10212.17 |
14107.42 |
190060.89 |
296330.91 |
28490.86 |
15227.27 |
13263.59 |
304545.45 |
287573.39 |
21 |
24319.59 |
10290.89 |
14028.70 |
200351.78 |
310359.61 |
28373.48 |
15227.27 |
13146.21 |
319772.73 |
300719.60 |
22 |
24319.59 |
10370.22 |
13949.37 |
210722.00 |
324308.98 |
28256.11 |
15227.27 |
13028.84 |
335000.00 |
313748.44 |
23 |
24319.59 |
10450.16 |
13869.43 |
221172.16 |
338178.41 |
28138.73 |
15227.27 |
12911.46 |
350227.27 |
326659.90 |
24 |
24319.59 |
10530.71 |
13788.88 |
231702.86 |
351967.29 |
28021.35 |
15227.27 |
12794.08 |
365454.55 |
339453.98 |
第3年 |
25 |
24319.59 |
10611.88 |
13707.71 |
242314.75 |
365675.00 |
27903.98 |
15227.27 |
12676.70 |
380681.82 |
352130.68 |
26 |
24319.59 |
10693.68 |
13625.91 |
253008.43 |
379300.91 |
27786.60 |
15227.27 |
12559.33 |
395909.09 |
364690.01 |
27 |
24319.59 |
10776.11 |
13543.48 |
263784.54 |
392844.38 |
27669.22 |
15227.27 |
12441.95 |
411136.36 |
377131.96 |
28 |
24319.59 |
10859.18 |
13460.41 |
274643.72 |
406304.79 |
27551.85 |
15227.27 |
12324.57 |
426363.64 |
389456.53 |
29 |
24319.59 |
10942.89 |
13376.70 |
285586.61 |
419681.50 |
27434.47 |
15227.27 |
12207.20 |
441590.91 |
401663.73 |
30 |
24319.59 |
11027.24 |
13292.35 |
296613.84 |
432973.85 |
27317.09 |
15227.27 |
12089.82 |
456818.18 |
413753.55 |
31 |
24319.59 |
11112.24 |
13207.35 |
307726.08 |
446181.20 |
27199.72 |
15227.27 |
11972.44 |
472045.45 |
425725.99 |
32 |
24319.59 |
11197.90 |
13121.69 |
318923.98 |
459302.90 |
27082.34 |
15227.27 |
11855.07 |
487272.73 |
437581.06 |
33 |
24319.59 |
11284.21 |
13035.38 |
330208.19 |
472338.28 |
26964.96 |
15227.27 |
11737.69 |
502500.00 |
449318.75 |
34 |
24319.59 |
11371.19 |
12948.40 |
341579.38 |
485286.67 |
26847.59 |
15227.27 |
11620.31 |
517727.27 |
460939.06 |
35 |
24319.59 |
11458.85 |
12860.74 |
353038.23 |
498147.41 |
26730.21 |
15227.27 |
11502.94 |
532954.55 |
472442.00 |
36 |
24319.59 |
11547.18 |
12772.41 |
364585.41 |
510919.83 |
26612.83 |
15227.27 |
11385.56 |
548181.82 |
483827.56 |
第4年 |
37 |
24319.59 |
11636.19 |
12683.40 |
376221.59 |
523603.23 |
26495.45 |
15227.27 |
11268.18 |
563409.09 |
495095.74 |
38 |
24319.59 |
11725.88 |
12593.71 |
387947.48 |
536196.94 |
26378.08 |
15227.27 |
11150.80 |
578636.36 |
506246.54 |
39 |
24319.59 |
11816.27 |
12503.32 |
399763.74 |
548700.26 |
26260.70 |
15227.27 |
11033.43 |
593863.64 |
517279.97 |
40 |
24319.59 |
11907.35 |
12412.24 |
411671.10 |
561112.50 |
26143.32 |
15227.27 |
10916.05 |
609090.91 |
528196.02 |
41 |
24319.59 |
11999.14 |
12320.45 |
423670.23 |
573432.95 |
26025.95 |
15227.27 |
10798.67 |
624318.18 |
538994.70 |
42 |
24319.59 |
12091.63 |
12227.96 |
435761.87 |
585660.91 |
25908.57 |
15227.27 |
10681.30 |
639545.45 |
549675.99 |
43 |
24319.59 |
12184.84 |
12134.75 |
447946.70 |
597795.66 |
25791.19 |
15227.27 |
10563.92 |
654772.73 |
560239.91 |
44 |
24319.59 |
12278.76 |
12040.83 |
460225.47 |
609836.49 |
25673.82 |
15227.27 |
10446.54 |
670000.00 |
570686.46 |
45 |
24319.59 |
12373.41 |
11946.18 |
472598.88 |
621782.67 |
25556.44 |
15227.27 |
10329.17 |
685227.27 |
581015.62 |
46 |
24319.59 |
12468.79 |
11850.80 |
485067.67 |
633633.47 |
25439.06 |
15227.27 |
10211.79 |
700454.55 |
591227.41 |
47 |
24319.59 |
12564.90 |
11754.69 |
497632.57 |
645388.16 |
25321.69 |
15227.27 |
10094.41 |
715681.82 |
601321.83 |
48 |
24319.59 |
12661.76 |
11657.83 |
510294.33 |
657045.99 |
25204.31 |
15227.27 |
9977.04 |
730909.09 |
611298.86 |
第5年 |
49 |
24319.59 |
12759.36 |
11560.23 |
523053.69 |
668606.22 |
25086.93 |
15227.27 |
9859.66 |
746136.36 |
621158.52 |
50 |
24319.59 |
12857.71 |
11461.88 |
535911.40 |
680068.10 |
24969.55 |
15227.27 |
9742.28 |
761363.64 |
630900.80 |
51 |
24319.59 |
12956.82 |
11362.77 |
548868.22 |
691430.86 |
24852.18 |
15227.27 |
9624.91 |
776590.91 |
640525.71 |
52 |
24319.59 |
13056.70 |
11262.89 |
561924.92 |
702693.75 |
24734.80 |
15227.27 |
9507.53 |
791818.18 |
650033.24 |
53 |
24319.59 |
13157.34 |
11162.25 |
575082.27 |
713856.00 |
24617.42 |
15227.27 |
9390.15 |
807045.45 |
659423.39 |
54 |
24319.59 |
13258.77 |
11060.82 |
588341.03 |
724916.82 |
24500.05 |
15227.27 |
9272.77 |
822272.73 |
668696.16 |
55 |
24319.59 |
13360.97 |
10958.62 |
601702.00 |
735875.45 |
24382.67 |
15227.27 |
9155.40 |
837500.00 |
677851.56 |
56 |
24319.59 |
13463.96 |
10855.63 |
615165.96 |
746731.08 |
24265.29 |
15227.27 |
9038.02 |
852727.27 |
686889.58 |
57 |
24319.59 |
13567.74 |
10751.85 |
628733.70 |
757482.92 |
24147.92 |
15227.27 |
8920.64 |
867954.55 |
695810.23 |
58 |
24319.59 |
13672.33 |
10647.26 |
642406.03 |
768130.18 |
24030.54 |
15227.27 |
8803.27 |
883181.82 |
704613.49 |
59 |
24319.59 |
13777.72 |
10541.87 |
656183.75 |
778672.05 |
23913.16 |
15227.27 |
8685.89 |
898409.09 |
713299.38 |
60 |
24319.59 |
13883.92 |
10435.67 |
670067.68 |
789107.72 |
23795.79 |
15227.27 |
8568.51 |
913636.36 |
721867.90 |
第6年 |
61 |
24319.59 |
13990.94 |
10328.65 |
684058.62 |
799436.36 |
23678.41 |
15227.27 |
8451.14 |
928863.64 |
730319.03 |
62 |
24319.59 |
14098.79 |
10220.80 |
698157.41 |
809657.16 |
23561.03 |
15227.27 |
8333.76 |
944090.91 |
738652.79 |
63 |
24319.59 |
14207.47 |
10112.12 |
712364.88 |
819769.28 |
23443.66 |
15227.27 |
8216.38 |
959318.18 |
746869.18 |
64 |
24319.59 |
14316.99 |
10002.60 |
726681.87 |
829771.89 |
23326.28 |
15227.27 |
8099.01 |
974545.45 |
754968.18 |
65 |
24319.59 |
14427.35 |
9892.24 |
741109.21 |
839664.13 |
23208.90 |
15227.27 |
7981.63 |
989772.73 |
762949.81 |
66 |
24319.59 |
14538.56 |
9781.03 |
755647.77 |
849445.16 |
23091.52 |
15227.27 |
7864.25 |
1005000.00 |
770814.06 |
67 |
24319.59 |
14650.62 |
9668.97 |
770298.40 |
859114.13 |
22974.15 |
15227.27 |
7746.87 |
1020227.27 |
778560.94 |
68 |
24319.59 |
14763.56 |
9556.03 |
785061.95 |
868670.16 |
22856.77 |
15227.27 |
7629.50 |
1035454.55 |
786190.44 |
69 |
24319.59 |
14877.36 |
9442.23 |
799939.31 |
878112.39 |
22739.39 |
15227.27 |
7512.12 |
1050681.82 |
793702.56 |
70 |
24319.59 |
14992.04 |
9327.55 |
814931.35 |
887439.94 |
22622.02 |
15227.27 |
7394.74 |
1065909.09 |
801097.30 |
71 |
24319.59 |
15107.60 |
9211.99 |
830038.95 |
896651.93 |
22504.64 |
15227.27 |
7277.37 |
1081136.36 |
808374.67 |
72 |
24319.59 |
15224.06 |
9095.53 |
845263.01 |
905747.46 |
22387.26 |
15227.27 |
7159.99 |
1096363.64 |
815534.66 |
第7年 |
73 |
24319.59 |
15341.41 |
8978.18 |
860604.42 |
914725.65 |
22269.89 |
15227.27 |
7042.61 |
1111590.91 |
822577.27 |
74 |
24319.59 |
15459.67 |
8859.92 |
876064.08 |
923585.57 |
22152.51 |
15227.27 |
6925.24 |
1126818.18 |
829502.51 |
75 |
24319.59 |
15578.83 |
8740.76 |
891642.92 |
932326.33 |
22035.13 |
15227.27 |
6807.86 |
1142045.45 |
836310.37 |
76 |
24319.59 |
15698.92 |
8620.67 |
907341.84 |
940947.00 |
21917.76 |
15227.27 |
6690.48 |
1157272.73 |
843000.85 |
77 |
24319.59 |
15819.93 |
8499.66 |
923161.77 |
949446.65 |
21800.38 |
15227.27 |
6573.11 |
1172500.00 |
849573.96 |
78 |
24319.59 |
15941.88 |
8377.71 |
939103.65 |
957824.36 |
21683.00 |
15227.27 |
6455.73 |
1187727.27 |
856029.69 |
79 |
24319.59 |
16064.76 |
8254.83 |
955168.41 |
966079.19 |
21565.62 |
15227.27 |
6338.35 |
1202954.55 |
862368.04 |
80 |
24319.59 |
16188.60 |
8130.99 |
971357.01 |
974210.18 |
21448.25 |
15227.27 |
6220.98 |
1218181.82 |
868589.02 |
81 |
24319.59 |
16313.38 |
8006.21 |
987670.39 |
982216.39 |
21330.87 |
15227.27 |
6103.60 |
1233409.09 |
874692.61 |
82 |
24319.59 |
16439.13 |
7880.46 |
1004109.53 |
990096.85 |
21213.49 |
15227.27 |
5986.22 |
1248636.36 |
880678.84 |
83 |
24319.59 |
16565.85 |
7753.74 |
1020675.38 |
997850.59 |
21096.12 |
15227.27 |
5868.84 |
1263863.64 |
886547.68 |
84 |
24319.59 |
16693.55 |
7626.04 |
1037368.92 |
1005476.63 |
20978.74 |
15227.27 |
5751.47 |
1279090.91 |
892299.15 |
第8年 |
85 |
24319.59 |
16822.23 |
7497.36 |
1054191.15 |
1012973.99 |
20861.36 |
15227.27 |
5634.09 |
1294318.18 |
897933.24 |
86 |
24319.59 |
16951.90 |
7367.69 |
1071143.05 |
1020341.69 |
20743.99 |
15227.27 |
5516.71 |
1309545.45 |
903449.95 |
87 |
24319.59 |
17082.57 |
7237.02 |
1088225.61 |
1027578.71 |
20626.61 |
15227.27 |
5399.34 |
1324772.73 |
908849.29 |
88 |
24319.59 |
17214.25 |
7105.34 |
1105439.86 |
1034684.05 |
20509.23 |
15227.27 |
5281.96 |
1340000.00 |
914131.25 |
89 |
24319.59 |
17346.94 |
6972.65 |
1122786.80 |
1041656.70 |
20391.86 |
15227.27 |
5164.58 |
1355227.27 |
919295.83 |
90 |
24319.59 |
17480.65 |
6838.94 |
1140267.45 |
1048495.64 |
20274.48 |
15227.27 |
5047.21 |
1370454.55 |
924343.04 |
91 |
24319.59 |
17615.40 |
6704.19 |
1157882.85 |
1055199.83 |
20157.10 |
15227.27 |
4929.83 |
1385681.82 |
929272.87 |
92 |
24319.59 |
17751.19 |
6568.40 |
1175634.04 |
1061768.23 |
20039.73 |
15227.27 |
4812.45 |
1400909.09 |
934085.32 |
93 |
24319.59 |
17888.02 |
6431.57 |
1193522.06 |
1068199.80 |
19922.35 |
15227.27 |
4695.08 |
1416136.36 |
938780.40 |
94 |
24319.59 |
18025.91 |
6293.68 |
1211547.97 |
1074493.49 |
19804.97 |
15227.27 |
4577.70 |
1431363.64 |
943358.10 |
95 |
24319.59 |
18164.86 |
6154.73 |
1229712.82 |
1080648.22 |
19687.59 |
15227.27 |
4460.32 |
1446590.91 |
947818.42 |
96 |
24319.59 |
18304.88 |
6014.71 |
1248017.70 |
1086662.93 |
19570.22 |
15227.27 |
4342.95 |
1461818.18 |
952161.36 |
第9年 |
97 |
24319.59 |
18445.98 |
5873.61 |
1266463.67 |
1092536.55 |
19452.84 |
15227.27 |
4225.57 |
1477045.45 |
956386.93 |
98 |
24319.59 |
18588.16 |
5731.43 |
1285051.84 |
1098267.97 |
19335.46 |
15227.27 |
4108.19 |
1492272.73 |
960495.12 |
99 |
24319.59 |
18731.45 |
5588.14 |
1303783.29 |
1103856.12 |
19218.09 |
15227.27 |
3990.81 |
1507500.00 |
964485.94 |
100 |
24319.59 |
18875.84 |
5443.75 |
1322659.12 |
1109299.87 |
19100.71 |
15227.27 |
3873.44 |
1522727.27 |
968359.37 |
101 |
24319.59 |
19021.34 |
5298.25 |
1341680.46 |
1114598.12 |
18983.33 |
15227.27 |
3756.06 |
1537954.55 |
972115.44 |
102 |
24319.59 |
19167.96 |
5151.63 |
1360848.42 |
1119749.75 |
18865.96 |
15227.27 |
3638.68 |
1553181.82 |
975754.12 |
103 |
24319.59 |
19315.71 |
5003.88 |
1380164.13 |
1124753.63 |
18748.58 |
15227.27 |
3521.31 |
1568409.09 |
979275.43 |
104 |
24319.59 |
19464.61 |
4854.98 |
1399628.74 |
1129608.61 |
18631.20 |
15227.27 |
3403.93 |
1583636.36 |
982679.36 |
105 |
24319.59 |
19614.64 |
4704.95 |
1419243.38 |
1134313.56 |
18513.83 |
15227.27 |
3286.55 |
1598863.64 |
985965.91 |
106 |
24319.59 |
19765.84 |
4553.75 |
1439009.22 |
1138867.31 |
18396.45 |
15227.27 |
3169.18 |
1614090.91 |
989135.09 |
107 |
24319.59 |
19918.20 |
4401.39 |
1458927.43 |
1143268.70 |
18279.07 |
15227.27 |
3051.80 |
1629318.18 |
992186.88 |
108 |
24319.59 |
20071.74 |
4247.85 |
1478999.16 |
1147516.55 |
18161.70 |
15227.27 |
2934.42 |
1644545.45 |
995121.31 |
第10年 |
109 |
24319.59 |
20226.46 |
4093.13 |
1499225.62 |
1151609.68 |
18044.32 |
15227.27 |
2817.05 |
1659772.73 |
997938.35 |
110 |
24319.59 |
20382.37 |
3937.22 |
1519607.99 |
1155546.90 |
17926.94 |
15227.27 |
2699.67 |
1675000.00 |
1000638.02 |
111 |
24319.59 |
20539.48 |
3780.11 |
1540147.48 |
1159327.00 |
17809.56 |
15227.27 |
2582.29 |
1690227.27 |
1003220.31 |
112 |
24319.59 |
20697.81 |
3621.78 |
1560845.29 |
1162948.78 |
17692.19 |
15227.27 |
2464.91 |
1705454.55 |
1005685.23 |
113 |
24319.59 |
20857.36 |
3462.23 |
1581702.64 |
1166411.02 |
17574.81 |
15227.27 |
2347.54 |
1720681.82 |
1008032.77 |
114 |
24319.59 |
21018.13 |
3301.46 |
1602720.78 |
1169712.47 |
17457.43 |
15227.27 |
2230.16 |
1735909.09 |
1010262.93 |
115 |
24319.59 |
21180.15 |
3139.44 |
1623900.92 |
1172851.92 |
17340.06 |
15227.27 |
2112.78 |
1751136.36 |
1012375.71 |
116 |
24319.59 |
21343.41 |
2976.18 |
1645244.33 |
1175828.10 |
17222.68 |
15227.27 |
1995.41 |
1766363.64 |
1014371.12 |
117 |
24319.59 |
21507.93 |
2811.66 |
1666752.26 |
1178639.76 |
17105.30 |
15227.27 |
1878.03 |
1781590.91 |
1016249.15 |
118 |
24319.59 |
21673.72 |
2645.87 |
1688425.98 |
1181285.63 |
16987.93 |
15227.27 |
1760.65 |
1796818.18 |
1018009.80 |
119 |
24319.59 |
21840.79 |
2478.80 |
1710266.77 |
1183764.43 |
16870.55 |
15227.27 |
1643.28 |
1812045.45 |
1019653.08 |
120 |
24319.59 |
22009.15 |
2310.44 |
1732275.92 |
1186074.87 |
16753.17 |
15227.27 |
1525.90 |
1827272.73 |
1021178.98 |
第11年 |
121 |
24319.59 |
22178.80 |
2140.79 |
1754454.72 |
1188215.66 |
16635.80 |
15227.27 |
1408.52 |
1842500.00 |
1022587.50 |
122 |
24319.59 |
22349.76 |
1969.83 |
1776804.48 |
1190185.49 |
16518.42 |
15227.27 |
1291.15 |
1857727.27 |
1023878.65 |
123 |
24319.59 |
22522.04 |
1797.55 |
1799326.52 |
1191983.04 |
16401.04 |
15227.27 |
1173.77 |
1872954.55 |
1025052.41 |
124 |
24319.59 |
22695.65 |
1623.94 |
1822022.17 |
1193606.98 |
16283.66 |
15227.27 |
1056.39 |
1888181.82 |
1026108.81 |
125 |
24319.59 |
22870.59 |
1449.00 |
1844892.77 |
1195055.97 |
16166.29 |
15227.27 |
939.02 |
1903409.09 |
1027047.82 |
126 |
24319.59 |
23046.89 |
1272.70 |
1867939.65 |
1196328.67 |
16048.91 |
15227.27 |
821.64 |
1918636.36 |
1027869.46 |
127 |
24319.59 |
23224.54 |
1095.05 |
1891164.20 |
1197423.72 |
15931.53 |
15227.27 |
704.26 |
1933863.64 |
1028573.72 |
128 |
24319.59 |
23403.56 |
916.03 |
1914567.76 |
1198339.75 |
15814.16 |
15227.27 |
586.88 |
1949090.91 |
1029160.61 |
129 |
24319.59 |
23583.97 |
735.62 |
1938151.73 |
1199075.37 |
15696.78 |
15227.27 |
469.51 |
1964318.18 |
1029630.11 |
130 |
24319.59 |
23765.76 |
553.83 |
1961917.49 |
1199629.20 |
15579.40 |
15227.27 |
352.13 |
1979545.45 |
1029982.24 |
131 |
24319.59 |
23948.95 |
370.64 |
1985866.44 |
1199999.84 |
15462.03 |
15227.27 |
234.75 |
1994772.73 |
1030217.00 |
132 |
24319.59 |
24133.56 |
186.03 |
2010000.00 |
1200185.87 |
15344.65 |
15227.27 |
117.38 |
2010000.00 |
1030334.37 |
汇总:
|
等额本息
总利息:1200185.87元 总还款:3210185.87元
|
等额本金
总利息:1030334.37元 总还款:3040334.37元
|
年利率为:9.25%,折扣: 不打折,贷款:201.0万,
分132期(11年), 等额本息比等额本金多:169851.49元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。