| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
5824.30 |
2644.30 |
3180.00 |
2644.30 |
3180.00 |
7195.15 |
4015.15 |
3180.00 |
4015.15 |
3180.00 |
| 2 |
5824.30 |
2660.16 |
3164.13 |
5304.46 |
6344.13 |
7171.06 |
4015.15 |
3155.91 |
8030.30 |
6335.91 |
| 3 |
5824.30 |
2676.12 |
3148.17 |
7980.58 |
9492.31 |
7146.97 |
4015.15 |
3131.82 |
12045.45 |
9467.73 |
| 4 |
5824.30 |
2692.18 |
3132.12 |
10672.76 |
12624.42 |
7122.88 |
4015.15 |
3107.73 |
16060.61 |
12575.45 |
| 5 |
5824.30 |
2708.33 |
3115.96 |
13381.09 |
15740.39 |
7098.79 |
4015.15 |
3083.64 |
20075.76 |
15659.09 |
| 6 |
5824.30 |
2724.58 |
3099.71 |
16105.67 |
18840.10 |
7074.70 |
4015.15 |
3059.55 |
24090.91 |
18718.64 |
| 7 |
5824.30 |
2740.93 |
3083.37 |
18846.60 |
21923.47 |
7050.61 |
4015.15 |
3035.45 |
28106.06 |
21754.09 |
| 8 |
5824.30 |
2757.37 |
3066.92 |
21603.97 |
24990.39 |
7026.52 |
4015.15 |
3011.36 |
32121.21 |
24765.45 |
| 9 |
5824.30 |
2773.92 |
3050.38 |
24377.89 |
28040.76 |
7002.42 |
4015.15 |
2987.27 |
36136.36 |
27752.73 |
| 10 |
5824.30 |
2790.56 |
3033.73 |
27168.45 |
31074.50 |
6978.33 |
4015.15 |
2963.18 |
40151.52 |
30715.91 |
| 11 |
5824.30 |
2807.31 |
3016.99 |
29975.76 |
34091.49 |
6954.24 |
4015.15 |
2939.09 |
44166.67 |
33655.00 |
| 12 |
5824.30 |
2824.15 |
3000.15 |
32799.91 |
37091.63 |
6930.15 |
4015.15 |
2915.00 |
48181.82 |
36570.00 |
| 第2年 |
13 |
5824.30 |
2841.09 |
2983.20 |
35641.00 |
40074.83 |
6906.06 |
4015.15 |
2890.91 |
52196.97 |
39460.91 |
| 14 |
5824.30 |
2858.14 |
2966.15 |
38499.15 |
43040.99 |
6881.97 |
4015.15 |
2866.82 |
56212.12 |
42327.73 |
| 15 |
5824.30 |
2875.29 |
2949.01 |
41374.44 |
45989.99 |
6857.88 |
4015.15 |
2842.73 |
60227.27 |
45170.45 |
| 16 |
5824.30 |
2892.54 |
2931.75 |
44266.98 |
48921.74 |
6833.79 |
4015.15 |
2818.64 |
64242.42 |
47989.09 |
| 17 |
5824.30 |
2909.90 |
2914.40 |
47176.87 |
51836.14 |
6809.70 |
4015.15 |
2794.55 |
68257.58 |
50783.64 |
| 18 |
5824.30 |
2927.36 |
2896.94 |
50104.23 |
54733.08 |
6785.61 |
4015.15 |
2770.45 |
72272.73 |
53554.09 |
| 19 |
5824.30 |
2944.92 |
2879.37 |
53049.15 |
57612.46 |
6761.52 |
4015.15 |
2746.36 |
76287.88 |
56300.45 |
| 20 |
5824.30 |
2962.59 |
2861.71 |
56011.74 |
60474.16 |
6737.42 |
4015.15 |
2722.27 |
80303.03 |
59022.73 |
| 21 |
5824.30 |
2980.37 |
2843.93 |
58992.11 |
63318.09 |
6713.33 |
4015.15 |
2698.18 |
84318.18 |
61720.91 |
| 22 |
5824.30 |
2998.25 |
2826.05 |
61990.35 |
66144.14 |
6689.24 |
4015.15 |
2674.09 |
88333.33 |
64395.00 |
| 23 |
5824.30 |
3016.24 |
2808.06 |
65006.59 |
68952.20 |
6665.15 |
4015.15 |
2650.00 |
92348.48 |
67045.00 |
| 24 |
5824.30 |
3034.33 |
2789.96 |
68040.93 |
71742.16 |
6641.06 |
4015.15 |
2625.91 |
96363.64 |
69670.91 |
| 第3年 |
25 |
5824.30 |
3052.54 |
2771.75 |
71093.47 |
74513.91 |
6616.97 |
4015.15 |
2601.82 |
100378.79 |
72272.73 |
| 26 |
5824.30 |
3070.86 |
2753.44 |
74164.32 |
77267.35 |
6592.88 |
4015.15 |
2577.73 |
104393.94 |
74850.45 |
| 27 |
5824.30 |
3089.28 |
2735.01 |
77253.60 |
80002.36 |
6568.79 |
4015.15 |
2553.64 |
108409.09 |
77404.09 |
| 28 |
5824.30 |
3107.82 |
2716.48 |
80361.42 |
82718.84 |
6544.70 |
4015.15 |
2529.55 |
112424.24 |
79933.64 |
| 29 |
5824.30 |
3126.46 |
2697.83 |
83487.88 |
85416.67 |
6520.61 |
4015.15 |
2505.45 |
116439.39 |
82439.09 |
| 30 |
5824.30 |
3145.22 |
2679.07 |
86633.11 |
88095.75 |
6496.52 |
4015.15 |
2481.36 |
120454.55 |
84920.45 |
| 31 |
5824.30 |
3164.09 |
2660.20 |
89797.20 |
90755.95 |
6472.42 |
4015.15 |
2457.27 |
124469.70 |
87377.73 |
| 32 |
5824.30 |
3183.08 |
2641.22 |
92980.28 |
93397.16 |
6448.33 |
4015.15 |
2433.18 |
128484.85 |
89810.91 |
| 33 |
5824.30 |
3202.18 |
2622.12 |
96182.45 |
96019.28 |
6424.24 |
4015.15 |
2409.09 |
132500.00 |
92220.00 |
| 34 |
5824.30 |
3221.39 |
2602.91 |
99403.84 |
98622.19 |
6400.15 |
4015.15 |
2385.00 |
136515.15 |
94605.00 |
| 35 |
5824.30 |
3240.72 |
2583.58 |
102644.56 |
101205.76 |
6376.06 |
4015.15 |
2360.91 |
140530.30 |
96965.91 |
| 36 |
5824.30 |
3260.16 |
2564.13 |
105904.72 |
103769.90 |
6351.97 |
4015.15 |
2336.82 |
144545.45 |
99302.73 |
| 第4年 |
37 |
5824.30 |
3279.72 |
2544.57 |
109184.45 |
106314.47 |
6327.88 |
4015.15 |
2312.73 |
148560.61 |
101615.45 |
| 38 |
5824.30 |
3299.40 |
2524.89 |
112483.85 |
108839.36 |
6303.79 |
4015.15 |
2288.64 |
152575.76 |
103904.09 |
| 39 |
5824.30 |
3319.20 |
2505.10 |
115803.05 |
111344.46 |
6279.70 |
4015.15 |
2264.55 |
156590.91 |
106168.64 |
| 40 |
5824.30 |
3339.11 |
2485.18 |
119142.16 |
113829.64 |
6255.61 |
4015.15 |
2240.45 |
160606.06 |
108409.09 |
| 41 |
5824.30 |
3359.15 |
2465.15 |
122501.31 |
116294.79 |
6231.52 |
4015.15 |
2216.36 |
164621.21 |
110625.45 |
| 42 |
5824.30 |
3379.30 |
2444.99 |
125880.61 |
118739.78 |
6207.42 |
4015.15 |
2192.27 |
168636.36 |
112817.73 |
| 43 |
5824.30 |
3399.58 |
2424.72 |
129280.19 |
121164.50 |
6183.33 |
4015.15 |
2168.18 |
172651.52 |
114985.91 |
| 44 |
5824.30 |
3419.98 |
2404.32 |
132700.17 |
123568.82 |
6159.24 |
4015.15 |
2144.09 |
176666.67 |
117130.00 |
| 45 |
5824.30 |
3440.50 |
2383.80 |
136140.66 |
125952.61 |
6135.15 |
4015.15 |
2120.00 |
180681.82 |
119250.00 |
| 46 |
5824.30 |
3461.14 |
2363.16 |
139601.80 |
128315.77 |
6111.06 |
4015.15 |
2095.91 |
184696.97 |
121345.91 |
| 47 |
5824.30 |
3481.91 |
2342.39 |
143083.71 |
130658.16 |
6086.97 |
4015.15 |
2071.82 |
188712.12 |
123417.73 |
| 48 |
5824.30 |
3502.80 |
2321.50 |
146586.51 |
132979.66 |
6062.88 |
4015.15 |
2047.73 |
192727.27 |
125465.45 |
| 第5年 |
49 |
5824.30 |
3523.81 |
2300.48 |
150110.32 |
135280.14 |
6038.79 |
4015.15 |
2023.64 |
196742.42 |
127489.09 |
| 50 |
5824.30 |
3544.96 |
2279.34 |
153655.28 |
137559.48 |
6014.70 |
4015.15 |
1999.55 |
200757.58 |
129488.64 |
| 51 |
5824.30 |
3566.23 |
2258.07 |
157221.50 |
139817.54 |
5990.61 |
4015.15 |
1975.45 |
204772.73 |
131464.09 |
| 52 |
5824.30 |
3587.62 |
2236.67 |
160809.13 |
142054.22 |
5966.52 |
4015.15 |
1951.36 |
208787.88 |
133415.45 |
| 53 |
5824.30 |
3609.15 |
2215.15 |
164418.28 |
144269.36 |
5942.42 |
4015.15 |
1927.27 |
212803.03 |
135342.73 |
| 54 |
5824.30 |
3630.80 |
2193.49 |
168049.08 |
146462.85 |
5918.33 |
4015.15 |
1903.18 |
216818.18 |
137245.91 |
| 55 |
5824.30 |
3652.59 |
2171.71 |
171701.67 |
148634.56 |
5894.24 |
4015.15 |
1879.09 |
220833.33 |
139125.00 |
| 56 |
5824.30 |
3674.51 |
2149.79 |
175376.18 |
150784.35 |
5870.15 |
4015.15 |
1855.00 |
224848.48 |
140980.00 |
| 57 |
5824.30 |
3696.55 |
2127.74 |
179072.73 |
152912.09 |
5846.06 |
4015.15 |
1830.91 |
228863.64 |
142810.91 |
| 58 |
5824.30 |
3718.73 |
2105.56 |
182791.46 |
155017.65 |
5821.97 |
4015.15 |
1806.82 |
232878.79 |
144617.73 |
| 59 |
5824.30 |
3741.04 |
2083.25 |
186532.50 |
157100.90 |
5797.88 |
4015.15 |
1782.73 |
236893.94 |
146400.45 |
| 60 |
5824.30 |
3763.49 |
2060.80 |
190295.99 |
159161.71 |
5773.79 |
4015.15 |
1758.64 |
240909.09 |
148159.09 |
| 第6年 |
61 |
5824.30 |
3786.07 |
2038.22 |
194082.06 |
161199.93 |
5749.70 |
4015.15 |
1734.55 |
244924.24 |
149893.64 |
| 62 |
5824.30 |
3808.79 |
2015.51 |
197890.85 |
163215.44 |
5725.61 |
4015.15 |
1710.45 |
248939.39 |
151604.09 |
| 63 |
5824.30 |
3831.64 |
1992.65 |
201722.49 |
165208.10 |
5701.52 |
4015.15 |
1686.36 |
252954.55 |
153290.45 |
| 64 |
5824.30 |
3854.63 |
1969.67 |
205577.12 |
167177.76 |
5677.42 |
4015.15 |
1662.27 |
256969.70 |
154952.73 |
| 65 |
5824.30 |
3877.76 |
1946.54 |
209454.88 |
169124.30 |
5653.33 |
4015.15 |
1638.18 |
260984.85 |
156590.91 |
| 66 |
5824.30 |
3901.02 |
1923.27 |
213355.90 |
171047.57 |
5629.24 |
4015.15 |
1614.09 |
265000.00 |
158205.00 |
| 67 |
5824.30 |
3924.43 |
1899.86 |
217280.34 |
172947.43 |
5605.15 |
4015.15 |
1590.00 |
269015.15 |
159795.00 |
| 68 |
5824.30 |
3947.98 |
1876.32 |
221228.31 |
174823.75 |
5581.06 |
4015.15 |
1565.91 |
273030.30 |
161360.91 |
| 69 |
5824.30 |
3971.66 |
1852.63 |
225199.98 |
176676.38 |
5556.97 |
4015.15 |
1541.82 |
277045.45 |
162902.73 |
| 70 |
5824.30 |
3995.49 |
1828.80 |
229195.47 |
178505.18 |
5532.88 |
4015.15 |
1517.73 |
281060.61 |
164420.45 |
| 71 |
5824.30 |
4019.47 |
1804.83 |
233214.94 |
180310.01 |
5508.79 |
4015.15 |
1493.64 |
285075.76 |
165914.09 |
| 72 |
5824.30 |
4043.58 |
1780.71 |
237258.52 |
182090.72 |
5484.70 |
4015.15 |
1469.55 |
289090.91 |
167383.64 |
| 第7年 |
73 |
5824.30 |
4067.85 |
1756.45 |
241326.37 |
183847.17 |
5460.61 |
4015.15 |
1445.45 |
293106.06 |
168829.09 |
| 74 |
5824.30 |
4092.25 |
1732.04 |
245418.62 |
185579.21 |
5436.52 |
4015.15 |
1421.36 |
297121.21 |
170250.45 |
| 75 |
5824.30 |
4116.81 |
1707.49 |
249535.43 |
187286.70 |
5412.42 |
4015.15 |
1397.27 |
301136.36 |
171647.73 |
| 76 |
5824.30 |
4141.51 |
1682.79 |
253676.94 |
188969.49 |
5388.33 |
4015.15 |
1373.18 |
305151.52 |
173020.91 |
| 77 |
5824.30 |
4166.36 |
1657.94 |
257843.30 |
190627.42 |
5364.24 |
4015.15 |
1349.09 |
309166.67 |
174370.00 |
| 78 |
5824.30 |
4191.35 |
1632.94 |
262034.65 |
192260.36 |
5340.15 |
4015.15 |
1325.00 |
313181.82 |
175695.00 |
| 79 |
5824.30 |
4216.50 |
1607.79 |
266251.15 |
193868.16 |
5316.06 |
4015.15 |
1300.91 |
317196.97 |
176995.91 |
| 80 |
5824.30 |
4241.80 |
1582.49 |
270492.95 |
195450.65 |
5291.97 |
4015.15 |
1276.82 |
321212.12 |
178272.73 |
| 81 |
5824.30 |
4267.25 |
1557.04 |
274760.21 |
197007.69 |
5267.88 |
4015.15 |
1252.73 |
325227.27 |
179525.45 |
| 82 |
5824.30 |
4292.86 |
1531.44 |
279053.06 |
198539.13 |
5243.79 |
4015.15 |
1228.64 |
329242.42 |
180754.09 |
| 83 |
5824.30 |
4318.61 |
1505.68 |
283371.68 |
200044.81 |
5219.70 |
4015.15 |
1204.55 |
333257.58 |
181958.64 |
| 84 |
5824.30 |
4344.53 |
1479.77 |
287716.20 |
201524.58 |
5195.61 |
4015.15 |
1180.45 |
337272.73 |
183139.09 |
| 第8年 |
85 |
5824.30 |
4370.59 |
1453.70 |
292086.79 |
202978.28 |
5171.52 |
4015.15 |
1156.36 |
341287.88 |
184295.45 |
| 86 |
5824.30 |
4396.82 |
1427.48 |
296483.61 |
204405.76 |
5147.42 |
4015.15 |
1132.27 |
345303.03 |
185427.73 |
| 87 |
5824.30 |
4423.20 |
1401.10 |
300906.81 |
205806.86 |
5123.33 |
4015.15 |
1108.18 |
349318.18 |
186535.91 |
| 88 |
5824.30 |
4449.74 |
1374.56 |
305356.54 |
207181.42 |
5099.24 |
4015.15 |
1084.09 |
353333.33 |
187620.00 |
| 89 |
5824.30 |
4476.43 |
1347.86 |
309832.98 |
208529.28 |
5075.15 |
4015.15 |
1060.00 |
357348.48 |
188680.00 |
| 90 |
5824.30 |
4503.29 |
1321.00 |
314336.27 |
209850.28 |
5051.06 |
4015.15 |
1035.91 |
361363.64 |
189715.91 |
| 91 |
5824.30 |
4530.31 |
1293.98 |
318866.58 |
211144.27 |
5026.97 |
4015.15 |
1011.82 |
365378.79 |
190727.73 |
| 92 |
5824.30 |
4557.49 |
1266.80 |
323424.08 |
212411.07 |
5002.88 |
4015.15 |
987.73 |
369393.94 |
191715.45 |
| 93 |
5824.30 |
4584.84 |
1239.46 |
328008.92 |
213650.52 |
4978.79 |
4015.15 |
963.64 |
373409.09 |
192679.09 |
| 94 |
5824.30 |
4612.35 |
1211.95 |
332621.27 |
214862.47 |
4954.70 |
4015.15 |
939.55 |
377424.24 |
193618.64 |
| 95 |
5824.30 |
4640.02 |
1184.27 |
337261.29 |
216046.74 |
4930.61 |
4015.15 |
915.45 |
381439.39 |
194534.09 |
| 96 |
5824.30 |
4667.86 |
1156.43 |
341929.15 |
217203.17 |
4906.52 |
4015.15 |
891.36 |
385454.55 |
195425.45 |
| 第9年 |
97 |
5824.30 |
4695.87 |
1128.43 |
346625.02 |
218331.60 |
4882.42 |
4015.15 |
867.27 |
389469.70 |
196292.73 |
| 98 |
5824.30 |
4724.05 |
1100.25 |
351349.07 |
219431.85 |
4858.33 |
4015.15 |
843.18 |
393484.85 |
197135.91 |
| 99 |
5824.30 |
4752.39 |
1071.91 |
356101.46 |
220503.75 |
4834.24 |
4015.15 |
819.09 |
397500.00 |
197955.00 |
| 100 |
5824.30 |
4780.90 |
1043.39 |
360882.36 |
221547.15 |
4810.15 |
4015.15 |
795.00 |
401515.15 |
198750.00 |
| 101 |
5824.30 |
4809.59 |
1014.71 |
365691.95 |
222561.85 |
4786.06 |
4015.15 |
770.91 |
405530.30 |
199520.91 |
| 102 |
5824.30 |
4838.45 |
985.85 |
370530.40 |
223547.70 |
4761.97 |
4015.15 |
746.82 |
409545.45 |
200267.73 |
| 103 |
5824.30 |
4867.48 |
956.82 |
375397.87 |
224504.52 |
4737.88 |
4015.15 |
722.73 |
413560.61 |
200990.45 |
| 104 |
5824.30 |
4896.68 |
927.61 |
380294.56 |
225432.13 |
4713.79 |
4015.15 |
698.64 |
417575.76 |
201689.09 |
| 105 |
5824.30 |
4926.06 |
898.23 |
385220.62 |
226330.36 |
4689.70 |
4015.15 |
674.55 |
421590.91 |
202363.64 |
| 106 |
5824.30 |
4955.62 |
868.68 |
390176.24 |
227199.04 |
4665.61 |
4015.15 |
650.45 |
425606.06 |
203014.09 |
| 107 |
5824.30 |
4985.35 |
838.94 |
395161.59 |
228037.98 |
4641.52 |
4015.15 |
626.36 |
429621.21 |
203640.45 |
| 108 |
5824.30 |
5015.26 |
809.03 |
400176.85 |
228847.01 |
4617.42 |
4015.15 |
602.27 |
433636.36 |
204242.73 |
| 第10年 |
109 |
5824.30 |
5045.36 |
778.94 |
405222.21 |
229625.95 |
4593.33 |
4015.15 |
578.18 |
437651.52 |
204820.91 |
| 110 |
5824.30 |
5075.63 |
748.67 |
410297.84 |
230374.62 |
4569.24 |
4015.15 |
554.09 |
441666.67 |
205375.00 |
| 111 |
5824.30 |
5106.08 |
718.21 |
415403.92 |
231092.83 |
4545.15 |
4015.15 |
530.00 |
445681.82 |
205905.00 |
| 112 |
5824.30 |
5136.72 |
687.58 |
420540.64 |
231780.41 |
4521.06 |
4015.15 |
505.91 |
449696.97 |
206410.91 |
| 113 |
5824.30 |
5167.54 |
656.76 |
425708.18 |
232437.16 |
4496.97 |
4015.15 |
481.82 |
453712.12 |
206892.73 |
| 114 |
5824.30 |
5198.54 |
625.75 |
430906.72 |
233062.91 |
4472.88 |
4015.15 |
457.73 |
457727.27 |
207350.45 |
| 115 |
5824.30 |
5229.74 |
594.56 |
436136.46 |
233657.47 |
4448.79 |
4015.15 |
433.64 |
461742.42 |
207784.09 |
| 116 |
5824.30 |
5261.11 |
563.18 |
441397.57 |
234220.66 |
4424.70 |
4015.15 |
409.55 |
465757.58 |
208193.64 |
| 117 |
5824.30 |
5292.68 |
531.61 |
446690.25 |
234752.27 |
4400.61 |
4015.15 |
385.45 |
469772.73 |
208579.09 |
| 118 |
5824.30 |
5324.44 |
499.86 |
452014.69 |
235252.13 |
4376.52 |
4015.15 |
361.36 |
473787.88 |
208940.45 |
| 119 |
5824.30 |
5356.38 |
467.91 |
457371.07 |
235720.04 |
4352.42 |
4015.15 |
337.27 |
477803.03 |
209277.73 |
| 120 |
5824.30 |
5388.52 |
435.77 |
462759.59 |
236155.81 |
4328.33 |
4015.15 |
313.18 |
481818.18 |
209590.91 |
| 第11年 |
121 |
5824.30 |
5420.85 |
403.44 |
468180.45 |
236559.26 |
4304.24 |
4015.15 |
289.09 |
485833.33 |
209880.00 |
| 122 |
5824.30 |
5453.38 |
370.92 |
473633.82 |
236930.17 |
4280.15 |
4015.15 |
265.00 |
489848.48 |
210145.00 |
| 123 |
5824.30 |
5486.10 |
338.20 |
479119.92 |
237268.37 |
4256.06 |
4015.15 |
240.91 |
493863.64 |
210385.91 |
| 124 |
5824.30 |
5519.01 |
305.28 |
484638.94 |
237573.65 |
4231.97 |
4015.15 |
216.82 |
497878.79 |
210602.73 |
| 125 |
5824.30 |
5552.13 |
272.17 |
490191.06 |
237845.82 |
4207.88 |
4015.15 |
192.73 |
501893.94 |
210795.45 |
| 126 |
5824.30 |
5585.44 |
238.85 |
495776.51 |
238084.67 |
4183.79 |
4015.15 |
168.64 |
505909.09 |
210964.09 |
| 127 |
5824.30 |
5618.95 |
205.34 |
501395.46 |
238290.01 |
4159.70 |
4015.15 |
144.55 |
509924.24 |
211108.64 |
| 128 |
5824.30 |
5652.67 |
171.63 |
507048.13 |
238461.64 |
4135.61 |
4015.15 |
120.45 |
513939.39 |
211229.09 |
| 129 |
5824.30 |
5686.58 |
137.71 |
512734.71 |
238599.35 |
4111.52 |
4015.15 |
96.36 |
517954.55 |
211325.45 |
| 130 |
5824.30 |
5720.70 |
103.59 |
518455.41 |
238702.94 |
4087.42 |
4015.15 |
72.27 |
521969.70 |
211397.73 |
| 131 |
5824.30 |
5755.03 |
69.27 |
524210.44 |
238772.21 |
4063.33 |
4015.15 |
48.18 |
525984.85 |
211445.91 |
| 132 |
5824.30 |
5789.56 |
34.74 |
530000.00 |
238806.95 |
4039.24 |
4015.15 |
24.09 |
530000.00 |
211470.00 |
|
汇总:
|
等额本息
总利息:238806.95元 总还款:768806.95元
|
等额本金
总利息:211470.00元 总还款:741470.00元
|
|
年利率为:7.20%,折扣: 不打折,贷款:53.0万,
分132期(11年), 等额本息比等额本金多:27336.95元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。