| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4029.21 |
1535.88 |
2493.33 |
1535.88 |
2493.33 |
5069.09 |
2575.76 |
2493.33 |
2575.76 |
2493.33 |
| 2 |
4029.21 |
1547.14 |
2482.07 |
3083.02 |
4975.40 |
5050.20 |
2575.76 |
2474.44 |
5151.52 |
4967.78 |
| 3 |
4029.21 |
1558.49 |
2470.72 |
4641.51 |
7446.13 |
5031.31 |
2575.76 |
2455.56 |
7727.27 |
7423.33 |
| 4 |
4029.21 |
1569.92 |
2459.30 |
6211.43 |
9905.42 |
5012.42 |
2575.76 |
2436.67 |
10303.03 |
9860.00 |
| 5 |
4029.21 |
1581.43 |
2447.78 |
7792.86 |
12353.21 |
4993.54 |
2575.76 |
2417.78 |
12878.79 |
12277.78 |
| 6 |
4029.21 |
1593.03 |
2436.19 |
9385.88 |
14789.39 |
4974.65 |
2575.76 |
2398.89 |
15454.55 |
14676.67 |
| 7 |
4029.21 |
1604.71 |
2424.50 |
10990.59 |
17213.90 |
4955.76 |
2575.76 |
2380.00 |
18030.30 |
17056.67 |
| 8 |
4029.21 |
1616.48 |
2412.74 |
12607.07 |
19626.63 |
4936.87 |
2575.76 |
2361.11 |
20606.06 |
19417.78 |
| 9 |
4029.21 |
1628.33 |
2400.88 |
14235.40 |
22027.51 |
4917.98 |
2575.76 |
2342.22 |
23181.82 |
21760.00 |
| 10 |
4029.21 |
1640.27 |
2388.94 |
15875.67 |
24416.45 |
4899.09 |
2575.76 |
2323.33 |
25757.58 |
24083.33 |
| 11 |
4029.21 |
1652.30 |
2376.91 |
17527.97 |
26793.37 |
4880.20 |
2575.76 |
2304.44 |
28333.33 |
26387.78 |
| 12 |
4029.21 |
1664.42 |
2364.79 |
19192.39 |
29158.16 |
4861.31 |
2575.76 |
2285.56 |
30909.09 |
28673.33 |
| 第2年 |
13 |
4029.21 |
1676.62 |
2352.59 |
20869.02 |
31510.75 |
4842.42 |
2575.76 |
2266.67 |
33484.85 |
30940.00 |
| 14 |
4029.21 |
1688.92 |
2340.29 |
22557.93 |
33851.04 |
4823.54 |
2575.76 |
2247.78 |
36060.61 |
33187.78 |
| 15 |
4029.21 |
1701.30 |
2327.91 |
24259.24 |
36178.95 |
4804.65 |
2575.76 |
2228.89 |
38636.36 |
35416.67 |
| 16 |
4029.21 |
1713.78 |
2315.43 |
25973.02 |
38494.38 |
4785.76 |
2575.76 |
2210.00 |
41212.12 |
37626.67 |
| 17 |
4029.21 |
1726.35 |
2302.86 |
27699.37 |
40797.25 |
4766.87 |
2575.76 |
2191.11 |
43787.88 |
39817.78 |
| 18 |
4029.21 |
1739.01 |
2290.20 |
29438.37 |
43087.45 |
4747.98 |
2575.76 |
2172.22 |
46363.64 |
41990.00 |
| 19 |
4029.21 |
1751.76 |
2277.45 |
31190.14 |
45364.90 |
4729.09 |
2575.76 |
2153.33 |
48939.39 |
44143.33 |
| 20 |
4029.21 |
1764.61 |
2264.61 |
32954.74 |
47629.51 |
4710.20 |
2575.76 |
2134.44 |
51515.15 |
46277.78 |
| 21 |
4029.21 |
1777.55 |
2251.67 |
34732.29 |
49881.18 |
4691.31 |
2575.76 |
2115.56 |
54090.91 |
48393.33 |
| 22 |
4029.21 |
1790.58 |
2238.63 |
36522.87 |
52119.81 |
4672.42 |
2575.76 |
2096.67 |
56666.67 |
50490.00 |
| 23 |
4029.21 |
1803.71 |
2225.50 |
38326.59 |
54345.30 |
4653.54 |
2575.76 |
2077.78 |
59242.42 |
52567.78 |
| 24 |
4029.21 |
1816.94 |
2212.27 |
40143.53 |
56557.58 |
4634.65 |
2575.76 |
2058.89 |
61818.18 |
54626.67 |
| 第3年 |
25 |
4029.21 |
1830.27 |
2198.95 |
41973.79 |
58756.52 |
4615.76 |
2575.76 |
2040.00 |
64393.94 |
56666.67 |
| 26 |
4029.21 |
1843.69 |
2185.53 |
43817.48 |
60942.05 |
4596.87 |
2575.76 |
2021.11 |
66969.70 |
58687.78 |
| 27 |
4029.21 |
1857.21 |
2172.01 |
45674.69 |
63114.05 |
4577.98 |
2575.76 |
2002.22 |
69545.45 |
60690.00 |
| 28 |
4029.21 |
1870.83 |
2158.39 |
47545.51 |
65272.44 |
4559.09 |
2575.76 |
1983.33 |
72121.21 |
62673.33 |
| 29 |
4029.21 |
1884.55 |
2144.67 |
49430.06 |
67417.11 |
4540.20 |
2575.76 |
1964.44 |
74696.97 |
64637.78 |
| 30 |
4029.21 |
1898.37 |
2130.85 |
51328.43 |
69547.95 |
4521.31 |
2575.76 |
1945.56 |
77272.73 |
66583.33 |
| 31 |
4029.21 |
1912.29 |
2116.92 |
53240.71 |
71664.88 |
4502.42 |
2575.76 |
1926.67 |
79848.48 |
68510.00 |
| 32 |
4029.21 |
1926.31 |
2102.90 |
55167.03 |
73767.78 |
4483.54 |
2575.76 |
1907.78 |
82424.24 |
70417.78 |
| 33 |
4029.21 |
1940.44 |
2088.78 |
57107.46 |
75856.55 |
4464.65 |
2575.76 |
1888.89 |
85000.00 |
72306.67 |
| 34 |
4029.21 |
1954.67 |
2074.55 |
59062.13 |
77931.10 |
4445.76 |
2575.76 |
1870.00 |
87575.76 |
74176.67 |
| 35 |
4029.21 |
1969.00 |
2060.21 |
61031.13 |
79991.31 |
4426.87 |
2575.76 |
1851.11 |
90151.52 |
76027.78 |
| 36 |
4029.21 |
1983.44 |
2045.77 |
63014.57 |
82037.08 |
4407.98 |
2575.76 |
1832.22 |
92727.27 |
77860.00 |
| 第4年 |
37 |
4029.21 |
1997.99 |
2031.23 |
65012.56 |
84068.31 |
4389.09 |
2575.76 |
1813.33 |
95303.03 |
79673.33 |
| 38 |
4029.21 |
2012.64 |
2016.57 |
67025.20 |
86084.88 |
4370.20 |
2575.76 |
1794.44 |
97878.79 |
81467.78 |
| 39 |
4029.21 |
2027.40 |
2001.82 |
69052.60 |
88086.70 |
4351.31 |
2575.76 |
1775.56 |
100454.55 |
83243.33 |
| 40 |
4029.21 |
2042.27 |
1986.95 |
71094.86 |
90073.65 |
4332.42 |
2575.76 |
1756.67 |
103030.30 |
85000.00 |
| 41 |
4029.21 |
2057.24 |
1971.97 |
73152.10 |
92045.62 |
4313.54 |
2575.76 |
1737.78 |
105606.06 |
86737.78 |
| 42 |
4029.21 |
2072.33 |
1956.88 |
75224.43 |
94002.50 |
4294.65 |
2575.76 |
1718.89 |
108181.82 |
88456.67 |
| 43 |
4029.21 |
2087.53 |
1941.69 |
77311.96 |
95944.19 |
4275.76 |
2575.76 |
1700.00 |
110757.58 |
90156.67 |
| 44 |
4029.21 |
2102.83 |
1926.38 |
79414.79 |
97870.57 |
4256.87 |
2575.76 |
1681.11 |
113333.33 |
91837.78 |
| 45 |
4029.21 |
2118.25 |
1910.96 |
81533.04 |
99781.53 |
4237.98 |
2575.76 |
1662.22 |
115909.09 |
93500.00 |
| 46 |
4029.21 |
2133.79 |
1895.42 |
83666.83 |
101676.95 |
4219.09 |
2575.76 |
1643.33 |
118484.85 |
95143.33 |
| 47 |
4029.21 |
2149.44 |
1879.78 |
85816.27 |
103556.73 |
4200.20 |
2575.76 |
1624.44 |
121060.61 |
96767.78 |
| 48 |
4029.21 |
2165.20 |
1864.01 |
87981.47 |
105420.74 |
4181.31 |
2575.76 |
1605.56 |
123636.36 |
98373.33 |
| 第5年 |
49 |
4029.21 |
2181.08 |
1848.14 |
90162.54 |
107268.88 |
4162.42 |
2575.76 |
1586.67 |
126212.12 |
99960.00 |
| 50 |
4029.21 |
2197.07 |
1832.14 |
92359.61 |
109101.02 |
4143.54 |
2575.76 |
1567.78 |
128787.88 |
101527.78 |
| 51 |
4029.21 |
2213.18 |
1816.03 |
94572.80 |
110917.05 |
4124.65 |
2575.76 |
1548.89 |
131363.64 |
103076.67 |
| 52 |
4029.21 |
2229.41 |
1799.80 |
96802.21 |
112716.85 |
4105.76 |
2575.76 |
1530.00 |
133939.39 |
104606.67 |
| 53 |
4029.21 |
2245.76 |
1783.45 |
99047.97 |
114500.30 |
4086.87 |
2575.76 |
1511.11 |
136515.15 |
106117.78 |
| 54 |
4029.21 |
2262.23 |
1766.98 |
101310.20 |
116267.28 |
4067.98 |
2575.76 |
1492.22 |
139090.91 |
107610.00 |
| 55 |
4029.21 |
2278.82 |
1750.39 |
103589.02 |
118017.67 |
4049.09 |
2575.76 |
1473.33 |
141666.67 |
109083.33 |
| 56 |
4029.21 |
2295.53 |
1733.68 |
105884.56 |
119751.35 |
4030.20 |
2575.76 |
1454.44 |
144242.42 |
110537.78 |
| 57 |
4029.21 |
2312.37 |
1716.85 |
108196.92 |
121468.20 |
4011.31 |
2575.76 |
1435.56 |
146818.18 |
111973.33 |
| 58 |
4029.21 |
2329.32 |
1699.89 |
110526.25 |
123168.09 |
3992.42 |
2575.76 |
1416.67 |
149393.94 |
113390.00 |
| 59 |
4029.21 |
2346.41 |
1682.81 |
112872.65 |
124850.89 |
3973.54 |
2575.76 |
1397.78 |
151969.70 |
114787.78 |
| 60 |
4029.21 |
2363.61 |
1665.60 |
115236.26 |
126516.50 |
3954.65 |
2575.76 |
1378.89 |
154545.45 |
116166.67 |
| 第6年 |
61 |
4029.21 |
2380.95 |
1648.27 |
117617.21 |
128164.76 |
3935.76 |
2575.76 |
1360.00 |
157121.21 |
117526.67 |
| 62 |
4029.21 |
2398.41 |
1630.81 |
120015.61 |
129795.57 |
3916.87 |
2575.76 |
1341.11 |
159696.97 |
118867.78 |
| 63 |
4029.21 |
2415.99 |
1613.22 |
122431.61 |
131408.79 |
3897.98 |
2575.76 |
1322.22 |
162272.73 |
120190.00 |
| 64 |
4029.21 |
2433.71 |
1595.50 |
124865.32 |
133004.29 |
3879.09 |
2575.76 |
1303.33 |
164848.48 |
121493.33 |
| 65 |
4029.21 |
2451.56 |
1577.65 |
127316.88 |
134581.94 |
3860.20 |
2575.76 |
1284.44 |
167424.24 |
122777.78 |
| 66 |
4029.21 |
2469.54 |
1559.68 |
129786.41 |
136141.62 |
3841.31 |
2575.76 |
1265.56 |
170000.00 |
124043.33 |
| 67 |
4029.21 |
2487.65 |
1541.57 |
132274.06 |
137683.19 |
3822.42 |
2575.76 |
1246.67 |
172575.76 |
125290.00 |
| 68 |
4029.21 |
2505.89 |
1523.32 |
134779.95 |
139206.51 |
3803.54 |
2575.76 |
1227.78 |
175151.52 |
126517.78 |
| 69 |
4029.21 |
2524.27 |
1504.95 |
137304.21 |
140711.46 |
3784.65 |
2575.76 |
1208.89 |
177727.27 |
127726.67 |
| 70 |
4029.21 |
2542.78 |
1486.44 |
139846.99 |
142197.89 |
3765.76 |
2575.76 |
1190.00 |
180303.03 |
128916.67 |
| 71 |
4029.21 |
2561.42 |
1467.79 |
142408.42 |
143665.68 |
3746.87 |
2575.76 |
1171.11 |
182878.79 |
130087.78 |
| 72 |
4029.21 |
2580.21 |
1449.00 |
144988.62 |
145114.69 |
3727.98 |
2575.76 |
1152.22 |
185454.55 |
131240.00 |
| 第7年 |
73 |
4029.21 |
2599.13 |
1430.08 |
147587.75 |
146544.77 |
3709.09 |
2575.76 |
1133.33 |
188030.30 |
132373.33 |
| 74 |
4029.21 |
2618.19 |
1411.02 |
150205.94 |
147955.79 |
3690.20 |
2575.76 |
1114.44 |
190606.06 |
133487.78 |
| 75 |
4029.21 |
2637.39 |
1391.82 |
152843.33 |
149347.62 |
3671.31 |
2575.76 |
1095.56 |
193181.82 |
134583.33 |
| 76 |
4029.21 |
2656.73 |
1372.48 |
155500.06 |
150720.10 |
3652.42 |
2575.76 |
1076.67 |
195757.58 |
135660.00 |
| 77 |
4029.21 |
2676.21 |
1353.00 |
158176.28 |
152073.10 |
3633.54 |
2575.76 |
1057.78 |
198333.33 |
136717.78 |
| 78 |
4029.21 |
2695.84 |
1333.37 |
160872.11 |
153406.47 |
3614.65 |
2575.76 |
1038.89 |
200909.09 |
137756.67 |
| 79 |
4029.21 |
2715.61 |
1313.60 |
163587.72 |
154720.08 |
3595.76 |
2575.76 |
1020.00 |
203484.85 |
138776.67 |
| 80 |
4029.21 |
2735.52 |
1293.69 |
166323.24 |
156013.77 |
3576.87 |
2575.76 |
1001.11 |
206060.61 |
139777.78 |
| 81 |
4029.21 |
2755.58 |
1273.63 |
169078.83 |
157287.40 |
3557.98 |
2575.76 |
982.22 |
208636.36 |
140760.00 |
| 82 |
4029.21 |
2775.79 |
1253.42 |
171854.62 |
158540.82 |
3539.09 |
2575.76 |
963.33 |
211212.12 |
141723.33 |
| 83 |
4029.21 |
2796.15 |
1233.07 |
174650.76 |
159773.88 |
3520.20 |
2575.76 |
944.44 |
213787.88 |
142667.78 |
| 84 |
4029.21 |
2816.65 |
1212.56 |
177467.42 |
160986.45 |
3501.31 |
2575.76 |
925.56 |
216363.64 |
143593.33 |
| 第8年 |
85 |
4029.21 |
2837.31 |
1191.91 |
180304.72 |
162178.35 |
3482.42 |
2575.76 |
906.67 |
218939.39 |
144500.00 |
| 86 |
4029.21 |
2858.11 |
1171.10 |
183162.84 |
163349.45 |
3463.54 |
2575.76 |
887.78 |
221515.15 |
145387.78 |
| 87 |
4029.21 |
2879.07 |
1150.14 |
186041.91 |
164499.59 |
3444.65 |
2575.76 |
868.89 |
224090.91 |
146256.67 |
| 88 |
4029.21 |
2900.19 |
1129.03 |
188942.10 |
165628.62 |
3425.76 |
2575.76 |
850.00 |
226666.67 |
147106.67 |
| 89 |
4029.21 |
2921.45 |
1107.76 |
191863.55 |
166736.37 |
3406.87 |
2575.76 |
831.11 |
229242.42 |
147937.78 |
| 90 |
4029.21 |
2942.88 |
1086.33 |
194806.43 |
167822.71 |
3387.98 |
2575.76 |
812.22 |
231818.18 |
148750.00 |
| 91 |
4029.21 |
2964.46 |
1064.75 |
197770.89 |
168887.46 |
3369.09 |
2575.76 |
793.33 |
234393.94 |
149543.33 |
| 92 |
4029.21 |
2986.20 |
1043.01 |
200757.09 |
169930.47 |
3350.20 |
2575.76 |
774.44 |
236969.70 |
150317.78 |
| 93 |
4029.21 |
3008.10 |
1021.11 |
203765.19 |
170951.59 |
3331.31 |
2575.76 |
755.56 |
239545.45 |
151073.33 |
| 94 |
4029.21 |
3030.16 |
999.06 |
206795.35 |
171950.64 |
3312.42 |
2575.76 |
736.67 |
242121.21 |
151810.00 |
| 95 |
4029.21 |
3052.38 |
976.83 |
209847.72 |
172927.48 |
3293.54 |
2575.76 |
717.78 |
244696.97 |
152527.78 |
| 96 |
4029.21 |
3074.76 |
954.45 |
212922.49 |
173881.93 |
3274.65 |
2575.76 |
698.89 |
247272.73 |
153226.67 |
| 第9年 |
97 |
4029.21 |
3097.31 |
931.90 |
216019.80 |
174813.83 |
3255.76 |
2575.76 |
680.00 |
249848.48 |
153906.67 |
| 98 |
4029.21 |
3120.02 |
909.19 |
219139.82 |
175723.02 |
3236.87 |
2575.76 |
661.11 |
252424.24 |
154567.78 |
| 99 |
4029.21 |
3142.90 |
886.31 |
222282.73 |
176609.33 |
3217.98 |
2575.76 |
642.22 |
255000.00 |
155210.00 |
| 100 |
4029.21 |
3165.95 |
863.26 |
225448.68 |
177472.59 |
3199.09 |
2575.76 |
623.33 |
257575.76 |
155833.33 |
| 101 |
4029.21 |
3189.17 |
840.04 |
228637.85 |
178312.63 |
3180.20 |
2575.76 |
604.44 |
260151.52 |
156437.78 |
| 102 |
4029.21 |
3212.56 |
816.66 |
231850.41 |
179129.28 |
3161.31 |
2575.76 |
585.56 |
262727.27 |
157023.33 |
| 103 |
4029.21 |
3236.12 |
793.10 |
235086.52 |
179922.38 |
3142.42 |
2575.76 |
566.67 |
265303.03 |
157590.00 |
| 104 |
4029.21 |
3259.85 |
769.37 |
238346.37 |
180691.75 |
3123.54 |
2575.76 |
547.78 |
267878.79 |
158137.78 |
| 105 |
4029.21 |
3283.75 |
745.46 |
241630.12 |
181437.21 |
3104.65 |
2575.76 |
528.89 |
270454.55 |
158666.67 |
| 106 |
4029.21 |
3307.83 |
721.38 |
244937.95 |
182158.59 |
3085.76 |
2575.76 |
510.00 |
273030.30 |
159176.67 |
| 107 |
4029.21 |
3332.09 |
697.12 |
248270.05 |
182855.71 |
3066.87 |
2575.76 |
491.11 |
275606.06 |
159667.78 |
| 108 |
4029.21 |
3356.53 |
672.69 |
251626.57 |
183528.39 |
3047.98 |
2575.76 |
472.22 |
278181.82 |
160140.00 |
| 第10年 |
109 |
4029.21 |
3381.14 |
648.07 |
255007.71 |
184176.47 |
3029.09 |
2575.76 |
453.33 |
280757.58 |
160593.33 |
| 110 |
4029.21 |
3405.94 |
623.28 |
258413.65 |
184799.74 |
3010.20 |
2575.76 |
434.44 |
283333.33 |
161027.78 |
| 111 |
4029.21 |
3430.91 |
598.30 |
261844.56 |
185398.04 |
2991.31 |
2575.76 |
415.56 |
285909.09 |
161443.33 |
| 112 |
4029.21 |
3456.07 |
573.14 |
265300.63 |
185971.18 |
2972.42 |
2575.76 |
396.67 |
288484.85 |
161840.00 |
| 113 |
4029.21 |
3481.42 |
547.80 |
268782.05 |
186518.98 |
2953.54 |
2575.76 |
377.78 |
291060.61 |
162217.78 |
| 114 |
4029.21 |
3506.95 |
522.26 |
272289.00 |
187041.24 |
2934.65 |
2575.76 |
358.89 |
293636.36 |
162576.67 |
| 115 |
4029.21 |
3532.67 |
496.55 |
275821.66 |
187537.79 |
2915.76 |
2575.76 |
340.00 |
296212.12 |
162916.67 |
| 116 |
4029.21 |
3558.57 |
470.64 |
279380.24 |
188008.43 |
2896.87 |
2575.76 |
321.11 |
298787.88 |
163237.78 |
| 117 |
4029.21 |
3584.67 |
444.54 |
282964.90 |
188452.98 |
2877.98 |
2575.76 |
302.22 |
301363.64 |
163540.00 |
| 118 |
4029.21 |
3610.96 |
418.26 |
286575.86 |
188871.23 |
2859.09 |
2575.76 |
283.33 |
303939.39 |
163823.33 |
| 119 |
4029.21 |
3637.44 |
391.78 |
290213.29 |
189263.01 |
2840.20 |
2575.76 |
264.44 |
306515.15 |
164087.78 |
| 120 |
4029.21 |
3664.11 |
365.10 |
293877.40 |
189628.11 |
2821.31 |
2575.76 |
245.56 |
309090.91 |
164333.33 |
| 第11年 |
121 |
4029.21 |
3690.98 |
338.23 |
297568.38 |
189966.35 |
2802.42 |
2575.76 |
226.67 |
311666.67 |
164560.00 |
| 122 |
4029.21 |
3718.05 |
311.17 |
301286.43 |
190277.51 |
2783.54 |
2575.76 |
207.78 |
314242.42 |
164767.78 |
| 123 |
4029.21 |
3745.31 |
283.90 |
305031.75 |
190561.41 |
2764.65 |
2575.76 |
188.89 |
316818.18 |
164956.67 |
| 124 |
4029.21 |
3772.78 |
256.43 |
308804.52 |
190817.84 |
2745.76 |
2575.76 |
170.00 |
319393.94 |
165126.67 |
| 125 |
4029.21 |
3800.45 |
228.77 |
312604.97 |
191046.61 |
2726.87 |
2575.76 |
151.11 |
321969.70 |
165277.78 |
| 126 |
4029.21 |
3828.32 |
200.90 |
316433.29 |
191247.51 |
2707.98 |
2575.76 |
132.22 |
324545.45 |
165410.00 |
| 127 |
4029.21 |
3856.39 |
172.82 |
320289.68 |
191420.33 |
2689.09 |
2575.76 |
113.33 |
327121.21 |
165523.33 |
| 128 |
4029.21 |
3884.67 |
144.54 |
324174.35 |
191564.87 |
2670.20 |
2575.76 |
94.44 |
329696.97 |
165617.78 |
| 129 |
4029.21 |
3913.16 |
116.05 |
328087.50 |
191680.93 |
2651.31 |
2575.76 |
75.56 |
332272.73 |
165693.33 |
| 130 |
4029.21 |
3941.85 |
87.36 |
332029.36 |
191768.29 |
2632.42 |
2575.76 |
56.67 |
334848.48 |
165750.00 |
| 131 |
4029.21 |
3970.76 |
58.45 |
336000.12 |
191826.74 |
2613.54 |
2575.76 |
37.78 |
337424.24 |
165787.78 |
| 132 |
4029.21 |
3999.88 |
29.33 |
340000.00 |
191856.07 |
2594.65 |
2575.76 |
18.89 |
340000.00 |
165806.67 |
|
汇总:
|
等额本息
总利息:191856.07元 总还款:531856.07元
|
等额本金
总利息:165806.67元 总还款:505806.67元
|
|
年利率为:8.80%,折扣: 不打折,贷款:34.0万,
分132期(11年), 等额本息比等额本金多:26049.40元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。