| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
4263.66 |
1735.33 |
2528.33 |
1735.33 |
2528.33 |
5331.36 |
2803.03 |
2528.33 |
2803.03 |
2528.33 |
| 2 |
4263.66 |
1747.19 |
2516.48 |
3482.51 |
5044.81 |
5312.21 |
2803.03 |
2509.18 |
5606.06 |
5037.51 |
| 3 |
4263.66 |
1759.12 |
2504.54 |
5241.64 |
7549.34 |
5293.06 |
2803.03 |
2490.03 |
8409.09 |
7527.54 |
| 4 |
4263.66 |
1771.14 |
2492.52 |
7012.78 |
10041.86 |
5273.90 |
2803.03 |
2470.87 |
11212.12 |
9998.41 |
| 5 |
4263.66 |
1783.25 |
2480.41 |
8796.03 |
12522.27 |
5254.75 |
2803.03 |
2451.72 |
14015.15 |
12450.13 |
| 6 |
4263.66 |
1795.43 |
2468.23 |
10591.46 |
14990.50 |
5235.59 |
2803.03 |
2432.56 |
16818.18 |
14882.69 |
| 7 |
4263.66 |
1807.70 |
2455.96 |
12399.16 |
17446.46 |
5216.44 |
2803.03 |
2413.41 |
19621.21 |
17296.10 |
| 8 |
4263.66 |
1820.05 |
2443.61 |
14219.22 |
19890.06 |
5197.29 |
2803.03 |
2394.26 |
22424.24 |
19690.35 |
| 9 |
4263.66 |
1832.49 |
2431.17 |
16051.71 |
22321.23 |
5178.13 |
2803.03 |
2375.10 |
25227.27 |
22065.45 |
| 10 |
4263.66 |
1845.01 |
2418.65 |
17896.72 |
24739.88 |
5158.98 |
2803.03 |
2355.95 |
28030.30 |
24421.40 |
| 11 |
4263.66 |
1857.62 |
2406.04 |
19754.35 |
27145.92 |
5139.82 |
2803.03 |
2336.79 |
30833.33 |
26758.19 |
| 12 |
4263.66 |
1870.32 |
2393.35 |
21624.66 |
29539.26 |
5120.67 |
2803.03 |
2317.64 |
33636.36 |
29075.83 |
| 第2年 |
13 |
4263.66 |
1883.10 |
2380.56 |
23507.76 |
31919.83 |
5101.52 |
2803.03 |
2298.48 |
36439.39 |
31374.32 |
| 14 |
4263.66 |
1895.96 |
2367.70 |
25403.72 |
34287.53 |
5082.36 |
2803.03 |
2279.33 |
39242.42 |
33653.65 |
| 15 |
4263.66 |
1908.92 |
2354.74 |
27312.64 |
36642.27 |
5063.21 |
2803.03 |
2260.18 |
42045.45 |
35913.83 |
| 16 |
4263.66 |
1921.96 |
2341.70 |
29234.60 |
38983.96 |
5044.05 |
2803.03 |
2241.02 |
44848.48 |
38154.85 |
| 17 |
4263.66 |
1935.10 |
2328.56 |
31169.70 |
41312.53 |
5024.90 |
2803.03 |
2221.87 |
47651.52 |
40376.72 |
| 18 |
4263.66 |
1948.32 |
2315.34 |
33118.02 |
43627.87 |
5005.74 |
2803.03 |
2202.71 |
50454.55 |
42579.43 |
| 19 |
4263.66 |
1961.63 |
2302.03 |
35079.65 |
45929.89 |
4986.59 |
2803.03 |
2183.56 |
53257.58 |
44762.99 |
| 20 |
4263.66 |
1975.04 |
2288.62 |
37054.69 |
48218.52 |
4967.44 |
2803.03 |
2164.41 |
56060.61 |
46927.40 |
| 21 |
4263.66 |
1988.53 |
2275.13 |
39043.23 |
50493.64 |
4948.28 |
2803.03 |
2145.25 |
58863.64 |
49072.65 |
| 22 |
4263.66 |
2002.12 |
2261.54 |
41045.35 |
52755.18 |
4929.13 |
2803.03 |
2126.10 |
61666.67 |
51198.75 |
| 23 |
4263.66 |
2015.80 |
2247.86 |
43061.15 |
55003.04 |
4909.97 |
2803.03 |
2106.94 |
64469.70 |
53305.69 |
| 24 |
4263.66 |
2029.58 |
2234.08 |
45090.73 |
57237.12 |
4890.82 |
2803.03 |
2087.79 |
67272.73 |
55393.48 |
| 第3年 |
25 |
4263.66 |
2043.45 |
2220.21 |
47134.18 |
59457.33 |
4871.67 |
2803.03 |
2068.64 |
70075.76 |
57462.12 |
| 26 |
4263.66 |
2057.41 |
2206.25 |
49191.59 |
61663.58 |
4852.51 |
2803.03 |
2049.48 |
72878.79 |
59511.60 |
| 27 |
4263.66 |
2071.47 |
2192.19 |
51263.06 |
63855.77 |
4833.36 |
2803.03 |
2030.33 |
75681.82 |
61541.93 |
| 28 |
4263.66 |
2085.62 |
2178.04 |
53348.68 |
66033.81 |
4814.20 |
2803.03 |
2011.17 |
78484.85 |
63553.11 |
| 29 |
4263.66 |
2099.88 |
2163.78 |
55448.56 |
68197.59 |
4795.05 |
2803.03 |
1992.02 |
81287.88 |
65545.13 |
| 30 |
4263.66 |
2114.23 |
2149.43 |
57562.78 |
70347.03 |
4775.90 |
2803.03 |
1972.87 |
84090.91 |
67517.99 |
| 31 |
4263.66 |
2128.67 |
2134.99 |
59691.46 |
72482.02 |
4756.74 |
2803.03 |
1953.71 |
86893.94 |
69471.70 |
| 32 |
4263.66 |
2143.22 |
2120.44 |
61834.67 |
74602.46 |
4737.59 |
2803.03 |
1934.56 |
89696.97 |
71406.26 |
| 33 |
4263.66 |
2157.86 |
2105.80 |
63992.54 |
76708.25 |
4718.43 |
2803.03 |
1915.40 |
92500.00 |
73321.67 |
| 34 |
4263.66 |
2172.61 |
2091.05 |
66165.15 |
78799.31 |
4699.28 |
2803.03 |
1896.25 |
95303.03 |
75217.92 |
| 35 |
4263.66 |
2187.46 |
2076.20 |
68352.60 |
80875.51 |
4680.13 |
2803.03 |
1877.10 |
98106.06 |
77095.01 |
| 36 |
4263.66 |
2202.40 |
2061.26 |
70555.01 |
82936.77 |
4660.97 |
2803.03 |
1857.94 |
100909.09 |
78952.95 |
| 第4年 |
37 |
4263.66 |
2217.45 |
2046.21 |
72772.46 |
84982.97 |
4641.82 |
2803.03 |
1838.79 |
103712.12 |
80791.74 |
| 38 |
4263.66 |
2232.61 |
2031.05 |
75005.07 |
87014.03 |
4622.66 |
2803.03 |
1819.63 |
106515.15 |
82611.38 |
| 39 |
4263.66 |
2247.86 |
2015.80 |
77252.93 |
89029.83 |
4603.51 |
2803.03 |
1800.48 |
109318.18 |
84411.86 |
| 40 |
4263.66 |
2263.22 |
2000.44 |
79516.15 |
91030.27 |
4584.36 |
2803.03 |
1781.33 |
112121.21 |
86193.18 |
| 41 |
4263.66 |
2278.69 |
1984.97 |
81794.84 |
93015.24 |
4565.20 |
2803.03 |
1762.17 |
114924.24 |
87955.35 |
| 42 |
4263.66 |
2294.26 |
1969.40 |
84089.09 |
94984.64 |
4546.05 |
2803.03 |
1743.02 |
117727.27 |
89698.37 |
| 43 |
4263.66 |
2309.94 |
1953.72 |
86399.03 |
96938.37 |
4526.89 |
2803.03 |
1723.86 |
120530.30 |
91422.23 |
| 44 |
4263.66 |
2325.72 |
1937.94 |
88724.75 |
98876.31 |
4507.74 |
2803.03 |
1704.71 |
123333.33 |
93126.94 |
| 45 |
4263.66 |
2341.61 |
1922.05 |
91066.36 |
100798.35 |
4488.59 |
2803.03 |
1685.56 |
126136.36 |
94812.50 |
| 46 |
4263.66 |
2357.61 |
1906.05 |
93423.98 |
102704.40 |
4469.43 |
2803.03 |
1666.40 |
128939.39 |
96478.90 |
| 47 |
4263.66 |
2373.72 |
1889.94 |
95797.70 |
104594.34 |
4450.28 |
2803.03 |
1647.25 |
131742.42 |
98126.15 |
| 48 |
4263.66 |
2389.94 |
1873.72 |
98187.65 |
106468.05 |
4431.12 |
2803.03 |
1628.09 |
134545.45 |
99754.24 |
| 第5年 |
49 |
4263.66 |
2406.28 |
1857.38 |
100593.92 |
108325.44 |
4411.97 |
2803.03 |
1608.94 |
137348.48 |
101363.18 |
| 50 |
4263.66 |
2422.72 |
1840.94 |
103016.64 |
110166.38 |
4392.82 |
2803.03 |
1589.79 |
140151.52 |
102952.97 |
| 51 |
4263.66 |
2439.27 |
1824.39 |
105455.92 |
111990.76 |
4373.66 |
2803.03 |
1570.63 |
142954.55 |
104523.60 |
| 52 |
4263.66 |
2455.94 |
1807.72 |
107911.86 |
113798.48 |
4354.51 |
2803.03 |
1551.48 |
145757.58 |
106075.08 |
| 53 |
4263.66 |
2472.72 |
1790.94 |
110384.58 |
115589.42 |
4335.35 |
2803.03 |
1532.32 |
148560.61 |
107607.40 |
| 54 |
4263.66 |
2489.62 |
1774.04 |
112874.20 |
117363.46 |
4316.20 |
2803.03 |
1513.17 |
151363.64 |
109120.57 |
| 55 |
4263.66 |
2506.63 |
1757.03 |
115380.84 |
119120.48 |
4297.05 |
2803.03 |
1494.02 |
154166.67 |
110614.58 |
| 56 |
4263.66 |
2523.76 |
1739.90 |
117904.60 |
120860.38 |
4277.89 |
2803.03 |
1474.86 |
156969.70 |
112089.44 |
| 57 |
4263.66 |
2541.01 |
1722.65 |
120445.61 |
122583.03 |
4258.74 |
2803.03 |
1455.71 |
159772.73 |
113545.15 |
| 58 |
4263.66 |
2558.37 |
1705.29 |
123003.98 |
124288.32 |
4239.58 |
2803.03 |
1436.55 |
162575.76 |
114981.70 |
| 59 |
4263.66 |
2575.85 |
1687.81 |
125579.84 |
125976.13 |
4220.43 |
2803.03 |
1417.40 |
165378.79 |
116399.10 |
| 60 |
4263.66 |
2593.46 |
1670.20 |
128173.29 |
127646.33 |
4201.28 |
2803.03 |
1398.24 |
168181.82 |
117797.35 |
| 第6年 |
61 |
4263.66 |
2611.18 |
1652.48 |
130784.47 |
129298.81 |
4182.12 |
2803.03 |
1379.09 |
170984.85 |
119176.44 |
| 62 |
4263.66 |
2629.02 |
1634.64 |
133413.49 |
130933.45 |
4162.97 |
2803.03 |
1359.94 |
173787.88 |
120536.38 |
| 63 |
4263.66 |
2646.99 |
1616.67 |
136060.48 |
132550.13 |
4143.81 |
2803.03 |
1340.78 |
176590.91 |
121877.16 |
| 64 |
4263.66 |
2665.07 |
1598.59 |
138725.55 |
134148.71 |
4124.66 |
2803.03 |
1321.63 |
179393.94 |
123198.79 |
| 65 |
4263.66 |
2683.28 |
1580.38 |
141408.84 |
135729.09 |
4105.51 |
2803.03 |
1302.47 |
182196.97 |
124501.26 |
| 66 |
4263.66 |
2701.62 |
1562.04 |
144110.46 |
137291.13 |
4086.35 |
2803.03 |
1283.32 |
185000.00 |
125784.58 |
| 67 |
4263.66 |
2720.08 |
1543.58 |
146830.54 |
138834.71 |
4067.20 |
2803.03 |
1264.17 |
187803.03 |
127048.75 |
| 68 |
4263.66 |
2738.67 |
1524.99 |
149569.21 |
140359.70 |
4048.04 |
2803.03 |
1245.01 |
190606.06 |
128293.76 |
| 69 |
4263.66 |
2757.38 |
1506.28 |
152326.59 |
141865.98 |
4028.89 |
2803.03 |
1225.86 |
193409.09 |
129519.62 |
| 70 |
4263.66 |
2776.23 |
1487.43 |
155102.82 |
143353.41 |
4009.73 |
2803.03 |
1206.70 |
196212.12 |
130726.33 |
| 71 |
4263.66 |
2795.20 |
1468.46 |
157898.01 |
144821.88 |
3990.58 |
2803.03 |
1187.55 |
199015.15 |
131913.88 |
| 72 |
4263.66 |
2814.30 |
1449.36 |
160712.31 |
146271.24 |
3971.43 |
2803.03 |
1168.40 |
201818.18 |
133082.27 |
| 第7年 |
73 |
4263.66 |
2833.53 |
1430.13 |
163545.84 |
147701.37 |
3952.27 |
2803.03 |
1149.24 |
204621.21 |
134231.52 |
| 74 |
4263.66 |
2852.89 |
1410.77 |
166398.73 |
149112.14 |
3933.12 |
2803.03 |
1130.09 |
207424.24 |
135361.60 |
| 75 |
4263.66 |
2872.39 |
1391.28 |
169271.11 |
150503.42 |
3913.96 |
2803.03 |
1110.93 |
210227.27 |
136472.54 |
| 76 |
4263.66 |
2892.01 |
1371.65 |
172163.13 |
151875.06 |
3894.81 |
2803.03 |
1091.78 |
213030.30 |
137564.32 |
| 77 |
4263.66 |
2911.78 |
1351.89 |
175074.90 |
153226.95 |
3875.66 |
2803.03 |
1072.63 |
215833.33 |
138636.94 |
| 78 |
4263.66 |
2931.67 |
1331.99 |
178006.57 |
154558.94 |
3856.50 |
2803.03 |
1053.47 |
218636.36 |
139690.42 |
| 79 |
4263.66 |
2951.71 |
1311.96 |
180958.28 |
155870.89 |
3837.35 |
2803.03 |
1034.32 |
221439.39 |
140724.73 |
| 80 |
4263.66 |
2971.88 |
1291.79 |
183930.15 |
157162.68 |
3818.19 |
2803.03 |
1015.16 |
224242.42 |
141739.90 |
| 81 |
4263.66 |
2992.18 |
1271.48 |
186922.34 |
158434.16 |
3799.04 |
2803.03 |
996.01 |
227045.45 |
142735.91 |
| 82 |
4263.66 |
3012.63 |
1251.03 |
189934.97 |
159685.19 |
3779.89 |
2803.03 |
976.86 |
229848.48 |
143712.77 |
| 83 |
4263.66 |
3033.22 |
1230.44 |
192968.18 |
160915.63 |
3760.73 |
2803.03 |
957.70 |
232651.52 |
144670.47 |
| 84 |
4263.66 |
3053.94 |
1209.72 |
196022.13 |
162125.35 |
3741.58 |
2803.03 |
938.55 |
235454.55 |
145609.02 |
| 第8年 |
85 |
4263.66 |
3074.81 |
1188.85 |
199096.94 |
163314.20 |
3722.42 |
2803.03 |
919.39 |
238257.58 |
146528.41 |
| 86 |
4263.66 |
3095.82 |
1167.84 |
202192.76 |
164482.03 |
3703.27 |
2803.03 |
900.24 |
241060.61 |
147428.65 |
| 87 |
4263.66 |
3116.98 |
1146.68 |
205309.74 |
165628.72 |
3684.12 |
2803.03 |
881.09 |
243863.64 |
148309.73 |
| 88 |
4263.66 |
3138.28 |
1125.38 |
208448.01 |
166754.10 |
3664.96 |
2803.03 |
861.93 |
246666.67 |
149171.67 |
| 89 |
4263.66 |
3159.72 |
1103.94 |
211607.74 |
167858.04 |
3645.81 |
2803.03 |
842.78 |
249469.70 |
150014.44 |
| 90 |
4263.66 |
3181.31 |
1082.35 |
214789.05 |
168940.39 |
3626.65 |
2803.03 |
823.62 |
252272.73 |
150838.07 |
| 91 |
4263.66 |
3203.05 |
1060.61 |
217992.10 |
170000.99 |
3607.50 |
2803.03 |
804.47 |
255075.76 |
151642.54 |
| 92 |
4263.66 |
3224.94 |
1038.72 |
221217.04 |
171039.72 |
3588.35 |
2803.03 |
785.32 |
257878.79 |
152427.85 |
| 93 |
4263.66 |
3246.98 |
1016.68 |
224464.02 |
172056.40 |
3569.19 |
2803.03 |
766.16 |
260681.82 |
153194.02 |
| 94 |
4263.66 |
3269.16 |
994.50 |
227733.18 |
173050.89 |
3550.04 |
2803.03 |
747.01 |
263484.85 |
153941.02 |
| 95 |
4263.66 |
3291.50 |
972.16 |
231024.69 |
174023.05 |
3530.88 |
2803.03 |
727.85 |
266287.88 |
154668.88 |
| 96 |
4263.66 |
3314.00 |
949.66 |
234338.68 |
174972.72 |
3511.73 |
2803.03 |
708.70 |
269090.91 |
155377.58 |
| 第9年 |
97 |
4263.66 |
3336.64 |
927.02 |
237675.32 |
175899.73 |
3492.58 |
2803.03 |
689.55 |
271893.94 |
156067.12 |
| 98 |
4263.66 |
3359.44 |
904.22 |
241034.77 |
176803.95 |
3473.42 |
2803.03 |
670.39 |
274696.97 |
156737.51 |
| 99 |
4263.66 |
3382.40 |
881.26 |
244417.16 |
177685.22 |
3454.27 |
2803.03 |
651.24 |
277500.00 |
157388.75 |
| 100 |
4263.66 |
3405.51 |
858.15 |
247822.67 |
178543.37 |
3435.11 |
2803.03 |
632.08 |
280303.03 |
158020.83 |
| 101 |
4263.66 |
3428.78 |
834.88 |
251251.46 |
179378.24 |
3415.96 |
2803.03 |
612.93 |
283106.06 |
158633.76 |
| 102 |
4263.66 |
3452.21 |
811.45 |
254703.67 |
180189.69 |
3396.81 |
2803.03 |
593.78 |
285909.09 |
159227.54 |
| 103 |
4263.66 |
3475.80 |
787.86 |
258179.47 |
180977.55 |
3377.65 |
2803.03 |
574.62 |
288712.12 |
159802.16 |
| 104 |
4263.66 |
3499.55 |
764.11 |
261679.02 |
181741.66 |
3358.50 |
2803.03 |
555.47 |
291515.15 |
160357.63 |
| 105 |
4263.66 |
3523.47 |
740.19 |
265202.49 |
182481.85 |
3339.34 |
2803.03 |
536.31 |
294318.18 |
160893.94 |
| 106 |
4263.66 |
3547.54 |
716.12 |
268750.04 |
183197.97 |
3320.19 |
2803.03 |
517.16 |
297121.21 |
161411.10 |
| 107 |
4263.66 |
3571.79 |
691.87 |
272321.82 |
183889.84 |
3301.04 |
2803.03 |
498.01 |
299924.24 |
161909.10 |
| 108 |
4263.66 |
3596.19 |
667.47 |
275918.01 |
184557.31 |
3281.88 |
2803.03 |
478.85 |
302727.27 |
162387.95 |
| 第10年 |
109 |
4263.66 |
3620.77 |
642.89 |
279538.78 |
185200.20 |
3262.73 |
2803.03 |
459.70 |
305530.30 |
162847.65 |
| 110 |
4263.66 |
3645.51 |
618.15 |
283184.29 |
185818.35 |
3243.57 |
2803.03 |
440.54 |
308333.33 |
163288.19 |
| 111 |
4263.66 |
3670.42 |
593.24 |
286854.71 |
186411.60 |
3224.42 |
2803.03 |
421.39 |
311136.36 |
163709.58 |
| 112 |
4263.66 |
3695.50 |
568.16 |
290550.21 |
186979.75 |
3205.27 |
2803.03 |
402.23 |
313939.39 |
164111.82 |
| 113 |
4263.66 |
3720.75 |
542.91 |
294270.96 |
187522.66 |
3186.11 |
2803.03 |
383.08 |
316742.42 |
164494.90 |
| 114 |
4263.66 |
3746.18 |
517.48 |
298017.14 |
188040.14 |
3166.96 |
2803.03 |
363.93 |
319545.45 |
164858.83 |
| 115 |
4263.66 |
3771.78 |
491.88 |
301788.92 |
188532.03 |
3147.80 |
2803.03 |
344.77 |
322348.48 |
165203.60 |
| 116 |
4263.66 |
3797.55 |
466.11 |
305586.47 |
188998.14 |
3128.65 |
2803.03 |
325.62 |
325151.52 |
165529.22 |
| 117 |
4263.66 |
3823.50 |
440.16 |
309409.97 |
189438.29 |
3109.49 |
2803.03 |
306.46 |
327954.55 |
165835.68 |
| 118 |
4263.66 |
3849.63 |
414.03 |
313259.60 |
189852.33 |
3090.34 |
2803.03 |
287.31 |
330757.58 |
166122.99 |
| 119 |
4263.66 |
3875.93 |
387.73 |
317135.54 |
190240.05 |
3071.19 |
2803.03 |
268.16 |
333560.61 |
166391.15 |
| 120 |
4263.66 |
3902.42 |
361.24 |
321037.95 |
190601.29 |
3052.03 |
2803.03 |
249.00 |
336363.64 |
166640.15 |
| 第11年 |
121 |
4263.66 |
3929.09 |
334.57 |
324967.04 |
190935.87 |
3032.88 |
2803.03 |
229.85 |
339166.67 |
166870.00 |
| 122 |
4263.66 |
3955.94 |
307.73 |
328922.98 |
191243.59 |
3013.72 |
2803.03 |
210.69 |
341969.70 |
167080.69 |
| 123 |
4263.66 |
3982.97 |
280.69 |
332905.94 |
191524.28 |
2994.57 |
2803.03 |
191.54 |
344772.73 |
167272.23 |
| 124 |
4263.66 |
4010.18 |
253.48 |
336916.13 |
191777.76 |
2975.42 |
2803.03 |
172.39 |
347575.76 |
167444.62 |
| 125 |
4263.66 |
4037.59 |
226.07 |
340953.72 |
192003.83 |
2956.26 |
2803.03 |
153.23 |
350378.79 |
167597.85 |
| 126 |
4263.66 |
4065.18 |
198.48 |
345018.89 |
192202.32 |
2937.11 |
2803.03 |
134.08 |
353181.82 |
167731.93 |
| 127 |
4263.66 |
4092.96 |
170.70 |
349111.85 |
192373.02 |
2917.95 |
2803.03 |
114.92 |
355984.85 |
167846.86 |
| 128 |
4263.66 |
4120.92 |
142.74 |
353232.77 |
192515.76 |
2898.80 |
2803.03 |
95.77 |
358787.88 |
167942.63 |
| 129 |
4263.66 |
4149.08 |
114.58 |
357381.86 |
192630.33 |
2879.65 |
2803.03 |
76.62 |
361590.91 |
168019.24 |
| 130 |
4263.66 |
4177.44 |
86.22 |
361559.29 |
192716.56 |
2860.49 |
2803.03 |
57.46 |
364393.94 |
168076.70 |
| 131 |
4263.66 |
4205.98 |
57.68 |
365765.28 |
192774.24 |
2841.34 |
2803.03 |
38.31 |
367196.97 |
168115.01 |
| 132 |
4263.66 |
4234.72 |
28.94 |
370000.00 |
192803.17 |
2822.18 |
2803.03 |
19.15 |
370000.00 |
168134.17 |
|
汇总:
|
等额本息
总利息:192803.17元 总还款:562803.17元
|
等额本金
总利息:168134.17元 总还款:538134.17元
|
|
年利率为:8.20%,折扣: 不打折,贷款:37.0万,
分132期(11年), 等额本息比等额本金多:24669.01元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。