| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
5627.28 |
2418.95 |
3208.33 |
2418.95 |
3208.33 |
6996.21 |
3787.88 |
3208.33 |
3787.88 |
3208.33 |
| 2 |
5627.28 |
2434.47 |
3192.81 |
4853.41 |
6401.15 |
6971.91 |
3787.88 |
3184.03 |
7575.76 |
6392.36 |
| 3 |
5627.28 |
2450.09 |
3177.19 |
7303.50 |
9578.34 |
6947.60 |
3787.88 |
3159.72 |
11363.64 |
9552.08 |
| 4 |
5627.28 |
2465.81 |
3161.47 |
9769.31 |
12739.80 |
6923.30 |
3787.88 |
3135.42 |
15151.52 |
12687.50 |
| 5 |
5627.28 |
2481.63 |
3145.65 |
12250.95 |
15885.45 |
6898.99 |
3787.88 |
3111.11 |
18939.39 |
15798.61 |
| 6 |
5627.28 |
2497.56 |
3129.72 |
14748.50 |
19015.17 |
6874.68 |
3787.88 |
3086.81 |
22727.27 |
18885.42 |
| 7 |
5627.28 |
2513.58 |
3113.70 |
17262.09 |
22128.87 |
6850.38 |
3787.88 |
3062.50 |
26515.15 |
21947.92 |
| 8 |
5627.28 |
2529.71 |
3097.57 |
19791.80 |
25226.44 |
6826.07 |
3787.88 |
3038.19 |
30303.03 |
24986.11 |
| 9 |
5627.28 |
2545.94 |
3081.34 |
22337.74 |
28307.78 |
6801.77 |
3787.88 |
3013.89 |
34090.91 |
28000.00 |
| 10 |
5627.28 |
2562.28 |
3065.00 |
24900.02 |
31372.78 |
6777.46 |
3787.88 |
2989.58 |
37878.79 |
30989.58 |
| 11 |
5627.28 |
2578.72 |
3048.56 |
27478.74 |
34421.33 |
6753.16 |
3787.88 |
2965.28 |
41666.67 |
33954.86 |
| 12 |
5627.28 |
2595.27 |
3032.01 |
30074.01 |
37453.35 |
6728.85 |
3787.88 |
2940.97 |
45454.55 |
36895.83 |
| 第2年 |
13 |
5627.28 |
2611.92 |
3015.36 |
32685.93 |
40468.70 |
6704.55 |
3787.88 |
2916.67 |
49242.42 |
39812.50 |
| 14 |
5627.28 |
2628.68 |
2998.60 |
35314.61 |
43467.30 |
6680.24 |
3787.88 |
2892.36 |
53030.30 |
42704.86 |
| 15 |
5627.28 |
2645.55 |
2981.73 |
37960.16 |
46449.03 |
6655.93 |
3787.88 |
2868.06 |
56818.18 |
45572.92 |
| 16 |
5627.28 |
2662.52 |
2964.76 |
40622.68 |
49413.79 |
6631.63 |
3787.88 |
2843.75 |
60606.06 |
48416.67 |
| 17 |
5627.28 |
2679.61 |
2947.67 |
43302.29 |
52361.46 |
6607.32 |
3787.88 |
2819.44 |
64393.94 |
51236.11 |
| 18 |
5627.28 |
2696.80 |
2930.48 |
45999.10 |
55291.94 |
6583.02 |
3787.88 |
2795.14 |
68181.82 |
54031.25 |
| 19 |
5627.28 |
2714.11 |
2913.17 |
48713.20 |
58205.11 |
6558.71 |
3787.88 |
2770.83 |
71969.70 |
56802.08 |
| 20 |
5627.28 |
2731.52 |
2895.76 |
51444.73 |
61100.87 |
6534.41 |
3787.88 |
2746.53 |
75757.58 |
59548.61 |
| 21 |
5627.28 |
2749.05 |
2878.23 |
54193.78 |
63979.10 |
6510.10 |
3787.88 |
2722.22 |
79545.45 |
62270.83 |
| 22 |
5627.28 |
2766.69 |
2860.59 |
56960.46 |
66839.69 |
6485.80 |
3787.88 |
2697.92 |
83333.33 |
64968.75 |
| 23 |
5627.28 |
2784.44 |
2842.84 |
59744.91 |
69682.52 |
6461.49 |
3787.88 |
2673.61 |
87121.21 |
67642.36 |
| 24 |
5627.28 |
2802.31 |
2824.97 |
62547.22 |
72507.49 |
6437.18 |
3787.88 |
2649.31 |
90909.09 |
70291.67 |
| 第3年 |
25 |
5627.28 |
2820.29 |
2806.99 |
65367.51 |
75314.48 |
6412.88 |
3787.88 |
2625.00 |
94696.97 |
72916.67 |
| 26 |
5627.28 |
2838.39 |
2788.89 |
68205.90 |
78103.37 |
6388.57 |
3787.88 |
2600.69 |
98484.85 |
75517.36 |
| 27 |
5627.28 |
2856.60 |
2770.68 |
71062.50 |
80874.05 |
6364.27 |
3787.88 |
2576.39 |
102272.73 |
78093.75 |
| 28 |
5627.28 |
2874.93 |
2752.35 |
73937.43 |
83626.40 |
6339.96 |
3787.88 |
2552.08 |
106060.61 |
80645.83 |
| 29 |
5627.28 |
2893.38 |
2733.90 |
76830.80 |
86360.30 |
6315.66 |
3787.88 |
2527.78 |
109848.48 |
83173.61 |
| 30 |
5627.28 |
2911.94 |
2715.34 |
79742.75 |
89075.64 |
6291.35 |
3787.88 |
2503.47 |
113636.36 |
85677.08 |
| 31 |
5627.28 |
2930.63 |
2696.65 |
82673.38 |
91772.29 |
6267.05 |
3787.88 |
2479.17 |
117424.24 |
88156.25 |
| 32 |
5627.28 |
2949.43 |
2677.85 |
85622.81 |
94450.14 |
6242.74 |
3787.88 |
2454.86 |
121212.12 |
90611.11 |
| 33 |
5627.28 |
2968.36 |
2658.92 |
88591.17 |
97109.06 |
6218.43 |
3787.88 |
2430.56 |
125000.00 |
93041.67 |
| 34 |
5627.28 |
2987.41 |
2639.87 |
91578.58 |
99748.93 |
6194.13 |
3787.88 |
2406.25 |
128787.88 |
95447.92 |
| 35 |
5627.28 |
3006.58 |
2620.70 |
94585.15 |
102369.63 |
6169.82 |
3787.88 |
2381.94 |
132575.76 |
97829.86 |
| 36 |
5627.28 |
3025.87 |
2601.41 |
97611.02 |
104971.05 |
6145.52 |
3787.88 |
2357.64 |
136363.64 |
100187.50 |
| 第4年 |
37 |
5627.28 |
3045.28 |
2582.00 |
100656.30 |
107553.04 |
6121.21 |
3787.88 |
2333.33 |
140151.52 |
102520.83 |
| 38 |
5627.28 |
3064.82 |
2562.46 |
103721.13 |
110115.50 |
6096.91 |
3787.88 |
2309.03 |
143939.39 |
104829.86 |
| 39 |
5627.28 |
3084.49 |
2542.79 |
106805.62 |
112658.29 |
6072.60 |
3787.88 |
2284.72 |
147727.27 |
107114.58 |
| 40 |
5627.28 |
3104.28 |
2523.00 |
109909.90 |
115181.28 |
6048.30 |
3787.88 |
2260.42 |
151515.15 |
109375.00 |
| 41 |
5627.28 |
3124.20 |
2503.08 |
113034.10 |
117684.36 |
6023.99 |
3787.88 |
2236.11 |
155303.03 |
111611.11 |
| 42 |
5627.28 |
3144.25 |
2483.03 |
116178.35 |
120167.39 |
5999.68 |
3787.88 |
2211.81 |
159090.91 |
113822.92 |
| 43 |
5627.28 |
3164.42 |
2462.86 |
119342.77 |
122630.25 |
5975.38 |
3787.88 |
2187.50 |
162878.79 |
116010.42 |
| 44 |
5627.28 |
3184.73 |
2442.55 |
122527.50 |
125072.80 |
5951.07 |
3787.88 |
2163.19 |
166666.67 |
118173.61 |
| 45 |
5627.28 |
3205.16 |
2422.12 |
125732.67 |
127494.91 |
5926.77 |
3787.88 |
2138.89 |
170454.55 |
120312.50 |
| 46 |
5627.28 |
3225.73 |
2401.55 |
128958.40 |
129896.46 |
5902.46 |
3787.88 |
2114.58 |
174242.42 |
122427.08 |
| 47 |
5627.28 |
3246.43 |
2380.85 |
132204.83 |
132277.31 |
5878.16 |
3787.88 |
2090.28 |
178030.30 |
124517.36 |
| 48 |
5627.28 |
3267.26 |
2360.02 |
135472.09 |
134637.33 |
5853.85 |
3787.88 |
2065.97 |
181818.18 |
126583.33 |
| 第5年 |
49 |
5627.28 |
3288.23 |
2339.05 |
138760.31 |
136976.39 |
5829.55 |
3787.88 |
2041.67 |
185606.06 |
128625.00 |
| 50 |
5627.28 |
3309.32 |
2317.95 |
142069.64 |
139294.34 |
5805.24 |
3787.88 |
2017.36 |
189393.94 |
130642.36 |
| 51 |
5627.28 |
3330.56 |
2296.72 |
145400.20 |
141591.06 |
5780.93 |
3787.88 |
1993.06 |
193181.82 |
132635.42 |
| 52 |
5627.28 |
3351.93 |
2275.35 |
148752.13 |
143866.41 |
5756.63 |
3787.88 |
1968.75 |
196969.70 |
134604.17 |
| 53 |
5627.28 |
3373.44 |
2253.84 |
152125.57 |
146120.25 |
5732.32 |
3787.88 |
1944.44 |
200757.58 |
136548.61 |
| 54 |
5627.28 |
3395.09 |
2232.19 |
155520.65 |
148352.44 |
5708.02 |
3787.88 |
1920.14 |
204545.45 |
138468.75 |
| 55 |
5627.28 |
3416.87 |
2210.41 |
158937.52 |
150562.85 |
5683.71 |
3787.88 |
1895.83 |
208333.33 |
140364.58 |
| 56 |
5627.28 |
3438.80 |
2188.48 |
162376.32 |
152751.34 |
5659.41 |
3787.88 |
1871.53 |
212121.21 |
142236.11 |
| 57 |
5627.28 |
3460.86 |
2166.42 |
165837.18 |
154917.76 |
5635.10 |
3787.88 |
1847.22 |
215909.09 |
144083.33 |
| 58 |
5627.28 |
3483.07 |
2144.21 |
169320.25 |
157061.97 |
5610.80 |
3787.88 |
1822.92 |
219696.97 |
145906.25 |
| 59 |
5627.28 |
3505.42 |
2121.86 |
172825.67 |
159183.83 |
5586.49 |
3787.88 |
1798.61 |
223484.85 |
147704.86 |
| 60 |
5627.28 |
3527.91 |
2099.37 |
176353.58 |
161283.20 |
5562.18 |
3787.88 |
1774.31 |
227272.73 |
149479.17 |
| 第6年 |
61 |
5627.28 |
3550.55 |
2076.73 |
179904.13 |
163359.93 |
5537.88 |
3787.88 |
1750.00 |
231060.61 |
151229.17 |
| 62 |
5627.28 |
3573.33 |
2053.95 |
183477.46 |
165413.88 |
5513.57 |
3787.88 |
1725.69 |
234848.48 |
152954.86 |
| 63 |
5627.28 |
3596.26 |
2031.02 |
187073.72 |
167444.90 |
5489.27 |
3787.88 |
1701.39 |
238636.36 |
154656.25 |
| 64 |
5627.28 |
3619.34 |
2007.94 |
190693.05 |
169452.84 |
5464.96 |
3787.88 |
1677.08 |
242424.24 |
156333.33 |
| 65 |
5627.28 |
3642.56 |
1984.72 |
194335.61 |
171437.56 |
5440.66 |
3787.88 |
1652.78 |
246212.12 |
157986.11 |
| 66 |
5627.28 |
3665.93 |
1961.35 |
198001.55 |
173398.91 |
5416.35 |
3787.88 |
1628.47 |
250000.00 |
159614.58 |
| 67 |
5627.28 |
3689.46 |
1937.82 |
201691.00 |
175336.73 |
5392.05 |
3787.88 |
1604.17 |
253787.88 |
161218.75 |
| 68 |
5627.28 |
3713.13 |
1914.15 |
205404.13 |
177250.88 |
5367.74 |
3787.88 |
1579.86 |
257575.76 |
162798.61 |
| 69 |
5627.28 |
3736.96 |
1890.32 |
209141.09 |
179141.20 |
5343.43 |
3787.88 |
1555.56 |
261363.64 |
164354.17 |
| 70 |
5627.28 |
3760.93 |
1866.34 |
212902.02 |
181007.55 |
5319.13 |
3787.88 |
1531.25 |
265151.52 |
165885.42 |
| 71 |
5627.28 |
3785.07 |
1842.21 |
216687.09 |
182849.76 |
5294.82 |
3787.88 |
1506.94 |
268939.39 |
167392.36 |
| 72 |
5627.28 |
3809.36 |
1817.92 |
220496.45 |
184667.68 |
5270.52 |
3787.88 |
1482.64 |
272727.27 |
168875.00 |
| 第7年 |
73 |
5627.28 |
3833.80 |
1793.48 |
224330.25 |
186461.17 |
5246.21 |
3787.88 |
1458.33 |
276515.15 |
170333.33 |
| 74 |
5627.28 |
3858.40 |
1768.88 |
228188.64 |
188230.05 |
5221.91 |
3787.88 |
1434.03 |
280303.03 |
171767.36 |
| 75 |
5627.28 |
3883.16 |
1744.12 |
232071.80 |
189974.17 |
5197.60 |
3787.88 |
1409.72 |
284090.91 |
173177.08 |
| 76 |
5627.28 |
3908.07 |
1719.21 |
235979.87 |
191693.38 |
5173.30 |
3787.88 |
1385.42 |
287878.79 |
174562.50 |
| 77 |
5627.28 |
3933.15 |
1694.13 |
239913.02 |
193387.50 |
5148.99 |
3787.88 |
1361.11 |
291666.67 |
175923.61 |
| 78 |
5627.28 |
3958.39 |
1668.89 |
243871.41 |
195056.40 |
5124.68 |
3787.88 |
1336.81 |
295454.55 |
177260.42 |
| 79 |
5627.28 |
3983.79 |
1643.49 |
247855.20 |
196699.89 |
5100.38 |
3787.88 |
1312.50 |
299242.42 |
178572.92 |
| 80 |
5627.28 |
4009.35 |
1617.93 |
251864.55 |
198317.82 |
5076.07 |
3787.88 |
1288.19 |
303030.30 |
179861.11 |
| 81 |
5627.28 |
4035.08 |
1592.20 |
255899.63 |
199910.02 |
5051.77 |
3787.88 |
1263.89 |
306818.18 |
181125.00 |
| 82 |
5627.28 |
4060.97 |
1566.31 |
259960.60 |
201476.33 |
5027.46 |
3787.88 |
1239.58 |
310606.06 |
182364.58 |
| 83 |
5627.28 |
4087.03 |
1540.25 |
264047.62 |
203016.58 |
5003.16 |
3787.88 |
1215.28 |
314393.94 |
183579.86 |
| 84 |
5627.28 |
4113.25 |
1514.03 |
268160.88 |
204530.61 |
4978.85 |
3787.88 |
1190.97 |
318181.82 |
184770.83 |
| 第8年 |
85 |
5627.28 |
4139.65 |
1487.63 |
272300.52 |
206018.24 |
4954.55 |
3787.88 |
1166.67 |
321969.70 |
185937.50 |
| 86 |
5627.28 |
4166.21 |
1461.07 |
276466.73 |
207479.32 |
4930.24 |
3787.88 |
1142.36 |
325757.58 |
187079.86 |
| 87 |
5627.28 |
4192.94 |
1434.34 |
280659.67 |
208913.66 |
4905.93 |
3787.88 |
1118.06 |
329545.45 |
188197.92 |
| 88 |
5627.28 |
4219.85 |
1407.43 |
284879.52 |
210321.09 |
4881.63 |
3787.88 |
1093.75 |
333333.33 |
189291.67 |
| 89 |
5627.28 |
4246.92 |
1380.36 |
289126.44 |
211701.45 |
4857.32 |
3787.88 |
1069.44 |
337121.21 |
190361.11 |
| 90 |
5627.28 |
4274.17 |
1353.11 |
293400.61 |
213054.55 |
4833.02 |
3787.88 |
1045.14 |
340909.09 |
191406.25 |
| 91 |
5627.28 |
4301.60 |
1325.68 |
297702.21 |
214380.23 |
4808.71 |
3787.88 |
1020.83 |
344696.97 |
192427.08 |
| 92 |
5627.28 |
4329.20 |
1298.08 |
302031.42 |
215678.31 |
4784.41 |
3787.88 |
996.53 |
348484.85 |
193423.61 |
| 93 |
5627.28 |
4356.98 |
1270.30 |
306388.40 |
216948.61 |
4760.10 |
3787.88 |
972.22 |
352272.73 |
194395.83 |
| 94 |
5627.28 |
4384.94 |
1242.34 |
310773.34 |
218190.95 |
4735.80 |
3787.88 |
947.92 |
356060.61 |
195343.75 |
| 95 |
5627.28 |
4413.08 |
1214.20 |
315186.41 |
219405.15 |
4711.49 |
3787.88 |
923.61 |
359848.48 |
196267.36 |
| 96 |
5627.28 |
4441.39 |
1185.89 |
319627.80 |
220591.04 |
4687.18 |
3787.88 |
899.31 |
363636.36 |
197166.67 |
| 第9年 |
97 |
5627.28 |
4469.89 |
1157.39 |
324097.69 |
221748.43 |
4662.88 |
3787.88 |
875.00 |
367424.24 |
198041.67 |
| 98 |
5627.28 |
4498.57 |
1128.71 |
328596.27 |
222877.13 |
4638.57 |
3787.88 |
850.69 |
371212.12 |
198892.36 |
| 99 |
5627.28 |
4527.44 |
1099.84 |
333123.71 |
223976.97 |
4614.27 |
3787.88 |
826.39 |
375000.00 |
199718.75 |
| 100 |
5627.28 |
4556.49 |
1070.79 |
337680.20 |
225047.76 |
4589.96 |
3787.88 |
802.08 |
378787.88 |
200520.83 |
| 101 |
5627.28 |
4585.73 |
1041.55 |
342265.92 |
226089.32 |
4565.66 |
3787.88 |
777.78 |
382575.76 |
201298.61 |
| 102 |
5627.28 |
4615.15 |
1012.13 |
346881.08 |
227101.44 |
4541.35 |
3787.88 |
753.47 |
386363.64 |
202052.08 |
| 103 |
5627.28 |
4644.77 |
982.51 |
351525.84 |
228083.96 |
4517.05 |
3787.88 |
729.17 |
390151.52 |
202781.25 |
| 104 |
5627.28 |
4674.57 |
952.71 |
356200.41 |
229036.66 |
4492.74 |
3787.88 |
704.86 |
393939.39 |
203486.11 |
| 105 |
5627.28 |
4704.57 |
922.71 |
360904.98 |
229959.38 |
4468.43 |
3787.88 |
680.56 |
397727.27 |
204166.67 |
| 106 |
5627.28 |
4734.75 |
892.53 |
365639.73 |
230851.91 |
4444.13 |
3787.88 |
656.25 |
401515.15 |
204822.92 |
| 107 |
5627.28 |
4765.13 |
862.15 |
370404.87 |
231714.05 |
4419.82 |
3787.88 |
631.94 |
405303.03 |
205454.86 |
| 108 |
5627.28 |
4795.71 |
831.57 |
375200.58 |
232545.62 |
4395.52 |
3787.88 |
607.64 |
409090.91 |
206062.50 |
| 第10年 |
109 |
5627.28 |
4826.48 |
800.80 |
380027.06 |
233346.42 |
4371.21 |
3787.88 |
583.33 |
412878.79 |
206645.83 |
| 110 |
5627.28 |
4857.45 |
769.83 |
384884.51 |
234116.24 |
4346.91 |
3787.88 |
559.03 |
416666.67 |
207204.86 |
| 111 |
5627.28 |
4888.62 |
738.66 |
389773.14 |
234854.90 |
4322.60 |
3787.88 |
534.72 |
420454.55 |
207739.58 |
| 112 |
5627.28 |
4919.99 |
707.29 |
394693.13 |
235562.19 |
4298.30 |
3787.88 |
510.42 |
424242.42 |
208250.00 |
| 113 |
5627.28 |
4951.56 |
675.72 |
399644.69 |
236237.91 |
4273.99 |
3787.88 |
486.11 |
428030.30 |
208736.11 |
| 114 |
5627.28 |
4983.33 |
643.95 |
404628.02 |
236881.85 |
4249.68 |
3787.88 |
461.81 |
431818.18 |
209197.92 |
| 115 |
5627.28 |
5015.31 |
611.97 |
409643.33 |
237493.82 |
4225.38 |
3787.88 |
437.50 |
435606.06 |
209635.42 |
| 116 |
5627.28 |
5047.49 |
579.79 |
414690.82 |
238073.61 |
4201.07 |
3787.88 |
413.19 |
439393.94 |
210048.61 |
| 117 |
5627.28 |
5079.88 |
547.40 |
419770.70 |
238621.01 |
4176.77 |
3787.88 |
388.89 |
443181.82 |
210437.50 |
| 118 |
5627.28 |
5112.47 |
514.80 |
424883.17 |
239135.82 |
4152.46 |
3787.88 |
364.58 |
446969.70 |
210802.08 |
| 119 |
5627.28 |
5145.28 |
482.00 |
430028.45 |
239617.82 |
4128.16 |
3787.88 |
340.28 |
450757.58 |
211142.36 |
| 120 |
5627.28 |
5178.30 |
448.98 |
435206.75 |
240066.80 |
4103.85 |
3787.88 |
315.97 |
454545.45 |
211458.33 |
| 第11年 |
121 |
5627.28 |
5211.52 |
415.76 |
440418.27 |
240482.56 |
4079.55 |
3787.88 |
291.67 |
458333.33 |
211750.00 |
| 122 |
5627.28 |
5244.96 |
382.32 |
445663.24 |
240864.87 |
4055.24 |
3787.88 |
267.36 |
462121.21 |
212017.36 |
| 123 |
5627.28 |
5278.62 |
348.66 |
450941.85 |
241213.54 |
4030.93 |
3787.88 |
243.06 |
465909.09 |
212260.42 |
| 124 |
5627.28 |
5312.49 |
314.79 |
456254.34 |
241528.33 |
4006.63 |
3787.88 |
218.75 |
469696.97 |
212479.17 |
| 125 |
5627.28 |
5346.58 |
280.70 |
461600.92 |
241809.03 |
3982.32 |
3787.88 |
194.44 |
473484.85 |
212673.61 |
| 126 |
5627.28 |
5380.89 |
246.39 |
466981.81 |
242055.42 |
3958.02 |
3787.88 |
170.14 |
477272.73 |
212843.75 |
| 127 |
5627.28 |
5415.41 |
211.87 |
472397.22 |
242267.29 |
3933.71 |
3787.88 |
145.83 |
481060.61 |
212989.58 |
| 128 |
5627.28 |
5450.16 |
177.12 |
477847.38 |
242444.41 |
3909.41 |
3787.88 |
121.53 |
484848.48 |
213111.11 |
| 129 |
5627.28 |
5485.13 |
142.15 |
483332.52 |
242586.55 |
3885.10 |
3787.88 |
97.22 |
488636.36 |
213208.33 |
| 130 |
5627.28 |
5520.33 |
106.95 |
488852.85 |
242693.50 |
3860.80 |
3787.88 |
72.92 |
492424.24 |
213281.25 |
| 131 |
5627.28 |
5555.75 |
71.53 |
494408.60 |
242765.03 |
3836.49 |
3787.88 |
48.61 |
496212.12 |
213329.86 |
| 132 |
5627.28 |
5591.40 |
35.88 |
500000.00 |
242800.91 |
3812.18 |
3787.88 |
24.31 |
500000.00 |
213354.17 |
|
汇总:
|
等额本息
总利息:242800.91元 总还款:742800.91元
|
等额本金
总利息:213354.17元 总还款:713354.17元
|
|
年利率为:7.70%,折扣: 不打折,贷款:50.0万,
分132期(11年), 等额本息比等额本金多:29446.74元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。