| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
9887.16 |
7512.16 |
2375.00 |
7512.16 |
2375.00 |
11011.36 |
8636.36 |
2375.00 |
8636.36 |
2375.00 |
| 2 |
9887.16 |
7527.81 |
2359.35 |
15039.97 |
4734.35 |
10993.37 |
8636.36 |
2357.01 |
17272.73 |
4732.01 |
| 3 |
9887.16 |
7543.49 |
2343.67 |
22583.46 |
7078.02 |
10975.38 |
8636.36 |
2339.02 |
25909.09 |
7071.02 |
| 4 |
9887.16 |
7559.21 |
2327.95 |
30142.67 |
9405.97 |
10957.39 |
8636.36 |
2321.02 |
34545.45 |
9392.05 |
| 5 |
9887.16 |
7574.96 |
2312.20 |
37717.62 |
11718.17 |
10939.39 |
8636.36 |
2303.03 |
43181.82 |
11695.08 |
| 6 |
9887.16 |
7590.74 |
2296.42 |
45308.36 |
14014.59 |
10921.40 |
8636.36 |
2285.04 |
51818.18 |
13980.11 |
| 7 |
9887.16 |
7606.55 |
2280.61 |
52914.91 |
16295.20 |
10903.41 |
8636.36 |
2267.05 |
60454.55 |
16247.16 |
| 8 |
9887.16 |
7622.40 |
2264.76 |
60537.31 |
18559.96 |
10885.42 |
8636.36 |
2249.05 |
69090.91 |
18496.21 |
| 9 |
9887.16 |
7638.28 |
2248.88 |
68175.59 |
20808.84 |
10867.42 |
8636.36 |
2231.06 |
77727.27 |
20727.27 |
| 10 |
9887.16 |
7654.19 |
2232.97 |
75829.78 |
23041.81 |
10849.43 |
8636.36 |
2213.07 |
86363.64 |
22940.34 |
| 11 |
9887.16 |
7670.14 |
2217.02 |
83499.92 |
25258.83 |
10831.44 |
8636.36 |
2195.08 |
95000.00 |
25135.42 |
| 12 |
9887.16 |
7686.12 |
2201.04 |
91186.04 |
27459.87 |
10813.45 |
8636.36 |
2177.08 |
103636.36 |
27312.50 |
| 第2年 |
13 |
9887.16 |
7702.13 |
2185.03 |
98888.17 |
29644.90 |
10795.45 |
8636.36 |
2159.09 |
112272.73 |
29471.59 |
| 14 |
9887.16 |
7718.18 |
2168.98 |
106606.34 |
31813.88 |
10777.46 |
8636.36 |
2141.10 |
120909.09 |
31612.69 |
| 15 |
9887.16 |
7734.26 |
2152.90 |
114340.60 |
33966.79 |
10759.47 |
8636.36 |
2123.11 |
129545.45 |
33735.80 |
| 16 |
9887.16 |
7750.37 |
2136.79 |
122090.97 |
36103.58 |
10741.48 |
8636.36 |
2105.11 |
138181.82 |
35840.91 |
| 17 |
9887.16 |
7766.52 |
2120.64 |
129857.48 |
38224.22 |
10723.48 |
8636.36 |
2087.12 |
146818.18 |
37928.03 |
| 18 |
9887.16 |
7782.70 |
2104.46 |
137640.18 |
40328.68 |
10705.49 |
8636.36 |
2069.13 |
155454.55 |
39997.16 |
| 19 |
9887.16 |
7798.91 |
2088.25 |
145439.09 |
42416.93 |
10687.50 |
8636.36 |
2051.14 |
164090.91 |
42048.30 |
| 20 |
9887.16 |
7815.16 |
2072.00 |
153254.24 |
44488.94 |
10669.51 |
8636.36 |
2033.14 |
172727.27 |
44081.44 |
| 21 |
9887.16 |
7831.44 |
2055.72 |
161085.68 |
46544.66 |
10651.52 |
8636.36 |
2015.15 |
181363.64 |
46096.59 |
| 22 |
9887.16 |
7847.75 |
2039.40 |
168933.44 |
48584.06 |
10633.52 |
8636.36 |
1997.16 |
190000.00 |
48093.75 |
| 23 |
9887.16 |
7864.10 |
2023.06 |
176797.54 |
50607.12 |
10615.53 |
8636.36 |
1979.17 |
198636.36 |
50072.92 |
| 24 |
9887.16 |
7880.49 |
2006.67 |
184678.03 |
52613.79 |
10597.54 |
8636.36 |
1961.17 |
207272.73 |
52034.09 |
| 第3年 |
25 |
9887.16 |
7896.90 |
1990.25 |
192574.93 |
54604.04 |
10579.55 |
8636.36 |
1943.18 |
215909.09 |
53977.27 |
| 26 |
9887.16 |
7913.36 |
1973.80 |
200488.29 |
56577.84 |
10561.55 |
8636.36 |
1925.19 |
224545.45 |
55902.46 |
| 27 |
9887.16 |
7929.84 |
1957.32 |
208418.13 |
58535.16 |
10543.56 |
8636.36 |
1907.20 |
233181.82 |
57809.66 |
| 28 |
9887.16 |
7946.36 |
1940.80 |
216364.49 |
60475.96 |
10525.57 |
8636.36 |
1889.20 |
241818.18 |
59698.86 |
| 29 |
9887.16 |
7962.92 |
1924.24 |
224327.41 |
62400.20 |
10507.58 |
8636.36 |
1871.21 |
250454.55 |
61570.08 |
| 30 |
9887.16 |
7979.51 |
1907.65 |
232306.92 |
64307.85 |
10489.58 |
8636.36 |
1853.22 |
259090.91 |
63423.30 |
| 31 |
9887.16 |
7996.13 |
1891.03 |
240303.05 |
66198.88 |
10471.59 |
8636.36 |
1835.23 |
267727.27 |
65258.52 |
| 32 |
9887.16 |
8012.79 |
1874.37 |
248315.84 |
68073.24 |
10453.60 |
8636.36 |
1817.23 |
276363.64 |
67075.76 |
| 33 |
9887.16 |
8029.48 |
1857.68 |
256345.33 |
69930.92 |
10435.61 |
8636.36 |
1799.24 |
285000.00 |
68875.00 |
| 34 |
9887.16 |
8046.21 |
1840.95 |
264391.54 |
71771.87 |
10417.61 |
8636.36 |
1781.25 |
293636.36 |
70656.25 |
| 35 |
9887.16 |
8062.97 |
1824.18 |
272454.51 |
73596.05 |
10399.62 |
8636.36 |
1763.26 |
302272.73 |
72419.51 |
| 36 |
9887.16 |
8079.77 |
1807.39 |
280534.28 |
75403.44 |
10381.63 |
8636.36 |
1745.27 |
310909.09 |
74164.77 |
| 第4年 |
37 |
9887.16 |
8096.61 |
1790.55 |
288630.89 |
77193.99 |
10363.64 |
8636.36 |
1727.27 |
319545.45 |
75892.05 |
| 38 |
9887.16 |
8113.47 |
1773.69 |
296744.36 |
78967.68 |
10345.64 |
8636.36 |
1709.28 |
328181.82 |
77601.33 |
| 39 |
9887.16 |
8130.38 |
1756.78 |
304874.74 |
80724.46 |
10327.65 |
8636.36 |
1691.29 |
336818.18 |
79292.61 |
| 40 |
9887.16 |
8147.31 |
1739.84 |
313022.05 |
82464.30 |
10309.66 |
8636.36 |
1673.30 |
345454.55 |
80965.91 |
| 41 |
9887.16 |
8164.29 |
1722.87 |
321186.34 |
84187.17 |
10291.67 |
8636.36 |
1655.30 |
354090.91 |
82621.21 |
| 42 |
9887.16 |
8181.30 |
1705.86 |
329367.64 |
85893.04 |
10273.67 |
8636.36 |
1637.31 |
362727.27 |
84258.52 |
| 43 |
9887.16 |
8198.34 |
1688.82 |
337565.98 |
87581.85 |
10255.68 |
8636.36 |
1619.32 |
371363.64 |
85877.84 |
| 44 |
9887.16 |
8215.42 |
1671.74 |
345781.40 |
89253.59 |
10237.69 |
8636.36 |
1601.33 |
380000.00 |
87479.17 |
| 45 |
9887.16 |
8232.54 |
1654.62 |
354013.94 |
90908.21 |
10219.70 |
8636.36 |
1583.33 |
388636.36 |
89062.50 |
| 46 |
9887.16 |
8249.69 |
1637.47 |
362263.63 |
92545.68 |
10201.70 |
8636.36 |
1565.34 |
397272.73 |
90627.84 |
| 47 |
9887.16 |
8266.87 |
1620.28 |
370530.50 |
94165.97 |
10183.71 |
8636.36 |
1547.35 |
405909.09 |
92175.19 |
| 48 |
9887.16 |
8284.10 |
1603.06 |
378814.60 |
95769.03 |
10165.72 |
8636.36 |
1529.36 |
414545.45 |
93704.55 |
| 第5年 |
49 |
9887.16 |
8301.36 |
1585.80 |
387115.95 |
97354.83 |
10147.73 |
8636.36 |
1511.36 |
423181.82 |
95215.91 |
| 50 |
9887.16 |
8318.65 |
1568.51 |
395434.61 |
98923.34 |
10129.73 |
8636.36 |
1493.37 |
431818.18 |
96709.28 |
| 51 |
9887.16 |
8335.98 |
1551.18 |
403770.59 |
100474.52 |
10111.74 |
8636.36 |
1475.38 |
440454.55 |
98184.66 |
| 52 |
9887.16 |
8353.35 |
1533.81 |
412123.93 |
102008.33 |
10093.75 |
8636.36 |
1457.39 |
449090.91 |
99642.05 |
| 53 |
9887.16 |
8370.75 |
1516.41 |
420494.68 |
103524.74 |
10075.76 |
8636.36 |
1439.39 |
457727.27 |
101081.44 |
| 54 |
9887.16 |
8388.19 |
1498.97 |
428882.87 |
105023.71 |
10057.77 |
8636.36 |
1421.40 |
466363.64 |
102502.84 |
| 55 |
9887.16 |
8405.66 |
1481.49 |
437288.54 |
106505.20 |
10039.77 |
8636.36 |
1403.41 |
475000.00 |
103906.25 |
| 56 |
9887.16 |
8423.18 |
1463.98 |
445711.72 |
107969.18 |
10021.78 |
8636.36 |
1385.42 |
483636.36 |
105291.67 |
| 57 |
9887.16 |
8440.73 |
1446.43 |
454152.44 |
109415.62 |
10003.79 |
8636.36 |
1367.42 |
492272.73 |
106659.09 |
| 58 |
9887.16 |
8458.31 |
1428.85 |
462610.75 |
110844.47 |
9985.80 |
8636.36 |
1349.43 |
500909.09 |
108008.52 |
| 59 |
9887.16 |
8475.93 |
1411.23 |
471086.68 |
112255.69 |
9967.80 |
8636.36 |
1331.44 |
509545.45 |
109339.96 |
| 60 |
9887.16 |
8493.59 |
1393.57 |
479580.27 |
113649.26 |
9949.81 |
8636.36 |
1313.45 |
518181.82 |
110653.41 |
| 第6年 |
61 |
9887.16 |
8511.28 |
1375.87 |
488091.56 |
115025.14 |
9931.82 |
8636.36 |
1295.45 |
526818.18 |
111948.86 |
| 62 |
9887.16 |
8529.02 |
1358.14 |
496620.57 |
116383.28 |
9913.83 |
8636.36 |
1277.46 |
535454.55 |
113226.33 |
| 63 |
9887.16 |
8546.79 |
1340.37 |
505167.36 |
117723.66 |
9895.83 |
8636.36 |
1259.47 |
544090.91 |
114485.80 |
| 64 |
9887.16 |
8564.59 |
1322.57 |
513731.95 |
119046.22 |
9877.84 |
8636.36 |
1241.48 |
552727.27 |
115727.27 |
| 65 |
9887.16 |
8582.43 |
1304.73 |
522314.38 |
120350.95 |
9859.85 |
8636.36 |
1223.48 |
561363.64 |
116950.76 |
| 66 |
9887.16 |
8600.31 |
1286.85 |
530914.70 |
121637.79 |
9841.86 |
8636.36 |
1205.49 |
570000.00 |
118156.25 |
| 67 |
9887.16 |
8618.23 |
1268.93 |
539532.93 |
122906.72 |
9823.86 |
8636.36 |
1187.50 |
578636.36 |
119343.75 |
| 68 |
9887.16 |
8636.19 |
1250.97 |
548169.11 |
124157.69 |
9805.87 |
8636.36 |
1169.51 |
587272.73 |
120513.26 |
| 69 |
9887.16 |
8654.18 |
1232.98 |
556823.29 |
125390.68 |
9787.88 |
8636.36 |
1151.52 |
595909.09 |
121664.77 |
| 70 |
9887.16 |
8672.21 |
1214.95 |
565495.50 |
126605.63 |
9769.89 |
8636.36 |
1133.52 |
604545.45 |
122798.30 |
| 71 |
9887.16 |
8690.27 |
1196.88 |
574185.77 |
127802.51 |
9751.89 |
8636.36 |
1115.53 |
613181.82 |
123913.83 |
| 72 |
9887.16 |
8708.38 |
1178.78 |
582894.15 |
128981.29 |
9733.90 |
8636.36 |
1097.54 |
621818.18 |
125011.36 |
| 第7年 |
73 |
9887.16 |
8726.52 |
1160.64 |
591620.67 |
130141.93 |
9715.91 |
8636.36 |
1079.55 |
630454.55 |
126090.91 |
| 74 |
9887.16 |
8744.70 |
1142.46 |
600365.38 |
131284.38 |
9697.92 |
8636.36 |
1061.55 |
639090.91 |
127152.46 |
| 75 |
9887.16 |
8762.92 |
1124.24 |
609128.30 |
132408.62 |
9679.92 |
8636.36 |
1043.56 |
647727.27 |
128196.02 |
| 76 |
9887.16 |
8781.18 |
1105.98 |
617909.47 |
133514.61 |
9661.93 |
8636.36 |
1025.57 |
656363.64 |
129221.59 |
| 77 |
9887.16 |
8799.47 |
1087.69 |
626708.94 |
134602.29 |
9643.94 |
8636.36 |
1007.58 |
665000.00 |
130229.17 |
| 78 |
9887.16 |
8817.80 |
1069.36 |
635526.75 |
135671.65 |
9625.95 |
8636.36 |
989.58 |
673636.36 |
131218.75 |
| 79 |
9887.16 |
8836.17 |
1050.99 |
644362.92 |
136722.64 |
9607.95 |
8636.36 |
971.59 |
682272.73 |
132190.34 |
| 80 |
9887.16 |
8854.58 |
1032.58 |
653217.50 |
137755.21 |
9589.96 |
8636.36 |
953.60 |
690909.09 |
133143.94 |
| 81 |
9887.16 |
8873.03 |
1014.13 |
662090.53 |
138769.34 |
9571.97 |
8636.36 |
935.61 |
699545.45 |
134079.55 |
| 82 |
9887.16 |
8891.51 |
995.64 |
670982.04 |
139764.99 |
9553.98 |
8636.36 |
917.61 |
708181.82 |
134997.16 |
| 83 |
9887.16 |
8910.04 |
977.12 |
679892.08 |
140742.11 |
9535.98 |
8636.36 |
899.62 |
716818.18 |
135896.78 |
| 84 |
9887.16 |
8928.60 |
958.56 |
688820.68 |
141700.67 |
9517.99 |
8636.36 |
881.63 |
725454.55 |
136778.41 |
| 第8年 |
85 |
9887.16 |
8947.20 |
939.96 |
697767.88 |
142640.63 |
9500.00 |
8636.36 |
863.64 |
734090.91 |
137642.05 |
| 86 |
9887.16 |
8965.84 |
921.32 |
706733.73 |
143561.94 |
9482.01 |
8636.36 |
845.64 |
742727.27 |
138487.69 |
| 87 |
9887.16 |
8984.52 |
902.64 |
715718.25 |
144464.58 |
9464.02 |
8636.36 |
827.65 |
751363.64 |
139315.34 |
| 88 |
9887.16 |
9003.24 |
883.92 |
724721.49 |
145348.50 |
9446.02 |
8636.36 |
809.66 |
760000.00 |
140125.00 |
| 89 |
9887.16 |
9022.00 |
865.16 |
733743.48 |
146213.66 |
9428.03 |
8636.36 |
791.67 |
768636.36 |
140916.67 |
| 90 |
9887.16 |
9040.79 |
846.37 |
742784.27 |
147060.03 |
9410.04 |
8636.36 |
773.67 |
777272.73 |
141690.34 |
| 91 |
9887.16 |
9059.63 |
827.53 |
751843.90 |
147887.56 |
9392.05 |
8636.36 |
755.68 |
785909.09 |
142446.02 |
| 92 |
9887.16 |
9078.50 |
808.66 |
760922.40 |
148696.22 |
9374.05 |
8636.36 |
737.69 |
794545.45 |
143183.71 |
| 93 |
9887.16 |
9097.41 |
789.75 |
770019.81 |
149485.97 |
9356.06 |
8636.36 |
719.70 |
803181.82 |
143903.41 |
| 94 |
9887.16 |
9116.37 |
770.79 |
779136.18 |
150256.76 |
9338.07 |
8636.36 |
701.70 |
811818.18 |
144605.11 |
| 95 |
9887.16 |
9135.36 |
751.80 |
788271.54 |
151008.56 |
9320.08 |
8636.36 |
683.71 |
820454.55 |
145288.83 |
| 96 |
9887.16 |
9154.39 |
732.77 |
797425.93 |
151741.33 |
9302.08 |
8636.36 |
665.72 |
829090.91 |
145954.55 |
| 第9年 |
97 |
9887.16 |
9173.46 |
713.70 |
806599.39 |
152455.02 |
9284.09 |
8636.36 |
647.73 |
837727.27 |
146602.27 |
| 98 |
9887.16 |
9192.57 |
694.58 |
815791.97 |
153149.61 |
9266.10 |
8636.36 |
629.73 |
846363.64 |
147232.01 |
| 99 |
9887.16 |
9211.73 |
675.43 |
825003.69 |
153825.04 |
9248.11 |
8636.36 |
611.74 |
855000.00 |
147843.75 |
| 100 |
9887.16 |
9230.92 |
656.24 |
834234.61 |
154481.28 |
9230.11 |
8636.36 |
593.75 |
863636.36 |
148437.50 |
| 101 |
9887.16 |
9250.15 |
637.01 |
843484.76 |
155118.29 |
9212.12 |
8636.36 |
575.76 |
872272.73 |
149013.26 |
| 102 |
9887.16 |
9269.42 |
617.74 |
852754.18 |
155736.04 |
9194.13 |
8636.36 |
557.77 |
880909.09 |
149571.02 |
| 103 |
9887.16 |
9288.73 |
598.43 |
862042.91 |
156334.46 |
9176.14 |
8636.36 |
539.77 |
889545.45 |
150110.80 |
| 104 |
9887.16 |
9308.08 |
579.08 |
871350.99 |
156913.54 |
9158.14 |
8636.36 |
521.78 |
898181.82 |
150632.58 |
| 105 |
9887.16 |
9327.47 |
559.69 |
880678.46 |
157473.23 |
9140.15 |
8636.36 |
503.79 |
906818.18 |
151136.36 |
| 106 |
9887.16 |
9346.91 |
540.25 |
890025.37 |
158013.48 |
9122.16 |
8636.36 |
485.80 |
915454.55 |
151622.16 |
| 107 |
9887.16 |
9366.38 |
520.78 |
899391.75 |
158534.26 |
9104.17 |
8636.36 |
467.80 |
924090.91 |
152089.96 |
| 108 |
9887.16 |
9385.89 |
501.27 |
908777.64 |
159035.53 |
9086.17 |
8636.36 |
449.81 |
932727.27 |
152539.77 |
| 第10年 |
109 |
9887.16 |
9405.45 |
481.71 |
918183.08 |
159517.24 |
9068.18 |
8636.36 |
431.82 |
941363.64 |
152971.59 |
| 110 |
9887.16 |
9425.04 |
462.12 |
927608.12 |
159979.36 |
9050.19 |
8636.36 |
413.83 |
950000.00 |
153385.42 |
| 111 |
9887.16 |
9444.68 |
442.48 |
937052.80 |
160421.84 |
9032.20 |
8636.36 |
395.83 |
958636.36 |
153781.25 |
| 112 |
9887.16 |
9464.35 |
422.81 |
946517.15 |
160844.65 |
9014.20 |
8636.36 |
377.84 |
967272.73 |
154159.09 |
| 113 |
9887.16 |
9484.07 |
403.09 |
956001.22 |
161247.74 |
8996.21 |
8636.36 |
359.85 |
975909.09 |
154518.94 |
| 114 |
9887.16 |
9503.83 |
383.33 |
965505.05 |
161631.07 |
8978.22 |
8636.36 |
341.86 |
984545.45 |
154860.80 |
| 115 |
9887.16 |
9523.63 |
363.53 |
975028.68 |
161994.60 |
8960.23 |
8636.36 |
323.86 |
993181.82 |
155184.66 |
| 116 |
9887.16 |
9543.47 |
343.69 |
984572.15 |
162338.29 |
8942.23 |
8636.36 |
305.87 |
1001818.18 |
155490.53 |
| 117 |
9887.16 |
9563.35 |
323.81 |
994135.50 |
162662.10 |
8924.24 |
8636.36 |
287.88 |
1010454.55 |
155778.41 |
| 118 |
9887.16 |
9583.27 |
303.88 |
1003718.77 |
162965.98 |
8906.25 |
8636.36 |
269.89 |
1019090.91 |
156048.30 |
| 119 |
9887.16 |
9603.24 |
283.92 |
1013322.01 |
163249.90 |
8888.26 |
8636.36 |
251.89 |
1027727.27 |
156300.19 |
| 120 |
9887.16 |
9623.25 |
263.91 |
1022945.26 |
163513.81 |
8870.27 |
8636.36 |
233.90 |
1036363.64 |
156534.09 |
| 第11年 |
121 |
9887.16 |
9643.29 |
243.86 |
1032588.55 |
163757.68 |
8852.27 |
8636.36 |
215.91 |
1045000.00 |
156750.00 |
| 122 |
9887.16 |
9663.39 |
223.77 |
1042251.94 |
163981.45 |
8834.28 |
8636.36 |
197.92 |
1053636.36 |
156947.92 |
| 123 |
9887.16 |
9683.52 |
203.64 |
1051935.45 |
164185.09 |
8816.29 |
8636.36 |
179.92 |
1062272.73 |
157127.84 |
| 124 |
9887.16 |
9703.69 |
183.47 |
1061639.15 |
164368.56 |
8798.30 |
8636.36 |
161.93 |
1070909.09 |
157289.77 |
| 125 |
9887.16 |
9723.91 |
163.25 |
1071363.05 |
164531.81 |
8780.30 |
8636.36 |
143.94 |
1079545.45 |
157433.71 |
| 126 |
9887.16 |
9744.17 |
142.99 |
1081107.22 |
164674.81 |
8762.31 |
8636.36 |
125.95 |
1088181.82 |
157559.66 |
| 127 |
9887.16 |
9764.47 |
122.69 |
1090871.68 |
164797.50 |
8744.32 |
8636.36 |
107.95 |
1096818.18 |
157667.61 |
| 128 |
9887.16 |
9784.81 |
102.35 |
1100656.49 |
164899.85 |
8726.33 |
8636.36 |
89.96 |
1105454.55 |
157757.58 |
| 129 |
9887.16 |
9805.19 |
81.97 |
1110461.68 |
164981.82 |
8708.33 |
8636.36 |
71.97 |
1114090.91 |
157829.55 |
| 130 |
9887.16 |
9825.62 |
61.54 |
1120287.31 |
165043.36 |
8690.34 |
8636.36 |
53.98 |
1122727.27 |
157883.52 |
| 131 |
9887.16 |
9846.09 |
41.07 |
1130133.40 |
165084.42 |
8672.35 |
8636.36 |
35.98 |
1131363.64 |
157919.51 |
| 132 |
9887.16 |
9866.60 |
20.56 |
1140000.00 |
165104.98 |
8654.36 |
8636.36 |
17.99 |
1140000.00 |
157937.50 |
|
汇总：
|
等额本息
总利息：165104.98元 总还款：1305104.98元
|
等额本金
总利息：157937.50元 总还款：1297937.50元
|
|
年利率为：2.50%，折扣： 不打折，贷款：114.0万，
分132期(11年)， 等额本息比等额本金多：7167.48元。
|
注意! 因为实际贷款率每年会变化调整，所以以上数据仅供参考。。