| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
5779.27 |
3143.02 |
2636.25 |
3143.02 |
2636.25 |
6954.43 |
4318.18 |
2636.25 |
4318.18 |
2636.25 |
| 2 |
5779.27 |
3157.56 |
2621.71 |
6300.59 |
5257.96 |
6934.46 |
4318.18 |
2616.28 |
8636.36 |
5252.53 |
| 3 |
5779.27 |
3172.17 |
2607.11 |
9472.75 |
7865.07 |
6914.49 |
4318.18 |
2596.31 |
12954.55 |
7848.84 |
| 4 |
5779.27 |
3186.84 |
2592.44 |
12659.59 |
10457.51 |
6894.52 |
4318.18 |
2576.34 |
17272.73 |
10425.17 |
| 5 |
5779.27 |
3201.58 |
2577.70 |
15861.16 |
13035.21 |
6874.55 |
4318.18 |
2556.36 |
21590.91 |
12981.53 |
| 6 |
5779.27 |
3216.38 |
2562.89 |
19077.55 |
15598.10 |
6854.57 |
4318.18 |
2536.39 |
25909.09 |
15517.93 |
| 7 |
5779.27 |
3231.26 |
2548.02 |
22308.80 |
18146.12 |
6834.60 |
4318.18 |
2516.42 |
30227.27 |
18034.35 |
| 8 |
5779.27 |
3246.20 |
2533.07 |
25555.01 |
20679.19 |
6814.63 |
4318.18 |
2496.45 |
34545.45 |
20530.80 |
| 9 |
5779.27 |
3261.22 |
2518.06 |
28816.22 |
23197.25 |
6794.66 |
4318.18 |
2476.48 |
38863.64 |
23007.27 |
| 10 |
5779.27 |
3276.30 |
2502.97 |
32092.52 |
25700.22 |
6774.69 |
4318.18 |
2456.51 |
43181.82 |
25463.78 |
| 11 |
5779.27 |
3291.45 |
2487.82 |
35383.98 |
28188.05 |
6754.72 |
4318.18 |
2436.53 |
47500.00 |
27900.31 |
| 12 |
5779.27 |
3306.68 |
2472.60 |
38690.65 |
30660.65 |
6734.74 |
4318.18 |
2416.56 |
51818.18 |
30316.88 |
| 第2年 |
13 |
5779.27 |
3321.97 |
2457.31 |
42012.62 |
33117.95 |
6714.77 |
4318.18 |
2396.59 |
56136.36 |
32713.47 |
| 14 |
5779.27 |
3337.33 |
2441.94 |
45349.95 |
35559.89 |
6694.80 |
4318.18 |
2376.62 |
60454.55 |
35090.09 |
| 15 |
5779.27 |
3352.77 |
2426.51 |
48702.72 |
37986.40 |
6674.83 |
4318.18 |
2356.65 |
64772.73 |
37446.73 |
| 16 |
5779.27 |
3368.27 |
2411.00 |
52071.00 |
40397.40 |
6654.86 |
4318.18 |
2336.68 |
69090.91 |
39783.41 |
| 17 |
5779.27 |
3383.85 |
2395.42 |
55454.85 |
42792.82 |
6634.89 |
4318.18 |
2316.70 |
73409.09 |
42100.11 |
| 18 |
5779.27 |
3399.50 |
2379.77 |
58854.35 |
45172.59 |
6614.91 |
4318.18 |
2296.73 |
77727.27 |
44396.85 |
| 19 |
5779.27 |
3415.23 |
2364.05 |
62269.58 |
47536.64 |
6594.94 |
4318.18 |
2276.76 |
82045.45 |
46673.61 |
| 20 |
5779.27 |
3431.02 |
2348.25 |
65700.60 |
49884.89 |
6574.97 |
4318.18 |
2256.79 |
86363.64 |
48930.40 |
| 21 |
5779.27 |
3446.89 |
2332.38 |
69147.49 |
52217.28 |
6555.00 |
4318.18 |
2236.82 |
90681.82 |
51167.22 |
| 22 |
5779.27 |
3462.83 |
2316.44 |
72610.32 |
54533.72 |
6535.03 |
4318.18 |
2216.85 |
95000.00 |
53384.06 |
| 23 |
5779.27 |
3478.85 |
2300.43 |
76089.17 |
56834.15 |
6515.06 |
4318.18 |
2196.87 |
99318.18 |
55580.94 |
| 24 |
5779.27 |
3494.94 |
2284.34 |
79584.11 |
59118.49 |
6495.09 |
4318.18 |
2176.90 |
103636.36 |
57757.84 |
| 第3年 |
25 |
5779.27 |
3511.10 |
2268.17 |
83095.21 |
61386.66 |
6475.11 |
4318.18 |
2156.93 |
107954.55 |
59914.77 |
| 26 |
5779.27 |
3527.34 |
2251.93 |
86622.55 |
63638.59 |
6455.14 |
4318.18 |
2136.96 |
112272.73 |
62051.73 |
| 27 |
5779.27 |
3543.65 |
2235.62 |
90166.20 |
65874.22 |
6435.17 |
4318.18 |
2116.99 |
116590.91 |
64168.72 |
| 28 |
5779.27 |
3560.04 |
2219.23 |
93726.25 |
68093.45 |
6415.20 |
4318.18 |
2097.02 |
120909.09 |
66265.74 |
| 29 |
5779.27 |
3576.51 |
2202.77 |
97302.76 |
70296.21 |
6395.23 |
4318.18 |
2077.05 |
125227.27 |
68342.78 |
| 30 |
5779.27 |
3593.05 |
2186.22 |
100895.81 |
72482.44 |
6375.26 |
4318.18 |
2057.07 |
129545.45 |
70399.86 |
| 31 |
5779.27 |
3609.67 |
2169.61 |
104505.47 |
74652.04 |
6355.28 |
4318.18 |
2037.10 |
133863.64 |
72436.96 |
| 32 |
5779.27 |
3626.36 |
2152.91 |
108131.84 |
76804.96 |
6335.31 |
4318.18 |
2017.13 |
138181.82 |
74454.09 |
| 33 |
5779.27 |
3643.13 |
2136.14 |
111774.97 |
78941.10 |
6315.34 |
4318.18 |
1997.16 |
142500.00 |
76451.25 |
| 34 |
5779.27 |
3659.98 |
2119.29 |
115434.96 |
81060.39 |
6295.37 |
4318.18 |
1977.19 |
146818.18 |
78428.44 |
| 35 |
5779.27 |
3676.91 |
2102.36 |
119111.87 |
83162.75 |
6275.40 |
4318.18 |
1957.22 |
151136.36 |
80385.65 |
| 36 |
5779.27 |
3693.92 |
2085.36 |
122805.78 |
85248.11 |
6255.43 |
4318.18 |
1937.24 |
155454.55 |
82322.90 |
| 第4年 |
37 |
5779.27 |
3711.00 |
2068.27 |
126516.79 |
87316.38 |
6235.45 |
4318.18 |
1917.27 |
159772.73 |
84240.17 |
| 38 |
5779.27 |
3728.16 |
2051.11 |
130244.95 |
89367.49 |
6215.48 |
4318.18 |
1897.30 |
164090.91 |
86137.47 |
| 39 |
5779.27 |
3745.41 |
2033.87 |
133990.36 |
91401.36 |
6195.51 |
4318.18 |
1877.33 |
168409.09 |
88014.80 |
| 40 |
5779.27 |
3762.73 |
2016.54 |
137753.09 |
93417.90 |
6175.54 |
4318.18 |
1857.36 |
172727.27 |
89872.16 |
| 41 |
5779.27 |
3780.13 |
1999.14 |
141533.22 |
95417.05 |
6155.57 |
4318.18 |
1837.39 |
177045.45 |
91709.55 |
| 42 |
5779.27 |
3797.62 |
1981.66 |
145330.84 |
97398.70 |
6135.60 |
4318.18 |
1817.41 |
181363.64 |
93526.96 |
| 43 |
5779.27 |
3815.18 |
1964.09 |
149146.02 |
99362.80 |
6115.62 |
4318.18 |
1797.44 |
185681.82 |
95324.40 |
| 44 |
5779.27 |
3832.83 |
1946.45 |
152978.84 |
101309.25 |
6095.65 |
4318.18 |
1777.47 |
190000.00 |
97101.87 |
| 45 |
5779.27 |
3850.55 |
1928.72 |
156829.40 |
103237.97 |
6075.68 |
4318.18 |
1757.50 |
194318.18 |
98859.37 |
| 46 |
5779.27 |
3868.36 |
1910.91 |
160697.76 |
105148.89 |
6055.71 |
4318.18 |
1737.53 |
198636.36 |
100596.90 |
| 47 |
5779.27 |
3886.25 |
1893.02 |
164584.01 |
107041.91 |
6035.74 |
4318.18 |
1717.56 |
202954.55 |
102314.46 |
| 48 |
5779.27 |
3904.23 |
1875.05 |
168488.23 |
108916.96 |
6015.77 |
4318.18 |
1697.59 |
207272.73 |
104012.05 |
| 第5年 |
49 |
5779.27 |
3922.28 |
1856.99 |
172410.52 |
110773.95 |
5995.80 |
4318.18 |
1677.61 |
211590.91 |
105689.66 |
| 50 |
5779.27 |
3940.42 |
1838.85 |
176350.94 |
112612.80 |
5975.82 |
4318.18 |
1657.64 |
215909.09 |
107347.30 |
| 51 |
5779.27 |
3958.65 |
1820.63 |
180309.59 |
114433.43 |
5955.85 |
4318.18 |
1637.67 |
220227.27 |
108984.97 |
| 52 |
5779.27 |
3976.96 |
1802.32 |
184286.54 |
116235.75 |
5935.88 |
4318.18 |
1617.70 |
224545.45 |
110602.67 |
| 53 |
5779.27 |
3995.35 |
1783.92 |
188281.89 |
118019.67 |
5915.91 |
4318.18 |
1597.73 |
228863.64 |
112200.40 |
| 54 |
5779.27 |
4013.83 |
1765.45 |
192295.72 |
119785.12 |
5895.94 |
4318.18 |
1577.76 |
233181.82 |
113778.15 |
| 55 |
5779.27 |
4032.39 |
1746.88 |
196328.12 |
121532.00 |
5875.97 |
4318.18 |
1557.78 |
237500.00 |
115335.94 |
| 56 |
5779.27 |
4051.04 |
1728.23 |
200379.16 |
123260.23 |
5855.99 |
4318.18 |
1537.81 |
241818.18 |
116873.75 |
| 57 |
5779.27 |
4069.78 |
1709.50 |
204448.94 |
124969.73 |
5836.02 |
4318.18 |
1517.84 |
246136.36 |
118391.59 |
| 58 |
5779.27 |
4088.60 |
1690.67 |
208537.54 |
126660.40 |
5816.05 |
4318.18 |
1497.87 |
250454.55 |
119889.46 |
| 59 |
5779.27 |
4107.51 |
1671.76 |
212645.05 |
128332.17 |
5796.08 |
4318.18 |
1477.90 |
254772.73 |
121367.36 |
| 60 |
5779.27 |
4126.51 |
1652.77 |
216771.56 |
129984.93 |
5776.11 |
4318.18 |
1457.93 |
259090.91 |
122825.28 |
| 第6年 |
61 |
5779.27 |
4145.59 |
1633.68 |
220917.15 |
131618.61 |
5756.14 |
4318.18 |
1437.95 |
263409.09 |
124263.24 |
| 62 |
5779.27 |
4164.77 |
1614.51 |
225081.92 |
133233.12 |
5736.16 |
4318.18 |
1417.98 |
267727.27 |
125681.22 |
| 63 |
5779.27 |
4184.03 |
1595.25 |
229265.95 |
134828.37 |
5716.19 |
4318.18 |
1398.01 |
272045.45 |
127079.23 |
| 64 |
5779.27 |
4203.38 |
1575.90 |
233469.33 |
136404.26 |
5696.22 |
4318.18 |
1378.04 |
276363.64 |
128457.27 |
| 65 |
5779.27 |
4222.82 |
1556.45 |
237692.15 |
137960.72 |
5676.25 |
4318.18 |
1358.07 |
280681.82 |
129815.34 |
| 66 |
5779.27 |
4242.35 |
1536.92 |
241934.50 |
139497.64 |
5656.28 |
4318.18 |
1338.10 |
285000.00 |
131153.44 |
| 67 |
5779.27 |
4261.97 |
1517.30 |
246196.47 |
141014.94 |
5636.31 |
4318.18 |
1318.12 |
289318.18 |
132471.56 |
| 68 |
5779.27 |
4281.68 |
1497.59 |
250478.15 |
142512.54 |
5616.34 |
4318.18 |
1298.15 |
293636.36 |
133769.72 |
| 69 |
5779.27 |
4301.49 |
1477.79 |
254779.64 |
143990.32 |
5596.36 |
4318.18 |
1278.18 |
297954.55 |
135047.90 |
| 70 |
5779.27 |
4321.38 |
1457.89 |
259101.02 |
145448.22 |
5576.39 |
4318.18 |
1258.21 |
302272.73 |
136306.11 |
| 71 |
5779.27 |
4341.37 |
1437.91 |
263442.39 |
146886.13 |
5556.42 |
4318.18 |
1238.24 |
306590.91 |
137544.35 |
| 72 |
5779.27 |
4361.45 |
1417.83 |
267803.83 |
148303.95 |
5536.45 |
4318.18 |
1218.27 |
310909.09 |
138762.61 |
| 第7年 |
73 |
5779.27 |
4381.62 |
1397.66 |
272185.45 |
149701.61 |
5516.48 |
4318.18 |
1198.30 |
315227.27 |
139960.91 |
| 74 |
5779.27 |
4401.88 |
1377.39 |
276587.33 |
151079.00 |
5496.51 |
4318.18 |
1178.32 |
319545.45 |
141139.23 |
| 75 |
5779.27 |
4422.24 |
1357.03 |
281009.57 |
152436.04 |
5476.53 |
4318.18 |
1158.35 |
323863.64 |
142297.59 |
| 76 |
5779.27 |
4442.69 |
1336.58 |
285452.27 |
153772.62 |
5456.56 |
4318.18 |
1138.38 |
328181.82 |
143435.97 |
| 77 |
5779.27 |
4463.24 |
1316.03 |
289915.51 |
155088.65 |
5436.59 |
4318.18 |
1118.41 |
332500.00 |
144554.37 |
| 78 |
5779.27 |
4483.88 |
1295.39 |
294399.39 |
156384.04 |
5416.62 |
4318.18 |
1098.44 |
336818.18 |
145652.81 |
| 79 |
5779.27 |
4504.62 |
1274.65 |
298904.01 |
157658.70 |
5396.65 |
4318.18 |
1078.47 |
341136.36 |
146731.28 |
| 80 |
5779.27 |
4525.46 |
1253.82 |
303429.47 |
158912.51 |
5376.68 |
4318.18 |
1058.49 |
345454.55 |
147789.77 |
| 81 |
5779.27 |
4546.39 |
1232.89 |
307975.86 |
160145.40 |
5356.70 |
4318.18 |
1038.52 |
349772.73 |
148828.30 |
| 82 |
5779.27 |
4567.41 |
1211.86 |
312543.27 |
161357.27 |
5336.73 |
4318.18 |
1018.55 |
354090.91 |
149846.85 |
| 83 |
5779.27 |
4588.54 |
1190.74 |
317131.81 |
162548.00 |
5316.76 |
4318.18 |
998.58 |
358409.09 |
150845.43 |
| 84 |
5779.27 |
4609.76 |
1169.52 |
321741.57 |
163717.52 |
5296.79 |
4318.18 |
978.61 |
362727.27 |
151824.03 |
| 第8年 |
85 |
5779.27 |
4631.08 |
1148.20 |
326372.65 |
164865.71 |
5276.82 |
4318.18 |
958.64 |
367045.45 |
152782.67 |
| 86 |
5779.27 |
4652.50 |
1126.78 |
331025.14 |
165992.49 |
5256.85 |
4318.18 |
938.66 |
371363.64 |
153721.34 |
| 87 |
5779.27 |
4674.02 |
1105.26 |
335699.16 |
167097.75 |
5236.87 |
4318.18 |
918.69 |
375681.82 |
154640.03 |
| 88 |
5779.27 |
4695.63 |
1083.64 |
340394.79 |
168181.39 |
5216.90 |
4318.18 |
898.72 |
380000.00 |
155538.75 |
| 89 |
5779.27 |
4717.35 |
1061.92 |
345112.15 |
169243.31 |
5196.93 |
4318.18 |
878.75 |
384318.18 |
156417.50 |
| 90 |
5779.27 |
4739.17 |
1040.11 |
349851.31 |
170283.42 |
5176.96 |
4318.18 |
858.78 |
388636.36 |
157276.28 |
| 91 |
5779.27 |
4761.09 |
1018.19 |
354612.40 |
171301.61 |
5156.99 |
4318.18 |
838.81 |
392954.55 |
158115.09 |
| 92 |
5779.27 |
4783.11 |
996.17 |
359395.51 |
172297.78 |
5137.02 |
4318.18 |
818.84 |
397272.73 |
158933.92 |
| 93 |
5779.27 |
4805.23 |
974.05 |
364200.74 |
173271.82 |
5117.05 |
4318.18 |
798.86 |
401590.91 |
159732.78 |
| 94 |
5779.27 |
4827.45 |
951.82 |
369028.19 |
174223.64 |
5097.07 |
4318.18 |
778.89 |
405909.09 |
160511.68 |
| 95 |
5779.27 |
4849.78 |
929.49 |
373877.97 |
175153.14 |
5077.10 |
4318.18 |
758.92 |
410227.27 |
161270.60 |
| 96 |
5779.27 |
4872.21 |
907.06 |
378750.18 |
176060.20 |
5057.13 |
4318.18 |
738.95 |
414545.45 |
162009.55 |
| 第9年 |
97 |
5779.27 |
4894.74 |
884.53 |
383644.93 |
176944.73 |
5037.16 |
4318.18 |
718.98 |
418863.64 |
162728.52 |
| 98 |
5779.27 |
4917.38 |
861.89 |
388562.31 |
177806.62 |
5017.19 |
4318.18 |
699.01 |
423181.82 |
163427.53 |
| 99 |
5779.27 |
4940.13 |
839.15 |
393502.43 |
178645.77 |
4997.22 |
4318.18 |
679.03 |
427500.00 |
164106.56 |
| 100 |
5779.27 |
4962.97 |
816.30 |
398465.41 |
179462.07 |
4977.24 |
4318.18 |
659.06 |
431818.18 |
164765.62 |
| 101 |
5779.27 |
4985.93 |
793.35 |
403451.33 |
180255.42 |
4957.27 |
4318.18 |
639.09 |
436136.36 |
165404.72 |
| 102 |
5779.27 |
5008.99 |
770.29 |
408460.32 |
181025.71 |
4937.30 |
4318.18 |
619.12 |
440454.55 |
166023.84 |
| 103 |
5779.27 |
5032.15 |
747.12 |
413492.48 |
181772.83 |
4917.33 |
4318.18 |
599.15 |
444772.73 |
166622.98 |
| 104 |
5779.27 |
5055.43 |
723.85 |
418547.90 |
182496.68 |
4897.36 |
4318.18 |
579.18 |
449090.91 |
167202.16 |
| 105 |
5779.27 |
5078.81 |
700.47 |
423626.71 |
183197.14 |
4877.39 |
4318.18 |
559.20 |
453409.09 |
167761.36 |
| 106 |
5779.27 |
5102.30 |
676.98 |
428729.01 |
183874.12 |
4857.41 |
4318.18 |
539.23 |
457727.27 |
168300.60 |
| 107 |
5779.27 |
5125.90 |
653.38 |
433854.91 |
184527.50 |
4837.44 |
4318.18 |
519.26 |
462045.45 |
168819.86 |
| 108 |
5779.27 |
5149.60 |
629.67 |
439004.51 |
185157.17 |
4817.47 |
4318.18 |
499.29 |
466363.64 |
169319.15 |
| 第10年 |
109 |
5779.27 |
5173.42 |
605.85 |
444177.93 |
185763.02 |
4797.50 |
4318.18 |
479.32 |
470681.82 |
169798.47 |
| 110 |
5779.27 |
5197.35 |
581.93 |
449375.28 |
186344.95 |
4777.53 |
4318.18 |
459.35 |
475000.00 |
170257.81 |
| 111 |
5779.27 |
5221.39 |
557.89 |
454596.66 |
186902.84 |
4757.56 |
4318.18 |
439.37 |
479318.18 |
170697.19 |
| 112 |
5779.27 |
5245.53 |
533.74 |
459842.20 |
187436.58 |
4737.59 |
4318.18 |
419.40 |
483636.36 |
171116.59 |
| 113 |
5779.27 |
5269.79 |
509.48 |
465111.99 |
187946.06 |
4717.61 |
4318.18 |
399.43 |
487954.55 |
171516.02 |
| 114 |
5779.27 |
5294.17 |
485.11 |
470406.16 |
188431.17 |
4697.64 |
4318.18 |
379.46 |
492272.73 |
171895.48 |
| 115 |
5779.27 |
5318.65 |
460.62 |
475724.81 |
188891.79 |
4677.67 |
4318.18 |
359.49 |
496590.91 |
172254.97 |
| 116 |
5779.27 |
5343.25 |
436.02 |
481068.07 |
189327.81 |
4657.70 |
4318.18 |
339.52 |
500909.09 |
172594.49 |
| 117 |
5779.27 |
5367.96 |
411.31 |
486436.03 |
189739.12 |
4637.73 |
4318.18 |
319.55 |
505227.27 |
172914.03 |
| 118 |
5779.27 |
5392.79 |
386.48 |
491828.82 |
190125.61 |
4617.76 |
4318.18 |
299.57 |
509545.45 |
173213.61 |
| 119 |
5779.27 |
5417.73 |
361.54 |
497246.56 |
190487.15 |
4597.78 |
4318.18 |
279.60 |
513863.64 |
173493.21 |
| 120 |
5779.27 |
5442.79 |
336.48 |
502689.35 |
190823.63 |
4577.81 |
4318.18 |
259.63 |
518181.82 |
173752.84 |
| 第11年 |
121 |
5779.27 |
5467.96 |
311.31 |
508157.31 |
191134.94 |
4557.84 |
4318.18 |
239.66 |
522500.00 |
173992.50 |
| 122 |
5779.27 |
5493.25 |
286.02 |
513650.56 |
191420.97 |
4537.87 |
4318.18 |
219.69 |
526818.18 |
174212.19 |
| 123 |
5779.27 |
5518.66 |
260.62 |
519169.22 |
191681.58 |
4517.90 |
4318.18 |
199.72 |
531136.36 |
174411.90 |
| 124 |
5779.27 |
5544.18 |
235.09 |
524713.40 |
191916.67 |
4497.93 |
4318.18 |
179.74 |
535454.55 |
174591.65 |
| 125 |
5779.27 |
5569.82 |
209.45 |
530283.23 |
192126.13 |
4477.95 |
4318.18 |
159.77 |
539772.73 |
174751.42 |
| 126 |
5779.27 |
5595.58 |
183.69 |
535878.81 |
192309.82 |
4457.98 |
4318.18 |
139.80 |
544090.91 |
174891.22 |
| 127 |
5779.27 |
5621.46 |
157.81 |
541500.28 |
192467.63 |
4438.01 |
4318.18 |
119.83 |
548409.09 |
175011.05 |
| 128 |
5779.27 |
5647.46 |
131.81 |
547147.74 |
192599.44 |
4418.04 |
4318.18 |
99.86 |
552727.27 |
175110.91 |
| 129 |
5779.27 |
5673.58 |
105.69 |
552821.32 |
192705.13 |
4398.07 |
4318.18 |
79.89 |
557045.45 |
175190.80 |
| 130 |
5779.27 |
5699.82 |
79.45 |
558521.15 |
192784.58 |
4378.10 |
4318.18 |
59.91 |
561363.64 |
175250.71 |
| 131 |
5779.27 |
5726.19 |
53.09 |
564247.33 |
192837.67 |
4358.12 |
4318.18 |
39.94 |
565681.82 |
175290.65 |
| 132 |
5779.27 |
5752.67 |
26.61 |
570000.00 |
192864.28 |
4338.15 |
4318.18 |
19.97 |
570000.00 |
175310.62 |
|
汇总:
|
等额本息
总利息:192864.28元 总还款:762864.28元
|
等额本金
总利息:175310.62元 总还款:745310.62元
|
|
年利率为:5.55%,折扣: 不打折,贷款:57.0万,
分132期(11年), 等额本息比等额本金多:17553.65元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。