期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
38718.55 |
26798.13 |
11920.42 |
26798.13 |
11920.42 |
44268.90 |
32348.48 |
11920.42 |
32348.48 |
11920.42 |
2 |
38718.55 |
26872.94 |
11845.61 |
53671.08 |
23766.02 |
44178.60 |
32348.48 |
11830.11 |
64696.97 |
23750.53 |
3 |
38718.55 |
26947.96 |
11770.58 |
80619.04 |
35536.61 |
44088.29 |
32348.48 |
11739.80 |
97045.45 |
35490.33 |
4 |
38718.55 |
27023.19 |
11695.36 |
107642.23 |
47231.96 |
43997.98 |
32348.48 |
11649.50 |
129393.94 |
47139.83 |
5 |
38718.55 |
27098.63 |
11619.92 |
134740.87 |
58851.88 |
43907.68 |
32348.48 |
11559.19 |
161742.42 |
58699.02 |
6 |
38718.55 |
27174.28 |
11544.27 |
161915.15 |
70396.14 |
43817.37 |
32348.48 |
11468.89 |
194090.91 |
70167.91 |
7 |
38718.55 |
27250.15 |
11468.40 |
189165.30 |
81864.55 |
43727.06 |
32348.48 |
11378.58 |
226439.39 |
81546.49 |
8 |
38718.55 |
27326.22 |
11392.33 |
216491.52 |
93256.88 |
43636.76 |
32348.48 |
11288.27 |
258787.88 |
92834.76 |
9 |
38718.55 |
27402.50 |
11316.04 |
243894.02 |
104572.92 |
43546.45 |
32348.48 |
11197.97 |
291136.36 |
104032.73 |
10 |
38718.55 |
27479.00 |
11239.55 |
271373.02 |
115812.47 |
43456.15 |
32348.48 |
11107.66 |
323484.85 |
115140.39 |
11 |
38718.55 |
27555.72 |
11162.83 |
298928.74 |
126975.30 |
43365.84 |
32348.48 |
11017.35 |
355833.33 |
126157.74 |
12 |
38718.55 |
27632.64 |
11085.91 |
326561.38 |
138061.21 |
43275.53 |
32348.48 |
10927.05 |
388181.82 |
137084.79 |
第2年 |
13 |
38718.55 |
27709.78 |
11008.77 |
354271.16 |
149069.97 |
43185.23 |
32348.48 |
10836.74 |
420530.30 |
147921.53 |
14 |
38718.55 |
27787.14 |
10931.41 |
382058.30 |
160001.38 |
43094.92 |
32348.48 |
10746.44 |
452878.79 |
158667.97 |
15 |
38718.55 |
27864.71 |
10853.84 |
409923.02 |
170855.22 |
43004.61 |
32348.48 |
10656.13 |
485227.27 |
169324.10 |
16 |
38718.55 |
27942.50 |
10776.05 |
437865.52 |
181631.27 |
42914.31 |
32348.48 |
10565.82 |
517575.76 |
179889.92 |
17 |
38718.55 |
28020.51 |
10698.04 |
465886.02 |
192329.31 |
42824.00 |
32348.48 |
10475.52 |
549924.24 |
190365.44 |
18 |
38718.55 |
28098.73 |
10619.82 |
493984.75 |
202949.13 |
42733.70 |
32348.48 |
10385.21 |
582272.73 |
200750.65 |
19 |
38718.55 |
28177.17 |
10541.38 |
522161.93 |
213490.50 |
42643.39 |
32348.48 |
10294.91 |
614621.21 |
211045.56 |
20 |
38718.55 |
28255.83 |
10462.71 |
550417.76 |
223953.22 |
42553.08 |
32348.48 |
10204.60 |
646969.70 |
221250.16 |
21 |
38718.55 |
28334.72 |
10383.83 |
578752.48 |
234337.05 |
42462.78 |
32348.48 |
10114.29 |
679318.18 |
231364.45 |
22 |
38718.55 |
28413.82 |
10304.73 |
607166.29 |
244641.79 |
42372.47 |
32348.48 |
10023.99 |
711666.67 |
241388.44 |
23 |
38718.55 |
28493.14 |
10225.41 |
635659.43 |
254867.20 |
42282.17 |
32348.48 |
9933.68 |
744015.15 |
251322.12 |
24 |
38718.55 |
28572.68 |
10145.87 |
664232.11 |
265013.06 |
42191.86 |
32348.48 |
9843.37 |
776363.64 |
261165.49 |
第3年 |
25 |
38718.55 |
28652.45 |
10066.10 |
692884.56 |
275079.17 |
42101.55 |
32348.48 |
9753.07 |
808712.12 |
270918.56 |
26 |
38718.55 |
28732.44 |
9986.11 |
721617.00 |
285065.28 |
42011.25 |
32348.48 |
9662.76 |
841060.61 |
280581.32 |
27 |
38718.55 |
28812.65 |
9905.90 |
750429.64 |
294971.18 |
41920.94 |
32348.48 |
9572.46 |
873409.09 |
290153.78 |
28 |
38718.55 |
28893.08 |
9825.47 |
779322.72 |
304796.65 |
41830.63 |
32348.48 |
9482.15 |
905757.58 |
299635.93 |
29 |
38718.55 |
28973.74 |
9744.81 |
808296.47 |
314541.46 |
41740.33 |
32348.48 |
9391.84 |
938106.06 |
309027.77 |
30 |
38718.55 |
29054.63 |
9663.92 |
837351.09 |
324205.38 |
41650.02 |
32348.48 |
9301.54 |
970454.55 |
318329.31 |
31 |
38718.55 |
29135.74 |
9582.81 |
866486.83 |
333788.19 |
41559.72 |
32348.48 |
9211.23 |
1002803.03 |
327540.54 |
32 |
38718.55 |
29217.07 |
9501.47 |
895703.90 |
343289.67 |
41469.41 |
32348.48 |
9120.92 |
1035151.52 |
336661.46 |
33 |
38718.55 |
29298.64 |
9419.91 |
925002.54 |
352709.58 |
41379.10 |
32348.48 |
9030.62 |
1067500.00 |
345692.08 |
34 |
38718.55 |
29380.43 |
9338.12 |
954382.97 |
362047.69 |
41288.80 |
32348.48 |
8940.31 |
1099848.48 |
354632.40 |
35 |
38718.55 |
29462.45 |
9256.10 |
983845.43 |
371303.79 |
41198.49 |
32348.48 |
8850.01 |
1132196.97 |
363482.40 |
36 |
38718.55 |
29544.70 |
9173.85 |
1013390.13 |
380477.64 |
41108.18 |
32348.48 |
8759.70 |
1164545.45 |
372242.10 |
第4年 |
37 |
38718.55 |
29627.18 |
9091.37 |
1043017.31 |
389569.01 |
41017.88 |
32348.48 |
8669.39 |
1196893.94 |
380911.50 |
38 |
38718.55 |
29709.89 |
9008.66 |
1072727.20 |
398577.67 |
40927.57 |
32348.48 |
8579.09 |
1229242.42 |
389490.58 |
39 |
38718.55 |
29792.83 |
8925.72 |
1102520.03 |
407503.39 |
40837.27 |
32348.48 |
8488.78 |
1261590.91 |
397979.37 |
40 |
38718.55 |
29876.00 |
8842.55 |
1132396.03 |
416345.94 |
40746.96 |
32348.48 |
8398.48 |
1293939.39 |
406377.84 |
41 |
38718.55 |
29959.40 |
8759.14 |
1162355.43 |
425105.08 |
40656.65 |
32348.48 |
8308.17 |
1326287.88 |
414686.01 |
42 |
38718.55 |
30043.04 |
8675.51 |
1192398.47 |
433780.59 |
40566.35 |
32348.48 |
8217.86 |
1358636.36 |
422903.87 |
43 |
38718.55 |
30126.91 |
8591.64 |
1222525.38 |
442372.23 |
40476.04 |
32348.48 |
8127.56 |
1390984.85 |
431031.43 |
44 |
38718.55 |
30211.02 |
8507.53 |
1252736.40 |
450879.76 |
40385.74 |
32348.48 |
8037.25 |
1423333.33 |
439068.68 |
45 |
38718.55 |
30295.35 |
8423.19 |
1283031.75 |
459302.95 |
40295.43 |
32348.48 |
7946.94 |
1455681.82 |
447015.63 |
46 |
38718.55 |
30379.93 |
8338.62 |
1313411.68 |
467641.57 |
40205.12 |
32348.48 |
7856.64 |
1488030.30 |
454872.26 |
47 |
38718.55 |
30464.74 |
8253.81 |
1343876.42 |
475895.38 |
40114.82 |
32348.48 |
7766.33 |
1520378.79 |
462638.60 |
48 |
38718.55 |
30549.79 |
8168.76 |
1374426.21 |
484064.14 |
40024.51 |
32348.48 |
7676.03 |
1552727.27 |
470314.62 |
第5年 |
49 |
38718.55 |
30635.07 |
8083.48 |
1405061.28 |
492147.62 |
39934.20 |
32348.48 |
7585.72 |
1585075.76 |
477900.34 |
50 |
38718.55 |
30720.60 |
7997.95 |
1435781.88 |
500145.57 |
39843.90 |
32348.48 |
7495.41 |
1617424.24 |
485395.75 |
51 |
38718.55 |
30806.36 |
7912.19 |
1466588.24 |
508057.77 |
39753.59 |
32348.48 |
7405.11 |
1649772.73 |
492800.86 |
52 |
38718.55 |
30892.36 |
7826.19 |
1497480.59 |
515883.96 |
39663.29 |
32348.48 |
7314.80 |
1682121.21 |
500115.66 |
53 |
38718.55 |
30978.60 |
7739.95 |
1528459.19 |
523623.91 |
39572.98 |
32348.48 |
7224.49 |
1714469.70 |
507340.16 |
54 |
38718.55 |
31065.08 |
7653.47 |
1559524.27 |
531277.38 |
39482.67 |
32348.48 |
7134.19 |
1746818.18 |
514474.35 |
55 |
38718.55 |
31151.80 |
7566.74 |
1590676.08 |
538844.12 |
39392.37 |
32348.48 |
7043.88 |
1779166.67 |
521518.23 |
56 |
38718.55 |
31238.77 |
7479.78 |
1621914.85 |
546323.90 |
39302.06 |
32348.48 |
6953.58 |
1811515.15 |
528471.81 |
57 |
38718.55 |
31325.98 |
7392.57 |
1653240.83 |
553716.47 |
39211.76 |
32348.48 |
6863.27 |
1843863.64 |
535335.08 |
58 |
38718.55 |
31413.43 |
7305.12 |
1684654.26 |
561021.59 |
39121.45 |
32348.48 |
6772.96 |
1876212.12 |
542108.04 |
59 |
38718.55 |
31501.13 |
7217.42 |
1716155.38 |
568239.01 |
39031.14 |
32348.48 |
6682.66 |
1908560.61 |
548790.70 |
60 |
38718.55 |
31589.07 |
7129.48 |
1747744.45 |
575368.50 |
38940.84 |
32348.48 |
6592.35 |
1940909.09 |
555383.05 |
第6年 |
61 |
38718.55 |
31677.25 |
7041.30 |
1779421.70 |
582409.79 |
38850.53 |
32348.48 |
6502.05 |
1973257.58 |
561885.09 |
62 |
38718.55 |
31765.68 |
6952.86 |
1811187.38 |
589362.66 |
38760.22 |
32348.48 |
6411.74 |
2005606.06 |
568296.83 |
63 |
38718.55 |
31854.36 |
6864.19 |
1843041.75 |
596226.84 |
38669.92 |
32348.48 |
6321.43 |
2037954.55 |
574618.27 |
64 |
38718.55 |
31943.29 |
6775.26 |
1874985.04 |
603002.10 |
38579.61 |
32348.48 |
6231.13 |
2070303.03 |
580849.39 |
65 |
38718.55 |
32032.47 |
6686.08 |
1907017.50 |
609688.19 |
38489.31 |
32348.48 |
6140.82 |
2102651.52 |
586990.21 |
66 |
38718.55 |
32121.89 |
6596.66 |
1939139.39 |
616284.85 |
38399.00 |
32348.48 |
6050.51 |
2135000.00 |
593040.73 |
67 |
38718.55 |
32211.56 |
6506.99 |
1971350.96 |
622791.83 |
38308.69 |
32348.48 |
5960.21 |
2167348.48 |
599000.94 |
68 |
38718.55 |
32301.49 |
6417.06 |
2003652.44 |
629208.89 |
38218.39 |
32348.48 |
5869.90 |
2199696.97 |
604870.84 |
69 |
38718.55 |
32391.66 |
6326.89 |
2036044.11 |
635535.78 |
38128.08 |
32348.48 |
5779.60 |
2232045.45 |
610650.44 |
70 |
38718.55 |
32482.09 |
6236.46 |
2068526.19 |
641772.24 |
38037.77 |
32348.48 |
5689.29 |
2264393.94 |
616339.73 |
71 |
38718.55 |
32572.77 |
6145.78 |
2101098.96 |
647918.02 |
37947.47 |
32348.48 |
5598.98 |
2296742.42 |
621938.71 |
72 |
38718.55 |
32663.70 |
6054.85 |
2133762.66 |
653972.87 |
37857.16 |
32348.48 |
5508.68 |
2329090.91 |
627447.39 |
第7年 |
73 |
38718.55 |
32754.89 |
5963.66 |
2166517.55 |
659936.53 |
37766.86 |
32348.48 |
5418.37 |
2361439.39 |
632865.76 |
74 |
38718.55 |
32846.33 |
5872.22 |
2199363.88 |
665808.75 |
37676.55 |
32348.48 |
5328.07 |
2393787.88 |
638193.82 |
75 |
38718.55 |
32938.02 |
5780.53 |
2232301.90 |
671589.28 |
37586.24 |
32348.48 |
5237.76 |
2426136.36 |
643431.58 |
76 |
38718.55 |
33029.98 |
5688.57 |
2265331.88 |
677277.85 |
37495.94 |
32348.48 |
5147.45 |
2458484.85 |
648579.03 |
77 |
38718.55 |
33122.18 |
5596.37 |
2298454.06 |
682874.22 |
37405.63 |
32348.48 |
5057.15 |
2490833.33 |
653636.18 |
78 |
38718.55 |
33214.65 |
5503.90 |
2331668.71 |
688378.12 |
37315.33 |
32348.48 |
4966.84 |
2523181.82 |
658603.02 |
79 |
38718.55 |
33307.37 |
5411.17 |
2364976.08 |
693789.29 |
37225.02 |
32348.48 |
4876.53 |
2555530.30 |
663479.55 |
80 |
38718.55 |
33400.36 |
5318.19 |
2398376.44 |
699107.48 |
37134.71 |
32348.48 |
4786.23 |
2587878.79 |
668265.78 |
81 |
38718.55 |
33493.60 |
5224.95 |
2431870.04 |
704332.43 |
37044.41 |
32348.48 |
4695.92 |
2620227.27 |
672961.70 |
82 |
38718.55 |
33587.10 |
5131.45 |
2465457.14 |
709463.88 |
36954.10 |
32348.48 |
4605.62 |
2652575.76 |
677567.32 |
83 |
38718.55 |
33680.87 |
5037.68 |
2499138.01 |
714501.56 |
36863.79 |
32348.48 |
4515.31 |
2684924.24 |
682082.63 |
84 |
38718.55 |
33774.89 |
4943.66 |
2532912.90 |
719445.22 |
36773.49 |
32348.48 |
4425.00 |
2717272.73 |
686507.63 |
第8年 |
85 |
38718.55 |
33869.18 |
4849.37 |
2566782.08 |
724294.59 |
36683.18 |
32348.48 |
4334.70 |
2749621.21 |
690842.33 |
86 |
38718.55 |
33963.73 |
4754.82 |
2600745.82 |
729049.40 |
36592.88 |
32348.48 |
4244.39 |
2781969.70 |
695086.72 |
87 |
38718.55 |
34058.55 |
4660.00 |
2634804.36 |
733709.40 |
36502.57 |
32348.48 |
4154.08 |
2814318.18 |
699240.80 |
88 |
38718.55 |
34153.63 |
4564.92 |
2668957.99 |
738274.33 |
36412.26 |
32348.48 |
4063.78 |
2846666.67 |
703304.58 |
89 |
38718.55 |
34248.97 |
4469.58 |
2703206.97 |
742743.90 |
36321.96 |
32348.48 |
3973.47 |
2879015.15 |
707278.06 |
90 |
38718.55 |
34344.59 |
4373.96 |
2737551.55 |
747117.87 |
36231.65 |
32348.48 |
3883.17 |
2911363.64 |
711161.22 |
91 |
38718.55 |
34440.46 |
4278.09 |
2771992.01 |
751395.95 |
36141.34 |
32348.48 |
3792.86 |
2943712.12 |
714954.08 |
92 |
38718.55 |
34536.61 |
4181.94 |
2806528.62 |
755577.89 |
36051.04 |
32348.48 |
3702.55 |
2976060.61 |
718656.64 |
93 |
38718.55 |
34633.02 |
4085.52 |
2841161.65 |
759663.41 |
35960.73 |
32348.48 |
3612.25 |
3008409.09 |
722268.88 |
94 |
38718.55 |
34729.71 |
3988.84 |
2875891.36 |
763652.25 |
35870.43 |
32348.48 |
3521.94 |
3040757.58 |
725790.82 |
95 |
38718.55 |
34826.66 |
3891.89 |
2910718.02 |
767544.14 |
35780.12 |
32348.48 |
3431.64 |
3073106.06 |
729222.46 |
96 |
38718.55 |
34923.89 |
3794.66 |
2945641.91 |
771338.80 |
35689.81 |
32348.48 |
3341.33 |
3105454.55 |
732563.79 |
第9年 |
97 |
38718.55 |
35021.38 |
3697.17 |
2980663.29 |
775035.97 |
35599.51 |
32348.48 |
3251.02 |
3137803.03 |
735814.81 |
98 |
38718.55 |
35119.15 |
3599.40 |
3015782.44 |
778635.37 |
35509.20 |
32348.48 |
3160.72 |
3170151.52 |
738975.53 |
99 |
38718.55 |
35217.19 |
3501.36 |
3050999.63 |
782136.72 |
35418.90 |
32348.48 |
3070.41 |
3202500.00 |
742045.94 |
100 |
38718.55 |
35315.51 |
3403.04 |
3086315.14 |
785539.77 |
35328.59 |
32348.48 |
2980.10 |
3234848.48 |
745026.04 |
101 |
38718.55 |
35414.10 |
3304.45 |
3121729.23 |
788844.22 |
35238.28 |
32348.48 |
2889.80 |
3267196.97 |
747915.84 |
102 |
38718.55 |
35512.96 |
3205.59 |
3157242.19 |
792049.81 |
35147.98 |
32348.48 |
2799.49 |
3299545.45 |
750715.33 |
103 |
38718.55 |
35612.10 |
3106.45 |
3192854.29 |
795156.26 |
35057.67 |
32348.48 |
2709.19 |
3331893.94 |
753424.52 |
104 |
38718.55 |
35711.52 |
3007.03 |
3228565.81 |
798163.29 |
34967.36 |
32348.48 |
2618.88 |
3364242.42 |
756043.40 |
105 |
38718.55 |
35811.21 |
2907.34 |
3264377.02 |
801070.63 |
34877.06 |
32348.48 |
2528.57 |
3396590.91 |
758571.97 |
106 |
38718.55 |
35911.18 |
2807.36 |
3300288.21 |
803877.99 |
34786.75 |
32348.48 |
2438.27 |
3428939.39 |
761010.24 |
107 |
38718.55 |
36011.44 |
2707.11 |
3336299.65 |
806585.10 |
34696.45 |
32348.48 |
2347.96 |
3461287.88 |
763358.20 |
108 |
38718.55 |
36111.97 |
2606.58 |
3372411.61 |
809191.68 |
34606.14 |
32348.48 |
2257.65 |
3493636.36 |
765615.85 |
第10年 |
109 |
38718.55 |
36212.78 |
2505.77 |
3408624.40 |
811697.45 |
34515.83 |
32348.48 |
2167.35 |
3525984.85 |
767783.20 |
110 |
38718.55 |
36313.88 |
2404.67 |
3444938.27 |
814102.13 |
34425.53 |
32348.48 |
2077.04 |
3558333.33 |
769860.24 |
111 |
38718.55 |
36415.25 |
2303.30 |
3481353.52 |
816405.42 |
34335.22 |
32348.48 |
1986.74 |
3590681.82 |
771846.98 |
112 |
38718.55 |
36516.91 |
2201.64 |
3517870.43 |
818607.06 |
34244.91 |
32348.48 |
1896.43 |
3623030.30 |
773743.41 |
113 |
38718.55 |
36618.85 |
2099.70 |
3554489.29 |
820706.76 |
34154.61 |
32348.48 |
1806.12 |
3655378.79 |
775549.53 |
114 |
38718.55 |
36721.08 |
1997.47 |
3591210.37 |
822704.22 |
34064.30 |
32348.48 |
1715.82 |
3687727.27 |
777265.35 |
115 |
38718.55 |
36823.59 |
1894.95 |
3628033.97 |
824599.18 |
33974.00 |
32348.48 |
1625.51 |
3720075.76 |
778890.86 |
116 |
38718.55 |
36926.39 |
1792.16 |
3664960.36 |
826391.33 |
33883.69 |
32348.48 |
1535.21 |
3752424.24 |
780426.07 |
117 |
38718.55 |
37029.48 |
1689.07 |
3701989.84 |
828080.40 |
33793.38 |
32348.48 |
1444.90 |
3784772.73 |
781870.97 |
118 |
38718.55 |
37132.85 |
1585.70 |
3739122.69 |
829666.10 |
33703.08 |
32348.48 |
1354.59 |
3817121.21 |
783225.56 |
119 |
38718.55 |
37236.52 |
1482.03 |
3776359.21 |
831148.13 |
33612.77 |
32348.48 |
1264.29 |
3849469.70 |
784489.85 |
120 |
38718.55 |
37340.47 |
1378.08 |
3813699.68 |
832526.21 |
33522.47 |
32348.48 |
1173.98 |
3881818.18 |
785663.83 |
第11年 |
121 |
38718.55 |
37444.71 |
1273.84 |
3851144.39 |
833800.05 |
33432.16 |
32348.48 |
1083.67 |
3914166.67 |
786747.50 |
122 |
38718.55 |
37549.24 |
1169.31 |
3888693.63 |
834969.35 |
33341.85 |
32348.48 |
993.37 |
3946515.15 |
787740.87 |
123 |
38718.55 |
37654.07 |
1064.48 |
3926347.70 |
836033.83 |
33251.55 |
32348.48 |
903.06 |
3978863.64 |
788643.93 |
124 |
38718.55 |
37759.19 |
959.36 |
3964106.89 |
836993.20 |
33161.24 |
32348.48 |
812.76 |
4011212.12 |
789456.69 |
125 |
38718.55 |
37864.60 |
853.95 |
4001971.49 |
837847.15 |
33070.93 |
32348.48 |
722.45 |
4043560.61 |
790179.14 |
126 |
38718.55 |
37970.30 |
748.25 |
4039941.79 |
838595.39 |
32980.63 |
32348.48 |
632.14 |
4075909.09 |
790811.28 |
127 |
38718.55 |
38076.30 |
642.25 |
4078018.09 |
839237.64 |
32890.32 |
32348.48 |
541.84 |
4108257.58 |
791353.12 |
128 |
38718.55 |
38182.60 |
535.95 |
4116200.69 |
839773.59 |
32800.02 |
32348.48 |
451.53 |
4140606.06 |
791804.65 |
129 |
38718.55 |
38289.19 |
429.36 |
4154489.88 |
840202.95 |
32709.71 |
32348.48 |
361.22 |
4172954.55 |
792165.87 |
130 |
38718.55 |
38396.08 |
322.47 |
4192885.97 |
840525.41 |
32619.40 |
32348.48 |
270.92 |
4205303.03 |
792436.79 |
131 |
38718.55 |
38503.27 |
215.28 |
4231389.24 |
840740.69 |
32529.10 |
32348.48 |
180.61 |
4237651.52 |
792617.40 |
132 |
38718.55 |
38610.76 |
107.79 |
4270000.00 |
840848.48 |
32438.79 |
32348.48 |
90.31 |
4270000.00 |
792707.71 |
汇总:
|
等额本息
总利息:840848.48元 总还款:5110848.48元
|
等额本金
总利息:792707.71元 总还款:5062707.71元
|
年利率为:3.35%,折扣: 不打折,贷款:427.0万,
分132期(11年), 等额本息比等额本金多:48140.77元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。