| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
9430.28 |
6526.95 |
2903.33 |
6526.95 |
2903.33 |
10782.12 |
7878.79 |
2903.33 |
7878.79 |
2903.33 |
| 2 |
9430.28 |
6545.17 |
2885.11 |
13072.11 |
5788.45 |
10760.13 |
7878.79 |
2881.34 |
15757.58 |
5784.67 |
| 3 |
9430.28 |
6563.44 |
2866.84 |
19635.55 |
8655.29 |
10738.13 |
7878.79 |
2859.34 |
23636.36 |
8644.02 |
| 4 |
9430.28 |
6581.76 |
2848.52 |
26217.31 |
11503.80 |
10716.14 |
7878.79 |
2837.35 |
31515.15 |
11481.36 |
| 5 |
9430.28 |
6600.14 |
2830.14 |
32817.45 |
14333.95 |
10694.14 |
7878.79 |
2815.35 |
39393.94 |
14296.72 |
| 6 |
9430.28 |
6618.56 |
2811.72 |
39436.01 |
17145.66 |
10672.15 |
7878.79 |
2793.36 |
47272.73 |
17090.08 |
| 7 |
9430.28 |
6637.04 |
2793.24 |
46073.05 |
19938.91 |
10650.15 |
7878.79 |
2771.36 |
55151.52 |
19861.44 |
| 8 |
9430.28 |
6655.57 |
2774.71 |
52728.61 |
22713.62 |
10628.16 |
7878.79 |
2749.37 |
63030.30 |
22610.81 |
| 9 |
9430.28 |
6674.15 |
2756.13 |
59402.76 |
25469.75 |
10606.16 |
7878.79 |
2727.37 |
70909.09 |
25338.18 |
| 10 |
9430.28 |
6692.78 |
2737.50 |
66095.54 |
28207.25 |
10584.17 |
7878.79 |
2705.38 |
78787.88 |
28043.56 |
| 11 |
9430.28 |
6711.46 |
2718.82 |
72807.00 |
30926.07 |
10562.17 |
7878.79 |
2683.38 |
86666.67 |
30726.94 |
| 12 |
9430.28 |
6730.20 |
2700.08 |
79537.20 |
33626.15 |
10540.18 |
7878.79 |
2661.39 |
94545.45 |
33388.33 |
| 第2年 |
13 |
9430.28 |
6748.99 |
2681.29 |
86286.19 |
36307.44 |
10518.18 |
7878.79 |
2639.39 |
102424.24 |
36027.73 |
| 14 |
9430.28 |
6767.83 |
2662.45 |
93054.01 |
38969.89 |
10496.19 |
7878.79 |
2617.40 |
110303.03 |
38645.13 |
| 15 |
9430.28 |
6786.72 |
2643.56 |
99840.73 |
41613.45 |
10474.19 |
7878.79 |
2595.40 |
118181.82 |
41240.53 |
| 16 |
9430.28 |
6805.67 |
2624.61 |
106646.40 |
44238.06 |
10452.20 |
7878.79 |
2573.41 |
126060.61 |
43813.94 |
| 17 |
9430.28 |
6824.67 |
2605.61 |
113471.07 |
46843.67 |
10430.20 |
7878.79 |
2551.41 |
133939.39 |
46365.35 |
| 18 |
9430.28 |
6843.72 |
2586.56 |
120314.79 |
49430.23 |
10408.21 |
7878.79 |
2529.42 |
141818.18 |
48894.77 |
| 19 |
9430.28 |
6862.82 |
2567.45 |
127177.61 |
51997.69 |
10386.21 |
7878.79 |
2507.42 |
149696.97 |
51402.20 |
| 20 |
9430.28 |
6881.98 |
2548.30 |
134059.60 |
54545.98 |
10364.22 |
7878.79 |
2485.43 |
157575.76 |
53887.63 |
| 21 |
9430.28 |
6901.20 |
2529.08 |
140960.79 |
57075.07 |
10342.22 |
7878.79 |
2463.43 |
165454.55 |
56351.06 |
| 22 |
9430.28 |
6920.46 |
2509.82 |
147881.25 |
59584.88 |
10320.23 |
7878.79 |
2441.44 |
173333.33 |
58792.50 |
| 23 |
9430.28 |
6939.78 |
2490.50 |
154821.03 |
62075.38 |
10298.23 |
7878.79 |
2419.44 |
181212.12 |
61211.94 |
| 24 |
9430.28 |
6959.15 |
2471.12 |
161780.19 |
64546.51 |
10276.24 |
7878.79 |
2397.45 |
189090.91 |
63609.39 |
| 第3年 |
25 |
9430.28 |
6978.58 |
2451.70 |
168758.77 |
66998.20 |
10254.24 |
7878.79 |
2375.45 |
196969.70 |
65984.85 |
| 26 |
9430.28 |
6998.06 |
2432.22 |
175756.83 |
69430.42 |
10232.25 |
7878.79 |
2353.46 |
204848.48 |
68338.31 |
| 27 |
9430.28 |
7017.60 |
2412.68 |
182774.43 |
71843.10 |
10210.25 |
7878.79 |
2331.46 |
212727.27 |
70669.77 |
| 28 |
9430.28 |
7037.19 |
2393.09 |
189811.62 |
74236.19 |
10188.26 |
7878.79 |
2309.47 |
220606.06 |
72979.24 |
| 29 |
9430.28 |
7056.84 |
2373.44 |
196868.46 |
76609.63 |
10166.26 |
7878.79 |
2287.47 |
228484.85 |
75266.72 |
| 30 |
9430.28 |
7076.54 |
2353.74 |
203945.00 |
78963.37 |
10144.27 |
7878.79 |
2265.48 |
236363.64 |
77532.20 |
| 31 |
9430.28 |
7096.29 |
2333.99 |
211041.29 |
81297.36 |
10122.27 |
7878.79 |
2243.48 |
244242.42 |
79775.68 |
| 32 |
9430.28 |
7116.10 |
2314.18 |
218157.39 |
83611.53 |
10100.28 |
7878.79 |
2221.49 |
252121.21 |
81997.17 |
| 33 |
9430.28 |
7135.97 |
2294.31 |
225293.36 |
85905.85 |
10078.28 |
7878.79 |
2199.49 |
260000.00 |
84196.67 |
| 34 |
9430.28 |
7155.89 |
2274.39 |
232449.25 |
88180.23 |
10056.29 |
7878.79 |
2177.50 |
267878.79 |
86374.17 |
| 35 |
9430.28 |
7175.87 |
2254.41 |
239625.12 |
90434.65 |
10034.29 |
7878.79 |
2155.51 |
275757.58 |
88529.67 |
| 36 |
9430.28 |
7195.90 |
2234.38 |
246821.01 |
92669.03 |
10012.30 |
7878.79 |
2133.51 |
283636.36 |
90663.18 |
| 第4年 |
37 |
9430.28 |
7215.99 |
2214.29 |
254037.00 |
94883.32 |
9990.30 |
7878.79 |
2111.52 |
291515.15 |
92774.70 |
| 38 |
9430.28 |
7236.13 |
2194.15 |
261273.13 |
97077.46 |
9968.31 |
7878.79 |
2089.52 |
299393.94 |
94864.22 |
| 39 |
9430.28 |
7256.33 |
2173.95 |
268529.47 |
99251.41 |
9946.31 |
7878.79 |
2067.53 |
307272.73 |
96931.74 |
| 40 |
9430.28 |
7276.59 |
2153.69 |
275806.06 |
101405.10 |
9924.32 |
7878.79 |
2045.53 |
315151.52 |
98977.27 |
| 41 |
9430.28 |
7296.90 |
2133.37 |
283102.96 |
103538.47 |
9902.32 |
7878.79 |
2023.54 |
323030.30 |
101000.81 |
| 42 |
9430.28 |
7317.27 |
2113.00 |
290420.24 |
105651.48 |
9880.33 |
7878.79 |
2001.54 |
330909.09 |
103002.35 |
| 43 |
9430.28 |
7337.70 |
2092.58 |
297757.94 |
107744.06 |
9858.33 |
7878.79 |
1979.55 |
338787.88 |
104981.89 |
| 44 |
9430.28 |
7358.19 |
2072.09 |
305116.13 |
109816.15 |
9836.34 |
7878.79 |
1957.55 |
346666.67 |
106939.44 |
| 45 |
9430.28 |
7378.73 |
2051.55 |
312494.85 |
111867.70 |
9814.34 |
7878.79 |
1935.56 |
354545.45 |
108875.00 |
| 46 |
9430.28 |
7399.33 |
2030.95 |
319894.18 |
113898.65 |
9792.35 |
7878.79 |
1913.56 |
362424.24 |
110788.56 |
| 47 |
9430.28 |
7419.98 |
2010.30 |
327314.16 |
115908.95 |
9770.35 |
7878.79 |
1891.57 |
370303.03 |
112680.13 |
| 48 |
9430.28 |
7440.70 |
1989.58 |
334754.86 |
117898.53 |
9748.36 |
7878.79 |
1869.57 |
378181.82 |
114549.70 |
| 第5年 |
49 |
9430.28 |
7461.47 |
1968.81 |
342216.33 |
119867.34 |
9726.36 |
7878.79 |
1847.58 |
386060.61 |
116397.27 |
| 50 |
9430.28 |
7482.30 |
1947.98 |
349698.63 |
121815.32 |
9704.37 |
7878.79 |
1825.58 |
393939.39 |
118222.85 |
| 51 |
9430.28 |
7503.19 |
1927.09 |
357201.82 |
123742.41 |
9682.37 |
7878.79 |
1803.59 |
401818.18 |
120026.44 |
| 52 |
9430.28 |
7524.13 |
1906.14 |
364725.95 |
125648.55 |
9660.38 |
7878.79 |
1781.59 |
409696.97 |
121808.03 |
| 53 |
9430.28 |
7545.14 |
1885.14 |
372271.09 |
127533.69 |
9638.38 |
7878.79 |
1759.60 |
417575.76 |
123567.63 |
| 54 |
9430.28 |
7566.20 |
1864.08 |
379837.29 |
129397.77 |
9616.39 |
7878.79 |
1737.60 |
425454.55 |
125305.23 |
| 55 |
9430.28 |
7587.32 |
1842.95 |
387424.62 |
131240.72 |
9594.39 |
7878.79 |
1715.61 |
433333.33 |
127020.83 |
| 56 |
9430.28 |
7608.51 |
1821.77 |
395033.12 |
133062.50 |
9572.40 |
7878.79 |
1693.61 |
441212.12 |
128714.44 |
| 57 |
9430.28 |
7629.75 |
1800.53 |
402662.87 |
134863.03 |
9550.40 |
7878.79 |
1671.62 |
449090.91 |
130386.06 |
| 58 |
9430.28 |
7651.05 |
1779.23 |
410313.92 |
136642.26 |
9528.41 |
7878.79 |
1649.62 |
456969.70 |
132035.68 |
| 59 |
9430.28 |
7672.41 |
1757.87 |
417986.32 |
138400.13 |
9506.41 |
7878.79 |
1627.63 |
464848.48 |
133663.31 |
| 60 |
9430.28 |
7693.82 |
1736.45 |
425680.15 |
140136.59 |
9484.42 |
7878.79 |
1605.63 |
472727.27 |
135268.94 |
| 第6年 |
61 |
9430.28 |
7715.30 |
1714.98 |
433395.45 |
141851.57 |
9462.42 |
7878.79 |
1583.64 |
480606.06 |
136852.58 |
| 62 |
9430.28 |
7736.84 |
1693.44 |
441132.29 |
143545.00 |
9440.43 |
7878.79 |
1561.64 |
488484.85 |
138414.22 |
| 63 |
9430.28 |
7758.44 |
1671.84 |
448890.73 |
145216.84 |
9418.43 |
7878.79 |
1539.65 |
496363.64 |
139953.86 |
| 64 |
9430.28 |
7780.10 |
1650.18 |
456670.83 |
146867.02 |
9396.44 |
7878.79 |
1517.65 |
504242.42 |
141471.52 |
| 65 |
9430.28 |
7801.82 |
1628.46 |
464472.65 |
148495.48 |
9374.44 |
7878.79 |
1495.66 |
512121.21 |
142967.17 |
| 66 |
9430.28 |
7823.60 |
1606.68 |
472296.25 |
150102.16 |
9352.45 |
7878.79 |
1473.66 |
520000.00 |
144440.83 |
| 67 |
9430.28 |
7845.44 |
1584.84 |
480141.69 |
151687.00 |
9330.45 |
7878.79 |
1451.67 |
527878.79 |
145892.50 |
| 68 |
9430.28 |
7867.34 |
1562.94 |
488009.03 |
153249.94 |
9308.46 |
7878.79 |
1429.67 |
535757.58 |
147322.17 |
| 69 |
9430.28 |
7889.30 |
1540.97 |
495898.33 |
154790.92 |
9286.46 |
7878.79 |
1407.68 |
543636.36 |
148729.85 |
| 70 |
9430.28 |
7911.33 |
1518.95 |
503809.66 |
156309.87 |
9264.47 |
7878.79 |
1385.68 |
551515.15 |
150115.53 |
| 71 |
9430.28 |
7933.41 |
1496.86 |
511743.07 |
157806.73 |
9242.47 |
7878.79 |
1363.69 |
559393.94 |
151479.22 |
| 72 |
9430.28 |
7955.56 |
1474.72 |
519698.63 |
159281.45 |
9220.48 |
7878.79 |
1341.69 |
567272.73 |
152820.91 |
| 第7年 |
73 |
9430.28 |
7977.77 |
1452.51 |
527676.41 |
160733.96 |
9198.48 |
7878.79 |
1319.70 |
575151.52 |
154140.61 |
| 74 |
9430.28 |
8000.04 |
1430.24 |
535676.45 |
162164.19 |
9176.49 |
7878.79 |
1297.70 |
583030.30 |
155438.31 |
| 75 |
9430.28 |
8022.38 |
1407.90 |
543698.82 |
163572.10 |
9154.49 |
7878.79 |
1275.71 |
590909.09 |
156714.02 |
| 76 |
9430.28 |
8044.77 |
1385.51 |
551743.59 |
164957.60 |
9132.50 |
7878.79 |
1253.71 |
598787.88 |
157967.73 |
| 77 |
9430.28 |
8067.23 |
1363.05 |
559810.82 |
166320.65 |
9110.51 |
7878.79 |
1231.72 |
606666.67 |
159199.44 |
| 78 |
9430.28 |
8089.75 |
1340.53 |
567900.58 |
167661.18 |
9088.51 |
7878.79 |
1209.72 |
614545.45 |
160409.17 |
| 79 |
9430.28 |
8112.33 |
1317.94 |
576012.91 |
168979.13 |
9066.52 |
7878.79 |
1187.73 |
622424.24 |
161596.89 |
| 80 |
9430.28 |
8134.98 |
1295.30 |
584147.89 |
170274.42 |
9044.52 |
7878.79 |
1165.73 |
630303.03 |
162762.63 |
| 81 |
9430.28 |
8157.69 |
1272.59 |
592305.58 |
171547.01 |
9022.53 |
7878.79 |
1143.74 |
638181.82 |
163906.36 |
| 82 |
9430.28 |
8180.47 |
1249.81 |
600486.05 |
172796.82 |
9000.53 |
7878.79 |
1121.74 |
646060.61 |
165028.11 |
| 83 |
9430.28 |
8203.30 |
1226.98 |
608689.35 |
174023.80 |
8978.54 |
7878.79 |
1099.75 |
653939.39 |
166127.85 |
| 84 |
9430.28 |
8226.20 |
1204.08 |
616915.55 |
175227.88 |
8956.54 |
7878.79 |
1077.75 |
661818.18 |
167205.61 |
| 第8年 |
85 |
9430.28 |
8249.17 |
1181.11 |
625164.72 |
176408.99 |
8934.55 |
7878.79 |
1055.76 |
669696.97 |
168261.36 |
| 86 |
9430.28 |
8272.20 |
1158.08 |
633436.92 |
177567.07 |
8912.55 |
7878.79 |
1033.76 |
677575.76 |
169295.13 |
| 87 |
9430.28 |
8295.29 |
1134.99 |
641732.21 |
178702.06 |
8890.56 |
7878.79 |
1011.77 |
685454.55 |
170306.89 |
| 88 |
9430.28 |
8318.45 |
1111.83 |
650050.66 |
179813.89 |
8868.56 |
7878.79 |
989.77 |
693333.33 |
171296.67 |
| 89 |
9430.28 |
8341.67 |
1088.61 |
658392.33 |
180902.50 |
8846.57 |
7878.79 |
967.78 |
701212.12 |
172264.44 |
| 90 |
9430.28 |
8364.96 |
1065.32 |
666757.29 |
181967.82 |
8824.57 |
7878.79 |
945.78 |
709090.91 |
173210.23 |
| 91 |
9430.28 |
8388.31 |
1041.97 |
675145.60 |
183009.79 |
8802.58 |
7878.79 |
923.79 |
716969.70 |
174134.02 |
| 92 |
9430.28 |
8411.73 |
1018.55 |
683557.32 |
184028.34 |
8780.58 |
7878.79 |
901.79 |
724848.48 |
175035.81 |
| 93 |
9430.28 |
8435.21 |
995.07 |
691992.53 |
185023.41 |
8758.59 |
7878.79 |
879.80 |
732727.27 |
175915.61 |
| 94 |
9430.28 |
8458.76 |
971.52 |
700451.29 |
185994.93 |
8736.59 |
7878.79 |
857.80 |
740606.06 |
176773.41 |
| 95 |
9430.28 |
8482.37 |
947.91 |
708933.66 |
186942.84 |
8714.60 |
7878.79 |
835.81 |
748484.85 |
177609.22 |
| 96 |
9430.28 |
8506.05 |
924.23 |
717439.72 |
187867.06 |
8692.60 |
7878.79 |
813.81 |
756363.64 |
178423.03 |
| 第9年 |
97 |
9430.28 |
8529.80 |
900.48 |
725969.51 |
188767.54 |
8670.61 |
7878.79 |
791.82 |
764242.42 |
179214.85 |
| 98 |
9430.28 |
8553.61 |
876.67 |
734523.12 |
189644.21 |
8648.61 |
7878.79 |
769.82 |
772121.21 |
179984.67 |
| 99 |
9430.28 |
8577.49 |
852.79 |
743100.61 |
190497.00 |
8626.62 |
7878.79 |
747.83 |
780000.00 |
180732.50 |
| 100 |
9430.28 |
8601.43 |
828.84 |
751702.05 |
191325.85 |
8604.62 |
7878.79 |
725.83 |
787878.79 |
181458.33 |
| 101 |
9430.28 |
8625.45 |
804.83 |
760327.50 |
192130.68 |
8582.63 |
7878.79 |
703.84 |
795757.58 |
182162.17 |
| 102 |
9430.28 |
8649.53 |
780.75 |
768977.02 |
192911.43 |
8560.63 |
7878.79 |
681.84 |
803636.36 |
182844.02 |
| 103 |
9430.28 |
8673.67 |
756.61 |
777650.69 |
193668.04 |
8538.64 |
7878.79 |
659.85 |
811515.15 |
183503.86 |
| 104 |
9430.28 |
8697.89 |
732.39 |
786348.58 |
194400.43 |
8516.64 |
7878.79 |
637.85 |
819393.94 |
184141.72 |
| 105 |
9430.28 |
8722.17 |
708.11 |
795070.75 |
195108.54 |
8494.65 |
7878.79 |
615.86 |
827272.73 |
184757.58 |
| 106 |
9430.28 |
8746.52 |
683.76 |
803817.27 |
195792.30 |
8472.65 |
7878.79 |
593.86 |
835151.52 |
185351.44 |
| 107 |
9430.28 |
8770.94 |
659.34 |
812588.20 |
196451.64 |
8450.66 |
7878.79 |
571.87 |
843030.30 |
185923.31 |
| 108 |
9430.28 |
8795.42 |
634.86 |
821383.63 |
197086.50 |
8428.66 |
7878.79 |
549.87 |
850909.09 |
186473.18 |
| 第10年 |
109 |
9430.28 |
8819.97 |
610.30 |
830203.60 |
197696.80 |
8406.67 |
7878.79 |
527.88 |
858787.88 |
187001.06 |
| 110 |
9430.28 |
8844.60 |
585.68 |
839048.20 |
198282.48 |
8384.67 |
7878.79 |
505.88 |
866666.67 |
187506.94 |
| 111 |
9430.28 |
8869.29 |
560.99 |
847917.49 |
198843.48 |
8362.68 |
7878.79 |
483.89 |
874545.45 |
187990.83 |
| 112 |
9430.28 |
8894.05 |
536.23 |
856811.53 |
199379.71 |
8340.68 |
7878.79 |
461.89 |
882424.24 |
188452.73 |
| 113 |
9430.28 |
8918.88 |
511.40 |
865730.41 |
199891.11 |
8318.69 |
7878.79 |
439.90 |
890303.03 |
188892.63 |
| 114 |
9430.28 |
8943.78 |
486.50 |
874674.19 |
200377.61 |
8296.69 |
7878.79 |
417.90 |
898181.82 |
189310.53 |
| 115 |
9430.28 |
8968.74 |
461.53 |
883642.93 |
200839.14 |
8274.70 |
7878.79 |
395.91 |
906060.61 |
189706.44 |
| 116 |
9430.28 |
8993.78 |
436.50 |
892636.72 |
201275.64 |
8252.70 |
7878.79 |
373.91 |
913939.39 |
190080.35 |
| 117 |
9430.28 |
9018.89 |
411.39 |
901655.60 |
201687.03 |
8230.71 |
7878.79 |
351.92 |
921818.18 |
190432.27 |
| 118 |
9430.28 |
9044.07 |
386.21 |
910699.67 |
202073.24 |
8208.71 |
7878.79 |
329.92 |
929696.97 |
190762.20 |
| 119 |
9430.28 |
9069.32 |
360.96 |
919768.99 |
202434.20 |
8186.72 |
7878.79 |
307.93 |
937575.76 |
191070.13 |
| 120 |
9430.28 |
9094.63 |
335.64 |
928863.62 |
202769.85 |
8164.72 |
7878.79 |
285.93 |
945454.55 |
191356.06 |
| 第11年 |
121 |
9430.28 |
9120.02 |
310.26 |
937983.65 |
203080.11 |
8142.73 |
7878.79 |
263.94 |
953333.33 |
191620.00 |
| 122 |
9430.28 |
9145.48 |
284.80 |
947129.13 |
203364.90 |
8120.73 |
7878.79 |
241.94 |
961212.12 |
191861.94 |
| 123 |
9430.28 |
9171.01 |
259.26 |
956300.14 |
203624.17 |
8098.74 |
7878.79 |
219.95 |
969090.91 |
192081.89 |
| 124 |
9430.28 |
9196.62 |
233.66 |
965496.76 |
203857.83 |
8076.74 |
7878.79 |
197.95 |
976969.70 |
192279.85 |
| 125 |
9430.28 |
9222.29 |
207.99 |
974719.05 |
204065.82 |
8054.75 |
7878.79 |
175.96 |
984848.48 |
192455.81 |
| 126 |
9430.28 |
9248.04 |
182.24 |
983967.09 |
204248.06 |
8032.75 |
7878.79 |
153.96 |
992727.27 |
192609.77 |
| 127 |
9430.28 |
9273.85 |
156.43 |
993240.94 |
204404.48 |
8010.76 |
7878.79 |
131.97 |
1000606.06 |
192741.74 |
| 128 |
9430.28 |
9299.74 |
130.54 |
1002540.68 |
204535.02 |
7988.76 |
7878.79 |
109.97 |
1008484.85 |
192851.72 |
| 129 |
9430.28 |
9325.71 |
104.57 |
1011866.39 |
204639.59 |
7966.77 |
7878.79 |
87.98 |
1016363.64 |
192939.70 |
| 130 |
9430.28 |
9351.74 |
78.54 |
1021218.13 |
204718.13 |
7944.77 |
7878.79 |
65.98 |
1024242.42 |
193005.68 |
| 131 |
9430.28 |
9377.85 |
52.43 |
1030595.97 |
204770.57 |
7922.78 |
7878.79 |
43.99 |
1032121.21 |
193049.67 |
| 132 |
9430.28 |
9404.03 |
26.25 |
1040000.00 |
204796.82 |
7900.78 |
7878.79 |
21.99 |
1040000.00 |
193071.67 |
|
汇总:
|
等额本息
总利息:204796.82元 总还款:1244796.82元
|
等额本金
总利息:193071.67元 总还款:1233071.67元
|
|
年利率为:3.35%,折扣: 不打折,贷款:104.0万,
分132期(11年), 等额本息比等额本金多:11725.15元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。