| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
9393.64 |
6291.14 |
3102.50 |
6291.14 |
3102.50 |
10829.77 |
7727.27 |
3102.50 |
7727.27 |
3102.50 |
| 2 |
9393.64 |
6310.27 |
3083.36 |
12601.41 |
6185.86 |
10806.27 |
7727.27 |
3079.00 |
15454.55 |
6181.50 |
| 3 |
9393.64 |
6329.47 |
3064.17 |
18930.88 |
9250.04 |
10782.77 |
7727.27 |
3055.49 |
23181.82 |
9236.99 |
| 4 |
9393.64 |
6348.72 |
3044.92 |
25279.60 |
12294.95 |
10759.26 |
7727.27 |
3031.99 |
30909.09 |
12268.98 |
| 5 |
9393.64 |
6368.03 |
3025.61 |
31647.63 |
15320.56 |
10735.76 |
7727.27 |
3008.48 |
38636.36 |
15277.46 |
| 6 |
9393.64 |
6387.40 |
3006.24 |
38035.03 |
18326.80 |
10712.25 |
7727.27 |
2984.98 |
46363.64 |
18262.44 |
| 7 |
9393.64 |
6406.83 |
2986.81 |
44441.86 |
21313.61 |
10688.75 |
7727.27 |
2961.48 |
54090.91 |
21223.92 |
| 8 |
9393.64 |
6426.32 |
2967.32 |
50868.18 |
24280.93 |
10665.25 |
7727.27 |
2937.97 |
61818.18 |
24161.89 |
| 9 |
9393.64 |
6445.86 |
2947.78 |
57314.04 |
27228.71 |
10641.74 |
7727.27 |
2914.47 |
69545.45 |
27076.36 |
| 10 |
9393.64 |
6465.47 |
2928.17 |
63779.51 |
30156.88 |
10618.24 |
7727.27 |
2890.97 |
77272.73 |
29967.33 |
| 11 |
9393.64 |
6485.14 |
2908.50 |
70264.65 |
33065.38 |
10594.73 |
7727.27 |
2867.46 |
85000.00 |
32834.79 |
| 12 |
9393.64 |
6504.86 |
2888.78 |
76769.51 |
35954.16 |
10571.23 |
7727.27 |
2843.96 |
92727.27 |
35678.75 |
| 第2年 |
13 |
9393.64 |
6524.65 |
2868.99 |
83294.15 |
38823.15 |
10547.73 |
7727.27 |
2820.45 |
100454.55 |
38499.20 |
| 14 |
9393.64 |
6544.49 |
2849.15 |
89838.65 |
41672.30 |
10524.22 |
7727.27 |
2796.95 |
108181.82 |
41296.16 |
| 15 |
9393.64 |
6564.40 |
2829.24 |
96403.04 |
44501.54 |
10500.72 |
7727.27 |
2773.45 |
115909.09 |
44069.60 |
| 16 |
9393.64 |
6584.36 |
2809.27 |
102987.41 |
47310.82 |
10477.22 |
7727.27 |
2749.94 |
123636.36 |
46819.55 |
| 17 |
9393.64 |
6604.39 |
2789.25 |
109591.80 |
50100.06 |
10453.71 |
7727.27 |
2726.44 |
131363.64 |
49545.98 |
| 18 |
9393.64 |
6624.48 |
2769.16 |
116216.28 |
52869.22 |
10430.21 |
7727.27 |
2702.94 |
139090.91 |
52248.92 |
| 19 |
9393.64 |
6644.63 |
2749.01 |
122860.91 |
55618.23 |
10406.70 |
7727.27 |
2679.43 |
146818.18 |
54928.35 |
| 20 |
9393.64 |
6664.84 |
2728.80 |
129525.75 |
58347.03 |
10383.20 |
7727.27 |
2655.93 |
154545.45 |
57584.28 |
| 21 |
9393.64 |
6685.11 |
2708.53 |
136210.87 |
61055.55 |
10359.70 |
7727.27 |
2632.42 |
162272.73 |
60216.70 |
| 22 |
9393.64 |
6705.45 |
2688.19 |
142916.31 |
63743.75 |
10336.19 |
7727.27 |
2608.92 |
170000.00 |
62825.63 |
| 23 |
9393.64 |
6725.84 |
2667.80 |
149642.16 |
66411.54 |
10312.69 |
7727.27 |
2585.42 |
177727.27 |
65411.04 |
| 24 |
9393.64 |
6746.30 |
2647.34 |
156388.46 |
69058.88 |
10289.19 |
7727.27 |
2561.91 |
185454.55 |
67972.95 |
| 第3年 |
25 |
9393.64 |
6766.82 |
2626.82 |
163155.28 |
71685.70 |
10265.68 |
7727.27 |
2538.41 |
193181.82 |
70511.36 |
| 26 |
9393.64 |
6787.40 |
2606.24 |
169942.68 |
74291.93 |
10242.18 |
7727.27 |
2514.91 |
200909.09 |
73026.27 |
| 27 |
9393.64 |
6808.05 |
2585.59 |
176750.73 |
76877.53 |
10218.67 |
7727.27 |
2491.40 |
208636.36 |
75517.67 |
| 28 |
9393.64 |
6828.76 |
2564.88 |
183579.48 |
79442.41 |
10195.17 |
7727.27 |
2467.90 |
216363.64 |
77985.57 |
| 29 |
9393.64 |
6849.53 |
2544.11 |
190429.01 |
81986.52 |
10171.67 |
7727.27 |
2444.39 |
224090.91 |
80429.96 |
| 30 |
9393.64 |
6870.36 |
2523.28 |
197299.37 |
84509.80 |
10148.16 |
7727.27 |
2420.89 |
231818.18 |
82850.85 |
| 31 |
9393.64 |
6891.26 |
2502.38 |
204190.63 |
87012.18 |
10124.66 |
7727.27 |
2397.39 |
239545.45 |
85248.24 |
| 32 |
9393.64 |
6912.22 |
2481.42 |
211102.85 |
89493.60 |
10101.16 |
7727.27 |
2373.88 |
247272.73 |
87622.12 |
| 33 |
9393.64 |
6933.24 |
2460.40 |
218036.09 |
91954.00 |
10077.65 |
7727.27 |
2350.38 |
255000.00 |
89972.50 |
| 34 |
9393.64 |
6954.33 |
2439.31 |
224990.42 |
94393.30 |
10054.15 |
7727.27 |
2326.88 |
262727.27 |
92299.38 |
| 35 |
9393.64 |
6975.48 |
2418.15 |
231965.91 |
96811.46 |
10030.64 |
7727.27 |
2303.37 |
270454.55 |
94602.75 |
| 36 |
9393.64 |
6996.70 |
2396.94 |
238962.61 |
99208.39 |
10007.14 |
7727.27 |
2279.87 |
278181.82 |
96882.61 |
| 第4年 |
37 |
9393.64 |
7017.98 |
2375.66 |
245980.59 |
101584.05 |
9983.64 |
7727.27 |
2256.36 |
285909.09 |
99138.98 |
| 38 |
9393.64 |
7039.33 |
2354.31 |
253019.92 |
103938.36 |
9960.13 |
7727.27 |
2232.86 |
293636.36 |
101371.84 |
| 39 |
9393.64 |
7060.74 |
2332.90 |
260080.67 |
106271.26 |
9936.63 |
7727.27 |
2209.36 |
301363.64 |
103581.19 |
| 40 |
9393.64 |
7082.22 |
2311.42 |
267162.88 |
108582.68 |
9913.13 |
7727.27 |
2185.85 |
309090.91 |
105767.05 |
| 41 |
9393.64 |
7103.76 |
2289.88 |
274266.64 |
110872.56 |
9889.62 |
7727.27 |
2162.35 |
316818.18 |
107929.39 |
| 42 |
9393.64 |
7125.37 |
2268.27 |
281392.01 |
113140.83 |
9866.12 |
7727.27 |
2138.84 |
324545.45 |
110068.24 |
| 43 |
9393.64 |
7147.04 |
2246.60 |
288539.05 |
115387.43 |
9842.61 |
7727.27 |
2115.34 |
332272.73 |
112183.58 |
| 44 |
9393.64 |
7168.78 |
2224.86 |
295707.83 |
117612.29 |
9819.11 |
7727.27 |
2091.84 |
340000.00 |
114275.42 |
| 45 |
9393.64 |
7190.58 |
2203.06 |
302898.41 |
119815.34 |
9795.61 |
7727.27 |
2068.33 |
347727.27 |
116343.75 |
| 46 |
9393.64 |
7212.46 |
2181.18 |
310110.87 |
121996.53 |
9772.10 |
7727.27 |
2044.83 |
355454.55 |
118388.58 |
| 47 |
9393.64 |
7234.39 |
2159.25 |
317345.26 |
124155.77 |
9748.60 |
7727.27 |
2021.33 |
363181.82 |
120409.91 |
| 48 |
9393.64 |
7256.40 |
2137.24 |
324601.66 |
126293.02 |
9725.09 |
7727.27 |
1997.82 |
370909.09 |
122407.73 |
| 第5年 |
49 |
9393.64 |
7278.47 |
2115.17 |
331880.13 |
128408.19 |
9701.59 |
7727.27 |
1974.32 |
378636.36 |
124382.05 |
| 50 |
9393.64 |
7300.61 |
2093.03 |
339180.73 |
130501.22 |
9678.09 |
7727.27 |
1950.81 |
386363.64 |
126332.86 |
| 51 |
9393.64 |
7322.81 |
2070.83 |
346503.55 |
132572.04 |
9654.58 |
7727.27 |
1927.31 |
394090.91 |
128260.17 |
| 52 |
9393.64 |
7345.09 |
2048.55 |
353848.64 |
134620.59 |
9631.08 |
7727.27 |
1903.81 |
401818.18 |
130163.98 |
| 53 |
9393.64 |
7367.43 |
2026.21 |
361216.06 |
136646.80 |
9607.58 |
7727.27 |
1880.30 |
409545.45 |
132044.28 |
| 54 |
9393.64 |
7389.84 |
2003.80 |
368605.90 |
138650.61 |
9584.07 |
7727.27 |
1856.80 |
417272.73 |
133901.08 |
| 55 |
9393.64 |
7412.32 |
1981.32 |
376018.22 |
140631.93 |
9560.57 |
7727.27 |
1833.30 |
425000.00 |
135734.38 |
| 56 |
9393.64 |
7434.86 |
1958.78 |
383453.08 |
142590.71 |
9537.06 |
7727.27 |
1809.79 |
432727.27 |
137544.17 |
| 57 |
9393.64 |
7457.48 |
1936.16 |
390910.55 |
144526.87 |
9513.56 |
7727.27 |
1786.29 |
440454.55 |
139330.45 |
| 58 |
9393.64 |
7480.16 |
1913.48 |
398390.71 |
146440.35 |
9490.06 |
7727.27 |
1762.78 |
448181.82 |
141093.24 |
| 59 |
9393.64 |
7502.91 |
1890.73 |
405893.62 |
148331.08 |
9466.55 |
7727.27 |
1739.28 |
455909.09 |
142832.52 |
| 60 |
9393.64 |
7525.73 |
1867.91 |
413419.36 |
150198.99 |
9443.05 |
7727.27 |
1715.78 |
463636.36 |
144548.30 |
| 第6年 |
61 |
9393.64 |
7548.62 |
1845.02 |
420967.98 |
152044.00 |
9419.55 |
7727.27 |
1692.27 |
471363.64 |
146240.57 |
| 62 |
9393.64 |
7571.58 |
1822.06 |
428539.56 |
153866.06 |
9396.04 |
7727.27 |
1668.77 |
479090.91 |
147909.34 |
| 63 |
9393.64 |
7594.61 |
1799.03 |
436134.18 |
155665.08 |
9372.54 |
7727.27 |
1645.27 |
486818.18 |
149554.60 |
| 64 |
9393.64 |
7617.71 |
1775.93 |
443751.89 |
157441.01 |
9349.03 |
7727.27 |
1621.76 |
494545.45 |
151176.36 |
| 65 |
9393.64 |
7640.88 |
1752.75 |
451392.77 |
159193.76 |
9325.53 |
7727.27 |
1598.26 |
502272.73 |
152774.62 |
| 66 |
9393.64 |
7664.13 |
1729.51 |
459056.90 |
160923.28 |
9302.03 |
7727.27 |
1574.75 |
510000.00 |
154349.38 |
| 67 |
9393.64 |
7687.44 |
1706.20 |
466744.34 |
162629.48 |
9278.52 |
7727.27 |
1551.25 |
517727.27 |
155900.63 |
| 68 |
9393.64 |
7710.82 |
1682.82 |
474455.16 |
164312.30 |
9255.02 |
7727.27 |
1527.75 |
525454.55 |
157428.37 |
| 69 |
9393.64 |
7734.27 |
1659.37 |
482189.43 |
165971.66 |
9231.52 |
7727.27 |
1504.24 |
533181.82 |
158932.61 |
| 70 |
9393.64 |
7757.80 |
1635.84 |
489947.23 |
167607.50 |
9208.01 |
7727.27 |
1480.74 |
540909.09 |
160413.35 |
| 71 |
9393.64 |
7781.40 |
1612.24 |
497728.62 |
169219.75 |
9184.51 |
7727.27 |
1457.23 |
548636.36 |
161870.59 |
| 72 |
9393.64 |
7805.06 |
1588.58 |
505533.69 |
170808.32 |
9161.00 |
7727.27 |
1433.73 |
556363.64 |
163304.32 |
| 第7年 |
73 |
9393.64 |
7828.80 |
1564.84 |
513362.49 |
172373.16 |
9137.50 |
7727.27 |
1410.23 |
564090.91 |
164714.55 |
| 74 |
9393.64 |
7852.62 |
1541.02 |
521215.11 |
173914.18 |
9114.00 |
7727.27 |
1386.72 |
571818.18 |
166101.27 |
| 75 |
9393.64 |
7876.50 |
1517.14 |
529091.61 |
175431.32 |
9090.49 |
7727.27 |
1363.22 |
579545.45 |
167464.49 |
| 76 |
9393.64 |
7900.46 |
1493.18 |
536992.07 |
176924.50 |
9066.99 |
7727.27 |
1339.72 |
587272.73 |
168804.20 |
| 77 |
9393.64 |
7924.49 |
1469.15 |
544916.56 |
178393.65 |
9043.48 |
7727.27 |
1316.21 |
595000.00 |
170120.42 |
| 78 |
9393.64 |
7948.59 |
1445.05 |
552865.15 |
179838.69 |
9019.98 |
7727.27 |
1292.71 |
602727.27 |
171413.13 |
| 79 |
9393.64 |
7972.77 |
1420.87 |
560837.92 |
181259.56 |
8996.48 |
7727.27 |
1269.20 |
610454.55 |
172682.33 |
| 80 |
9393.64 |
7997.02 |
1396.62 |
568834.94 |
182656.18 |
8972.97 |
7727.27 |
1245.70 |
618181.82 |
173928.03 |
| 81 |
9393.64 |
8021.35 |
1372.29 |
576856.29 |
184028.47 |
8949.47 |
7727.27 |
1222.20 |
625909.09 |
175150.23 |
| 82 |
9393.64 |
8045.74 |
1347.90 |
584902.03 |
185376.37 |
8925.97 |
7727.27 |
1198.69 |
633636.36 |
176348.92 |
| 83 |
9393.64 |
8070.22 |
1323.42 |
592972.25 |
186699.79 |
8902.46 |
7727.27 |
1175.19 |
641363.64 |
177524.11 |
| 84 |
9393.64 |
8094.76 |
1298.88 |
601067.01 |
187998.67 |
8878.96 |
7727.27 |
1151.69 |
649090.91 |
178675.80 |
| 第8年 |
85 |
9393.64 |
8119.38 |
1274.25 |
609186.40 |
189272.92 |
8855.45 |
7727.27 |
1128.18 |
656818.18 |
179803.98 |
| 86 |
9393.64 |
8144.08 |
1249.56 |
617330.48 |
190522.48 |
8831.95 |
7727.27 |
1104.68 |
664545.45 |
180908.66 |
| 87 |
9393.64 |
8168.85 |
1224.79 |
625499.33 |
191747.27 |
8808.45 |
7727.27 |
1081.17 |
672272.73 |
181989.83 |
| 88 |
9393.64 |
8193.70 |
1199.94 |
633693.03 |
192947.21 |
8784.94 |
7727.27 |
1057.67 |
680000.00 |
183047.50 |
| 89 |
9393.64 |
8218.62 |
1175.02 |
641911.65 |
194122.22 |
8761.44 |
7727.27 |
1034.17 |
687727.27 |
184081.67 |
| 90 |
9393.64 |
8243.62 |
1150.02 |
650155.27 |
195272.24 |
8737.94 |
7727.27 |
1010.66 |
695454.55 |
185092.33 |
| 91 |
9393.64 |
8268.69 |
1124.94 |
658423.97 |
196397.19 |
8714.43 |
7727.27 |
987.16 |
703181.82 |
186079.49 |
| 92 |
9393.64 |
8293.85 |
1099.79 |
666717.81 |
197496.98 |
8690.93 |
7727.27 |
963.66 |
710909.09 |
187043.14 |
| 93 |
9393.64 |
8319.07 |
1074.57 |
675036.88 |
198571.55 |
8667.42 |
7727.27 |
940.15 |
718636.36 |
187983.30 |
| 94 |
9393.64 |
8344.38 |
1049.26 |
683381.26 |
199620.81 |
8643.92 |
7727.27 |
916.65 |
726363.64 |
188899.94 |
| 95 |
9393.64 |
8369.76 |
1023.88 |
691751.02 |
200644.69 |
8620.42 |
7727.27 |
893.14 |
734090.91 |
189793.09 |
| 96 |
9393.64 |
8395.22 |
998.42 |
700146.23 |
201643.12 |
8596.91 |
7727.27 |
869.64 |
741818.18 |
190662.73 |
| 第9年 |
97 |
9393.64 |
8420.75 |
972.89 |
708566.98 |
202616.00 |
8573.41 |
7727.27 |
846.14 |
749545.45 |
191508.86 |
| 98 |
9393.64 |
8446.36 |
947.28 |
717013.35 |
203563.28 |
8549.91 |
7727.27 |
822.63 |
757272.73 |
192331.50 |
| 99 |
9393.64 |
8472.05 |
921.58 |
725485.40 |
204484.86 |
8526.40 |
7727.27 |
799.13 |
765000.00 |
193130.63 |
| 100 |
9393.64 |
8497.82 |
895.82 |
733983.22 |
205380.68 |
8502.90 |
7727.27 |
775.63 |
772727.27 |
193906.25 |
| 101 |
9393.64 |
8523.67 |
869.97 |
742506.90 |
206250.65 |
8479.39 |
7727.27 |
752.12 |
780454.55 |
194658.37 |
| 102 |
9393.64 |
8549.60 |
844.04 |
751056.49 |
207094.69 |
8455.89 |
7727.27 |
728.62 |
788181.82 |
195386.99 |
| 103 |
9393.64 |
8575.60 |
818.04 |
759632.10 |
207912.72 |
8432.39 |
7727.27 |
705.11 |
795909.09 |
196092.10 |
| 104 |
9393.64 |
8601.69 |
791.95 |
768233.78 |
208704.68 |
8408.88 |
7727.27 |
681.61 |
803636.36 |
196773.71 |
| 105 |
9393.64 |
8627.85 |
765.79 |
776861.63 |
209470.47 |
8385.38 |
7727.27 |
658.11 |
811363.64 |
197431.82 |
| 106 |
9393.64 |
8654.09 |
739.55 |
785515.73 |
210210.01 |
8361.88 |
7727.27 |
634.60 |
819090.91 |
198066.42 |
| 107 |
9393.64 |
8680.42 |
713.22 |
794196.14 |
210923.24 |
8338.37 |
7727.27 |
611.10 |
826818.18 |
198677.52 |
| 108 |
9393.64 |
8706.82 |
686.82 |
802902.96 |
211610.06 |
8314.87 |
7727.27 |
587.59 |
834545.45 |
199265.11 |
| 第10年 |
109 |
9393.64 |
8733.30 |
660.34 |
811636.26 |
212270.39 |
8291.36 |
7727.27 |
564.09 |
842272.73 |
199829.20 |
| 110 |
9393.64 |
8759.87 |
633.77 |
820396.13 |
212904.17 |
8267.86 |
7727.27 |
540.59 |
850000.00 |
200369.79 |
| 111 |
9393.64 |
8786.51 |
607.13 |
829182.64 |
213511.29 |
8244.36 |
7727.27 |
517.08 |
857727.27 |
200886.88 |
| 112 |
9393.64 |
8813.24 |
580.40 |
837995.88 |
214091.70 |
8220.85 |
7727.27 |
493.58 |
865454.55 |
201380.45 |
| 113 |
9393.64 |
8840.04 |
553.60 |
846835.92 |
214645.29 |
8197.35 |
7727.27 |
470.08 |
873181.82 |
201850.53 |
| 114 |
9393.64 |
8866.93 |
526.71 |
855702.85 |
215172.00 |
8173.84 |
7727.27 |
446.57 |
880909.09 |
202297.10 |
| 115 |
9393.64 |
8893.90 |
499.74 |
864596.75 |
215671.74 |
8150.34 |
7727.27 |
423.07 |
888636.36 |
202720.17 |
| 116 |
9393.64 |
8920.95 |
472.68 |
873517.71 |
216144.42 |
8126.84 |
7727.27 |
399.56 |
896363.64 |
203119.73 |
| 117 |
9393.64 |
8948.09 |
445.55 |
882465.80 |
216589.97 |
8103.33 |
7727.27 |
376.06 |
904090.91 |
203495.80 |
| 118 |
9393.64 |
8975.31 |
418.33 |
891441.10 |
217008.31 |
8079.83 |
7727.27 |
352.56 |
911818.18 |
203848.35 |
| 119 |
9393.64 |
9002.61 |
391.03 |
900443.71 |
217399.34 |
8056.33 |
7727.27 |
329.05 |
919545.45 |
204177.41 |
| 120 |
9393.64 |
9029.99 |
363.65 |
909473.70 |
217762.99 |
8032.82 |
7727.27 |
305.55 |
927272.73 |
204482.95 |
| 第11年 |
121 |
9393.64 |
9057.45 |
336.18 |
918531.15 |
218099.17 |
8009.32 |
7727.27 |
282.05 |
935000.00 |
204765.00 |
| 122 |
9393.64 |
9085.00 |
308.63 |
927616.15 |
218407.81 |
7985.81 |
7727.27 |
258.54 |
942727.27 |
205023.54 |
| 123 |
9393.64 |
9112.64 |
281.00 |
936728.79 |
218688.81 |
7962.31 |
7727.27 |
235.04 |
950454.55 |
205258.58 |
| 124 |
9393.64 |
9140.36 |
253.28 |
945869.15 |
218942.09 |
7938.81 |
7727.27 |
211.53 |
958181.82 |
205470.11 |
| 125 |
9393.64 |
9168.16 |
225.48 |
955037.31 |
219167.57 |
7915.30 |
7727.27 |
188.03 |
965909.09 |
205658.14 |
| 126 |
9393.64 |
9196.04 |
197.59 |
964233.35 |
219365.17 |
7891.80 |
7727.27 |
164.53 |
973636.36 |
205822.67 |
| 127 |
9393.64 |
9224.02 |
169.62 |
973457.37 |
219534.79 |
7868.30 |
7727.27 |
141.02 |
981363.64 |
205963.69 |
| 128 |
9393.64 |
9252.07 |
141.57 |
982709.44 |
219676.36 |
7844.79 |
7727.27 |
117.52 |
989090.91 |
206081.21 |
| 129 |
9393.64 |
9280.21 |
113.43 |
991989.65 |
219789.78 |
7821.29 |
7727.27 |
94.02 |
996818.18 |
206175.23 |
| 130 |
9393.64 |
9308.44 |
85.20 |
1001298.09 |
219874.98 |
7797.78 |
7727.27 |
70.51 |
1004545.45 |
206245.74 |
| 131 |
9393.64 |
9336.75 |
56.88 |
1010634.85 |
219931.87 |
7774.28 |
7727.27 |
47.01 |
1012272.73 |
206292.75 |
| 132 |
9393.64 |
9365.15 |
28.49 |
1020000.00 |
219960.35 |
7750.78 |
7727.27 |
23.50 |
1020000.00 |
206316.25 |
|
汇总:
|
等额本息
总利息:219960.35元 总还款:1239960.35元
|
等额本金
总利息:206316.25元 总还款:1226316.25元
|
|
年利率为:3.65%,折扣: 不打折,贷款:102.0万,
分132期(11年), 等额本息比等额本金多:13644.10元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。