期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
29107.98 |
14502.98 |
14605.00 |
14502.98 |
14605.00 |
35514.09 |
20909.09 |
14605.00 |
20909.09 |
14605.00 |
2 |
29107.98 |
14579.72 |
14528.26 |
29082.70 |
29133.26 |
35403.45 |
20909.09 |
14494.36 |
41818.18 |
29099.36 |
3 |
29107.98 |
14656.87 |
14451.10 |
43739.57 |
43584.36 |
35292.80 |
20909.09 |
14383.71 |
62727.27 |
43483.07 |
4 |
29107.98 |
14734.43 |
14373.54 |
58474.00 |
57957.90 |
35182.16 |
20909.09 |
14273.07 |
83636.36 |
57756.14 |
5 |
29107.98 |
14812.40 |
14295.58 |
73286.40 |
72253.48 |
35071.52 |
20909.09 |
14162.42 |
104545.45 |
71918.56 |
6 |
29107.98 |
14890.78 |
14217.19 |
88177.18 |
86470.67 |
34960.87 |
20909.09 |
14051.78 |
125454.55 |
85970.34 |
7 |
29107.98 |
14969.58 |
14138.40 |
103146.76 |
100609.07 |
34850.23 |
20909.09 |
13941.14 |
146363.64 |
99911.48 |
8 |
29107.98 |
15048.79 |
14059.18 |
118195.55 |
114668.25 |
34739.58 |
20909.09 |
13830.49 |
167272.73 |
113741.97 |
9 |
29107.98 |
15128.43 |
13979.55 |
133323.98 |
128647.80 |
34628.94 |
20909.09 |
13719.85 |
188181.82 |
127461.82 |
10 |
29107.98 |
15208.48 |
13899.49 |
148532.46 |
142547.29 |
34518.30 |
20909.09 |
13609.20 |
209090.91 |
141071.02 |
11 |
29107.98 |
15288.96 |
13819.02 |
163821.42 |
156366.31 |
34407.65 |
20909.09 |
13498.56 |
230000.00 |
154569.58 |
12 |
29107.98 |
15369.86 |
13738.11 |
179191.28 |
170104.42 |
34297.01 |
20909.09 |
13387.92 |
250909.09 |
167957.50 |
第2年 |
13 |
29107.98 |
15451.20 |
13656.78 |
194642.48 |
183761.20 |
34186.36 |
20909.09 |
13277.27 |
271818.18 |
181234.77 |
14 |
29107.98 |
15532.96 |
13575.02 |
210175.44 |
197336.22 |
34075.72 |
20909.09 |
13166.63 |
292727.27 |
194401.40 |
15 |
29107.98 |
15615.15 |
13492.82 |
225790.59 |
210829.04 |
33965.08 |
20909.09 |
13055.98 |
313636.36 |
207457.39 |
16 |
29107.98 |
15697.78 |
13410.19 |
241488.38 |
224239.23 |
33854.43 |
20909.09 |
12945.34 |
334545.45 |
220402.73 |
17 |
29107.98 |
15780.85 |
13327.12 |
257269.23 |
237566.35 |
33743.79 |
20909.09 |
12834.70 |
355454.55 |
233237.42 |
18 |
29107.98 |
15864.36 |
13243.62 |
273133.59 |
250809.97 |
33633.14 |
20909.09 |
12724.05 |
376363.64 |
245961.48 |
19 |
29107.98 |
15948.31 |
13159.67 |
289081.89 |
263969.64 |
33522.50 |
20909.09 |
12613.41 |
397272.73 |
258574.89 |
20 |
29107.98 |
16032.70 |
13075.27 |
305114.59 |
277044.91 |
33411.86 |
20909.09 |
12502.77 |
418181.82 |
271077.65 |
21 |
29107.98 |
16117.54 |
12990.44 |
321232.13 |
290035.35 |
33301.21 |
20909.09 |
12392.12 |
439090.91 |
283469.77 |
22 |
29107.98 |
16202.83 |
12905.15 |
337434.96 |
302940.49 |
33190.57 |
20909.09 |
12281.48 |
460000.00 |
295751.25 |
23 |
29107.98 |
16288.57 |
12819.41 |
353723.53 |
315759.90 |
33079.92 |
20909.09 |
12170.83 |
480909.09 |
307922.08 |
24 |
29107.98 |
16374.76 |
12733.21 |
370098.29 |
328493.11 |
32969.28 |
20909.09 |
12060.19 |
501818.18 |
319982.27 |
第3年 |
25 |
29107.98 |
16461.41 |
12646.56 |
386559.71 |
341139.68 |
32858.64 |
20909.09 |
11949.55 |
522727.27 |
331931.82 |
26 |
29107.98 |
16548.52 |
12559.45 |
403108.23 |
353699.13 |
32747.99 |
20909.09 |
11838.90 |
543636.36 |
343770.72 |
27 |
29107.98 |
16636.09 |
12471.89 |
419744.32 |
366171.02 |
32637.35 |
20909.09 |
11728.26 |
564545.45 |
355498.98 |
28 |
29107.98 |
16724.12 |
12383.85 |
436468.44 |
378554.87 |
32526.70 |
20909.09 |
11617.61 |
585454.55 |
367116.59 |
29 |
29107.98 |
16812.62 |
12295.35 |
453281.06 |
390850.23 |
32416.06 |
20909.09 |
11506.97 |
606363.64 |
378623.56 |
30 |
29107.98 |
16901.59 |
12206.39 |
470182.65 |
403056.61 |
32305.42 |
20909.09 |
11396.33 |
627272.73 |
390019.89 |
31 |
29107.98 |
16991.03 |
12116.95 |
487173.67 |
415173.56 |
32194.77 |
20909.09 |
11285.68 |
648181.82 |
401305.57 |
32 |
29107.98 |
17080.94 |
12027.04 |
504254.61 |
427200.60 |
32084.13 |
20909.09 |
11175.04 |
669090.91 |
412480.61 |
33 |
29107.98 |
17171.32 |
11936.65 |
521425.93 |
439137.26 |
31973.48 |
20909.09 |
11064.39 |
690000.00 |
423545.00 |
34 |
29107.98 |
17262.19 |
11845.79 |
538688.12 |
450983.04 |
31862.84 |
20909.09 |
10953.75 |
710909.09 |
434498.75 |
35 |
29107.98 |
17353.53 |
11754.44 |
556041.65 |
462737.49 |
31752.20 |
20909.09 |
10843.11 |
731818.18 |
445341.86 |
36 |
29107.98 |
17445.36 |
11662.61 |
573487.01 |
474400.10 |
31641.55 |
20909.09 |
10732.46 |
752727.27 |
456074.32 |
第4年 |
37 |
29107.98 |
17537.68 |
11570.30 |
591024.69 |
485970.40 |
31530.91 |
20909.09 |
10621.82 |
773636.36 |
466696.14 |
38 |
29107.98 |
17630.48 |
11477.49 |
608655.17 |
497447.89 |
31420.27 |
20909.09 |
10511.17 |
794545.45 |
477207.31 |
39 |
29107.98 |
17723.78 |
11384.20 |
626378.95 |
508832.09 |
31309.62 |
20909.09 |
10400.53 |
815454.55 |
487607.84 |
40 |
29107.98 |
17817.56 |
11290.41 |
644196.51 |
520122.50 |
31198.98 |
20909.09 |
10289.89 |
836363.64 |
497897.73 |
41 |
29107.98 |
17911.85 |
11196.13 |
662108.36 |
531318.63 |
31088.33 |
20909.09 |
10179.24 |
857272.73 |
508076.97 |
42 |
29107.98 |
18006.63 |
11101.34 |
680114.99 |
542419.97 |
30977.69 |
20909.09 |
10068.60 |
878181.82 |
518145.57 |
43 |
29107.98 |
18101.92 |
11006.06 |
698216.91 |
553426.03 |
30867.05 |
20909.09 |
9957.95 |
899090.91 |
528103.52 |
44 |
29107.98 |
18197.71 |
10910.27 |
716414.62 |
564336.30 |
30756.40 |
20909.09 |
9847.31 |
920000.00 |
537950.83 |
45 |
29107.98 |
18294.00 |
10813.97 |
734708.62 |
575150.27 |
30645.76 |
20909.09 |
9736.67 |
940909.09 |
547687.50 |
46 |
29107.98 |
18390.81 |
10717.17 |
753099.43 |
585867.44 |
30535.11 |
20909.09 |
9626.02 |
961818.18 |
557313.52 |
47 |
29107.98 |
18488.13 |
10619.85 |
771587.55 |
596487.29 |
30424.47 |
20909.09 |
9515.38 |
982727.27 |
566828.90 |
48 |
29107.98 |
18585.96 |
10522.02 |
790173.51 |
607009.30 |
30313.83 |
20909.09 |
9404.73 |
1003636.36 |
576233.64 |
第5年 |
49 |
29107.98 |
18684.31 |
10423.67 |
808857.82 |
617432.97 |
30203.18 |
20909.09 |
9294.09 |
1024545.45 |
585527.73 |
50 |
29107.98 |
18783.18 |
10324.79 |
827641.00 |
627757.76 |
30092.54 |
20909.09 |
9183.45 |
1045454.55 |
594711.17 |
51 |
29107.98 |
18882.58 |
10225.40 |
846523.58 |
637983.16 |
29981.89 |
20909.09 |
9072.80 |
1066363.64 |
603783.98 |
52 |
29107.98 |
18982.50 |
10125.48 |
865506.08 |
648108.64 |
29871.25 |
20909.09 |
8962.16 |
1087272.73 |
612746.14 |
53 |
29107.98 |
19082.94 |
10025.03 |
884589.02 |
658133.67 |
29760.61 |
20909.09 |
8851.52 |
1108181.82 |
621597.65 |
54 |
29107.98 |
19183.93 |
9924.05 |
903772.95 |
668057.72 |
29649.96 |
20909.09 |
8740.87 |
1129090.91 |
630338.52 |
55 |
29107.98 |
19285.44 |
9822.53 |
923058.39 |
677880.26 |
29539.32 |
20909.09 |
8630.23 |
1150000.00 |
638968.75 |
56 |
29107.98 |
19387.49 |
9720.48 |
942445.88 |
687600.74 |
29428.67 |
20909.09 |
8519.58 |
1170909.09 |
647488.33 |
57 |
29107.98 |
19490.08 |
9617.89 |
961935.96 |
697218.63 |
29318.03 |
20909.09 |
8408.94 |
1191818.18 |
655897.27 |
58 |
29107.98 |
19593.22 |
9514.76 |
981529.18 |
706733.38 |
29207.39 |
20909.09 |
8298.30 |
1212727.27 |
664195.57 |
59 |
29107.98 |
19696.90 |
9411.07 |
1001226.08 |
716144.46 |
29096.74 |
20909.09 |
8187.65 |
1233636.36 |
672383.22 |
60 |
29107.98 |
19801.13 |
9306.85 |
1021027.22 |
725451.30 |
28986.10 |
20909.09 |
8077.01 |
1254545.45 |
680460.23 |
第6年 |
61 |
29107.98 |
19905.91 |
9202.06 |
1040933.13 |
734653.37 |
28875.45 |
20909.09 |
7966.36 |
1275454.55 |
688426.59 |
62 |
29107.98 |
20011.25 |
9096.73 |
1060944.37 |
743750.10 |
28764.81 |
20909.09 |
7855.72 |
1296363.64 |
696282.31 |
63 |
29107.98 |
20117.14 |
8990.84 |
1081061.51 |
752740.93 |
28654.17 |
20909.09 |
7745.08 |
1317272.73 |
704027.39 |
64 |
29107.98 |
20223.59 |
8884.38 |
1101285.10 |
761625.32 |
28543.52 |
20909.09 |
7634.43 |
1338181.82 |
711661.82 |
65 |
29107.98 |
20330.61 |
8777.37 |
1121615.71 |
770402.68 |
28432.88 |
20909.09 |
7523.79 |
1359090.91 |
719185.61 |
66 |
29107.98 |
20438.19 |
8669.78 |
1142053.91 |
779072.47 |
28322.23 |
20909.09 |
7413.14 |
1380000.00 |
726598.75 |
67 |
29107.98 |
20546.34 |
8561.63 |
1162600.25 |
787634.10 |
28211.59 |
20909.09 |
7302.50 |
1400909.09 |
733901.25 |
68 |
29107.98 |
20655.07 |
8452.91 |
1183255.32 |
796087.01 |
28100.95 |
20909.09 |
7191.86 |
1421818.18 |
741093.11 |
69 |
29107.98 |
20764.37 |
8343.61 |
1204019.69 |
804430.61 |
27990.30 |
20909.09 |
7081.21 |
1442727.27 |
748174.32 |
70 |
29107.98 |
20874.25 |
8233.73 |
1224893.93 |
812664.34 |
27879.66 |
20909.09 |
6970.57 |
1463636.36 |
755144.89 |
71 |
29107.98 |
20984.71 |
8123.27 |
1245878.64 |
820787.61 |
27769.02 |
20909.09 |
6859.92 |
1484545.45 |
762004.81 |
72 |
29107.98 |
21095.75 |
8012.23 |
1266974.39 |
828799.84 |
27658.37 |
20909.09 |
6749.28 |
1505454.55 |
768754.09 |
第7年 |
73 |
29107.98 |
21207.38 |
7900.59 |
1288181.77 |
836700.43 |
27547.73 |
20909.09 |
6638.64 |
1526363.64 |
775392.73 |
74 |
29107.98 |
21319.60 |
7788.37 |
1309501.37 |
844488.80 |
27437.08 |
20909.09 |
6527.99 |
1547272.73 |
781920.72 |
75 |
29107.98 |
21432.42 |
7675.56 |
1330933.79 |
852164.36 |
27326.44 |
20909.09 |
6417.35 |
1568181.82 |
788338.07 |
76 |
29107.98 |
21545.83 |
7562.14 |
1352479.63 |
859726.50 |
27215.80 |
20909.09 |
6306.70 |
1589090.91 |
794644.77 |
77 |
29107.98 |
21659.85 |
7448.13 |
1374139.47 |
867174.63 |
27105.15 |
20909.09 |
6196.06 |
1610000.00 |
800840.83 |
78 |
29107.98 |
21774.46 |
7333.51 |
1395913.94 |
874508.14 |
26994.51 |
20909.09 |
6085.42 |
1630909.09 |
806926.25 |
79 |
29107.98 |
21889.69 |
7218.29 |
1417803.62 |
881726.43 |
26883.86 |
20909.09 |
5974.77 |
1651818.18 |
812901.02 |
80 |
29107.98 |
22005.52 |
7102.46 |
1439809.14 |
888828.88 |
26773.22 |
20909.09 |
5864.13 |
1672727.27 |
818765.15 |
81 |
29107.98 |
22121.97 |
6986.01 |
1461931.11 |
895814.89 |
26662.58 |
20909.09 |
5753.48 |
1693636.36 |
824518.64 |
82 |
29107.98 |
22239.03 |
6868.95 |
1484170.13 |
902683.84 |
26551.93 |
20909.09 |
5642.84 |
1714545.45 |
830161.48 |
83 |
29107.98 |
22356.71 |
6751.27 |
1506526.84 |
909435.11 |
26441.29 |
20909.09 |
5532.20 |
1735454.55 |
835693.67 |
84 |
29107.98 |
22475.01 |
6632.96 |
1529001.86 |
916068.07 |
26330.64 |
20909.09 |
5421.55 |
1756363.64 |
841115.23 |
第8年 |
85 |
29107.98 |
22593.94 |
6514.03 |
1551595.80 |
922582.10 |
26220.00 |
20909.09 |
5310.91 |
1777272.73 |
846426.14 |
86 |
29107.98 |
22713.50 |
6394.47 |
1574309.30 |
928976.57 |
26109.36 |
20909.09 |
5200.27 |
1798181.82 |
851626.40 |
87 |
29107.98 |
22833.70 |
6274.28 |
1597143.00 |
935250.85 |
25998.71 |
20909.09 |
5089.62 |
1819090.91 |
856716.02 |
88 |
29107.98 |
22954.52 |
6153.45 |
1620097.52 |
941404.31 |
25888.07 |
20909.09 |
4978.98 |
1840000.00 |
861695.00 |
89 |
29107.98 |
23075.99 |
6031.98 |
1643173.51 |
947436.29 |
25777.42 |
20909.09 |
4868.33 |
1860909.09 |
866563.33 |
90 |
29107.98 |
23198.10 |
5909.87 |
1666371.62 |
953346.16 |
25666.78 |
20909.09 |
4757.69 |
1881818.18 |
871321.02 |
91 |
29107.98 |
23320.86 |
5787.12 |
1689692.47 |
959133.28 |
25556.14 |
20909.09 |
4647.05 |
1902727.27 |
875968.07 |
92 |
29107.98 |
23444.26 |
5663.71 |
1713136.74 |
964796.99 |
25445.49 |
20909.09 |
4536.40 |
1923636.36 |
880504.47 |
93 |
29107.98 |
23568.32 |
5539.65 |
1736705.06 |
970336.64 |
25334.85 |
20909.09 |
4425.76 |
1944545.45 |
884930.23 |
94 |
29107.98 |
23693.04 |
5414.94 |
1760398.10 |
975751.58 |
25224.20 |
20909.09 |
4315.11 |
1965454.55 |
889245.34 |
95 |
29107.98 |
23818.42 |
5289.56 |
1784216.52 |
981041.14 |
25113.56 |
20909.09 |
4204.47 |
1986363.64 |
893449.81 |
96 |
29107.98 |
23944.45 |
5163.52 |
1808160.97 |
986204.66 |
25002.92 |
20909.09 |
4093.83 |
2007272.73 |
897543.64 |
第9年 |
97 |
29107.98 |
24071.16 |
5036.81 |
1832232.13 |
991241.47 |
24892.27 |
20909.09 |
3983.18 |
2028181.82 |
901526.82 |
98 |
29107.98 |
24198.54 |
4909.44 |
1856430.67 |
996150.91 |
24781.63 |
20909.09 |
3872.54 |
2049090.91 |
905399.36 |
99 |
29107.98 |
24326.59 |
4781.39 |
1880757.26 |
1000932.30 |
24670.98 |
20909.09 |
3761.89 |
2070000.00 |
909161.25 |
100 |
29107.98 |
24455.32 |
4652.66 |
1905212.57 |
1005584.96 |
24560.34 |
20909.09 |
3651.25 |
2090909.09 |
912812.50 |
101 |
29107.98 |
24584.73 |
4523.25 |
1929797.30 |
1010108.21 |
24449.70 |
20909.09 |
3540.61 |
2111818.18 |
916353.11 |
102 |
29107.98 |
24714.82 |
4393.16 |
1954512.12 |
1014501.37 |
24339.05 |
20909.09 |
3429.96 |
2132727.27 |
919783.07 |
103 |
29107.98 |
24845.60 |
4262.37 |
1979357.72 |
1018763.74 |
24228.41 |
20909.09 |
3319.32 |
2153636.36 |
923102.39 |
104 |
29107.98 |
24977.08 |
4130.90 |
2004334.80 |
1022894.64 |
24117.77 |
20909.09 |
3208.67 |
2174545.45 |
926311.06 |
105 |
29107.98 |
25109.25 |
3998.73 |
2029444.04 |
1026893.37 |
24007.12 |
20909.09 |
3098.03 |
2195454.55 |
929409.09 |
106 |
29107.98 |
25242.12 |
3865.86 |
2054686.16 |
1030759.23 |
23896.48 |
20909.09 |
2987.39 |
2216363.64 |
932396.48 |
107 |
29107.98 |
25375.69 |
3732.29 |
2080061.85 |
1034491.51 |
23785.83 |
20909.09 |
2876.74 |
2237272.73 |
935273.22 |
108 |
29107.98 |
25509.97 |
3598.01 |
2105571.82 |
1038089.52 |
23675.19 |
20909.09 |
2766.10 |
2258181.82 |
938039.32 |
第10年 |
109 |
29107.98 |
25644.96 |
3463.02 |
2131216.78 |
1041552.53 |
23564.55 |
20909.09 |
2655.45 |
2279090.91 |
940694.77 |
110 |
29107.98 |
25780.66 |
3327.31 |
2156997.44 |
1044879.84 |
23453.90 |
20909.09 |
2544.81 |
2300000.00 |
943239.58 |
111 |
29107.98 |
25917.09 |
3190.89 |
2182914.53 |
1048070.73 |
23343.26 |
20909.09 |
2434.17 |
2320909.09 |
945673.75 |
112 |
29107.98 |
26054.23 |
3053.74 |
2208968.76 |
1051124.48 |
23232.61 |
20909.09 |
2323.52 |
2341818.18 |
947997.27 |
113 |
29107.98 |
26192.10 |
2915.87 |
2235160.86 |
1054040.35 |
23121.97 |
20909.09 |
2212.88 |
2362727.27 |
950210.15 |
114 |
29107.98 |
26330.70 |
2777.27 |
2261491.56 |
1056817.62 |
23011.33 |
20909.09 |
2102.23 |
2383636.36 |
952312.39 |
115 |
29107.98 |
26470.03 |
2637.94 |
2287961.60 |
1059455.56 |
22900.68 |
20909.09 |
1991.59 |
2404545.45 |
954303.98 |
116 |
29107.98 |
26610.11 |
2497.87 |
2314571.70 |
1061953.43 |
22790.04 |
20909.09 |
1880.95 |
2425454.55 |
956184.92 |
117 |
29107.98 |
26750.92 |
2357.06 |
2341322.62 |
1064310.49 |
22679.39 |
20909.09 |
1770.30 |
2446363.64 |
957955.23 |
118 |
29107.98 |
26892.47 |
2215.50 |
2368215.10 |
1066525.99 |
22568.75 |
20909.09 |
1659.66 |
2467272.73 |
959614.89 |
119 |
29107.98 |
27034.78 |
2073.20 |
2395249.88 |
1068599.19 |
22458.11 |
20909.09 |
1549.02 |
2488181.82 |
961163.90 |
120 |
29107.98 |
27177.84 |
1930.14 |
2422427.72 |
1070529.32 |
22347.46 |
20909.09 |
1438.37 |
2509090.91 |
962602.27 |
第11年 |
121 |
29107.98 |
27321.66 |
1786.32 |
2449749.37 |
1072315.64 |
22236.82 |
20909.09 |
1327.73 |
2530000.00 |
963930.00 |
122 |
29107.98 |
27466.23 |
1641.74 |
2477215.60 |
1073957.39 |
22126.17 |
20909.09 |
1217.08 |
2550909.09 |
965147.08 |
123 |
29107.98 |
27611.57 |
1496.40 |
2504827.18 |
1075453.79 |
22015.53 |
20909.09 |
1106.44 |
2571818.18 |
966253.52 |
124 |
29107.98 |
27757.69 |
1350.29 |
2532584.86 |
1076804.08 |
21904.89 |
20909.09 |
995.80 |
2592727.27 |
967249.32 |
125 |
29107.98 |
27904.57 |
1203.41 |
2560489.43 |
1078007.48 |
21794.24 |
20909.09 |
885.15 |
2613636.36 |
968134.47 |
126 |
29107.98 |
28052.23 |
1055.74 |
2588541.67 |
1079063.23 |
21683.60 |
20909.09 |
774.51 |
2634545.45 |
968908.98 |
127 |
29107.98 |
28200.67 |
907.30 |
2616742.34 |
1079970.53 |
21572.95 |
20909.09 |
663.86 |
2655454.55 |
969572.84 |
128 |
29107.98 |
28349.90 |
758.07 |
2645092.24 |
1080728.60 |
21462.31 |
20909.09 |
553.22 |
2676363.64 |
970126.06 |
129 |
29107.98 |
28499.92 |
608.05 |
2673592.17 |
1081336.65 |
21351.67 |
20909.09 |
442.58 |
2697272.73 |
970568.64 |
130 |
29107.98 |
28650.73 |
457.24 |
2702242.90 |
1081793.89 |
21241.02 |
20909.09 |
331.93 |
2718181.82 |
970900.57 |
131 |
29107.98 |
28802.34 |
305.63 |
2731045.24 |
1082099.52 |
21130.38 |
20909.09 |
221.29 |
2739090.91 |
971121.86 |
132 |
29107.98 |
28954.76 |
153.22 |
2760000.00 |
1082252.74 |
21019.73 |
20909.09 |
110.64 |
2760000.00 |
971232.50 |
汇总:
|
等额本息
总利息:1082252.74元 总还款:3842252.74元
|
等额本金
总利息:971232.50元 总还款:3731232.50元
|
年利率为:6.35%,折扣: 不打折,贷款:276.0万,
分132期(11年), 等额本息比等额本金多:111020.24元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。