| 期数 |
等额本息 |
等额本金 |
| 金额 |
本金 |
利息 |
累计本金 |
累计利息 |
金额 |
本金 |
利息 |
累计本金 |
累计支利息 |
| 第1年 |
1 |
10389.38 |
8618.55 |
1770.83 |
8618.55 |
1770.83 |
11240.53 |
9469.70 |
1770.83 |
9469.70 |
1770.83 |
| 2 |
10389.38 |
8630.76 |
1758.62 |
17249.30 |
3529.46 |
11227.11 |
9469.70 |
1757.42 |
18939.39 |
3528.25 |
| 3 |
10389.38 |
8642.98 |
1746.40 |
25892.29 |
5275.85 |
11213.70 |
9469.70 |
1744.00 |
28409.09 |
5272.25 |
| 4 |
10389.38 |
8655.23 |
1734.15 |
34547.51 |
7010.01 |
11200.28 |
9469.70 |
1730.59 |
37878.79 |
7002.84 |
| 5 |
10389.38 |
8667.49 |
1721.89 |
43215.00 |
8731.90 |
11186.87 |
9469.70 |
1717.17 |
47348.48 |
8720.01 |
| 6 |
10389.38 |
8679.77 |
1709.61 |
51894.77 |
10441.51 |
11173.45 |
9469.70 |
1703.76 |
56818.18 |
10423.77 |
| 7 |
10389.38 |
8692.06 |
1697.32 |
60586.83 |
12138.83 |
11160.04 |
9469.70 |
1690.34 |
66287.88 |
12114.11 |
| 8 |
10389.38 |
8704.38 |
1685.00 |
69291.21 |
13823.83 |
11146.62 |
9469.70 |
1676.93 |
75757.58 |
13791.04 |
| 9 |
10389.38 |
8716.71 |
1672.67 |
78007.92 |
15496.50 |
11133.21 |
9469.70 |
1663.51 |
85227.27 |
15454.55 |
| 10 |
10389.38 |
8729.06 |
1660.32 |
86736.98 |
17156.82 |
11119.79 |
9469.70 |
1650.09 |
94696.97 |
17104.64 |
| 11 |
10389.38 |
8741.42 |
1647.96 |
95478.40 |
18804.78 |
11106.38 |
9469.70 |
1636.68 |
104166.67 |
18741.32 |
| 12 |
10389.38 |
8753.81 |
1635.57 |
104232.21 |
20440.35 |
11092.96 |
9469.70 |
1623.26 |
113636.36 |
20364.58 |
| 第2年 |
13 |
10389.38 |
8766.21 |
1623.17 |
112998.42 |
22063.52 |
11079.55 |
9469.70 |
1609.85 |
123106.06 |
21974.43 |
| 14 |
10389.38 |
8778.63 |
1610.75 |
121777.04 |
23674.27 |
11066.13 |
9469.70 |
1596.43 |
132575.76 |
23570.86 |
| 15 |
10389.38 |
8791.06 |
1598.32 |
130568.11 |
25272.59 |
11052.71 |
9469.70 |
1583.02 |
142045.45 |
25153.88 |
| 16 |
10389.38 |
8803.52 |
1585.86 |
139371.63 |
26858.45 |
11039.30 |
9469.70 |
1569.60 |
151515.15 |
26723.48 |
| 17 |
10389.38 |
8815.99 |
1573.39 |
148187.61 |
28431.84 |
11025.88 |
9469.70 |
1556.19 |
160984.85 |
28279.67 |
| 18 |
10389.38 |
8828.48 |
1560.90 |
157016.09 |
29992.74 |
11012.47 |
9469.70 |
1542.77 |
170454.55 |
29822.44 |
| 19 |
10389.38 |
8840.99 |
1548.39 |
165857.08 |
31541.13 |
10999.05 |
9469.70 |
1529.36 |
179924.24 |
31351.80 |
| 20 |
10389.38 |
8853.51 |
1535.87 |
174710.59 |
33077.00 |
10985.64 |
9469.70 |
1515.94 |
189393.94 |
32867.74 |
| 21 |
10389.38 |
8866.05 |
1523.33 |
183576.64 |
34600.33 |
10972.22 |
9469.70 |
1502.53 |
198863.64 |
34370.27 |
| 22 |
10389.38 |
8878.61 |
1510.77 |
192455.26 |
36111.10 |
10958.81 |
9469.70 |
1489.11 |
208333.33 |
35859.38 |
| 23 |
10389.38 |
8891.19 |
1498.19 |
201346.45 |
37609.28 |
10945.39 |
9469.70 |
1475.69 |
217803.03 |
37335.07 |
| 24 |
10389.38 |
8903.79 |
1485.59 |
210250.23 |
39094.88 |
10931.98 |
9469.70 |
1462.28 |
227272.73 |
38797.35 |
| 第3年 |
25 |
10389.38 |
8916.40 |
1472.98 |
219166.64 |
40567.86 |
10918.56 |
9469.70 |
1448.86 |
236742.42 |
40246.21 |
| 26 |
10389.38 |
8929.03 |
1460.35 |
228095.67 |
42028.20 |
10905.15 |
9469.70 |
1435.45 |
246212.12 |
41681.66 |
| 27 |
10389.38 |
8941.68 |
1447.70 |
237037.35 |
43475.90 |
10891.73 |
9469.70 |
1422.03 |
255681.82 |
43103.69 |
| 28 |
10389.38 |
8954.35 |
1435.03 |
245991.70 |
44910.93 |
10878.31 |
9469.70 |
1408.62 |
265151.52 |
44512.31 |
| 29 |
10389.38 |
8967.03 |
1422.35 |
254958.73 |
46333.28 |
10864.90 |
9469.70 |
1395.20 |
274621.21 |
45907.51 |
| 30 |
10389.38 |
8979.74 |
1409.64 |
263938.47 |
47742.92 |
10851.48 |
9469.70 |
1381.79 |
284090.91 |
47289.30 |
| 31 |
10389.38 |
8992.46 |
1396.92 |
272930.93 |
49139.84 |
10838.07 |
9469.70 |
1368.37 |
293560.61 |
48657.67 |
| 32 |
10389.38 |
9005.20 |
1384.18 |
281936.13 |
50524.02 |
10824.65 |
9469.70 |
1354.96 |
303030.30 |
50012.63 |
| 33 |
10389.38 |
9017.96 |
1371.42 |
290954.09 |
51895.44 |
10811.24 |
9469.70 |
1341.54 |
312500.00 |
51354.17 |
| 34 |
10389.38 |
9030.73 |
1358.65 |
299984.82 |
53254.09 |
10797.82 |
9469.70 |
1328.13 |
321969.70 |
52682.29 |
| 35 |
10389.38 |
9043.52 |
1345.85 |
309028.34 |
54599.95 |
10784.41 |
9469.70 |
1314.71 |
331439.39 |
53997.00 |
| 36 |
10389.38 |
9056.34 |
1333.04 |
318084.68 |
55932.99 |
10770.99 |
9469.70 |
1301.29 |
340909.09 |
55298.30 |
| 第4年 |
37 |
10389.38 |
9069.17 |
1320.21 |
327153.84 |
57253.20 |
10757.58 |
9469.70 |
1287.88 |
350378.79 |
56586.17 |
| 38 |
10389.38 |
9082.01 |
1307.37 |
336235.86 |
58560.57 |
10744.16 |
9469.70 |
1274.46 |
359848.48 |
57860.64 |
| 39 |
10389.38 |
9094.88 |
1294.50 |
345330.74 |
59855.07 |
10730.74 |
9469.70 |
1261.05 |
369318.18 |
59121.69 |
| 40 |
10389.38 |
9107.76 |
1281.61 |
354438.50 |
61136.68 |
10717.33 |
9469.70 |
1247.63 |
378787.88 |
60369.32 |
| 41 |
10389.38 |
9120.67 |
1268.71 |
363559.17 |
62405.40 |
10703.91 |
9469.70 |
1234.22 |
388257.58 |
61603.54 |
| 42 |
10389.38 |
9133.59 |
1255.79 |
372692.76 |
63661.19 |
10690.50 |
9469.70 |
1220.80 |
397727.27 |
62824.34 |
| 43 |
10389.38 |
9146.53 |
1242.85 |
381839.29 |
64904.04 |
10677.08 |
9469.70 |
1207.39 |
407196.97 |
64031.72 |
| 44 |
10389.38 |
9159.49 |
1229.89 |
390998.77 |
66133.93 |
10663.67 |
9469.70 |
1193.97 |
416666.67 |
65225.69 |
| 45 |
10389.38 |
9172.46 |
1216.92 |
400171.23 |
67350.85 |
10650.25 |
9469.70 |
1180.56 |
426136.36 |
66406.25 |
| 46 |
10389.38 |
9185.46 |
1203.92 |
409356.69 |
68554.78 |
10636.84 |
9469.70 |
1167.14 |
435606.06 |
67573.39 |
| 47 |
10389.38 |
9198.47 |
1190.91 |
418555.16 |
69745.69 |
10623.42 |
9469.70 |
1153.72 |
445075.76 |
68727.11 |
| 48 |
10389.38 |
9211.50 |
1177.88 |
427766.66 |
70923.57 |
10610.01 |
9469.70 |
1140.31 |
454545.45 |
69867.42 |
| 第5年 |
49 |
10389.38 |
9224.55 |
1164.83 |
436991.21 |
72088.40 |
10596.59 |
9469.70 |
1126.89 |
464015.15 |
70994.32 |
| 50 |
10389.38 |
9237.62 |
1151.76 |
446228.82 |
73240.16 |
10583.18 |
9469.70 |
1113.48 |
473484.85 |
72107.80 |
| 51 |
10389.38 |
9250.70 |
1138.68 |
455479.53 |
74378.84 |
10569.76 |
9469.70 |
1100.06 |
482954.55 |
73207.86 |
| 52 |
10389.38 |
9263.81 |
1125.57 |
464743.34 |
75504.41 |
10556.34 |
9469.70 |
1086.65 |
492424.24 |
74294.51 |
| 53 |
10389.38 |
9276.93 |
1112.45 |
474020.27 |
76616.85 |
10542.93 |
9469.70 |
1073.23 |
501893.94 |
75367.74 |
| 54 |
10389.38 |
9290.08 |
1099.30 |
483310.34 |
77716.16 |
10529.51 |
9469.70 |
1059.82 |
511363.64 |
76427.56 |
| 55 |
10389.38 |
9303.24 |
1086.14 |
492613.58 |
78802.30 |
10516.10 |
9469.70 |
1046.40 |
520833.33 |
77473.96 |
| 56 |
10389.38 |
9316.42 |
1072.96 |
501930.00 |
79875.27 |
10502.68 |
9469.70 |
1032.99 |
530303.03 |
78506.94 |
| 57 |
10389.38 |
9329.61 |
1059.77 |
511259.61 |
80935.03 |
10489.27 |
9469.70 |
1019.57 |
539772.73 |
79526.52 |
| 58 |
10389.38 |
9342.83 |
1046.55 |
520602.44 |
81981.58 |
10475.85 |
9469.70 |
1006.16 |
549242.42 |
80532.67 |
| 59 |
10389.38 |
9356.07 |
1033.31 |
529958.51 |
83014.89 |
10462.44 |
9469.70 |
992.74 |
558712.12 |
81525.41 |
| 60 |
10389.38 |
9369.32 |
1020.06 |
539327.83 |
84034.95 |
10449.02 |
9469.70 |
979.32 |
568181.82 |
82504.73 |
| 第6年 |
61 |
10389.38 |
9382.59 |
1006.79 |
548710.42 |
85041.74 |
10435.61 |
9469.70 |
965.91 |
577651.52 |
83470.64 |
| 62 |
10389.38 |
9395.89 |
993.49 |
558106.31 |
86035.23 |
10422.19 |
9469.70 |
952.49 |
587121.21 |
84423.14 |
| 63 |
10389.38 |
9409.20 |
980.18 |
567515.51 |
87015.41 |
10408.78 |
9469.70 |
939.08 |
596590.91 |
85362.22 |
| 64 |
10389.38 |
9422.53 |
966.85 |
576938.03 |
87982.27 |
10395.36 |
9469.70 |
925.66 |
606060.61 |
86287.88 |
| 65 |
10389.38 |
9435.88 |
953.50 |
586373.91 |
88935.77 |
10381.94 |
9469.70 |
912.25 |
615530.30 |
87200.13 |
| 66 |
10389.38 |
9449.24 |
940.14 |
595823.15 |
89875.91 |
10368.53 |
9469.70 |
898.83 |
625000.00 |
88098.96 |
| 67 |
10389.38 |
9462.63 |
926.75 |
605285.78 |
90802.66 |
10355.11 |
9469.70 |
885.42 |
634469.70 |
88984.38 |
| 68 |
10389.38 |
9476.03 |
913.35 |
614761.81 |
91716.00 |
10341.70 |
9469.70 |
872.00 |
643939.39 |
89856.38 |
| 69 |
10389.38 |
9489.46 |
899.92 |
624251.27 |
92615.93 |
10328.28 |
9469.70 |
858.59 |
653409.09 |
90714.96 |
| 70 |
10389.38 |
9502.90 |
886.48 |
633754.17 |
93502.40 |
10314.87 |
9469.70 |
845.17 |
662878.79 |
91560.13 |
| 71 |
10389.38 |
9516.36 |
873.01 |
643270.54 |
94375.42 |
10301.45 |
9469.70 |
831.76 |
672348.48 |
92391.89 |
| 72 |
10389.38 |
9529.85 |
859.53 |
652800.39 |
95234.95 |
10288.04 |
9469.70 |
818.34 |
681818.18 |
93210.23 |
| 第7年 |
73 |
10389.38 |
9543.35 |
846.03 |
662343.73 |
96080.98 |
10274.62 |
9469.70 |
804.92 |
691287.88 |
94015.15 |
| 74 |
10389.38 |
9556.87 |
832.51 |
671900.60 |
96913.50 |
10261.21 |
9469.70 |
791.51 |
700757.58 |
94806.66 |
| 75 |
10389.38 |
9570.41 |
818.97 |
681471.00 |
97732.47 |
10247.79 |
9469.70 |
778.09 |
710227.27 |
95584.75 |
| 76 |
10389.38 |
9583.96 |
805.42 |
691054.97 |
98537.89 |
10234.38 |
9469.70 |
764.68 |
719696.97 |
96349.43 |
| 77 |
10389.38 |
9597.54 |
791.84 |
700652.51 |
99329.73 |
10220.96 |
9469.70 |
751.26 |
729166.67 |
97100.69 |
| 78 |
10389.38 |
9611.14 |
778.24 |
710263.65 |
100107.97 |
10207.54 |
9469.70 |
737.85 |
738636.36 |
97838.54 |
| 79 |
10389.38 |
9624.75 |
764.63 |
719888.40 |
100872.59 |
10194.13 |
9469.70 |
724.43 |
748106.06 |
98562.97 |
| 80 |
10389.38 |
9638.39 |
750.99 |
729526.79 |
101623.59 |
10180.71 |
9469.70 |
711.02 |
757575.76 |
99273.99 |
| 81 |
10389.38 |
9652.04 |
737.34 |
739178.83 |
102360.92 |
10167.30 |
9469.70 |
697.60 |
767045.45 |
99971.59 |
| 82 |
10389.38 |
9665.72 |
723.66 |
748844.55 |
103084.59 |
10153.88 |
9469.70 |
684.19 |
776515.15 |
100655.78 |
| 83 |
10389.38 |
9679.41 |
709.97 |
758523.96 |
103794.56 |
10140.47 |
9469.70 |
670.77 |
785984.85 |
101326.55 |
| 84 |
10389.38 |
9693.12 |
696.26 |
768217.08 |
104490.81 |
10127.05 |
9469.70 |
657.35 |
795454.55 |
101983.90 |
| 第8年 |
85 |
10389.38 |
9706.85 |
682.53 |
777923.93 |
105173.34 |
10113.64 |
9469.70 |
643.94 |
804924.24 |
102627.84 |
| 86 |
10389.38 |
9720.61 |
668.77 |
787644.54 |
105842.11 |
10100.22 |
9469.70 |
630.52 |
814393.94 |
103258.36 |
| 87 |
10389.38 |
9734.38 |
655.00 |
797378.91 |
106497.12 |
10086.81 |
9469.70 |
617.11 |
823863.64 |
103875.47 |
| 88 |
10389.38 |
9748.17 |
641.21 |
807127.08 |
107138.33 |
10073.39 |
9469.70 |
603.69 |
833333.33 |
104479.17 |
| 89 |
10389.38 |
9761.98 |
627.40 |
816889.06 |
107765.73 |
10059.97 |
9469.70 |
590.28 |
842803.03 |
105069.44 |
| 90 |
10389.38 |
9775.81 |
613.57 |
826664.86 |
108379.31 |
10046.56 |
9469.70 |
576.86 |
852272.73 |
105646.31 |
| 91 |
10389.38 |
9789.65 |
599.72 |
836454.52 |
108979.03 |
10033.14 |
9469.70 |
563.45 |
861742.42 |
106209.75 |
| 92 |
10389.38 |
9803.52 |
585.86 |
846258.04 |
109564.89 |
10019.73 |
9469.70 |
550.03 |
871212.12 |
106759.79 |
| 93 |
10389.38 |
9817.41 |
571.97 |
856075.45 |
110136.86 |
10006.31 |
9469.70 |
536.62 |
880681.82 |
107296.40 |
| 94 |
10389.38 |
9831.32 |
558.06 |
865906.77 |
110694.92 |
9992.90 |
9469.70 |
523.20 |
890151.52 |
107819.60 |
| 95 |
10389.38 |
9845.25 |
544.13 |
875752.02 |
111239.05 |
9979.48 |
9469.70 |
509.79 |
899621.21 |
108329.39 |
| 96 |
10389.38 |
9859.20 |
530.18 |
885611.22 |
111769.23 |
9966.07 |
9469.70 |
496.37 |
909090.91 |
108825.76 |
| 第9年 |
97 |
10389.38 |
9873.16 |
516.22 |
895484.38 |
112285.45 |
9952.65 |
9469.70 |
482.95 |
918560.61 |
109308.71 |
| 98 |
10389.38 |
9887.15 |
502.23 |
905371.53 |
112787.68 |
9939.24 |
9469.70 |
469.54 |
928030.30 |
109778.25 |
| 99 |
10389.38 |
9901.16 |
488.22 |
915272.68 |
113275.91 |
9925.82 |
9469.70 |
456.12 |
937500.00 |
110234.38 |
| 100 |
10389.38 |
9915.18 |
474.20 |
925187.87 |
113750.10 |
9912.41 |
9469.70 |
442.71 |
946969.70 |
110677.08 |
| 101 |
10389.38 |
9929.23 |
460.15 |
935117.09 |
114210.25 |
9898.99 |
9469.70 |
429.29 |
956439.39 |
111106.38 |
| 102 |
10389.38 |
9943.30 |
446.08 |
945060.39 |
114656.34 |
9885.57 |
9469.70 |
415.88 |
965909.09 |
111522.25 |
| 103 |
10389.38 |
9957.38 |
432.00 |
955017.77 |
115088.33 |
9872.16 |
9469.70 |
402.46 |
975378.79 |
111924.72 |
| 104 |
10389.38 |
9971.49 |
417.89 |
964989.26 |
115506.23 |
9858.74 |
9469.70 |
389.05 |
984848.48 |
112313.76 |
| 105 |
10389.38 |
9985.61 |
403.77 |
974974.87 |
115909.99 |
9845.33 |
9469.70 |
375.63 |
994318.18 |
112689.39 |
| 106 |
10389.38 |
9999.76 |
389.62 |
984974.64 |
116299.61 |
9831.91 |
9469.70 |
362.22 |
1003787.88 |
113051.61 |
| 107 |
10389.38 |
10013.93 |
375.45 |
994988.56 |
116675.06 |
9818.50 |
9469.70 |
348.80 |
1013257.58 |
113400.41 |
| 108 |
10389.38 |
10028.11 |
361.27 |
1005016.68 |
117036.33 |
9805.08 |
9469.70 |
335.39 |
1022727.27 |
113735.80 |
| 第10年 |
109 |
10389.38 |
10042.32 |
347.06 |
1015059.00 |
117383.39 |
9791.67 |
9469.70 |
321.97 |
1032196.97 |
114057.77 |
| 110 |
10389.38 |
10056.55 |
332.83 |
1025115.54 |
117716.22 |
9778.25 |
9469.70 |
308.55 |
1041666.67 |
114366.32 |
| 111 |
10389.38 |
10070.79 |
318.59 |
1035186.34 |
118034.81 |
9764.84 |
9469.70 |
295.14 |
1051136.36 |
114661.46 |
| 112 |
10389.38 |
10085.06 |
304.32 |
1045271.40 |
118339.13 |
9751.42 |
9469.70 |
281.72 |
1060606.06 |
114943.18 |
| 113 |
10389.38 |
10099.35 |
290.03 |
1055370.74 |
118629.16 |
9738.01 |
9469.70 |
268.31 |
1070075.76 |
115211.49 |
| 114 |
10389.38 |
10113.65 |
275.72 |
1065484.40 |
118904.88 |
9724.59 |
9469.70 |
254.89 |
1079545.45 |
115466.38 |
| 115 |
10389.38 |
10127.98 |
261.40 |
1075612.38 |
119166.28 |
9711.17 |
9469.70 |
241.48 |
1089015.15 |
115707.86 |
| 116 |
10389.38 |
10142.33 |
247.05 |
1085754.71 |
119413.33 |
9697.76 |
9469.70 |
228.06 |
1098484.85 |
115935.92 |
| 117 |
10389.38 |
10156.70 |
232.68 |
1095911.41 |
119646.01 |
9684.34 |
9469.70 |
214.65 |
1107954.55 |
116150.57 |
| 118 |
10389.38 |
10171.09 |
218.29 |
1106082.50 |
119864.30 |
9670.93 |
9469.70 |
201.23 |
1117424.24 |
116351.80 |
| 119 |
10389.38 |
10185.50 |
203.88 |
1116267.99 |
120068.19 |
9657.51 |
9469.70 |
187.82 |
1126893.94 |
116539.61 |
| 120 |
10389.38 |
10199.93 |
189.45 |
1126467.92 |
120257.64 |
9644.10 |
9469.70 |
174.40 |
1136363.64 |
116714.02 |
| 第11年 |
121 |
10389.38 |
10214.38 |
175.00 |
1136682.30 |
120432.64 |
9630.68 |
9469.70 |
160.98 |
1145833.33 |
116875.00 |
| 122 |
10389.38 |
10228.85 |
160.53 |
1146911.14 |
120593.18 |
9617.27 |
9469.70 |
147.57 |
1155303.03 |
117022.57 |
| 123 |
10389.38 |
10243.34 |
146.04 |
1157154.48 |
120739.22 |
9603.85 |
9469.70 |
134.15 |
1164772.73 |
117156.72 |
| 124 |
10389.38 |
10257.85 |
131.53 |
1167412.33 |
120870.75 |
9590.44 |
9469.70 |
120.74 |
1174242.42 |
117277.46 |
| 125 |
10389.38 |
10272.38 |
117.00 |
1177684.71 |
120987.75 |
9577.02 |
9469.70 |
107.32 |
1183712.12 |
117384.79 |
| 126 |
10389.38 |
10286.93 |
102.45 |
1187971.64 |
121090.20 |
9563.60 |
9469.70 |
93.91 |
1193181.82 |
117478.69 |
| 127 |
10389.38 |
10301.51 |
87.87 |
1198273.15 |
121178.07 |
9550.19 |
9469.70 |
80.49 |
1202651.52 |
117559.19 |
| 128 |
10389.38 |
10316.10 |
73.28 |
1208589.25 |
121251.35 |
9536.77 |
9469.70 |
67.08 |
1212121.21 |
117626.26 |
| 129 |
10389.38 |
10330.71 |
58.67 |
1218919.96 |
121310.02 |
9523.36 |
9469.70 |
53.66 |
1221590.91 |
117679.92 |
| 130 |
10389.38 |
10345.35 |
44.03 |
1229265.31 |
121354.05 |
9509.94 |
9469.70 |
40.25 |
1231060.61 |
117720.17 |
| 131 |
10389.38 |
10360.01 |
29.37 |
1239625.32 |
121383.42 |
9496.53 |
9469.70 |
26.83 |
1240530.30 |
117747.00 |
| 132 |
10389.38 |
10374.68 |
14.70 |
1250000.00 |
121398.12 |
9483.11 |
9469.70 |
13.42 |
1250000.00 |
117760.42 |
|
汇总:
|
等额本息
总利息:121398.12元 总还款:1371398.12元
|
等额本金
总利息:117760.42元 总还款:1367760.42元
|
|
年利率为:1.70%,折扣: 不打折,贷款:125.0万,
分132期(11年), 等额本息比等额本金多:3637.70元。
|
注意! 因为实际贷款率每年会变化调整,所以以上数据仅供参考。。