期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
38428.75 |
25178.33 |
13250.42 |
25178.33 |
13250.42 |
44538.30 |
31287.88 |
13250.42 |
31287.88 |
13250.42 |
2 |
38428.75 |
25259.11 |
13169.64 |
50437.44 |
26420.05 |
44437.91 |
31287.88 |
13150.03 |
62575.76 |
26400.45 |
3 |
38428.75 |
25340.15 |
13088.60 |
75777.59 |
39508.65 |
44337.53 |
31287.88 |
13049.65 |
93863.64 |
39450.10 |
4 |
38428.75 |
25421.45 |
13007.30 |
101199.04 |
52515.95 |
44237.15 |
31287.88 |
12949.27 |
125151.52 |
52399.37 |
5 |
38428.75 |
25503.01 |
12925.74 |
126702.05 |
65441.68 |
44136.77 |
31287.88 |
12848.89 |
156439.39 |
65248.26 |
6 |
38428.75 |
25584.83 |
12843.91 |
152286.88 |
78285.60 |
44036.39 |
31287.88 |
12748.51 |
187727.27 |
77996.77 |
7 |
38428.75 |
25666.92 |
12761.83 |
177953.80 |
91047.43 |
43936.00 |
31287.88 |
12648.12 |
219015.15 |
90644.90 |
8 |
38428.75 |
25749.27 |
12679.48 |
203703.07 |
103726.91 |
43835.62 |
31287.88 |
12547.74 |
250303.03 |
103192.64 |
9 |
38428.75 |
25831.88 |
12596.87 |
229534.94 |
116323.78 |
43735.24 |
31287.88 |
12447.36 |
281590.91 |
115640.00 |
10 |
38428.75 |
25914.75 |
12513.99 |
255449.70 |
128837.77 |
43634.86 |
31287.88 |
12346.98 |
312878.79 |
127986.98 |
11 |
38428.75 |
25997.90 |
12430.85 |
281447.60 |
141268.62 |
43534.48 |
31287.88 |
12246.60 |
344166.67 |
140233.58 |
12 |
38428.75 |
26081.31 |
12347.44 |
307528.90 |
153616.06 |
43434.09 |
31287.88 |
12146.22 |
375454.55 |
152379.79 |
第2年 |
13 |
38428.75 |
26164.99 |
12263.76 |
333693.89 |
165879.82 |
43333.71 |
31287.88 |
12045.83 |
406742.42 |
164425.62 |
14 |
38428.75 |
26248.93 |
12179.82 |
359942.82 |
178059.63 |
43233.33 |
31287.88 |
11945.45 |
438030.30 |
176371.08 |
15 |
38428.75 |
26333.15 |
12095.60 |
386275.97 |
190155.23 |
43132.95 |
31287.88 |
11845.07 |
469318.18 |
188216.15 |
16 |
38428.75 |
26417.63 |
12011.11 |
412693.60 |
202166.35 |
43032.57 |
31287.88 |
11744.69 |
500606.06 |
199960.83 |
17 |
38428.75 |
26502.39 |
11926.36 |
439195.99 |
214092.71 |
42932.18 |
31287.88 |
11644.31 |
531893.94 |
211605.14 |
18 |
38428.75 |
26587.42 |
11841.33 |
465783.41 |
225934.04 |
42831.80 |
31287.88 |
11543.92 |
563181.82 |
223149.06 |
19 |
38428.75 |
26672.72 |
11756.03 |
492456.12 |
237690.06 |
42731.42 |
31287.88 |
11443.54 |
594469.70 |
234592.60 |
20 |
38428.75 |
26758.29 |
11670.45 |
519214.42 |
249360.52 |
42631.04 |
31287.88 |
11343.16 |
625757.58 |
245935.76 |
21 |
38428.75 |
26844.14 |
11584.60 |
546058.56 |
260945.12 |
42530.66 |
31287.88 |
11242.78 |
657045.45 |
257178.54 |
22 |
38428.75 |
26930.27 |
11498.48 |
572988.83 |
272443.60 |
42430.27 |
31287.88 |
11142.40 |
688333.33 |
268320.94 |
23 |
38428.75 |
27016.67 |
11412.08 |
600005.50 |
283855.68 |
42329.89 |
31287.88 |
11042.01 |
719621.21 |
279362.95 |
24 |
38428.75 |
27103.35 |
11325.40 |
627108.85 |
295181.08 |
42229.51 |
31287.88 |
10941.63 |
750909.09 |
290304.58 |
第3年 |
25 |
38428.75 |
27190.30 |
11238.44 |
654299.15 |
306419.52 |
42129.13 |
31287.88 |
10841.25 |
782196.97 |
301145.83 |
26 |
38428.75 |
27277.54 |
11151.21 |
681576.69 |
317570.73 |
42028.75 |
31287.88 |
10740.87 |
813484.85 |
311886.70 |
27 |
38428.75 |
27365.06 |
11063.69 |
708941.75 |
328634.42 |
41928.36 |
31287.88 |
10640.49 |
844772.73 |
322527.19 |
28 |
38428.75 |
27452.85 |
10975.90 |
736394.60 |
339610.31 |
41827.98 |
31287.88 |
10540.10 |
876060.61 |
333067.29 |
29 |
38428.75 |
27540.93 |
10887.82 |
763935.53 |
350498.13 |
41727.60 |
31287.88 |
10439.72 |
907348.48 |
343507.01 |
30 |
38428.75 |
27629.29 |
10799.46 |
791564.82 |
361297.59 |
41627.22 |
31287.88 |
10339.34 |
938636.36 |
353846.35 |
31 |
38428.75 |
27717.93 |
10710.81 |
819282.75 |
372008.40 |
41526.84 |
31287.88 |
10238.96 |
969924.24 |
364085.31 |
32 |
38428.75 |
27806.86 |
10621.88 |
847089.61 |
382630.28 |
41426.46 |
31287.88 |
10138.58 |
1001212.12 |
374223.89 |
33 |
38428.75 |
27896.08 |
10532.67 |
874985.69 |
393162.96 |
41326.07 |
31287.88 |
10038.19 |
1032500.00 |
384262.08 |
34 |
38428.75 |
27985.58 |
10443.17 |
902971.26 |
403606.13 |
41225.69 |
31287.88 |
9937.81 |
1063787.88 |
394199.90 |
35 |
38428.75 |
28075.36 |
10353.38 |
931046.63 |
413959.51 |
41125.31 |
31287.88 |
9837.43 |
1095075.76 |
404037.33 |
36 |
38428.75 |
28165.44 |
10263.31 |
959212.07 |
424222.82 |
41024.93 |
31287.88 |
9737.05 |
1126363.64 |
413774.37 |
第4年 |
37 |
38428.75 |
28255.80 |
10172.94 |
987467.87 |
434395.76 |
40924.55 |
31287.88 |
9636.67 |
1157651.52 |
423411.04 |
38 |
38428.75 |
28346.46 |
10082.29 |
1015814.32 |
444478.05 |
40824.16 |
31287.88 |
9536.28 |
1188939.39 |
432947.33 |
39 |
38428.75 |
28437.40 |
9991.35 |
1044251.72 |
454469.40 |
40723.78 |
31287.88 |
9435.90 |
1220227.27 |
442383.23 |
40 |
38428.75 |
28528.64 |
9900.11 |
1072780.36 |
464369.51 |
40623.40 |
31287.88 |
9335.52 |
1251515.15 |
451718.75 |
41 |
38428.75 |
28620.17 |
9808.58 |
1101400.53 |
474178.09 |
40523.02 |
31287.88 |
9235.14 |
1282803.03 |
460953.89 |
42 |
38428.75 |
28711.99 |
9716.76 |
1130112.52 |
483894.85 |
40422.64 |
31287.88 |
9134.76 |
1314090.91 |
470088.65 |
43 |
38428.75 |
28804.11 |
9624.64 |
1158916.63 |
493519.48 |
40322.25 |
31287.88 |
9034.37 |
1345378.79 |
479123.02 |
44 |
38428.75 |
28896.52 |
9532.23 |
1187813.15 |
503051.71 |
40221.87 |
31287.88 |
8933.99 |
1376666.67 |
488057.01 |
45 |
38428.75 |
28989.23 |
9439.52 |
1216802.38 |
512491.23 |
40121.49 |
31287.88 |
8833.61 |
1407954.55 |
496890.62 |
46 |
38428.75 |
29082.24 |
9346.51 |
1245884.62 |
521837.74 |
40021.11 |
31287.88 |
8733.23 |
1439242.42 |
505623.85 |
47 |
38428.75 |
29175.54 |
9253.20 |
1275060.16 |
531090.94 |
39920.73 |
31287.88 |
8632.85 |
1470530.30 |
514256.70 |
48 |
38428.75 |
29269.15 |
9159.60 |
1304329.31 |
540250.54 |
39820.34 |
31287.88 |
8532.47 |
1501818.18 |
522789.17 |
第5年 |
49 |
38428.75 |
29363.05 |
9065.69 |
1333692.36 |
549316.23 |
39719.96 |
31287.88 |
8432.08 |
1533106.06 |
531221.25 |
50 |
38428.75 |
29457.26 |
8971.49 |
1363149.62 |
558287.72 |
39619.58 |
31287.88 |
8331.70 |
1564393.94 |
539552.95 |
51 |
38428.75 |
29551.77 |
8876.98 |
1392701.39 |
567164.70 |
39519.20 |
31287.88 |
8231.32 |
1595681.82 |
547784.27 |
52 |
38428.75 |
29646.58 |
8782.17 |
1422347.97 |
575946.86 |
39418.82 |
31287.88 |
8130.94 |
1626969.70 |
555915.21 |
53 |
38428.75 |
29741.70 |
8687.05 |
1452089.67 |
584633.91 |
39318.43 |
31287.88 |
8030.56 |
1658257.58 |
563945.76 |
54 |
38428.75 |
29837.12 |
8591.63 |
1481926.78 |
593225.54 |
39218.05 |
31287.88 |
7930.17 |
1689545.45 |
571875.94 |
55 |
38428.75 |
29932.85 |
8495.90 |
1511859.63 |
601721.44 |
39117.67 |
31287.88 |
7829.79 |
1720833.33 |
579705.73 |
56 |
38428.75 |
30028.88 |
8399.87 |
1541888.51 |
610121.31 |
39017.29 |
31287.88 |
7729.41 |
1752121.21 |
587435.14 |
57 |
38428.75 |
30125.22 |
8303.52 |
1572013.73 |
618424.83 |
38916.91 |
31287.88 |
7629.03 |
1783409.09 |
595064.17 |
58 |
38428.75 |
30221.87 |
8206.87 |
1602235.61 |
626631.71 |
38816.52 |
31287.88 |
7528.65 |
1814696.97 |
602592.81 |
59 |
38428.75 |
30318.84 |
8109.91 |
1632554.44 |
634741.62 |
38716.14 |
31287.88 |
7428.26 |
1845984.85 |
610021.08 |
60 |
38428.75 |
30416.11 |
8012.64 |
1662970.55 |
642754.26 |
38615.76 |
31287.88 |
7327.88 |
1877272.73 |
617348.96 |
第6年 |
61 |
38428.75 |
30513.69 |
7915.05 |
1693484.25 |
650669.31 |
38515.38 |
31287.88 |
7227.50 |
1908560.61 |
624576.46 |
62 |
38428.75 |
30611.59 |
7817.15 |
1724095.84 |
658486.46 |
38415.00 |
31287.88 |
7127.12 |
1939848.48 |
631703.58 |
63 |
38428.75 |
30709.80 |
7718.94 |
1754805.64 |
666205.41 |
38314.61 |
31287.88 |
7026.74 |
1971136.36 |
638730.31 |
64 |
38428.75 |
30808.33 |
7620.42 |
1785613.97 |
673825.82 |
38214.23 |
31287.88 |
6926.35 |
2002424.24 |
645656.67 |
65 |
38428.75 |
30907.17 |
7521.57 |
1816521.15 |
681347.39 |
38113.85 |
31287.88 |
6825.97 |
2033712.12 |
652482.64 |
66 |
38428.75 |
31006.34 |
7422.41 |
1847527.48 |
688769.80 |
38013.47 |
31287.88 |
6725.59 |
2065000.00 |
659208.23 |
67 |
38428.75 |
31105.81 |
7322.93 |
1878633.30 |
696092.74 |
37913.09 |
31287.88 |
6625.21 |
2096287.88 |
665833.44 |
68 |
38428.75 |
31205.61 |
7223.13 |
1909838.91 |
703315.87 |
37812.71 |
31287.88 |
6524.83 |
2127575.76 |
672358.26 |
69 |
38428.75 |
31305.73 |
7123.02 |
1941144.64 |
710438.89 |
37712.32 |
31287.88 |
6424.44 |
2158863.64 |
678782.71 |
70 |
38428.75 |
31406.17 |
7022.58 |
1972550.81 |
717461.47 |
37611.94 |
31287.88 |
6324.06 |
2190151.52 |
685106.77 |
71 |
38428.75 |
31506.93 |
6921.82 |
2004057.74 |
724383.28 |
37511.56 |
31287.88 |
6223.68 |
2221439.39 |
691330.45 |
72 |
38428.75 |
31608.02 |
6820.73 |
2035665.75 |
731204.01 |
37411.18 |
31287.88 |
6123.30 |
2252727.27 |
697453.75 |
第7年 |
73 |
38428.75 |
31709.42 |
6719.32 |
2067375.18 |
737923.34 |
37310.80 |
31287.88 |
6022.92 |
2284015.15 |
703476.67 |
74 |
38428.75 |
31811.16 |
6617.59 |
2099186.34 |
744540.92 |
37210.41 |
31287.88 |
5922.53 |
2315303.03 |
709399.20 |
75 |
38428.75 |
31913.22 |
6515.53 |
2131099.56 |
751056.45 |
37110.03 |
31287.88 |
5822.15 |
2346590.91 |
715221.35 |
76 |
38428.75 |
32015.61 |
6413.14 |
2163115.17 |
757469.59 |
37009.65 |
31287.88 |
5721.77 |
2377878.79 |
720943.12 |
77 |
38428.75 |
32118.32 |
6310.42 |
2195233.49 |
763780.01 |
36909.27 |
31287.88 |
5621.39 |
2409166.67 |
726564.51 |
78 |
38428.75 |
32221.37 |
6207.38 |
2227454.86 |
769987.39 |
36808.89 |
31287.88 |
5521.01 |
2440454.55 |
732085.52 |
79 |
38428.75 |
32324.75 |
6104.00 |
2259779.61 |
776091.39 |
36708.50 |
31287.88 |
5420.62 |
2471742.42 |
737506.15 |
80 |
38428.75 |
32428.46 |
6000.29 |
2292208.07 |
782091.68 |
36608.12 |
31287.88 |
5320.24 |
2503030.30 |
742826.39 |
81 |
38428.75 |
32532.50 |
5896.25 |
2324740.56 |
787987.93 |
36507.74 |
31287.88 |
5219.86 |
2534318.18 |
748046.25 |
82 |
38428.75 |
32636.87 |
5791.87 |
2357377.44 |
793779.80 |
36407.36 |
31287.88 |
5119.48 |
2565606.06 |
753165.73 |
83 |
38428.75 |
32741.58 |
5687.16 |
2390119.02 |
799466.97 |
36306.98 |
31287.88 |
5019.10 |
2596893.94 |
758184.83 |
84 |
38428.75 |
32846.63 |
5582.12 |
2422965.65 |
805049.08 |
36206.59 |
31287.88 |
4918.72 |
2628181.82 |
763103.54 |
第8年 |
85 |
38428.75 |
32952.01 |
5476.74 |
2455917.66 |
810525.82 |
36106.21 |
31287.88 |
4818.33 |
2659469.70 |
767921.87 |
86 |
38428.75 |
33057.73 |
5371.01 |
2488975.39 |
815896.83 |
36005.83 |
31287.88 |
4717.95 |
2690757.58 |
772639.83 |
87 |
38428.75 |
33163.79 |
5264.95 |
2522139.18 |
821161.79 |
35905.45 |
31287.88 |
4617.57 |
2722045.45 |
777257.40 |
88 |
38428.75 |
33270.19 |
5158.55 |
2555409.38 |
826320.34 |
35805.07 |
31287.88 |
4517.19 |
2753333.33 |
781774.58 |
89 |
38428.75 |
33376.94 |
5051.81 |
2588786.31 |
831372.15 |
35704.68 |
31287.88 |
4416.81 |
2784621.21 |
786191.39 |
90 |
38428.75 |
33484.02 |
4944.73 |
2622270.33 |
836316.88 |
35604.30 |
31287.88 |
4316.42 |
2815909.09 |
790507.81 |
91 |
38428.75 |
33591.45 |
4837.30 |
2655861.78 |
841154.18 |
35503.92 |
31287.88 |
4216.04 |
2847196.97 |
794723.85 |
92 |
38428.75 |
33699.22 |
4729.53 |
2689561.00 |
845883.70 |
35403.54 |
31287.88 |
4115.66 |
2878484.85 |
798839.51 |
93 |
38428.75 |
33807.34 |
4621.41 |
2723368.34 |
850505.11 |
35303.16 |
31287.88 |
4015.28 |
2909772.73 |
802854.79 |
94 |
38428.75 |
33915.80 |
4512.94 |
2757284.14 |
855018.06 |
35202.77 |
31287.88 |
3914.90 |
2941060.61 |
806769.69 |
95 |
38428.75 |
34024.62 |
4404.13 |
2791308.76 |
859422.19 |
35102.39 |
31287.88 |
3814.51 |
2972348.48 |
810584.20 |
96 |
38428.75 |
34133.78 |
4294.97 |
2825442.54 |
863717.15 |
35002.01 |
31287.88 |
3714.13 |
3003636.36 |
814298.33 |
第9年 |
97 |
38428.75 |
34243.29 |
4185.46 |
2859685.83 |
867902.61 |
34901.63 |
31287.88 |
3613.75 |
3034924.24 |
817912.08 |
98 |
38428.75 |
34353.16 |
4075.59 |
2894038.98 |
871978.20 |
34801.25 |
31287.88 |
3513.37 |
3066212.12 |
821425.45 |
99 |
38428.75 |
34463.37 |
3965.37 |
2928502.36 |
875943.58 |
34700.86 |
31287.88 |
3412.99 |
3097500.00 |
824838.44 |
100 |
38428.75 |
34573.94 |
3854.80 |
2963076.30 |
879798.38 |
34600.48 |
31287.88 |
3312.60 |
3128787.88 |
828151.04 |
101 |
38428.75 |
34684.87 |
3743.88 |
2997761.16 |
883542.26 |
34500.10 |
31287.88 |
3212.22 |
3160075.76 |
831363.26 |
102 |
38428.75 |
34796.15 |
3632.60 |
3032557.31 |
887174.86 |
34399.72 |
31287.88 |
3111.84 |
3191363.64 |
834475.10 |
103 |
38428.75 |
34907.78 |
3520.96 |
3067465.10 |
890695.82 |
34299.34 |
31287.88 |
3011.46 |
3222651.52 |
837486.56 |
104 |
38428.75 |
35019.78 |
3408.97 |
3102484.88 |
894104.79 |
34198.96 |
31287.88 |
2911.08 |
3253939.39 |
840397.64 |
105 |
38428.75 |
35132.14 |
3296.61 |
3137617.01 |
897401.40 |
34098.57 |
31287.88 |
2810.69 |
3285227.27 |
843208.33 |
106 |
38428.75 |
35244.85 |
3183.90 |
3172861.86 |
900585.30 |
33998.19 |
31287.88 |
2710.31 |
3316515.15 |
845918.65 |
107 |
38428.75 |
35357.93 |
3070.82 |
3208219.79 |
903656.11 |
33897.81 |
31287.88 |
2609.93 |
3347803.03 |
848528.58 |
108 |
38428.75 |
35471.37 |
2957.38 |
3243691.16 |
906613.49 |
33797.43 |
31287.88 |
2509.55 |
3379090.91 |
851038.12 |
第10年 |
109 |
38428.75 |
35585.17 |
2843.57 |
3279276.33 |
909457.07 |
33697.05 |
31287.88 |
2409.17 |
3410378.79 |
853447.29 |
110 |
38428.75 |
35699.34 |
2729.41 |
3314975.68 |
912186.47 |
33596.66 |
31287.88 |
2308.78 |
3441666.67 |
855756.08 |
111 |
38428.75 |
35813.88 |
2614.87 |
3350789.55 |
914801.34 |
33496.28 |
31287.88 |
2208.40 |
3472954.55 |
857964.48 |
112 |
38428.75 |
35928.78 |
2499.97 |
3386718.33 |
917301.31 |
33395.90 |
31287.88 |
2108.02 |
3504242.42 |
860072.50 |
113 |
38428.75 |
36044.05 |
2384.70 |
3422762.38 |
919686.00 |
33295.52 |
31287.88 |
2007.64 |
3535530.30 |
862080.14 |
114 |
38428.75 |
36159.69 |
2269.05 |
3458922.08 |
921955.06 |
33195.14 |
31287.88 |
1907.26 |
3566818.18 |
863987.40 |
115 |
38428.75 |
36275.71 |
2153.04 |
3495197.78 |
924108.10 |
33094.75 |
31287.88 |
1806.87 |
3598106.06 |
865794.27 |
116 |
38428.75 |
36392.09 |
2036.66 |
3531589.87 |
926144.76 |
32994.37 |
31287.88 |
1706.49 |
3629393.94 |
867500.76 |
117 |
38428.75 |
36508.85 |
1919.90 |
3568098.72 |
928064.65 |
32893.99 |
31287.88 |
1606.11 |
3660681.82 |
869106.87 |
118 |
38428.75 |
36625.98 |
1802.77 |
3604724.70 |
929867.42 |
32793.61 |
31287.88 |
1505.73 |
3691969.70 |
870612.60 |
119 |
38428.75 |
36743.49 |
1685.26 |
3641468.19 |
931552.68 |
32693.23 |
31287.88 |
1405.35 |
3723257.58 |
872017.95 |
120 |
38428.75 |
36861.37 |
1567.37 |
3678329.56 |
933120.05 |
32592.84 |
31287.88 |
1304.97 |
3754545.45 |
873322.92 |
第11年 |
121 |
38428.75 |
36979.64 |
1449.11 |
3715309.20 |
934569.16 |
32492.46 |
31287.88 |
1204.58 |
3785833.33 |
874527.50 |
122 |
38428.75 |
37098.28 |
1330.47 |
3752407.48 |
935899.63 |
32392.08 |
31287.88 |
1104.20 |
3817121.21 |
875631.70 |
123 |
38428.75 |
37217.30 |
1211.44 |
3789624.78 |
937111.07 |
32291.70 |
31287.88 |
1003.82 |
3848409.09 |
876635.52 |
124 |
38428.75 |
37336.71 |
1092.04 |
3826961.49 |
938203.11 |
32191.32 |
31287.88 |
903.44 |
3879696.97 |
877538.96 |
125 |
38428.75 |
37456.50 |
972.25 |
3864417.99 |
939175.36 |
32090.93 |
31287.88 |
803.06 |
3910984.85 |
878342.01 |
126 |
38428.75 |
37576.67 |
852.08 |
3901994.66 |
940027.43 |
31990.55 |
31287.88 |
702.67 |
3942272.73 |
879044.69 |
127 |
38428.75 |
37697.23 |
731.52 |
3939691.89 |
940758.95 |
31890.17 |
31287.88 |
602.29 |
3973560.61 |
879646.98 |
128 |
38428.75 |
37818.17 |
610.57 |
3977510.07 |
941369.52 |
31789.79 |
31287.88 |
501.91 |
4004848.48 |
880148.89 |
129 |
38428.75 |
37939.51 |
489.24 |
4015449.58 |
941858.76 |
31689.41 |
31287.88 |
401.53 |
4036136.36 |
880550.42 |
130 |
38428.75 |
38061.23 |
367.52 |
4053510.81 |
942226.28 |
31589.02 |
31287.88 |
301.15 |
4067424.24 |
880851.56 |
131 |
38428.75 |
38183.34 |
245.40 |
4091694.15 |
942471.68 |
31488.64 |
31287.88 |
200.76 |
4098712.12 |
881052.33 |
132 |
38428.75 |
38305.85 |
122.90 |
4130000.00 |
942594.58 |
31388.26 |
31287.88 |
100.38 |
4130000.00 |
881152.71 |
汇总:
|
等额本息
总利息:942594.58元 总还款:5072594.58元
|
等额本金
总利息:881152.71元 总还款:5011152.71元
|
年利率为:3.85%,折扣: 不打折,贷款:413.0万,
分132期(11年), 等额本息比等额本金多:61441.87元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。