| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
10585.20 |
8590.20 |
1995.00 |
8590.20 |
1995.00 |
11540.45 |
9545.45 |
1995.00 |
9545.45 |
1995.00 |
| 2 |
10585.20 |
8603.80 |
1981.40 |
17194.01 |
3976.40 |
11525.34 |
9545.45 |
1979.89 |
19090.91 |
3974.89 |
| 3 |
10585.20 |
8617.43 |
1967.78 |
25811.43 |
5944.18 |
11510.23 |
9545.45 |
1964.77 |
28636.36 |
5939.66 |
| 4 |
10585.20 |
8631.07 |
1954.13 |
34442.50 |
7898.31 |
11495.11 |
9545.45 |
1949.66 |
38181.82 |
7889.32 |
| 5 |
10585.20 |
8644.74 |
1940.47 |
43087.24 |
9838.77 |
11480.00 |
9545.45 |
1934.55 |
47727.27 |
9823.86 |
| 6 |
10585.20 |
8658.42 |
1926.78 |
51745.67 |
11765.55 |
11464.89 |
9545.45 |
1919.43 |
57272.73 |
11743.30 |
| 7 |
10585.20 |
8672.13 |
1913.07 |
60417.80 |
13678.62 |
11449.77 |
9545.45 |
1904.32 |
66818.18 |
13647.61 |
| 8 |
10585.20 |
8685.86 |
1899.34 |
69103.66 |
15577.96 |
11434.66 |
9545.45 |
1889.20 |
76363.64 |
15536.82 |
| 9 |
10585.20 |
8699.62 |
1885.59 |
77803.28 |
17463.55 |
11419.55 |
9545.45 |
1874.09 |
85909.09 |
17410.91 |
| 10 |
10585.20 |
8713.39 |
1871.81 |
86516.67 |
19335.36 |
11404.43 |
9545.45 |
1858.98 |
95454.55 |
19269.89 |
| 11 |
10585.20 |
8727.19 |
1858.02 |
95243.86 |
21193.37 |
11389.32 |
9545.45 |
1843.86 |
105000.00 |
21113.75 |
| 12 |
10585.20 |
8741.01 |
1844.20 |
103984.87 |
23037.57 |
11374.20 |
9545.45 |
1828.75 |
114545.45 |
22942.50 |
| 第2年 |
13 |
10585.20 |
8754.85 |
1830.36 |
112739.71 |
24867.93 |
11359.09 |
9545.45 |
1813.64 |
124090.91 |
24756.14 |
| 14 |
10585.20 |
8768.71 |
1816.50 |
121508.42 |
26684.42 |
11343.98 |
9545.45 |
1798.52 |
133636.36 |
26554.66 |
| 15 |
10585.20 |
8782.59 |
1802.61 |
130291.01 |
28487.03 |
11328.86 |
9545.45 |
1783.41 |
143181.82 |
28338.07 |
| 16 |
10585.20 |
8796.50 |
1788.71 |
139087.51 |
30275.74 |
11313.75 |
9545.45 |
1768.30 |
152727.27 |
30106.36 |
| 17 |
10585.20 |
8810.42 |
1774.78 |
147897.93 |
32050.52 |
11298.64 |
9545.45 |
1753.18 |
162272.73 |
31859.55 |
| 18 |
10585.20 |
8824.37 |
1760.83 |
156722.31 |
33811.35 |
11283.52 |
9545.45 |
1738.07 |
171818.18 |
33597.61 |
| 19 |
10585.20 |
8838.35 |
1746.86 |
165560.65 |
35558.20 |
11268.41 |
9545.45 |
1722.95 |
181363.64 |
35320.57 |
| 20 |
10585.20 |
8852.34 |
1732.86 |
174412.99 |
37291.06 |
11253.30 |
9545.45 |
1707.84 |
190909.09 |
37028.41 |
| 21 |
10585.20 |
8866.36 |
1718.85 |
183279.35 |
39009.91 |
11238.18 |
9545.45 |
1692.73 |
200454.55 |
38721.14 |
| 22 |
10585.20 |
8880.40 |
1704.81 |
192159.75 |
40714.72 |
11223.07 |
9545.45 |
1677.61 |
210000.00 |
40398.75 |
| 23 |
10585.20 |
8894.46 |
1690.75 |
201054.20 |
42405.47 |
11207.95 |
9545.45 |
1662.50 |
219545.45 |
42061.25 |
| 24 |
10585.20 |
8908.54 |
1676.66 |
209962.74 |
44082.13 |
11192.84 |
9545.45 |
1647.39 |
229090.91 |
43708.64 |
| 第3年 |
25 |
10585.20 |
8922.64 |
1662.56 |
218885.38 |
45744.69 |
11177.73 |
9545.45 |
1632.27 |
238636.36 |
45340.91 |
| 26 |
10585.20 |
8936.77 |
1648.43 |
227822.16 |
47393.12 |
11162.61 |
9545.45 |
1617.16 |
248181.82 |
46958.07 |
| 27 |
10585.20 |
8950.92 |
1634.28 |
236773.08 |
49027.40 |
11147.50 |
9545.45 |
1602.05 |
257727.27 |
48560.11 |
| 28 |
10585.20 |
8965.09 |
1620.11 |
245738.17 |
50647.51 |
11132.39 |
9545.45 |
1586.93 |
267272.73 |
50147.05 |
| 29 |
10585.20 |
8979.29 |
1605.91 |
254717.46 |
52253.43 |
11117.27 |
9545.45 |
1571.82 |
276818.18 |
51718.86 |
| 30 |
10585.20 |
8993.51 |
1591.70 |
263710.97 |
53845.12 |
11102.16 |
9545.45 |
1556.70 |
286363.64 |
53275.57 |
| 31 |
10585.20 |
9007.75 |
1577.46 |
272718.71 |
55422.58 |
11087.05 |
9545.45 |
1541.59 |
295909.09 |
54817.16 |
| 32 |
10585.20 |
9022.01 |
1563.20 |
281740.72 |
56985.78 |
11071.93 |
9545.45 |
1526.48 |
305454.55 |
56343.64 |
| 33 |
10585.20 |
9036.29 |
1548.91 |
290777.01 |
58534.69 |
11056.82 |
9545.45 |
1511.36 |
315000.00 |
57855.00 |
| 34 |
10585.20 |
9050.60 |
1534.60 |
299827.61 |
60069.29 |
11041.70 |
9545.45 |
1496.25 |
324545.45 |
59351.25 |
| 35 |
10585.20 |
9064.93 |
1520.27 |
308892.54 |
61589.56 |
11026.59 |
9545.45 |
1481.14 |
334090.91 |
60832.39 |
| 36 |
10585.20 |
9079.28 |
1505.92 |
317971.82 |
63095.48 |
11011.48 |
9545.45 |
1466.02 |
343636.36 |
62298.41 |
| 第4年 |
37 |
10585.20 |
9093.66 |
1491.54 |
327065.48 |
64587.03 |
10996.36 |
9545.45 |
1450.91 |
353181.82 |
63749.32 |
| 38 |
10585.20 |
9108.06 |
1477.15 |
336173.54 |
66064.17 |
10981.25 |
9545.45 |
1435.80 |
362727.27 |
65185.11 |
| 39 |
10585.20 |
9122.48 |
1462.73 |
345296.02 |
67526.90 |
10966.14 |
9545.45 |
1420.68 |
372272.73 |
66605.80 |
| 40 |
10585.20 |
9136.92 |
1448.28 |
354432.94 |
68975.18 |
10951.02 |
9545.45 |
1405.57 |
381818.18 |
68011.36 |
| 41 |
10585.20 |
9151.39 |
1433.81 |
363584.33 |
70408.99 |
10935.91 |
9545.45 |
1390.45 |
391363.64 |
69401.82 |
| 42 |
10585.20 |
9165.88 |
1419.32 |
372750.20 |
71828.32 |
10920.80 |
9545.45 |
1375.34 |
400909.09 |
70777.16 |
| 43 |
10585.20 |
9180.39 |
1404.81 |
381930.59 |
73233.13 |
10905.68 |
9545.45 |
1360.23 |
410454.55 |
72137.39 |
| 44 |
10585.20 |
9194.93 |
1390.28 |
391125.52 |
74623.41 |
10890.57 |
9545.45 |
1345.11 |
420000.00 |
73482.50 |
| 45 |
10585.20 |
9209.49 |
1375.72 |
400335.01 |
75999.13 |
10875.45 |
9545.45 |
1330.00 |
429545.45 |
74812.50 |
| 46 |
10585.20 |
9224.07 |
1361.14 |
409559.07 |
77360.26 |
10860.34 |
9545.45 |
1314.89 |
439090.91 |
76127.39 |
| 47 |
10585.20 |
9238.67 |
1346.53 |
418797.74 |
78706.79 |
10845.23 |
9545.45 |
1299.77 |
448636.36 |
77427.16 |
| 48 |
10585.20 |
9253.30 |
1331.90 |
428051.04 |
80038.70 |
10830.11 |
9545.45 |
1284.66 |
458181.82 |
78711.82 |
| 第5年 |
49 |
10585.20 |
9267.95 |
1317.25 |
437318.99 |
81355.95 |
10815.00 |
9545.45 |
1269.55 |
467727.27 |
79981.36 |
| 50 |
10585.20 |
9282.62 |
1302.58 |
446601.62 |
82658.53 |
10799.89 |
9545.45 |
1254.43 |
477272.73 |
81235.80 |
| 51 |
10585.20 |
9297.32 |
1287.88 |
455898.94 |
83946.41 |
10784.77 |
9545.45 |
1239.32 |
486818.18 |
82475.11 |
| 52 |
10585.20 |
9312.04 |
1273.16 |
465210.98 |
85219.57 |
10769.66 |
9545.45 |
1224.20 |
496363.64 |
83699.32 |
| 53 |
10585.20 |
9326.79 |
1258.42 |
474537.77 |
86477.98 |
10754.55 |
9545.45 |
1209.09 |
505909.09 |
84908.41 |
| 54 |
10585.20 |
9341.55 |
1243.65 |
483879.33 |
87721.63 |
10739.43 |
9545.45 |
1193.98 |
515454.55 |
86102.39 |
| 55 |
10585.20 |
9356.35 |
1228.86 |
493235.67 |
88950.49 |
10724.32 |
9545.45 |
1178.86 |
525000.00 |
87281.25 |
| 56 |
10585.20 |
9371.16 |
1214.04 |
502606.83 |
90164.53 |
10709.20 |
9545.45 |
1163.75 |
534545.45 |
88445.00 |
| 57 |
10585.20 |
9386.00 |
1199.21 |
511992.83 |
91363.74 |
10694.09 |
9545.45 |
1148.64 |
544090.91 |
89593.64 |
| 58 |
10585.20 |
9400.86 |
1184.34 |
521393.69 |
92548.09 |
10678.98 |
9545.45 |
1133.52 |
553636.36 |
90727.16 |
| 59 |
10585.20 |
9415.74 |
1169.46 |
530809.43 |
93717.55 |
10663.86 |
9545.45 |
1118.41 |
563181.82 |
91845.57 |
| 60 |
10585.20 |
9430.65 |
1154.55 |
540240.08 |
94872.10 |
10648.75 |
9545.45 |
1103.30 |
572727.27 |
92948.86 |
| 第6年 |
61 |
10585.20 |
9445.58 |
1139.62 |
549685.66 |
96011.72 |
10633.64 |
9545.45 |
1088.18 |
582272.73 |
94037.05 |
| 62 |
10585.20 |
9460.54 |
1124.66 |
559146.20 |
97136.38 |
10618.52 |
9545.45 |
1073.07 |
591818.18 |
95110.11 |
| 63 |
10585.20 |
9475.52 |
1109.69 |
568621.72 |
98246.07 |
10603.41 |
9545.45 |
1057.95 |
601363.64 |
96168.07 |
| 64 |
10585.20 |
9490.52 |
1094.68 |
578112.24 |
99340.75 |
10588.30 |
9545.45 |
1042.84 |
610909.09 |
97210.91 |
| 65 |
10585.20 |
9505.55 |
1079.66 |
587617.79 |
100420.40 |
10573.18 |
9545.45 |
1027.73 |
620454.55 |
98238.64 |
| 66 |
10585.20 |
9520.60 |
1064.61 |
597138.38 |
101485.01 |
10558.07 |
9545.45 |
1012.61 |
630000.00 |
99251.25 |
| 67 |
10585.20 |
9535.67 |
1049.53 |
606674.06 |
102534.54 |
10542.95 |
9545.45 |
997.50 |
639545.45 |
100248.75 |
| 68 |
10585.20 |
9550.77 |
1034.43 |
616224.83 |
103568.97 |
10527.84 |
9545.45 |
982.39 |
649090.91 |
101231.14 |
| 69 |
10585.20 |
9565.89 |
1019.31 |
625790.72 |
104588.28 |
10512.73 |
9545.45 |
967.27 |
658636.36 |
102198.41 |
| 70 |
10585.20 |
9581.04 |
1004.16 |
635371.76 |
105592.45 |
10497.61 |
9545.45 |
952.16 |
668181.82 |
103150.57 |
| 71 |
10585.20 |
9596.21 |
988.99 |
644967.97 |
106581.44 |
10482.50 |
9545.45 |
937.05 |
677727.27 |
104087.61 |
| 72 |
10585.20 |
9611.40 |
973.80 |
654579.37 |
107555.24 |
10467.39 |
9545.45 |
921.93 |
687272.73 |
105009.55 |
| 第7年 |
73 |
10585.20 |
9626.62 |
958.58 |
664205.99 |
108513.83 |
10452.27 |
9545.45 |
906.82 |
696818.18 |
105916.36 |
| 74 |
10585.20 |
9641.86 |
943.34 |
673847.85 |
109457.17 |
10437.16 |
9545.45 |
891.70 |
706363.64 |
106808.07 |
| 75 |
10585.20 |
9657.13 |
928.07 |
683504.98 |
110385.24 |
10422.05 |
9545.45 |
876.59 |
715909.09 |
107684.66 |
| 76 |
10585.20 |
9672.42 |
912.78 |
693177.40 |
111298.02 |
10406.93 |
9545.45 |
861.48 |
725454.55 |
108546.14 |
| 77 |
10585.20 |
9687.73 |
897.47 |
702865.13 |
112195.49 |
10391.82 |
9545.45 |
846.36 |
735000.00 |
109392.50 |
| 78 |
10585.20 |
9703.07 |
882.13 |
712568.20 |
113077.62 |
10376.70 |
9545.45 |
831.25 |
744545.45 |
110223.75 |
| 79 |
10585.20 |
9718.44 |
866.77 |
722286.64 |
113944.39 |
10361.59 |
9545.45 |
816.14 |
754090.91 |
111039.89 |
| 80 |
10585.20 |
9733.82 |
851.38 |
732020.46 |
114795.77 |
10346.48 |
9545.45 |
801.02 |
763636.36 |
111840.91 |
| 81 |
10585.20 |
9749.24 |
835.97 |
741769.70 |
115631.74 |
10331.36 |
9545.45 |
785.91 |
773181.82 |
112626.82 |
| 82 |
10585.20 |
9764.67 |
820.53 |
751534.37 |
116452.27 |
10316.25 |
9545.45 |
770.80 |
782727.27 |
113397.61 |
| 83 |
10585.20 |
9780.13 |
805.07 |
761314.50 |
117257.34 |
10301.14 |
9545.45 |
755.68 |
792272.73 |
114153.30 |
| 84 |
10585.20 |
9795.62 |
789.59 |
771110.12 |
118046.93 |
10286.02 |
9545.45 |
740.57 |
801818.18 |
114893.86 |
| 第8年 |
85 |
10585.20 |
9811.13 |
774.08 |
780921.25 |
118821.00 |
10270.91 |
9545.45 |
725.45 |
811363.64 |
115619.32 |
| 86 |
10585.20 |
9826.66 |
758.54 |
790747.91 |
119579.54 |
10255.80 |
9545.45 |
710.34 |
820909.09 |
116329.66 |
| 87 |
10585.20 |
9842.22 |
742.98 |
800590.13 |
120322.53 |
10240.68 |
9545.45 |
695.23 |
830454.55 |
117024.89 |
| 88 |
10585.20 |
9857.80 |
727.40 |
810447.93 |
121049.92 |
10225.57 |
9545.45 |
680.11 |
840000.00 |
117705.00 |
| 89 |
10585.20 |
9873.41 |
711.79 |
820321.35 |
121761.71 |
10210.45 |
9545.45 |
665.00 |
849545.45 |
118370.00 |
| 90 |
10585.20 |
9889.05 |
696.16 |
830210.39 |
122457.87 |
10195.34 |
9545.45 |
649.89 |
859090.91 |
119019.89 |
| 91 |
10585.20 |
9904.70 |
680.50 |
840115.09 |
123138.37 |
10180.23 |
9545.45 |
634.77 |
868636.36 |
119654.66 |
| 92 |
10585.20 |
9920.39 |
664.82 |
850035.48 |
123803.19 |
10165.11 |
9545.45 |
619.66 |
878181.82 |
120274.32 |
| 93 |
10585.20 |
9936.09 |
649.11 |
859971.57 |
124452.30 |
10150.00 |
9545.45 |
604.55 |
887727.27 |
120878.86 |
| 94 |
10585.20 |
9951.82 |
633.38 |
869923.40 |
125085.68 |
10134.89 |
9545.45 |
589.43 |
897272.73 |
121468.30 |
| 95 |
10585.20 |
9967.58 |
617.62 |
879890.98 |
125703.30 |
10119.77 |
9545.45 |
574.32 |
906818.18 |
122042.61 |
| 96 |
10585.20 |
9983.36 |
601.84 |
889874.34 |
126305.14 |
10104.66 |
9545.45 |
559.20 |
916363.64 |
122601.82 |
| 第9年 |
97 |
10585.20 |
9999.17 |
586.03 |
899873.51 |
126891.17 |
10089.55 |
9545.45 |
544.09 |
925909.09 |
123145.91 |
| 98 |
10585.20 |
10015.00 |
570.20 |
909888.51 |
127461.37 |
10074.43 |
9545.45 |
528.98 |
935454.55 |
123674.89 |
| 99 |
10585.20 |
10030.86 |
554.34 |
919919.37 |
128015.72 |
10059.32 |
9545.45 |
513.86 |
945000.00 |
124188.75 |
| 100 |
10585.20 |
10046.74 |
538.46 |
929966.12 |
128554.18 |
10044.20 |
9545.45 |
498.75 |
954545.45 |
124687.50 |
| 101 |
10585.20 |
10062.65 |
522.55 |
940028.77 |
129076.73 |
10029.09 |
9545.45 |
483.64 |
964090.91 |
125171.14 |
| 102 |
10585.20 |
10078.58 |
506.62 |
950107.35 |
129583.35 |
10013.98 |
9545.45 |
468.52 |
973636.36 |
125639.66 |
| 103 |
10585.20 |
10094.54 |
490.66 |
960201.89 |
130074.02 |
9998.86 |
9545.45 |
453.41 |
983181.82 |
126093.07 |
| 104 |
10585.20 |
10110.52 |
474.68 |
970312.41 |
130548.70 |
9983.75 |
9545.45 |
438.30 |
992727.27 |
126531.36 |
| 105 |
10585.20 |
10126.53 |
458.67 |
980438.94 |
131007.37 |
9968.64 |
9545.45 |
423.18 |
1002272.73 |
126954.55 |
| 106 |
10585.20 |
10142.56 |
442.64 |
990581.51 |
131450.01 |
9953.52 |
9545.45 |
408.07 |
1011818.18 |
127362.61 |
| 107 |
10585.20 |
10158.62 |
426.58 |
1000740.13 |
131876.58 |
9938.41 |
9545.45 |
392.95 |
1021363.64 |
127755.57 |
| 108 |
10585.20 |
10174.71 |
410.49 |
1010914.84 |
132287.08 |
9923.30 |
9545.45 |
377.84 |
1030909.09 |
128133.41 |
| 第10年 |
109 |
10585.20 |
10190.82 |
394.38 |
1021105.66 |
132681.46 |
9908.18 |
9545.45 |
362.73 |
1040454.55 |
128496.14 |
| 110 |
10585.20 |
10206.95 |
378.25 |
1031312.61 |
133059.71 |
9893.07 |
9545.45 |
347.61 |
1050000.00 |
128843.75 |
| 111 |
10585.20 |
10223.11 |
362.09 |
1041535.72 |
133421.80 |
9877.95 |
9545.45 |
332.50 |
1059545.45 |
129176.25 |
| 112 |
10585.20 |
10239.30 |
345.90 |
1051775.02 |
133767.70 |
9862.84 |
9545.45 |
317.39 |
1069090.91 |
129493.64 |
| 113 |
10585.20 |
10255.51 |
329.69 |
1062030.54 |
134097.39 |
9847.73 |
9545.45 |
302.27 |
1078636.36 |
129795.91 |
| 114 |
10585.20 |
10271.75 |
313.45 |
1072302.29 |
134410.85 |
9832.61 |
9545.45 |
287.16 |
1088181.82 |
130083.07 |
| 115 |
10585.20 |
10288.01 |
297.19 |
1082590.30 |
134708.03 |
9817.50 |
9545.45 |
272.05 |
1097727.27 |
130355.11 |
| 116 |
10585.20 |
10304.30 |
280.90 |
1092894.61 |
134988.93 |
9802.39 |
9545.45 |
256.93 |
1107272.73 |
130612.05 |
| 117 |
10585.20 |
10320.62 |
264.58 |
1103215.23 |
135253.52 |
9787.27 |
9545.45 |
241.82 |
1116818.18 |
130853.86 |
| 118 |
10585.20 |
10336.96 |
248.24 |
1113552.19 |
135501.76 |
9772.16 |
9545.45 |
226.70 |
1126363.64 |
131080.57 |
| 119 |
10585.20 |
10353.33 |
231.88 |
1123905.52 |
135733.63 |
9757.05 |
9545.45 |
211.59 |
1135909.09 |
131292.16 |
| 120 |
10585.20 |
10369.72 |
215.48 |
1134275.24 |
135949.12 |
9741.93 |
9545.45 |
196.48 |
1145454.55 |
131488.64 |
| 第11年 |
121 |
10585.20 |
10386.14 |
199.06 |
1144661.37 |
136148.18 |
9726.82 |
9545.45 |
181.36 |
1155000.00 |
131670.00 |
| 122 |
10585.20 |
10402.58 |
182.62 |
1155063.96 |
136330.80 |
9711.70 |
9545.45 |
166.25 |
1164545.45 |
131836.25 |
| 123 |
10585.20 |
10419.05 |
166.15 |
1165483.01 |
136496.95 |
9696.59 |
9545.45 |
151.14 |
1174090.91 |
131987.39 |
| 124 |
10585.20 |
10435.55 |
149.65 |
1175918.56 |
136646.60 |
9681.48 |
9545.45 |
136.02 |
1183636.36 |
132123.41 |
| 125 |
10585.20 |
10452.07 |
133.13 |
1186370.64 |
136779.73 |
9666.36 |
9545.45 |
120.91 |
1193181.82 |
132244.32 |
| 126 |
10585.20 |
10468.62 |
116.58 |
1196839.26 |
136896.31 |
9651.25 |
9545.45 |
105.80 |
1202727.27 |
132350.11 |
| 127 |
10585.20 |
10485.20 |
100.00 |
1207324.46 |
136996.31 |
9636.14 |
9545.45 |
90.68 |
1212272.73 |
132440.80 |
| 128 |
10585.20 |
10501.80 |
83.40 |
1217826.26 |
137079.72 |
9621.02 |
9545.45 |
75.57 |
1221818.18 |
132516.36 |
| 129 |
10585.20 |
10518.43 |
66.78 |
1228344.69 |
137146.49 |
9605.91 |
9545.45 |
60.45 |
1231363.64 |
132576.82 |
| 130 |
10585.20 |
10535.08 |
50.12 |
1238879.77 |
137196.61 |
9590.80 |
9545.45 |
45.34 |
1240909.09 |
132622.16 |
| 131 |
10585.20 |
10551.76 |
33.44 |
1249431.53 |
137230.05 |
9575.68 |
9545.45 |
30.23 |
1250454.55 |
132652.39 |
| 132 |
10585.20 |
10568.47 |
16.73 |
1260000.00 |
137246.79 |
9560.57 |
9545.45 |
15.11 |
1260000.00 |
132667.50 |
|
汇总:
|
等额本息
总利息:137246.79元 总还款:1397246.79元
|
等额本金
总利息:132667.50元 总还款:1392667.50元
|
|
年利率为:1.90%,折扣: 不打折,贷款:126.0万,
分132期(11年), 等额本息比等额本金多:4579.29元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。