期数 |
等额本息 |
等额本金 |
金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
第1年 |
1 |
39670.58 |
29812.24 |
9858.33 |
29812.24 |
9858.33 |
44328.03 |
34469.70 |
9858.33 |
34469.70 |
9858.33 |
2 |
39670.58 |
29876.84 |
9793.74 |
59689.08 |
19652.07 |
44253.35 |
34469.70 |
9783.65 |
68939.39 |
19641.98 |
3 |
39670.58 |
29941.57 |
9729.01 |
89630.65 |
29381.08 |
44178.66 |
34469.70 |
9708.96 |
103409.09 |
29350.95 |
4 |
39670.58 |
30006.44 |
9664.13 |
119637.09 |
39045.21 |
44103.98 |
34469.70 |
9634.28 |
137878.79 |
38985.23 |
5 |
39670.58 |
30071.46 |
9599.12 |
149708.55 |
48644.33 |
44029.29 |
34469.70 |
9559.60 |
172348.48 |
48544.82 |
6 |
39670.58 |
30136.61 |
9533.96 |
179845.16 |
58178.30 |
43954.61 |
34469.70 |
9484.91 |
206818.18 |
58029.73 |
7 |
39670.58 |
30201.91 |
9468.67 |
210047.07 |
67646.97 |
43879.92 |
34469.70 |
9410.23 |
241287.88 |
67439.96 |
8 |
39670.58 |
30267.35 |
9403.23 |
240314.41 |
77050.20 |
43805.24 |
34469.70 |
9335.54 |
275757.58 |
76775.51 |
9 |
39670.58 |
30332.92 |
9337.65 |
270647.34 |
86387.85 |
43730.56 |
34469.70 |
9260.86 |
310227.27 |
86036.36 |
10 |
39670.58 |
30398.65 |
9271.93 |
301045.98 |
95659.78 |
43655.87 |
34469.70 |
9186.17 |
344696.97 |
95222.54 |
11 |
39670.58 |
30464.51 |
9206.07 |
331510.49 |
104865.85 |
43581.19 |
34469.70 |
9111.49 |
379166.67 |
104334.03 |
12 |
39670.58 |
30530.52 |
9140.06 |
362041.01 |
114005.91 |
43506.50 |
34469.70 |
9036.81 |
413636.36 |
113370.83 |
第2年 |
13 |
39670.58 |
30596.67 |
9073.91 |
392637.67 |
123079.82 |
43431.82 |
34469.70 |
8962.12 |
448106.06 |
122332.95 |
14 |
39670.58 |
30662.96 |
9007.62 |
423300.63 |
132087.44 |
43357.13 |
34469.70 |
8887.44 |
482575.76 |
131220.39 |
15 |
39670.58 |
30729.39 |
8941.18 |
454030.03 |
141028.62 |
43282.45 |
34469.70 |
8812.75 |
517045.45 |
140033.14 |
16 |
39670.58 |
30795.97 |
8874.60 |
484826.00 |
149903.22 |
43207.77 |
34469.70 |
8738.07 |
551515.15 |
148771.21 |
17 |
39670.58 |
30862.70 |
8807.88 |
515688.70 |
158711.10 |
43133.08 |
34469.70 |
8663.38 |
585984.85 |
157434.60 |
18 |
39670.58 |
30929.57 |
8741.01 |
546618.27 |
167452.11 |
43058.40 |
34469.70 |
8588.70 |
620454.55 |
166023.30 |
19 |
39670.58 |
30996.58 |
8673.99 |
577614.85 |
176126.10 |
42983.71 |
34469.70 |
8514.02 |
654924.24 |
174537.31 |
20 |
39670.58 |
31063.74 |
8606.83 |
608678.59 |
184732.94 |
42909.03 |
34469.70 |
8439.33 |
689393.94 |
182976.64 |
21 |
39670.58 |
31131.05 |
8539.53 |
639809.64 |
193272.47 |
42834.34 |
34469.70 |
8364.65 |
723863.64 |
191341.29 |
22 |
39670.58 |
31198.50 |
8472.08 |
671008.14 |
201744.54 |
42759.66 |
34469.70 |
8289.96 |
758333.33 |
199631.25 |
23 |
39670.58 |
31266.09 |
8404.48 |
702274.23 |
210149.03 |
42684.97 |
34469.70 |
8215.28 |
792803.03 |
207846.53 |
24 |
39670.58 |
31333.84 |
8336.74 |
733608.07 |
218485.77 |
42610.29 |
34469.70 |
8140.59 |
827272.73 |
215987.12 |
第3年 |
25 |
39670.58 |
31401.73 |
8268.85 |
765009.80 |
226754.61 |
42535.61 |
34469.70 |
8065.91 |
861742.42 |
224053.03 |
26 |
39670.58 |
31469.76 |
8200.81 |
796479.56 |
234955.43 |
42460.92 |
34469.70 |
7991.22 |
896212.12 |
232044.26 |
27 |
39670.58 |
31537.95 |
8132.63 |
828017.51 |
243088.05 |
42386.24 |
34469.70 |
7916.54 |
930681.82 |
239960.80 |
28 |
39670.58 |
31606.28 |
8064.30 |
859623.79 |
251152.35 |
42311.55 |
34469.70 |
7841.86 |
965151.52 |
247802.65 |
29 |
39670.58 |
31674.76 |
7995.82 |
891298.55 |
259148.17 |
42236.87 |
34469.70 |
7767.17 |
999621.21 |
255569.82 |
30 |
39670.58 |
31743.39 |
7927.19 |
923041.94 |
267075.35 |
42162.18 |
34469.70 |
7692.49 |
1034090.91 |
263262.31 |
31 |
39670.58 |
31812.17 |
7858.41 |
954854.11 |
274933.76 |
42087.50 |
34469.70 |
7617.80 |
1068560.61 |
270880.11 |
32 |
39670.58 |
31881.09 |
7789.48 |
986735.20 |
282723.24 |
42012.82 |
34469.70 |
7543.12 |
1103030.30 |
278423.23 |
33 |
39670.58 |
31950.17 |
7720.41 |
1018685.37 |
290443.65 |
41938.13 |
34469.70 |
7468.43 |
1137500.00 |
285891.67 |
34 |
39670.58 |
32019.39 |
7651.18 |
1050704.77 |
298094.83 |
41863.45 |
34469.70 |
7393.75 |
1171969.70 |
293285.42 |
35 |
39670.58 |
32088.77 |
7581.81 |
1082793.54 |
305676.64 |
41788.76 |
34469.70 |
7319.07 |
1206439.39 |
300604.48 |
36 |
39670.58 |
32158.30 |
7512.28 |
1114951.83 |
313188.92 |
41714.08 |
34469.70 |
7244.38 |
1240909.09 |
307848.86 |
第4年 |
37 |
39670.58 |
32227.97 |
7442.60 |
1147179.81 |
320631.52 |
41639.39 |
34469.70 |
7169.70 |
1275378.79 |
315018.56 |
38 |
39670.58 |
32297.80 |
7372.78 |
1179477.60 |
328004.30 |
41564.71 |
34469.70 |
7095.01 |
1309848.48 |
322113.57 |
39 |
39670.58 |
32367.78 |
7302.80 |
1211845.38 |
335307.10 |
41490.03 |
34469.70 |
7020.33 |
1344318.18 |
329133.90 |
40 |
39670.58 |
32437.91 |
7232.67 |
1244283.29 |
342539.77 |
41415.34 |
34469.70 |
6945.64 |
1378787.88 |
336079.55 |
41 |
39670.58 |
32508.19 |
7162.39 |
1276791.48 |
349702.15 |
41340.66 |
34469.70 |
6870.96 |
1413257.58 |
342950.51 |
42 |
39670.58 |
32578.62 |
7091.95 |
1309370.11 |
356794.11 |
41265.97 |
34469.70 |
6796.28 |
1447727.27 |
349746.78 |
43 |
39670.58 |
32649.21 |
7021.36 |
1342019.32 |
363815.47 |
41191.29 |
34469.70 |
6721.59 |
1482196.97 |
356468.37 |
44 |
39670.58 |
32719.95 |
6950.62 |
1374739.27 |
370766.10 |
41116.60 |
34469.70 |
6646.91 |
1516666.67 |
363115.28 |
45 |
39670.58 |
32790.84 |
6879.73 |
1407530.11 |
377645.83 |
41041.92 |
34469.70 |
6572.22 |
1551136.36 |
369687.50 |
46 |
39670.58 |
32861.89 |
6808.68 |
1440392.01 |
384454.51 |
40967.23 |
34469.70 |
6497.54 |
1585606.06 |
376185.04 |
47 |
39670.58 |
32933.09 |
6737.48 |
1473325.10 |
391192.00 |
40892.55 |
34469.70 |
6422.85 |
1620075.76 |
382607.89 |
48 |
39670.58 |
33004.45 |
6666.13 |
1506329.55 |
397858.12 |
40817.87 |
34469.70 |
6348.17 |
1654545.45 |
388956.06 |
第5年 |
49 |
39670.58 |
33075.96 |
6594.62 |
1539405.50 |
404452.74 |
40743.18 |
34469.70 |
6273.48 |
1689015.15 |
395229.55 |
50 |
39670.58 |
33147.62 |
6522.95 |
1572553.12 |
410975.70 |
40668.50 |
34469.70 |
6198.80 |
1723484.85 |
401428.35 |
51 |
39670.58 |
33219.44 |
6451.13 |
1605772.57 |
417426.83 |
40593.81 |
34469.70 |
6124.12 |
1757954.55 |
407552.46 |
52 |
39670.58 |
33291.42 |
6379.16 |
1639063.98 |
423805.99 |
40519.13 |
34469.70 |
6049.43 |
1792424.24 |
413601.89 |
53 |
39670.58 |
33363.55 |
6307.03 |
1672427.53 |
430113.02 |
40444.44 |
34469.70 |
5974.75 |
1826893.94 |
419576.64 |
54 |
39670.58 |
33435.84 |
6234.74 |
1705863.37 |
436347.76 |
40369.76 |
34469.70 |
5900.06 |
1861363.64 |
425476.70 |
55 |
39670.58 |
33508.28 |
6162.30 |
1739371.65 |
442510.06 |
40295.08 |
34469.70 |
5825.38 |
1895833.33 |
431302.08 |
56 |
39670.58 |
33580.88 |
6089.69 |
1772952.53 |
448599.75 |
40220.39 |
34469.70 |
5750.69 |
1930303.03 |
437052.78 |
57 |
39670.58 |
33653.64 |
6016.94 |
1806606.17 |
454616.69 |
40145.71 |
34469.70 |
5676.01 |
1964772.73 |
442728.79 |
58 |
39670.58 |
33726.56 |
5944.02 |
1840332.73 |
460560.71 |
40071.02 |
34469.70 |
5601.33 |
1999242.42 |
448330.11 |
59 |
39670.58 |
33799.63 |
5870.95 |
1874132.36 |
466431.65 |
39996.34 |
34469.70 |
5526.64 |
2033712.12 |
453856.76 |
60 |
39670.58 |
33872.86 |
5797.71 |
1908005.22 |
472229.37 |
39921.65 |
34469.70 |
5451.96 |
2068181.82 |
459308.71 |
第6年 |
61 |
39670.58 |
33946.25 |
5724.32 |
1941951.48 |
477953.69 |
39846.97 |
34469.70 |
5377.27 |
2102651.52 |
464685.98 |
62 |
39670.58 |
34019.80 |
5650.77 |
1975971.28 |
483604.46 |
39772.29 |
34469.70 |
5302.59 |
2137121.21 |
469988.57 |
63 |
39670.58 |
34093.51 |
5577.06 |
2010064.79 |
489181.52 |
39697.60 |
34469.70 |
5227.90 |
2171590.91 |
475216.48 |
64 |
39670.58 |
34167.38 |
5503.19 |
2044232.18 |
494684.72 |
39622.92 |
34469.70 |
5153.22 |
2206060.61 |
480369.70 |
65 |
39670.58 |
34241.41 |
5429.16 |
2078473.59 |
500113.88 |
39548.23 |
34469.70 |
5078.54 |
2240530.30 |
485448.23 |
66 |
39670.58 |
34315.60 |
5354.97 |
2112789.19 |
505468.85 |
39473.55 |
34469.70 |
5003.85 |
2275000.00 |
490452.08 |
67 |
39670.58 |
34389.95 |
5280.62 |
2147179.15 |
510749.48 |
39398.86 |
34469.70 |
4929.17 |
2309469.70 |
495381.25 |
68 |
39670.58 |
34464.46 |
5206.11 |
2181643.61 |
515955.59 |
39324.18 |
34469.70 |
4854.48 |
2343939.39 |
500235.73 |
69 |
39670.58 |
34539.14 |
5131.44 |
2216182.75 |
521087.03 |
39249.49 |
34469.70 |
4779.80 |
2378409.09 |
505015.53 |
70 |
39670.58 |
34613.97 |
5056.60 |
2250796.72 |
526143.63 |
39174.81 |
34469.70 |
4705.11 |
2412878.79 |
509720.64 |
71 |
39670.58 |
34688.97 |
4981.61 |
2285485.69 |
531125.24 |
39100.13 |
34469.70 |
4630.43 |
2447348.48 |
514351.07 |
72 |
39670.58 |
34764.13 |
4906.45 |
2320249.82 |
536031.69 |
39025.44 |
34469.70 |
4555.74 |
2481818.18 |
518906.82 |
第7年 |
73 |
39670.58 |
34839.45 |
4831.13 |
2355089.27 |
540862.81 |
38950.76 |
34469.70 |
4481.06 |
2516287.88 |
523387.88 |
74 |
39670.58 |
34914.94 |
4755.64 |
2390004.21 |
545618.45 |
38876.07 |
34469.70 |
4406.38 |
2550757.58 |
527794.26 |
75 |
39670.58 |
34990.59 |
4679.99 |
2424994.79 |
550298.44 |
38801.39 |
34469.70 |
4331.69 |
2585227.27 |
532125.95 |
76 |
39670.58 |
35066.40 |
4604.18 |
2460061.19 |
554902.62 |
38726.70 |
34469.70 |
4257.01 |
2619696.97 |
536382.95 |
77 |
39670.58 |
35142.38 |
4528.20 |
2495203.57 |
559430.82 |
38652.02 |
34469.70 |
4182.32 |
2654166.67 |
540565.28 |
78 |
39670.58 |
35218.52 |
4452.06 |
2530422.08 |
563882.88 |
38577.34 |
34469.70 |
4107.64 |
2688636.36 |
544672.92 |
79 |
39670.58 |
35294.82 |
4375.75 |
2565716.91 |
568258.63 |
38502.65 |
34469.70 |
4032.95 |
2723106.06 |
548705.87 |
80 |
39670.58 |
35371.30 |
4299.28 |
2601088.20 |
572557.91 |
38427.97 |
34469.70 |
3958.27 |
2757575.76 |
552664.14 |
81 |
39670.58 |
35447.93 |
4222.64 |
2636536.14 |
576780.55 |
38353.28 |
34469.70 |
3883.59 |
2792045.45 |
556547.73 |
82 |
39670.58 |
35524.74 |
4145.84 |
2672060.88 |
580926.39 |
38278.60 |
34469.70 |
3808.90 |
2826515.15 |
560356.63 |
83 |
39670.58 |
35601.71 |
4068.87 |
2707662.59 |
584995.26 |
38203.91 |
34469.70 |
3734.22 |
2860984.85 |
564090.85 |
84 |
39670.58 |
35678.85 |
3991.73 |
2743341.43 |
588986.99 |
38129.23 |
34469.70 |
3659.53 |
2895454.55 |
567750.38 |
第8年 |
85 |
39670.58 |
35756.15 |
3914.43 |
2779097.58 |
592901.42 |
38054.55 |
34469.70 |
3584.85 |
2929924.24 |
571335.23 |
86 |
39670.58 |
35833.62 |
3836.96 |
2814931.20 |
596738.37 |
37979.86 |
34469.70 |
3510.16 |
2964393.94 |
574845.39 |
87 |
39670.58 |
35911.26 |
3759.32 |
2850842.46 |
600497.69 |
37905.18 |
34469.70 |
3435.48 |
2998863.64 |
578280.87 |
88 |
39670.58 |
35989.07 |
3681.51 |
2886831.53 |
604179.20 |
37830.49 |
34469.70 |
3360.80 |
3033333.33 |
581641.67 |
89 |
39670.58 |
36067.04 |
3603.53 |
2922898.58 |
607782.73 |
37755.81 |
34469.70 |
3286.11 |
3067803.03 |
584927.78 |
90 |
39670.58 |
36145.19 |
3525.39 |
2959043.77 |
611308.12 |
37681.12 |
34469.70 |
3211.43 |
3102272.73 |
588139.20 |
91 |
39670.58 |
36223.50 |
3447.07 |
2995267.27 |
614755.19 |
37606.44 |
34469.70 |
3136.74 |
3136742.42 |
591275.95 |
92 |
39670.58 |
36301.99 |
3368.59 |
3031569.26 |
618123.78 |
37531.76 |
34469.70 |
3062.06 |
3171212.12 |
594338.01 |
93 |
39670.58 |
36380.64 |
3289.93 |
3067949.90 |
621413.71 |
37457.07 |
34469.70 |
2987.37 |
3205681.82 |
597325.38 |
94 |
39670.58 |
36459.47 |
3211.11 |
3104409.37 |
624624.82 |
37382.39 |
34469.70 |
2912.69 |
3240151.52 |
600238.07 |
95 |
39670.58 |
36538.46 |
3132.11 |
3140947.83 |
627756.93 |
37307.70 |
34469.70 |
2838.01 |
3274621.21 |
603076.07 |
96 |
39670.58 |
36617.63 |
3052.95 |
3177565.46 |
630809.88 |
37233.02 |
34469.70 |
2763.32 |
3309090.91 |
605839.39 |
第9年 |
97 |
39670.58 |
36696.97 |
2973.61 |
3214262.43 |
633783.49 |
37158.33 |
34469.70 |
2688.64 |
3343560.61 |
608528.03 |
98 |
39670.58 |
36776.48 |
2894.10 |
3251038.91 |
636677.58 |
37083.65 |
34469.70 |
2613.95 |
3378030.30 |
611141.98 |
99 |
39670.58 |
36856.16 |
2814.42 |
3287895.07 |
639492.00 |
37008.96 |
34469.70 |
2539.27 |
3412500.00 |
613681.25 |
100 |
39670.58 |
36936.02 |
2734.56 |
3324831.09 |
642226.56 |
36934.28 |
34469.70 |
2464.58 |
3446969.70 |
616145.83 |
101 |
39670.58 |
37016.04 |
2654.53 |
3361847.13 |
644881.09 |
36859.60 |
34469.70 |
2389.90 |
3481439.39 |
618535.73 |
102 |
39670.58 |
37096.25 |
2574.33 |
3398943.38 |
647455.42 |
36784.91 |
34469.70 |
2315.21 |
3515909.09 |
620850.95 |
103 |
39670.58 |
37176.62 |
2493.96 |
3436120.00 |
649949.38 |
36710.23 |
34469.70 |
2240.53 |
3550378.79 |
623091.48 |
104 |
39670.58 |
37257.17 |
2413.41 |
3473377.17 |
652362.79 |
36635.54 |
34469.70 |
2165.85 |
3584848.48 |
625257.32 |
105 |
39670.58 |
37337.89 |
2332.68 |
3510715.06 |
654695.47 |
36560.86 |
34469.70 |
2091.16 |
3619318.18 |
627348.48 |
106 |
39670.58 |
37418.79 |
2251.78 |
3548133.85 |
656947.25 |
36486.17 |
34469.70 |
2016.48 |
3653787.88 |
629364.96 |
107 |
39670.58 |
37499.87 |
2170.71 |
3585633.72 |
659117.96 |
36411.49 |
34469.70 |
1941.79 |
3688257.58 |
631306.76 |
108 |
39670.58 |
37581.12 |
2089.46 |
3623214.83 |
661207.42 |
36336.81 |
34469.70 |
1867.11 |
3722727.27 |
633173.86 |
第10年 |
109 |
39670.58 |
37662.54 |
2008.03 |
3660877.38 |
663215.46 |
36262.12 |
34469.70 |
1792.42 |
3757196.97 |
634966.29 |
110 |
39670.58 |
37744.14 |
1926.43 |
3698621.52 |
665141.89 |
36187.44 |
34469.70 |
1717.74 |
3791666.67 |
636684.03 |
111 |
39670.58 |
37825.92 |
1844.65 |
3736447.44 |
666986.54 |
36112.75 |
34469.70 |
1643.06 |
3826136.36 |
638327.08 |
112 |
39670.58 |
37907.88 |
1762.70 |
3774355.32 |
668749.24 |
36038.07 |
34469.70 |
1568.37 |
3860606.06 |
639895.45 |
113 |
39670.58 |
37990.01 |
1680.56 |
3812345.34 |
670429.80 |
35963.38 |
34469.70 |
1493.69 |
3895075.76 |
641389.14 |
114 |
39670.58 |
38072.32 |
1598.25 |
3850417.66 |
672028.06 |
35888.70 |
34469.70 |
1419.00 |
3929545.45 |
642808.14 |
115 |
39670.58 |
38154.81 |
1515.76 |
3888572.48 |
673543.82 |
35814.02 |
34469.70 |
1344.32 |
3964015.15 |
644152.46 |
116 |
39670.58 |
38237.48 |
1433.09 |
3926809.96 |
674976.91 |
35739.33 |
34469.70 |
1269.63 |
3998484.85 |
645422.10 |
117 |
39670.58 |
38320.33 |
1350.25 |
3965130.29 |
676327.16 |
35664.65 |
34469.70 |
1194.95 |
4032954.55 |
646617.05 |
118 |
39670.58 |
38403.36 |
1267.22 |
4003533.65 |
677594.37 |
35589.96 |
34469.70 |
1120.27 |
4067424.24 |
647737.31 |
119 |
39670.58 |
38486.57 |
1184.01 |
4042020.22 |
678778.38 |
35515.28 |
34469.70 |
1045.58 |
4101893.94 |
648782.89 |
120 |
39670.58 |
38569.95 |
1100.62 |
4080590.17 |
679879.01 |
35440.59 |
34469.70 |
970.90 |
4136363.64 |
649753.79 |
第11年 |
121 |
39670.58 |
38653.52 |
1017.05 |
4119243.69 |
680896.06 |
35365.91 |
34469.70 |
896.21 |
4170833.33 |
650650.00 |
122 |
39670.58 |
38737.27 |
933.31 |
4157980.96 |
681829.37 |
35291.22 |
34469.70 |
821.53 |
4205303.03 |
651471.53 |
123 |
39670.58 |
38821.20 |
849.37 |
4196802.16 |
682678.74 |
35216.54 |
34469.70 |
746.84 |
4239772.73 |
652218.37 |
124 |
39670.58 |
38905.31 |
765.26 |
4235707.48 |
683444.00 |
35141.86 |
34469.70 |
672.16 |
4274242.42 |
652890.53 |
125 |
39670.58 |
38989.61 |
680.97 |
4274697.09 |
684124.97 |
35067.17 |
34469.70 |
597.47 |
4308712.12 |
653488.01 |
126 |
39670.58 |
39074.09 |
596.49 |
4313771.17 |
684721.46 |
34992.49 |
34469.70 |
522.79 |
4343181.82 |
654010.80 |
127 |
39670.58 |
39158.75 |
511.83 |
4352929.92 |
685233.29 |
34917.80 |
34469.70 |
448.11 |
4377651.52 |
654458.90 |
128 |
39670.58 |
39243.59 |
426.99 |
4392173.51 |
685660.27 |
34843.12 |
34469.70 |
373.42 |
4412121.21 |
654832.32 |
129 |
39670.58 |
39328.62 |
341.96 |
4431502.13 |
686002.23 |
34768.43 |
34469.70 |
298.74 |
4446590.91 |
655131.06 |
130 |
39670.58 |
39413.83 |
256.75 |
4470915.96 |
686258.98 |
34693.75 |
34469.70 |
224.05 |
4481060.61 |
655355.11 |
131 |
39670.58 |
39499.23 |
171.35 |
4510415.19 |
686430.33 |
34619.07 |
34469.70 |
149.37 |
4515530.30 |
655504.48 |
132 |
39670.58 |
39584.81 |
85.77 |
4550000.00 |
686516.09 |
34544.38 |
34469.70 |
74.68 |
4550000.00 |
655579.17 |
汇总:
|
等额本息
总利息:686516.09元 总还款:5236516.09元
|
等额本金
总利息:655579.17元 总还款:5205579.17元
|
年利率为:2.60%,折扣: 不打折,贷款:455.0万,
分132期(11年), 等额本息比等额本金多:30936.93元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。