期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
38787.00 |
25693.25 |
13093.75 |
25693.25 |
13093.75 |
44836.17 |
31742.42 |
13093.75 |
31742.42 |
13093.75 |
2 |
38787.00 |
25773.54 |
13013.46 |
51466.79 |
26107.21 |
44736.98 |
31742.42 |
12994.55 |
63484.85 |
26088.30 |
3 |
38787.00 |
25854.09 |
12932.92 |
77320.88 |
39040.12 |
44637.78 |
31742.42 |
12895.36 |
95227.27 |
38983.66 |
4 |
38787.00 |
25934.88 |
12852.12 |
103255.76 |
51892.25 |
44538.59 |
31742.42 |
12796.16 |
126969.70 |
51779.83 |
5 |
38787.00 |
26015.93 |
12771.08 |
129271.68 |
64663.32 |
44439.39 |
31742.42 |
12696.97 |
158712.12 |
64476.80 |
6 |
38787.00 |
26097.23 |
12689.78 |
155368.91 |
77353.10 |
44340.20 |
31742.42 |
12597.77 |
190454.55 |
77074.57 |
7 |
38787.00 |
26178.78 |
12608.22 |
181547.69 |
89961.32 |
44241.00 |
31742.42 |
12498.58 |
222196.97 |
89573.15 |
8 |
38787.00 |
26260.59 |
12526.41 |
207808.28 |
102487.73 |
44141.81 |
31742.42 |
12399.38 |
253939.39 |
101972.54 |
9 |
38787.00 |
26342.65 |
12444.35 |
234150.93 |
114932.08 |
44042.61 |
31742.42 |
12300.19 |
285681.82 |
114272.73 |
10 |
38787.00 |
26424.97 |
12362.03 |
260575.90 |
127294.11 |
43943.42 |
31742.42 |
12200.99 |
317424.24 |
126473.72 |
11 |
38787.00 |
26507.55 |
12279.45 |
287083.45 |
139573.56 |
43844.22 |
31742.42 |
12101.80 |
349166.67 |
138575.52 |
12 |
38787.00 |
26590.39 |
12196.61 |
313673.84 |
151770.18 |
43745.03 |
31742.42 |
12002.60 |
380909.09 |
150578.13 |
第2年 |
13 |
38787.00 |
26673.48 |
12113.52 |
340347.32 |
163883.70 |
43645.83 |
31742.42 |
11903.41 |
412651.52 |
162481.53 |
14 |
38787.00 |
26756.84 |
12030.16 |
367104.16 |
175913.86 |
43546.64 |
31742.42 |
11804.21 |
444393.94 |
174285.75 |
15 |
38787.00 |
26840.45 |
11946.55 |
393944.61 |
187860.41 |
43447.44 |
31742.42 |
11705.02 |
476136.36 |
185990.77 |
16 |
38787.00 |
26924.33 |
11862.67 |
420868.94 |
199723.08 |
43348.25 |
31742.42 |
11605.82 |
507878.79 |
197596.59 |
17 |
38787.00 |
27008.47 |
11778.53 |
447877.41 |
211501.62 |
43249.05 |
31742.42 |
11506.63 |
539621.21 |
209103.22 |
18 |
38787.00 |
27092.87 |
11694.13 |
474970.28 |
223195.75 |
43149.86 |
31742.42 |
11407.43 |
571363.64 |
220510.65 |
19 |
38787.00 |
27177.53 |
11609.47 |
502147.81 |
234805.22 |
43050.66 |
31742.42 |
11308.24 |
603106.06 |
231818.89 |
20 |
38787.00 |
27262.46 |
11524.54 |
529410.27 |
246329.76 |
42951.47 |
31742.42 |
11209.04 |
634848.48 |
243027.94 |
21 |
38787.00 |
27347.66 |
11439.34 |
556757.93 |
257769.10 |
42852.27 |
31742.42 |
11109.85 |
666590.91 |
254137.78 |
22 |
38787.00 |
27433.12 |
11353.88 |
584191.05 |
269122.98 |
42753.08 |
31742.42 |
11010.65 |
698333.33 |
265148.44 |
23 |
38787.00 |
27518.85 |
11268.15 |
611709.90 |
280391.13 |
42653.88 |
31742.42 |
10911.46 |
730075.76 |
276059.90 |
24 |
38787.00 |
27604.84 |
11182.16 |
639314.74 |
291573.29 |
42554.69 |
31742.42 |
10812.26 |
761818.18 |
286872.16 |
第3年 |
25 |
38787.00 |
27691.11 |
11095.89 |
667005.85 |
302669.18 |
42455.49 |
31742.42 |
10713.07 |
793560.61 |
297585.23 |
26 |
38787.00 |
27777.64 |
11009.36 |
694783.50 |
313678.54 |
42356.30 |
31742.42 |
10613.87 |
825303.03 |
308199.10 |
27 |
38787.00 |
27864.45 |
10922.55 |
722647.95 |
324601.09 |
42257.10 |
31742.42 |
10514.68 |
857045.45 |
318713.78 |
28 |
38787.00 |
27951.53 |
10835.48 |
750599.48 |
335436.57 |
42157.91 |
31742.42 |
10415.48 |
888787.88 |
329129.26 |
29 |
38787.00 |
28038.87 |
10748.13 |
778638.35 |
346184.69 |
42058.71 |
31742.42 |
10316.29 |
920530.30 |
339445.55 |
30 |
38787.00 |
28126.50 |
10660.51 |
806764.85 |
356845.20 |
41959.52 |
31742.42 |
10217.09 |
952272.73 |
349662.64 |
31 |
38787.00 |
28214.39 |
10572.61 |
834979.24 |
367417.81 |
41860.32 |
31742.42 |
10117.90 |
984015.15 |
359780.54 |
32 |
38787.00 |
28302.56 |
10484.44 |
863281.80 |
377902.25 |
41761.13 |
31742.42 |
10018.70 |
1015757.58 |
369799.24 |
33 |
38787.00 |
28391.01 |
10395.99 |
891672.81 |
388298.24 |
41661.93 |
31742.42 |
9919.51 |
1047500.00 |
379718.75 |
34 |
38787.00 |
28479.73 |
10307.27 |
920152.54 |
398605.51 |
41562.74 |
31742.42 |
9820.31 |
1079242.42 |
389539.06 |
35 |
38787.00 |
28568.73 |
10218.27 |
948721.26 |
408823.79 |
41463.54 |
31742.42 |
9721.12 |
1110984.85 |
399260.18 |
36 |
38787.00 |
28658.01 |
10129.00 |
977379.27 |
418952.78 |
41364.35 |
31742.42 |
9621.92 |
1142727.27 |
408882.10 |
第4年 |
37 |
38787.00 |
28747.56 |
10039.44 |
1006126.83 |
428992.22 |
41265.15 |
31742.42 |
9522.73 |
1174469.70 |
418404.83 |
38 |
38787.00 |
28837.40 |
9949.60 |
1034964.23 |
438941.83 |
41165.96 |
31742.42 |
9423.53 |
1206212.12 |
427828.36 |
39 |
38787.00 |
28927.51 |
9859.49 |
1063891.74 |
448801.31 |
41066.76 |
31742.42 |
9324.34 |
1237954.55 |
437152.70 |
40 |
38787.00 |
29017.91 |
9769.09 |
1092909.66 |
458570.40 |
40967.57 |
31742.42 |
9225.14 |
1269696.97 |
446377.84 |
41 |
38787.00 |
29108.59 |
9678.41 |
1122018.25 |
468248.81 |
40868.37 |
31742.42 |
9125.95 |
1301439.39 |
455503.79 |
42 |
38787.00 |
29199.56 |
9587.44 |
1151217.81 |
477836.25 |
40769.18 |
31742.42 |
9026.75 |
1333181.82 |
464530.54 |
43 |
38787.00 |
29290.81 |
9496.19 |
1180508.62 |
487332.45 |
40669.98 |
31742.42 |
8927.56 |
1364924.24 |
473458.10 |
44 |
38787.00 |
29382.34 |
9404.66 |
1209890.96 |
496737.11 |
40570.79 |
31742.42 |
8828.36 |
1396666.67 |
482286.46 |
45 |
38787.00 |
29474.16 |
9312.84 |
1239365.12 |
506049.95 |
40471.59 |
31742.42 |
8729.17 |
1428409.09 |
491015.63 |
46 |
38787.00 |
29566.27 |
9220.73 |
1268931.39 |
515270.68 |
40372.40 |
31742.42 |
8629.97 |
1460151.52 |
499645.60 |
47 |
38787.00 |
29658.66 |
9128.34 |
1298590.05 |
524399.02 |
40273.20 |
31742.42 |
8530.78 |
1491893.94 |
508176.37 |
48 |
38787.00 |
29751.35 |
9035.66 |
1328341.39 |
533434.68 |
40174.01 |
31742.42 |
8431.58 |
1523636.36 |
516607.95 |
第5年 |
49 |
38787.00 |
29844.32 |
8942.68 |
1358185.71 |
542377.36 |
40074.81 |
31742.42 |
8332.39 |
1555378.79 |
524940.34 |
50 |
38787.00 |
29937.58 |
8849.42 |
1388123.29 |
551226.78 |
39975.62 |
31742.42 |
8233.19 |
1587121.21 |
533173.53 |
51 |
38787.00 |
30031.14 |
8755.86 |
1418154.43 |
559982.64 |
39876.42 |
31742.42 |
8134.00 |
1618863.64 |
541307.53 |
52 |
38787.00 |
30124.98 |
8662.02 |
1448279.41 |
568644.66 |
39777.23 |
31742.42 |
8034.80 |
1650606.06 |
549342.33 |
53 |
38787.00 |
30219.12 |
8567.88 |
1478498.54 |
577212.54 |
39678.03 |
31742.42 |
7935.61 |
1682348.48 |
557277.94 |
54 |
38787.00 |
30313.56 |
8473.44 |
1508812.10 |
585685.98 |
39578.84 |
31742.42 |
7836.41 |
1714090.91 |
565114.35 |
55 |
38787.00 |
30408.29 |
8378.71 |
1539220.39 |
594064.69 |
39479.64 |
31742.42 |
7737.22 |
1745833.33 |
572851.56 |
56 |
38787.00 |
30503.32 |
8283.69 |
1569723.70 |
602348.38 |
39380.45 |
31742.42 |
7638.02 |
1777575.76 |
580489.58 |
57 |
38787.00 |
30598.64 |
8188.36 |
1600322.34 |
610536.74 |
39281.25 |
31742.42 |
7538.83 |
1809318.18 |
588028.41 |
58 |
38787.00 |
30694.26 |
8092.74 |
1631016.60 |
618629.49 |
39182.05 |
31742.42 |
7439.63 |
1841060.61 |
595468.04 |
59 |
38787.00 |
30790.18 |
7996.82 |
1661806.78 |
626626.31 |
39082.86 |
31742.42 |
7340.44 |
1872803.03 |
602808.48 |
60 |
38787.00 |
30886.40 |
7900.60 |
1692693.17 |
634526.91 |
38983.66 |
31742.42 |
7241.24 |
1904545.45 |
610049.72 |
第6年 |
61 |
38787.00 |
30982.92 |
7804.08 |
1723676.09 |
642331.00 |
38884.47 |
31742.42 |
7142.05 |
1936287.88 |
617191.76 |
62 |
38787.00 |
31079.74 |
7707.26 |
1754755.83 |
650038.26 |
38785.27 |
31742.42 |
7042.85 |
1968030.30 |
624234.61 |
63 |
38787.00 |
31176.86 |
7610.14 |
1785932.69 |
657648.40 |
38686.08 |
31742.42 |
6943.66 |
1999772.73 |
631178.27 |
64 |
38787.00 |
31274.29 |
7512.71 |
1817206.99 |
665161.11 |
38586.88 |
31742.42 |
6844.46 |
2031515.15 |
638022.73 |
65 |
38787.00 |
31372.02 |
7414.98 |
1848579.01 |
672576.09 |
38487.69 |
31742.42 |
6745.27 |
2063257.58 |
644767.99 |
66 |
38787.00 |
31470.06 |
7316.94 |
1880049.07 |
679893.03 |
38388.49 |
31742.42 |
6646.07 |
2095000.00 |
651414.06 |
67 |
38787.00 |
31568.40 |
7218.60 |
1911617.47 |
687111.62 |
38289.30 |
31742.42 |
6546.88 |
2126742.42 |
657960.94 |
68 |
38787.00 |
31667.06 |
7119.95 |
1943284.53 |
694231.57 |
38190.10 |
31742.42 |
6447.68 |
2158484.85 |
664408.62 |
69 |
38787.00 |
31766.02 |
7020.99 |
1975050.55 |
701252.55 |
38090.91 |
31742.42 |
6348.48 |
2190227.27 |
670757.10 |
70 |
38787.00 |
31865.28 |
6921.72 |
2006915.83 |
708174.27 |
37991.71 |
31742.42 |
6249.29 |
2221969.70 |
677006.39 |
71 |
38787.00 |
31964.86 |
6822.14 |
2038880.69 |
714996.41 |
37892.52 |
31742.42 |
6150.09 |
2253712.12 |
683156.49 |
72 |
38787.00 |
32064.75 |
6722.25 |
2070945.45 |
721718.66 |
37793.32 |
31742.42 |
6050.90 |
2285454.55 |
689207.39 |
第7年 |
73 |
38787.00 |
32164.96 |
6622.05 |
2103110.40 |
728340.70 |
37694.13 |
31742.42 |
5951.70 |
2317196.97 |
695159.09 |
74 |
38787.00 |
32265.47 |
6521.53 |
2135375.88 |
734862.23 |
37594.93 |
31742.42 |
5852.51 |
2348939.39 |
701011.60 |
75 |
38787.00 |
32366.30 |
6420.70 |
2167742.18 |
741282.93 |
37495.74 |
31742.42 |
5753.31 |
2380681.82 |
706764.91 |
76 |
38787.00 |
32467.45 |
6319.56 |
2200209.62 |
747602.49 |
37396.54 |
31742.42 |
5654.12 |
2412424.24 |
712419.03 |
77 |
38787.00 |
32568.91 |
6218.09 |
2232778.53 |
753820.58 |
37297.35 |
31742.42 |
5554.92 |
2444166.67 |
717973.96 |
78 |
38787.00 |
32670.68 |
6116.32 |
2265449.21 |
759936.90 |
37198.15 |
31742.42 |
5455.73 |
2475909.09 |
723429.69 |
79 |
38787.00 |
32772.78 |
6014.22 |
2298221.99 |
765951.12 |
37098.96 |
31742.42 |
5356.53 |
2507651.52 |
728786.22 |
80 |
38787.00 |
32875.20 |
5911.81 |
2331097.19 |
771862.93 |
36999.76 |
31742.42 |
5257.34 |
2539393.94 |
734043.56 |
81 |
38787.00 |
32977.93 |
5809.07 |
2364075.12 |
777672.00 |
36900.57 |
31742.42 |
5158.14 |
2571136.36 |
739201.70 |
82 |
38787.00 |
33080.99 |
5706.02 |
2397156.10 |
783378.01 |
36801.37 |
31742.42 |
5058.95 |
2602878.79 |
744260.65 |
83 |
38787.00 |
33184.36 |
5602.64 |
2430340.47 |
788980.65 |
36702.18 |
31742.42 |
4959.75 |
2634621.21 |
749220.41 |
84 |
38787.00 |
33288.07 |
5498.94 |
2463628.53 |
794479.59 |
36602.98 |
31742.42 |
4860.56 |
2666363.64 |
754080.97 |
第8年 |
85 |
38787.00 |
33392.09 |
5394.91 |
2497020.63 |
799874.50 |
36503.79 |
31742.42 |
4761.36 |
2698106.06 |
758842.33 |
86 |
38787.00 |
33496.44 |
5290.56 |
2530517.07 |
805165.06 |
36404.59 |
31742.42 |
4662.17 |
2729848.48 |
763504.50 |
87 |
38787.00 |
33601.12 |
5185.88 |
2564118.18 |
810350.94 |
36305.40 |
31742.42 |
4562.97 |
2761590.91 |
768067.47 |
88 |
38787.00 |
33706.12 |
5080.88 |
2597824.30 |
815431.82 |
36206.20 |
31742.42 |
4463.78 |
2793333.33 |
772531.25 |
89 |
38787.00 |
33811.45 |
4975.55 |
2631635.76 |
820407.37 |
36107.01 |
31742.42 |
4364.58 |
2825075.76 |
776895.83 |
90 |
38787.00 |
33917.11 |
4869.89 |
2665552.87 |
825277.26 |
36007.81 |
31742.42 |
4265.39 |
2856818.18 |
781161.22 |
91 |
38787.00 |
34023.10 |
4763.90 |
2699575.97 |
830041.16 |
35908.62 |
31742.42 |
4166.19 |
2888560.61 |
785327.41 |
92 |
38787.00 |
34129.43 |
4657.58 |
2733705.40 |
834698.73 |
35809.42 |
31742.42 |
4067.00 |
2920303.03 |
789394.41 |
93 |
38787.00 |
34236.08 |
4550.92 |
2767941.48 |
839249.65 |
35710.23 |
31742.42 |
3967.80 |
2952045.45 |
793362.22 |
94 |
38787.00 |
34343.07 |
4443.93 |
2802284.55 |
843693.59 |
35611.03 |
31742.42 |
3868.61 |
2983787.88 |
797230.82 |
95 |
38787.00 |
34450.39 |
4336.61 |
2836734.94 |
848030.20 |
35511.84 |
31742.42 |
3769.41 |
3015530.30 |
801000.24 |
96 |
38787.00 |
34558.05 |
4228.95 |
2871292.99 |
852259.15 |
35412.64 |
31742.42 |
3670.22 |
3047272.73 |
804670.45 |
第9年 |
97 |
38787.00 |
34666.04 |
4120.96 |
2905959.03 |
856380.11 |
35313.45 |
31742.42 |
3571.02 |
3079015.15 |
808241.48 |
98 |
38787.00 |
34774.37 |
4012.63 |
2940733.40 |
860392.74 |
35214.25 |
31742.42 |
3471.83 |
3110757.58 |
811713.30 |
99 |
38787.00 |
34883.04 |
3903.96 |
2975616.45 |
864296.70 |
35115.06 |
31742.42 |
3372.63 |
3142500.00 |
815085.94 |
100 |
38787.00 |
34992.05 |
3794.95 |
3010608.50 |
868091.64 |
35015.86 |
31742.42 |
3273.44 |
3174242.42 |
818359.38 |
101 |
38787.00 |
35101.40 |
3685.60 |
3045709.90 |
871777.24 |
34916.67 |
31742.42 |
3174.24 |
3205984.85 |
821533.62 |
102 |
38787.00 |
35211.09 |
3575.91 |
3080921.00 |
875353.15 |
34817.47 |
31742.42 |
3075.05 |
3237727.27 |
824608.66 |
103 |
38787.00 |
35321.13 |
3465.87 |
3116242.13 |
878819.02 |
34718.28 |
31742.42 |
2975.85 |
3269469.70 |
827584.52 |
104 |
38787.00 |
35431.51 |
3355.49 |
3151673.64 |
882174.52 |
34619.08 |
31742.42 |
2876.66 |
3301212.12 |
830461.17 |
105 |
38787.00 |
35542.23 |
3244.77 |
3187215.87 |
885419.28 |
34519.89 |
31742.42 |
2777.46 |
3332954.55 |
833238.64 |
106 |
38787.00 |
35653.30 |
3133.70 |
3222869.17 |
888552.99 |
34420.69 |
31742.42 |
2678.27 |
3364696.97 |
835916.90 |
107 |
38787.00 |
35764.72 |
3022.28 |
3258633.89 |
891575.27 |
34321.50 |
31742.42 |
2579.07 |
3396439.39 |
838495.98 |
108 |
38787.00 |
35876.48 |
2910.52 |
3294510.37 |
894485.79 |
34222.30 |
31742.42 |
2479.88 |
3428181.82 |
840975.85 |
第10年 |
109 |
38787.00 |
35988.60 |
2798.41 |
3330498.96 |
897284.19 |
34123.11 |
31742.42 |
2380.68 |
3459924.24 |
843356.53 |
110 |
38787.00 |
36101.06 |
2685.94 |
3366600.03 |
899970.13 |
34023.91 |
31742.42 |
2281.49 |
3491666.67 |
845638.02 |
111 |
38787.00 |
36213.88 |
2573.12 |
3402813.90 |
902543.26 |
33924.72 |
31742.42 |
2182.29 |
3523409.09 |
847820.31 |
112 |
38787.00 |
36327.04 |
2459.96 |
3439140.95 |
905003.22 |
33825.52 |
31742.42 |
2083.10 |
3555151.52 |
849903.41 |
113 |
38787.00 |
36440.57 |
2346.43 |
3475581.51 |
907349.65 |
33726.33 |
31742.42 |
1983.90 |
3586893.94 |
851887.31 |
114 |
38787.00 |
36554.44 |
2232.56 |
3512135.96 |
909582.21 |
33627.13 |
31742.42 |
1884.71 |
3618636.36 |
853772.02 |
115 |
38787.00 |
36668.68 |
2118.33 |
3548804.63 |
911700.53 |
33527.94 |
31742.42 |
1785.51 |
3650378.79 |
855557.53 |
116 |
38787.00 |
36783.27 |
2003.74 |
3585587.90 |
913704.27 |
33428.74 |
31742.42 |
1686.32 |
3682121.21 |
857243.84 |
117 |
38787.00 |
36898.21 |
1888.79 |
3622486.11 |
915593.06 |
33329.55 |
31742.42 |
1587.12 |
3713863.64 |
858830.97 |
118 |
38787.00 |
37013.52 |
1773.48 |
3659499.63 |
917366.54 |
33230.35 |
31742.42 |
1487.93 |
3745606.06 |
860318.89 |
119 |
38787.00 |
37129.19 |
1657.81 |
3696628.82 |
919024.35 |
33131.16 |
31742.42 |
1388.73 |
3777348.48 |
861707.62 |
120 |
38787.00 |
37245.22 |
1541.78 |
3733874.04 |
920566.14 |
33031.96 |
31742.42 |
1289.54 |
3809090.91 |
862997.16 |
第11年 |
121 |
38787.00 |
37361.61 |
1425.39 |
3771235.65 |
921991.53 |
32932.77 |
31742.42 |
1190.34 |
3840833.33 |
864187.50 |
122 |
38787.00 |
37478.36 |
1308.64 |
3808714.01 |
923300.17 |
32833.57 |
31742.42 |
1091.15 |
3872575.76 |
865278.65 |
123 |
38787.00 |
37595.48 |
1191.52 |
3846309.49 |
924491.69 |
32734.38 |
31742.42 |
991.95 |
3904318.18 |
866270.60 |
124 |
38787.00 |
37712.97 |
1074.03 |
3884022.46 |
925565.72 |
32635.18 |
31742.42 |
892.76 |
3936060.61 |
867163.35 |
125 |
38787.00 |
37830.82 |
956.18 |
3921853.28 |
926521.90 |
32535.98 |
31742.42 |
793.56 |
3967803.03 |
867956.91 |
126 |
38787.00 |
37949.04 |
837.96 |
3959802.32 |
927359.86 |
32436.79 |
31742.42 |
694.37 |
3999545.45 |
868651.28 |
127 |
38787.00 |
38067.63 |
719.37 |
3997869.96 |
928079.23 |
32337.59 |
31742.42 |
595.17 |
4031287.88 |
869246.45 |
128 |
38787.00 |
38186.60 |
600.41 |
4036056.55 |
928679.63 |
32238.40 |
31742.42 |
495.98 |
4063030.30 |
869742.42 |
129 |
38787.00 |
38305.93 |
481.07 |
4074362.48 |
929160.71 |
32139.20 |
31742.42 |
396.78 |
4094772.73 |
870139.20 |
130 |
38787.00 |
38425.63 |
361.37 |
4112788.12 |
929522.07 |
32040.01 |
31742.42 |
297.59 |
4126515.15 |
870436.79 |
131 |
38787.00 |
38545.71 |
241.29 |
4151333.83 |
929763.36 |
31940.81 |
31742.42 |
198.39 |
4158257.58 |
870635.18 |
132 |
38787.00 |
38666.17 |
120.83 |
4190000.00 |
929884.19 |
31841.62 |
31742.42 |
99.20 |
4190000.00 |
870734.38 |
汇总:
|
等额本息
总利息:929884.19元 总还款:5119884.19元
|
等额本金
总利息:870734.38元 总还款:5060734.38元
|
年利率为:3.75%,折扣: 不打折,贷款:419.0万,
分132期(11年), 等额本息比等额本金多:59149.82元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。