| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
8100.23 |
4915.23 |
3185.00 |
4915.23 |
3185.00 |
9548.64 |
6363.64 |
3185.00 |
6363.64 |
3185.00 |
| 2 |
8100.23 |
4933.87 |
3166.36 |
9849.11 |
6351.36 |
9524.51 |
6363.64 |
3160.87 |
12727.27 |
6345.87 |
| 3 |
8100.23 |
4952.58 |
3147.66 |
14801.69 |
9499.02 |
9500.38 |
6363.64 |
3136.74 |
19090.91 |
9482.61 |
| 4 |
8100.23 |
4971.36 |
3128.88 |
19773.04 |
12627.90 |
9476.25 |
6363.64 |
3112.61 |
25454.55 |
12595.23 |
| 5 |
8100.23 |
4990.21 |
3110.03 |
24763.25 |
15737.92 |
9452.12 |
6363.64 |
3088.48 |
31818.18 |
15683.71 |
| 6 |
8100.23 |
5009.13 |
3091.11 |
29772.38 |
18829.03 |
9427.99 |
6363.64 |
3064.36 |
38181.82 |
18748.07 |
| 7 |
8100.23 |
5028.12 |
3072.11 |
34800.50 |
21901.14 |
9403.86 |
6363.64 |
3040.23 |
44545.45 |
21788.30 |
| 8 |
8100.23 |
5047.19 |
3053.05 |
39847.69 |
24954.19 |
9379.73 |
6363.64 |
3016.10 |
50909.09 |
24804.39 |
| 9 |
8100.23 |
5066.32 |
3033.91 |
44914.01 |
27988.10 |
9355.61 |
6363.64 |
2991.97 |
57272.73 |
27796.36 |
| 10 |
8100.23 |
5085.53 |
3014.70 |
49999.55 |
31002.80 |
9331.48 |
6363.64 |
2967.84 |
63636.36 |
30764.20 |
| 11 |
8100.23 |
5104.82 |
2995.42 |
55104.36 |
33998.22 |
9307.35 |
6363.64 |
2943.71 |
70000.00 |
33707.92 |
| 12 |
8100.23 |
5124.17 |
2976.06 |
60228.53 |
36974.28 |
9283.22 |
6363.64 |
2919.58 |
76363.64 |
36627.50 |
| 第2年 |
13 |
8100.23 |
5143.60 |
2956.63 |
65372.14 |
39930.92 |
9259.09 |
6363.64 |
2895.45 |
82727.27 |
39522.95 |
| 14 |
8100.23 |
5163.10 |
2937.13 |
70535.24 |
42868.05 |
9234.96 |
6363.64 |
2871.33 |
89090.91 |
42394.28 |
| 15 |
8100.23 |
5182.68 |
2917.55 |
75717.92 |
45785.60 |
9210.83 |
6363.64 |
2847.20 |
95454.55 |
45241.48 |
| 16 |
8100.23 |
5202.33 |
2897.90 |
80920.25 |
48683.50 |
9186.70 |
6363.64 |
2823.07 |
101818.18 |
48064.55 |
| 17 |
8100.23 |
5222.06 |
2878.18 |
86142.31 |
51561.68 |
9162.58 |
6363.64 |
2798.94 |
108181.82 |
50863.48 |
| 18 |
8100.23 |
5241.86 |
2858.38 |
91384.17 |
54420.06 |
9138.45 |
6363.64 |
2774.81 |
114545.45 |
53638.30 |
| 19 |
8100.23 |
5261.73 |
2838.50 |
96645.90 |
57258.56 |
9114.32 |
6363.64 |
2750.68 |
120909.09 |
56388.98 |
| 20 |
8100.23 |
5281.68 |
2818.55 |
101927.58 |
60077.11 |
9090.19 |
6363.64 |
2726.55 |
127272.73 |
59115.53 |
| 21 |
8100.23 |
5301.71 |
2798.52 |
107229.29 |
62875.64 |
9066.06 |
6363.64 |
2702.42 |
133636.36 |
61817.95 |
| 22 |
8100.23 |
5321.81 |
2778.42 |
112551.11 |
65654.06 |
9041.93 |
6363.64 |
2678.30 |
140000.00 |
64496.25 |
| 23 |
8100.23 |
5341.99 |
2758.24 |
117893.10 |
68412.30 |
9017.80 |
6363.64 |
2654.17 |
146363.64 |
67150.42 |
| 24 |
8100.23 |
5362.25 |
2737.99 |
123255.34 |
71150.29 |
8993.67 |
6363.64 |
2630.04 |
152727.27 |
69780.45 |
| 第3年 |
25 |
8100.23 |
5382.58 |
2717.66 |
128637.92 |
73867.95 |
8969.55 |
6363.64 |
2605.91 |
159090.91 |
72386.36 |
| 26 |
8100.23 |
5402.99 |
2697.25 |
134040.91 |
76565.19 |
8945.42 |
6363.64 |
2581.78 |
165454.55 |
74968.14 |
| 27 |
8100.23 |
5423.47 |
2676.76 |
139464.38 |
79241.96 |
8921.29 |
6363.64 |
2557.65 |
171818.18 |
77525.80 |
| 28 |
8100.23 |
5444.04 |
2656.20 |
144908.42 |
81898.15 |
8897.16 |
6363.64 |
2533.52 |
178181.82 |
80059.32 |
| 29 |
8100.23 |
5464.68 |
2635.56 |
150373.10 |
84533.71 |
8873.03 |
6363.64 |
2509.39 |
184545.45 |
82568.71 |
| 30 |
8100.23 |
5485.40 |
2614.84 |
155858.50 |
87148.54 |
8848.90 |
6363.64 |
2485.27 |
190909.09 |
85053.98 |
| 31 |
8100.23 |
5506.20 |
2594.04 |
161364.70 |
89742.58 |
8824.77 |
6363.64 |
2461.14 |
197272.73 |
87515.11 |
| 32 |
8100.23 |
5527.08 |
2573.16 |
166891.77 |
92315.74 |
8800.64 |
6363.64 |
2437.01 |
203636.36 |
89952.12 |
| 33 |
8100.23 |
5548.03 |
2552.20 |
172439.81 |
94867.94 |
8776.52 |
6363.64 |
2412.88 |
210000.00 |
92365.00 |
| 34 |
8100.23 |
5569.07 |
2531.17 |
178008.87 |
97399.11 |
8752.39 |
6363.64 |
2388.75 |
216363.64 |
94753.75 |
| 35 |
8100.23 |
5590.19 |
2510.05 |
183599.06 |
99909.16 |
8728.26 |
6363.64 |
2364.62 |
222727.27 |
97118.37 |
| 36 |
8100.23 |
5611.38 |
2488.85 |
189210.44 |
102398.01 |
8704.13 |
6363.64 |
2340.49 |
229090.91 |
99458.86 |
| 第4年 |
37 |
8100.23 |
5632.66 |
2467.58 |
194843.10 |
104865.59 |
8680.00 |
6363.64 |
2316.36 |
235454.55 |
101775.23 |
| 38 |
8100.23 |
5654.01 |
2446.22 |
200497.11 |
107311.81 |
8655.87 |
6363.64 |
2292.23 |
241818.18 |
104067.46 |
| 39 |
8100.23 |
5675.45 |
2424.78 |
206172.57 |
109736.59 |
8631.74 |
6363.64 |
2268.11 |
248181.82 |
106335.57 |
| 40 |
8100.23 |
5696.97 |
2403.26 |
211869.54 |
112139.85 |
8607.61 |
6363.64 |
2243.98 |
254545.45 |
108579.55 |
| 41 |
8100.23 |
5718.57 |
2381.66 |
217588.11 |
114521.51 |
8583.48 |
6363.64 |
2219.85 |
260909.09 |
110799.39 |
| 42 |
8100.23 |
5740.26 |
2359.98 |
223328.37 |
116881.49 |
8559.36 |
6363.64 |
2195.72 |
267272.73 |
112995.11 |
| 43 |
8100.23 |
5762.02 |
2338.21 |
229090.39 |
119219.71 |
8535.23 |
6363.64 |
2171.59 |
273636.36 |
115166.70 |
| 44 |
8100.23 |
5783.87 |
2316.37 |
234874.26 |
121536.07 |
8511.10 |
6363.64 |
2147.46 |
280000.00 |
117314.17 |
| 45 |
8100.23 |
5805.80 |
2294.44 |
240680.06 |
123830.51 |
8486.97 |
6363.64 |
2123.33 |
286363.64 |
119437.50 |
| 46 |
8100.23 |
5827.81 |
2272.42 |
246507.87 |
126102.93 |
8462.84 |
6363.64 |
2099.20 |
292727.27 |
121536.70 |
| 47 |
8100.23 |
5849.91 |
2250.32 |
252357.78 |
128353.25 |
8438.71 |
6363.64 |
2075.08 |
299090.91 |
123611.78 |
| 48 |
8100.23 |
5872.09 |
2228.14 |
258229.87 |
130581.40 |
8414.58 |
6363.64 |
2050.95 |
305454.55 |
125662.73 |
| 第5年 |
49 |
8100.23 |
5894.36 |
2205.88 |
264124.23 |
132787.27 |
8390.45 |
6363.64 |
2026.82 |
311818.18 |
127689.55 |
| 50 |
8100.23 |
5916.71 |
2183.53 |
270040.94 |
134970.80 |
8366.33 |
6363.64 |
2002.69 |
318181.82 |
129692.23 |
| 51 |
8100.23 |
5939.14 |
2161.09 |
275980.08 |
137131.90 |
8342.20 |
6363.64 |
1978.56 |
324545.45 |
131670.80 |
| 52 |
8100.23 |
5961.66 |
2138.58 |
281941.73 |
139270.47 |
8318.07 |
6363.64 |
1954.43 |
330909.09 |
133625.23 |
| 53 |
8100.23 |
5984.26 |
2115.97 |
287926.00 |
141386.44 |
8293.94 |
6363.64 |
1930.30 |
337272.73 |
135555.53 |
| 54 |
8100.23 |
6006.95 |
2093.28 |
293932.95 |
143479.72 |
8269.81 |
6363.64 |
1906.17 |
343636.36 |
137461.70 |
| 55 |
8100.23 |
6029.73 |
2070.50 |
299962.68 |
145550.23 |
8245.68 |
6363.64 |
1882.05 |
350000.00 |
139343.75 |
| 56 |
8100.23 |
6052.59 |
2047.64 |
306015.28 |
147597.87 |
8221.55 |
6363.64 |
1857.92 |
356363.64 |
141201.67 |
| 57 |
8100.23 |
6075.54 |
2024.69 |
312090.82 |
149622.56 |
8197.42 |
6363.64 |
1833.79 |
362727.27 |
143035.45 |
| 58 |
8100.23 |
6098.58 |
2001.66 |
318189.40 |
151624.22 |
8173.30 |
6363.64 |
1809.66 |
369090.91 |
144845.11 |
| 59 |
8100.23 |
6121.70 |
1978.53 |
324311.10 |
153602.75 |
8149.17 |
6363.64 |
1785.53 |
375454.55 |
146630.64 |
| 60 |
8100.23 |
6144.91 |
1955.32 |
330456.02 |
155558.07 |
8125.04 |
6363.64 |
1761.40 |
381818.18 |
148392.05 |
| 第6年 |
61 |
8100.23 |
6168.21 |
1932.02 |
336624.23 |
157490.09 |
8100.91 |
6363.64 |
1737.27 |
388181.82 |
150129.32 |
| 62 |
8100.23 |
6191.60 |
1908.63 |
342815.83 |
159398.72 |
8076.78 |
6363.64 |
1713.14 |
394545.45 |
151842.46 |
| 63 |
8100.23 |
6215.08 |
1885.16 |
349030.91 |
161283.88 |
8052.65 |
6363.64 |
1689.02 |
400909.09 |
153531.48 |
| 64 |
8100.23 |
6238.64 |
1861.59 |
355269.55 |
163145.47 |
8028.52 |
6363.64 |
1664.89 |
407272.73 |
155196.36 |
| 65 |
8100.23 |
6262.30 |
1837.94 |
361531.85 |
164983.41 |
8004.39 |
6363.64 |
1640.76 |
413636.36 |
156837.12 |
| 66 |
8100.23 |
6286.04 |
1814.19 |
367817.89 |
166797.60 |
7980.27 |
6363.64 |
1616.63 |
420000.00 |
158453.75 |
| 67 |
8100.23 |
6309.88 |
1790.36 |
374127.77 |
168587.96 |
7956.14 |
6363.64 |
1592.50 |
426363.64 |
160046.25 |
| 68 |
8100.23 |
6333.80 |
1766.43 |
380461.57 |
170354.39 |
7932.01 |
6363.64 |
1568.37 |
432727.27 |
161614.62 |
| 69 |
8100.23 |
6357.82 |
1742.42 |
386819.39 |
172096.81 |
7907.88 |
6363.64 |
1544.24 |
439090.91 |
163158.86 |
| 70 |
8100.23 |
6381.92 |
1718.31 |
393201.32 |
173815.12 |
7883.75 |
6363.64 |
1520.11 |
445454.55 |
164678.98 |
| 71 |
8100.23 |
6406.12 |
1694.11 |
399607.44 |
175509.23 |
7859.62 |
6363.64 |
1495.98 |
451818.18 |
166174.96 |
| 72 |
8100.23 |
6430.41 |
1669.82 |
406037.85 |
177179.05 |
7835.49 |
6363.64 |
1471.86 |
458181.82 |
167646.82 |
| 第7年 |
73 |
8100.23 |
6454.79 |
1645.44 |
412492.65 |
178824.49 |
7811.36 |
6363.64 |
1447.73 |
464545.45 |
169094.55 |
| 74 |
8100.23 |
6479.27 |
1620.97 |
418971.92 |
180445.45 |
7787.23 |
6363.64 |
1423.60 |
470909.09 |
170518.14 |
| 75 |
8100.23 |
6503.84 |
1596.40 |
425475.76 |
182041.85 |
7763.11 |
6363.64 |
1399.47 |
477272.73 |
171917.61 |
| 76 |
8100.23 |
6528.50 |
1571.74 |
432004.25 |
183613.59 |
7738.98 |
6363.64 |
1375.34 |
483636.36 |
173292.95 |
| 77 |
8100.23 |
6553.25 |
1546.98 |
438557.50 |
185160.57 |
7714.85 |
6363.64 |
1351.21 |
490000.00 |
174644.17 |
| 78 |
8100.23 |
6578.10 |
1522.14 |
445135.60 |
186682.71 |
7690.72 |
6363.64 |
1327.08 |
496363.64 |
175971.25 |
| 79 |
8100.23 |
6603.04 |
1497.19 |
451738.64 |
188179.90 |
7666.59 |
6363.64 |
1302.95 |
502727.27 |
177274.20 |
| 80 |
8100.23 |
6628.08 |
1472.16 |
458366.72 |
189652.06 |
7642.46 |
6363.64 |
1278.83 |
509090.91 |
178553.03 |
| 81 |
8100.23 |
6653.21 |
1447.03 |
465019.93 |
191099.09 |
7618.33 |
6363.64 |
1254.70 |
515454.55 |
179807.73 |
| 82 |
8100.23 |
6678.44 |
1421.80 |
471698.36 |
192520.89 |
7594.20 |
6363.64 |
1230.57 |
521818.18 |
181038.30 |
| 83 |
8100.23 |
6703.76 |
1396.48 |
478402.12 |
193917.36 |
7570.08 |
6363.64 |
1206.44 |
528181.82 |
182244.73 |
| 84 |
8100.23 |
6729.18 |
1371.06 |
485131.30 |
195288.42 |
7545.95 |
6363.64 |
1182.31 |
534545.45 |
183427.05 |
| 第8年 |
85 |
8100.23 |
6754.69 |
1345.54 |
491885.99 |
196633.97 |
7521.82 |
6363.64 |
1158.18 |
540909.09 |
184585.23 |
| 86 |
8100.23 |
6780.30 |
1319.93 |
498666.29 |
197953.90 |
7497.69 |
6363.64 |
1134.05 |
547272.73 |
185719.28 |
| 87 |
8100.23 |
6806.01 |
1294.22 |
505472.30 |
199248.12 |
7473.56 |
6363.64 |
1109.92 |
553636.36 |
186829.20 |
| 88 |
8100.23 |
6831.82 |
1268.42 |
512304.12 |
200516.54 |
7449.43 |
6363.64 |
1085.80 |
560000.00 |
187915.00 |
| 89 |
8100.23 |
6857.72 |
1242.51 |
519161.84 |
201759.05 |
7425.30 |
6363.64 |
1061.67 |
566363.64 |
188976.67 |
| 90 |
8100.23 |
6883.72 |
1216.51 |
526045.56 |
202975.57 |
7401.17 |
6363.64 |
1037.54 |
572727.27 |
190014.20 |
| 91 |
8100.23 |
6909.82 |
1190.41 |
532955.39 |
204165.98 |
7377.05 |
6363.64 |
1013.41 |
579090.91 |
191027.61 |
| 92 |
8100.23 |
6936.02 |
1164.21 |
539891.41 |
205330.19 |
7352.92 |
6363.64 |
989.28 |
585454.55 |
192016.89 |
| 93 |
8100.23 |
6962.32 |
1137.91 |
546853.73 |
206468.10 |
7328.79 |
6363.64 |
965.15 |
591818.18 |
192982.05 |
| 94 |
8100.23 |
6988.72 |
1111.51 |
553842.46 |
207579.61 |
7304.66 |
6363.64 |
941.02 |
598181.82 |
193923.07 |
| 95 |
8100.23 |
7015.22 |
1085.01 |
560857.68 |
208664.63 |
7280.53 |
6363.64 |
916.89 |
604545.45 |
194839.96 |
| 96 |
8100.23 |
7041.82 |
1058.41 |
567899.50 |
209723.04 |
7256.40 |
6363.64 |
892.77 |
610909.09 |
195732.73 |
| 第9年 |
97 |
8100.23 |
7068.52 |
1031.71 |
574968.02 |
210754.75 |
7232.27 |
6363.64 |
868.64 |
617272.73 |
196601.36 |
| 98 |
8100.23 |
7095.32 |
1004.91 |
582063.34 |
211759.67 |
7208.14 |
6363.64 |
844.51 |
623636.36 |
197445.87 |
| 99 |
8100.23 |
7122.22 |
978.01 |
589185.56 |
212737.68 |
7184.02 |
6363.64 |
820.38 |
630000.00 |
198266.25 |
| 100 |
8100.23 |
7149.23 |
951.00 |
596334.79 |
213688.68 |
7159.89 |
6363.64 |
796.25 |
636363.64 |
199062.50 |
| 101 |
8100.23 |
7176.34 |
923.90 |
603511.13 |
214612.58 |
7135.76 |
6363.64 |
772.12 |
642727.27 |
199834.62 |
| 102 |
8100.23 |
7203.55 |
896.69 |
610714.68 |
215509.27 |
7111.63 |
6363.64 |
747.99 |
649090.91 |
200582.61 |
| 103 |
8100.23 |
7230.86 |
869.37 |
617945.54 |
216378.64 |
7087.50 |
6363.64 |
723.86 |
655454.55 |
201306.48 |
| 104 |
8100.23 |
7258.28 |
841.96 |
625203.82 |
217220.60 |
7063.37 |
6363.64 |
699.73 |
661818.18 |
202006.21 |
| 105 |
8100.23 |
7285.80 |
814.44 |
632489.62 |
218035.03 |
7039.24 |
6363.64 |
675.61 |
668181.82 |
202681.82 |
| 106 |
8100.23 |
7313.42 |
786.81 |
639803.04 |
218821.84 |
7015.11 |
6363.64 |
651.48 |
674545.45 |
203333.30 |
| 107 |
8100.23 |
7341.15 |
759.08 |
647144.20 |
219580.92 |
6990.98 |
6363.64 |
627.35 |
680909.09 |
203960.64 |
| 108 |
8100.23 |
7368.99 |
731.24 |
654513.19 |
220312.17 |
6966.86 |
6363.64 |
603.22 |
687272.73 |
204563.86 |
| 第10年 |
109 |
8100.23 |
7396.93 |
703.30 |
661910.12 |
221015.47 |
6942.73 |
6363.64 |
579.09 |
693636.36 |
205142.95 |
| 110 |
8100.23 |
7424.98 |
675.26 |
669335.10 |
221690.73 |
6918.60 |
6363.64 |
554.96 |
700000.00 |
205697.92 |
| 111 |
8100.23 |
7453.13 |
647.10 |
676788.23 |
222337.83 |
6894.47 |
6363.64 |
530.83 |
706363.64 |
206228.75 |
| 112 |
8100.23 |
7481.39 |
618.84 |
684269.62 |
222956.68 |
6870.34 |
6363.64 |
506.70 |
712727.27 |
206735.45 |
| 113 |
8100.23 |
7509.76 |
590.48 |
691779.37 |
223547.16 |
6846.21 |
6363.64 |
482.58 |
719090.91 |
207218.03 |
| 114 |
8100.23 |
7538.23 |
562.00 |
699317.60 |
224109.16 |
6822.08 |
6363.64 |
458.45 |
725454.55 |
207676.48 |
| 115 |
8100.23 |
7566.81 |
533.42 |
706884.42 |
224642.58 |
6797.95 |
6363.64 |
434.32 |
731818.18 |
208110.80 |
| 116 |
8100.23 |
7595.50 |
504.73 |
714479.92 |
225147.31 |
6773.83 |
6363.64 |
410.19 |
738181.82 |
208520.98 |
| 117 |
8100.23 |
7624.30 |
475.93 |
722104.23 |
225623.24 |
6749.70 |
6363.64 |
386.06 |
744545.45 |
208907.05 |
| 118 |
8100.23 |
7653.21 |
447.02 |
729757.44 |
226070.26 |
6725.57 |
6363.64 |
361.93 |
750909.09 |
209268.98 |
| 119 |
8100.23 |
7682.23 |
418.00 |
737439.67 |
226488.26 |
6701.44 |
6363.64 |
337.80 |
757272.73 |
209606.78 |
| 120 |
8100.23 |
7711.36 |
388.87 |
745151.03 |
226877.14 |
6677.31 |
6363.64 |
313.67 |
763636.36 |
209920.45 |
| 第11年 |
121 |
8100.23 |
7740.60 |
359.64 |
752891.63 |
227236.77 |
6653.18 |
6363.64 |
289.55 |
770000.00 |
210210.00 |
| 122 |
8100.23 |
7769.95 |
330.29 |
760661.58 |
227567.06 |
6629.05 |
6363.64 |
265.42 |
776363.64 |
210475.42 |
| 123 |
8100.23 |
7799.41 |
300.82 |
768460.99 |
227867.89 |
6604.92 |
6363.64 |
241.29 |
782727.27 |
210716.70 |
| 124 |
8100.23 |
7828.98 |
271.25 |
776289.97 |
228139.14 |
6580.80 |
6363.64 |
217.16 |
789090.91 |
210933.86 |
| 125 |
8100.23 |
7858.67 |
241.57 |
784148.64 |
228380.70 |
6556.67 |
6363.64 |
193.03 |
795454.55 |
211126.89 |
| 126 |
8100.23 |
7888.47 |
211.77 |
792037.11 |
228592.47 |
6532.54 |
6363.64 |
168.90 |
801818.18 |
211295.80 |
| 127 |
8100.23 |
7918.38 |
181.86 |
799955.48 |
228774.33 |
6508.41 |
6363.64 |
144.77 |
808181.82 |
211440.57 |
| 128 |
8100.23 |
7948.40 |
151.84 |
807903.88 |
228926.17 |
6484.28 |
6363.64 |
120.64 |
814545.45 |
211561.21 |
| 129 |
8100.23 |
7978.54 |
121.70 |
815882.42 |
229047.87 |
6460.15 |
6363.64 |
96.52 |
820909.09 |
211657.73 |
| 130 |
8100.23 |
8008.79 |
91.45 |
823891.21 |
229139.31 |
6436.02 |
6363.64 |
72.39 |
827272.73 |
211730.11 |
| 131 |
8100.23 |
8039.16 |
61.08 |
831930.36 |
229200.39 |
6411.89 |
6363.64 |
48.26 |
833636.36 |
211778.37 |
| 132 |
8100.23 |
8069.64 |
30.60 |
840000.00 |
229230.99 |
6387.77 |
6363.64 |
24.13 |
840000.00 |
211802.50 |
|
汇总：
|
等额本息
总利息：229230.99元 总还款：1069230.99元
|
等额本金
总利息：211802.50元 总还款：1051802.50元
|
|
年利率为：4.55%，折扣： 不打折，贷款：84.0万，
分132期(11年)， 等额本息比等额本金多：17428.49元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。