| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
7045.88 |
4394.21 |
2651.67 |
4394.21 |
2651.67 |
8257.73 |
5606.06 |
2651.67 |
5606.06 |
2651.67 |
| 2 |
7045.88 |
4409.96 |
2635.92 |
8804.17 |
5287.59 |
8237.64 |
5606.06 |
2631.58 |
11212.12 |
5283.24 |
| 3 |
7045.88 |
4425.76 |
2620.12 |
13229.93 |
7907.71 |
8217.55 |
5606.06 |
2611.49 |
16818.18 |
7894.73 |
| 4 |
7045.88 |
4441.62 |
2604.26 |
17671.55 |
10511.97 |
8197.46 |
5606.06 |
2591.40 |
22424.24 |
10486.14 |
| 5 |
7045.88 |
4457.54 |
2588.34 |
22129.09 |
13100.31 |
8177.37 |
5606.06 |
2571.31 |
28030.30 |
13057.45 |
| 6 |
7045.88 |
4473.51 |
2572.37 |
26602.60 |
15672.68 |
8157.29 |
5606.06 |
2551.22 |
33636.36 |
15608.67 |
| 7 |
7045.88 |
4489.54 |
2556.34 |
31092.14 |
18229.02 |
8137.20 |
5606.06 |
2531.14 |
39242.42 |
18139.81 |
| 8 |
7045.88 |
4505.63 |
2540.25 |
35597.76 |
20769.27 |
8117.11 |
5606.06 |
2511.05 |
44848.48 |
20650.86 |
| 9 |
7045.88 |
4521.77 |
2524.11 |
40119.53 |
23293.38 |
8097.02 |
5606.06 |
2490.96 |
50454.55 |
23141.82 |
| 10 |
7045.88 |
4537.97 |
2507.91 |
44657.51 |
25801.29 |
8076.93 |
5606.06 |
2470.87 |
56060.61 |
25612.69 |
| 11 |
7045.88 |
4554.24 |
2491.64 |
49211.75 |
28292.93 |
8056.84 |
5606.06 |
2450.78 |
61666.67 |
28063.47 |
| 12 |
7045.88 |
4570.56 |
2475.32 |
53782.30 |
30768.25 |
8036.76 |
5606.06 |
2430.69 |
67272.73 |
30494.17 |
| 第2年 |
13 |
7045.88 |
4586.93 |
2458.95 |
58369.23 |
33227.20 |
8016.67 |
5606.06 |
2410.61 |
72878.79 |
32904.77 |
| 14 |
7045.88 |
4603.37 |
2442.51 |
62972.60 |
35669.71 |
7996.58 |
5606.06 |
2390.52 |
78484.85 |
35295.29 |
| 15 |
7045.88 |
4619.86 |
2426.01 |
67592.47 |
38095.73 |
7976.49 |
5606.06 |
2370.43 |
84090.91 |
37665.72 |
| 16 |
7045.88 |
4636.42 |
2409.46 |
72228.89 |
40505.19 |
7956.40 |
5606.06 |
2350.34 |
89696.97 |
40016.06 |
| 17 |
7045.88 |
4653.03 |
2392.85 |
76881.92 |
42898.03 |
7936.31 |
5606.06 |
2330.25 |
95303.03 |
42346.31 |
| 18 |
7045.88 |
4669.71 |
2376.17 |
81551.63 |
45274.21 |
7916.22 |
5606.06 |
2310.16 |
100909.09 |
44656.48 |
| 19 |
7045.88 |
4686.44 |
2359.44 |
86238.07 |
47633.65 |
7896.14 |
5606.06 |
2290.08 |
106515.15 |
46946.55 |
| 20 |
7045.88 |
4703.23 |
2342.65 |
90941.30 |
49976.29 |
7876.05 |
5606.06 |
2269.99 |
112121.21 |
49216.54 |
| 21 |
7045.88 |
4720.09 |
2325.79 |
95661.38 |
52302.09 |
7855.96 |
5606.06 |
2249.90 |
117727.27 |
51466.44 |
| 22 |
7045.88 |
4737.00 |
2308.88 |
100398.38 |
54610.97 |
7835.87 |
5606.06 |
2229.81 |
123333.33 |
53696.25 |
| 23 |
7045.88 |
4753.97 |
2291.91 |
105152.36 |
56902.87 |
7815.78 |
5606.06 |
2209.72 |
128939.39 |
55905.97 |
| 24 |
7045.88 |
4771.01 |
2274.87 |
109923.37 |
59177.74 |
7795.69 |
5606.06 |
2189.63 |
134545.45 |
58095.61 |
| 第3年 |
25 |
7045.88 |
4788.10 |
2257.77 |
114711.47 |
61435.52 |
7775.61 |
5606.06 |
2169.55 |
140151.52 |
60265.15 |
| 26 |
7045.88 |
4805.26 |
2240.62 |
119516.73 |
63676.14 |
7755.52 |
5606.06 |
2149.46 |
145757.58 |
62414.61 |
| 27 |
7045.88 |
4822.48 |
2223.40 |
124339.21 |
65899.53 |
7735.43 |
5606.06 |
2129.37 |
151363.64 |
64543.98 |
| 28 |
7045.88 |
4839.76 |
2206.12 |
129178.98 |
68105.65 |
7715.34 |
5606.06 |
2109.28 |
156969.70 |
66653.26 |
| 29 |
7045.88 |
4857.10 |
2188.78 |
134036.08 |
70294.43 |
7695.25 |
5606.06 |
2089.19 |
162575.76 |
68742.45 |
| 30 |
7045.88 |
4874.51 |
2171.37 |
138910.59 |
72465.80 |
7675.16 |
5606.06 |
2069.10 |
168181.82 |
70811.55 |
| 31 |
7045.88 |
4891.98 |
2153.90 |
143802.57 |
74619.70 |
7655.08 |
5606.06 |
2049.02 |
173787.88 |
72860.57 |
| 32 |
7045.88 |
4909.51 |
2136.37 |
148712.07 |
76756.08 |
7634.99 |
5606.06 |
2028.93 |
179393.94 |
74889.49 |
| 33 |
7045.88 |
4927.10 |
2118.78 |
153639.17 |
78874.86 |
7614.90 |
5606.06 |
2008.84 |
185000.00 |
76898.33 |
| 34 |
7045.88 |
4944.75 |
2101.13 |
158583.92 |
80975.98 |
7594.81 |
5606.06 |
1988.75 |
190606.06 |
78887.08 |
| 35 |
7045.88 |
4962.47 |
2083.41 |
163546.39 |
83059.39 |
7574.72 |
5606.06 |
1968.66 |
196212.12 |
80855.74 |
| 36 |
7045.88 |
4980.25 |
2065.63 |
168526.65 |
85125.02 |
7554.63 |
5606.06 |
1948.57 |
201818.18 |
82804.32 |
| 第4年 |
37 |
7045.88 |
4998.10 |
2047.78 |
173524.75 |
87172.80 |
7534.55 |
5606.06 |
1928.48 |
207424.24 |
84732.80 |
| 38 |
7045.88 |
5016.01 |
2029.87 |
178540.76 |
89202.67 |
7514.46 |
5606.06 |
1908.40 |
213030.30 |
86641.20 |
| 39 |
7045.88 |
5033.98 |
2011.90 |
183574.74 |
91214.56 |
7494.37 |
5606.06 |
1888.31 |
218636.36 |
88529.51 |
| 40 |
7045.88 |
5052.02 |
1993.86 |
188626.76 |
93208.42 |
7474.28 |
5606.06 |
1868.22 |
224242.42 |
90397.73 |
| 41 |
7045.88 |
5070.13 |
1975.75 |
193696.89 |
95184.17 |
7454.19 |
5606.06 |
1848.13 |
229848.48 |
92245.86 |
| 42 |
7045.88 |
5088.29 |
1957.59 |
198785.18 |
97141.76 |
7434.10 |
5606.06 |
1828.04 |
235454.55 |
94073.90 |
| 43 |
7045.88 |
5106.53 |
1939.35 |
203891.71 |
99081.11 |
7414.02 |
5606.06 |
1807.95 |
241060.61 |
95881.86 |
| 44 |
7045.88 |
5124.82 |
1921.05 |
209016.53 |
101002.17 |
7393.93 |
5606.06 |
1787.87 |
246666.67 |
97669.72 |
| 45 |
7045.88 |
5143.19 |
1902.69 |
214159.72 |
102904.86 |
7373.84 |
5606.06 |
1767.78 |
252272.73 |
99437.50 |
| 46 |
7045.88 |
5161.62 |
1884.26 |
219321.34 |
104789.12 |
7353.75 |
5606.06 |
1747.69 |
257878.79 |
101185.19 |
| 47 |
7045.88 |
5180.11 |
1865.77 |
224501.46 |
106654.88 |
7333.66 |
5606.06 |
1727.60 |
263484.85 |
102912.79 |
| 48 |
7045.88 |
5198.68 |
1847.20 |
229700.13 |
108502.09 |
7313.57 |
5606.06 |
1707.51 |
269090.91 |
104620.30 |
| 第5年 |
49 |
7045.88 |
5217.31 |
1828.57 |
234917.44 |
110330.66 |
7293.48 |
5606.06 |
1687.42 |
274696.97 |
106307.73 |
| 50 |
7045.88 |
5236.00 |
1809.88 |
240153.44 |
112140.54 |
7273.40 |
5606.06 |
1667.34 |
280303.03 |
107975.06 |
| 51 |
7045.88 |
5254.76 |
1791.12 |
245408.20 |
113931.66 |
7253.31 |
5606.06 |
1647.25 |
285909.09 |
109622.31 |
| 52 |
7045.88 |
5273.59 |
1772.29 |
250681.79 |
115703.94 |
7233.22 |
5606.06 |
1627.16 |
291515.15 |
111249.47 |
| 53 |
7045.88 |
5292.49 |
1753.39 |
255974.28 |
117457.34 |
7213.13 |
5606.06 |
1607.07 |
297121.21 |
112856.54 |
| 54 |
7045.88 |
5311.45 |
1734.43 |
261285.74 |
119191.76 |
7193.04 |
5606.06 |
1586.98 |
302727.27 |
114443.52 |
| 55 |
7045.88 |
5330.49 |
1715.39 |
266616.22 |
120907.15 |
7172.95 |
5606.06 |
1566.89 |
308333.33 |
116010.42 |
| 56 |
7045.88 |
5349.59 |
1696.29 |
271965.81 |
122603.45 |
7152.87 |
5606.06 |
1546.81 |
313939.39 |
117557.22 |
| 57 |
7045.88 |
5368.76 |
1677.12 |
277334.57 |
124280.57 |
7132.78 |
5606.06 |
1526.72 |
319545.45 |
119083.94 |
| 58 |
7045.88 |
5388.00 |
1657.88 |
282722.56 |
125938.45 |
7112.69 |
5606.06 |
1506.63 |
325151.52 |
120590.57 |
| 59 |
7045.88 |
5407.30 |
1638.58 |
288129.87 |
127577.03 |
7092.60 |
5606.06 |
1486.54 |
330757.58 |
122077.11 |
| 60 |
7045.88 |
5426.68 |
1619.20 |
293556.54 |
129196.23 |
7072.51 |
5606.06 |
1466.45 |
336363.64 |
123543.56 |
| 第6年 |
61 |
7045.88 |
5446.12 |
1599.76 |
299002.67 |
130795.99 |
7052.42 |
5606.06 |
1446.36 |
341969.70 |
124989.92 |
| 62 |
7045.88 |
5465.64 |
1580.24 |
304468.31 |
132376.23 |
7032.34 |
5606.06 |
1426.28 |
347575.76 |
126416.20 |
| 63 |
7045.88 |
5485.22 |
1560.66 |
309953.53 |
133936.88 |
7012.25 |
5606.06 |
1406.19 |
353181.82 |
127822.39 |
| 64 |
7045.88 |
5504.88 |
1541.00 |
315458.41 |
135477.88 |
6992.16 |
5606.06 |
1386.10 |
358787.88 |
129208.48 |
| 65 |
7045.88 |
5524.61 |
1521.27 |
320983.02 |
136999.16 |
6972.07 |
5606.06 |
1366.01 |
364393.94 |
130574.49 |
| 66 |
7045.88 |
5544.40 |
1501.48 |
326527.42 |
138500.63 |
6951.98 |
5606.06 |
1345.92 |
370000.00 |
131920.42 |
| 67 |
7045.88 |
5564.27 |
1481.61 |
332091.69 |
139982.24 |
6931.89 |
5606.06 |
1325.83 |
375606.06 |
133246.25 |
| 68 |
7045.88 |
5584.21 |
1461.67 |
337675.90 |
141443.92 |
6911.81 |
5606.06 |
1305.74 |
381212.12 |
134551.99 |
| 69 |
7045.88 |
5604.22 |
1441.66 |
343280.11 |
142885.58 |
6891.72 |
5606.06 |
1285.66 |
386818.18 |
135837.65 |
| 70 |
7045.88 |
5624.30 |
1421.58 |
348904.41 |
144307.16 |
6871.63 |
5606.06 |
1265.57 |
392424.24 |
137103.22 |
| 71 |
7045.88 |
5644.45 |
1401.43 |
354548.87 |
145708.58 |
6851.54 |
5606.06 |
1245.48 |
398030.30 |
138348.70 |
| 72 |
7045.88 |
5664.68 |
1381.20 |
360213.55 |
147089.78 |
6831.45 |
5606.06 |
1225.39 |
403636.36 |
139574.09 |
| 第7年 |
73 |
7045.88 |
5684.98 |
1360.90 |
365898.53 |
148450.68 |
6811.36 |
5606.06 |
1205.30 |
409242.42 |
140779.39 |
| 74 |
7045.88 |
5705.35 |
1340.53 |
371603.88 |
149791.21 |
6791.28 |
5606.06 |
1185.21 |
414848.48 |
141964.61 |
| 75 |
7045.88 |
5725.79 |
1320.09 |
377329.67 |
151111.30 |
6771.19 |
5606.06 |
1165.13 |
420454.55 |
143129.73 |
| 76 |
7045.88 |
5746.31 |
1299.57 |
383075.98 |
152410.87 |
6751.10 |
5606.06 |
1145.04 |
426060.61 |
144274.77 |
| 77 |
7045.88 |
5766.90 |
1278.98 |
388842.88 |
153689.85 |
6731.01 |
5606.06 |
1124.95 |
431666.67 |
145399.72 |
| 78 |
7045.88 |
5787.57 |
1258.31 |
394630.45 |
154948.16 |
6710.92 |
5606.06 |
1104.86 |
437272.73 |
146504.58 |
| 79 |
7045.88 |
5808.31 |
1237.57 |
400438.75 |
156185.73 |
6690.83 |
5606.06 |
1084.77 |
442878.79 |
147589.36 |
| 80 |
7045.88 |
5829.12 |
1216.76 |
406267.87 |
157402.49 |
6670.74 |
5606.06 |
1064.68 |
448484.85 |
148654.04 |
| 81 |
7045.88 |
5850.01 |
1195.87 |
412117.88 |
158598.37 |
6650.66 |
5606.06 |
1044.60 |
454090.91 |
149698.64 |
| 82 |
7045.88 |
5870.97 |
1174.91 |
417988.85 |
159773.28 |
6630.57 |
5606.06 |
1024.51 |
459696.97 |
150723.14 |
| 83 |
7045.88 |
5892.01 |
1153.87 |
423880.85 |
160927.15 |
6610.48 |
5606.06 |
1004.42 |
465303.03 |
151727.56 |
| 84 |
7045.88 |
5913.12 |
1132.76 |
429793.97 |
162059.91 |
6590.39 |
5606.06 |
984.33 |
470909.09 |
152711.89 |
| 第8年 |
85 |
7045.88 |
5934.31 |
1111.57 |
435728.28 |
163171.48 |
6570.30 |
5606.06 |
964.24 |
476515.15 |
153676.14 |
| 86 |
7045.88 |
5955.57 |
1090.31 |
441683.85 |
164261.79 |
6550.21 |
5606.06 |
944.15 |
482121.21 |
154620.29 |
| 87 |
7045.88 |
5976.91 |
1068.97 |
447660.77 |
165330.76 |
6530.13 |
5606.06 |
924.07 |
487727.27 |
155544.36 |
| 88 |
7045.88 |
5998.33 |
1047.55 |
453659.10 |
166378.31 |
6510.04 |
5606.06 |
903.98 |
493333.33 |
156448.33 |
| 89 |
7045.88 |
6019.82 |
1026.05 |
459678.92 |
167404.36 |
6489.95 |
5606.06 |
883.89 |
498939.39 |
157332.22 |
| 90 |
7045.88 |
6041.40 |
1004.48 |
465720.32 |
168408.85 |
6469.86 |
5606.06 |
863.80 |
504545.45 |
158196.02 |
| 91 |
7045.88 |
6063.04 |
982.84 |
471783.36 |
169391.68 |
6449.77 |
5606.06 |
843.71 |
510151.52 |
159039.73 |
| 92 |
7045.88 |
6084.77 |
961.11 |
477868.13 |
170352.79 |
6429.68 |
5606.06 |
823.62 |
515757.58 |
159863.36 |
| 93 |
7045.88 |
6106.57 |
939.31 |
483974.71 |
171292.10 |
6409.60 |
5606.06 |
803.54 |
521363.64 |
160666.89 |
| 94 |
7045.88 |
6128.46 |
917.42 |
490103.16 |
172209.52 |
6389.51 |
5606.06 |
783.45 |
526969.70 |
161450.34 |
| 95 |
7045.88 |
6150.42 |
895.46 |
496253.58 |
173104.98 |
6369.42 |
5606.06 |
763.36 |
532575.76 |
162213.70 |
| 96 |
7045.88 |
6172.45 |
873.42 |
502426.03 |
173978.41 |
6349.33 |
5606.06 |
743.27 |
538181.82 |
162956.97 |
| 第9年 |
97 |
7045.88 |
6194.57 |
851.31 |
508620.60 |
174829.72 |
6329.24 |
5606.06 |
723.18 |
543787.88 |
163680.15 |
| 98 |
7045.88 |
6216.77 |
829.11 |
514837.37 |
175658.82 |
6309.15 |
5606.06 |
703.09 |
549393.94 |
164383.24 |
| 99 |
7045.88 |
6239.05 |
806.83 |
521076.42 |
176465.66 |
6289.07 |
5606.06 |
683.01 |
555000.00 |
165066.25 |
| 100 |
7045.88 |
6261.40 |
784.48 |
527337.82 |
177250.13 |
6268.98 |
5606.06 |
662.92 |
560606.06 |
165729.17 |
| 101 |
7045.88 |
6283.84 |
762.04 |
533621.66 |
178012.17 |
6248.89 |
5606.06 |
642.83 |
566212.12 |
166371.99 |
| 102 |
7045.88 |
6306.36 |
739.52 |
539928.02 |
178751.70 |
6228.80 |
5606.06 |
622.74 |
571818.18 |
166994.73 |
| 103 |
7045.88 |
6328.95 |
716.92 |
546256.98 |
179468.62 |
6208.71 |
5606.06 |
602.65 |
577424.24 |
167597.39 |
| 104 |
7045.88 |
6351.63 |
694.25 |
552608.61 |
180162.87 |
6188.62 |
5606.06 |
582.56 |
583030.30 |
168179.95 |
| 105 |
7045.88 |
6374.39 |
671.49 |
558983.00 |
180834.35 |
6168.54 |
5606.06 |
562.47 |
588636.36 |
168742.42 |
| 106 |
7045.88 |
6397.24 |
648.64 |
565380.24 |
181483.00 |
6148.45 |
5606.06 |
542.39 |
594242.42 |
169284.81 |
| 107 |
7045.88 |
6420.16 |
625.72 |
571800.40 |
182108.72 |
6128.36 |
5606.06 |
522.30 |
599848.48 |
169807.11 |
| 108 |
7045.88 |
6443.16 |
602.72 |
578243.56 |
182711.43 |
6108.27 |
5606.06 |
502.21 |
605454.55 |
170309.32 |
| 第10年 |
109 |
7045.88 |
6466.25 |
579.63 |
584709.82 |
183291.06 |
6088.18 |
5606.06 |
482.12 |
611060.61 |
170791.44 |
| 110 |
7045.88 |
6489.42 |
556.46 |
591199.24 |
183847.52 |
6068.09 |
5606.06 |
462.03 |
616666.67 |
171253.47 |
| 111 |
7045.88 |
6512.68 |
533.20 |
597711.92 |
184380.72 |
6048.01 |
5606.06 |
441.94 |
622272.73 |
171695.42 |
| 112 |
7045.88 |
6536.01 |
509.87 |
604247.93 |
184890.58 |
6027.92 |
5606.06 |
421.86 |
627878.79 |
172117.27 |
| 113 |
7045.88 |
6559.43 |
486.44 |
610807.36 |
185377.03 |
6007.83 |
5606.06 |
401.77 |
633484.85 |
172519.04 |
| 114 |
7045.88 |
6582.94 |
462.94 |
617390.30 |
185839.97 |
5987.74 |
5606.06 |
381.68 |
639090.91 |
172900.72 |
| 115 |
7045.88 |
6606.53 |
439.35 |
623996.83 |
186279.32 |
5967.65 |
5606.06 |
361.59 |
644696.97 |
173262.31 |
| 116 |
7045.88 |
6630.20 |
415.68 |
630627.03 |
186695.00 |
5947.56 |
5606.06 |
341.50 |
650303.03 |
173603.81 |
| 117 |
7045.88 |
6653.96 |
391.92 |
637280.99 |
187086.92 |
5927.47 |
5606.06 |
321.41 |
655909.09 |
173925.23 |
| 118 |
7045.88 |
6677.80 |
368.08 |
643958.80 |
187454.99 |
5907.39 |
5606.06 |
301.33 |
661515.15 |
174226.55 |
| 119 |
7045.88 |
6701.73 |
344.15 |
650660.53 |
187799.14 |
5887.30 |
5606.06 |
281.24 |
667121.21 |
174507.79 |
| 120 |
7045.88 |
6725.75 |
320.13 |
657386.27 |
188119.28 |
5867.21 |
5606.06 |
261.15 |
672727.27 |
174768.94 |
| 第11年 |
121 |
7045.88 |
6749.85 |
296.03 |
664136.12 |
188415.31 |
5847.12 |
5606.06 |
241.06 |
678333.33 |
175010.00 |
| 122 |
7045.88 |
6774.03 |
271.85 |
670910.16 |
188687.15 |
5827.03 |
5606.06 |
220.97 |
683939.39 |
175230.97 |
| 123 |
7045.88 |
6798.31 |
247.57 |
677708.46 |
188934.73 |
5806.94 |
5606.06 |
200.88 |
689545.45 |
175431.86 |
| 124 |
7045.88 |
6822.67 |
223.21 |
684531.13 |
189157.94 |
5786.86 |
5606.06 |
180.80 |
695151.52 |
175612.65 |
| 125 |
7045.88 |
6847.12 |
198.76 |
691378.25 |
189356.70 |
5766.77 |
5606.06 |
160.71 |
700757.58 |
175773.36 |
| 126 |
7045.88 |
6871.65 |
174.23 |
698249.90 |
189530.93 |
5746.68 |
5606.06 |
140.62 |
706363.64 |
175913.98 |
| 127 |
7045.88 |
6896.28 |
149.60 |
705146.17 |
189680.53 |
5726.59 |
5606.06 |
120.53 |
711969.70 |
176034.51 |
| 128 |
7045.88 |
6920.99 |
124.89 |
712067.16 |
189805.43 |
5706.50 |
5606.06 |
100.44 |
717575.76 |
176134.95 |
| 129 |
7045.88 |
6945.79 |
100.09 |
719012.95 |
189905.52 |
5686.41 |
5606.06 |
80.35 |
723181.82 |
176215.30 |
| 130 |
7045.88 |
6970.68 |
75.20 |
725983.62 |
189980.72 |
5666.33 |
5606.06 |
60.27 |
728787.88 |
176275.57 |
| 131 |
7045.88 |
6995.65 |
50.23 |
732979.28 |
190030.95 |
5646.24 |
5606.06 |
40.18 |
734393.94 |
176315.74 |
| 132 |
7045.88 |
7020.72 |
25.16 |
740000.00 |
190056.10 |
5626.15 |
5606.06 |
20.09 |
740000.00 |
176335.83 |
|
汇总:
|
等额本息
总利息:190056.10元 总还款:930056.10元
|
等额本金
总利息:176335.83元 总还款:916335.83元
|
|
年利率为:4.30%,折扣: 不打折,贷款:74.0万,
分132期(11年), 等额本息比等额本金多:13720.27元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。